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Must Reads
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Hands Down, This Is the Best Grocery Card for Most Families in October 2026
Here's the exact monthly grocery spend where the Blue Cash Preferred's annual fee pays for itself, plus when the no-annual-fee Blue Cash Everyday wins instead.
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Here's What Happens When You Put Every Purchase on a Cash Back Card for a Year
Most household spending can go on a credit card. Here's how much cash back a typical budget earns in a year at different reward rates.
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Earn up to 2.62% Cash Back on All Purchases: The Best Business Credit Cards This Week, Oct. 18, 2026
Want to earn as high as 2.62% cash back on all your business spending? Here's the credit card to get now, along with a few other great picks.
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Bonus Cash or a Boosted APY? Get Both With the Best Bank Account Bonuses This Week, Oct. 18, 2026
Ready to unlock a boosted APY for a full six months while also pocketing a cash bonus? Here's the bank account to open today, plus a few other great options.
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Longest 0% Intro APR Credit Cards This Week, Oct. 18, 2026: Nearly 2 Years of Interest-Free Payments
Get up to 21 months interest-free with this week's longest 0% intro APR cards. Stop feeding interest and start actually paying down your debt.
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Is a Roth IRA or Traditional IRA Better for You? These 3 Simple Questions Can Tell You
Choosing a Roth or traditional IRA comes down to your future tax bracket, where you think tax rates are headed, and whether you plan to leave money to heirs.
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The Average Checking Account Balance
How much money do Americans have in their checking accounts? Read on to see the average checking account balance by age, income bracket, and more.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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Study: Race, Ethnicity, and Personal Finance in America
The racial wealth gap is established. But what about differences in personal finances? We surveyed 2,000 Americans for the latest on race and finances in the U.S.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD rates.
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The Average Savings Account Balance In The U.S. – Here’s How Much Americans Have in the Bank
Learn the average savings account balance in the U.S., why medians matter, how your savings compare to national benchmarks, and strategies to boost your savings.
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The Average Credit Score in the U.S.
The average credit score in America has held at 714 since October 2025. See how yours compares in this full report from Motley Fool Money.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.