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Must Reads
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Is a 3% Balance Transfer Fee Worth It? Here's the Math.
A 3% balance transfer fee sounds steep, but the interest it saves usually dwarfs the cost. Here's how the numbers actually shake out.
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The 3 Best No-Annual-Fee Travel Cards of August 2026
See how no-annual-fee travel cards earn rewards, who each one suits, and when paying a fee for extra perks is worth it instead.
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How Much Should You Have in an Emergency Fund? Here's the Honest Answer by Income Level
Your emergency fund target is three to six months of expenses. See how much that is at every income level, plus when to aim low and when to save more.
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The 3 Fastest Ways to Get Your Credit Score From 700 to 750
Going from 700 to 750 mostly comes down to one number. These are the three fastest moves to raise your credit score, and how to make each one.
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Get up to $3,000 in Bonus Cash or Free Stock: The Best Brokerage Bonuses of August 2026
A roundup of the best brokerage bonuses live in August 2026, from free starter stock to cash offers for new and transferring investors.
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Best High-Yield Savings Accounts Today, August 7, 2026: Earn up to 4.50% APY
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again in July.
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The Average Credit Card Interest Rate
The average credit card interest rate is 21% APR as of May 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
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The Average House Price by State in 2026
The median house price in the United States as of the second quarter of 2026 is $410,700. See how states compare here.
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Back-to-School Shopping Trends 2026: How Parents Are Financing the Bill
Back-to-school shopping trends: 34% of parents finance it with credit cards, 25% use buy now, pay later.
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The Average Checking Account Interest Rate in July 2026
The national average checking account interest rate is 0.07% APY as of July 2026, per FDIC data. See how rates compare and where to find a better rate.
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Average Savings Account Interest Rate in July 2026
The national average savings account interest rate is 0.38% APY as of July 2026, per FDIC data. See how rates have changed and where to find a better rate.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
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