Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
Meet Our 2026 Award Winners
The wait’s over. See which credit cards, bank accounts, and more earned top honors this year and start your smartest financial year yet.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
No spam — unsubscribe anytime. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Please read our Privacy Statement and Terms & Conditions.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
7 Money Habits That Feel Harmless but Cost You Thousands Over Time
Convenience apps and auto-renewing insurance can drain hundreds per year from your savings. Here are seven money habits that add up fast.
-
The Smartest Time to Apply for a New Credit Card (Most People Get This Wrong)
Timing a credit card application can mean the difference between a huge welcome offer and a wasted hard inquiry. Here's when the stars actually align.
-
The Amex Platinum Has $3,500 in Annual Value. Here's How to Use Every Dollar.
The Amex Platinum now carries a $895 annual fee and over $3,500 in annual value. Here's how to actually use every dollar.
-
Here's When a CD Beats a High-Yield Savings Account
High-yield savings accounts get most of the attention. But there are specific situations where a CD is the smarter move.
-
The 3 Best Travel Cards for People Who Only Take 2 or 3 Trips a Year
Want great travel perks without the sky-high price? Here are three travel cards for people who only travel a few times a year.
-
We Compared 100+ Credit Cards -- These 3 Offer the Best 0% Intro APR in 2026
Need the longest 0% intro APR out there? Here are three great options that can help you save for almost two whole years.
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
-
The Largest Mortgage Lenders in the U.S.
More than 4,800 institutions provided over 6 million mortgages adding up to over $2 trillion in 2024. Read on to see the largest mortgage lenders.
-
Average Tax Refund in 2026, by Income, Age, and Filing Status
The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
-
The Average Checking Account Interest Rate in April 2026
The national average checking account interest rate is 0.07% APY as of April 2026, per FDIC data. See how rates compare and where to find a better rate.
-
Average Credit Card Interest Rate in February 2026
The average credit card interest rate is1% APR as of February 2026, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.
-
Average Savings Account Interest Rate in April 2026
The national average savings account interest rate is 0.38% APY as of April 2026, per FDIC data. See how rates have changed and where to find a better rate.
-
A Guide to the Backdoor Roth IRA, and Heirs Squandering Inheritances
Apr. 25, 2026
People look forward to retirement as a time of fewer obligations, but it can also be a time of lower taxes, especially if you have …
-
The Jobs/Cook Era at Apple, Intel & AI, and Another SaaSpocalype
Apr. 24, 2026
AI is driving the market in multiple directions in 2026 and this week’s winner was Intel, who has such high demand it’s selling chips it …
-
Earnings Season Ramps Up -- And We've Seen Some Surprises
Apr. 23, 2026
Earnings season is now in full swing, and we recently got a look at the latest results from Tesla (NASDAQ: TSLA) and some of the …
-
SpaceX Goes on $60 Billion AI Buying Spree
Apr. 23, 2026
SpaceX is buying another AI company, this time it’s Cursor. The space company has transformed itself into an AI company, but does this mean it …
-
Tim Cook Steps Aside – What's Next for Apple
Apr. 21, 2026
It wasn't a complete surprise, but Apple (NASDAQ: AAPL) CEO Tim Cook is stepping aside and the company's current head of hardware, Jon Ternus, will …
-
Are Robotaxis Coming to a City Near You?
Apr. 20, 2026
Serial acquirer QXO has made a transformative $17 billion acquisition of TopBuild to create the second largest player in the industry. Motley Fool analysts Jason …
Why You Can Trust Us
We're your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.