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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

A woman sitting at a cafe table with tea and a laptop and holding out her credit card.
Feb. 24, 2026 | By Jake FitzGerald

Here's What Happens When You Pay for Everything With a Credit Card

Swiping for everything can earn hundreds in rewards. Here's what really happens when you put your whole life on a credit card.
A couple withdraws money from an ATM machine.
Feb. 24, 2026 | By Joel O'Leary

I Love Credit Cards -- but Here Are 3 Times I Recommend Against Them

Credit cards aren't always the right move. Here are three situations where using your debit card (or cash) is the smarter financial choice.
Woman holding a fan of cash and celebrating.
Feb. 24, 2026 | By Joel O'Leary

You Can Earn a $200 Bonus With Little Effort (and No Annual Fee) With These 3 Cards

Three strong no-annual-fee cash back cards with attainable welcome offers -- and rewards worth keeping long after the bonus hits.
Man appears to be in thought while looking at laptop screen.
Feb. 24, 2026 | By Joel O'Leary

3 Ways to Know if You Should Open Another Bank Account

The best savings accounts today charge no fees and pay up to 4.00% APY. Here's how to know if your current bank is making the cut.
Smiling woman lying on her couch, using her cell phone, and holding her credit card.
Feb. 24, 2026 | By Joel O'Leary

This Bank of America Card Offers 6% Cash Back and a $200 Bonus

The Bank of America Customized Cash Rewards card earns 6% cash back in your chosen category for the first year, has no annual fee, and includes a welcome offer.
Woman in glasses sitting on a couch smiling while using a tablet.
Feb. 24, 2026 | By Joel O'Leary

I've Covered the Best (and Worst) Savings Accounts for Years. Here Are My Top 3 Takeaways

Your bank might be paying you 0.01% APY, while top accounts pay 4.00%. Here's what I've learned covering savings accounts for years.
Grocery store employee ringing up customers
Feb. 24, 2026 | By Joel O'Leary

This Little-Known Citi Card Offers 20,000 Bonus Points and 3X at Supermarkets -- With No Annual Fee

The Citi Strata Card earns 3X points at supermarkets and gas stations with no annual fee. See how it stacks up and who it's best for.
Well dressed woman in first class on flight.
Feb. 24, 2026 | By Joel O'Leary

These 3 Premium Cards Are Actually Worth the Annual Fees

Premium credit cards can easily justify their annual fees -- if you use the included perks correctly. Here are three cards with strong value right now.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Feb. 24, 2026 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's the Best Investment in February 2026?

Short-term CD rates are beating 5-year rates, but only by a little. Here's how to decide which term makes sense for your savings goals.
Delivery person handing off a package to resident.
Feb. 24, 2026 | By Joel O'Leary

This Amazon Card Bonus Is the Easiest $150 You'll Ever Earn

The Amazon Prime Visa gives Prime members an instant $150 gift card upon approval -- no spending required. See how it works and whether it's worth it.
A jar that says emergency savings is on a bookshelf and full of cash.
Feb. 24, 2026 | By Jake FitzGerald

Top Savings Account Rates Today, Feb. 24, 2026: Paying up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Happy couple celebrate while looking at laptop screen.
Feb. 24, 2026 | By Joel O'Leary

The Venture X Offers a Massive Welcome Bonus. See if You Qualify Now

Packed with premium travel perks, flexible rewards, and a big welcome offer, the Venture X can deliver big value -- especially in the first year.
A woman using a laptop and holding a credit card.
Feb. 23, 2026 | By Joel O'Leary

Here's Why I'll Never Have More Than One Card With an Annual Fee

The no-annual-fee card market has never been better. Here's why paying multiple annual fees often leaves you breaking even -- or worse.
A woman sitting in her living room with a calculator, notebook, and laptop on the coffee table.
Feb. 23, 2026 | By Joel O'Leary

Balance Transfer Fee vs. Interest: Which Costs More?

Balance transfer fees are usually a fraction of what you'd pay in interest. Here's how to do the math and decide if a transfer makes sense for you.
A man sitting at his kitchen table with a calculator and bills.
Feb. 23, 2026 | By Jake FitzGerald

Forget Debt Consolidation: This Is the Best Way to Pay Off Credit Card Debt

Carrying credit card debt? A 0% balance transfer card can pause interest and save you thousands faster than consolidation loans.
Crosslegged woman eats takeout with chopsticks.
Feb. 23, 2026 | By Jake FitzGerald

The Most Common Way Americans Waste Money Isn't What You Think

Most Americans admit to wasting money. But it's not what most people blame. Here's where it actually goes.
A bakery customer swiping a credit card next to a plate of muffins and a teapot.
Feb. 23, 2026 | By Jake FitzGerald

Here's What Happens When You Stop Using Cash

Ditching cash changes more than how you think about spending. It changes how you split bills, handle emergencies, get paid back, and even how you travel.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Feb. 23, 2026 | By Joel O'Leary

Why High-Yield Savings Accounts Beat CDs Right Now

High-yield savings accounts offer rates as competitive as top CDs right now -- with no lock-up period. Here's why flexibility wins in today's rate environment.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Feb. 23, 2026 | By Jake FitzGerald

Best Savings Account Rates Today, Feb. 23, 2026: Earn up to 5.00% APY With These HYSAs

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A smiling couple looking at paperwork at a table.
Feb. 23, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Feb. 23, 2026: Get Relief From Interest and Room to Breathe

Top balance transfer cards now offer up to two years of 0% intro APR and no annual fees -- compare options and start paying down debt without the extra interest.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Feb. 23, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 23, 2026: Rates Are Slipping -- Here's Where to Find the Best Deals

Today's best CDs pay up to 4.20% APY. It could be a smart idea to lock in a solid return as we head further into the new year.
Metal bank vault door, open and showing inside.
Feb. 22, 2026 | By Joel O'Leary

Here's the Safest, Easiest Way to Earn More on Your Savings Right Now

Earning almost nothing on your savings? A high-yield savings account could help you earn significantly more with zero investing risk. Here's how to make the switch.
An envelope with various bills sticking out
Feb. 22, 2026 | By Joel O'Leary

Need to Deposit $10,000+ in Cash? The Government Will Know About It

Depositing $10,000 or more in cash triggers an automatic government report. Here's what a Currency Transaction Report is, why it exists, and what it means for you.
Woman sitting on sofa holding cash and using a calculator.
Feb. 22, 2026 | By Joel O'Leary

How Much Cash Is Too Much to Keep in Checking?

Keeping too much cash in checking could be costing you. Here's how much to actually keep -- and where the rest should go.
A man's arm holding colorful shopping bags.
Feb. 22, 2026 | By Joel O'Leary

83% of Americans Admit to Wasteful Spending. Here's the Fix That Works in 2026

Approximately 83% of Americans admit to wasteful spending. A simple savings account trick -- one my mom taught me -- is the fix that actually works.