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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Person getting assistance from bank teller.
July 2, 2026 | By Joel O'Leary

The 3 Smartest Ways to Withdraw $10,000+ From the Bank

Withdrawing $10,000 or more takes a little planning. ACH transfers, wire transfers, and cashier's checks differ on speed, cost, and safety.
Person in a yellow sweater sitting behind desk and sliding a dollar bill into a piggy bank.
July 2, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 2, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Couple excited, high-fiving.
July 1, 2026 | By Joel O'Leary

My Wife and I Have $140,000 Each in Our Roth IRAs. Here's How

Maxing out a Roth IRA in 2026 takes around $625 a month. Here's how consistent contributions and index funds grew our balances into six figures.
Calendar with pages flying.
July 1, 2026 | By Ryan Wilcox

Best High-Yield Savings Account Rates Today, July 1, 2026: Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could change as we enter the back half of 2026.
A man sitting at his kitchen table with a calculator and bills.
June 30, 2026 | By Joel O'Leary

3 Things People With Perfect Credit Scores Never Do

A perfect credit score comes down to autopay, low reported balances, and opening multiple accounts over time. See the three things high-score earners never do.
Tiny sprouts growing out of coin stacks of varying heights beside a jar full of coins.
June 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, June 30, 2026: Earn up to 5.00% APY

The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 5.00% APY.
A couple counts dollar bills together at home.
June 29, 2026 | By Joel O'Leary

Here's How to Make $1,000 a Month in Interest

It takes about $300,000 at today's top rates to generate $1,000 per month in interest. Here's a breakdown at different rates and where to keep it.
Red and black labels reading Roth IRA on top of a dollar bill.
June 29, 2026 | By Joel O'Leary

Why I Chose a Roth IRA Over a Traditional One

I'd rather pay taxes on my retirement savings now than guess at a higher rate later. That's the core reason I picked Roth over traditional IRA.
Man laying on the beach using his backpack as a pillow and with his laptop open in his lap.
June 29, 2026 | By James McClenathen

Best CD Rates This Week, June 29, 2026: Summer Is Here -- Don't Let Your Savings Sit Idle

This week's best CDs pay up to 4.20% APY. Lock in a solid return as we head further into 2026 and rates potentially become more volatile.
Jar of coins with "emergency" label
June 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, June 29, 2026

The June Fed meeting has come and gone with no change to rates. Top HYSAs continue to offer up to 5.00% APY. Find out more.
A salesman handing over the keys to a new car.
June 28, 2026 | By Joel O'Leary

Do I Need a Credit Card to Rent a Car?

No, you can rent a car with a debit card at most agencies. Here's what rental car companies require and why I still recommend using a credit card.
A happy family walking through a park with the young kids on the parents' shoulders.
June 28, 2026 | By Joel O'Leary

How Much Income Puts You in the Upper, Middle, or Lower Class?

The Census Bureau puts the top 20% of households above $175,700. But your bracket and your real financial class aren't the same thing -- here's the gap.
A young man sits at his desk and looks over his investment accounts.
June 27, 2026 | By Ryan Wilcox

How to Invest in SpaceX Stock: A Step-by-Step Guide to Buying SPCX

Want to buy SpaceX stock? Here's a step-by-step guide to purchasing your first shares, plus how to find the right brokerage for you.
A man sits in a cafe and uses his phone to deposit his check.
June 27, 2026 | By Joel O'Leary

What Bank Has the Best Free Checking Account in June 2026?

A free checking account should cost nothing to keep, with no monthly fee and no minimum balance. Here's the pick I'm recommending in 2026.
Woman puts money into a piggy bank on a table, which she is sitting by
June 27, 2026 | By Joel O'Leary

Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now

CDs lock your money up for a fixed rate, but a high-yield savings account can offer comparable yield without giving up access to your cash.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
June 27, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, June 27, 2026: Up to 5.00% APY Still Available

The best high-yield savings accounts continue to offer up to 5.00% APY after the Fed held rates steady again this month. Find out more.
Well-dressed couple walking through greenery drinking champagne.
June 26, 2026 | By Joel O'Leary

Here's What Income Actually Makes You Upper Class in 2026

Cracking the top 20% of U.S. earners takes about $182,000 in 2026. Here's how income quintiles break down -- and why your bracket isn't what matters most.
Woman with glasses making calculations.
June 23, 2026 | By Joel O'Leary

Here's How to Pick the Right Balance Transfer Card for Your Debt Amount

How much you owe can change which balance transfer card is right for you. Here's how to match the intro period, fee, and credit limit to your debt amount.
Man smiling while interacting with bank teller.
June 23, 2026 | By Ryan Wilcox

Here's What Happens When You Withdraw $10,000 From Your Bank Account

Withdrawing $10,000 in cash from your bank is perfectly legal -- but if you do, the government will find out about it. Here's why.
A woman standing in front of a green while while thinking about a decision with her finger resting on her chin.
June 21, 2026 | By Ryan Wilcox

How Often Should You Apply for a New Credit Card?

There's no universal rule for how often you should land a new credit card -- but there are a few important things to consider. Here's what to know.
Person views laptop showing graph while relaxing by a pool.
June 14, 2026 | By Ryan Wilcox

5 Ways to Invest $1,000 Right Now

Have $1,000 to invest? Here are five smart ways to put it to work, from index funds to high-yield savings, that can earn you real money.
Person hiding cash under mattress.
June 13, 2026 | By Ryan Wilcox

Don't Keep Cash at Home. Here Are 3 Easy Places to Put It Instead

Keeping cash at home means losing money to inflation every day. Here are three better places to park it -- and actually earn something.
Woman smiles while holding credit card in one hand and phone in the other.
June 13, 2026 | By Joel O'Leary

Here's What It Takes to Get the Best Credit Cards Now

Card issuers weigh income, debt load, and recent activity, not just your score. Here's how banks decide who earns top rewards.
A rocket drawn in chalk with Ben Franklin's face from the hundred dollar bill on the front.
June 12, 2026 | By Ryan Wilcox

Best Brokers for SPCX Stock in June 2026

Want to take part in the largest IPO in stock market history? Here are three great places to grab a piece of SpaceX today.
Man holding a fan of cash appears to be in thought.
June 12, 2026 | By Joel O'Leary

The 3 Best High-Yield Savings Accounts With No Minimum Deposit for June 2026

These savings accounts have no minimum deposit, no monthly fees, and rates that leave big-bank accounts in the dust. See which fits your goal.