Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content
Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace. Websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened.
    |    Accessibility Options

Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

All Topics Banks Insurance Personal Loans Brokerages Mortgages Credit Cards Cryptocurrency

Recent Articles

Man looks happily at computer screen while holding cash in one hand.
April 28, 2026 | By Ryan Wilcox

This High-Yield Savings Account Pays an Incredible APY of up to 4.21%

This high-yield account pays an eye-popping rate on savings. In fact, it's one of the highest rates available right now. Here's what you need to qualify.
Stacks of coins in increasing height following by a large dollar sign.
April 28, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, April 28, 2026: Up to 5.00% APY Still Available

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Data breach: web of locked padlocks and one unlocked padlock superimposed over person typing on a keyboard.
April 27, 2026 | By Joel O'Leary

Here's What Banks Do With Your Income and Spending Data

Banks collect and share your financial data in ways most people don't realize. Here's exactly where it goes and who sees it.
Fanned out one dollar bills with a stop watch on top of them.
April 27, 2026 | By James McClenathen

Best CD Rates This Week, April 27, 2026: These Rates Won't Be Around Forever -- Act Now

This week's best CDs pay up to 4.20% APY. It could be a wise move to lock in a solid return as we head further into 2026.
Money hidden in a dresser drawer.
April 27, 2026 | By Jake FitzGerald

Best Savings Account Rates Today, April 27, 2026: Earn up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
Sad woman with money flying out of wallet
April 26, 2026 | By Joel O'Leary

7 Money Habits That Feel Harmless but Cost You Thousands Over Time

Convenience apps and auto-renewing insurance can drain hundreds per year from your savings. Here are seven money habits that add up fast.
A young woman sitting on the floor of her living room with her laptop and bills around her.
April 26, 2026 | By Jake FitzGerald

Here's When a CD Beats a High-Yield Savings Account

High-yield savings accounts get most of the attention. But there are specific situations where a CD is the smarter move.
Smart-dressed man sits at desk and distributes a cash pile from his hand while smiling.
April 26, 2026 | By Joel O'Leary

Unlock $400 in Bonus Cash: Best Bank Account Bonuses This Week, April 26, 2026

This easy-to-open savings account is offering one of the best bonuses out there and a boosted APY for a limited time. Here's what to know.
A jar labeled emergency fund holding a stash of cash.
April 25, 2026 | By Jake FitzGerald

The $400 Financial Test That Millions of Americans Fail

Just 44% of Americans could cover a $400 emergency using only money from their bank account.
Red percent sign amid white dollar signs
April 25, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, April 25, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
young woman holding a piggy bank
April 24, 2026 | By Jake FitzGerald

Why I'd Never Keep More Than 6 Months of Expenses in a Savings Account

A savings account is the right home for your emergency fund. It's the wrong home for everything else.
An envelope with various bills sticking out
April 24, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, April 24, 2026: Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a pair of hold decisions so far in 2026.
Man using laptop with his Shiba Inu dog beside him on the couch
April 23, 2026 | By Joel O'Leary

Here's When a CD Ladder Actually Makes Sense -- and When It Doesn't

A CD ladder can smooth out your rates and free up cash regularly -- but it's not the right move for everyone. Here's when it works and when to skip it.
Woman sitting on sofa holding cash and using a calculator.
April 23, 2026 | By Jake FitzGerald

How Much Are Americans Saving? Here's What the Data Says

Motley Fool Money data shows how much Americans actually have in savings, and how many can't cover a $400 emergency.
Various piles of coins with upward arrows and an upward trending line graph laid overtop.
April 23, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, April 23, 2026

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Hands holding a rendering of Earth made out of greenery.
April 22, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, April 22, 2026: Up to 5.00% APY Still on Offer

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Man with glasses using laptop looks away appearing to be in thought.
April 21, 2026 | By Jake FitzGerald

The Best CD Term Right Now Isn't the One Most People Are Opening

Most people default to 6-month CDs when rates feel uncertain. In a falling-rate environment, that instinct can cost you money.
plant growing out of jar of coins
April 21, 2026 | By Jake FitzGerald

Best Savings Account Rates Today, April 21, 2026: APYs up to 5.00%

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
Couple lounging by an inground pool in the back yard of a large home.
April 20, 2026 | By Joel O'Leary

My Friend Is $1.2M 'House Poor' -- Here's What I Learned From Watching It Happen

Being house poor means your home owns you, not the other way around. Here's what I learned watching a high-earning friend get stuck in a $1.2M house.
Two people holding cellphones using a payment app to send and receive money.
April 20, 2026 | By Jake FitzGerald

Here's Why Your Bank Might Flag Your Venmo and Zelle Transfers

Banks can flag Venmo and Zelle transfers for reasons that have nothing to do with fraud. Here's what triggers a review and how to respond.
Close-up on stacks of coins sitting next to a clock
April 20, 2026 | By James McClenathen

Best CD Rates This Week, April 20, 2026: Spring Cleaning Your Savings? Start With a Better Rate

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have a chance to move lower.
Jar of coins with plant sprouting from the middle.
April 20, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, April 20, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Man holding a fan of cash appears to be in thought.
April 19, 2026 | By Jake FitzGerald

What I'd Do With $5,000 Right Now, in Order

Got $5,000 sitting around? Here's exactly what I'd do with it, ranked in order of priority.
A stylish young woman celebrating and throwing confetti in the air.
April 19, 2026 | By Joel O'Leary

Get an APY Boost up to 4.10%: Best Bank Account Bonuses This Week, April 19, 2026

This online bank is offering one of the best boosted APYs I've seen in quite awhile. Here's how to land it, plus three other great options available now.
Person opening small gift box with cash inside.
April 18, 2026 | By Ryan Wilcox

The Easiest $400 You'll Ever Make -- Plus up to 4.00% APY. Why Now's the Time to Open a SoFi® Account

My favorite savings account on the market is offering a welcome bonus that's too good to ignore. Here's what to know and how to open your account today.