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Credit Card Articles

Articles about choosing the right credit card, and how to get the most from the ones you have.
 
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Recent Articles

Couple watching movie together from the couch.
July 22, 2026 | By Joel O'Leary

The 3 Little-Known Perks of the Chase Sapphire Preferred Most Cardholders Never Use -- July 2026

The Chase Sapphire Preferred is known for travel rewards, but three underused perks quietly add hundreds in value each year.
Senior woman looking at laptop with frustrated expression
July 22, 2026 | By Joel O'Leary

What Happens if You Miss One Payment on a Balance Transfer Card?

A late payment on a balance transfer card can end your 0% intro APR, trigger a penalty rate, and hit your credit score once it's 30 days past due.
A woman holding shopping bags and a credit card.
July 22, 2026 | By Joel O'Leary

The Best Cash Back Card That Also Gives You 0% Intro APR -- and Why Most People Don't Know About It

The Bank of America Customized Cash Rewards is a no-annual-fee card that earns cash back and offers a stretch of interest-free spending.
Smiling woman lying on her couch, using her cell phone, and holding her credit card.
July 22, 2026 | By Joel O'Leary

My Top 3 Balance Transfer Cards for People With Good Credit: July 2026

A 0% intro APR can pause interest while you pay down a balance. Here's how this month's top balance transfer cards compare on time, fees, and rewards.
Young woman holding phone and credit card
July 21, 2026 | By Ryan Wilcox

The Best Flat-Rate Cash Back Card for July 2026

A 2% flat rate, a solid welcome bonus, and $0 annual fee -- here's why this Wells Fargo card is one of our favorite credit cards available now.
Financial advisor discusses credit scores with a client.
July 21, 2026 | By Joel O'Leary

4 Reasons to Get Your Credit Score Above 800

An 800 credit score does more than look good. It cuts borrowing costs across loans and insurance, and gives your score room to breathe.
A man smiling while using his laptop.
July 21, 2026 | By Ryan Wilcox

My 3 Favorite Business Cards for Your Side Hustle, Ranked

No LLC? No problem. Here are my three favorite business cards for side hustlers and gig workers available now.
A person sitting at an outdoor cafe table holding a credit card and phone with open in front of them.
July 21, 2026 | By Joel O'Leary

What Credit Score Do You Need for the Chase Sapphire Preferred?

A good-to-excellent credit score helps you qualify for the Chase Sapphire Preferred, but income, credit history, and recent applications all factor in too.
A man pushing a luggage cart through an airport with a cheering woman on top.
July 20, 2026 | By Joel O'Leary

5 Benefits of the Capital One VentureOne Card -- July 2026

The Capital One VentureOne earns unlimited miles with no annual fee or foreign transaction fees, plus flexible ways to redeem for new travelers.
Traveler at airport with luggage, phone, and credit card.
July 20, 2026 | By Joel O'Leary

Earn a $2,000 Bonus and a $500 Travel Credit for a Limited Time With the Capital One Spark Cash Plus Card

The Capital One Spark Cash Plus card earns unlimited 2% cash back, plus a new limited-time offer worth stacking for high spenders.
Credit report that reads 765 on a desk where someone is typing on a calculator and their holding glasses
July 20, 2026 | By Joel O'Leary

You'll Probably Never Hit 850. Here's the Credit Score That Actually Gets You the Best Rates

The best loan terms and credit perks kick in around a credit score of 780, not a perfect 850. Here's the number to aim for and how to reach it.
Person holds a credit card while using a laptop.
July 20, 2026 | By Ryan Wilcox

3 Top Cash Back Cards You Can Apply for Right Now: July 2026

The Citi Double Cash, Chase Freedom Flex, and Amex Blue Cash Preferred lead our cash back picks for July 2026. See current perks and who each card is right for.
Excited man holding cell phone and credit card.
July 20, 2026 | By Ryan Wilcox

Here Are Our 3 Balance Transfer Cards for July 2026: Pay No Interest for up to 21 Months

Our three top balance transfer cards for July 2026 offer 0% APR for up to 21 months. See which one fits your payoff timeline and credit profile.
Person opening small gift box with cash inside.
July 20, 2026 | By Joel O'Leary

3 Credit Card Bonuses Worth $1,000 or More That You Can Earn Right Now

The average credit card welcome offer hovers around $311, but a few current offers go far higher. Here's how to spot the bonuses worth more than $1,000.
Man in suit carrying boulder labeled DEBT to edge of cloudy precipice.
July 20, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, July 20, 2026: Break the Interest Cycle for up to 21 Months

These balance transfer cards offer 0% intro APR for up to 21 months with no annual fees -- time you need to break the interest cycle and climb out of debt.
Woman smiles while holding credit card in one hand and phone in the other.
July 19, 2026 | By Joel O'Leary

My Top 3 Balance Transfer Cards for People Who Also Want to Earn Rewards

These balance transfer cards can help clear your debt with 0% intro APR and still earn cash back after the balance is gone.
Woman taking notes at desk.
July 19, 2026 | By Joel O'Leary

My 3 Favorite Business Cards for Freelancers, Ranked

Freelancers don't need an LLC to get a business credit card. Here's how to pick the right one for irregular income.
A chalkboard resting on a desk with a piggy bank and the words Credit Score drawn on it.
July 19, 2026 | By Ryan Wilcox

How to Pick the Right Balance Transfer Card if You Have Less-Than-Perfect Credit

You can still get a balance transfer card with fair credit, but options are limited. Here's how to pick the right one and what to watch for.
Notebook with "Pay off debt" written in it.
July 19, 2026 | By Ryan Wilcox

Longest 0% Intro APR Credit Cards This Week, July 19, 2026: Up to 21 Months to Pay Down Debt Interest-Free

Get 21 months of 0% intro APR with this week's top offers. Stop watching interest eat your payments -- finally make real progress on your debt.
Group of friends have fun and take selfies in a pool.
July 18, 2026 | By Ryan Wilcox

5 Benefits of the Chase Sapphire Reserve Card -- July 2026

From a massive welcome bonus to free Apple TV+ and Apple Music, here are five Chase Sapphire Reserve perks you can use for big-time savings.
Smiling woman with suitcase typing on phone in airport
July 18, 2026 | By Ryan Wilcox

Earn a $1,000 Bonus and a $250 Travel Credit for a Limited Time With the Capital One Spark Cash Card

The versatile Capital One Spark Cash is upgrading its welcome offer for a limited time. Find out the details and see if it's right for your business today.
A woman sitting in front of a window while typing on a laptop with one hand and holding a credit card with the other.
July 18, 2026 | By Joel O'Leary

The Best No-Annual-Fee Card to Pair With the Chase Sapphire Preferred

Adding a no-annual-fee card to the Chase Sapphire Preferred boosts rewards on everyday spending and makes your points worth more on travel.
Woman and child pushing cart loaded with two flat screen tvs inside electronics store.
July 18, 2026 | By Ryan Wilcox

The 3 Best High-Limit Cards You Can Apply for in July 2026

Looking for a high-limit credit card? Compare reported limits, welcome bonuses, perks, fees, and more on three top picks available now.
Woman excited about something she sees on her cellphone.
July 18, 2026 | By Joel O'Leary

The Chase Offer I Couldn't Ignore: Best Credit Card Bonuses This Week, July 18, 2026

I've held off on getting this top Chase card for years, but the current welcome bonus was too good to pass up. Here's what to know.
Small business owners looking at laptop in plant shop.
July 17, 2026 | By Joel O'Leary

Chase Ink Business Cash vs. Ink Business Unlimited: Which $1,000 Bonus Card Is Right for Your Business?

Compare the Chase Ink Business Cash and Ink Business Unlimited on rewards, categories, and simplicity to find the no-annual-fee card that fits your business.