Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!

The 2025 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Join 35,000+ Americans getting smarter with their money — one email at a time
Get expert advice, actionable strategies, and exclusive offers that help you save more and spend with confidence.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
Transfer Debt and Pay 0% Interest for 21 Months With the Citi Simplicity® Card
This Citi card offers 0% intro APR for 21 months on balance transfers with no late fees or penalty APR. It's perfect for paying off …
-
Rocket Money Promises to Make Budgeting Easy. Does It Deliver?
Rocket Money has a handful of great tools designed to help you save. Here's what you'll get for as low as $6 a month.
-
No Annual Fee, Serious Rewards -- Our Pick: Chase Freedom Unlimited
Enjoy top-tier rewards, a long 0% intro APR period, and no annual fee with our favorite beginner-friendly credit card.
-
Should You Buy Stocks Through SoFi Invest?
Thinking of getting into investing? Find out why you should consider SoFi Active Investing.
-
Earn Miles While You Work: Top Business Credit Cards for Travel
Turn everyday business spending into free flights. Here are three top-tier business credit cards that reward you with serious travel miles.
-
0% Interest for 15 Billing Cycle and Travel Rewards? The Bank of America Travel Rewards Card Delivers Both
Earn unlimited travel rewards and pay 0% intro APR for 15 billing cycles with no annual fee. This Bank of America card does it all.
-
Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
-
Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
-
How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
-
The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
-
81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
-
Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
-
Consumer Stocks Spotlight: Etsy, Roblox, and Reddit
Aug. 04, 2025
Does a mixed bag of economic data forecast a good future for businesses that depend on consumer spending? We debate the results! Tim Beyers, Alicia …
-
The Real Risk
Aug. 03, 2025
How can investors separate the signal from the noise? What’s the key to achieving financial freedom? And what’s the real risk investors face?Motley Fool analyst …
-
How Much Makes Someone Wealthy, and Why It Pays to Delay Social Security
Aug. 02, 2025
More people are claiming Social Security early in 2025. Robert Brokamp speaks with Dr. Michael Finke, a professor at the American College of Financial Services, …
-
The Fed’s Inflation Conundrum & an AI Billionaire Battle Royale
Aug. 01, 2025
The Fed’s Inflation Conundrum & an AI Billionaire Battle RoyaleThe Fed kept rates flat this week, Apple and Amazon reported earnings, and we have the …
-
Tariffs and Trade Wars Can’t Slow Big Tech’s Momentum
Jul. 31, 2025
The Federal Reserve holds rates steady for now, but an ever-evolving trade and tariff picture raises questions about for how long. Also, Meta Platforms and …
-
Coffee, Chips, and Credit Cards
Jul. 30, 2025
Earnings from Starbucks, Visa, and Spotify’s earnings give us a read on the consumer and Samsung takes a big chip order from Tesla. (00:21) Travis …

Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
Our Golden Rule
Scrutinize the Fine Print
Unbiased Reviews

Don't miss The Motley Fool's award-winning podcast
Daily investing and financial coverage delivered straight to your ears!
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.