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Must Reads
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Don't Want to Pay the Chase Sapphire Reserve Card's New $795 Fee? Here Are 3 Alternatives
These three alternative travel cards still give you great perks and high rewards rates for everyday spending, with a much lower price tag.
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The Citi Strata Elite Card Now Offers a 100K Bonus. Is It Worth It?
This new premium travel card has a limited-time bonus for new members. Learn more about its key benefits and see if you should apply.
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Why CDs Are a Great Place for Your Cash in October 2025
When interest rates fall, rates on all types of savings products fall, too. Learn why now's the perfect time to lock your money in a …
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Get 5% Cash Back and 0% Intro APR for 15 Months -- All From One Card
Learn how to earn top-tier cash back on everyday spending and skip interest charges for over a year, all with no annual fee.
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The 2026 Social Security COLA Will Be Announced Soon. Here's What to Expect
Benefits are expected to increase by 2.7%. But the numbers aren't final yet, and the announcement may be delayed. Here's what we know about the …
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How Much Money Would You Need Invested to Produce a $100,000 Retirement Income?
You'd need about $2.5 million invested to generate $100,000 a year in retirement. Here's how the math and strategy breaks down.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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The AI App Store Moment
Oct. 08, 2025
OpenAI has launched apps within ChatGPT in its bid to both add functionality and improve monetization of the product. We discuss how this is both …
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Tariffs, Social Shopping, and an EV Reset
Oct. 07, 2025
As Prime Day kicks off, we’re asking the big questions. Emily Flippen is joined by Jason Hall and Dan Caplinger to tackle three timely stories: …
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The AI Infrastructure Opportunity: 3 Fools Weigh In
Oct. 06, 2025
Asit Sharma, Yasser El-Shimy, and Tim Beyers debate whether the hundreds of billions presently committed to AI infrastructure will pay off for shareholders. Are we …
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Interview with Barry Ritholtz: How Not To Invest
Oct. 05, 2025
What are the biggest mistakes investors make? Motley Fool Chief Investment Officer Andy Cross and analyst Jason Moser talk with Barry Ritholtz, author of How …
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Make the Most of Your Cash and Credit Cards
Oct. 04, 2025
The Federal Reserve is lowering interest rates, which can be good for borrowers but not so good for savers. Robert Brokamp speaks with Brendan Byrnes, …
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Apple’s Headset Strategy & Tesla’s EV Sales Windfall
Oct. 03, 2025
We discuss what Apple and Meta Platforms see as the future of tech hardware and whether or not Tesla’s latest delivery boon is a peak …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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