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Must Reads
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How Long Should You Keep a Car to Get the Most for Your Money?
Want the most money for your car? Here's when to trade it in to avoid major depreciation -- or how long to keep it to …
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4 Reasons to Lock in a Western Alliance Bank CD Ahead of This Month's Fed Decision
Lock in top short-term CD rates with as little as $1. Western Alliance Bank CDs offer strong returns and FDIC protection -- perfect for your …
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Warning: These Popular Banks Pay Ultra-Low Interest Rates
Big-name banks often pay insultingly-low interest rates. See what they're really paying and why switching to a high-yield account could earn you more.
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These Credit Card 'Benefits' Sound Great -- Until You Read the Fine Print
Find out the ins and outs of credit card benefits like cellphone protection, ticket presales, and dining credits -- and what to look for instead.
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Do You Really Need $2 Million to Retire in 2025?
Is it true that you could need $2 million to retire comfortably? Find out how your lifestyle, inflation, and rising yields affect your retirement number.
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6-Month vs. 5-Year CDs: What's the Best Investment in July 2025?
CD rates are sky-high right now, but they may not stay that way for long. Should you lock in a 5-year rate or ride the …
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Banks Made $5.8B on Overdraft Fees -- Here's Who's Paying
Explore the latest statistics on overdraft fees, including how many Americans pay them, the average overdraft fee, and how much banks make from them.
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Nearly 1 in 6 of Americans Aren't Paying Their Bills on Time
Explore the latest statistics on Americans missing bill payments, including breakdowns by income, age, race, and housing status.
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America's Wasteful Spending Habits: From DoorDash to Dead Subscriptions
Explore wasteful spending statistics revealing how Americans overspend, like frequent DoorDash orders and impulse buys, across generations.
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Financial Literacy Statistics: The Average American Scores Just 48%
Scores have stayed around 50% for nearly 10 years. Read on for a deep dive into financial literacy data.
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Taiwan Semi’s $100 billion plan and housing is hot!
Jul. 10, 2025
Taiwan Semiconductor’s earnings beat Wall Street expectations, the housing market is picking up steam after, and TopBuild & Ferrero International go shopping. Tyler Crowe and …
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Starbucks' China Challenge and Decoding Meta's AI Push
Jul. 09, 2025
Starbucks is looking to sell a stake in its China business, Hershey has a new CEO and Meta hits the gas on AI. Jason Moser …
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Is Amazon the Best Prime Day Deal?
Jul. 08, 2025
Looking at the company and stock behind the summer shopping event. (00:21) Anand Chokkavelu, Jason Hall, and Matt Frankel discuss: - The Aug.1 tariffs - …
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Dinosaurs Roar for Comcast and CoreWeave Goes Shopping
Jul. 07, 2025
Andy Cross and Jason Moser discuss: - Jurassic World Rebirth delivers for Comcast - CoreWeave finally gets it done for CoreScientific - Oracle makes a …
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RBI Replay: What You’ve Done to Create Financial Freedom Vol. 3
Jul. 05, 2025
Independence Week in the United States is the perfect time to explore financial freedom. This week’s podcast highlights nine key points leading to financial independence, …
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First Half Lookback
Jul. 04, 2025
For once, the big tech giants are not driving the market’s returns. (00:21) Motley Fool Senior Analyst, Anthony Schiavone, and Motley Fool Asset Management’s Chief …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money does not cover all offers on the market. Motley Fool Money is 100% owned and operated by The Motley Fool. Our knowledgeable team of personal finance editors and analysts are employed by The Motley Fool and held to the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. Terms may apply to offers listed on this page.