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Must Reads
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Snag One of These 4.15%+ CD Rates Before They Disappear
The Federal Reserve is expected to cut interest rates at this week's meeting. If you want to lock in a high APY while you still …
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Earn a Free Flight to Tokyo With These 3 Credit Cards
Want to fly to Japan for free? See how these three cards can get you there with their valuable welcome bonuses and travel perks.
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Here's How to Earn $10,000 With CDs
With today's top APYs, here's how much cash it takes to earn $10,000 with a traditional certificate of deposit.
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Why the Amex Gold Card Might Be the Best Card for Dining 2025
Earn major points on dining worldwide and at U.S. supermarkets, plus hundreds in annual credits with this card. See if it's worth it for you.
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Here's What Happens When You Withdraw $10,000+ From Your Bank Account
Thinking of pulling out $10,000 or more in cash? Here's what really goes down, why banks keep an eye on it, and how to make …
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Why the Chase Freedom Unlimited Might Be the Only Card You Really Need
This card stays one of the best no-annual-fee cards in 2025 with cash back on everything and a nice welcome bonus.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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The Labubu Economy
Sep. 16, 2025
Blind boxes, dopamine hits, and “adorably ugly” IP - today Emily Flippen alongside analysts Sanmeet Deo and Asit Sharma unpack the collectibles economy and the …
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Fools Duel Over DocuSign: Is It Still a Breaker?
Sep. 15, 2025
We duel, you decide. Rick Munarriz and Tim Beyers debate whether DocuSign is a Breaker worth buying. Leave a comment to let us know which …
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Interview with Dan Ariely: Investing in the Irrational
Sep. 14, 2025
Dan Ariely, a Professor of Behavioral Economics at Duke University, is the bestselling author of Misbelief, Dollars and Sense, and Predictably Irrational. Motley Fool contributor …
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401(k) Millionaires and Maximizing Your HSA
Sep. 13, 2025
No account has more tax benefits than the health savings account. You can make the most of those benefits by managing your HSA wisely. Roger …
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Media Merger Mania Strikes Again
Sep. 12, 2025
We discuss the potential for another major media merger as Paramount Skydance eyes Warner Bros Discovery, and there’s a new richest person in the world …
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The Mortgage Market Gets its Groove Back
Sep. 11, 2025
Ever since interest rates started to rise in 2022, the American mortgage market has been stuck. With recent economic data, though, mortgage rates have been …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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