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Mortgage Articles

Buying a home is probably your life's most costly undertaking. Learn how to find the best lenders and get the best interest rates and you can save tens of thousands of dollars.

Recent Articles

May 31, 2024 | By Maurie Backman

You Won't Believe How High the Median U.S. Home Sale Price Is

Home prices keep climbing. Read on to see what the median home is selling for today.
May 30, 2024 | By Kristi Waterworth

The Zero Down Mortgage Is Back -- But Is It a Financial Mistake?

Should you consider a zero down mortgage for your home's purchase? Find out here.
May 30, 2024 | By Maurie Backman

3 Ways to Make Sure You're Not Overspending on Your Retirement Home

Buying a new home for retirement? Read on to make sure you're not getting in over your head.
May 30, 2024 | By Maurie Backman

The One Rule You Must Follow if You're Signing an Adjustable-Rate Mortgage Today

Looking at signing an adjustable-rate mortgage? Read on to make sure you're not setting yourself up for financially disastrous results.
May 29, 2024 | By Maurie Backman

My Friends Waited Until Their 40s to Buy a Home. Here's Why They Don't Regret It

Waiting to buy a home can pay off for numerous reasons. Read on to see why you may want to sit tight on a home purchase.
May 29, 2024 | By Maurie Backman

Hoping to Buy a Foreclosure? Here's Why That Will Be Difficult in 2024

You might spend less on a home purchase if you buy a foreclosure. Read on to see why that may not be so feasible in today's market.
May 29, 2024 | By Maurie Backman

3 Mistakes Mortgage Applicants Make -- and How to Avoid Them

Need to borrow for a home? Read on to see which mistakes you should make every effort to avoid.
May 29, 2024 | By Maurie Backman

Buying New Construction? Here's One Move You Absolutely Must Do First

New construction has its benefits. But check this must-do off your list before signing a contract for a home build.
May 27, 2024 | By Maurie Backman

I Just Told My Friend Not to Make Extra Payments on Her Mortgage. Here's Why

You'll often hear that it's smart to pay off a mortgage ahead of schedule, but this advice doesn't always apply. Find out when it's best not to pay extra.
May 26, 2024 | By Maurie Backman

Most Renters Think the American Dream of Owning a Home Is Dead. Are They Right?

Owning a home has become exceedingly difficult. Should you give up on it? And is that even such a bad thing? Read on to find out.
May 25, 2024 | By Ashley Maready

Don't Make This Big Home-Buying Mistake

Putting yourself into a huge financial trap is a major mistake. Learn why you should carefully consider your budget when buying a home.
May 25, 2024 | By Maurie Backman

Mortgage Rates Could Fall in 2024. Here's Why That Could Make It Even Harder to Buy a Home

Many would-be home buyers today are being thwarted by high mortgage rates. But read on to see why falling rates may not make it any easier to purchase a home.
May 24, 2024 | By Maurie Backman

Why I'm No Longer Making Any Improvements to My Home

This writer refuses to sink a penny more into her home for renovation purposes. Read on to find out why.
May 22, 2024 | By Maurie Backman

Why Are Mortgage Rates Stuck at Such High Levels?

Mortgage rates have held steady at higher levels for a reason. But there may be relief in sight. Here's what you need to know.
May 20, 2024 | By Lyle Daly

4 Reasons You Shouldn't Think of Your Home as an Investment

People are often encouraged to buy a home because it's considered a good investment. Find out why you shouldn't see your home as part of your investment portfolio.
May 19, 2024 | By Maurie Backman

52% of First-Time Home Buyers Are Interested in a Fixer-Upper. Beware These 2 Pitfalls, Though

Should you buy a fixer-upper in today's market? Read on to see why it may be a move that backfires on you.
May 19, 2024 | By Maurie Backman

This Was the Average Mortgage Balance in 2023. Can You Afford It?

The rate on your mortgage can spell the difference between an affordable balance or not. Read on to learn more.
May 19, 2024 | By Maurie Backman

1 in 4 First-Time Home Buyers Today Are Considering an Adjustable-Rate Mortgage. Here Are 2 Pros and Cons

Is an adjustable-rate mortgage right for you? Read to see why it may or may not be.
May 18, 2024 | By Maurie Backman

75% of First-Time Home Buyers Are Optimistic About Today's Housing Market. Here Are a Few Positives

Looking to buy a home? Today's real estate market isn't easy to navigate, but see why it's not all bleak.
May 14, 2024 | By Ashley Maready

My Home's Appraisal Came in Low! What Now?

An appraisal is just one of the many steps between you and homeownership. Learn what to do if the appraiser says the home is worth less than expected.
May 11, 2024 | By Maurie Backman

Selling Your Home in 2024? You May Get the Best Offer at This Time of the Year

It's a good time to sell a home in general. But read on for the best specific weeks of the year to move forward with a listing.
May 11, 2024 | By Kristi Waterworth

4 Simple Home Projects That Will Start Saving You Money Immediately

If your utility bills are a bit higher than you expected, it's time to make a change. Check out these DIY moves that can shrink your bills right away.
May 10, 2024 | By Maurie Backman

Housing Inventory Usually Picks Up in Spring. Will That Happen This Year?

Spring is a popular time for homes to hit the market. Read on to see why that may not happen this season.
May 9, 2024 | By Ashley Maready

How to Get the Best Mortgage Deal as a Veteran

More veterans own homes than civilians. Keep reading for a few tips to find a home loan you can afford so you can buy the house of your dreams.
May 8, 2024 | By Ashley Maready

3 Ways Veterans Can Secure an Affordable Mortgage

You served your country, and you deserve to own a home here. Keep reading for a few tips to find a home loan you can afford.