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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

June 12, 2024 | By Brittney Myers

This Is My Top No Annual Fee Card Lineup for 2024

You don't need to pay annual fees to earn competitive rewards. Take a look at this card lineup that doesn't cost a thing.
June 12, 2024 | By Kailey Hagen

Forget Wells Fargo's $525 Savings Account Bonus. This Account Could Earn You $1,250 in a Year

Wells Fargo's savings account bonus isn't as appealing as it seems. See another account that could help you earn twice as much in a year.
June 12, 2024 | By Ben Gran

3 Reasons Wells Fargo's New 2% Cash Rewards Business Credit Card Looks Like a Great Value

The new Wells Fargo business credit card, Signify Business Cash, is one of the best cards of its kind. Here's why.
June 12, 2024 | By Ben Gran

Expert Advice: Why You Might Need to Try a Secured Credit Card

Do you have bad credit? The easiest way to improve your credit score might be using a secured credit card. And you can earn reward points! See how.
June 12, 2024 | By Natasha Etzel

You Can Now Earn 2X Delta SkyMiles on Starbucks Purchases -- but There's a Catch

Are your Delta SkyMiles and Starbucks Rewards accounts linked to earn bonus rewards? Here's how you can earn a heightened 2X miles on Starbucks purchases.
June 12, 2024 | By Brittney Myers

5 Reasons the New Wells Fargo Attune Card May Be My Favorite New Card of the Year

An eye-catching new card with rewards that even this jaded author finds fascinating. See what's so interesting about this new Wells Fargo card.
June 12, 2024 | By Steven Porrello

This Is the Absolute Worst CD You Can Get in 2024

CDs aren't created equal. Find out which type of CD is paying high rates, but could result in lost interest.
June 12, 2024 | By Jordi Lippe-McGraw

The Best Costco Finds This Week

Discover unbeatable Costco deals this week. Shop now for summer essentials and save big.
June 12, 2024 | By Maurie Backman

Struggling to Fund Your 401(k) in 2024? 3 Things to Do Now

It's not easy to find money for a retirement account. Read on for tips on how to boost your savings rate.
June 12, 2024 | By Maurie Backman

Here's What Happens When Your Credit Score Rises by 100 Points

A 100-point boost could do a world of good for your credit score. Read on to learn more.
June 12, 2024 | By Jordi Lippe-McGraw

5 Good Reasons to Buy Party Supplies at Costco

You can throw a fabulous party and save money at the same time. Learn why Costco is your perfect party planner.
June 12, 2024 | By Christy Bieber

Don't Open a CD Until You've Done These 3 Things

There are some important money moves to make before investing in CDs. Find out what tasks to check off your list first.
June 12, 2024 | By Ben Gran

Top 3 Ways Your Life Gets Better With a Secured Credit Card

Have you gone through a bankruptcy? Do you have bad credit? Want to build credit and earn cash back rewards? Use a secured credit card. See how!
June 12, 2024 | By Natasha Etzel

You Won't Believe How Much Debt the Average American Has

It's not uncommon for U.S. consumers to have various debts. Read on to find out how to conquer yours.
June 12, 2024 | By Maurie Backman

3 Lies You've Been Told About Credit Cards

There's a lot of misinformation about credit cards out there. Read on to get to the bottom of it.
June 12, 2024 | By Christy Bieber

3 Reasons Opening a CD Beats Putting Money in Savings

Savings accounts give you easier access to your money, and most have no required opening deposit. But read on to see how a CD can be better.
June 12, 2024 | By Chris Neiger

The Struggles of Managing Payroll in a Growing Small Business

Running payroll can be an ongoing stress for small business owners. Read on to find out how the right software makes it easier.
June 12, 2024 | By Ashley Maready

44% of Buyers Think a Home Is a Better Investment Than Stocks. Are They Right?

Buying a home can increase your net worth -- with a lot of caveats involved. Keep reading to learn why stock investments are a better bet to grow wealth.
June 12, 2024 | By Ashley Maready

Never Put Your Emergency Fund in This Bank Account

Got some cash put aside for unplanned expenses? See why you should resist the impulse to lock it up in a CD.
June 12, 2024 | By Christy Bieber

You Must Earn This Much Money to Be Upper Class in America

Upper-class American households earn $153,001 or more, according to the Census Bureau. Learn how to increase your income and make the most of your money.
June 12, 2024 | By Steven Porrello

Cash or Credit Card: Which Will Help You Save More at Costco?

Paying in cash at Costco could limit spending, but credit cards earn rewards. Find out when you should pay cash and when using a card is more advantageous.
June 11, 2024 | By Ben Gran

Don't Waste Your Money In a U.S. Bank Savings Account. Here Are 9 Better Options

Do you have a U.S. Bank savings account that's only earning 0.01% APY? Check out a few better places to keep your savings.
June 11, 2024 | By Christy Bieber

3 Steps to Getting Your Hands on an Amex Black Card

To get an Amex Black Card, you'll need to take a few steps starting with opening an Amex card. Learn what else to do to get this exclusive card.
June 11, 2024 | By Steven Porrello

How to Save Over $1,000 This Year With the Discover It Cash Back Card

Discover it® Cash Back has a lucrative first-year match on all cash back earned. Find out how you could earn four figures in rewards in year one.
June 11, 2024 | By Lyle Daly

2 Valuable Perks That Make Chase Travel Cards Special

Travel cards in Chase's Ultimate Rewards program have a couple of unique perks. Find out what they are and how they could help you save big.