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Must Reads
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3 Reasons Not to Open a CD Right Now, Even With Rates at 5.30%
Despite high rates, now might not be the right time to open a new CD. Keep reading to learn when a CD is the wrong …
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My Brother Won a Car on The Price Is Right. Here's What It Cost Him
Winning big on a game show isn't all rosy. Read on to see why a large prize could mean a huge tax bill.
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3 Little-Known Drawbacks of a Costco Executive Membership
Thinking of upgrading your Costco membership? It could be a good idea. But read on for some of the pitfalls you might encounter.
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5 Reasons Costco May Cancel Your Membership
Paying for a Costco membership does not mean it's yours for life. Keep reading to learn when Costco has the right to cancel your membership.
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3 Signs You Should Switch to Costco if You're a Sam's Club Member
Costco and Sam's Club both have plenty to offer shoppers. Read on for a few key signs that suggest Costco could be a better option …
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These 10 Side Hustles Pay an Average of $148 per Day, Research Shows
A new study from NetCredit found that the top 10 side hustles pay $148 per day. See how you can make extra cash with a …
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Why I'm Not Opening Any CDs in 2024 -- Even Though Rates Are Up to 5.5%
Looking for a higher yield on your savings before the Fed cuts interest rates? Here's why a CD might not be the right choice.
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Here's What Happens When You Buy a New Car in Cash
Is buying a car in cash a good idea? Maybe -- but maybe not. Read on to see why.
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Why I'm Slowly Moving Money Out of My High-Yield Savings Account
High-yield savings accounts are awesome, but they don't have to be forever. Here's why one writer plans to move her money out soon.
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The Unexpected Downsides of Keeping Too Much in a Savings Account, Even With Rates Above 5%
It's possible to overfund your savings account, and it causes more issues than you may realize. Check out the unexpected downsides of doing this.
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The 3 Best Places for Retirees to Keep Their Savings
As a retiree, it's a good idea to spread your money across different assets. Here are some options to explore.
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10 Amazing Costco Buys for Under $20
Costco's Kirkland Signature brand is a big part of its avid following. Here are a few under-$20 examples why.
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2024 Financial Stress, Anxiety, and Mental Health Survey
Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
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Survey: Most Believe They're Overpaying for Their Subscriptions
Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more about the data uncovered in our 2024 Subscription Sanity survey.
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Lottery Statistics and Revenue by State
Americans shelled out $95.5 billion on lottery tickets in 2021 and earned a prize payout of $64.3 billion. Find out if playing the lottery is …
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Survey: Car Insurance Shopping Preferences and Trends
The Motley Fool Ascent surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
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Study: Generational Credit Card Habits
The Motley Fool Ascent surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
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How Credit Scores Impact Auto Insurance Premiums
Drivers with poor credit pay over double what drivers with excellent credit pay, on average. Read on for more details.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.