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Must Reads
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Social Security's 2026 COLA Is Set at 2.8%. Here's How Much More You'll Get
Social Security's 2026 COLA is 2.8%, adding about $54 a month for retirees. Here's what that raise really means.
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Act Fast: The Top 3 CDs of October 2025 (Up to 4.10% APY)
CD rates are still holding strong right now. You can lock in up to 4.10% APY or explore high-yield savings accounts still paying over 4.00%.
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The 2.8% Social Security COLA Is a Big Letdown for Retirees. Here's How Much You'll Actually Get
The SSA announced a 2.8% COLA for 2026. See your raise after Medicare and taxes, plus smart ways to use it.
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Families With Kids Could Get up to $8,231 From the IRS Next Year, Here's How
The IRS just raised the 2026 Earned Income Tax Credit to $8,231 for families with three or more children. Here's who qualifies and how to …
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Paying Off Debt? These 3 Balance Transfer Cards Have No Annual Fee
Here are three no-annual-fee balance transfer cards that offer long intro APRs, solid perks, and can help you pay off debt faster and cheaper.
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Here's How the 2026 Tax Bracket Changes Could Boost Your Retirement Income
The IRS raised 2026 tax brackets and deductions, giving retirees more room to keep their income tax-free. Here's how to make the most of it.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,100 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Investing After Cloud Outages & The End for Electric Vehicles?
Oct. 24, 2025
We discuss how cloud outages may impact stocks beyond Amazon. Plus, GM’s great results may show how weak EV sales will be in the U.S. …
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Tesla’s Margins Face Headwinds
Oct. 23, 2025
There are a plethora of so-called stock market calendar effects. What are they and how should Foolish investors think about them? Matt and Jon also …
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Travis Kelce’s Six Flags Activist Role & the Rise of Celebrity Investors
Oct. 22, 2025
We discuss the growing prevalence of celebrities being involved in big investment moves by VC and hedge funds, including Travis Kelce taking a role in …
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Polymarket, Kalshi, and the Line Between Investing or Gambling
Oct. 21, 2025
Prediction markets are having a moment - from Fed odds to football. In this episode of Motley Fool Money, host Emily Flippen, with analysts Jason …
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AWS Goes AWOL: Are we Too Dependent on the Cloud?
Oct. 20, 2025
AWS goes down again. Is it time to re-assess risk in the cloud and AI-era, where so much of the digital assistance we get is …
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Motley Fool Co-Founder Tom Gardner: The Quarterly Call
Oct. 19, 2025
In our second Quarterly Call, Motley Fool CEO and co-founder Tom Gardner talked about the current market and what to do about it. Tom also …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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