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Must Reads
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Too Much Money in Savings? Here's How Much You Really Need
Keeping too much cash in your savings account could cost you. Learn how much you really need in the bank -- and where to put …
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Today's Best High-Yield Savings Account Rates: Sept. 2, 2025 -- Earn up to 5.00% APY
High-yield savings accounts are paying up to 5.00% APY today -- see the top rates and pick the best spot to grow your money.
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Pay No ATM Fees With These 3 High-Yield Banks
Skip ATM fees and earn more interest with these high-yield banks offering fee-free access and nationwide networks.
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7 Credit Score Myths You Can't Afford to Believe
Don't let common credit myths tank your finances. Here are the biggest misconceptions about credit scores, and the truth you need to know.
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Why I Keep as Little Money as Possible in My Checking Account
My checking account used to be stuffed to the brim -- now I intentionally keep the balance low. Here's how I changed my mindset around …
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Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 1, 2025
Today's best high-yield savings accounts pay up to 5.00% APY -- compare top rates and find the perfect place to make your money grow faster.
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How Many Americans Own Certificates of Deposits?
Only 6.5% of Americans own CDs, with a median value of $26,000. Explore CD ownership statistics by age, income, and race, plus today's best CD …
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $41 billion in credit card rewards in 2022, but left $6 billion unredeemed. See who earns the most, who forfeits the most, and …
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Credit Card Late Fee Statistics: Who Pays Most Often?
Credit card late fees cost Americans $14.5 billion in 2022. Younger, low-income, and subprime borrowers are hit hardest. See who pays and how to avoid …
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How Many Americans Have a Credit Card With An Annual Fee?
19% of Americans use a credit card with an annual fee, rising to 24% for millennials and 30% for high earners, Federal Reserve data shows.
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The Median Monthly Mortgage Payment in 2025 by State, City, and More
The median monthly mortgage payment is $2,186 -- read on for mortgage payment statistics by city, state, income, and more.
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81% of Americans Have Credit Cards, but They Aren't Distributed Equally
Dive into credit card ownership statistics, including rejection rates, broken down by age, income, and race and ethnicity.
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Interview with Charlie Wheelan: Naked Economics
Aug. 31, 2025
Charlie Wheelan has spent his career making complex ideas understandable and accessible. He’s the faculty director for the Dartmouth Tuck Center for Business, Government & …
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The Father of the 4% Rule Says Retirees Can Withdraw Much More
Aug. 30, 2025
William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent research, he has concluded that …
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The Trillion Dollar AI Question
Aug. 29, 2025
AI spending is approaching $1 trillion per year, but will there be a return from that spending. And the crew discusses the latest housing trends …
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Nano Banana Steals the Spotlight From NVIDIA
Aug. 28, 2025
Can NVIDIA’s recent earnings continue to bolster the market? Or maybe Nano Banana is the savior of AI? Travis Hoium, Jon Quast, and Dan Caplinger …
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Apple’s Elon Problem & AI Future
Aug. 27, 2025
Elon Musk has sued Apple over its App Store practices, but the bigger news may be Apple considering acquiring some major AI startups. We also …
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When Rates Move, Who Wins?
Aug. 26, 2025
Lower interest rates are more than a macro headline - for some businesses, what the Federal Reserve decides to do plays an integral role for …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
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