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Must Reads
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Here's What Happens When You Only Use Credit Cards
What actually happens when you ditch cash and debit entirely for credit cards? I tried it. Here's what I learned: the good, the bad, and the tricky.
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5 Things People Get Wrong About Balance Transfers
A balance transfer can save you $1,000+ in interest -- but common mistakes can wipe out those savings. Here's what to watch out for before you transfer.
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Act Fast: Get up to $6,000 in First-Year Value With the Chase Sapphire Reserve
The Chase Sapphire Reserve is offering its best-ever welcome bonus -- but it probably won't be around long. Here's how you can save today.
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Best CD Rates This Week, May 11, 2026: New Fed Chair, Same Urgency -- Lock In Your Rate Now
This week's best CDs offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have the chance to move lower.
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Best Balance Transfer Cards This Week, May 11, 2026: Turn the Tables on High Interest
Beat high interest at its own game. These balance transfer cards offer 0% intro APR for up to two years, no annual fees, and a path to real progress.
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Best High-Yield Savings Rates Today, May 11, 2026: Up to 5.00% APY Still on Offer
Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
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Financial Anxiety and Mental Health Survey: 44% of Americans Say They Have High Financial Stress
44% of Americans rate their financial anxiety as high or extremely high. See what's causing it and how people cope.
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How Much Do Americans Spend on Gas Every Month?
Americans spent $201 a month on gas in 2024, or 3.1% of their budget. See how spending varies by income, age, and state.
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The Average Credit Score in the U.S.
The average credit score in America is 714. Find out how yours compares in this full report by Motley Fool Money.
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Average U.S. Income: How Much Do Americans Earn?
What's the median U.S. income by state, gender, age, family size, and more? Read on to find out what the research says.
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Average Tax Refund in 2026, by Income, Age, and Filing Status
The average tax refund is $3,676 as of March 2026, per IRS data -- up 10.6% year over year. See refund amounts by income, age, filing status, and state.
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Credit Card Rewards Statistics: Who Earns the Most Points?
Americans earned $47 billion in credit card rewards in 2024, but let 2.8% expire. See who earns the most, who forfeits the most, and how credit score impacts rewards.
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How to Get Rich in American History
May. 10, 2026
What 300-year-old investing principles still apply today? What can Teddy Roosevelt’s cattle farm disaster teach us about modern stock picking? And could you really buy …
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Maximizing Your 401(k), and Is Retirement Bad for Your Brain?
May. 09, 2026
If you’re like most working Americans, your No. 1 strategy for accumulating enough money to retire is by contributing to a defined-contribution plan such as …
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Elon Musk, Chip Giant?
May. 08, 2026
Elon Musk’s EV and rocket empire may be expanding into chips if recent plans to spend up to $119 billion in new chip fab facilities …
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1 Chip Stock Making Bold Plans
May. 07, 2026
It takes a lot of careful thought and planning to add more semiconductor manufacturing capacity. ARM Holdings has said they’ve seen enough demand that they …
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Can Uber Make an “Everything” App?
May. 06, 2026
Uber has been in the middle of the autonomy debate and recently added hotels to the mix, so we’re wondering if they can be the …
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Shopify Retreats, Amazon Attacks
May. 06, 2026
Shopify delivered a strong earnings report, but investors were underwhelmed by guidance. We take a look at how investors should feel about the company's long-term …
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Director
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Motley Fool Stock Disclosures
Bank of America is an advertising partner of Motley Fool Money. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.