Banking Articles
From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.
Recent Articles
Sept. 7, 2025 | By
Jake FitzGerald
Should You Open a 6-Month CD Before Interest Rates Start to Drop?
The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a wise decision. Find out more.
Sept. 7, 2025 | By
Joel O'Leary
Big Banks Are Still Paying 0.01%. Here's Where to Actually Earn Interest on Your Savings
Most Americans aren't using high-yield savings accounts. Learn how they work, how much you can earn, and why they're safe.
Sept. 7, 2025 | By
Joel O'Leary
Best Bank Account Bonuses This Week: Sept. 7, 2025
This week's best bank bonuses can earn you a few hundred dollars -- open an account, meet simple requirements, and enjoy real cash rewards with no gimmicks.
Sept. 6, 2025 | By
Ryan Wilcox
Here's the Single Best Strategy for Investing in CDs When Rates Are About to Fall
Learn how building a CD ladder can help you maximize long-term earnings, even once interest rates start to fall.
Sept. 6, 2025 | By
Jake FitzGerald
These Banks Still Pay 4%+ on Savings in September, But Maybe Not for Long
Western Alliance, CIT, and LendingClub still pay 4%+ on savings in September, but rate cuts are expected soon.
Sept. 6, 2025 | By
James McClenathen
Best CD Rates This Week, Sept. 6, 2025: Up to 4.54% APY
This week's top CDs offer up to 4.54% APY. With a rate cut likely in a little over a week, it's a smart time to lock in a strong return before rates decline.
Sept. 6, 2025 | By
Jake FitzGerald
Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 6, 2025
High-yield savings accounts are paying up to 5.00% APY today -- compare the best rates and find the perfect place to grow your money.
Sept. 5, 2025 | By
Brooklyn Sprunger
You're Leaving Money on the Table if Your Checking and Savings Aren't Linked
Splitting checking and savings costs you in interest and flexibility. See why linking accounts helps your money grow faster and work harder.
Sept. 5, 2025 | By
Jake FitzGerald
Up to 4.15% APY: The 3 Best Short-Term CDs of September 2025
These 3- and 6-month CDs pay up to 4.15% APY in September 2025, but rates could fall after the Fed's meeting.
Sept. 5, 2025 | By
Jake FitzGerald
Best High-Yield Savings Account Rates Today: Sept. 5, 2025 -- Up to 5.00% APY
Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose the right place to grow your money.
Sept. 4, 2025 | By
Ryan Wilcox
Most Americans Are Getting Ripped Off by Their Bank -- Are You One of Them?
Learn how moving your savings out of a big bank could earn you hundreds of dollars a year in additional interest.
Sept. 4, 2025 | By
Ryan Wilcox
I Moved My Savings From Wells Fargo to SoFi. I Could Earn an Extra $2,000 in the Next 3 Years
Learn how moving my savings from Wells Fargo to SoFi® could earn me $2,000 in interest over the next three years.
Sept. 4, 2025 | By
Joel O'Leary
The No. 1 Strategy for Investing in CDs Right Now
Learn how to build a smart CD ladder in 2025 that takes advantage of high interest rates before they fall, especially on long-term terms.
Sept. 4, 2025 | By
Jake FitzGerald
Should You Move Cash From Savings to CDs Before Rates Fall?
CD rates are still above 4%, but not for long. Here's why moving cash now could save you hundreds in lost interest.
Sept. 4, 2025 | By
Jake FitzGerald
Today's Best High-Yield Savings Account Rates: Sept. 4, 2025 -- Earn up to 5.00% APY
Earn up to 5.00% APY with today's top high-yield savings accounts -- check the best rates and find the ideal spot to grow your money.
Sept. 3, 2025 | By
Ryan Wilcox
3 of the Biggest Bank Bonuses You Can Get in September 2025
Learn how you can earn up to $300 from top banks like SoFi®, Chase, and Discover by opening a new account and meeting the requirements today.
Sept. 3, 2025 | By
Joel O'Leary
The HYSA Trick That Can Earn You an Extra $300 Right Now
Earn a welcome bonus and high APY with SoFi®'s savings account, plus enjoy no fees and nationwide ATM access for hassle-free banking.
Sept. 3, 2025 | By
Jake FitzGerald
Looking for the Best High-Yield Savings Rates on Sept. 3, 2025? Earn up to 5.00% APY Today
Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow your money faster.
Sept. 2, 2025 | By
Ryan Wilcox
Too Much Money in Savings? Here's How Much You Really Need
Keeping too much cash in your savings account could cost you. Learn how much you really need in the bank -- and where to put the rest.
Sept. 2, 2025 | By
Jake FitzGerald
Today's Best High-Yield Savings Account Rates: Sept. 2, 2025 -- Earn up to 5.00% APY
High-yield savings accounts are paying up to 5.00% APY today -- see the top rates and pick the best spot to grow your money.
Sept. 1, 2025 | By
Joel O'Leary
Pay No ATM Fees With These 3 High-Yield Banks
Skip ATM fees and earn more interest with these high-yield banks offering fee-free access and nationwide networks.
Sept. 1, 2025 | By
Joel O'Leary
Why I Keep as Little Money as Possible in My Checking Account
My checking account used to be stuffed to the brim -- now I intentionally keep the balance low. Here's how I changed my mindset around checking accounts.
Sept. 1, 2025 | By
Jake FitzGerald
Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 1, 2025
Today's best high-yield savings accounts pay up to 5.00% APY -- compare top rates and find the perfect place to make your money grow faster.
Aug. 31, 2025 | By
Joel O'Leary
Fed Rate Cut Coming? Here's Where Banks Are Still Paying Above 4% APY
Lock in a 4.00% APY or better before savings rates drop. Here's where to find the highest yields right now.
Aug. 31, 2025 | By
Ryan Wilcox
I Review Bank Accounts for a Living. Here's Where I Actually Keep My Money
Learn why I moved my money to SoFi® -- and how you can supercharge your savings with SoFi® or two other great bank accounts.
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