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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

The word "silver" transposed over a line chart showing up and down performance.
Feb. 6, 2026 | By Jake FitzGerald

Here's How Much Silver a Person Can Legally Own

There's no federal limit on how much silver you can own in the U.S., but large transactions can trigger reporting rules.
Gold percentage signs all clustered together.
Feb. 6, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Rates, Feb. 6, 2026 -- Still up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
A young woman sitting on the floor with a calculator, laptop, and notebook.
Feb. 5, 2026 | By Joel O'Leary

Here's Why You Desperately Need to Upgrade Your Savings Account in 2026

Most savings accounts pay terrible rates. Here's why upgrading to a high-yield option in 2026 could help you earn more, save faster, and skip the fees.
Man analyzing laptop that's displaying charts and graphs.
Feb. 5, 2026 | By James McClenathen

How AI Is Helping High Earners See Where Every Dollar Goes

As your wealth grows, money gets harder to track. Here's how AI tools are helping high earners see the full picture.
A neat row of hundred dollar bills.
Feb. 5, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Feb. 5, 2026 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
young man holding cellphone to his ear and holding his hand to his forehead like he made a mistake
Feb. 4, 2026 | By Joel O'Leary

Here's How to Tell if Your Bank Account Is Ripping You Off

Many Americans are earning next to nothing on savings and paying monthly fees they don't need to. Here's how to spot if your bank is overcharging you.
Glass jar full of hundred dollar bills.
Feb. 4, 2026 | By Jake FitzGerald

Top High-Yield Savings Rates Today, Feb. 4, 2026 -- Earn up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Metal bank vault door, open and showing inside.
Feb. 3, 2026 | By Joel O'Leary

The 4 Safest Places to Keep Your Cash in 2026

These safe cash storage options protect your principal, while still earning strong returns and offering easy access.
A jar that says emergency savings is on a bookshelf and full of cash.
Feb. 3, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Feb. 3, 2026 -- Up to 5.00% APY Still Available

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Young woman holding her piggy bank up in the air for a kiss.
Feb. 2, 2026 | By Joel O'Leary

Why You Should Upgrade Your Savings Account in February 2026

Earn a top tier on your savings with zero fees and full access. Here's why now's the time to upgrade.
An hourglass on top of a calendar.
Feb. 2, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 2, 2026: Fewer Top APYs Remain After 3 Fed Cuts in 2025

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.27% APY. Secure a solid return while they last.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Feb. 2, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Feb. 2, 2026 -- Still Competitive at up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Feb. 1, 2026 | By James McClenathen

CDs Pay More Than Savings Accounts. Here's Why I Still Don't Use Them

CDs offer less flexibility than savings accounts and lower returns than the stock market. Are CDs ever worth it?
woman sitting on couch reading document while holding her head
Feb. 1, 2026 | By Joel O'Leary

Here's What Happens When You Don't Touch Your Bank Account for Years

If your bank account sits untouched too long, your money could wind up in your state's unclaimed funds database. Here's how to prevent that.
Person holding their smartphone with a graphic of a web of dollar signs coming from the top of the phone.
Feb. 1, 2026 | By Jake FitzGerald

The Top 3 High-Yield Savings Accounts of February 2026: APYs up to 4.21%

In February 2026, these three high-yield savings accounts offer some of the best rates available.
A young woman wearing a hat holds a fan of hundred dollar bills.
Feb. 1, 2026 | By Joel O'Leary

Earn Hundreds for Opening a New Account: Best Bank Account Bonuses This Week, Feb. 1, 2026

With these banks, you can earn up to $400 just for opening a new account. Don't believe me? Read our list of picks to learn more.
Man sitting at table with dollar bills and coins in front of him.
Jan. 31, 2026 | By James McClenathen

How a Series of Small Deposits in Your Bank Account Could Cause You Problems

Trying to avoid government reports by splitting a large cash deposit into smaller ones can get you in serious trouble. Here's what to do instead.
Young couple skeptically looks at information on a laptop screen
Jan. 31, 2026 | By Joel O'Leary

CDs Are More Risky Than You Think. Here's Why

CDs feel safe, but they can limit your access, earnings, and financial freedom. Here's how to spot the risks before locking up your cash.
A bank teller smiles to a customer from behind her desk.
Jan. 31, 2026 | By Joel O'Leary

If You Withdraw $10,000, the Government Is Going to Know About It. Here's Why

The government tracks cash withdrawals over $10,000. Here's what triggers a report, what it means for you, and how to handle big withdrawals the smart way.
Certificate of deposit sign on a clipboard.
Jan. 31, 2026 | By James McClenathen

Best CD Rates Today, Jan. 31, 2026: Don't Miss What's Left of Top APYs

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Stacks of coins sprouting leaves next to a small piggy bank.
Jan. 31, 2026 | By Jake FitzGerald

Top High-Yield Savings Rates Today, Jan. 31, 2026 -- Up to 5.00% APY to Close the Month

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Woman depositing check using her cellphone.
Jan. 30, 2026 | By Joel O'Leary

LendingClub Just Won Best Savings Account in America for 2026 -- Here's Why

With one of the highest APYs available and zero monthly fees, LendingClub earned top honors for 2026. Here's what makes it stand out.
Woman using laptop and phone to track her personal finances.
Jan. 30, 2026 | By Joel O'Leary

Why People Stay in Terrible Savings Accounts Even When Rates Are High

Many savers earn 0.01% APY without realizing they're missing out. Here's why people stay in low-rate savings accounts, and how to make the switch simple.
Woman looking at financial paperwork with a calculator.
Jan. 30, 2026 | By Joel O'Leary

Here's Why I Wouldn't Put $50,000 in CDs

CDs lock up your cash and limit your growth. Learn how much more $50K could earn elsewhere, and where I'd actually put my money.
A pair of hands separating stacks of money into envelopes.
Jan. 30, 2026 | By Joel O'Leary

3 Unexpected Benefits of Choosing CDs Over Other Savings Accounts

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn why a CD might be your best move today.