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Must Reads
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3 Reasons Not to Open a CD Right Now, Even With Rates at 5.30%
Despite high rates, now might not be the right time to open a new CD. Keep reading to learn when a CD is the wrong …
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Why I'm Slowly Moving Money Out of My High-Yield Savings Account
High-yield savings accounts are awesome, but they don't have to be forever. Here's why one writer plans to move her money out soon.
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3 Signs You Should Skip CDs Despite the 5% Rates
The current high rates mean everyone is pushing CDs. But these signs may mean CDs aren't right for you.
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This Is What Happens When You Leave a Lot of Money in Your Savings Account
You could be missing out on easy money if you're using the wrong bank account. Read on to find out how your cash can grow …
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3 Signs You Should Switch to Costco if You're a Sam's Club Member
Costco and Sam's Club both have plenty to offer shoppers. Read on for a few key signs that suggest Costco could be a better option …
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These 10 Side Hustles Pay an Average of $148 per Day, Research Shows
A new study from NetCredit found that the top 10 side hustles pay $148 per day. See how you can make extra cash with a …
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3 Reasons to Stay Away From CDs, Even With Rates at 5.60%
Certificates of deposit might be a lucrative investment, but they're not right for everyone. Keep reading to learn when a CD is the wrong money …
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Forget CDs: Here Are 3 Better Investments Now
CDs are just one of many available savings and investment vehicles. Find out how to decide what makes the most sense for your money.
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3 Reasons I Will Never Put Money Into a CD
CDs aren't for everyone -- and they're certainly not for me. Here are several reasons why they make no sense for someone like me.
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3 Reasons Not to Open a High-Yield Savings Account, Even With Rates at 5.36%
The best high-yield savings accounts have few fees and high rates, but they're not right for everyone. Learn why you shouldn't open one.
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You Should Move Some Money Out of Your Savings Account by 2025. Here's Why
High-yield savings accounts have variable interest rates. Learn why expected rate cuts in 2025 may make it a good idea to move some money from …
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3 Wild Costco Rules You May Not Realize Exist
Do you know the ins and outs of how Costco works? Take a look at a few rules that might really surprise you.
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2024 Financial Stress, Anxiety, and Mental Health Survey
Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
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Survey: Most Believe They're Overpaying for Their Subscriptions
Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more about the data uncovered in our 2024 Subscription Sanity survey.
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Lottery Statistics and Revenue by State
Americans shelled out $95.5 billion on lottery tickets in 2021 and earned a prize payout of $64.3 billion. Find out if playing the lottery is …
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Survey: Car Insurance Shopping Preferences and Trends
The Motley Fool Ascent surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
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Study: Generational Credit Card Habits
The Motley Fool Ascent surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
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How Credit Scores Impact Auto Insurance Premiums
Drivers with poor credit pay over double what drivers with excellent credit pay, on average. Read on for more details.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.