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Must Reads
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3 Reasons Not to Open a CD Right Now, Even With Rates at 5.30%
Despite high rates, now might not be the right time to open a new CD. Keep reading to learn when a CD is the wrong …
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Why I'm Slowly Moving Money Out of My High-Yield Savings Account
High-yield savings accounts are awesome, but they don't have to be forever. Here's why one writer plans to move her money out soon.
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3 Signs You Should Skip CDs Despite the 5% Rates
The current high rates mean everyone is pushing CDs. But these signs may mean CDs aren't right for you.
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This Is What Happens When You Leave a Lot of Money in Your Savings Account
You could be missing out on easy money if you're using the wrong bank account. Read on to find out how your cash can grow …
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3 Signs You Should Switch to Costco if You're a Sam's Club Member
Costco and Sam's Club both have plenty to offer shoppers. Read on for a few key signs that suggest Costco could be a better option …
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These 10 Side Hustles Pay an Average of $148 per Day, Research Shows
A new study from NetCredit found that the top 10 side hustles pay $148 per day. See how you can make extra cash with a …
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4 Amazing Sam's Club Buys for Under $50
A Sam's Club membership can help you save money when you shop. You can score great deals on items that cost $50 or less. Here …
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10 Things You Don't Want to Buy at Costco
As one of the most popular retailers on the planet, Costco carries an impressive array of products. Read on for 10 you might want to …
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7 Ways Everyday People Become Millionaires
A million dollars may not be worth as much as it once was, but it still represents an accomplishment. Find out how most millionaires make …
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4 Important Moves to Make When Your 401(k) Hits $1 Million
Are you on the verge of becoming a 401(k) millionaire? See how $1 million of retirement savings could change a few big things about your …
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How Many People Really Save $1 Million for Retirement?
The vast majority of people don't reach that goal. Read on to find out how to boost your retirement savings.
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3 Expenses You Should Never Put on a Credit Card
Credit cards can be a good way to pay some of your bills, but definitely not all. Keep reading for a few examples of expenses …
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2024 Financial Stress, Anxiety, and Mental Health Survey
Financial anxiety is widespread among Americans. Get the latest data and strategies to cope with financial stress here.
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Survey: Most Believe They're Overpaying for Their Subscriptions
Fifty-seven percent of respondents think they’re paying too much for subscriptions. Learn more about the data uncovered in our 2024 Subscription Sanity survey.
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Lottery Statistics and Revenue by State
Americans shelled out $95.5 billion on lottery tickets in 2021 and earned a prize payout of $64.3 billion. Find out if playing the lottery is …
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Survey: Car Insurance Shopping Preferences and Trends
The Motley Fool Ascent surveyed 2,000 Americans on their auto insurance shopping preferences and habits. Learn what we found out.
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Study: Generational Credit Card Habits
The Motley Fool Ascent surveyed 2,000 Americans on their credit card habits and found some generational differences. Find out if they apply to you.
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How Credit Scores Impact Auto Insurance Premiums
Drivers with poor credit pay over double what drivers with excellent credit pay, on average. Read on for more details.
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In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.