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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 21, 2024 | By Chris Neiger

5 Basic Budget Changes That Can Save $500 per Month

These expenses creep up on all of us. Read on to find out how to cut them out and save big.
July 21, 2024 | By Devon Delfino

What Happens if You Withdraw More Than $10,000 From the Bank?

Banks are required to report withdrawals of $10,000 or more to the Financial Crimes Enforcement Unit. Read on to learn what that could mean for you.
July 21, 2024 | By Maurie Backman

3 Reasons I Don't Enjoy Aldi as Much as I Used To

Some people swear by Aldi. But read on to see why this writer and mom isn't as enamored by the store as she once was.
July 21, 2024 | By Emma Newbery

Here's How Much a 30-Year-Old Needs to Invest Each Month to Become a Millionaire

If you can invest even a small amount each month, you could build wealth over time. Find out what level of investment you'd need to join the millionaire club.
July 21, 2024 | By Maurie Backman

3 Costco Perks You Aren't Taking Advantage of -- But Should Be

Costco offers more than just discounted groceries. Read on for some benefits you may be missing out on.
July 20, 2024 | By Ben Gran

This Limited-Time Rewards Card Bonus Is Worth $1,000 on Travel

Want free travel from your next credit card? The Capital One Venture Rewards Credit Card's new welcome offer is worth $1,000 of travel. See how to get it.
July 20, 2024 | By Kailey Hagen

5 Hidden Side Hustle Costs That Could Take a Huge Bite Out of Your Profits

Side hustles are a great way to grow your wealth, but they're usually not without cost. Here are five side hustle expenses you may not have considered.
July 20, 2024 | By Natasha Etzel

The Real Downsides of Shopping at Costco Without a Membership

Want to shop Costco deals? You can shop there without a membership, but it's not recommended. Find out why you want to become a Costco member.
July 20, 2024 | By Cole Tretheway

Here's What Happens When You Bank With One of the Safest Financial Institutions

The safest financial institutions are extremely stable. Find out how they can keep your money more secure than other banks.
July 20, 2024 | By Natasha Etzel

Costco Will Open New Clubs in These 3 U.S. Cities This August

More Americans will soon have a Costco in their community. Learn the three cities getting a Costco next.
July 20, 2024 | By Dana George

The Top 4 Financial Regrets and How to Avoid Them

Financial regrets are normal. Keep reading to learn the top four and how you can sidestep them.
July 20, 2024 | By Natasha Etzel

Costco Will Increase Membership Fees on Sept. 1. Is an Annual Membership Still Worth It?

Many shoppers join Costco to save money on everyday purchases. Soon, Costco's annual membership fees will increase. Find out why it's still worthwhile to join.
July 20, 2024 | By Kailey Hagen

Lock In Penalty-Free CD Rates of 4.00% or More With These 5 Banks Right Now

Penalty-free CDs give you the guaranteed rates without the downside of early withdrawal penalties. Here are some of the best ones available now.
July 20, 2024 | By Maurie Backman

3 Things You Probably Didn't Know About a Costco Executive Membership

Thinking of getting an Executive membership at Costco? Read on for some details of the program you may not have been aware of.
July 20, 2024 | By Jordi Lippe-McGraw

5 Free Tools to Start a Small Business

The right software can expedite your small business tasks. Explore the top free tools to launch and run your business efficiently.
July 20, 2024 | By Natasha Etzel

Is Costco's New Higher Membership Fee Too Expensive for Senior Citizens?

Costco membership fees are increasing. Senior shoppers should plan ahead to feel less financial impact. Find out what you need to know before your next renewal.
July 20, 2024 | By Maurie Backman

3 Tricks to Make More Money With CDs This July

Opening a CD this month? Read on for ways to maximize your profits.
July 20, 2024 | By Maurie Backman

I Tried Costco's Most Ridiculous Food Court Hack So You Don't Have To

Combining food court orders at Costco could make for a wildly delicious -- if not greasy -- meal. Read on to learn more.
July 19, 2024 | By Lyle Daly

Don't Miss Out: Capital One Venture Card Boosts Sign-Up Bonus for a Limited Time

Capital One has increased the sign-up bonus on one of its top travel cards. See how much you could save on travel by getting the Capital One Venture Card.
July 19, 2024 | By Lyle Daly

4 Signs You Should Stay Away From the Amex Platinum Card

There's a lot to like about the Amex Platinum Card, but it's not right for everyone. Here are a few signs that this isn't the card for you.
July 19, 2024 | By Jordi Lippe-McGraw

Is the United Club Infinite Card Worth It?

The United Club Infinite Card offers several useful perks. Explore all the benefits and decide if you should apply today.
July 19, 2024 | By Maurie Backman

3 Costco Rules You Need to Follow for Maximum Savings

A Costco membership could result in a lot of savings. Read on for some ground rules to follow to boost yours.
July 19, 2024 | By Steve Strauss

Ranked: Best New Business Ideas for July 2024

Starting a new business can be risky. Read on for a list of the best business ideas to try this month.
July 19, 2024 | By Natasha Etzel

Is It Worth It to Buy Gift Cards at Costco?

Did you know Costco sells gift cards? Members can save money by purchasing them at their local club or Costco.com. Find out if this is a good Costco buy.
July 19, 2024 | By Emma Newbery

Raisin's Mix of High APY Accounts Could Revolutionize Saving

With one login, you can access savings accounts and CDs from around 70 institutions. Find out how Raisin's platform could boost your savings balance.