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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 7, 2024 | By Kailey Hagen

Here's How You Could Save $300,000 in 20 Years

Putting your savings in the right place is a critical part of growing your wealth. Here's one option that could help you earn $300,000 in two decades or less.
July 7, 2024 | By Jordi Lippe-McGraw

The Best Way to Utilize Your Chase Ultimate Rewards Points

Explore how to maximize your Chase points for travel, shopping, and more. Here's how to start redeeming wisely today.
July 7, 2024 | By Ashley Maready

3 Reasons I Switched to a High-Yield Savings Account

If you're fortunate enough to have cash in the bank, earn as much interest on it as you can. Read on to learn why a HYSA can be your money's best friend.
July 7, 2024 | By Margo Winton Parodi

3 Reasons I'm Seriously Considering a Costco Membership

The warehouse giant isn't for everyone, but it may be more worthwhile than you think. Check out some reasons why a Costco membership is worth the annual fee.
July 7, 2024 | By Danielle Antosz

Have $6,000 or More in Credit Card Debt? Here's How to Get Rid of It

Struggling with credit card debt? Follow these practical steps for getting out of credit card debt, including automating payments and using the avalanche method.
July 7, 2024 | By Steven Porrello

3 Reasons Not to Open a High-Yield Savings Account, Even With Rates at 5.36%

The best high-yield savings accounts have few fees and high rates, but they're not right for everyone. Learn why you shouldn't open one.
July 6, 2024 | By Dana George

Have $500,000 to Spend in Retirement? Here's What You Can Budget per Year

Planning for retirement is a huge undertaking. If you've managed to put away $500,000, see how much you can expect to spend in retirement.
July 6, 2024 | By Kailey Hagen

5 Bank Account Bonuses You Can Get With $1,000 or Less in Deposits

Bank account bonuses that require thousands of dollars are out of reach for many. Here are five that are a lot easier for the average person to achieve.
July 6, 2024 | By Natasha Etzel

3 Little-Known Perks of a Costco Executive Membership

Thinking about becoming a Costco Executive member? You'll pay more to join but can get additional perks. Find out what benefits you may not realize exist.
July 6, 2024 | By Chris Neiger

5 Ways Boomers Get Rich in Retirement

Retirees can continue to build wealth even post-work. Read on to discover a few ways to do it.
July 6, 2024 | By Jordi Lippe-McGraw

How to Score Deals at Costco Without a Membership

Explore clever ways to access Costco's deals and savings, including guest visits, Costco Shop Cards, and pharmacy benefits, no membership needed.
July 6, 2024 | By Kristi Waterworth

3 Reasons I Will Never Put Money Into a CD

CDs aren't for everyone -- and they're certainly not for me. Here are several reasons why they make no sense for someone like me.
July 6, 2024 | By Jordi Lippe-McGraw

How to Start a Business for Under $100

Follow our step-by-step guide to turn a small investment into a successful venture. Start your entrepreneurial journey today.
July 6, 2024 | By Ben Gran

4 Reasons Costco Will Never Raise Membership Prices by More Than $20 a Year

Costco could raise membership prices soon. Based on Costco's history and overall business operations, here's how much we think that price hike could be.
July 6, 2024 | By Christy Bieber

Here's How Much the Average American Has Paid in Credit Card Interest So Far in 2024

The average credit card balance is $8,483 and the average interest rate is 21.59%. Read on to see what this can tell us about interest paid.
July 6, 2024 | By Chris Neiger

This Is the Median Net Worth of Middle-Income Households

The net worth of middle-income households may be higher than you think. Read on to find out how to improve your financial situation.
July 6, 2024 | By Matt Frankel, CFP®

Here's My Most Valuable Perk of American Airlines Executive Platinum Status

Of all the benefits I get for reaching a high elite status level, there's one I don't want to do without. Here's why a certain type of first-class upgrade is my favorite perk.
July 6, 2024 | By Ben Gran

This One Item Helps Costco Earn Billions of Dollars per Year -- It's Not Rotisserie Chicken

Did you ever wonder how Costco keeps prices so low? It's because of all the money Costco makes on one special item. Learn more!
July 6, 2024 | By Maurie Backman

Should You Open a 5-Year CD in July 2024?

A 60-month CD may not have the most competitive APY. But read on to see why it could still be a good choice this month.
July 6, 2024 | By Ben Gran

See How This 'Digital Insurance Wallet' Could Save You Money on Car Insurance

Want an easy way to keep track of your insurance policies and save money on car insurance? The Marble app can help. Here's how.
July 5, 2024 | By Dana George

Why I Would Never (Ever) Purchase a 100-Year CD

For some, the idea of a guaranteed rate for 100 years is attractive. Find out why one writer would never make the commitment.
July 5, 2024 | By Kristi Waterworth

It's Summer Storm Season. Here are 3 Ways to Save Money on After-Storm Cleanup

Storm cleanup can be costly and time consuming, but you don't have to drop a fortune. Take a look at some ways to save.
July 5, 2024 | By Christy Bieber

Why CD Investors Are in a Lose-Lose Situation Right Now

CD investors can't win right now because either inflation stays high or CD rates go down. Read on to learn how CD laddering can help.
July 5, 2024 | By Kristi Waterworth

Are You Financially Secure? CNBC Survey Reveals What Americans Think That Means

What is financial security? And most importantly, do you have it? A recent survey attempted to answer those questions. Read on to learn more.
July 5, 2024 | By Steven Porrello

3 Smart Tips for Maximizing Your CD Returns Before Rates Start to Drop

CDs continue to pay out at high rates in July 2024. Find out how to maximize your CD returns while rates are still up.