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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 8, 2024 | By Ashley Maready

I'm Happy to Pay an Annual Fee for This Amex Card -- Here's Why

An annual fee isn't always worth paying -- but some cards really are worth it. Read on for one writer's favorite Amex offering.
July 8, 2024 | By Ashley Maready

Ranked: My 3 Favorite Rewards Cards

Rewards credit cards can help you monitor your spending, get purchase protection, and earn points or cash back. Read on for one writer's top three cash rewards cards.
July 8, 2024 | By Jordi Lippe-McGraw

The Best Costco Finds This Week

Shop this week's best tech deals at Costco. Read on to see how to save big on laptops, headphones, and more.
July 8, 2024 | By Matt Frankel, CFP®

Do You Have TSA PreCheck Yet? Here's Why You Should -- And 3 Ways to Get It Reimbursed

TSA PreCheck can save you time and aggravation at the airport. And it's cheaper than you might think. Here's what you need to know about this service.
July 8, 2024 | By Ashley Maready

These 3 Credit Cards Could Be a Pet Owner's Best Friend

Love your pets? Of course you do! Keep reading for one cat-loving writer's favorite credit card options for pet expenses.
July 8, 2024 | By Ashley Maready

These 2 Credit Cards Give Me at Least 3% Back on Home Improvements

Buying a house is just the beginning. Read on to discover which two credit cards are helping one writer earn cash back on furnishings and more.
July 8, 2024 | By Maurie Backman

Don't Want to Pay $695 for the Amex Platinum Card? Here Are 3 Great Alternatives

The annual fee for an Amex Platinum Card is pretty steep. Read on to see how you can enjoy great travel benefits for less.
July 8, 2024 | By Natasha Etzel

4 Great Reasons for New Parents to Get a Costco Membership

When you become a new parent, your finances can change significantly, but a Costco membership can help. Find out why new parents may want to join Costco.
July 8, 2024 | By Matt Frankel, CFP®

3 Great Reasons to Open a CD Today

Interest rates are still historically high, but that isn't the only reason you might want to open a CD right now. Read on to learn more.
July 8, 2024 | By Chris Neiger

How Many People Really Save $1 Million for Retirement?

The vast majority of people don't reach that goal. Read on to find out how to boost your retirement savings.
July 8, 2024 | By Christy Bieber

Can You Get in Legal Trouble for Depositing Too Much Money in Your Bank Account?

Putting a lot of cash into your bank account? Keep reading to learn what happens behind the scenes at the bank if you do.
July 8, 2024 | By Ben Gran

4 Important Moves to Make When Your 401(k) Hits $1 Million

Are you on the verge of becoming a 401(k) millionaire? See how $1 million of retirement savings could change a few big things about your approach to money.
July 8, 2024 | By Lyle Daly

3 Situations When Flying Business Class Is a Must

Business-class airfare can add quite a bit to your travel costs. Check out when it's worth spending extra (or tapping into your miles) to fly this way.
July 8, 2024 | By Dana George

4 Signs CDs Aren't Right for You

CD rates remain highly competitive, but that doesn't mean they're right for you. Here's how you know if it's the right time to invest in a CD.
July 8, 2024 | By Jordi Lippe-McGraw

3 Ways to Secure Funding for Your Small Business

You have funding options for your startup. Read on to learn more about VC, crowdfunding, and small business loans.
July 8, 2024 | By Kailey Hagen

Is It Too Late to Take Advantage of High CD Rates?

CD rates are starting to fall, but there's still time to lock in a high APY. Here's what you need to know.
July 8, 2024 | By Natasha Etzel

3 Good Reasons to Buy Furniture at Costco

Looking to upgrade your furniture? A Costco membership could help you save on this purchase. Here's why you should buy your furniture at Costco.
July 8, 2024 | By Jordi Lippe-McGraw

Is It Better to Get Your Own Card or Become an Authorized User?

Are you stuck wondering if you should apply for your own credit card? Here's what to consider so you make the best decision.
July 7, 2024 | By Christy Bieber

You Should Move Some Money Out of Your Savings Account by 2025. Here's Why

High-yield savings accounts have variable interest rates. Learn why expected rate cuts in 2025 may make it a good idea to move some money from savings to CDs.
July 7, 2024 | By Chris Neiger

How Much Cash Do You Need in a Recession?

Recessions are a normal part of the economy. Read on to find out how to prepare your emergency fund for one.
July 7, 2024 | By Dana George

Have $300,000 to Spend in Retirement? Here's What You Can Budget per Year

Retirement is a huge concern for many Americans. If you're saving for the day you can retire, here's how far $300,000 will take you.
July 7, 2024 | By Natasha Etzel

It's Not Too Late to Travel for Cheap This Summer With Credit Card Rewards

Want to travel this summer without draining your wallet? Use credit card rewards. Find out how to use credit card rewards to take a trip.
July 7, 2024 | By Jordi Lippe-McGraw

5 Unexpected Advantages of Money Market Accounts Over CDs

Money market accounts have neat features that give them an edge over CDs. Keep reading to learn more about these bank accounts.
July 7, 2024 | By Kailey Hagen

Here's How You Could Save $300,000 in 20 Years

Putting your savings in the right place is a critical part of growing your wealth. Here's one option that could help you earn $300,000 in two decades or less.
July 7, 2024 | By Jordi Lippe-McGraw

The Best Way to Utilize Your Chase Ultimate Rewards Points

Explore how to maximize your Chase points for travel, shopping, and more. Here's how to start redeeming wisely today.