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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 24, 2024 | By Margo Winton Parodi

Flight Canceled at the Last Minute? Do These 4 Things Immediately

Flight disruptions are seemingly just a part of the travel experience these days. Check out these tips for how to handle it if this happens to you.
July 24, 2024 | By Maurie Backman

3 Passive Income Ideas That Could Earn You Thousands

Love the idea of making money in your sleep? Read on for some options that could make you a whole lot richer.
July 24, 2024 | By Lyle Daly

The Hidden Downside of Always Flying First Class

There are plenty of perks to flying first class. But learn about a rarely discussed downside when you always fly this way.
July 24, 2024 | By Dana George

Here's What Happened When I Called Amex to Downgrade My Platinum Card

Even a great credit card may not always fit your needs. Here's what happened when one writer decided to downgrade their Amex Platinum Card.
July 24, 2024 | By Ben Gran

Shocking Survey: The Average American Loses 5 Nights of Sleep per Month Worrying About Money

Are you losing sleep about money? You're not alone. See why Americans feel stressed about money, and learn how to shore up your personal finances.
July 24, 2024 | By Dana George

Will Mortgage Rates Ever Be as Low as 4.00% Again?

For young home buyers, 4% mortgage rates may feel "normal," but they're not. Keep reading to learn whether you can count on them to be that low again.
July 24, 2024 | By Natasha Etzel

Want to Get a Deal on Your Next Flight? Don't Ignore This Free Tool

Don't overpay for your next flight booking -- use online tools to find the best airfare prices. Learn about a free tool that could save you a lot of money.
July 24, 2024 | By Steven Porrello

Act Fast to Get a $540 Bonus on This Free Checking Account

Laurel Road is offering up to $540 on a Loyalty Checking account, plus $10 monthly when you meet requirements. Find out how to earn this amazing offer.
July 24, 2024 | By Maurie Backman

Here's a Great Reason to Move Money Out of Your High-Yield Savings Account

It's nice to earn extra interest on your cash in a savings account. But read on to see why putting some of your money elsewhere could be a much smarter move.
July 24, 2024 | By Lyle Daly

3 Reasons I've Sworn Off Flying Economy

I used to always fly economy, but now I make sure to book a better seat. Check out my reasons for switching and how to afford an upgrade.
July 24, 2024 | By Maurie Backman

3 Lesser-Known Drawbacks of a Costco Executive Membership

An Executive membership at Costco gives you cash back on your purchases. But read on to see why an upgraded membership may not be as great as you thought.
July 24, 2024 | By Maurie Backman

Here's How Costco Can Prepare You for the Apocalypse

Worried about surviving a catastrophic event? Costco's got you covered. Read on to learn more.
July 24, 2024 | By Maurie Backman

July Might Be Your Last Opportunity to Snag a 5% CD. Here's Why

Want 5% out of a CD? You'd better move quickly. Read on to see why.
July 24, 2024 | By Christy Bieber

CDs Haven't Done This Since the 1980s, and Investors Can Benefit Right Now

Investors have an unprecedented opportunity to buy short-term CDs at yields that are higher than long-term CDs. Find out why this helps you.
July 24, 2024 | By Christy Bieber

3 Reasons to Cancel Your Sam's Club Membership and Join Costco Instead

Costco has some benefits Sam's Club doesn't. Read on to learn why it might be worth ditching Sam's Club for its biggest warehouse club competitor.
July 24, 2024 | By Matt Frankel, CFP®

Limited-Time Offer: This 9-Month CD Pays 5.10%

Discover is offering a CD with one of the best rates we've found. But you need to act quickly. Find out the details.
July 24, 2024 | By Christy Bieber

Almost 95% of Americans Risk Missing a Once-in-a-Generation Investment Opportunity

Most Americans don't own CDs -- and they could be missing out on the highest rates we've seen in years. Learn more about CD benefits here.
July 24, 2024 | By Natasha Etzel

Harness the Gig Economy: Business Ideas That Can Start as Side Jobs

Do you want to start a side hustle that has the potential to become a full-time business? It may be possible. Check out some business ideas to explore.
July 24, 2024 | By Maurie Backman

Here's How Much Money You Can Make With $5K in a High-Yield Savings Account

Got $5,000 at your disposal? You may be surprised -- in a good way -- at how much interest that can earn you.
July 24, 2024 | By Steven Porrello

5 Amazing Costco Perks You've Probably Never Heard Of

Costco has so many perks, it's hard to keep track of them all. Find out which five might be new to you.
July 24, 2024 | By Maurie Backman

I'm Looking to Open My Next CD Before July 31 for This Specific Reason

It's a great time to open a CD in general. But read on to see why this writer wants to act quickly.
July 24, 2024 | By Dana George

I Shaved Years Off My Mortgage in Seconds. Here's How

Tweaking how you pay your mortgage can amount to huge savings. Check out how one writer took years off their mortgage.
July 24, 2024 | By Maurie Backman

JPMorgan CEO Jamie Dimon's Recent Warning Has Some Hidden Good News for Savers

Dimon has some cautionary words for investors, but the news isn't all bleak. Read on to learn more.
July 24, 2024 | By Natasha Etzel

3 of My Favorite Ways to Fly Business Class on the Cheap

Want to fly in business class without draining all the money from your bank account? You can book cheap premium tickets. Here are three ways to score a deal.
July 23, 2024 | By Maurie Backman

Here's How Your High-Yield Savings Account Could Cost You $142,000

Love the idea of keeping money in savings? Read on to see why it might backfire on you.