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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 25, 2024 | By Maurie Backman

4 Signs Your Costco Membership Is a Waste of Money

Should you really be paying for a Costco membership? Maybe not. Read on to see if you're throwing your money away.
July 25, 2024 | By Ben Gran

Want to Be 'Rich'? Here's What You Need, According to a New Survey

Do you wonder what it takes to be rich? See what high-earning Americans ($100K or more) believe are the secrets to a "rich" lifestyle.
July 25, 2024 | By Steven Porrello

Ranked: The Safest Banks in America

The safest banks in America have large assets and security measures to protect against cyberattacks. Find out which banks rank high for safety.
July 25, 2024 | By Maurie Backman

3 Less Obvious Perks of Having a High Credit Score

A high credit score could make it easier to borrow money. Read on to see what else an impressive score might do for you.
July 25, 2024 | By Maurie Backman

3 Lesser-Known Drawbacks of Opening CDs

CDs are popular these days because rates are strong. But read on to see why opening a CD may not be your best move.
July 25, 2024 | By Natasha Etzel

What to Look for in a Small Business Credit Card

It's essential to choose a business credit card that meets your needs. Find out what card features matter.
July 25, 2024 | By Cole Tretheway

Avoid These Common Mistakes When Choosing a Safe Bank for Your Money

Skip the fees and keep things simple. Find out how to avoid common mistakes when picking banks.
July 25, 2024 | By Maurie Backman

Are the Days of 5% CDs Numbered?

CDs are paying 5% -- but how long will that last? Read on to find out.
July 25, 2024 | By Christy Bieber

How Many Americans Have a Perfect Credit Score?

Less than 2% of Americans have perfect credit. Find out why achieving a perfect 850 is so rare -- and see whether you really need to or not.
July 25, 2024 | By Matt Frankel, CFP®

2 Ways to Get a Great 30-Year Mortgage Rate Today

30-year mortgage rates have started to come down but remain elevated. Find out how to get the best rate possible.
July 25, 2024 | By Lyle Daly

Experience Luxury: The 3 Easiest Ways to Fly Business Class

Flying business class could be easier than you think. Discover three ways to book it without breaking the bank.
July 25, 2024 | By Dana George

5 Things to Keep an Eye on if You Want to Raise Your Credit Score

Credit scores may feel like they're cloaked in secrecy, but once you understand how they work, you can make improvements. Here's how.
July 24, 2024 | By Ashley Maready

Hands Down, This Is My Favorite High-Yield Savings Account Feature

High-yield savings accounts pay real money on your saved cash -- but they also have other excellent benefits. Read on to learn one writer's top HYSA feature.
July 24, 2024 | By Ben Gran

See How Much Money You're Losing ($100s per Year) With the Wrong Savings Account

Is it worth switching banks for higher-yield savings accounts, even if the Federal Reserve cuts rates? See why near-zero interest accounts are costing you.
July 24, 2024 | By Margo Winton Parodi

Flight Canceled at the Last Minute? Do These 4 Things Immediately

Flight disruptions are seemingly just a part of the travel experience these days. Check out these tips for how to handle it if this happens to you.
July 24, 2024 | By Maurie Backman

3 Passive Income Ideas That Could Earn You Thousands

Love the idea of making money in your sleep? Read on for some options that could make you a whole lot richer.
July 24, 2024 | By Lyle Daly

The Hidden Downside of Always Flying First Class

There are plenty of perks to flying first class. But learn about a rarely discussed downside when you always fly this way.
July 24, 2024 | By Dana George

Here's What Happened When I Called Amex to Downgrade My Platinum Card

Even a great credit card may not always fit your needs. Here's what happened when one writer decided to downgrade their Amex Platinum Card.
July 24, 2024 | By Ben Gran

Shocking Survey: The Average American Loses 5 Nights of Sleep per Month Worrying About Money

Are you losing sleep about money? You're not alone. See why Americans feel stressed about money, and learn how to shore up your personal finances.
July 24, 2024 | By Dana George

Will Mortgage Rates Ever Be as Low as 4.00% Again?

For young home buyers, 4% mortgage rates may feel "normal," but they're not. Keep reading to learn whether you can count on them to be that low again.
July 24, 2024 | By Natasha Etzel

Want to Get a Deal on Your Next Flight? Don't Ignore This Free Tool

Don't overpay for your next flight booking -- use online tools to find the best airfare prices. Learn about a free tool that could save you a lot of money.
July 24, 2024 | By Steven Porrello

Act Fast to Get a $540 Bonus on This Free Checking Account

Laurel Road is offering up to $540 on a Loyalty Checking account, plus $10 monthly when you meet requirements. Find out how to earn this amazing offer.
July 24, 2024 | By Maurie Backman

Here's a Great Reason to Move Money Out of Your High-Yield Savings Account

It's nice to earn extra interest on your cash in a savings account. But read on to see why putting some of your money elsewhere could be a much smarter move.
July 24, 2024 | By Lyle Daly

3 Reasons I've Sworn Off Flying Economy

I used to always fly economy, but now I make sure to book a better seat. Check out my reasons for switching and how to afford an upgrade.
July 24, 2024 | By Maurie Backman

3 Lesser-Known Drawbacks of a Costco Executive Membership

An Executive membership at Costco gives you cash back on your purchases. But read on to see why an upgraded membership may not be as great as you thought.