Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

June 30, 2024 | By Maurie Backman

Will Your Costco Membership Actually Save You Money?

People join Costco all the time to save money. Read on to see if getting a membership is worth it for you.
June 30, 2024 | By Maurie Backman

Is a CD a Good Place for Retirement Savings?

A CD could be a good tool to use for retirement savings -- but only under limited circumstances. Read on to learn more.
June 30, 2024 | By Kailey Hagen

These Are the Highest Rated Car Insurance Companies in Every Region of the U.S.

Finding good car insurance can be challenging. Here are some of the most popular car insurance companies in every region of the country.
June 30, 2024 | By Maurie Backman

I Earn $60,000 a Year. How Much Can I Save by Retirement?

It's possible to build a lot of retirement savings on a modest income. Read on to see how.
June 30, 2024 | By Maurie Backman

I Have a 500 Credit Score. Will I Be Able to Rent an Apartment?

Having poor credit could make it difficult to rent a home. But you may have more options than you'd think in that scenario -- read on to learn more.
June 30, 2024 | By Dana George

Does It Really Make Sense to Convert Retirement Savings to a Roth IRA in Retirement?

For some, it makes sense to convert retirement savings to a Roth IRA. Check out a few factors to consider if you want to do it after retirement.
June 30, 2024 | By Kailey Hagen

This Credit Union Is Still Offering CDs With a 6% APY

CD rates are slowly dropping, but there's one credit union that's still offering a whopping 6.00% APY. Here's what you need to know.
June 30, 2024 | By Natasha Etzel

When Is Upgrading to Business Class Worth It?

Is it worth the extra money to fly business class? Not always. Here are some situations where a business-class upgrade may be worth the additional cost.
June 30, 2024 | By Jordi Lippe-McGraw

Should You Retire on a World Cruise?

Retiring on a cruise can provide a unique, cost-effective lifestyle. Here's what you need to know about spending your golden years at sea.
June 30, 2024 | By Jordi Lippe-McGraw

3 Little-Known Grants and Loans for Small Businesses

A crucial grant or loan could make all the difference for your small business. Explore these options and apply today.
June 30, 2024 | By Maurie Backman

CD Rates Over 5%? Don't Open One -- Do This Instead

A CD might seem like a great idea right now. But read on to see why you may want to go a different route.
June 29, 2024 | By Ashley Maready

5 Trader Joe's Hacks That Can Save You Money

Trader Joe's is one of my favorite places to shop. Keep reading for a few insider tips to get the most for less from this unique grocery store.
June 29, 2024 | By Ashley Maready

I Make This Cash Back Card Move Every Month. Here's Why You Should, Too

Cash back credit cards can directly save you money. Read on for one writer's go-to move with these cards.
June 29, 2024 | By Emma Newbery

3 Best Checking Accounts for Low-Income Households

Some checking accounts won't charge a monthly fee, no matter what your balance is. Discover what other account features stand out for low-income households.
June 29, 2024 | By Ashley Maready

3 Reasons I Recommend This Bank of America Card to Credit Card Newbies

Bank of America credit cards are easy to manage and come with nice welcome bonuses. See why I like its travel credit card -- and talk it up to friends.
June 29, 2024 | By Maurie Backman

3 Reasons I'm Obsessed With Trader Joe's -- and Why You Should Be, Too

Trader Joe's is one of my favorite supermarkets for a few reasons. Read on to see why.
June 29, 2024 | By Maurie Backman

Opening Your First CD? 3 Pitfalls to Avoid

CDs are appealing to a lot of people right now. Read on to learn about some traps you should avoid when opening one.
June 29, 2024 | By Jordi Lippe-McGraw

The 5 Best Gift Card Deals at Sam's Club Right Now

Sam's Club has some great deals on gift cards if you hurry. Get top deals on brands like Southwest, Domino's, and more.
June 29, 2024 | By Maurie Backman

3 Huge Mistakes You Might Make When Buying Life Insurance

It's important to have life insurance. But read on to avoid some big mistakes people tend to make when purchasing it.
June 29, 2024 | By Maurie Backman

I'm 50 With No Retirement Savings. What Should I Do Now?

It's not a great thing to be 50 with no money set aside for retirement. But all isn't lost, either. Read on to see how to salvage that situation.
June 29, 2024 | By Maurie Backman

Here's Why a Costco Executive Membership Beats a Sam's Club Plus Membership

An upgraded membership at Costco or Sam's Club could make sense for you. But read on to see what gives Costco's Executive membership an edge.
June 29, 2024 | By Lyle Daly

Is $100,000 Too Much to Have in Your Savings Account?

Most Americans don't have anywhere near $100,000 in savings. Find out if this is too much to keep in your savings account and what else you can do with it.
June 29, 2024 | By Matt Frankel, CFP®

Why Is Your Car Insurance Getting So Expensive?

Have you noticed the cost of insurance has increased dramatically? Read on to find out why.
June 29, 2024 | By Maurie Backman

3 Things Rich People Do With Their Money That You Probably Don't

The wealthy tend to take a different approach to managing their money. Read on to see what strategies they commonly adopt.
June 29, 2024 | By Chris Neiger

3 Fast-Growing Industries Entrepreneurs Swear By

Some sectors present more opportunities to aspiring business owners. Read on to discover how to get started with these booming industries.