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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 22, 2024 | By Maurie Backman

CDs Are Paying 5%, but Here's How You Can Do Way Better

You could settle for a 5% return from a CD. But read on for a better way to invest your money.
July 22, 2024 | By Ben Gran

How to Start a Side Hustle With 'Day Job Skills' (and Make $30/Hour or More)

Turning your day job skills into a side hustle can be the best way to earn extra money. See how to make it happen -- and some risks to avoid.
July 22, 2024 | By Jordi Lippe-McGraw

The Best Costco Finds This Week

Discover this week's best Costco finds for kids! Shop now for toys, snacks, and more that delight and entertain.
July 22, 2024 | By Maurie Backman

July's CrowdStrike Outage Is Yet Another Reason Why You Need Travel Insurance

Think travel insurance is a needless expense? Here's why you may want to change your line of thinking.
July 22, 2024 | By Danielle Antosz

Is Retiring 'Comfortably' Becoming a Myth?

Social Security benefits might not be around when you retire, but it doesn't mean that a comfortable retirement isn't possible. Here's what you need to know.
July 22, 2024 | By Emma Newbery

Eco-Friendly and Profitable: Startups That Help the Planet and Your Wallet

Some consumers will pay a premium of 27% for brands they believe in. Learn how to build a business that incorporates environmental values and still makes money.
July 22, 2024 | By Maurie Backman

Are CDs Really Better Than Savings Accounts? Here's the Truth

CDs have their benefits over savings accounts. But there may be one advantage you're overlooking. Read on to learn about it.
July 22, 2024 | By Maurie Backman

Want to Live at Costco? Some People May Get That Option Soon Enough

Costco's newest endeavor could put a roof over some people's heads. Read on to learn more.
July 22, 2024 | By Natasha Etzel

Is Small Business Accounting Software a Must for Freelancers?

Is small business accounting software a must for freelancers? It's not required, but it can help -- and there are free and low-cost solutions. Find out more.
July 22, 2024 | By Maurie Backman

This Could Be the Single Best Deal Costco Offers

Costco is known for its bulk discounts, affordable travel packages, and more. But read on to see which Costco bargain you should definitely take advantage of as a member.
July 22, 2024 | By Steven Porrello

My Credit Score Is Above 800. Here's Why Wells Fargo Denied My Credit Card Application

Having a 800-plus credit score guarantees your credit card applications will be approved, right? Wrong. Find out why.
July 22, 2024 | By Emma Newbery

If You Spend $270 a Month at Costco, an Executive Membership Would Pay for Itself

Costco executive members get a 2% reward on their spending. Find out how that cash back can more than cover the extra membership fee.
July 22, 2024 | By Steven Porrello

3 Surprising Reasons Barclays Bank Has the Best CDs Right Now

Barclays Online CDs have competitive rates, no minimums, and several terms to choose from. Find out if it's the right CD provider for your savings.
July 22, 2024 | By Ben Gran

Costco Members: This Little-Known Perk Can Help You Save Big Money

Did you know about this exciting way to get special savings at Costco? See why Costco Next could be the best-kept secret in shopping -- and how you can save!
July 22, 2024 | By Matt Frankel, CFP®

Should You Refinance Your Mortgage Right Now? Here's How to Decide

Refinancing activity recently jumped to a two-year high. Here's how to tell if it's right for you.
July 22, 2024 | By Maurie Backman

A Hybrid Car Can Save You Big Money -- Especially if You Do These 3 Things

A hybrid car might cost more to purchase than a vehicle with a traditional gas engine. But read on to see how a hybrid might make financial sense in the long run.
July 21, 2024 | By Danielle Antosz

4 Incredibly Reliable Cars You Can Drive Until the Wheels Fall Off

Looking for a reliable car you can drive until it dies? Here are four cars, both hybrid and gas-powered, that are likely to make it to 200,000 miles.
July 21, 2024 | By Steven Porrello

This Is Why You Should Use Costco for Your Next Move

If you're stressed about moving expenses, Costco can help. See how much your Costco membership can save you on your next move.
July 21, 2024 | By Natasha Etzel

My Biggest Money Tip for Freelancers Wanting to Take Their Business Full-Time

Are you considering freelancing on a full-time basis? Don't ignore your finances. Here's what you should do before taking your freelance business full-time.
July 21, 2024 | By Maurie Backman

This $60 Costco Investment Could Be Your Smartest Financial Move Yet

You could get a basic membership at Costco. But read on to see why upgrading to an Executive membership makes so much financial sense.
July 21, 2024 | By Maurie Backman

I Forgot to Pay My Credit Card Bill Last Month. Here's What Happened

We all make mistakes, but failing to pay a credit card bill could be a pretty big one. Read on to see what happened when this writer dropped the ball.
July 21, 2024 | By Devon Delfino

4 Ways to Know You're Financially Ready for Retirement

Some signs you're ready to retire include being debt free and having an emergency fund. Read on to learn how to figure out if you're ready to stop working.
July 21, 2024 | By Maurie Backman

This Might Be the Absolute Worst Reason to Open a CD Today

There are plenty of good reasons to put money into a CD given today's rates. But read on to make sure you're opening one for the right reason.
July 21, 2024 | By Chris Neiger

5 Basic Budget Changes That Can Save $500 per Month

These expenses creep up on all of us. Read on to find out how to cut them out and save big.
July 21, 2024 | By Devon Delfino

What Happens if You Withdraw More Than $10,000 From the Bank?

Banks are required to report withdrawals of $10,000 or more to the Financial Crimes Enforcement Unit. Read on to learn what that could mean for you.