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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 2, 2024 | By Emma Newbery

Forget CDs: Here Are 3 Better Investments Now

CDs are just one of many available savings and investment vehicles. Find out how to decide what makes the most sense for your money.
July 2, 2024 | By Maurie Backman

3 Everyday Items I Wouldn't Dream of Buying Anywhere But Costco

This writer shops at Costco regularly for the low prices. Read on to see which items she refuses to buy at a regular supermarket.
July 2, 2024 | By Steven Porrello

Here's How Much Interest You Can Earn on $20,000 in Savings

You could earn between $500 and $4,700 in interest with $20,000 in savings. Learn more about today's best CDs and savings accounts.
July 2, 2024 | By Maurie Backman

I Dare You to Find Me a Retirement Account That Has More Benefits Than This One

Like the idea of tax breaks when saving for retirement? Read on to learn about one account you should be contributing to if you're eligible.
July 2, 2024 | By Dana George

How Much Money Should You Keep in Your Checking Account? Here's the Sweet Spot

It can be tough to determine how much money to keep in your checking account. Keep reading to zero in on how much you should aim for.
July 2, 2024 | By Maurie Backman

Costco Hack: I Just Fed My Entire Family Dinner for Only $10

Costco is known for its low prices. Read on to see how this writer just put dinner on the table for $10.
July 2, 2024 | By Maurie Backman

Here's One Seamless Way to Pump Extra Money Into Your Brokerage Account Every Year

Love extra money? Here's how to get some in your brokerage account.
July 2, 2024 | By Devon Delfino

CD vs. HYSA: What's the Better Place for Your Savings Right Now?

CDs offer stability, while HYSAs are more accessible. Read on to learn which option makes the most sense right now, and why you should open it ASAP.
July 2, 2024 | By Maurie Backman

3 Reasons Not to Buy Your Groceries at Costco

Saving money on groceries is a big reason to join Costco. But here's why buying food at Costco may be a bad idea for you.
July 2, 2024 | By Chris Neiger

4 Reasons to Switch Banks in July

Now could be a good time to say goodbye to your old bank. Read on to find out some top reasons why people make the switch.
July 1, 2024 | By Maurie Backman

3 Pros and Cons of Amazon's Subscribe & Save Program

Amazon's Subscribe & Save program is very convenient, but there are some pitfalls you should know about. Read on to learn more.
July 1, 2024 | By Maurie Backman

You Can Grow Your Savings by $2,000 This Year With 3 Moves

Want an extra $2,000 by the end of the year? Here's how to pull it off.
July 1, 2024 | By Jordi Lippe-McGraw

The Best Costco Finds This Week

Discover Costco's top July 4th week deals on food and dining essentials! Shop now for great savings.
July 1, 2024 | By Maurie Backman

Free Samples at Costco Are Actually Terrible -- Here's Why

Some people love Costco's free samples. Here's why I'm usually not a fan.
July 1, 2024 | By Dana George

Own a Small Business? These 5 Things Can Mean the Difference Between Success and Failure

There are no guarantees of success when you start a small business. However, check out these five factors that can make or break your new enterprise.
July 1, 2024 | By Chris Neiger

How Much Will $10,000 in Savings Be Worth in 10 Years?

Building a large sum of money is just the beginning. Read on to find out how to make your money grow.
July 1, 2024 | By Maurie Backman

Here's How to Save Your First $1 Million by Age 50

Saving $1 million by age 50 may be easier than you'd think. But there's a strategy involved. Read on to learn more.
July 1, 2024 | By Maurie Backman

This CD Hack Could Help You Avoid an Early Withdrawal Penalty

Don't get dinged for withdrawing a CD before it matures. Read on for an easy way to avoid losing money.
July 1, 2024 | By Maurie Backman

Here's How to Get Costco to Give You Back $100 per Year

Love getting money? Costco will give you some if you play your cards right. Read on to learn more.
July 1, 2024 | By Maurie Backman

I'm 60 With No Retirement Savings. What Are My Options?

Being 60 with no money saved for retirement is far from perfect. But your senior years aren't doomed, either. Read on to see why.
July 1, 2024 | By Christy Bieber

4 Things You Must Know if You Deposit $10K Into Your Bank Account

Moving large amounts of money around? Read on to learn how some rules under the Bank Secrecy Act could affect you.
July 1, 2024 | By Dana George

3 Places That Don't Take Discover Card

Discover offers some of the most popular cards in the U.S., but they're not accepted everywhere. Here are three places that won't accept Discover as payment.
July 1, 2024 | By Maurie Backman

3 Reasons to Open a CD in July

July is a great time to open a CD. Read on to find out why.
June 30, 2024 | By Maurie Backman

3 Unexpected Drawbacks of a Costco Executive Membership

I love my Costco Executive membership. But here are three pitfalls you might encounter.
June 30, 2024 | By Devon Delfino

This Is How Much Money You Can Make With $5,000 in a CD Ladder

A CD ladder can be a great way to lock in high rates while still having regular access to your cash. Read on to learn how much you could earn with a $5,000 CD ladder.