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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 13, 2024 | By Devon Delfino

2 Times a Regular Savings Account Might Be a Better Option Than a HYSA -- Despite the Low APY

Depending on your circumstances, you may not qualify for a HYSA. Learn more about when a traditional savings account may be a better option.
July 13, 2024 | By Dana George

7 Ways Everyday People Become Millionaires

A million dollars may not be worth as much as it once was, but it still represents an accomplishment. Find out how most millionaires make it happen.
July 13, 2024 | By Ben Gran

Why You Shouldn't Feel FOMO About Opening a CD at 5% APY

If the Fed cuts interest rates soon, should you open a CD right now? See why staying the course with the best savings accounts could be a better choice.
July 13, 2024 | By Emma Newbery

5 Good Reasons to Buy Glasses and Contacts at Sam's Club

Sam's Club eye products combine quality, value, and convenience with designer frames at less than $60. Find out why Sam's Club glasses and contacts stand out.
July 13, 2024 | By Devon Delfino

Got a CD Maturing Soon? Here Are 3 Things You Should Know

You have three options for handling a mature CD: Do nothing, shop around for another CD, or take the money. Read on to learn when to use each option.
July 13, 2024 | By Kristi Waterworth

9 Things You'll Only Find at Costco Business Centers

Costco Business Centers offer a huge range of products in massive bulk, as well as items only businesses really need. Read on to learn more.
July 13, 2024 | By Dana George

10 Ways Seniors Can Cut Their Auto Insurance Premiums

Surprisingly, senior drivers may pay higher rates than younger drivers. Learn 10 sensible ways to drive rates back down.
July 13, 2024 | By Chris Neiger

Nearly 40% of Gen Z and Millennials Have Spent up to $5,000 for Live Events

Younger people are spending a lot on live entertainment. Read on to learn how to budget for fun.
July 13, 2024 | By Dana George

5 Proven Ways Gig Workers Can Maximize Their Credit Card Benefits

A good credit card can keep a small business running. Here's how a gig worker can also squeeze each and every benefit from the card.
July 13, 2024 | By Lyle Daly

5 Lessons Learned from Using My Favorite Travel Rewards Cards

Travel rewards cards are known for having a learning curve. Check out some valuable lessons one writer has learned after years of using travel cards.
July 13, 2024 | By Dana George

Are You Middle Class? Here's How You Can Tell

It's natural to be curious about which income class you fall into. Find out what it takes to be middle class and why it may (or may not) matter at all.
July 13, 2024 | By Natasha Etzel

4 Reasons to Buy Nearly Everything with Credit Cards

Are you paying for most purchases with cash or a debit card? You may want to reconsider. Find out why paying for nearly everything with credit cards is smart.
July 13, 2024 | By Chris Neiger

The IRS Is Denying Billions in Improper Small Business Claims

The IRS paused accepting new employee retention credit claims last year. Read on to find out how to change your claim if necessary.
July 12, 2024 | By Jordi Lippe-McGraw

Here Is the Credit Card Warren Buffet Uses and Why It Might Be Right for You

Warren Buffett chooses the Amex Green Card. Read on to learn its perks and whether it could work for you.
July 12, 2024 | By Matt Frankel, CFP®

Should You Ever Get a Credit Card Just for the Welcome Bonus?

There are some big and enticing welcome offers in the credit card industry. Should you open accounts just to take advantage of them?
July 12, 2024 | By Cole Tretheway

This Credit Card Rewards You for Paying Rent. But Is It Worth It?

You can save $60 per month on rent payments with the Bilt Mastercard. Find out the downsides and whether it's worth applying for.
July 12, 2024 | By Kailey Hagen

You Only Have a Few Weeks Left to Claim This Bank Account Bonus Worth up to $500

A bank account bonus can be a great incentive to switch to a new bank. Here's one valuable offer that's expiring soon.
July 12, 2024 | By Steven Porrello

Act Fast: Get $40 Off a New Costco Executive Membership + $60 Off a Costco.com Order

New Costco Executive members can get a huge promotion on their first membership. Learn how it works here.
July 12, 2024 | By Kailey Hagen

Axos Bank Is Paying New Checking Account Customers up to $500 Until July 31. Here's How to Claim Your Bonus

The Axos Rewards Checking account is offering a lucrative bonus to new checking account customers. Here's how to get it.
July 12, 2024 | By Emma Newbery

Can I Buy CDs Through My IRA?

You can combine the high interest rates of CDs with the tax advantages of an IRA. Find out why there may be better ways to use your IRA contributions.
July 12, 2024 | By Dana George

4 Smart Reasons to Cancel Your Costco Membership This Year

A Costco membership only makes sense if it's still working for you. Here are four reasons why now may be a good time to cancel your membership.
July 12, 2024 | By Steven Porrello

5 Outrageously Simple Ways to Make an Extra $650 Before the End of the Year

Want to boost your savings by $650? These five tips can put that much (and more) in your pocket before the end of the year.
July 12, 2024 | By Chris Neiger

38% of Americans Say They'll Take on Debt to Travel and Eat Out

Too many Americans are willing to go into debt for food and fun. Here's how to get out of credit card debt if you fall behind.
July 12, 2024 | By Matt Frankel, CFP®

Should You Keep Your Retirement Savings in a CD?

A CD can be a smart retirement investment in some cases. Here's what to keep in mind.
July 12, 2024 | By Dana George

Are You Upper, Middle, or Lower Class (and Does It Matter)?

The income required to fall into upper, middle, or lower income class changes. Keep reading to learn where you land and if it matters at all.