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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 5, 2024 | By Dana George

Why I Would Never (Ever) Purchase a 100-Year CD

For some, the idea of a guaranteed rate for 100 years is attractive. Find out why one writer would never make the commitment.
July 5, 2024 | By Kristi Waterworth

It's Summer Storm Season. Here are 3 Ways to Save Money on After-Storm Cleanup

Storm cleanup can be costly and time consuming, but you don't have to drop a fortune. Take a look at some ways to save.
July 5, 2024 | By Christy Bieber

Why CD Investors Are in a Lose-Lose Situation Right Now

CD investors can't win right now because either inflation stays high or CD rates go down. Read on to learn how CD laddering can help.
July 5, 2024 | By Kristi Waterworth

Are You Financially Secure? CNBC Survey Reveals What Americans Think That Means

What is financial security? And most importantly, do you have it? A recent survey attempted to answer those questions. Read on to learn more.
July 5, 2024 | By Steven Porrello

3 Smart Tips for Maximizing Your CD Returns Before Rates Start to Drop

CDs continue to pay out at high rates in July 2024. Find out how to maximize your CD returns while rates are still up.
July 5, 2024 | By Margo Winton Parodi

5 Affordable Items That Save Me Money When I Travel

Seeing the world can get expensive, but it doesn't have to drain your bank account. Find out a few items that will cost you a little but save you a lot.
July 5, 2024 | By Kailey Hagen

These 5 Banks Will Pay You $50 or More for Referring Your Friends

Bank account bonuses aren't just for new customers. Here's a way existing customers can earn $50 to $100 for referring their friends.
July 5, 2024 | By Ben Gran

Top 5 Side Hustles for Pet Lovers -- Earn Up to $43 Per Hour

Want to make extra cash in the fast-growing pet care industry? See how to make $17-$43 (or more) with pet care side hustles.
July 5, 2024 | By Maurie Backman

Should You Open a 12-Month CD in July 2024?

You might get the best interest out there with a 12-month CD. Read on to see why you should -- or shouldn't -- open one this month.
July 5, 2024 | By Matt Frankel, CFP®

You Might Want to Upgrade to the Costco Executive Membership. Here's Why

It might seem like a bad idea to pay more than you have to. But here's why it could be well worth the cost.
July 5, 2024 | By Ben Gran

Americans Have $38 Trillion of Retirement Savings. This Expert Says You Need More

Are you saving enough for retirement? Most Americans are not. See how to make better investments for your future.
July 5, 2024 | By Ashley Maready

Don't Pay for These 4 Expenses With Your Business Credit Card

A business credit card can make managing your finances easier -- as long as you avoid covering these costs with it.
July 5, 2024 | By Dana George

Auto Insurers Claim to Be Losing Money. Could That Possibly Be True?

Auto insurance companies face financial loss and are raising rates as a result. Keep reading to learn what's led to these losses and what you can do.
July 5, 2024 | By Ben Gran

Do You Love Travel? How to Start a Side Hustle by Booking Travel for Family and Friends

Want to start a side hustle in the travel industry? Fora Travel offers online travel agents an easy way to earn 70% of every commission.
July 5, 2024 | By Ben Gran

New Survey Shows: Most Middle-Class Americans Are Struggling to Save Money. How Do You Compare?

65% of middle-class Americans expect that their financial problems will never improve. See how to regain hope for your financial future.
July 5, 2024 | By Maurie Backman

Struggling With Healthcare Bills? Take These 4 Steps Now

It's not easy to keep up with medical bills. Read on to see what steps to take if you're falling behind.
July 4, 2024 | By Ben Gran

You Don't Have to Be a Millionaire to Retire. Here's Why

If you don't have a million dollars, you'll never be able to retire...right? Wrong! See how little money you really need to retire well in America.
July 4, 2024 | By Ben Gran

Pet Lovers: How to Start a Side Hustle by Turning Your Home Into a Dog Park

Want to make extra money while hosting dogs? Learn about Sniffspot -- a great side hustle for pet lovers to turn your yard into cash.
July 4, 2024 | By Kailey Hagen

Why I Wouldn't Open a 5-Year CD -- Even With Rates at 4%

Rates on 5-year CDs are pretty high right now, but they have some big drawbacks. Here's why I'm not interested in them.
July 4, 2024 | By Maurie Backman

You're Guaranteed Not to Lose a Dime on a Costco Executive Membership Upgrade. Here's Why

Spending an extra $60 a year on a Costco membership might seem like a risky proposition. Here's why it actually isn't.
July 4, 2024 | By Maurie Backman

Here's an Easy Way to Make Money While You Sleep

Why work for every dollar you earn? Read on to see how a lifetime of passive income could be yours.
July 4, 2024 | By Dana George

Why You Could Be Denied an American Express Card -- Even if Your Credit Score Is Over 800

American Express cards provide attractive perks, but you may not qualify with a high credit score alone. Here's why.
July 4, 2024 | By Maurie Backman

Here's the Single Best Strategy for Making Money With CDs in July 2024

With rates sitting at 5%, July is a good time to open a CD. But here's one key strategy it pays to employ.
July 4, 2024 | By Maurie Backman

Need a New Car? You Can Save $1,000 on These 5 Models by Going Through Costco

Buying a car is expensive. Read on to see how Costco could save you a bundle of money.
July 4, 2024 | By Dana George

4 Signs You Shouldn't Open a CD, Even With Rates at 5%

Some CDs may offer high interest rates, but that doesn't mean they're right for everyone. Find out how to know if opening a CD is for you.