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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 8, 2024 | By Lyle Daly

3 Situations When Flying Business Class Is a Must

Business-class airfare can add quite a bit to your travel costs. Check out when it's worth spending extra (or tapping into your miles) to fly this way.
July 8, 2024 | By Dana George

4 Signs CDs Aren't Right for You

CD rates remain highly competitive, but that doesn't mean they're right for you. Here's how you know if it's the right time to invest in a CD.
July 8, 2024 | By Jordi Lippe-McGraw

3 Ways to Secure Funding for Your Small Business

You have funding options for your startup. Read on to learn more about VC, crowdfunding, and small business loans.
July 8, 2024 | By Kailey Hagen

Is It Too Late to Take Advantage of High CD Rates?

CD rates are starting to fall, but there's still time to lock in a high APY. Here's what you need to know.
July 8, 2024 | By Natasha Etzel

3 Good Reasons to Buy Furniture at Costco

Looking to upgrade your furniture? A Costco membership could help you save on this purchase. Here's why you should buy your furniture at Costco.
July 8, 2024 | By Jordi Lippe-McGraw

Is It Better to Get Your Own Card or Become an Authorized User?

Are you stuck wondering if you should apply for your own credit card? Here's what to consider so you make the best decision.
July 7, 2024 | By Christy Bieber

You Should Move Some Money Out of Your Savings Account by 2025. Here's Why

High-yield savings accounts have variable interest rates. Learn why expected rate cuts in 2025 may make it a good idea to move some money from savings to CDs.
July 7, 2024 | By Chris Neiger

How Much Cash Do You Need in a Recession?

Recessions are a normal part of the economy. Read on to find out how to prepare your emergency fund for one.
July 7, 2024 | By Dana George

Have $300,000 to Spend in Retirement? Here's What You Can Budget per Year

Retirement is a huge concern for many Americans. If you're saving for the day you can retire, here's how far $300,000 will take you.
July 7, 2024 | By Natasha Etzel

It's Not Too Late to Travel for Cheap This Summer With Credit Card Rewards

Want to travel this summer without draining your wallet? Use credit card rewards. Find out how to use credit card rewards to take a trip.
July 7, 2024 | By Jordi Lippe-McGraw

5 Unexpected Advantages of Money Market Accounts Over CDs

Money market accounts have neat features that give them an edge over CDs. Keep reading to learn more about these bank accounts.
July 7, 2024 | By Kailey Hagen

Here's How You Could Save $300,000 in 20 Years

Putting your savings in the right place is a critical part of growing your wealth. Here's one option that could help you earn $300,000 in two decades or less.
July 7, 2024 | By Jordi Lippe-McGraw

The Best Way to Utilize Your Chase Ultimate Rewards Points

Explore how to maximize your Chase points for travel, shopping, and more. Here's how to start redeeming wisely today.
July 7, 2024 | By Ashley Maready

3 Reasons I Switched to a High-Yield Savings Account

If you're fortunate enough to have cash in the bank, earn as much interest on it as you can. Read on to learn why a HYSA can be your money's best friend.
July 7, 2024 | By Margo Winton Parodi

3 Reasons I'm Seriously Considering a Costco Membership

The warehouse giant isn't for everyone, but it may be more worthwhile than you think. Check out some reasons why a Costco membership is worth the annual fee.
July 7, 2024 | By Danielle Antosz

Have $6,000 or More in Credit Card Debt? Here's How to Get Rid of It

Struggling with credit card debt? Follow these practical steps for getting out of credit card debt, including automating payments and using the avalanche method.
July 7, 2024 | By Steven Porrello

3 Reasons Not to Open a High-Yield Savings Account, Even With Rates at 5.36%

The best high-yield savings accounts have few fees and high rates, but they're not right for everyone. Learn why you shouldn't open one.
July 6, 2024 | By Dana George

Have $500,000 to Spend in Retirement? Here's What You Can Budget per Year

Planning for retirement is a huge undertaking. If you've managed to put away $500,000, see how much you can expect to spend in retirement.
July 6, 2024 | By Kailey Hagen

5 Bank Account Bonuses You Can Get With $1,000 or Less in Deposits

Bank account bonuses that require thousands of dollars are out of reach for many. Here are five that are a lot easier for the average person to achieve.
July 6, 2024 | By Natasha Etzel

3 Little-Known Perks of a Costco Executive Membership

Thinking about becoming a Costco Executive member? You'll pay more to join but can get additional perks. Find out what benefits you may not realize exist.
July 6, 2024 | By Chris Neiger

5 Ways Boomers Get Rich in Retirement

Retirees can continue to build wealth even post-work. Read on to discover a few ways to do it.
July 6, 2024 | By Jordi Lippe-McGraw

How to Score Deals at Costco Without a Membership

Explore clever ways to access Costco's deals and savings, including guest visits, Costco Shop Cards, and pharmacy benefits, no membership needed.
July 6, 2024 | By Kristi Waterworth

3 Reasons I Will Never Put Money Into a CD

CDs aren't for everyone -- and they're certainly not for me. Here are several reasons why they make no sense for someone like me.
July 6, 2024 | By Jordi Lippe-McGraw

How to Start a Business for Under $100

Follow our step-by-step guide to turn a small investment into a successful venture. Start your entrepreneurial journey today.
July 6, 2024 | By Ben Gran

4 Reasons Costco Will Never Raise Membership Prices by More Than $20 a Year

Costco could raise membership prices soon. Based on Costco's history and overall business operations, here's how much we think that price hike could be.