The Ascent's Best-Of 2023 Awards award banner The Ascent's Best-Of 2023 Awards

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Achieve your money goals with our curated guide to the best financial products, used and tested by our own experts. Backed by our Golden Rule, we’ve chosen our favorite credit cards, banks, investing apps, and more… for all of life’s journeys.

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Backed by The Motley Fool's mission...

...to make the world smarter, happier, and richer. The Ascent taps into The Motley Fool's decades of investing expertise to bring you unbiased analysis of the best personal finance products. We only pick products that we'd personally recommend to friends, like you. That's our commitment to editorial integrity. We may earn a commission when referring you to a top-rated product, but know that our awards are not influenced by advertising partners in any way.

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Our financial experts are constantly testing products to bring you the best. With decades of industry experience, our experts provide honest first-person reviews whenever possible to inform our selections.

Jake FitzGerald

Jake FitzGerald | Editorial Strategist

Jake is an Editorial Strategist for The Ascent. He specializes in product ratings and all things credit cards, and wants to make sure each person has the best card for them!

Expertise

Product ratings, credit cards, and content production.

Natasha Etzel

Natasha Etzel | Writer

Natasha is a freelance writer who specializes in personal finance, credit card, credit card rewards, and travel hacking content.

Expertise

Personal finance, credit cards, credit card rewards, travel rewards, travel hacking

Education

B.A., Advertising and PR

Past Experience

  • Marketing Associate
  • English as a Foreign Language Instructor

Has Written For

NerdWallet, The Points Guy, Orbitz, FlyerTalk

Career Highlights

  • Getting the chance to travel to 30+ countries while being a freelance writer
  • Transitioning from reader to writer for some of her favorite websites
  • Writing content that helps others improve their finances
Lyle Daly

Lyle Daly | Writer

Lyle Daly is a freelance writer who has been covering personal finance since 2016.

Expertise

6 years in credit cards, cryptocurrency, investing, travel, travel rewards, banking industries

Past Experience

  • Ghostwriter
  • Rideshare driver

Has Written For

Motley Fool syndication partners: USA Today, MSN, Yahoo Finance, Nasdaq, Fox Business

Career Highlights

  • Living as a digital nomad and being able to explore the world while writing
  • Being one of the first Ascent writers and seeing it grow from an idea to an amazing personal finance site with dozens of awesome team members
  • Hearing from and about people who used my articles to help decide on their next credit card
Maurie Backman

Maurie Backman | Writer

Maurie Backman is a personal finance writer covering topics ranging from Social Security to credit cards to mortgages. She also has an editing background and has hosted personal finance podcasts.

Expertise

Retirement, investing, commercial real estate, mortgages, credit cards, banks, insurance, taxes, general personal finance

Education

B.A. Creative Writing

Past Experience

  • Former hedge fund associate
  • Online marketer
  • Electronic toy designer

Has Written For

Motley Fool syndication partners: USA Today, Business Insider, CNN Business

Career Highlights

  • Seeing her work on CNN's home page
  • Having people reach out to her saying her articles have changed their lives
  • Seeing her toy designs on store shelves
Brittney Myers

Brittney Myers | Writer

Brittney is a data-obsessed finance nerd whose personal credit card collection is in the double digits. She has been sharing personal finance advice with readers since 2016.

Expertise

Personal finance, credit cards, travel rewards, crypto

Education

B.S. Physics, University of Florida

Past Experience

  • Editor
  • Content Developer
  • Graphic Designer
  • Test Developer

Has Written For

National Foundation for Credit Counseling, Reader's Digest, CardRates.com, CreditSoup

Career Highlights

  • Receiving feedback from readers who have used her advice to make smarter financial decisions
  • Building and running a profitable small business
  • Finishing her first book
Kailey Hagen

Kailey Hagen | Writer

Kailey Hagen has been covering personal finance topics, including banks, insurance, and retirement since 2013.

Expertise

Retirement, investing, banks, insurance, taxes, personal finance

Education

B.A. English, University of Wisconsin-Madison

Past Experience

  • Proofreader
  • Research Analyst

Has Written For

The Simple Dollar and Motley Fool syndication partners: USA Today, MSN Money, Yahoo Finance

Career Highlights

  • Growing a successful freelancing career
  • Seeing her work published by major media outlets
  • Being thanked by readers who have learned something valuable from her articles
Show All Reviewers [+]

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FAQs

  • Award winners are determined by The Ascent’s editorial team, which consists of industry experts, editorial strategists, and writers with deep experience across credit cards, banks and banking products, investments, loans, mortgages, car insurance, cryptocurrency, and other personal finance topics.. The nominees were determined using our in-house rating system. From there our brightest minds voted on specific categories, and winners were determined.

  • We do not accept awards submissions. Our team of experts evaluates hundreds of financial products that we feel can genuinely enhance your personal financial life. Our picks are not influenced by advertising partners in any way.

  • Our separate best-of lists -- that are updated on a monthly basis -- include not only awards winners but also a deeper lineup of top offerings in the market. The common threads that these offers share is they’re all fully-vetted picks for a specific need and we’re comfortable recommending them to our closest friends and family members.

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