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Acorns offers limited-time promotions to members and non-members. Because these promotions are time-sensitive, it's a good idea to take advantage of any that appeal to you before they're gone.
Here are Acorns's current promotions, including how much you could earn.
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Bottom Line
Acorns is a top-tier robo-advisor ideal for hands-off investing. The bigger your account balance, the more competitive you'll find Acorns' fees. You may want to open an account for the simple fee structure or the variety of account options, including custodial accounts for kids. Join Acorns to quickly open a diversified portfolio that manages itself.
How you earn it: If you're on the $12 plan or Premium Tier, you can receive an Acorns match of your first five Real-Time Round-Ups® Investments generated by your Acorns Green Visa Debit Card. For example, a $0.75 round-up would result in a $0.75 Acorns match.
How you qualify: You must have an open and activated Acorns Green Visa Debit Card and automatic Real-Time Round-Ups® Investments turned on for your debit card.
Details: This offer only applies to Real-Time Round-Ups® generated within one year of ordering the card. The total value of these matched Round-Ups® will not exceed $4.95 per customer. Matches typically take three to five business days to apply to the customer's balance.
Offer expires: TBD
July 2024 Referral Bonus: $888 for four Acorns referrals
How you earn it: Encourage friends to become new Acorns customers by completing a registration between June 30, 2024, and July 6, 2024. As long as the friend uses your personal invitation code or referral link when they sign up during the promotional period, you'll be given credit.
How you qualify: Your friend invests in their new Acorns account between June 30, 2024, and July 20, 2024, and maintains their account in good standing for at least 30 days from the last day of the qualification period.
Details: Once your friend has made their first investment and their account has been in good standing for at least 30 days, Acorns will purchase shares for your account within 60 days.
Offer expires: July 6, 2024
Later Match
How you earn it: For every new contribution you make to an Acorns Later retirement account (up to the annual contribution limit), Acorns will match a percentage of your contribution, automatically investing it into your Acorns Later retirement account.
How you qualify: You must be in the $6 Personal Plus or $12 Premium tier. If you're already in one of these tiers, it's as easy as tapping a button to get started. Here's how:
Log in to your account
Tap on "Later"
Scroll down to "We'll put our money into your future"
Tap on "Learn more"
Tap on "Activate"
Read and accept the Later Match agreement
Tap "Continue"
Tap "Done"
Details: The amount Acorns matches depends on your subscription tier. Here's how it breaks down:
$6 Personal Plus tier: Acorns matches 1%
$9 Premium tier (existing customers before July 1, 2024): Acorns matches 3%
$12 Premium tier: Acorns matches 3%
Offer expires: TBD
VIP Customer Matching: Let Acorns match your first five automatic Real-Time Round-Ups®
How you earn it: Ensure your Acorns Green Visa Debit Card has Real-Time Round-Ups® Investments turned on. Spend $500 or more per month on your card, and Acorns will match your first five Real-Time Round-Ups® Investments. The amount matched depends on the size of your Round-Ups.
How you qualify: Be a VIP member, use your Acorns Green Visa Debit Card, and ensure you've activated the Real-Time Round-Ups® feature.
Details: To remain qualified, you must keep your Acorns Green Visa Debit Card open and in good standing. You'll see the payments as pending within minutes, and payments will settle within three to five business days. The total value of these matched Round-Ups® will not exceed $4.95 per customer.
Offer expires: TBD.
MrBeast and the Mighty Oak Card sign-up bonus: Earn a $20 bonus investment when you sign up for the Mighty Oak debit card
How you earn it: Sign up for the Mighty Oak Debit Card using this link. Deposit at least $5 in your Mighty Oak Card Checking account or $5 into your Acorns Invest account.
How you qualify: To qualify, you must be 18 or older and a U.S. citizen or other lawful resident currently residing in the U.S. You must also be a first-time Acorns customer and have an account in good standing between the time you sign up and the date the bonus is invested. You must make a minimum deposit of $5 within the first five days of the month following the month in which your Acorns account was officially verified.
Details: After a successful deposit, Acorns will add a $20 bonus investment into your Invest account within five weeks.
Offer expires: TBD.
Sign up through Cricket mobile phone: Earn a $20 bonus after making your first investment (and more)
How you earn it: If you're a Cricket customer, use the preloaded Acorns app to sign up for an account.
How you qualify: To qualify, you must sign up for an account using the preloaded Acorns app on your Cricket mobile device.
Details: Signing up through Cricket means earning a $20 investment bonus after your first investment. You'll also get your Acorns subscription free for the first year. Finally, if your Cricket bill is at least $30 per month and you use an account linked to Acorns to make the monthly payment, you will earn a $1 investment each month you pay for your Cricket wireless service.
Offer expires: TBD.
What else should you know about Acorns' bonuses?
As is common with many brokers, Acorns changes its bonuses regularly. Some bonuses have an expiration date that ends in the middle of the month. You may want to make it a habit to check for bonus updates periodically, especially because you're free to stack one bonus atop another.
Are Acorns' promotions worth it?
If you're already an Acorns investor, referral bonuses are always worth it. Think of it as free investment funds. You can invite as many friends as you like and watch the bonuses stack up. This is especially true when bonus amounts are higher than usual.
Bonuses awarded for opening an account or debit card are only worth it to new Acorns customers or those who don't currently use all account types.
Alternatives to Consider
We recommend comparing brokerage options to ensure the account you're selecting is the best fit for you. To make your search easier, here's a short list of our best trading platforms of 2024.
Account
Fees
Account Minimum
Rating image, 4.5 out of 5 stars.
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
$0 for stocks, ETFs, and options; $5 monthly for Robinhood Gold
4.5/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
How long you'll wait depends on the type of bonus. Because featured bonuses frequently change, you'll need to check the specific details associated with your bonus. Acorns makes this information easy to find on each of its new offers.
One reason Acorns (and other brokerages) wait to pay bonuses is because some people cancel accounts shortly after opening them. You won't receive a referral bonus if that friend cancels. However, you can always refer the app to another friend (or two).
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Robinhood disclosure
All investments involve risk and loss of principal is possible.
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