5 Reasons the New Wells Fargo Attune Card May Be My Favorite New Card of the Year

After so many years of playing the credit card rewards game, I'll admit I've gotten a little jaded. Having already maximized every category I can, I often find myself looking at new cards and just thinking, "Meh."

So when I first saw the stats on the new Wells Fargo Attune℠ Card, I was almost as excited to be excited as I was excited about the card. (If you know what I mean.) And I'm actually pretty darn excited about this card.

While the year is only half over, I'm not sure what else could be launched that could possibly be more of a game changer than the Wells Fargo Attune℠ Card. Here are just a few of the reasons I'm so interested in this cash rewards card.

1. Get rewarded for hobbies and interests

I see the term "lifestyle card" thrown around a lot. But this is one of the few times it really is the absolute best way to describe this card. No matter what hobbies and interests make up your lifestyle, this card can likely reward you for them.

The Sports, Recreation, and Entertainment category is immense and covers so much. I'll give you some of the highlights, but keep in mind the examples for each category are just part of what's included:

• Create and Collect: Art and craft shops, camera stores, hobby and game shops, photo labs, fabric stores
• Gardening and Floral: Nurseries, florists, garden supply stores
• Other Recreation and Leisure Activities: Aquariums, amusement parks, golf courses, dance studios, campgrounds
• Sports and Recreational Equipment: Bike shops, marinas, RV rentals, sporting goods stores
• Sports and Live Entertainment Tickets: Bands, entertainers, sporting events, ticket agencies
• Streaming, Music, Movies, and Books: Bookstores, cable, movie theaters, music stores, streaming services

You history buffs and upcyclers are also covered! The Planet-Friendly Purchases category includes 4% cash rewards at antique shops and thrift stores.

And if all of that isn't enough, how about the Self Care category, which includes:

• Beauty and barber shops
• Gym memberships and fitness studios
• Health and beauty spas
• Massage parlors

So you really can see, regardless of your lifestyle, this card has a category for pretty much anyone.

2. Earn more while commuting with purpose

If you're lucky enough to live in an area with decent transportation infrastructure, then this card has you covered. Other than drivers of gas-only vehicles, pretty much any way you commute can earn 4% cash rewards:

• Bus lines
• EV charging stations
• Local and suburban commuter passenger transportation (including ferries)
• Passenger railways
• Other transportation services (includes ride-hailing and services like Citi Bike and Zipcar)

Oh, and before you worry about it, yes, folks who commute by bicycle are totally covered. Bicycle shops (and sporting goods stores) are included in the Sports, Recreation, and Entertainment category.

Pro tip: Wells Fargo lists international companies, like Eurostar and Taiwan High Speed Rail, as examples of eligible merchants in this category. However, it's important to know that the Wells Fargo Attune℠ Card has a foreign transaction fee of 3% of each transaction converted to U.S. dollars. You'll actually want to avoid using it abroad.

3. Pets!

Alright, so you probably need more than that. Tucked into the Sports, Recreation, and Entertainment category is something that I skimmed over above because I think it's worth pointing out all on its own: Pet Care.

That's right, my pet-loving friends, this card earns unlimited 4% cash rewards on pet care. Specifically, it includes:

• Pet Shops, Pet Foods, and Supplies Stores
• Other Miscellaneous Services

Before you ask, yes, Wells Fargo definitively lists both Chewy and Petco as eligible retailers for this category.

It's a little less clear what may fall under the "Other Miscellaneous Services" category, but Wells Fargo does reference grooming and boarding in its press release about the card, so at least those services would be included. (This may be hugely valuable for families with long-haired fuzzballs!)

4. No cap on the bonus categories

Any other card with so many 4% rewards categories would absolutely have spending caps. For instance, maybe you only earn a high rate of return on the first $500 in bonus category purchases each month. But no.

Your cash rewards are unlimited. You can earn as much at that 4% rate as your lifestyle warrants.

I can't stress enough how unusual it is that there's no cap on those cash rewards. And it's even stranger when you consider my next point.

5. No annual fee

The Wells Fargo Attune℠ Card has no annual fee. None. So not only are you getting a remarkably broad array of 4% categories with no cap on your rewards, but you're not even paying an annual fee for the privilege.

A little speculation: Transfer potential?!?

This one is purely speculative, because -- to my knowledge -- Wells Fargo hasn't confirmed (or denied) this yet, but there is the potential that you could transfer your rewards from this card to the Wells Fargo Autograph℠ Card. (Or to the Wells Fargo Autograph Journey℠ Card.) From there, they could potentially be transferred to the new travel partners. In theory.

Even without this unconfirmed perk, however, the Wells Fargo Attune℠ Cardis a truly fascinating new addition to an increasingly strong Wells Fargo credit card lineup. I'm not sure what another issuer could do to top this new card as my favorite of the year -- but I'm definitely eager to find out.