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The Chase Freedom Flex® credit card has some valuable and well-known benefits, such as the ability to earn 5% cash back in rotating categories you activate ($1,500 spending limit quarterly) and a lengthy 0% intro APR period. This Chase credit card also offers some high-value travel benefits, such as trip cancellation and interruption insurance, although you won't get the lost luggage insurance and travel accident insurance you'd get from some of Chase's premium travel credit cards.
The Chase Freedom Flex® credit card comes in a World Elite Mastercard and offers the same benefits you'd get from any other World Elite Mastercard.
As far as travel benefits are concerned, all Chase Freedom Flex® credit cards come with auto rental collision damage waiver benefits, as well as roadside assistance.
On Chase's Secure Website.
2024 Award Winner
On Chase's Secure Website.
On Chase's Secure Website.
Good/Excellent (670-850)
Intro APR 0% Intro APR on Purchases
Purchases: 0% Intro APR on Purchases, 15 months
Balance Transfers: 0% Intro APR on Balance Transfers, 15 months
Regular APR
20.49%-29.24% Variable
Rewards 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
5% cash back offer
Annual Fee N/A
$0
Welcome Offer Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
$200 bonus
This Chase card is one of our favorites, and with good reason. You earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, alongside other standout perks (and at least 1% on all purchases). Plus, this one comes without an annual fee and with a generous welcome bonus.
This benefit can save you money when you travel by allowing you to decline your car rental company's insurance protection. The auto rental collision damage waiver covers damage that results from theft or collisions for rental vehicles, both in the U.S. and while traveling internationally.
The coverage is secondary to your own auto insurance and covers physical damage and theft, in addition to towing charges and the rental car company's loss of use. It does not cover injuries, vehicles obtained from ridesharing services, personal belongings, or exotic/expensive vehicles -- just to name some of the most common exclusions.
Chase Freedom Flex® cardholders are also entitled to roadside dispatch benefits. While this benefit is not free (there's a pay-per-use fee), it does provide services such as towing your vehicle up to five miles, tire changing, jump starting, lockout service, and fuel delivery.
If your trip is cancelled or cut short (interrupted) for covered reasons, such as sickness or inclement weather, you can be reimbursed for up to $1,500 per person or $6,000 per trip. Eligible expenses include things like airfare, tours, and hotels that were prepaid on your Chase Freedom Flex® card and are nonrefundable.
To illustrate how valuable this benefit could be, let's say that you prepaid $1,000 for two airline tickets and also prepaid $1,500 for a hotel room for a trip. If you get too sick to travel (verified by a physician), you would ordinarily have to eat at least a portion of this cost, if not the entire amount -- unless you purchased travel insurance elsewhere.
While the Chase Sapphire Preferred® Card offers more extensive travel insurance, it also comes with an annual fee. The same is true for the Chase Sapphire Reserve®. But with the Chase Freedom Flex® card, you'll get all these perks with no annual fee. There's typically a pretty lucrative introductory bonus offer for new Chase cardholders, so be sure to check out our frequently updated Chase Freedom Flex® for the most current information.
Here are some other questions we've answered:
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
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Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
20,000 ThankYou® Points Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. | Up to 2% cash back 2% cash back: 1% when you buy plus 1% as you pay |
Intro: N/A Purchases: N/A Balance Transfers: 0%, 18 months Regular: 19.24% - 29.24% (Variable) |
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Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Discover will match all the cash back you've earned at the end of your first year. N/A | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 18.24% - 28.24% Variable APR |
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Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Up to $300 cash back Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases. | 1.5% - 5% cash back Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases |
Intro: 0% Intro APR on Purchases and Balance Transfers for 15 months Purchases: 0% Intro APR on Purchases, 15 months Balance Transfers: 0% Intro APR on Balance Transfers, 15 months Regular: 20.49% - 29.24% Variable |
Apply Now for Chase Freedom Unlimited®
On Chase's Secure Website. |
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