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What You Need to Know About Citi Double Cash's Extended Warranty Coverage

Review Updated
Lyle Daly

Our Credit Cards Expert

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page.

The Citi Double Cash® Card no longer has extended warranty coverage. It used to offer an extra two years of warranty coverage for eligible purchases made with the Citi Double Cash® Card, up to a maximum of seven total years. As such, a two-year warranty would be extended to four years, but a six-year warranty would only be extended to seven years, since that was the maximum. Citi discontinued this benefit on Sept. 22, 2019.

For purchases made before that date, the card's previous extended warranty coverage still applies. If you made an eligible purchase with your card before Sept. 22, 2019, then you're still entitled to the Citi Double Cash® Card extended warranty coverage on it.

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Rating image, 4.50 out of 5 stars.
4.50/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Excellent
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Credit Score: Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Recommended Credit Score required for this offer is: Fair to Excellent (580-850)
Credit Score Circle with letter I in it. Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.

Fair to Excellent (580-850)

Intro APR Circle with letter I in it. N/A

Purchases: N/A

Balance Transfers: 0%, 18 months

Regular APR

19.24% - 29.24% (Variable)

Rewards Circle with letter I in it. 2% cash back: 1% when you buy plus 1% as you pay

Up to 2% cash back

Annual Fee

$0

Welcome Offer Circle with letter I in it. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

20,000 ThankYou® Points

  • This card combines a top-notch balance transfer offer for 18 months with best-in-class unlimited 2% cash back on purchases. There's no introductory APR for purchases, so you'll need to pay those off in full every month if you want to avoid interest charges.

    • High cash back
    • 0% intro APR balance transfer offer
    • No annual fee
    • Free credit score monitoring
    • Foreign transaction fee
    • No 0% intro APR on purchases
    • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
    • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
      Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
    • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
    • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
    • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
    • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

To file a claim, call Citi at 1-866-918-4670. The representative will ask you a few questions and let you know which documents you need to submit, such as your receipt for the purchase and/or a copy of the manufacturer's original warranty. You must submit all required documentation within 180 days of when the item broke. The coverage limit per claim is the lesser of the following:

  • The cost of repairing or replacing the product
  • The original purchase price
  • The amount charged to the Citi Double Cash® Card
  • $10,000

Extended warranty coverage can be a valuable benefit. Your purchases are protected for longer than they would be under the manufacturer's original warranty, and you don't need to pay anything extra. Although the Citi Double Cash® Card doesn't have this feature anymore, there are many credit cards that do. Here are some of the top credit cards with extended warranty coverage:

Those are just a few of the credit cards that offer extended warranty coverage. You can usually find out whether a card offers this perk by reviewing its list of features and protections.