Top perks
Unlimited 1.5% cash back
This card earns 1.5% back on purchases, a rate that's in line with several of the best cash back cards.
Unlimited Cashback Match sign-up bonus
Discover will automatically match all the cash back you've earned at the end of your first year. This sign-up bonus is only available during the first year and for new cardholders, but it can be particularly lucrative since the match is unlimited. For example, if you spent $50,000 in year one, you'd earn $750 in cash back, and then Discover would add another $750.
This is one of the more unique sign-up bonuses we've seen, and it has the potential to earn you a lot back.
No annual fee
There's no annual fee for this card, so it won't add to your business expenses.
Read more: Best No Annual Fee Credit Cards
0% intro APR on purchases
The Discover it® Business Card offers a 0% intro APR on purchases for the first 12 months. The go-to 12.99% - 20.99%, variable rate applies after the 0% intro APR expires. If you're just starting or expanding your business and you need short-term financing, this card is a smart choice. You can buy what you need and pay it off without incurring interest for a year. And if you haven't quite paid off the entire balance at the end of the year, your cash back bonus could help with that.
Learn more: Best 0% APR Credit Cards
Free employee cards
You can issue up to 50 employee credit cards and earn the same 1.5% back on your employees' business spending. Discover also lets you set spending limits on your employee cards, which is a good security measure to ensure that no one else can max out your credit line.
No late fee on the first missed payment
Discover doesn't charge you a late fee the first time you miss a payment. To be fair, most credit card companies will waive your first late fee as a courtesy, but it's nice that Discover does this automatically and saves you a phone call.
No foreign transaction fee
Like all Discover credit cards, this card doesn't charge a foreign transaction fee. If you travel internationally or buy from merchants outside the United States, you won't need to worry about paying extra.
No cash back redemption minimum
You can redeem your cash back at any time, even with as little as $0.01. While this may not be the most exciting perk, it's more convenient than needing to wait until you've reached a redemption minimum.
See more options: Best Cash Back Business Credit Cards