Capital One Venture X Rewards Credit Card
Leveraging the High Credit Limit:
- Estimated credit limit range: Undisclosed
- Welcome offer: Lucrative 75,000 bonus miles for eligible cardholders
- Travel rewards with high limit spending:
- Multiple bonus categories with 5x to 10x miles
- Unlimited 2x miles on other purchases
With premium perks and a reasonable annual fee, this Visa Infinite travel credit card is a favorite of ours. An annual $300 credit for Capital One Travel bookings and 10,000 bonus miles every account anniversary already more than make up for the annual fee (see rates and fees).
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Chase Freedom Flex®
Leveraging the High Credit Limit:
- Estimated credit limit range: $500-$15,000
- Welcome offer: Easily attainable $200 bonus for eligible cardholders
- Cash back for high limit spending:
- Multiple cash back categories
- Rewards do not expire as long as your account is open
Our award winner for Best No Annual Fee Credit Card: Boasting a 0% intro APR for 15 months on purchases and balance transfers, this cash back card is well-suited for high limit spending, without having to pay back your balance immediately.
The terms and conditions hint at a potential credit line range, starting at $500, and based on the balance transfer section, the total balance transfer request cannot exceed available credit or $15,000, whichever is lower, but we've gotten reports of a credit limit up to $24,000.
Apply for Chase Freedom Flex®
Chase Sapphire Preferred® Card
Leveraging the High Credit Limit:
- Estimated credit limit range: $5,000-$50,000 based on cardholder reviews and our personal experience
- Welcome offer: 60,000 bonus points (worth $750 toward Chase Travel bookings) for eligible cardholders
- Maximize your credit line and earning potential: This card boasts flexible travel rewards and a generous welcome bonus, and might be best suited for travel and dining expenses.
The terms and conditions state that the minimum credit limit for this card is $5,000. They don't specify a maximum.
The section about balance transfers states that the dollar amount you request to transfer over to the Chase Sapphire Preferred® Card cannot exceed the available credit or $15,000 (including fees and interest charges), whichever is lower. Some cardholders have reported credit limits significantly higher than $15,000.
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Chase Freedom Unlimited®
Leveraging the High Credit Limit:
- Estimated credit limit range: $500-$15,000
- Welcome offer: Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.
- Cash back rewards with a high credit limit
- Multiple cash back bonus categories (including Chase Travel bookings, dining, and drugstores)
- Unlimited 1.5% on other purchases
- Cash back rewards do not expire as long as your account is open
The pricing and terms for this card state that the minimum credit limit is $500 if approved for a Visa Platinum account and $5,000 if approved for a Visa Signature account. In addition, balance transfer requests can't total more than $15,000 or your available credit, whichever is lower. Like its sibling, the Chase Freedom Flex®, this card generally has limits of up to $15,000, although it's possible to get approved for a larger amount.
Apply for Chase Freedom Unlimited®
Chase Sapphire Reserve®
Leveraging the High Credit Limit:
- Estimated credit limit range: $10,000-$80,000
- Welcome offer: 60,000 bonus points (worth $900 toward Chase Travel bookings) for eligible cardholders
- Travel rewards with a high spending limit:
- More ways to earn with a variety of bonus categories
- Earn up to 10x points per $1
- Points do not expire as long as your account is open
The pricing and terms of this Chase card lay out a minimum credit line of $10,000. The maximum in balance transfer requests is $15,000 or your available credit, whichever is lower. But this isn't a balance transfer card, it's a travel card, and cardholders have reported much larger credit limits than $15,000. On the high end, there have been reports of limits up to $80,000.
This Chase travel card is loaded with valuable features, including a $300 annual travel credit, perks with Chase partners, and airport lounge access. Not everyone will be able to get the most out of this card and its high spending limit, but if you can, it can help you save big on travel expenses.
Apply for Chase Sapphire Reserve®
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Leveraging the High Credit Limit:
- Estimated credit limit range: $300-$10,000
- Build your credit score: This card is designed first and foremost for building credit, and a high limit can help you maintain lower credit utilization.
- Cash back rewards with a high credit limit:
- Earn 1% to 1.5% on purchases
- Earn bonus rates of 2% to 10% at select merchants
Petal makes it clear what the credit limit range is for this starter credit card. The Petal homepage provides credit limits for each of its credit cards, and this card's range is $300 to $10,000. Petal can also approve you for an application and determine a credit limit based not just on your credit history, but also your banking history. And through its Leap program, you can earn a credit limit increase after six months of qualifying on-time payments. Terms apply.
Best Business Credit Card Expert Reviews
Ink Business Unlimited® Credit Card
Leveraging the High Credit Limit:
- Estimated credit limit range: $3,000-$25,000
- Welcome offer: Large $750 cash back sign-up bonus for eligible cardholders
- Business cash back rewards with a high spending limit:
- Unlimited 1.5% cash back on purchases
- Cash back rewards do not expire as long as your account is open
In the pricing and terms for this business credit card, Chase specifies that your credit line will be at least $3,000 if approved. While there's no official maximum, the terms also state that Chase may request additional information for credit lines over $25,000. Anecdotally, there have been reports of cardholders with $75,000 limits, but most approved applicants likely end up in the $3,000 to $25,000 range.
The welcome offer for this Chase business card requires substantial spending, and a high credit limit makes it easier to reach that target. If you do, you'll be rewarded with an equally substantial welcome bonus. Making it even better is this card's 0% intro APR on purchases for the first 12 months, giving you time to pay off any large business expenses.
Apply for Ink Business Unlimited® Credit Card
Ink Business Preferred® Credit Card
Leveraging the High Credit Limit:
- Estimated credit limit range: $5,000-$25,000
- Welcome offers: Massive sign-up bonus of 100,000 points for eligible cardholders
- Business rewards points with a high limit:
- 3x points in several business spending categories
- 1 point per $1 on other purchases
- Points do not expire as long as the account is open
For business owners in need of a big credit limit, this Chase card is tough to beat. It has a $5,000 minimum credit limit, according to the pricing and terms. The typical limit range likely goes up to $25,000, as the terms also state that anything higher could require additional information. And some cardholders have reported significantly higher limits -- as high as $100,000.
With most credit cards, a generous credit limit is a nice extra. With this Chase business card, it makes the card significantly more valuable. A high credit limit allows you to more easily spend enough to earn the huge welcome bonus, and you'll also be able to maximize all those useful bonus categories.
Apply for Ink Business Preferred® Credit Card