Top perks
The United℠ Business Card includes some notable highlights.
Big sign-up bonus
Earn 75,000 miles after spending at least $5,000 within the first 3 months of account ownership.
The value of United MileagePlus miles depends on how you use them. You can generally get $0.01 to $0.015 per mile. With that in mind, 75,000 bonus miles can be worth $1,000 to $1,500. If you can meet the spending required to earn the additional bonus, it can be worthwhile to get this card.
Read more: Best Sign-Up Bonus Credit Cards
Earn rewards
If you're looking for a credit card that earns rewards in a few different spending categories, this card fits the bill. You'll earn rewards for more than just United Airlines purchases when using your United℠ Business Card. Here's how you'll earn rewards:
- Earn 2 miles per $1 on United purchases
- Earn 2 miles per $1 on dining (including takeout)
- Earn 2 miles per $1 on gas stations, office supply stores, and local transit and commuting purchases
- Earn 1 mile per $1 on other purchases
Free checked bag
As a cardholder, you'll get your first checked bag free. This is available to you and one companion traveling on the same reservation. This perk is available on United-operated flights when purchasing your flight with your United℠ Business Card. This benefit carries a value of up to $35 per person each way.
Priority boarding
You'll be eligible for priority boarding on United and United-Express-operated flights. With this perk, you can board the plane before general boarding and after MileagePlus Premier members, Premier Access travelers, and travelers who need extra assistance. This benefit is also available to companions traveling on the same reservation.
$100 annual credit for travel incidentals
You'll earn a $100 statement credit during each anniversary year you use your card to make seven United flight travel-related purchases. Each eligible purchase must total $100 or more. Eligible purchases include seat upgrades, inflight food and beverages, wifi, baggage charges, and other fees.
25% back on inflight purchases
When you use your United℠ Business Card to make inflight purchases on United-operated flights, you'll receive 25% back as a statement credit. Eligible purchases include food, beverages, and wifi. This perk also applies to premium drink purchases made with your eligible card at United Clubs.
See more: Best Travel Rewards Credit Cards
Anniversary bonus offer
If you have a personal United credit card in addition to the United℠ Business Card, you will earn 5,000 bonus miles each year on your United℠ Business Card anniversary. This is an excellent way to earn bonus miles if you're a United loyalist.
Read more: Best United Credit Cards
Two free one-time United Club℠ passes
You'll be eligible for two free United Club℠ passes. Each pass gives one-time access to a United Club℠ lounge. This perk is available after account opening and again at every card anniversary. These passes usually cost $59, so the benefit carries a value of over $100.
No foreign transaction fees
The United℠ Business Card doesn't charge foreign transaction fees. If you like to travel internationally, you can use this card. Most cards with this fee charge around 3% for every foreign transaction, so a credit card with no foreign transaction fees is a money-saving benefit.
Read more: Best Credit Cards for International Travel
Consumer and travel protections
This credit card includes various consumer and travel protections. Whether you're using your card to make travel purchases or everyday purchases, these perks can be helpful. The United℠ Business Card features the following consumer and travel protections:
- Trip delay insurance
- Trip cancellation/trip interruption insurance
- Baggage delay insurance
- Lost luggage reimbursement
- Auto rental collision damage waiver
- Purchase protection
- Extended warranty protection
Free employee cards
If you need additional cards for employees, you can order them at no extra cost. Employee spending will earn rewards, and you can set up spending limits for each card. This is a nice benefit if you have employees who handle your business spending.