Top perks
Let's take a closer look at the top features of this Wells Fargo rewards credit card.
Generous welcome bonus
New cardholders who spend at least $4,000 within 3 months of account opening can earn 60,000 bonus points. While this is not the biggest welcome bonus on the market compared to other travel credit cards, it's generous.
Regardless of how you redeem your rewards, 60,000 bonus points are worth at least $600. However, transferring your points to a travel partner and booking a trip this way may give you more value from this welcome bonus. This bonus could make your next trip more affordable.
Earns unlimited rewards
Cardholders can earn unlimited rewards when making eligible purchases with this credit card. The Wells Fargo Autograph Journey℠ Visa® Card earns rewards in the following ways:
- 5X points per $1 on hotels
- 4X points per $1 on airlines
- 3X points per $1 on restaurants and other travel
- 1X points per $1 on other purchases
$50 annual airline statement credit
This travel card provides an annual statement credit to cardholders who make eligible airline purchases with their cards. Each year, you'll receive a one-time $50 statement credit to your account after making a qualifying airline purchase of at least $50. Purchases made at retailers whose merchant category code is airline and airline carriers qualify.
Ability to transfer rewards to transfer partners
Cardholders can transfer their rewards to select travel transfer partners. Currently, Wells Fargo has six airline and hotel partners. The credit card issuer plans to add more later. Here's an overview of the current transfer partners:
- Aer Lingus AerClub
- Air France/KLM Flying Blue
- Avianca LifeMiles
- British Airways Executive Club
- Choice Privileges
- Iberia Plus
Flexible redemption options
If you value flexibility when using your credit card rewards, consider the Wells Fargo Autograph Journey℠ Card. Cardholders can redeem their rewards for travel booked through the Wells Fargo travel portal or transfer rewards to eligible travel partners.
Cardholders can also redeem their rewards for gift cards, purchases at select merchants, cash rewards as a credit to their Wells Fargo bank account, credit card, or mortgage account or a statement credit as reimbursement for eligible purchases made with their cards.
Travel protections
Like many other top travel rewards credit cards, this card includes useful travel protections. Extra coverage like this could improve your travels.
Here are some benefits included with your card:
- Worldwide automatic common carrier travel accident insurance
- Trip cancellation and interruption protection
- Supplemental auto rental collision damage waiver
- Lost baggage reimbursement
Cellphone protection insurance
Cardholders who pay their cellphone service bill with their card are eligible for up to $1,000 in protection for eligible damage, theft, and unintended separation claims.
A $25 deductible applies to each claim, and up to two claims can be made during a 12-month period. This coverage is supplemental to other insurance coverage. This benefit could save you money if you need your cellphone repaired or replaced.
No foreign transaction fees
The Wells Fargo Autograph Journey℠ Card has no foreign transaction fees, so you can feel confident when using your card while traveling abroad.
Some credit cards charge foreign transaction fees when you use your card to make purchases in a foreign currency. These fees typically cost 3% and are charged for every foreign transaction, so avoiding these fees can help you save when you travel.
Read more: Best Wells Fargo Credit Cards