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Brittney started her writing career in the world of science, putting her physics degree to good use. Her journey into finance started with building her personal credit, but soon grew into a borderline obsession with credit cards and travel rewards. For the last 7 years, she has enjoyed the ability to share her expertise with readers, as well as the opportunity to interview companies and individuals making an impact on our financial lives. She wholly believe most problems can be solved with the right research -- and a good spreadsheet -- and she specializes in translating complex financial topics into actionable advice to help educate and empower readers.
Nathan Alderman has worked with The Motley Fool since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As The Ascent's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures our experts’ opinions aren’t influenced by compensation. Terms may apply to offers listed on this page.
Wells Fargo started offering rewards points transfers in spring of 2024. The list of partners is short for now, but Wells Fargo has promised to add more over time. Let's take a closer look at how you can transfer rewards points from Wells Fargo.
Wells Fargo Rewards points can currently be transferred to five airline programs and one hotel program:
Partner
Transfer Ratio
Aer Lingus AerClub
1:1
Avianca LifeMiles
1:1
British Airways Executive Club
1:1
Air France-KLM Flying Blue
1:1
Iberia Plus
1:1
Choice Privileges
1:2
Data source: Wells Fargo.
A 1:1 ratio means you get one frequent flyer mile for each Wells Fargo Rewards point you transfer. The 1:2 ratio for Choice Privileges means you get 2 Choice points for each Wells Fargo Rewards point you transfer.
Transfers are made in 1,000-point increments and are not reversible.
Which are the best transfer partners?
Which partner offers the best value will depend a lot on how you use your rewards once you transfer them. Each partner has its high-value and low-value redemptions, so you'll want to play around with routes and airlines to find your best deal.
Here are a few notes on Wells Fargo's travel partners:
Aer Lingus AerClub: If you want a cheap flight to Dublin from the east coast, then this is for you. Fly from Boston to Dublin in economy for just 13,000 Avios and about $120 taxes/fees. Or fly in business class for 60,001 Avios and around $140 in taxes/fees.
Avianca LifeMiles: If you're flexible, you can use these to find cheap, low-fee, last-minute award flights on partner Star Alliance airlines (a lot of folks recommend using them for Lufthansa first class, in particular). However, I've seen a lot of experts warn about unreliable booking methods and not-so-great customer service, so keep that in mind.
British Airways Executive Club: I'd avoid British Airways for most international awards, since the airline likes to tack on extraneous fees (80,000 Avios and $400-plus in cash for a one-way business class ticket?!). You could get some decent value redeeming for domestic flights on American Airlines partner flights.
Air France-KLM Flying Blue: You can find great availability for business class award flights on Air France's website. The fees are a little higher than some other airlines, but the miles cost is usually low. For example, you can fly from New York to Paris in business class for just 50,000 miles and around $200 in taxes/fees.
Iberia Plus: There are a few specific routes that Iberia offers with fantastically low points costs and low fees. For instance, you can fly from Boston to Madrid in business class for just 34,000 points, plus around $120 in taxes/fees. The best value will be for off-peak dates and flying to/from Spain.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Poor
Fair
Good
Excellent
300-579
580-669
670-739
740-850
Good/Excellent (670-850)
Credit Rating Requirement:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good (670-850)
Poor
Fair
Good
Excellent
300-579
580-669
670-739
740-850
Good (670-850)
Welcome Offer:
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
20,000 bonus points
Welcome Offer:
Earn 60,000 bonus points when you spend $4,000 in purchases within the first 3 months – that’s $600 toward your next trip
60,000 bonus points
Rewards Program:
Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases.
1X-3X points
Rewards Program:
5X points on hotels. 4X points on airlines. 3X points on restaurants and other travel.
1X points on other purchases.
1X-5X points
Intro APR:
0% intro APR on purchases for 12 months from account opening
Purchases: 0% intro APR, 12 months from account opening
Balance Transfers: N/A
Intro APR:
Purchases: N/A
Balance Transfers: N/A
Regular APR:
20.24%, 25.24%, or 29.99% Variable APR
Regular APR:
21.24%, 26.24%, or 29.99% (Variable)
Annual Fee:
N/A
$0
Annual Fee:
$95
Highlights:
Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24%, or 29.99% variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Highlights:
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that’s $600 toward your next trip
$50 annual statement credit with $50 minimum airline purchase
Wells Fargo Autograph Journey is unavailable on The Ascent. All information was collected independently and not reviewed for accuracy or provided by the credit card issuer. Some items may be out of date.
However, if you have one of the above cards, rewards you earn with other Wells Fargo rewards cards can be pooled and then transferred:
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. = Best = Excellent = Good = Fair = Poor
Credit Score:
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Recommended Credit Score required for this offer is: Good/Excellent (670-850)
Credit Score
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Good/Excellent (670-850)
Intro APR
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
Purchases: 0% intro APR, 15 months from account opening
Balance Transfers: 0% intro APR, 15 months from account opening on qualifying balance transfers
Regular APR
20.24%, 25.24%, or 29.99% Variable APR
Rewards
Earn unlimited 2% cash rewards on purchases.
2% cash rewards
Annual Fee
N/A
$0
Welcome Offer
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
$200 cash rewards
This card’s unlimited 2% cash rewards on purchases is the highest we’ve seen for a flat-rate rewards card with no annual fee. It also has an incredibly easy-to-earn $200 welcome bonus and a generous intro APR offer. We simply haven’t come across this combination of top perks in one card before.
Unlimited 2% cash rewards
Long 0% intro APR offer
Generous cash rewards welcome bonus
No annual fee
Cellphone protections
No bonus categories
Foreign transaction fees
Balance transfer fee
Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
How to pool your Wells Fargo Rewards
From your Rewards account, choose the My Rewards tab, then the Transfer option. You'll be able to move rewards between your accounts here.
How to transfer Wells Fargo Rewards points
You can make a transfer easily online or through the Wells Fargo mobile app:
Log into your Wells Fargo account
Click on your Rewards balance to head to the Rewards portal
Under the Use Rewards tab, choose Rewards Points Transfer
Link your frequent flyer or hotel rewards account
Choose the amount you want to transfer
Agree to the terms and submit the transfer
How long does transferring Wells Fargo points take?
Wells Fargo says that most transfers should occur immediately, but that you may occasionally need to wait up to 72 hours for a transfer to complete.
Real-world timetables
The program is new enough that there aren't a ton of folks reporting their experiences. However, other than a hiccup at launch, what few reports I found had an essentially instant transfer. I also haven't seen any complaints of long transfer times or other transfer problems.
Other ways to redeem Wells Fargo Rewards points
If you don't want to transfer your Wells Fargo credit card rewards, you can choose to redeem them in a variety of other ways:
As a statement credit to your account
For retail partner gift cards
As credit towards specific card purchases
As a payment method during checkout at certain retailers
For travel through Wells Fargo's portal
For merchandise from retail partners
As a gift to another Wells Fargo account holder
If you want more transfer partners…
Wells Fargo's travel partner program is in its early stages, so the list of partners isn't particularly robust. You can get a much better list of partners from one of the four major players:
Here's an overall look at the top four travel rewards programs:
Amex Membership Rewards
Chase Ultimate Rewards
Citi ThankYou Rewards
Capital One Venture Rewards
AeroMexico
1:1
x
1:1
1:1
Air Canada
1:1
x
x
1:1
Alitalia
1:1
x
x
2:1.5
Aer Lingus
1:1
1:1
x
x
American Airlines
x
x
x
x
ANA
1:1
x
x
x
Avianca LifeMiles
1:1
x
1:1
1:1
British Airways
1:1
1:1
x
1:1
Cathay Pacific
1:1
x
1:1
1:1
Delta
1:1
x
x
x
Emirates Skywards
1:1
1:1
1:1
1:1
Etihad Airways
1:1
x
1:1
1:1
EVA Air
x
x
1:1
2:1.5
Finnair Plus
x
x
x
1:1
Flying Blue (AirFrance/KLM)
1:1
1:1
1:1
1:1
Hawaiian
1:1
x
x
x
Iberia Plus
1:1
1:1
x
x
JetBlue
1:0.8
1:1
1:1
x
JetPrivilege
x
x
1:1
x
Lufthansa
x
x
x
x
Malaysia Airlines
x
x
1:1
x
Qantas
1:1
x
1:1
1:1
Qatar Airways
x
x
1:1
x
Singapore Airlines
1:1
1:1
1:1
1:1
Southwest Airlines Rapid Rewards
x
1:1
x
x
TAP Air Portugal
x
x
x
1:1
Thai Airways
x
x
1:1
x
Turkish Airlines
x
x
1:1
1:1
United Airlines MileagePlus
x
1:1
x
x
Virgin Atlantic
1:1
1:1
1:1
x
Virgin Red
x
x
x
1:1
Data sources: American Express, Capital One, Chase, Citi.
Even better, these four programs also happen to have some of the best travel rewards cards in the game. Take a look at the best cards for each issuer below.
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
JPMorgan Chase is an advertising partner of The Ascent, a Motley Fool company. American Express is an advertising partner of The Ascent, a Motley Fool company. Wells Fargo is an advertising partner of The Ascent, a Motley Fool company. Citigroup is an advertising partner of The Ascent, a Motley Fool company. Brittney Myers has positions in American Express. The Motley Fool has positions in and recommends JPMorgan Chase. The Motley Fool recommends Southwest Airlines. The Motley Fool has a disclosure policy.
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Fact Checked
Nathan Alderman
