The 5 Best Gift Card Deals at Costco Right Now

Costco members can save money by buying gift cards to their favorite retail stores and restaurants through Costco. It's one of the easiest ways to make your $60 Costco membership pay for itself.

Whether you shop for gift cards online or in-store, Costco will add about 10% to 30% of value on its gift card bundles.

Although there are some limitations on how many gift cards you can buy for certain brands (more on that below), this Costco hack could help you save on things you're already buying, like groceries, airfare, and coffee.

With that in mind, here are the seven best gift card deals at Costco right now.

1. Peet's Coffee

Price: $79.99

Total value: $100

Fans of Peet's Coffee can save $20 at Peet's when they buy $100 worth of gift cards at Costco for about $80. The gift cards come five to a pack and are delivered electronically to your email. While you can upload gift cards to your Peet's account, you can't have more than $200 in value on your account at one time.

2. Uber

Price: $79.99

Total value: $100

Here's an exciting new addition to the gift card offerings. Costco is now selling two $50 Uber gift cards for about $80. These cards can be used for Uber rides and Uber Eats orders. Since Uber and Costco are now partners, this gift card bundle could save you $20 on your next Costco order through Uber.

But note the limitations. Members can purchase two units ($200 of value), but are limited to one transaction. In other words, you can't buy one gift card today and another tomorrow in separate transactions. If you want the full $200 value, you have to buy them both in one transaction. Otherwise, this opportunity is no longer available.

3. Topgolf

Price: $79.99

Total value: $100

Two $50 e-gift cards to Topgolf are yours for $79.99. The cards can be used at any U.S. Topgolf locations and toward most Topgolf purchases, excluding payments for parties, events, or Platinum memberships. Gift cards don't expire, and Costco members can purchase five units per membership with no transaction limitations.

4. Instacart

Price: $79.99

Value: $100

If Instacart is your grocery delivery app, you're in luck: Costco members can buy a $100 Instacart gift card at $79.99 apiece. That's $20 of Instacart savings just by buying your gift card through Costco. You can buy a maximum of two units, and unlike the Uber gift cards, you don't have to buy them both at once.

There is, however, one condition that's worth noting: "The value of your card may only be credited to one account and will be fully redeemed upon use." That last part is important. If your Instacart order isn't above the value of your gift card (say, $100), there's a chance the full amount won't be applied. To avoid potentially losing money, save this gift card for when you have an Instacart order above $100.

5. Subway

Price: $79.99

Total value: $100

Subway eaters can buy $75 worth of sandwiches, chips, and chocolate chip cookies for about $60 when they purchase Subway gift cards at Costco. Gift cards come as a bundle of five e-gift cards worth $15 apiece. Although the gift cards are virtual, you can upload them to your Subway mobile app, or scan the QR code at checkout.

All in all, buying gift cards at Costco could save you money instantly. But that's only if you have a plan to use the gift card. Otherwise, you're trading something that can be used universally -- cash! -- for something that has limited uses. It might be best to keep a running list of gift cards that Costco sells, then when the time is right, buy your gift card at Costco to take advantage of the savings.