4 Businesses You Can Start With Less Than $1,000

Do you dream of starting your own business but have minimal savings for upfront costs? I have some good news -- you don't need thousands of dollars to start a company. There are many small businesses that you can run without making a substantial initial investment.

Believe it or not, you may even be able to keep your business start-up costs well under $1,000. Here are a few business ideas that could help you earn a living working for yourself.

1. Virtual assistant agency

Becoming a virtual assistant is an option for those who desire to help others. This is best for people with varying skills and those willing to learn new ones. Many people and companies hire virtual assistants to help them manage their everyday affairs.

You could be asked to answer emails, schedule appointments, or book travel arrangements in this role. Since this job is done virtually, you can keep your start-up and operating costs low.

If you already have internet access and a computer, you have the basic tools needed to get started. As you expand, your business may benefit from paid solutions like small business project management software. But you can compare software solutions and costs to keep your business expenses affordable -- plus you don't need fancy software immediately.

2. Cleaning service

Another business that doesn't require more than $1,000 to begin is a cleaning service. You can keep your initial costs low by offering your services to clients who provide cleaning products and supplies. But even if you want to invest money in quality cleaning products you bring to each house, you can do so without spending hundreds of dollars.

You can bring basic cleaning supplies and products and let your clients know that you intend to use their tools, like mops and vacuum cleaners. You can later purchase your own cleaning equipment to bring to client sites as you earn more money. This is an easy way to trim your operating expenses while you work to build a steady client base.

3. Content writing company

If you're a creative who excels at juggling multiple projects, content writing might be for you. Many businesses need help crafting quality content; you can offer them your writing services.

You don't need much money to get started. You'll need internet access and a computer that works well. If you already have a laptop or desktop computer, you're set. But even if you need to invest in a new computer, you can get a powerful laptop for under $500.

It will take time to build a solid client base, but this kind of business can earn good money, and many writers maintain low operating costs years into their career.

4. Professional organizer

For those who are organized and like problem-solving, a professional organizing business is another option to explore. Many people lack the time and skills to organize their homes and work spaces, so they hire experts to help.

You'll use your skills to help clients create effective spaces so they feel happier and get more done. You don't need to spend much money upfront to get your business running, either. You'll need to market yourself to find clients, then consult with them to assess their needs (and their space). Then they cover the cost of the storage solutions and organizational must-haves (like shelving systems) that you then use to transform their cluttered spaces.

Always keep your finances in mind

Running a small business is an excellent way to earn money on your terms. You can control your schedule and offer services that align with your interests and skills.

But make sure you keep your finances in mind every step of the way so you can make informed choices. And if you open a business credit card, use it only for purchases you can afford to pay off right away to avoid debt. For additional tips, check out our small business resources.