Earn $750 Back for Spending $6,000 With This Business Credit Card

A business credit card is a smart way to keep your business spending separate from your personal spending. It could also help you earn some money back on those business expenses. If you're looking for a business card with big bonuses, the Ink Business Cash® Credit Card is one of the best. This Chase card has a welcome offer worth up to $750 in bonus cash back, and it earns up to 5% back on purchases. To top it off, there's a $0 annual fee. Here are all the details.

The welcome offer: Up to $750 in bonus cash back

The Ink Business Cash® Credit Card has a two-part welcome offer. As a new cardholder, you earn:

• $350 in bonus cash back after spending $3,000 on purchases in the first three months
• An additional $400 in bonus cash back after spending $6,000 on purchases in the first six months

In total, you can earn $750. It's one of the most valuable sign-up bonuses from a credit card with a $0 annual fee, and the spend requirement isn't too hard to reach. You'll only need to make $1,000 in purchases per month to spend enough.

More cash back opportunities with the Chase Ink Business Cash

This Chase card's welcome offer gives you the chance to earn a large amount of cash back in a short period of time. You'll also be earning cash back on all your business spending at the following rates:

• 5% cash back at office supply stores and on internet, cable, and phone services (up to $25,000 in combined purchases in these categories each account year)
• 5% cash back on Lyft rides through March 2025
• 2% cash back at gas stations and restaurants (up to $25,000 in combined purchases in these categories each account year)
• 1% cash back on other purchases

Overall, you could earn a significant amount with this card's bonus categories. To give you an example, if you max out its 5% rate by spending $25,000 in those categories, that's $1,250 back.

Last but not least, this card has a 10% business relationship bonus. If you have the IInk Business Cash® Credit Card and a Chase Business Checking account on your first card anniversary, you'll earn a one-time 10% bonus of all eligible cash back you've earned in your first year. So if you earned $2,500 back, you'll get a $250 bonus from Chase. This bonus offer is available if you open your Ink Business Cash® Credit Card between March and November 2024.

Is the Chase Ink Business Cash right for your business?

The Ink Business Cash® Credit Card is best-suited for business owners who want cash back without expensive credit card fees. There's a $0 annual fee for this card and no fee for employee cards, either. If you want to add any employees to your account, you can do so, and you'll earn cash back on their spending.

There aren't any glaring drawbacks with this Chase card. But before you apply, see if the bonus categories and their limits work for you. This card makes the most sense if your business spends heavily on office supplies and/or internet, cable, and phone service. However, if you spend well over $25,000 per year across those categories, the cap on bonus rewards could be a problem.

If you're not sure, check out more of the best business credit cards to see what else is available. But if you like this card's cash back program, it's probably worth applying. You won't need to pay an annual fee for it, and you can earn $750 back for your business in a matter of months.