- Ascent Authors
- Christy Bieber
Christy Bieber
Expert Contribution: Content Writer
FINANCIAL INDUSTRY WRITER SINCE 2008
NUMBER OF PUBLICATIONS: 4199 | LAST PUBLISH DATE: 05-02-2024
Christy Bieber is a full-time personal finance and legal writer with more than a decade of experience. She has a JD from UCLA as well as a degree in English, Media and Communications with a Certificate in Business Management from the University of Rochester. In addition to writing for The Ascent and The Motley Fool, her work has also been featured regularly on MSN Money, CNBC, and USA Today. She also ghost writes textbooks, serves as a subject matter expert for online course design, and is a former college instructor.
Financial Areas of Expertise
Credit Cards, Banks, Brokers, Mortgages, Insurances, Personal Loans, Small Business, Investing, Retirement, Personal Finance
Featured in Renowned Media Publications
USA Today, Fox Business, Student Loan Hero, Lending Tree, Credit Karma, CNN Money, Credible, The Motley Fool
Professional Accomplishments
- CALI Award Winner
Education
- UCLA, JD
Christy's Recent Articles
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2 Reasons Buying a CD May Make More Sense Than Paying Extra on Your Home Loan
May 2, 2024
If you're paying extra on your mortgage, or thinking about doing so, CDs might be worth considering instead. Read on to learn why.
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A CD Ladder Could Be a Perfect Investment for Retirees. Here's Why
May 1, 2024
A CD ladder is a great place to keep money you don't want in the market. Find out why it's ideal for retirees who need …
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Getting Started With CD Investing? This Is the Best Strategy to Try
May 1, 2024
If you want to take advantage of today's high CD rates, building a CD ladder could be the way to go. Learn why this strategy …
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3 Reasons a Costco Executive Membership Is Overrated
May 1, 2024
A Costco Executive membership adds $60 onto your membership cost. Learn why this upgrade may not be worth it.
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You Could Earn Double the Best CD Rates With Low-Risk Investments. Here's Why You Want to Buy a CD Anyway
Apr 30, 2024
CDs are paying 5.00% right now, but you could earn 10% via another investment. Find out why you may still want a CD anyway.
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You Could Earn a Guaranteed Rate Above 5% If You Invest in a CD. Here's Why It's Not a Good Idea for Everyone
Apr 30, 2024
CDs can be a great investment only in some circumstances. Read on to learn when to avoid CDs.
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CD Rates Top 5% Right Now. But You Could Earn Double That Rate if You Do This Instead
Apr 29, 2024
It's possible to earn a competitive rate with a CD, but there's also another option out there that can reliably produce a better ROI. Learn …
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How Many Times a Month Should You Go to Costco? Here's How to Decide
Apr 28, 2024
Going to Costco often enough to cover your membership fee is important, but you don't want to go too often. Here's how to find a …
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This Longstanding Rule of CD Investing Doesn't Apply Right Now
Apr 28, 2024
For a long time, longer-term CDs have offered higher rates than shorter-term CDs. Learn how current economic conditions have upended this rule.
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4 Signs You Shouldn't Open a CD Even Though Rates Are Above 5%
Apr 28, 2024
CD rates are high, but that doesn't mean everyone should have one. Watch for these four red flags that suggest a CD could be a …
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CD Rates Topping 5% Could Soon Be Harder to Find. Should You Invest in Them Now?
Apr 27, 2024
While higher-rate CDs have been common in recent months, they are slowly disappearing. Find out what you should know about whether to buy.
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Are You Overlooking These 3 Essential Features When Choosing a CD?
Apr 27, 2024
When you open a CD, you should look beyond the interest rate. Here are three other features to consider to maximize your return and find …
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How Does Your Entertainment Spending Compare to Your Fellow Americans'?
Apr 26, 2024
Entertainment spending can make or break your budget. Keep reading to find out whether yours is average -- and what it could mean for your …
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CD Rates Could Stay High for a While. Here's Why That's Actually Bad News for Savers
Apr 26, 2024
If the Federal Reserve doesn't lower interest rates, CD rates will remain high. Find out why this could be a drawback if you have a …
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These 3 Banks Are Offering New Account Bonuses That Are Easy to Earn
Apr 25, 2024
Fifth Third Bank, Citibank, and Bank of America are all offering bonuses with relatively low direct deposit requirements. Check out these bank offers.
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3 Signs You're Putting Money in a Brokerage Account That Doesn't Belong There
Apr 22, 2024
Investing in the stock market can help your finances -- but only under the right conditions. Find out when money is best kept elsewhere.
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Checking Out These Costco Deals Regularly Could Help You Save a Fortune
Apr 22, 2024
Costco offers deals beyond the doors of the warehouse club. Here's how you can also use your Costco membership to save with other merchants.
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3 Signs Costco's Entry Level Membership Is Your Best Option
Apr 22, 2024
Costco offers two membership tiers, Gold Star and Executive. Keep reading to learn whether it's worth springing for the Executive membership -- or not.
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Will a Costco Membership Save You Money or Cost You Money? Here's How to Find Out
Apr 22, 2024
If you're considering joining Costco, there are three key questions to ask yourself to decide if it's the right move. Find out what they are.
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These 3 CDs All Offer Rates Above 5.00% Right Now. Does It Matter Which One You Pick?
Apr 19, 2024
Choosing a CD requires careful consideration of many options. Check out three great choices with top APYs and learn how to pick between them.
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CD Rates Are Doing Something They Haven't Done Since the 1980s -- and It's Good News for Savers
Apr 18, 2024
CD rates are higher for short-term CDs than longer-term ones for the first time in almost four decades. Read on to learn how to capitalize …
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3 Best Savings Accounts With High Rates and No Minimum Balance Requirements
Apr 18, 2024
There are three great savings accounts right now that you may want to consider. Check them out to see if one is right for you.
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These Are the Money Moves I've Made That Have Improved My Happiness the Most
Apr 18, 2024
Saving up an emergency fund increased my happiness by giving me peace of mind. Learn about this and other moves that have made a big …
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I Tried and Failed to Cut Spending on Dining Out. Here's What I'm Doing Instead
Apr 18, 2024
Instead of cutting back on restaurant spending, I've reassessed my spending priorities and made cuts in other areas instead. Find out why here.
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These 2 Savings Accounts Offer High Rates -- and a Bonus if You Sign Up Soon
Apr 18, 2024
Both SoFi and Barclays are currently offering great savings account bonuses for new customers -- and other account perks, too. Check them out here.
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2 Reasons I'm Not Switching My Savings Accounts to Get Better Rates
Apr 18, 2024
Different savings accounts offer different rates. Learn why it may not be worth changing banks to get a higher APY on your saved cash.
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Here's What Happens if Your Savings Account Balance Is Too High
Apr 17, 2024
It's good to have money in savings, but not too much. Read on for a few big downsides you could face if you do.
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Interest Rates May Fall This Year. Try This to Keep Your High Rate
Apr 17, 2024
The Federal Reserve has signaled it wants to cut interest rates in 2024. Find out why opening a CD account might be a good idea.
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Bought a Car in the Last Few Years? You May Really Need This Kind of Insurance
Apr 17, 2024
Used car prices peaked and fell, which means many people owe more than their car is now worth. Here's what this means for auto insurance.
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Does Your Income Make You Upper, Middle, or Lower Class?
Apr 16, 2024
If you make between $58,021 and $94,000, you're middle class. Find out what the earning distribution looks like for upper, middle, and lower class.
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3 Signs You Absolutely Shouldn't Shop at Costco
Apr 16, 2024
Costco can be a great place to save money, but shopping there isn't right for everyone. Here are a few signs you should steer clear …
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3 Great Perks of Buying a Home as an Empty Nester
Apr 16, 2024
If your kids have left home, it may be a great time to buy a new home. Here are a few key perks of purchasing …
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My Husband and I Have These Money Conversations Every Year. Should You Do the Same?
Apr 15, 2024
My husband and I want to make sure we're on the same page about money and making progress in building our net worth. Find out …
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Buying a House? This Is the Single Most Important Number to Focus On
Apr 15, 2024
It's critical that potential homeowners don't devote too large a percentage of income to their mortgage costs. Read on to learn why.
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4 Questions to Ask Yourself Before Signing Up for a Credit Card With an Annual Fee
Apr 14, 2024
Some credit cards come with annual fees. Before you sign up for one, be sure you can afford it and whether the perks will justify …
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Here's What Happens to the Money In Your Brokerage Account if You Die
Apr 13, 2024
If you have money left invested when you pass away, the people who benefit from it depend on the specifics of your account. Learn more …
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Planning to Rent Forever? Here's How You Can Become Rich Anyway
Apr 13, 2024
It's easier for homeowners to become wealthy, due to forced savings and property appreciation. Learn how renters can achieve the same.
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5 Ways Credit Cards Can Help -- or Hurt -- Your Credit Score
Apr 13, 2024
Credit cards can help you to earn a good credit score, but they can also hurt your credit if you make mistakes, like paying late. …
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What's the Most You Can Borrow With a Personal Loan?
Apr 12, 2024
The amount you can borrow when you get a personal loan depends on your income and which lender you use. Learn more here about maximum …
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You Can Get a $200 Bonus if You Deposit $25K Into This Bank Account Now
Apr 12, 2024
New customers can earn a $200 bonus by depositing $25,000 into a Barclays savings account. Check out the offer and see if the bank is …
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Should Your Money Be in a Brokerage Account or Savings Account? Here's How to Decide
Apr 12, 2024
If you have money to save or invest, it can be difficult to decide where it belongs. Asking yourself these questions will give you the …
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3 Signs You Should Switch to Costco if You're a Sam's Club Member
Apr 12, 2024
Costco and Sam's Club both have plenty to offer shoppers. Read on for a few key signs that suggest Costco could be a better option …
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4 Things I Consider Before Setting a Financial Goal
Apr 11, 2024
If I'm setting a financial goal, I consider the opportunity cost and more. Find out the key things to think about when deciding on money …
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Should You Open a Separate Bank Account for Your Business?
Apr 11, 2024
Opening a separate bank account for your business can help you in many important ways. Learn why it's a good idea here.
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3 Items I'm Splurging on When Remodeling My House
Apr 11, 2024
Putting more money into certain materials used for a home remodeling project makes sense. Here's why.
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3 Reasons Seniors Still Need High Credit Scores
Apr 11, 2024
Just because you're retired doesn't mean you no longer need credit. Here's why your credit score still matters as a senior.
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I'm in My 60s. Do I Need Long-Term Care Insurance?
Apr 11, 2024
Long-term care insurance can be important to protect against devastating loss. Find out if you should buy a policy if you're in your 60s.
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3 Ways You're Missing Out on Free Money
Apr 11, 2024
Free money is out there and available to you if you're willing to take it. Check out these three methods to find it.
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3 Ways to Spring Clean Your Finances and Simplify Your Financial Life
Apr 9, 2024
Are you finding it challenging to manage your money? Take a look at these steps that can simplify things and make your personal finances much …
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4 Ways Buying an Annual Amusement Park Pass Actually Saves Me Money
Apr 9, 2024
Buying an annual pass to an amusement park is a big upfront cost, but it offers savings all year long for more reasons than you …
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Bought a Starter Home in the Past Few Years? Here's Why It May Be Hard to Upgrade
Apr 9, 2024
If you bought a starter home recently, it may be hard for you to afford a bigger house now. Keep reading to find out why.
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Don't Make This Expensive Mistake With Your Costco Executive Membership
Apr 8, 2024
If you sign up for a Costco Executive membership, you may feel pressured to maximize your cash back. Here's why this could be a big …
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Is Extreme Couponing a Good Way to Save on Groceries in 2024?
Apr 7, 2024
Extreme couponing can help you save on certain products, but it's not necessarily going to make a big difference in your grocery bill. Here's what …
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3 Common Pieces of Financial Advice I Won't Follow
Apr 7, 2024
Not all financial advice makes sense for every person. Read on for a few tips I don't follow -- and what I do instead.
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3 Ways I've Tried to Make Saving Money More Fun
Apr 7, 2024
Saving money can be a challenge, but there are ways to make it more of a game rather than a sacrifice. Here are three approaches …
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These Are the 3 Biggest Downsides of Getting Minimum Auto Insurance
Apr 6, 2024
Minimum coverage auto insurance costs less money than full coverage auto insurance, but drivers pay the price if something goes wrong. Find out why.
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Here's What Happens if You Take Out a Personal Loan You Can't Afford
Apr 6, 2024
Borrowing an unaffordable amount of money could have long-term financial consequences. Keep reading to learn more.
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3 Ways I Make Sure I Never Pay Credit Card Interest
Apr 6, 2024
Credit card interest is very expensive -- but you can avoid paying it with a few strategic moves. Find out here how to avoid interest …
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Can You Refinance a Mortgage for Free?
Apr 6, 2024
There's no such thing as a truly free mortgage refinance. Take a look at what you need to know about no-closing-cost options.
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Personal Loan vs. Credit Card: How Does Each Option Stack Up?
Apr 5, 2024
Personal loans and credit cards can both be helpful tools -- but how do they compare? Find out here.
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How to Figure Out How Big Your Personal Loan Should Be
Apr 4, 2024
A personal loan can be a great way to fund a large purchase or expense. Keep reading for important questions to ask when determining the …
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Doing This Could Save You a Fortune on Auto Insurance. Too Bad It's a Terrible Idea
Apr 4, 2024
Drivers who opt for liability-only auto insurance coverage pay much less than those with full coverage. Learn why liability-only coverage won't cut it.
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Getting Your First Credit Card? Here's What to Know
Apr 4, 2024
Your first credit card is a big step that can impact your finances in a big way. Keep reading for the most important parts of …
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Your CD Rate Matters More Than Your Savings Account Rate. Here's Why
Apr 4, 2024
Opening a CD means locking your money in for a set term. Keep reading to learn how important it is to find the right rate …
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2 Reasons I'll Never Budget Again
Apr 4, 2024
"Live on a budget" is common financial advice. But keep reading to learn why one writer is opting out of budgeting.
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This Downside to Savings Accounts Should Matter to You Now More Than Ever
Apr 4, 2024
Savings accounts come with some great perks, but there's one big drawback to know about. Learn how it could make an impact in the current …
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Here's How My HOA Ended Up Imposing a $5,000 Fine for a $30 Dead Bush
Apr 3, 2024
Laws on HOAs give associations a lot of power -- including daily fines for continuing violations. Here's how costly things can get.
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4 Credit Card Perks I Don't Want to Live Without
Apr 3, 2024
Some credit card benefits can noticeably improve your life and your vacations. Find out about some of my favorite credit card perks.
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4 Signs a Personal Loan Would Be Better Than a Credit Card for Your Big Purchase
Apr 3, 2024
If you're borrowing for a big purchase, you might consider a personal loan. Keep reading for the situations where a loan might beat a credit …
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Just How Bad for You Is Credit Card Debt Anyway?
Apr 2, 2024
Credit card debt can be a huge problem. Keep reading to learn about why it's so bad for your finances.
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These 3 Money Mistakes Will Set You Up for Total Financial Disaster
Apr 2, 2024
Some money mistakes are easier than others to overcome. These moves could set you up for real financial hardship.
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Don't Even Think About Doing a Balance Transfer Until You've Done These 3 Tasks
Apr 2, 2024
Balance transfer cards can reduce the cost of credit card debt. Keep reading for your to-do list before applying for one of these credit cards.
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Should You Get Worried if Your Investments Lose Money?
Apr 2, 2024
The value of investments can fluctuate, but don't panic. Find out how to tell when you actually have a problem.
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The 1 Situation When Going Into Credit Card Debt Makes Sense
Apr 2, 2024
Credit card debt is usually expensive, but if you're taking advantage of a 0% APR offer for an important purchase, it may not be so …
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Should You Buy a CD or Invest in the Stock Market? Here's How to Decide
Apr 1, 2024
There are huge differences between investing in a CD versus in stocks. Asking yourself these questions can help you choose which is right for you.
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3 Ways Meal Planning Can Save You a Lot of Money on Groceries
Apr 1, 2024
Meal planning is a great way to cut your food spending. Learn about some key ways it can help you cut costs at the supermarket.
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What Can Your HOA Do if You Don't Follow the Rules?
Apr 1, 2024
HOAs may have more power than you think. Find out what the consequences could be if you fail to live up to the restrictions of …
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Thinking About Building a Home? Consider These 4 Issues First
Apr 1, 2024
Building a home could mean you have to cope with cost overruns and find someplace to live during the process. Find out about these and …
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Is the Costco Executive Membership a Waste of Money for You?
Mar 31, 2024
The Costco Executive membership could be a waste of money if you don't spend enough or take advantage of the perks. Here's how to decide …
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Here's What Happens When Low-Income Earners Start Saving for Retirement Early
Mar 31, 2024
Saving for retirement may seem impossible if you have a limited income, but if you start early, you can end up with much more than …
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10 Brilliant Money Moves to Make in 2024 (No. 3 Is a Must)
Mar 30, 2024
The right place to put your money depends on your financial goals. Here are 10 really wise ways to use your cash in 2024.
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This Is One Huge Reason I Wouldn't Be Interested in Becoming a Costco Member
Mar 30, 2024
I love Costco, but shopping in-store is the best way to take advantage of its deals. Learn why membership isn't a fit for my online …
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3 Signs You Should Sell Your 'Forever' Home
Mar 28, 2024
Just because you bought a home intending to live in it forever doesn't mean you must stay there. Watch for these ways to tell it's …
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These Are the 3 Biggest Surprises You May Face When Going From Renting to Owning
Mar 28, 2024
If you're buying a home after years as a renter, your costs will change. Learn about a few potential financial shocks.
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Here's What Americans Are Spending Their Money On. Are They Being Smart About Their Spending?
Mar 28, 2024
Wondering how your monthly expenses stack up to your peers? See how much money Americans are devoting to housing and more.
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Do You Have Too Many Credit Cards? Here's How to Tell
Mar 28, 2024
Struggling to keep up with payments is just one sign you may have too many credit cards. Find out some other red flags here.
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3 Simple Tips to Stay Out of Credit Card Debt for Good
Mar 27, 2024
Follow a few simple principles to benefit from credit cards and not end up in debt. Find out more here.
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Get a Big Tax Refund? Here's Why That's Actually Bad News
Mar 27, 2024
If you got a big tax refund, that means you gave the IRS an interest-free loan of your money. Find out why this comes at …
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3 Times Refinancing Your Home Makes No Sense
Mar 27, 2024
If you want a lower mortgage rate than you started with, refinancing is the answer. Keep reading for a few situations where you shouldn't bother, …
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I've Owned Homes for 15 Years. Here Are the 3 Biggest Repair Expenses I've Faced
Mar 27, 2024
As a homeowner, repairs and maintenance are your responsibility. Read on for one writer's biggest repair bills of all time.
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I'm Paying a Higher Mortgage Rate Than I Wanted. Here's Why I Got the Loan Anyway
Mar 26, 2024
My need to buy a home at a bad time left me stuck with an unattractive mortgage rate. Keep reading to learn why I still …
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What Is a High Interest Rate on a Personal Loan?
Mar 26, 2024
An interest rate above the national average on a personal loan may be a high rate, but it depends on your financial credentials. Learn more …
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Could This Be the Best Costco Gift for Newlyweds
Mar 26, 2024
Rather than giving newlyweds a gift that will sit on the shelf, this Costco gift could keep on giving. Find out what it is.
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3 Expenses You Should Never Put on a Credit Card
Mar 26, 2024
Credit cards can be a good way to pay some of your bills, but definitely not all. Keep reading for a few examples of expenses …
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3 Items I'm Saving on When Remodeling My House
Mar 26, 2024
When it comes to remodeling, I'm aiming to buy affordable light fixtures and a less expensive floor to save money. Will these techniques work for …
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3 Reasons Your Credit Card Isn't a Good Backup Plan for Emergencies
Mar 26, 2024
A credit card isn't a substitute for an emergency fund. Find out here why you shouldn't be relying on your cards in case things go …
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If You're Missing These 4 Types of Auto Insurance Coverage, You Could Face Financial Disaster
Mar 25, 2024
Drivers need to have auto insurance beyond what's required. Find out about four crucial types of protection almost every driver should sign up for.
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3 Great Things to Do With Your Tax Refund
Mar 25, 2024
If you're getting a tax refund, you should use the money wisely. Here are three moves to make with that cash.
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How Does Your Spending at Costco Compare to the Average Shopper?
Mar 25, 2024
The average Costco shopper spends around $100 to $150 per order. Find out more about what people are spending at the warehouse club.
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Who Can Invest in an IRA?
Mar 25, 2024
Your ability to invest in an IRA depends on your income and whether you have access to a workplace plan. Learn more here.
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I Have a Huge Tax Bill This Year. Here's Why I'm Glad
Mar 25, 2024
My accountant has told me I'm going to owe several thousand dollars when I submit my tax forms to the IRS. Read on to learn …
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3 Signs It's Time for You to Open a New Credit Card
Mar 25, 2024
Do you need a new credit card account? Keep reading for a few situations that indicate a new card might be right for you.
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Doing a Home Remodel? You May Be Shocked at the Best Way to Save
Mar 24, 2024
A custom remodel can get expensive, especially if you're installing new cabinets. Keep reading to see why it may not be as costly as you …
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Taking a Personal Loan to Pay Off Your Debt? Do These 4 Things First
Mar 23, 2024
A personal loan may help you reduce the interest rate on your debt. But you'll want to take these four steps before applying for a …
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These Are the 2 Biggest Downsides of Cheap Auto Insurance
Mar 23, 2024
Looking for affordable auto insurance makes sense, but finding the cheapest policy could backfire if it means there's not enough coverage. Learn more here.
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Think Interest Rates Will Fall? This Could Be a Better Place for Your Money Than a Savings Account
Mar 23, 2024
Many people believe interest rates will decline this year. If you're one of them, find out whether you should put your money into a CD …
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How Quickly Can You Get Personal Loan Money Into Your Bank Account?
Mar 23, 2024
Personal loan money can often get into your bank account on the same day your loan is approved -- but you'll need to pick the …
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How Much Income Do The Richest Americans Earn?
Mar 23, 2024
The top 20% of earners have incomes of $153,001 or more, but the top 5% have even higher earnings to report. Learn more here.
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3 Reasons I Prefer Owning My Home to Renting It
Mar 22, 2024
Owning a home comes with benefits you just won't get with renting. Find out some perks of being a homeowner that could convince you to …
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Thinking of Becoming a Stay-at-Home Parent? Do These Crucial Financial Tasks First to Protect Your Future
Mar 22, 2024
Before you become dependent on your partner, there are some tasks you need to take care of to protect your financial future. Find out about …
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Tax Refunds Are Higher This Year. Here's What Your Fellow Americans Are Getting Back
Mar 21, 2024
The IRS has indicated tax refunds are around 4.3% higher this year than during the prior filing season. Learn more about these big refunds here.
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Need Customer Service Help With Taxes? Here's What the IRS Says to Do
Mar 21, 2024
Tax season can be confusing for a lot of people. But calling the IRS with a question can result in waiting on hold. Keep reading …
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Is It Worth Opening a Brokerage Account if You Hardly Have Any Money to Put In It?
Mar 20, 2024
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If You're Struggling to Make Mortgage Payments, This Is the Worst Thing You Can Do
Mar 20, 2024
When you're having a hard time making payments, your lender is the first person you should tell. Find out why.
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Unused Credit Card? Here's How to Decide Whether to Cancel It or Keep It
Mar 19, 2024
Closing an unused credit card can affect your finances, but these questions will help you decide if it's worth doing. Keep reading to find out …
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My New HOA Sent Me a $15,000 Fine a Month After I Moved In. Here's What Happened
Mar 19, 2024
Shortly after moving to my new house, I received a letter with a big fine. Learn how I dealt with this unpleasant surprise.
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I Broke This Cardinal Rule When Buying a House. Here's Why I Don't Regret It
Mar 19, 2024
When you make an offer to buy a house, it's always a good idea to make it contingent on an inspection. Find out why I …
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Should You Keep Your Emergency Fund in a CD?
Mar 18, 2024
Keeping your emergency fund in a CD is typically not a good idea. Check out a few reasons why you could regret buying a CD …
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Can You Deduct Your Mortgage Interest When You File Your Taxes?
Mar 18, 2024
When you can deduct interest, it saves you money since the government subsidizes some of the cost. But can you deduct mortgage interest? Find out …
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Got a Raise This Year? This Is the Single Smartest Thing to Do
Mar 18, 2024
Getting a raise can make a huge difference in your financial life over the long term if you make this decision. Read on to learn …
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Is a Costco Membership Worth It if You Can Only Shop at Costco.com?
Mar 18, 2024
If you don't have a Costco near you, you can shop at Costco.com -- but buying a membership just to do so may not be …
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Saving for a Really Big Purchase? Be Aware of This Risk
Mar 17, 2024
If you have a large amount of cash in the bank, you may be risking loss. Keep reading to learn about FDIC insurance on deposit …
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If You Have These Shopping Habits, Joining Costco Makes No Sense for You
Mar 16, 2024
Costco is a great option for some people to save money, but warehouse shopping won't work for everyone. Don't join if these are your buying …
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Here's How to Decide Which Credit Card You Need to Pay Off First
Mar 16, 2024
Do you have multiple credit cards you owe money on? This step-by-step guide will help you figure out which to prioritize paying off.
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Here's What Happens When You Invest Your Tax Refund
Mar 16, 2024
Investing your tax refund ensures you use the money wisely -- and it could help you grow rich. Find out how investing this money could …
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When and Why Does an Insurer Decide to Total a Car?
Mar 15, 2024
An insurer totaling a car has financial consequences. Find out when an insurer decides this is the best course of action and what it means …
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Thinking of Paying for Your Wedding With a Personal Loan? 3 Reasons You May Regret That Choice
Mar 15, 2024
The average cost of a wedding is around $30,000. Learn why borrowing that sum could be a bad move.
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Buy a More Expensive Car? You May Be In for an Auto Insurance Surprise
Mar 15, 2024
Rest assured, a higher-cost car doesn't always cost more to insure. Find out why drivers may be in for a pleasant surprise after upgrading a …
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Don't Overlook This Important Reason to Choose a CD Over a High-Yield Savings Account
Mar 15, 2024
CDs offer a major benefit that high-yield savings accounts don't. Keep reading to learn why it's worth considering, especially right now.
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4 Money Habits That Will Make You Rich
Mar 15, 2024
Want to be wealthy? Living within your means is one money habit that can help you make that happen. Find out some others here.
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3 Moves I've Made to Reduce My Monthly Expenses in 2024
Mar 14, 2024
Some simple changes to my budget have already reduced my expenses this year. See what I've done and if you can do the same.
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3 Hacks to Thrive Amidst $1 Trillion National Credit Card Debt
Mar 13, 2024
Credit card debt hit $1.13 trillion, with consumers adding $50 billion to balances in the fourth quarter of 2023. Here's how to keep from adding …
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My New Home Was an HOA Foreclosure. Could Your HOA Take Your House?
Mar 13, 2024
Homeowners associations may have the right to take a home if fines and fees go unpaid. Keep reading to learn how this works.
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Don't Be Surprised if Your Home Insurance Doesn't Cover These Losses
Mar 13, 2024
A homeowners policy will not pay for certain losses to a home. Find out what might be excluded from coverage to be prepared for potential …
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I Get Dozens of Auto Insurance Quotes a Year for My Job. Here's What I've Learned About the Process
Mar 11, 2024
Getting auto insurance quotes may seem straightforward, but there's more to it than many people think. Here's what drivers should know.
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The Surprising Way Becoming a Sam's Plus Member Saved Me Money
Mar 11, 2024
Sam's Club Plus comes with free shipping. Learn why this perk helped me save a lot of money.
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Wondering How Big Your Mortgage Payment Will Be? Here's How to Find Out
Mar 11, 2024
Mortgage payments often include more than just principal and interest. Learn more here about what goes into a monthly mortgage payment.
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Don't Be Surprised if Your Auto Insurance Doesn't Cover These Losses
Mar 11, 2024
Auto insurance should address many different things that go wrong with a vehicle, but not everything will be paid for. Learn what may not be …
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Will Your Home Insurance Pay for Your New Roof? Here's How to Find Out
Mar 11, 2024
Homeowners insurance may pay for a new roof, but only if the damage is caused by a covered peril. Here's how to find out if …
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The National Average Savings Account Rate Is Shockingly Low. Here's Where You Should Put Your Money Instead
Mar 10, 2024
The national average savings account rate is just 0.46%. Instead of earning such a low rate, consider putting your money in one of these two …
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I Got Into a Minor Fender Bender. Here's Why I Reported the Accident to My Insurance Anyway
Mar 10, 2024
Recently, I was in a minor accident. I planned to just write a check to the other driver, but something changed my mind. Here's what …
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3 Expensive Costco Traps to Avoid
Mar 10, 2024
Costco can be a great place to shop, but you could waste a lot of money if you get sucked into these three common traps. …
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I Visit an Airline Lounge 12 Times a Year. Here's What I Love (and Hate) About Lounges
Mar 9, 2024
I'm an Admirals Club member and I fly a lot, so I'm an airline lounge regular. Find out the best and worst features of American …
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Saving to Travel This Summer? Consider This Unexpected Place to Store Your Vacation Fund
Mar 8, 2024
If you're going to be heading out on a summer trip, it may be worth storing your vacation savings in a CD. Find out why.
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This Is the No. 1 Rule My Husband and I Follow When Buying a Home
Mar 8, 2024
Whenever my husband and I buy a house, we want to make sure we can afford it on either one of our incomes. Here's why.
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5 Tips for Building Your Savings Account Back Up After an Emergency
Mar 8, 2024
When an emergency forces you to take funds from savings, follow these pointers to help you get your rainy day fund back ASAP.
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One Surprising Downside of DIY Renovations That Many People Don't Talk About
Mar 7, 2024
Remodeling a house yourself can save you money, but you need to deal with a lot more complexities in the process. Here's what you need …
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3 Red Flags Not to Overlook When Shopping for a Home
Mar 6, 2024
Shopping for a house needs to be about more than finding a place that looks pretty. Watch out for these three danger signals to avoid …
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4 Tips for Keeping Your Costco Spending in Check
Mar 6, 2024
Do you tend to overspend at Costco? These four tips can help you avoid busting your budget. Learn what they are.
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Don't Overlook These Money-Saving Opportunities at Costco
Mar 6, 2024
You can save more money at Costco by earning cash back. Check out a few other money-saving tips you can use.
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We're Sam's Club Members Even Though I Like Costco Much Better. Here's Why
Mar 5, 2024
I prefer Costco, but the fact there are no locations near me prompted me to become a Sam's Club member instead. Learn more about my …
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How Cheap Auto Insurance Can Lead to Unexpected Costs
Mar 5, 2024
Cheap car insurance could leave drivers owing thousands. Read on for a breakdown of the surprise costs that could result from a subpar insurance policy.
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I'm Not a Costco Member, But I Just Took Advantage of These Great Deals
Mar 5, 2024
You don't have to be a member of Costco to buy discounted gift cards online. Learn more about how to save money here.
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4 Ways to Lower Your Auto Insurance Rates
Mar 5, 2024
Reducing auto insurance rates is possible with a little bit of knowledge. Learn how drivers can save on coverage.
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The Easiest Way to Cut Your Costco Bill Without Sacrificing Quality
Mar 5, 2024
There's a simple way to reduce spending at Costco without settling for less. Read on to see why switching brands could make all the difference.
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This Costco Hack Could Help You Save on Ground Beef
Mar 4, 2024
Costco offers affordable groceries, but you can save even more. Check out one trick to make ground beef even cheaper.
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Don't Make This Credit Card Sign-Up Bonus Mistake or It Could Cost You
Mar 4, 2024
Earning a credit card sign-up bonus can be a great way to get extra cash or miles for a trip. Learn why it pays to …
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3 Things You're Most Likely Wasting Money On Right This Very Minute
Mar 3, 2024
If you're doing these three things, you could be losing $2,104.08 a year. Find out how to stop wasting your hard-earned cash.
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This One Feature of My New House Has Been Truly Life-Changing
Mar 3, 2024
I moved into a new house, and the relocation saved me endless stress. Learn what home feature can improve your quality of life more than …
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Doing a Home Remodeling Project? Here's Why It Could Pay to Sign Up for a New Credit Card
Mar 3, 2024
If you're remodeling, a credit card could potentially give you access to extended warranties -- and more. Learn how a new card could help you …
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Should You Use a Credit Card or Get a Personal Loan? Ask Yourself These 3 Questions to Decide
Mar 3, 2024
If you have to borrow money, you want to make the right choice. Read on for the factors to consider if you need to pick …
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2 Bills I'm Always Really Happy to Pay
Mar 3, 2024
Paying bills is viewed negatively, but they aren't always a bad thing. Learn why I'm happy to pay for my housing costs and medical care …
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3 Costco Myths You Shouldn't Believe
Mar 3, 2024
If you believe these three common Costco misconceptions -- including one about the return policy -- this misinformation could cost you. Here's how.
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4 Mistakes You Absolutely Shouldn't Make When Buying Auto Insurance
Mar 3, 2024
When buying auto insurance, it's important not to set the policy limits too low. Learn about this and other big errors it's crucial to avoid.
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This Costco TikTok Hack Could Get Your Membership Canceled
Mar 3, 2024
A woman on TikTok recently returned a two-year-old couch to Costco. While the video went viral, it's important to realize the risk. Learn more here.
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Just How Bad Is It to Skip Auto Insurance?
Mar 3, 2024
Thinking about not getting auto insurance coverage because premiums are costly? Here's how serious the consequences of this choice could be.
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2 Reasons You Could Regret Buying a CD
Mar 2, 2024
Buying a CD is a safe way to earn a reasonable return, but you could come to regret it if rates go up or you …
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There's Only One Thing That's Ever Helped Me Spend Less at Restaurants
Mar 2, 2024
Dining out is one of my spending weaknesses, but one trick worked. Find out how I actually managed to reduce the amount I spend at …
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Some High-Yield Savings Accounts Pay More Than 5%. Here's Why I'm Not Still Not Putting More in Savings
Mar 2, 2024
High-yield savings accounts are paying a competitive rate right now. Learn why one writer isn't rushing to add more cash to hers.
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3 Unexpected Ways You Could Hurt Your Credit Score
Mar 2, 2024
You probably know paying late can hurt your credit score -- but you may not be aware of these other ways your score is at …
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I Have a Lot of Money Invested and Never Have Any Idea What the Stock Market Is Doing. Here's Why
Mar 2, 2024
I don't pay attention to short-term swings in the market because I'm invested for the long term. Find out why you shouldn't focus on them …
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Here's What Happens When You Keep Your Emergency Fund in a CD
Mar 2, 2024
An emergency fund doesn't belong in a certificate of deposit. Find out what could happen if you decide to put it there anyway.
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I Put a New Roof on My House. Here's How Much My Home Insurance Costs Dropped
Mar 2, 2024
I recently replaced the roof on my home, which resulted in a reduced insurance bill. Here's why that happened.
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If You Do One Thing Before Shopping at Costco, Do This
Mar 2, 2024
Going to Costco can be a frustrating experience if you turn up empty. Here's how to check your local warehouse club's inventory before you make …
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Here's How Much You Need to Earn to Be in the Middle Class in America
Mar 2, 2024
If your income was between $58,021 and $94,000, then you officially meet the definition of middle class. But how much does that matter? Find out …
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Getting Engaged? You May Need These 2 Kinds of Insurance
Mar 2, 2024
After getting engaged, it's important to look into insurance for the ring, as well as life insurance. Find out why here.
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Don't Even Consider Filing an Insurance Claim Until You Do This First
Mar 2, 2024
Insurance helps policyholders cover costs. Learn why you should check with your insurer before filing a claim against your policy.
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3 Common Mistakes in CD Investing and How to Avoid Them
Mar 2, 2024
Investing in a CD is a great way to earn a favorable return, but you'll want to avoid a few key errors in the process. …
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Here's What Happens if You Cosign for a Personal Loan
Mar 1, 2024
Cosigning for a personal loan may seem like a nice thing to do, but it has a lot of financial implications. Learn what to expect …
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Home Sellers May Want to Turn Down an Offer if It Includes This Term
Mar 1, 2024
If a home offer includes a sales contingency, it may be best to pass it up because too many things could potentially go wrong. Find …
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3 Cheap and Easy Ways to File Your Taxes -- Without Mistakes
Feb 29, 2024
Filing your taxes doesn't have to be a challenge if you use online software programs or take advantage of free assistance. Learn more about your …
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Should You Keep Your Home Down Payment Fund in a CD?
Feb 29, 2024
Saving for a home down payment takes time, but earning generous returns can help. Keep reading to see whether a CD is the right place …
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I Owe $76,000 on My Credit Card This Month. Here's Why I'm Really Happy About That
Feb 29, 2024
I charged a lot on my card to pay my taxes and buy some building materials for my home renovation. Learn why this isn't a …
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3 Savvy Savings Hacks for Building Wealth in 2024
Feb 29, 2024
Want to become rich in 2024? Learn how a few key moves can help you get there.
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The 3 Smartest Places to Put Your Savings Once You Have an Emergency Fund
Feb 28, 2024
Saving up an emergency fund first is important. Keep reading to see the accounts to consider after you're set with emergency savings.
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3 Questions to Ask Yourself Before Taking Money Out of Your Emergency Fund
Feb 28, 2024
Your emergency fund is there for unplanned but necessary expenses. Learn how to decide whether tapping it is the right move.
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What Should You Do if a Home Seller Backs Out of a Sale?
Feb 27, 2024
You have a binding contract with a home seller. So, what happens if they decide they don't actually want to sell after all? Here's what …
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My 3 Favorite Perks of My Sam's Club Membership
Feb 26, 2024
I've been a Sam's Club member for a long time, and here are the three top benefits of my membership. Could they convince you to …
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Never Overlook These Key Car Insurance Requirements
Feb 23, 2024
Certain types of car insurance are required. Read on to learn how to protect your vehicle.
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4 Frugal Habits That I Actually Find Really Fun
Feb 21, 2024
Being frugal doesn't have to be a drag. Learn how saving money on everyday expenses can be enjoyable.
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5 Key Differences Between CDs and Savings Accounts You Need to Know
Feb 20, 2024
Certificates of deposit and savings accounts can both be good places to put money you'll need soon. Learn how to choose the right one for …
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How to Choose the Right Investments for You in 2024
Feb 20, 2024
Selecting the right investments involves asking yourself a few key questions. Find out here what you need to consider to grow your wealth this year.
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3 Reasons a Travel Rewards Card Is Worth an Annual Fee
Feb 20, 2024
Many travel credit cards charge annual fees, but paying them could be worth it if you get valuable perks. Read on to learn what benefits …
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I Pay a Lot More for Car Insurance Than I Need To. Here's Why.
Feb 18, 2024
I pay more than double the minimum amount I'd have to pay for auto insurance. Find out why -- and see why you might want …
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You Could Get Stuck Making Car Payments on a Car You No Longer Own. Here's How
Feb 18, 2024
No one wants to pay for a car they don't own anymore. Learn exactly how that could happen to drivers in one situation.
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Almost Half of Americans Don't Know This Key Fact About Their Credit Card
Feb 18, 2024
Many Americans are unaware of just how expensive borrowing on a credit card is. Find out why this could be a huge problem.
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3 Signs You're Really Going to Regret Buying Your House
Feb 17, 2024
If you spot any of these big red flags, you may end up wishing you hadn't followed through on your home purchase. Learn what to …
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3 Reasons I Drive My Cars Into the Ground
Feb 17, 2024
I drive my cars forever and I think you should too. Will my reasons convince you to do the same? Find out here.
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You Could Be Denied a Mortgage Even With Perfect Finances. Here's Why
Feb 16, 2024
Wondering how a person with perfect credit and a great income could be turned down for a home loan? Read on to find out how …
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How Do Your Monthly Expenses Compare to Your Fellow Americans'?
Feb 16, 2024
Average monthly expenses come in at around $6,081 per household. Learn more about how to optimize your spending to meet your goals.
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34% of Americans Are Struggling Financially. Here's What to Do if You're One of Them
Feb 16, 2024
Financial struggles are far more common than you'd think. Find out what you can do if you're having a hard time managing your personal finances.
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These 3 Steps Helped Me Triple My Income as a Freelancer
Feb 16, 2024
Over a decade of working as a freelancer, I tripled my income by making a few simple moves. Learn what I did.
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2 Simple Ways to Reduce Your Spending Online
Feb 16, 2024
If you want to cut your online shopping tab, it's actually possible to do it by making a few very simple changes. Learn how to …
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Don't Buy Penny Stocks. Do This Instead
Feb 16, 2024
You can still invest, even if you don't have a ton of money. Read on for a good low-cost option.
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You Can Do Everything Right and Still Get Stuck With a Huge Bill in a Car Accident. Here's Why
Feb 16, 2024
Insurance pays the fair market value of a car if it's totaled. But find out why that may not be enough to get a new …
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I Just Got a Mortgage, but I'm Hoping to Refinance in 2024. Here's Why
Feb 15, 2024
It may seem unwise to refinance a home loan so soon after getting one -- but there's a good reason why I'm interested in doing …
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3 Financial Mistakes That Could Come Back to Haunt You
Feb 14, 2024
These money errors could have a long-term impact on your finances for years to come. Here's why you should avoid them at all costs.
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3 Really Simple Ways to Spend Less Money at Costco
Feb 14, 2024
If you love shopping at Costco but want to spend less while doing it, trying out these three simple techniques could be just the ticket. …
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How Much Does It Cost to Insure a Ferrari?
Feb 14, 2024
Ferrari prices are very high, with some costing more than half a million dollars. Learn what you might expect to spend on insurance for one.
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4 Questions to Ask Before Cosigning for a Personal Loan
Feb 14, 2024
Cosigning a loan is a very big responsibility. Before you even consider moving forward with doing it, get answers for these questions.
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Don't Cut All the Fun Stuff From Your Budget to Save Money. Do This Instead
Feb 14, 2024
Sticking to a budget can be really difficult if you're constantly depriving yourself. Try this technique that's a lot more likely to be effective.
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My Home Closing Was Delayed for Months. Here Are All the Problems That Caused
Feb 13, 2024
A delayed home closing brings a lot of consequences. Take a look at some of the big problems to be aware of if your house …
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My Husband and I Don't Buy Birthday Gifts for Each Other. Here's What We Do Instead
Feb 13, 2024
Buying birthday gifts doesn't have to be something you do just because it's a tradition. Read on to learn why we prioritize experiences over physical …
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Savvy Hacks for a Successful Salary Negotiation
Feb 13, 2024
If you're asking for a raise, go in knowing your worth. Learn more about how to do that and get some other tips here to …
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How a New Credit Card Can Improve Your Credit Score -- if You're Careful
Feb 12, 2024
A new credit card can boost your credit score if you don't charge too much. Learn about the credit-building benefits of a new account.
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Surprising Wedding Stats: How Much the Average American Spends
Feb 12, 2024
Average spending on a wedding is higher than you might think. Find out here how much people are paying to celebrate tying the knot.
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2 Reasons to Keep Your Checking and Savings Accounts at 2 Separate Banks
Feb 12, 2024
Having accounts with multiple banks can help your finances in important ways. Learn about the benefits here.
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If You Do One Thing When Buying Car Insurance, Consider This
Feb 11, 2024
When buying car insurance, the one thing drivers absolutely must do is decide how much money they can afford to lose. Here's why.
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Here's What Happens When You Choose the Wrong Type of Savings Account
Feb 11, 2024
Choosing the wrong type of savings account could mean missing out on interest, locking up your money, or other undesirable consequences. Learn more here.
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If You Do One Thing With Your Savings Account This Year, Do This
Feb 11, 2024
Not all saved cash belongs in your savings account. Learn why money for long-range goals belongs in a different account.
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The Downside of Cheap Daycare: What You Need to Know
Feb 10, 2024
Cheap daycare may seem like a dream come true, but the reality is that there are big drawbacks. Here's what to know before signing up …
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My New Mortgage Payment Is Higher Than My Old One. Here's How I Made Sure I Was Ready For It
Feb 9, 2024
Taking on a larger mortgage payment is a huge financial commitment. Find out whether you should try my technique to make sure you're ready.
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Here's How Much the Average American Puts Into Their 401(k). How Do You Compare?
Feb 9, 2024
You shouldn't have to worry about paying your bills after you've concluded your career. Find out more about typical retirement savings here.
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There's Some Great News About Americans' IRAs
Feb 8, 2024
More people are investing in IRAs, and balances are growing. Learn more about how IRAs are working and whether one might be right for you.
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What's the Difference Between the 4 Types of Bank Accounts?
Feb 8, 2024
Checking accounts, savings accounts, CDs, and money market accounts can all be opened at banks. Read on to learn how each works.
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Most People Who Contribute to an IRA Choose This Type of Account. Is It Right for You?
Feb 8, 2024
Roth IRAs are more popular than traditional IRAs. Learn how to decide whether you should opt for one over the other to save for retirement.
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Do You Know How Much You Need to Retire? Here's a Simple Way to Find Out
Feb 8, 2024
If you're hoping to find out about your desired retirement number, try multiplying your final salary by 10. Here's how to make this technique work …
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3 Surprising Life Changes That Could Change Your Car Insurance Cost
Feb 7, 2024
Some life events actually impact the cost of car insurance premiums. Learn when you can expect your auto insurance costs to change.
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Fewer Than Half of Americans Have $1,000 Saved for Emergencies. Here's Why That's a Huge Problem
Feb 7, 2024
Just 49% of Americans have at least $1,000 for unplanned expenses. Read on to find out why the rest are at risk of financial disaster.
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Do You Actually Pay Taxes Every Year on a Taxable Brokerage Account?
Feb 6, 2024
The name taxable brokerage account suggests you'll owe taxes on the account. But, is that necessarily the case? Read on to find out.
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4 Things to Know Before Opening Your First Brokerage Account
Feb 6, 2024
If you're thinking about opening a brokerage account, you'll need to be aware of four key facts, including the impact of fees on returns. Learn …
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I'm Remodeling a House. Here's How I'm Making Sure to Stick to My Budget
Feb 6, 2024
Remodeling can get expensive. Take a look at the tricks that are helping me avoid overspending and ending up with regrets.
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My Car Insurance Costs Doubled -- and I Wasn't in an Accident. Here's Why
Feb 6, 2024
I once saw my car insurance rates double, and it wasn't even the result of an auto accident. Find out why it happened to me …
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I Wish My Car Had Been Totaled After an Accident. Here's Why
Feb 5, 2024
After a car crash, my insurer paid for repairs but didn't total it. Find out the big reason this disappointed me -- and it's not …
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5 Signs You're Not Using Your Costco Membership to the Fullest
Feb 4, 2024
Costco offers more perks than you might think. Be on the lookout for these five signs you're missing out on valuable member benefits.
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What Are Your Chances of an IRS Audit?
Feb 3, 2024
An IRS audit strikes fear into the heart of many Americans -- but what are the chances it will happen to you? Find out what …
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Never Overlook This One Thing When Opening a Savings Account
Feb 3, 2024
When opening a savings account, don't forget to pay attention to how easy it is to transfer money in and out of the account. Find …
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3 Ways You're Wasting Money at Costco
Feb 3, 2024
Costco is a great place to get deals, but it's easy to waste money if you aren't careful. Find out three ways you could be …
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3 Money-Saving Moves That Failed to Work for Me
Feb 3, 2024
There are some techniques for saving money that I tried and that just didn't work. Find out why, and learn what I did instead.
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Almost 40% of Americans Are Making a Major Credit Card Mistake
Feb 2, 2024
Many Americans are doing something likely to lead to long-term financial problems. Find out about a common credit card mistake and why it's such an …
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3 Misunderstood Car Insurance Terms That Could Cost You
Feb 1, 2024
Not understanding insurance terms like comprehensive coverage could lead to big out-of-pocket losses. Find out more here to protect your finances.
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3 Savvy Tips for Getting the Best Car Insurance Deals in 2024
Jan 31, 2024
Car insurance costs are rising faster than inflation, so finding the best deals on coverage is crucial. Learn how to do that by following some …
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3 Big Credit Card Mistakes to Avoid in 2024
Jan 31, 2024
If you're using more than 30% of available credit or making some other common credit card mistakes, you could be hurting your finances. Learn more …
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3 Big Banking Mistakes to Avoid in 2024
Jan 31, 2024
Banking mistakes could cost you time and money. Learn about three to avoid, including incurring ATM charges.
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If You Do One Thing This Year, Review Your Car Insurance -- Here's Why
Jan 31, 2024
There are two big reasons it's really important to review car insurance right now. Find out what they are to make sure the right coverage …
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Here's What Happens if You Pay an Extra $50 a Month on Your Credit Card Balance
Jan 29, 2024
When you increase your monthly credit card payment by $50, you could pay off your debt much more quickly. Find out just how far an …
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This One Move Almost Ensures My Brokerage Account Balance Will Grow in 2024
Jan 29, 2024
You can't predict how the stock market will do. But check out one move I'm making that will help me end 2024 with a bigger …
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How Does Your Mortgage Payment Compare to Your Fellow Americans?
Jan 29, 2024
Monthly mortgage payments hit an all-time high. Learn how much the typical home buyer is paying and get some advice on whether your mortgage is …
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Here's How Much Money You Could Have if You Invested $1,000 a Month for 20 Years
Jan 26, 2024
Investing $1,000 a month for 20 years could turn into a six-figure nest egg. But just how much money could you actually end up with? …
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Your Checking Account Is the Worst Place for Your Extra Money. Here's Why
Jan 25, 2024
When you have spare money, don't keep it in your checking account -- and not just because you're more likely to spend it. Read on …
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My Kids Ask for Toys All the Time. Here's How I've Stopped the Tantrums When I Say No
Jan 22, 2024
I've unlocked the secret to dealing with my children's desire for toys. Here's how I have been able to save money by avoiding unnecessary purchases.
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You Can Sometimes Get Dollar General Items for a Penny. Here's How
Jan 22, 2024
Dollar General marks discontinued items at a penny. See how to score items for almost free and improve your personal finances by paying rock-bottom prices.
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I Made This Auto Insurance Mistake, and It Cost Me Hundreds
Jan 22, 2024
Years ago, I spent a fortune after an accident due to an auto insurance mistake. Learn what it was so you don't make the same …
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What Is a Good Interest Rate on a Personal Loan?
Jan 22, 2024
A good interest rate on a personal loan is one that beats the national average. Find out how to get the lowest rate on your …
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How Much Could You Save on Taxes by Maxing Out Your IRA in 2024?
Jan 21, 2024
Maxing out your IRA in 2024 will help you shield some of your income from taxes. Find out how an IRA contribution could benefit your …
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Is Joining Costco in 2024 Worth It?
Jan 21, 2024
It costs a minimum of $60 per year for a Costco membership. Read on for a list of questions to answer before joining this year.
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I Hit a Big Snag on My Home Closing Day. Will the Same Happen to You?
Jan 21, 2024
My home closing almost didn't happen because of an unforeseen issue on my end. Here's what happened, so you can avoid the same mistake.
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3 Signs That Dream Home Could Actually Be Your Worst Nightmare
Jan 20, 2024
Buying a dream home could turn into a disaster if you stretch to buy a house or make these other mistakes. Read on for a …
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3 Huge Problems That Could Derail Your Home Purchase
Jan 20, 2024
If you're buying a home, certain issues could make the deal difficult. Find out about possible problems that could interfere with taking ownership.
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I Want to Invest More in 2024. Here's How I Plan to Do It
Jan 20, 2024
Investing more money is one of my main goals for the new year. Learn how I'm approaching this.
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How to Build a Solid Emergency Fund in 2024
Jan 20, 2024
Having an emergency fund could help you avoid financial disaster -- but how do you actually build the fund you need? Just follow these simple …
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How Much Is the Monthly Payment on a $50,000 Personal Loan?
Jan 20, 2024
Before you take out a $50,000 loan, think about what the monthly payments will look like. Here's what you need to know.
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How Does Your Car Loan Balance Compare to Your Fellow Americans?
Jan 20, 2024
The median balance on car loans was $15,000 in 2022. Read on to see what you can do to keep your auto loan affordable.
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The One Change You Need to Make in Your Life Insurance Plan
Jan 20, 2024
The most important change that policyholders may need to make to a life insurance policy is to update beneficiaries as needed. Find out why.
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Getting Married in 2024? Don't Forget to Make This Money-Saving Move
Jan 20, 2024
After getting married, it's important to report this life update to your insurer. Here's why tying the knot matters to a car insurance company.
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5 Steps to Maxing Out Your IRA Contributions in 2024
Jan 19, 2024
If you contribute the maximum amount to your IRA this year, you can set yourself up for a more secure retirement. Learn how to do …
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Turned Down for a Credit Card? Consider This Option
Jan 19, 2024
Being turned down for a credit card happens for many reasons, including bad credit. Read on to see how to get credit today and your …
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4 Signs You're Ready to Buy a House in 2024
Jan 19, 2024
Buying a house is a major life milestone. Watch for these four signs that suggest you're ready for it, so you don't end up making …
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3 Huge Benefits That Make My Citi® / AAdvantage® Executive World Elite Mastercard® Worth the $595 Annual Fee
Jan 19, 2024
I pay $595 a year for my credit card, but it comes with some major benefits. Read on to find out how a credit card …
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Discover the Little-Known Perks of Certificates of Deposit
Jan 18, 2024
Certificates of deposit come with unexpected benefits you may not have thought of. Read on for the CD benefits that might make them right for …
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Is There Any Reason to Stick With a Brick-and-Mortar Bank in 2024?
Jan 18, 2024
Online banks often charge lower fees than brick-and-mortar banks and may pay higher interest rates. Learn why you might not want to give up local …
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I'm Putting Less Money into Savings in 2024. Here's Why
Jan 18, 2024
Over the past few years, I've been putting a lot of money into my savings account to accomplish short-term goals. Learn why that's changing this …
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How Much More Money Do College Grads Really Make?
Jan 18, 2024
Going to college is expensive, but doing so results in higher pay. Take a look at the median income of college grads versus those who …
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4 Signs You Should Break Up With Your Bank in 2024
Jan 18, 2024
There's no reason to stick with a bank that's not treating you right. Read on for a few signs it's time to switch banks this …
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How Much Income Would the Average American's Retirement Savings Give Them Each Year?
Jan 18, 2024
The average American's retirement account balance is not going to provide the income most people need. Find out here just how much would be available.
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How Much Is the Monthly Payment on a $10,000 Personal Loan?
Jan 17, 2024
A personal loan can be a great way to borrow money -- if you consider the payments. See what the monthly payment would be on …
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January 20 Is National Use Your Gift Card Day. Should You Participate?
Jan 17, 2024
Jan. 20 is designated as National Use Your Gift Card day, but participating only makes sense if doing so won't cost you money. Learn more …
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How Do Your Retirement Savings Compare to the Average American's?
Jan 17, 2024
The median retirement savings in the U.S. is $86,900. Find out how yours compares and how to increase the amount you have saved for your …
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How Does Your Income Compare to Your Fellow Americans?
Jan 17, 2024
The median income back in 2018 was $67,900 -- but it's grown since. See how your income stacks up and see how to increase your …
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If You Max Out Your 401(k) in 2024, How Much Money Will You End Up With in Retirement?
Jan 17, 2024
In 2024, you can contribute up to $23,000 in your 401(k), and more if you're 50 or over. Here's how much that could turn into.
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How Much Money Will You End Up With if You Invest $1 a Day?
Jan 16, 2024
Investing can seem daunting, but if you start small you can still make a big impact over time. Check out how much investing just $1 …
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Should You Open a Roth IRA in 2024?
Jan 16, 2024
A Roth IRA can make sense if you qualify to contribute based on your income and if you think you'll be in a higher tax …
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How Much Richer Are Homeowners Compared to Renters?
Jan 16, 2024
Homeowners have a higher net worth than renters, but you may be surprised at just how much higher it really is. Find out more here.
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How Taking Out a Personal Loan to Pay Off Credit Cards Could Backfire
Jan 15, 2024
Using a personal loan to get out of credit card debt can be a great financial choice, but not in every situation. Learn why this …
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How Much of Your Mortgage Payment Actually Goes Toward Your Balance?
Jan 15, 2024
When you take out a mortgage, most of your early payments go toward covering interest. Learn when you start paying off more of your principal.
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Don't Forget to Make This Crucial Investment Move in 2024
Jan 15, 2024
You should rebalance your investment portfolio in 2024 -- and every year. Here's why it's important to match investments to your risk level.
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Don't Open a Brokerage Account Until You've Done These 3 Things
Jan 15, 2024
You should not open a brokerage account until you've completed a few important steps. Learn how to properly prepare your finances for a brokerage account.
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Should You Increase Your Emergency Savings in 2024?
Jan 15, 2024
Increasing your emergency savings this year could be a smart decision. Read on to see how you can tell if you need a bigger emergency …
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Don't Be Surprised if Your Home Insurance Doesn't Cover These 4 Things
Jan 15, 2024
Home insurance won't cover flood damage, among other things. Read on to learn what insurance won't pay for.
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Is This Trader Joe's Item the Most Beloved of All?
Jan 15, 2024
Trader Joe's Mandarin Orange Chicken is a repeated winner of the customer choice awards. Here's why it's so popular -- and why you might want …
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Just How Many Americans Are Actually in Credit Card Debt?
Jan 15, 2024
Credit card debt can be financially damaging, but millions of Americans carry a balance. Find out how many people owe and what to do if …
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How Much Income Are Americans Devoting to Debt Payments?
Jan 15, 2024
The median payment-to-income ratio was 13.4% in 2022, according to the Federal Reserve. Learn how much debt is too much, relative to income.
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Should Your Kids Be Authorized Users on Your Credit Card?
Jan 14, 2024
Making your kids authorized users on your credit card could help them build credit. Learn what to consider before taking this step with your finances.
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Should You Increase Your Home Insurance Coverage in 2024?
Jan 14, 2024
A home is a valuable asset, and your homeowners insurance coverage protects it. Here's how to decide if raising it makes sense for you this …
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Should You Increase Your 401(k) Contributions in 2024?
Jan 14, 2024
Putting more money into a 401(k) can be a smart move, but it's not necessarily the right choice for everyone. Find out how to decide.
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Oh No! Your Appraisal Was Too Low. Here's What Happens Next
Jan 14, 2024
Around 1 in 10 home appraisals come in lower than the selling price. Read on to learn what to expect if this happens to you.
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Is It Time to Move to a New Broker in 2024?
Jan 14, 2024
If you are not finding the right investment or are paying a bunch of fees, it may be time to move to a new brokerage …
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Should You Give Up Your Costco Membership in 2024?
Jan 14, 2024
Being a Costco member is worth it for some people, but not for others. Here are some signs that giving up your membership could be …
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Should You Open an IRA in 2024?
Jan 13, 2024
Opening an IRA in 2024 could be a smart financial choice. But read on for key questions you'll want to ask before opening a brokerage …
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Here's How Much Equity the Average American Has in Their Home
Jan 13, 2024
The average American has $201,000 in equity in their home. Here's where equity comes from, and why it's a good thing to have equity in …
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Few Americans Own CDs. Here's Why You May Want to Buy One
Jan 13, 2024
A CD can come with a predictable return and a higher interest rate than many savings accounts offer. Read on to see why you may …
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Should You Open a Joint Account With Your Partner in 2024?
Jan 12, 2024
Opening a joint account is a major financial decision. Keep reading to learn how to tell if you're ready.
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These Are the Best and Worst Reasons to Take Out a Personal Loan
Jan 12, 2024
Taking out a personal loan can be a smart decision in some circumstances. Keep reading for the situations where you should avoid them.
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Here's The Best Financial Advice Redditors Have to Offer for People in Their 20s
Jan 11, 2024
Redditors have lots of tips about savings and debt for twenty-somethings. Find out some of the best advice on offer.
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Selling Your Home? Here's How to Decide Between Multiple Offers
Jan 11, 2024
If you're selling your house and get multiple offers, you're in a great position. Read on for a few considerations to determine which one to …
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Financial Resolutions Rarely Work? Do This Instead to End 2024 Richer
Jan 11, 2024
Don't want your financial resolutions to fail this year? Try this technique instead to end 2024 with more money than you started with.
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3 Credit Card Mistakes to Leave Behind in the New Year
Jan 11, 2024
Credit card mistakes can cost you money and damage your credit score. Learn about three to say goodbye to forever in 2024.
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Should You Open a New Savings Account in 2024?
Jan 11, 2024
If you have new financial goals, opening up a new savings account in 2024 could be a great way to help you accomplish them. Here's …
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These Are the Best Financial Moves I Made in 2023
Jan 11, 2024
I made some smart money moves in 2023. Learn how you can find success in 2024 by following in my footsteps.
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3 Questions to Ask Yourself Before Investing in a CD
Jan 11, 2024
Don't even consider buying a CD until you've answered some important questions first. Here's what you need to think about to avoid financial regrets.
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4 Costco Perks Only Superfans Know About
Jan 11, 2024
Most people know Costco offers bulk discounts on groceries. But read on to find out about some amazing perks only true fans take advantage of.
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It's Time for Your Annual Insurance Checkup. Here's How to Do It
Jan 11, 2024
It's important to have the right insurance coverage in place to protect against devastating financial losses. Learn how to vet your coverage for 2024 and …
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3 Financial Moves Everyone Needs to Make as a New Year Begins
Jan 10, 2024
With a new year getting underway, there are three moves you need to make to set yourself up for a secure future. Keep reading to …
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Will Your Retirement Savings Leave You Rich or Broke?
Jan 10, 2024
If you don't have enough saved for retirement, you could find yourself facing financial hardship as a senior. See how to tell if your savings …
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This Is the Single Biggest Change I've Made to Slash My Grocery Bill
Jan 10, 2024
Shopping at the right time has made all the difference for my grocery expenses. Learn the technique I use to reduce my costs dramatically.
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This Is the Number One Thing I Do Before a Big Purchase
Jan 10, 2024
Before any big purchase, I always read Reddit reviews of the product. Here's why you may want to do the same.
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3 Bank Fees You Should Leave Behind in the New Year
Jan 10, 2024
Bank fees can cost a small fortune, but you can find a bank that won't charge you. Check out three fees you should ditch as …
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Switching Jobs in 2024? Here's What to Do With Your 401(k)
Jan 10, 2024
If you're changing jobs, you can leave your 401(k) alone, roll it over to a new employer's plan, or move it to an IRA at …
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4 Things to Never Charge on a Credit Card
Jan 10, 2024
Credit cards can be a useful tool -- but you absolutely don't want to use them for everything. Read on for four purchases never to …
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The Average Credit Card Balance Is $6,100. Here's How to Pay That Off
Jan 10, 2024
Covering a $6,100 credit card bill is hard, but there are ways to make it happen. Learn how to pay off the average card balance …
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Selling Your House Could Soon Be a Whole Lot Cheaper. Here's Why
Jan 9, 2024
Traditionally, home sellers had to consider what they'd pay an agent helping someone buy their home. Read on to learn how that could change.
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4 Lifestyle Changes That Should Cause You to Increase Your Emergency Fund
Jan 9, 2024
You must have enough money saved for emergencies. Check out a few key lifestyle changes that could mean you need to put more money away.
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This Credit Card Trick Can Help You Build Credit -- Without the Risk of Debt
Jan 9, 2024
Afraid of using credit cards because you don't want to end up in debt? Read on for an easy way to boost your credit score.
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What's Wrong With Stretching to Buy a House?
Jan 8, 2024
If a home is barely within budget, you may be tempted to overspend to buy it. Check out a few big reasons why that's a …
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Is a Costco Executive Membership Worth Paying For?
Jan 7, 2024
A Costco Executive membership costs $60 more than a basic membership, but there are times when paying this added cost is worth it. Here's when …
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Don't Look at Monthly Payments When Financing Something. Do This Instead
Jan 6, 2024
Only considering how much you'll pay every month is a huge mistake when getting a loan. Here's what to do instead to benefit your personal …
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4 Investing Moves to Make in 2024
Jan 6, 2024
Making the right investing moves could help you to grow your brokerage account balance. Learn about some steps to take to achieve success.
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This Is One of the Biggest Benefits of Personal Loans
Jan 6, 2024
Personal loans have many advantages, but a major one is that you find out your total costs and payment timeline upfront. Find out why this …
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2 Reasons I Won't Be Opening Any New Credit Cards in 2024
Jan 5, 2024
Opening a new credit card won't work for me next year for two big reasons. Find out what they are and if they apply to …
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I'm Not Good at Picking Stocks. Here's Why I Have a Brokerage Account Anyway
Jan 5, 2024
Why would you invest in a brokerage account if you aren't good at it? Find out here why buying stocks is key to your wealth-building …
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This One Thing Can Prevent You From Selling Your Home -- and Cost You Thousands
Jan 5, 2024
If you have a lien on your house, you typically must pay it off to sell. Find out how liens can affect the buyer, interfere …
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Stimulus Checks Are Long Over, but This Valuable Tax Credit Is Still Here
Jan 5, 2024
Although you can no longer claim stimulus payments, one tax credit offered during COVID-19 is still available. Learn about how you can save on your …
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Why You May Not Want to Sell Your House Right Now -- Even if Your Home Value Has Gone Up a Lot
Jan 5, 2024
If your home value has gone up, you may be tempted to sell to cash in. Read on to find out why the downsides may …
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3 Big Downsides of Financing a Phone
Jan 4, 2024
Financing a purchase can obscure the total cost of what you're paying. Learn why you may not want to finance a phone, even though it …
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How a Balance Transfer Card With a Low Fee Could Cost You More in the End
Jan 4, 2024
When looking at a balance transfer card, be sure to consider not just the upfront fee but also the length of time that your 0% …
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Starting to Invest in 2024? Here's How Much You'll Need to Become a Millionaire in 30 Years
Jan 4, 2024
Investing can make you a millionaire, but you need to be smart about the amount that you put into your brokerage account. Here's how to …
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5 Big Differences Between a Personal Loan and a Home Equity Loan
Jan 4, 2024
A personal loan and a home equity loan could both provide access to quite a bit of money, but they work differently. Find out more …
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Do Stay-at-Home Parents Need Life Insurance?
Jan 4, 2024
Stay-at-home parents provide a valuable service, but don't earn income. Read on to find out what this means in terms of life insurance.
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3 Unexpected Tricks to Lower Your Heating Bill This Season
Jan 3, 2024
Heating bills may be cheaper for some this year, but they won't be going back to pre-pandemic levels. Find out how to keep costs down.
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You'll Be Shocked at How Much the Typical American Tips in a Restaurant
Jan 3, 2024
Almost all Americans tip when they go to a restaurant, but the amount that people are leaving for their servers may not be what you'd …
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My Friend Stopped Making Car Payments. Here's What Happened Next
Jan 3, 2024
After my friend stopped making car payments on her loan, something surprising happened. Learn why car repossession isn't always the end of the story.
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The Ultimate Guide to Figuring Out Which Debt to Pay First
Jan 3, 2024
Want to improve your personal finances by paying off debt? Ask yourself these four questions to decide which debt to pay off first.
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4 Big Differences Between Shopping at Costco vs. Costco.com
Jan 3, 2024
Shopping at Costco can do wonders for your personal finances due to its low prices. Learn if you should shop in-store or at Costco.com?
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The Truth About Tipping Culture. When Are Most Americans Actually Leaving a Tip?
Jan 3, 2024
Leaving a tip in every situation isn't great for your personal finances, but it seems expected more often now. Read on to learn when your …
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3 Huge Mistakes That Raise Your Auto Insurance Costs
Jan 3, 2024
Getting a DUI or getting a speeding ticket can result in a huge increase in auto insurance premiums. Learn more about how costs could be …
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3 Investing Resolutions to Make in 2024
Jan 2, 2024
If you want to be a successful investor, there are a few key resolutions you should make. Learn more here about building wealth in 2024.
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Tax-Filing Season Is Coming Up. Should You Hire an Accountant This Year?
Jan 2, 2024
Hiring an accountant for tax help makes sense in some situations, including after lifestyle changes. Read on for advice on whether to hire a tax …
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This Is the Most Expensive Dog Breed to Take Care Of
Jan 2, 2024
Goldendoodles cost pet parents more than any other breed. Here's what you need to know about budgeting for the costs of your animal companion.
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Should You Open a New Credit Card in 2024?
Jan 2, 2024
Deciding to open a new credit card can impact your personal finances in many ways. Find out here if you should open a new card …
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Want Your Side Hustle to Become Your Full-Time Job? Take These 3 Steps
Jan 2, 2024
You can make your side gig full time, but you'll need to be smart about it. Find out how to make a plan to turn …
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4 Costco Shopping Hacks to Try in 2024
Jan 2, 2024
Want to be a better Costco shopper? Give these four tricks a try to improve your personal finances by making the most of your warehouse …
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3 Ways to Save on Insurance in 2024
Jan 2, 2024
Insurance coverage of all kinds can be expensive, but consumers have options to reduce their premiums. Learn more here.
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Here's How Much Money You'd Need to Earn to Actually Afford to Buy a House Right Now
Jan 2, 2024
To afford the median priced home in the U.S. now, you'd need to earn a salary of $115,000. Here's what to do if you can't …
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Could Driving a Used Car Save Your Retirement?
Jan 2, 2024
Consider investing the money you save from driving a used car instead of a new one. Learn how this can go a long way toward …
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My Friend Ended Up Getting Her Car Repossessed. Here's How It Happened
Jan 2, 2024
It's important to make a plan if you need to sell a car before it's paid off. Learn what happens when you have a car …
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There's Only One Place Your Emergency Fund Should Be. Here's Why
Jan 1, 2024
You should have your emergency fund in a high-yield savings account. Keep reading to learn why you shouldn't invest emergency savings.
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5 Sam's Club Shopping Hacks to Try in 2024
Jan 1, 2024
Want to make the most of your Sam's Club membership? Try these five tricks in 2024 to maximize your savings.
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Got a Dog for Christmas? Here's How Much It Might Cost to Take Care of It
Jan 1, 2024
Getting a dog can be more expensive than you think. Here's how much you can expect to pay and how to prepare for it.
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4 Signs You Aren't Investing Enough for Your Future
Jan 1, 2024
If you don't have a clear idea of your investment goals, you may find yourself without the funds you need later in life. Read on …
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Do You Earn Rewards Points on Your Credit Card's Annual Fee?
Jan 1, 2024
When you get charged an annual fee on your credit card, that fee usually shows up on your statement. But, does it earn rewards? Find …
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Getting a Raise in 2024? Here's the Smartest Way to Use the Extra Money
Jan 1, 2024
If your salary will rise in the new year, you should consider investing at least some of the extra money you're bringing home. Find out …
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You Must Make These Crucial Insurance Moves in 2024 to Avoid Financial Regrets
Jan 1, 2024
Having the wrong insurance could be a huge financial mistake. Take these steps in 2024 to get the right coverage from a great company.
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What Are the Odds of Becoming a Millionaire?
Jan 1, 2024
The U.S. has 24 million millionaires. You can increase your odds of becoming a millionaire by focusing on these three key moves.
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4 Signs You Absolutely Shouldn't Get a Personal Loan
Dec 31, 2023
Getting a personal loan makes sense in a lot of situations, but not always. Watch out for these indications you shouldn't take out a personal …
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4 Financial Numbers Everyone Needs to Know
Dec 31, 2023
You can get a good idea where you stand financially by keeping tabs on a few key numbers. Here's what they are and how to …
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I Don't Want My Checking Account Balance to Get Bigger in 2024. Here's Why
Dec 31, 2023
I don't keep any more money than I need in checking accounts. Find out what I do with the rest of my money instead.
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You'll Never Guess How Many Americans Own Their Own Homes
Dec 31, 2023
More than 6 in 10 households are homeowners. Should you join them and purchase a home of your own?
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Do Not Fall For This Scam if You're Upgrading Your Phone
Dec 31, 2023
When I upgraded my phone recently, I was told I had to buy a specific accessory. Here's how you can avoid wasting your hard-earned money.
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My Home Inspector Messed Up. I Was Surprised at How Few Options I Had
Dec 31, 2023
When I had a home inspection years ago, the inspector made a mistake when assessing the condition of the pool. Read on to learn what …
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I Wish I Had Access to This Awesome Account. Don't Waste The Opportunity if You Do
Dec 31, 2023
An HSA provides tax savings unlike any other account, but I'm not eligible for one. If you are, here's why you shouldn't miss the chance …
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When Can You Start to File Your Taxes in 2024?
Dec 31, 2023
The start date for filing your taxes is going to be at the end of January. Learn the benefits of filing as soon as possible.
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Want to Take More Vacations in 2024? Here's How to Make It Happen Without Debt
Dec 31, 2023
Did you know traveling comes with health benefits? Read on for tips to make your next adventure more affordable in the new year.
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How Late Can Your Credit Card Payment Be Before You Have Big Problems?
Dec 31, 2023
You should always aim to pay your credit card bill on time. Here's what to watch out for if you can't make the due date.
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How Does Buying a Home in a Foreclosure Auction Work?
Dec 30, 2023
When you buy a house at auction, you'll most likely have to pay cash for it. Learn how to reach homeownership by buying a foreclosed …
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You Won't Find These Cold Meds on Your CVS Shelves Any More. Here's What to Buy Instead
Dec 30, 2023
Some cold medications have been removed from CVS because of questions about their effectiveness. Read on for some alternatives that may be better options.
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Here's How Much Interest Can You Earn on $10,000 in Savings
Dec 30, 2023
The amount of interest you can earn depends on the rates your savings account offers -- but it can add up if you have a …
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4 Signs a Costco Membership Will Work Out Better for You Than Sam's Club
Dec 30, 2023
Sam's Club and Costco offer discounted prices on bulk goods. But here are the important differences between the two clubs that you need to know.
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I Don't Like My Business Bank Account. Here's Why I Haven't Switched
Dec 30, 2023
My business bank account has low deposit limits and is annoying in other ways. Here's why I'm sticking with it, anyway.
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I Bought a House That Wasn't on the Market. Here's Why I'd Never Do That Again
Dec 30, 2023
I couldn't find a house I wanted to buy so I approached people with a rental property. There are a few reasons why I won't …
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I'm Paying My Taxes With My Credit Card in 2024. Should You Do the Same?
Dec 30, 2023
I'll be paying my taxes with a credit card this year, despite paying a fee to do it. Here's how to decide whether paying your …
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Should You Buy More Life Insurance in 2024?
Dec 30, 2023
Buying more life insurance in 2024 could make sense if lifestyle changes occurred. Here's what you need to know about adding coverage.
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Here's How My Husband and I Set Our 2024 Financial Goals
Dec 30, 2023
Setting a financial goal heading into a new year is very common. Learn how my husband and I decide what goals to set for ourselves.
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I Want to Save an Extra $5,000 in 2024. Here's How I Plan to Do It
Dec 29, 2023
I'm hoping to save more money by increasing my income. Here's my plan for making it happen in the new year.
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Don't Forget to Make This Financial Move if You're Getting Married in 2024
Dec 29, 2023
Anyone who gets married in 2024 should seriously consider purchasing life insurance. Learn more about this vital financial move.
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I'm Going to Owe the IRS Money Again in 2024. Here's Why I'm Thrilled That's the Case
Dec 29, 2023
I under-pay my taxes each year so I'll owe the IRS in 2024. Keep reading to learn why I'd prefer to keep more of my …
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Your Home Insurance Costs Could Go Up if You Make These Moves
Dec 29, 2023
Home insurance could become more expensive if a property isn't maintained properly or if certain hazards are added to the home. Learn more here.
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4 Unexpected Benefits of a Costco Membership
Dec 29, 2023
Costco can provide you with some great benefits you may not know about. Check out these unexpected perks of warehouse club membership.
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Budgeting Is So Boring. Start 2024 Right by Giving It Up for Good
Dec 29, 2023
Instead of making a budget, just cap your fixed expenses. Here's what else you can do to make your life a lot easier.
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4 Costly Mistakes People Make When Switching Auto Insurance
Dec 29, 2023
Switching auto insurance could be a good way to save money or get better coverage. Learn how to avoid expensive errors in the process.
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3 Savings Challenges to Try Out in 2024
Dec 29, 2023
Savings challenges can make saving money fun by gamifying it. Try these challenges in 2024 that can help you end the year richer without a …
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If You Make One Money Move in 2024, This Should Be It
Dec 29, 2023
Automating your finances is one of the best things you can do. Read on to learn how it can help you in the new year.
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Are the Days of Self-Checkouts Numbered?
Dec 29, 2023
Self-checkouts are annoying to many customers and present big issues for retailers. Learn whether they may soon be less common in the stores where you …
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Adopting a Pet in 2024? Here's Why Pet Insurance Could Be Worth It
Dec 29, 2023
When adopting a pet, it's often worth buying pet insurance to avoid worrying about vet bills. Learn how to balance a pet's health and your …
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Should You Cancel Your Credit Card in 2024?
Dec 28, 2023
Canceling a credit card can damage your credit, but it may still be worth doing in certain situations. Here's how to tell if you should …
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I've Been Running My Small Business for 16 Years. Here Are the Biggest Lessons I Learned
Dec 28, 2023
As a long-time business owner, there are a few key moves I've had to master to find success. Discover the wisdom you need to run …
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Will 2024 Be the Year You Pay Off Your Credit Card Debt for Good?
Dec 28, 2023
Paying off your credit card debt forever is a great goal for the new year. Here's what you'd need to do to make that a …
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Is Your Small Business Ready to Hire Its First Employee in 2024?
Dec 28, 2023
There are some huge benefits to hiring employees, but there are also costs to consider before moving forward. Here's what to know about hiring in …
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4 Types of Credit Cards to Avoid at all Costs
Dec 28, 2023
While credit cards can be a great financial tool, there are some cards that are simply not worth having. Here are four of them to …
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How Fast Can You Get a Personal Loan if You Need One?
Dec 24, 2023
Some personal loan lenders provide same-day funding. Here's how to find the right loan under a time crunch.
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My Home Closing Has Been Delayed for Months. Here's Why
Dec 23, 2023
I was supposed to close on my house on Sept. 15. Instead, my closing has been impacted by unpaid liens on my new house. Read …
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Getting a New Car for Christmas? Be Sure to Do This First
Dec 23, 2023
Before anyone buys a new car, it's important to consider the cost of insuring the vehicle. Read on to learn why this is crucial.
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How Much More Will Your Holiday Gifts Cost if You Use a Personal Loan to Pay for Them?
Dec 22, 2023
Using a personal loan to pay for holiday gifts may seem like a good idea, but it'll cost you. Learn what you'll really pay if …
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3 Pros and 3 Cons of Buying a Foreclosure
Dec 22, 2023
Foreclosed homes can sometimes be a great investment, but there are also potential downsides to buying one. Check out a few perks and drawbacks to …
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Should You Cosign for a Personal Loan?
Dec 22, 2023
Cosigning for a personal loan means putting your credit on the line. Before you do that, consider these potential consequences.
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How to Know if You Can Really Afford Your New Mortgage
Dec 21, 2023
The only way to really know if your new mortgage payment is going to be affordable is to practice living with it for a while. …
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How Much More Will Your Holiday Gifts Cost if You Use a Credit Card to Pay for Them?
Dec 21, 2023
Consumers plan to spend $654 on average on holiday gifts. Learn how credit card interest can increase that tab.
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This Is My Biggest Financial Regret in Years
Dec 21, 2023
During the pandemic, I knew I wanted to buy a house, but I hesitated because it would be hard to find the right one. Here's …
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How Does Your Mortgage Debt Compare to Your Fellow Americans'?
Dec 20, 2023
The median mortgage balance in 2022 was $155,600, according to the Federal Reserve. Learn more here about how much your fellow Americans owe on their …
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My Dog Is Almost 17. Here's Exactly How Much I Spent on Vet Bills for Her Last Year
Dec 20, 2023
My dog is a member of the family, but she's expensive. Here's how pet insurance could have saved me money on her care.
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Don't Even Think About Buying a Home Right Now Unless You've Done This First
Dec 20, 2023
Mortgage rates are high and you don't want to risk not being able to make your payments. Here's why you need an emergency fund to …
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This Trick Could Help You Maximize Credit Card Rewards When Buying Holiday Gifts
Dec 20, 2023
If you still have some holiday shopping to do, consider making purchases at places where you get bonus credit card rewards points. Find out why.
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Don't Overlook This Big Expense When Looking for a Home
Dec 19, 2023
When you are looking for a home, you can't forget to take property taxes into account. Keep reading to learn why you need to consider …
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Will Trader Joe's Ever Offer Grocery Delivery?
Dec 19, 2023
Trader Joe's is known for affordability and positive customer experience. Learn why grocery delivery could undermine these qualities.
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Here's How Much Credit Card Interest the Average Family Could End Up Owing
Dec 14, 2023
The average credit card balance is $6,100. Find out how much that would cost at the average interest rate if you paid only the minimum …
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Are You at Risk of Having Your Costco Membership Revoked in 2024?
Dec 10, 2023
Abusing Costco's generous return policy could get your membership revoked. Here's how to make sure this doesn't happen to you in 2024.
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3 Times a Credit Card Is Better Than a Personal Loan
Dec 8, 2023
Credit cards and personal loans each have their perks, but neither is right for all situations. Read on to find out when a card may …
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Do You Have to Carry a Balance to Earn a Good Credit Score?
Dec 7, 2023
Carrying a credit card balance isn't necessary to earn a good credit score, and it's expensive, so you should avoid it if possible. Read on …
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Adding an Extra Year to Your Personal Loan Repayment Period? Here's How Much It Could Cost You
Dec 7, 2023
If you add an extra year to your personal loan repayment period, you'll pay a lot more interest. See how much it could cost you …
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Don't Be Surprised if Your Auto Insurance Doesn't Cover These 4 Things
Dec 7, 2023
Auto insurance won't cover routine wear and tear or personal property. Find out what else insurance may not pay for and how to avoid unpleasant …
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3 Dollar Tree Items That Are Currently Decorating My Home for Fall
Dec 6, 2023
The Dollar Tree has glazed porcelain pumpkins and more exciting fall treats! Read on to find out how you can make your home an autumn …
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77% of American Households Are in Debt. Here's Why That's Not Necessarily Bad News
Dec 6, 2023
While the majority of Americans are in debt, many owe money on home loans. Here's how that can help your finances over the long run.
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Should You Pay Off Your Mortgage Before You Retire?
Dec 6, 2023
Before retiring, it can be smart to pay off your mortgage so you can drop that big expense. Learn why you might not always want …
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Here's What Happens if You Owe More Than the Insurance Company Says Your Car Is Worth
Dec 4, 2023
If you owe more than your insurance company says your car is worth, financial disaster could result. Learn what could happen -- and how you …
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3 Money Moves You Absolutely Have to Make Before the End of the Year
Dec 4, 2023
Before 2023 ends, it's important to invest as much as possible in retirement accounts and take a few other key steps. Read on to find …
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What Happens if Someone Sues You for More Than Your Car Insurance Will Pay For?
Dec 2, 2023
Auto accidents can lead to expensive injuries. See why drivers who don't have much insurance could be on the hook for out-of-pocket costs personally.
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2 Things That You Should Do With the Money in Your Checking Account on Payday
Dec 2, 2023
When you get paid, it's a good idea to make a few key moves. Keep reading to learn how to maximize payday.
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The 4 Best Men's Gifts to Buy at Walmart
Dec 2, 2023
Walmart has some great gifts for men, including a Hillshire Farms meat and cheese trio as well as gifts for golfers and grillers. Read on …
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Are You Allowed to Take Out Multiple Personal Loans at the Same Time?
Dec 2, 2023
Taking out multiple personal loans is allowed as long as you can qualify for them. Read on to learn how to make sure you aren't …
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Do You Always Have to Open a New Credit Card to Do a Balance Transfer?
Dec 2, 2023
It's not always necessary to get a new card for a balance transfer as some card issuers make balance transfer offers to existing cardmembers. Learn …
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Your House Was Robbed! Will Home Insurance Cover Your Stuff?
Dec 1, 2023
Homeowners insurance should cover property that is stolen, as long as the homeowner had personal property coverage. Learn more here.
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3 Signs You Should Not Renew Your Costco Membership Next Year
Dec 1, 2023
Keeping your Costco membership isn't the right move for everyone. Find out how to tell if you should continue paying to shop at Costco.
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3 Times Using a Credit Card Could Pay Off Big Time
Dec 1, 2023
Credit cards can get a bad reputation, but they could pay off for you if you take advantage of an extended warranty or other perks. …
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Does It Really Matter Which Credit Card You Use for Purchases?
Dec 1, 2023
Picking the right credit card matters, and not just because your choice affects your rewards. Read on to learn more about why your credit card …
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Should You Open a Bank Account That Charges a Monthly Maintenance Fee if You Qualify for a Waiver?
Dec 1, 2023
You might be tempted by a checking account's features. But learn why it's best to avoid accounts that charge fees (even if they don't apply …
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10% of Americans Were Denied Credit in 2022. Here's What to Do if You Were One of Them
Dec 1, 2023
Being unable to borrow money when you need to can put a serious dent in your finances. Learn how to avoid being denied credit in …
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Is There Such a Thing as Having Too Much Money In Your Brokerage Account?
Nov 30, 2023
Unlike with a savings account, you can't really have too much money in a brokerage account. But you can have money that doesn't belong there. …
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3 Reasons to Choose a Personal Loan Over a Home Equity Loan for Home Upgrades
Nov 30, 2023
A personal loan and a home equity loan can both be used to fund a remodel. Keep reading to see why a personal loan might …
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Almost Half of All Americans Are Headed for Retirement Disaster. Here's How to Make Sure You Aren't One of Them
Nov 30, 2023
Close to half of Americans do not have retirement accounts. Find out why that could be a big problem.
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Can You Pay Off Your Personal Loan Early?
Nov 30, 2023
Paying off your personal loan early is usually permitted. Find out how to determine if it's the right financial move for you.
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20% of Families Own Their Own Business. Here's Two Big Reasons You Should Become One of Them
Nov 29, 2023
Families who own their own businesses have higher household wealth compared with those who don't. Learn why it's worth starting a small business.
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Are You Tracking Your Net Worth? Here's Why You Should Be
Nov 29, 2023
Staying informed about your net worth can help you understand whether your financial situation is improving. Learn more here about how to do it -- …
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4 Things to Do Right Now if You're Living Paycheck to Paycheck
Nov 29, 2023
If you're living without any savings, track spending, find a fixed expense to cut, and aim to increase your income. Learn more about your options …
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Applying for Your First Personal Loan? Here's What You Need to Know
Nov 29, 2023
There are a few considerations to make if you're borrowing via a personal loan. Learn more about how personal loans work here.
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Could a Repair Escrow Save Your Home Sale?
Nov 29, 2023
A repair escrow could be the best option if you need repairs to a home but the seller won't or can't fund them. Learn more …
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Thinking of Buying a Foreclosure? Beware These 3 Risks
Nov 29, 2023
Buying a foreclosed home might save you some money, but watch out! Read on for a few potential pitfalls of buying a home in this …
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3 Things You'll Need to Get Pre-Approved for a Mortgage
Nov 29, 2023
It's best to go into the home-buying process with a pre-approval for a loan. Keep reading to see what documents you should locate beforehand.
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The 4 Best Kids' Gifts to Buy at Sam's Club
Nov 25, 2023
Sam's Club has some awesome toys to buy your kids this holiday season. Take a look at some of the best items to pick up.
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I'm Skipping Black Friday Shopping This Year. Here's Why
Nov 17, 2023
Black Friday shopping can become overwhelming and lead to impulse spending. Read on to learn why one writer is opting out altogether.
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Should You Buy Your Thanksgiving Turkey at Costco?
Nov 16, 2023
Buying your Thanksgiving turkey at Costco can make good sense, but you'll need to find out when the birds come in. Take a look at …
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Top 5 Little-Known Perks of Grocery Delivery Services
Nov 16, 2023
Buying groceries online tends to be more expensive, but there are some perks you may not be aware of. Read on to learn the benefits.
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Here's How to Get the Best Products for Cheap on Black Friday
Nov 16, 2023
Want to get the best Black Friday deals? Keep reading to learn how to approach the biggest shopping day of the year.
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Little-Known Perks of Going for a No-Cost Mortgage Refinance
Nov 16, 2023
A no-cost mortgage refinance allows you to refinance your home loan without paying upfront closing costs. Find out what you need to know about it.
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4 of the Most Underrated Stores to Check Out This Black Friday
Nov 16, 2023
You may not think of shopping at places like CVS on Black Friday, but they can offer great deals on more products than you'd imagine. …
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Here's Why I Would Never Start Rideshare Driving Without Considering These Major Financial Factors
Nov 16, 2023
Driving for ride-hailing services is a popular side hustle. Keep reading for a few factors to consider before taking on this gig.
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These Are the Fastest Ways to Fill Your Table This Thanksgiving -- Without Emptying Your Wallet
Nov 14, 2023
Many people are looking for ways to spend less on Thanksgiving. These five tips can help you have a great day without breaking the bank.
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Not a Costco Member? How You Can Still Score Black Friday Deals
Nov 14, 2023
Costco has some amazing Black Friday sale items. Keep reading for non-member options for taking advantage of them.
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Making a Big Costco Purchase? Here's Why You Might Want to Wait Until Thanksgiving Day
Nov 14, 2023
Costco is offering $50 off $500 on qualifying items at Costco.com. Keep reading to learn how to snag this deal.
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5 Ways to Score the Best Deals During Black Friday at Costco
Nov 11, 2023
To score the best Costco Black Friday deals, start shopping throughout the month. Find out what else you need to do.
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Is Buying Minimum Coverage Auto Insurance a Big Mistake?
Nov 10, 2023
Drivers who buy only the minimum auto insurance coverage could really come to regret their choice. Find out why.
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Why Opening Up a Credit Card as a College Student Could Be a Smart Move -- or a Big Mistake
Nov 10, 2023
Getting a credit card in college could help build credit, but if you make the wrong choices, you could graduate in a worse situation. Find …
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4 Costco Foods to Always Keep in Your Pantry
Nov 10, 2023
These Costco staples will help ensure you're always ready to whip up a tasty meal or have a delicious snack. How many are missing from …
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4 Costco Frozen Foods to Always Keep in Your Freezer
Nov 9, 2023
Costco has a great variety of frozen food. Here are some of the best items to keep in your freezer in case you need a …
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Here Are ALDI's Best Thanksgiving Deals
Nov 9, 2023
ALDI is offering some awesome deals for the Thanksgiving season. Take a look at what you can expect to save on at this discount grocer.
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How Much Can You Safely Withdraw From Your Retirement Account Each Year?
Nov 9, 2023
The amount of money you can draw from retirement accounts is up for debate. It could be around 4% or less, depending on your situation. …
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What Is the 30-30-30-10 System, and Can It Help You Save Money?
Nov 9, 2023
The 30-30-30-10 system is a budgeting system that could simplify your finances. Keep reading to learn how it works.
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Should You Buy Your Thanksgiving Turkey at Sam's Club?
Nov 8, 2023
With Thanksgiving coming up, you'll need to decide where to purchase your turkey. Sam's Club is one option, but is it the right one for …
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This Is the One Thing I Don't Love About Having an Online Bank
Nov 8, 2023
I love almost everything about banking online, but it comes with one major drawback. Read on to learn how to cope if you have an …
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Does Dollar Tree Do Black Friday?
Nov 8, 2023
Dollar Tree doesn't discount prices below $1.25 on Black Friday, but it offers a wide selection of seasonal items at the store's already-low prices. Learn …
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4 Ways to Save Money You May Not Have Thought Of
Nov 7, 2023
Saving money can seem difficult, but there are some techniques you may not have thought of that can reduce your spending. Give these methods a …
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How Big Should Your Emergency Fund Be? Find Out in 4 Easy Steps
Nov 7, 2023
Your emergency fund can keep you from going into debt on unplanned expenses. Keep reading to see how you can calculate your ideal emergency fund.
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Should You Focus on the Balance Transfer Fee When Picking a Credit Card?
Nov 7, 2023
When you're doing a balance transfer, you'll pay an upfront fee. But minimizing the fee isn't always the most important thing to do. Find out …
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How I'm Saving Over $1,000 on Christmas Shopping This Year
Nov 7, 2023
I've made some smart decisions about shopping this Christmas, including avoiding overspending on my kids. Take a look at what else I'm doing to save …
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I'm Applying for a Mortgage. Here's How Long It Took Me to Finish My Application
Nov 6, 2023
Finding and applying for the right mortgage loan takes time. Keep reading to learn what to expect.
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3 Tips to Master the Money Habits of the Rich
Nov 6, 2023
If you want to become rich, try to master the money habits of the wealthy. Take a look at the habits that can help you …
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This Is the Biggest Holiday Shopping Mistake I've Ever Made
Nov 6, 2023
Buying too many toys for my young child was the biggest holiday shopping mistake I ever made. Find out why I won't do it again.
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The 3 Best and Worst Products I've Bought at Sam's Club
Nov 6, 2023
There are some great products to buy at Sam's Club, including patio furniture, shoes, and throw blankets. But read on for the products to miss.
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4 Mistakes Shoppers Always Make on Black Friday
Nov 6, 2023
Black Friday is one of the biggest shopping days of the year. If you plan to participate, be sure to avoid these four errors that …
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5 Reasons You Need a Good Homeowners Insurance Policy
Nov 6, 2023
Having the right homeowners insurance is crucial for every property owner. Keep reading to learn why.
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Is Going Without Home Insurance Worth the Risk?
Nov 6, 2023
Going without home insurance is not worth the risk and some lenders won't allow it. Find out just how much of a disaster it could …
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Can -- and Should -- You Sue Your Family Members if They Cause a Car Accident That Harms You?
Nov 4, 2023
When someone is in a car accident with a family member, it can make sense to sue in order to get compensation for injuries. Here's …
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4 Reasons to Consider Switching Your Home Insurance
Nov 4, 2023
Homeowners insurance provides important protection, but there may be times when it makes sense to switch insurance companies. Learn when to consider it.
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These 3 Mortgage Red Flags Could Mean You're in for Financial Hardship
Nov 4, 2023
When getting a mortgage, make sure it's a loan you can afford for the long haul. Keep reading to learn how to tell if your …
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It's OK if You Don't Know How to Pick Stocks. Here's What You Can Do Instead
Nov 4, 2023
You don't have to be good at picking stocks to invest. You can choose ETFs and can gain exposure to the market with minimal risk. …
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House Closing Delayed? Beware This Potential Problem
Nov 4, 2023
If you have a delayed closing, you could end up with your rate lock expiring, which can cost you extra. Read on to learn how …
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I Would Never Take Out a Mortgage That Included This Fee
Nov 4, 2023
When I look for a mortgage loan, a prepayment penalty is a dealbreaker. Here's why I'd steer clear of a mortgage that has one.
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This Was the Biggest Benefit of Switching to Online Banking for Me
Nov 4, 2023
Online banking means getting to do everything without visiting a bank branch. Learn whether switching to an online bank is a good idea for you.
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I Always Thought Title Insurance Was a Waste of Money Until This Happened to Me
Nov 4, 2023
I've resented having to buy title insurance in the past because it's expensive and I didn't see the point. Learn why I've changed my mind …
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How Much Faster Can You Pay Off Your Credit Cards if You Add $10 to Your Monthly Minimum?
Nov 4, 2023
Adding more to a credit card payment can make a big difference because the money goes directly to repaying your principal. Read on to learn …
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My House Has Gone Up in Value. Here's Why I'm Not Happy About It
Nov 4, 2023
My home value has increased, but this has just resulted in higher property taxes. Learn more about why a higher home value doesn't always benefit …
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Almost All My Money Is in One Simple Investment. Here's Why
Nov 3, 2023
I have the majority of my money in an S&P 500 index fund. Keep reading to find out why I invest simply, and whether you …
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I Only Spend 10 Minutes a Month Managing My Money. Here's How
Nov 3, 2023
I've streamlined my money management process by automating as much as possible and simplifying my budget. Read on to learn how my techniques make life …
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If Your Appraisal Comes Back With These 5 Issues, Your Mortgage Loan May Fall Apart
Nov 3, 2023
If an appraiser spots health and safety issues, a lender may not be willing to provide a home loan until the problems are corrected. Find …
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Ask Yourself These Questions to Decide Whether to Take Out a Personal Loan or a Home Equity Loan
Nov 3, 2023
You may be able to borrow via a personal loan or a home equity loan -- but it's important to understand the differences between the …
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Making Changes to Your House? Beware This Surprise Future Cost
Nov 3, 2023
If you're improving your home, you need to be aware that the changes you are making could impact your property taxes. Read on to learn …
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Will You Get a Big Tax Bill After Selling Your House?
Nov 3, 2023
You may owe taxes on a home sale if you made a profit, but you're allowed to exclude gains if you meet certain requirements. Here's …
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Does Your Emergency Fund Belong in a CD?
Nov 3, 2023
If you are saving money for emergencies, it typically should not be in a CD. Here's why a CD could be a problematic place for …
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4 Home Insurance Myths You Shouldn't Believe
Nov 3, 2023
Not having the right home insurance could be a costly mistake. Don't fall victim to these four misconceptions about homeowners insurance.
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Going Abroad for the First Time? Check if Your Card Has This Feature First
Nov 2, 2023
You don't want a credit card with a foreign transaction fee if you are traveling outside of the United States. Find out why.
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So You Bought Life Insurance. Do You Ever Have to Think About It Again?
Nov 2, 2023
After buying life insurance, it's tempting to just assume this task is done. But read on for the circumstances where changes must be made to …
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These 4 Simple Mistakes Could Make It Harder to Sell Your Home
Nov 2, 2023
If you skip decluttering your space or leave your pets at home during a showing, this could make selling your house harder. Find out why.
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How Much Will It Cost You to Wait to Start Investing?
Nov 2, 2023
Putting off investing can cost you a lot of extra money because you won't benefit as much from compound interest. Find out what you need …
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Do Investment Fees Really Matter to Your Portfolio Balance?
Nov 2, 2023
Investment fees can make a huge difference in how much money you end up with when you invest. Find out what they can do to …
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You Need to Understand These 4 Types of Car Insurance Coverage
Nov 2, 2023
Car insurance is not one size fits all. Keep reading to learn what types of coverage you need.
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I'm Not Adding Property Taxes and Insurance to My Monthly Mortgage Payment. Here's Why
Nov 2, 2023
When I get a mortgage, I opt out of escrowing my taxes and insurance. Should you consider this move, too? Keep reading to find out.
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So You Rescued an Older Pet. Does It Make Sense to Get Pet Insurance?
Nov 2, 2023
Putting a pet insurance policy in place for an elderly pet still makes sense. Read on to learn why.
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I Didn't Get to Pick My Home Appraiser Even Though I Had to Pay Them. Here's Why
Nov 2, 2023
Home buyers don't get to shop around for an appraiser because there are strict regulations in place. Read on to learn how this can impact …
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How Will You Pay Living Expenses if Your Home Is Destroyed By Disaster?
Nov 2, 2023
When a home is destroyed, it may be a while before homeowners can move back into it. Learn what insurance coverage you need to cope …
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You Won't Get Rich by Putting Money in Savings. Do This Instead
Nov 1, 2023
Putting money in savings won't earn the returns you need to get wealthy -- but taking these simple steps can make it happen. Find out …
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Court Finds Realtors Guilty of Inflating Commissions. Here's What It Means for Consumers
Nov 1, 2023
A Kansas City jury determined that real estate agents acted illegally. Find out how it could change the way people pay when buying and selling …
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Wondering How to Build Credit? This Card Could Be the Answer
Nov 1, 2023
You can get a secured credit card even if you have poor credit or no credit history at all. Learn how these cards are perfect …
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3 Steps to Take Before You Get a Personal Loan to Pay Off Credit Card Debt
Nov 1, 2023
It's best to approach debt payoff with a solid plan. Keep reading to learn why this applies when you're getting a debt consolidation loan.
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When Does It Make Sense to Open a Taxable Brokerage Account?
Nov 1, 2023
Opening a taxable brokerage account is a smart choice if you've claimed key tax breaks already. Here's what you need to keep in mind.
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Here's Why I Always Pay My Insurance Premiums Annually Instead of Monthly
Nov 1, 2023
Insurers are often willing to accept payments once per year, rather than once per month. Learn why one writer opts to pay annually.
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How Much Would a $5,000 Credit Card Balance Cost if You Only Paid the Minimum?
Oct 31, 2023
Paying only the minimum on a $5,000 card balance would leave you in debt for decades and cost thousands in interest. See just how much …
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What Happens if You Don't Insure Your Home for the Full Value?
Oct 31, 2023
Homeowners insurance pays for covered losses, but it's important to get the right policy in place. Read on to learn why.
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3 Reasons Paying Off Your Mortgage Early Doesn't Pay
Oct 31, 2023
Getting out from under a mortgage loan sooner might seem like a good idea, but the reality is that it's often not a smart financial …
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Why the Holiday Season May Be the Perfect Time to Open a New Credit Card
Oct 31, 2023
If you're planning on spending money on holiday gifts, opening a new credit card could make a lot of sense. Check out what you should …
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Buying Your First Homeowner's Insurance Policy? Here's What to Look For
Oct 31, 2023
Getting homeowners insurance is an important step on the road to buying a home. Find out the most important considerations to make when you pick …
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Mortgage Points Could Lower Your APR. Here's Why You Probably Don't Want to Buy Them Now
Oct 31, 2023
Mortgage points allow you to buy down the rate you'll pay by prepaying interest. Learn why they're not a good idea in this rate environment.
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How Much Would the Monthly Payments Be on a $25,000 Car?
Oct 31, 2023
A $25,000 car comes with payments that are determined based on length of repayment timeline and interest rate. Check out monthly costs here.
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Getting a Balance Transfer? Do This First
Oct 31, 2023
Before getting a balance transfer, figure out whether you can pay off the full transfer amount before the promotional rate expires. Find out why.
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Why a Totaled Car Is Almost Certain to Cost You Money Even if Insurance Pays
Oct 31, 2023
There are some costs associated with buying a new car that won't be included when insurance pays you for your old vehicle. Here's what you …
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I'm Remodeling My House. Here's Why I'm Making Sure to Get Permits
Oct 31, 2023
Without permits, I could have to tear out upgrades or I could find myself having a hard time if I want to sell the property. …
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As Soon as My Kids Have Income, They'll Be Opening This Type of Brokerage Account
Oct 30, 2023
When my kids start earning money, I will have them open Roth IRAs of their very own. Read on to learn why.
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Can You Open an IRA With Any Brokerage Firm?
Oct 30, 2023
You can open an IRA with many of the top brokerages. Here's what to watch out for when you're choosing one.
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Need Cash Out of Your House? Here Are Your Options
Oct 30, 2023
To get money, you could sell your home, do a cash-out refinance, or choose a home equity loan or HELOC. Find out how to decide …
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How Much Should You Have in Savings if You're Worried a Recession is Coming?
Oct 30, 2023
Many Americans have been concerned about an impending recession. Keep reading to learn how much money to keep in your emergency fund.
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Uber Eats Will Begin Accepting SNAP Benefits in 2024. Here's What That Means for You
Oct 30, 2023
Starting next year, you can have your groceries delivered by Uber Eats, even if you're using SNAP benefits to pay for them. Find out what …
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3 Insurance Policies You Didn't Know You Needed
Oct 30, 2023
Most people have heard of auto insurance and health insurance. Read on for a few types of insurance policies that are not so well-known.
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I Bought Season Passes to an Amusement Park I Only Planned to Visit Twice. Here's Why
Oct 30, 2023
Often, buying season passes can actually be a better deal than buying two-day tickets. Here's what you need to keep in mind.
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Will Auto Insurance Cover You if Your Car Is Stolen?
Oct 30, 2023
Auto insurance can provide coverage for a stolen car, but only if the right protections are in place before the theft occurs. Here's what you …
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Here's Why a Costco Membership Just Got Even Better
Oct 29, 2023
Costco is offering low-cost medical visits, which is another major membership perk. Here's what you need to know about the new feature.
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Don't Wait Until January to Make These Credit Card Resolutions. Get Started Now
Oct 29, 2023
Jan. 1 is a common date to start working on a New Year's resolution. Learn why you shouldn't wait to improve how you manage your …
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I Made a Big Down Payment on My Recent Home Purchase. Should You Do the Same?
Oct 29, 2023
A 20% down payment is recommended when you buy a home. Keep reading to learn why one writer decided to put down more.
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Looking for an Affordable Lunch Out? Don't Pass Up This Surprising Spot
Oct 29, 2023
Many Americans report that convenience stores provide good food at a good price. Learn whether it's worth ordering your next lunch from one.
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You Need a Home Inventory to Buy Home Insurance. Here Are 2 Reasons Why
Oct 29, 2023
A home inventory is a detailed summary of the personal property in a home. Here's why it's so important to have one.
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What Does Taking Out a Personal Loan Do to Your Credit Score?
Oct 29, 2023
A personal loan is reported to the credit reporting agencies. Take a look at what this could mean for your credit score.
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Do You Really Need a Retirement Account When You're Getting Social Security?
Oct 29, 2023
You need money saved for retirement to supplement Social Security. Here's how to get started.
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I Made a Big Profit by Accidentally Investing in Vacant Land. Here's Why I Won't Try to Do It Again
Oct 29, 2023
I bought a lot to build on, but decided not to move forward. Although I sold at a profit, here's why I wouldn't do it …
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Gassing Up Our RV Costs a Fortune. Here's How We Save at the Pump
Oct 29, 2023
It can be expensive to put gas in an RV. Keep reading for ways to save money on fuel.
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The 3 Worst Financial Mistakes You Could Make In Your 20s
Oct 29, 2023
Your 20s are your first full decade of adulthood. Keep reading to learn what not to do when you're just getting started with managing your …
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3 Signs You're Absolutely Not Ready to Open Your First Credit Card
Oct 29, 2023
Opening a credit card is a big deal for your finances. Here's how to tell it's not the right move for you right now.
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Can You Change Homeowners Insurers if You Pay Insurance Costs as Part of Your Mortgage?
Oct 29, 2023
When you pay home insurance out of an escrow account, it's still possible to change insurers, but it can be a little more complicated. Here's …
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Can You Fund Really Big Purchases With a Personal Loan?
Oct 28, 2023
It is possible to finance really big purchases with a personal loan. Keep reading to learn what to consider when looking for a lender.
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4 Expenses College Students Should Never Put on a Credit Card
Oct 28, 2023
College students need to be careful not to get into credit card debt. Learn which expenses it's best not to charge.
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What's So Bad About Carrying a Credit Card Balance?
Oct 28, 2023
Using a credit card for purchases makes good sense. But find out why carrying a balance on it should be avoided at all costs.
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How Quickly Can Investing Make You a Millionaire?
Oct 28, 2023
Investing can help make you a millionaire, but the speed at which that happens will depend on a few factors. Check out what you need …
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Should You Pay More Than the Minimum on Your Personal Loan?
Oct 28, 2023
If you have a personal loan, you may have the option to make extra monthly payments. Read on to decide if that's a good idea.
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I'm Buying a House That Wasn't for Sale. Here's How I Made It Happen
Oct 28, 2023
I'm purchasing a home that was not listed for sale because there was nothing on the market for me. Read on to learn why thinking …
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I Have to Pay My Own Taxes as a Freelancer. Here's How I Budget for That Big Expense
Oct 28, 2023
I don't have an employer to withhold money from my paycheck and send it to the IRS. Keep reading to learn the steps I take …
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Does Having a Small Down Payment Mean You Aren't Ready to Buy a House?
Oct 28, 2023
Many first-time buyers make a low down payment. Keep reading to learn the potential consequences of doing so.
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Can You Start a Business With a Partner Without a Partnership Agreement?
Oct 28, 2023
If you run a business as a partnership, the law may not require you to have a partnership agreement -- but you should put one …
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Should You Remodel or Move? Here's How to Decide
Oct 27, 2023
Remodeling and moving can both allow you to get a better home. Keep reading to find out what to consider when you're making the choice.
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How to Set Up Automatic Retirement Savings if You Don't Have a 401(k)
Oct 27, 2023
Automatic 401(k) contributions increase retirement savings rates, but you can still automate retirement investing even if you don't have a 401(k). See how.
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You Can't Deduct Roth IRA Contributions. Here's Why It's Worth Making Them Anyway
Oct 27, 2023
You don't get any upfront tax breaks when you invest in a Roth IRA. Keep reading to learn about the other benefits these investment accounts …
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Planning to Use Your Credit Card for Holiday Purchases? Do This First
Oct 27, 2023
Make sure your credit card is going to reward you for the spending you do most. See what you need to consider before you start …
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Buy a New Home? Don't Forget to Apply for a Homestead Exemption
Oct 27, 2023
A homestead exemption allows you to save on property taxes. Read on to learn why it's worth applying for it ASAP.
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How Quickly Could You Get the Money From a Personal Loan?
Oct 27, 2023
If you need money fast, will a personal loan work for you? Find out how quickly the funds can hit your bank account.
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How Much Would the Monthly Payments Be on a $100,000 Car?
Oct 27, 2023
The monthly payments on a $100,000 car depend on the loan rate and term. Find out how much buying such an expensive car would end …
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Where Can You Get a Personal Loan?
Oct 27, 2023
Personal loans are available from a variety of lenders, including banks and online companies. Learn how to decide which type of lender is right for …
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Will Home Insurance Cover You for Water Leaks?
Oct 27, 2023
Homeowners insurance may cover water damage, depending on the cause. Keep reading to learn how your home insurer decides what to cover.
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Mark Cuban Thinks You Should Buy a 2-Year Supply of Toothpaste. Here's Why
Oct 27, 2023
Buying a two-year supply of toothpaste isn't as ridiculous as you think. Here's why the billionaire says it provides a great return on investment.
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I Bought a $278.99 Walmart Mattress. Here's How It Compares to My Expensive Tempur-Pedic
Oct 27, 2023
My Walmart mattress is just about as comfortable as the Tempur-Pedic, and it's a lot less heavy. Here's how the two mattresses stack up against …
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I'm Charging All My New Appliances on a Credit Card. Here's Why.
Oct 26, 2023
I'm purchasing a bunch of new appliances for the home I'm remodeling. Learn why it makes sense to use my credit card for these costs.
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You Can't Afford to Wait Until New Year's to Get Started Working on These Important Money Goals
Oct 26, 2023
New Year's resolutions to improve your finances are too vital to put off. Keep reading to learn what to focus on now -- rather than …
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This Is the Ultimate Secret to a Secure Retirement if You Aren't Wealthy
Oct 26, 2023
If you don't have a lot of money to invest, you need to make your money work for you. Learn how you can do that …
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94% of Americans Are Worried About the Cost of Food. Here's What to Do if You're One of Them
Oct 26, 2023
The cost of food is a major concern for many people. Learn the steps to take to save money on your grocery purchases.
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I Have a $95,000 Credit Limit. Here's Why -- and How I Made It Happen
Oct 26, 2023
Having a high credit limit is better for my credit score. Find out why I haven't been shy about asking for increases from my credit …
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Can't Make Payments on a Debt? Take These 3 Steps Right Away
Oct 26, 2023
If you can't pay your debt, you should see what options you have. Learn how to cope with debt payments you're struggling to afford yours.
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How Much Do You Need to Save Each Day to Become a Millionaire by 65?
Oct 26, 2023
Many people aspire to retire at age 65. If you want to be a millionaire when you leave work, you should start saving ASAP. Find …
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Feel Like You're Always Broke? 4 Steps to Take to Fix Your Situation
Oct 26, 2023
If you're struggling to keep up with the costs you have to pay, you're not alone. Read on for tips that could give your budget …
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If You Sell Your House for $100,000 More Than You Paid, Will You Make a Profit?
Oct 26, 2023
If you sell your house for a significant amount more than you bought it for, you might make a profit -- but it's not a …
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I Spent a Fortune to Go on Vacations This Summer. Here's Why I Don't Regret It
Oct 26, 2023
Summer travel is a major priority for a lot of people. Learn why one writer didn't mind spending big on vacations this year.
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Selling Your Home? Here's Why You Should Clear Out for Showings
Oct 26, 2023
If your home is on the market, you can give potential buyers the chance to speak freely -- and to imagine living in the property. …
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Want to Turn $182,000 Into $1 Million? Just Do This
Oct 26, 2023
If you save $506 per month for 30 years, you'll have invested $182,160 of your own money. Learn how compound growth will make it into …
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Could the Quarter Challenge Help You Boost Your Savings?
Oct 25, 2023
Finding ways to save extra money can be challenging, but this challenge is an easy option. Read on to learn how it might leave more …
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Applying for a Mortgage Soon? You Need to Be Extra Careful With Your Credit Cards Right Now
Oct 25, 2023
Mortgage lenders will look at your credit score and outstanding debt. Learn how to ensure they don't spot any red flags when you apply for …
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3 Times When Spending Money Actually Saves You Money
Oct 25, 2023
When you're paying for professional advice or buying items you'll use often, it can be more financially sound to spend a little extra. Find out …
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Home Prices Are Still Climbing. Can You Afford to Buy?
Oct 23, 2023
The median existing home sale price climbed again in August. Find out how to decide whether you can fit the costs of homeownership into your …
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How I'm Keeping My Candy Budget Down (and Avoiding Waste) This Halloween
Oct 20, 2023
Halloween means buying candy, right? Keep reading to learn how one writer is coping with the extra expense in a unique way.
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So You Have a Taxable Brokerage Account. When Will You Actually Owe Taxes?
Oct 18, 2023
If you have a taxable brokerage account, you'll be taxed when your investments make a profit. But that doesn't mean you have to pay taxes …
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3 Big Differences Between Personal Loans and Credit Card Debt
Oct 18, 2023
Personal loans and credit cards both allow you to borrow money. Here are the key differences you need to know.
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Do You Need a Lawyer to Incorporate Your Business?
Oct 16, 2023
Incorporating your business has many benefits. But should you hire an attorney to get the process started? Here's what you need to know.
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It's National Retirement Security Week! Here Are 3 Tricks to Make Sure Your Golden Years Are Financially Stable
Oct 15, 2023
National Retirement Security week is a great time to make sure you're prepared for your future. Here's how to get the security you deserve.
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3 Things New BJ's Members Need to Know
Oct 13, 2023
If you've just become a member of BJ's, there are a few key facts to be aware of. Discover how to make the most of …
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What Does It Mean When an Appraisal Is Subject to Repairs?
Oct 13, 2023
Sometimes, appraisers will indicate that their estimation of a home's value is based on repairs being completed. See what this means for your home sale.
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What Is Dollar General's pOpshelf, and Should You Shop It?
Oct 12, 2023
There's a new division at Dollar General called pOpshelf, and it could be coming to a shopping center near you. Learn whether it's worth checking …
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Here's the Surest Way to Someday Become a Millionaire
Oct 12, 2023
Lean on automatic investments to help you reach millionaire status. Read on to learn how.
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3 Signs You Should Steer Clear of Dollar Store Shopping
Oct 12, 2023
Shopping at dollar stores may seem like a good way to save money, but it's not always the best option. Check out three signs you …
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5 Fall Favorites to Buy From the Dollar Tree
Oct 11, 2023
If you're celebrating the season, the Dollar Tree has you covered. Check out these fall favorites, from candy pails to decorative dishes.
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This Was the Most Important Factor in Choosing My Mortgage Lender
Oct 10, 2023
When I was shopping for a mortgage, there was one thing I prioritized above all other criteria. Here's why.
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I Only Buy Used Clothes for My Kids. Here's How I Find the Best Deals
Oct 10, 2023
I love finding the best deals on kids clothes. Take a look at the places I visit to score the biggest bargains.
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3 Financial Milestones Everyone Should Aim to Achieve
Oct 10, 2023
There are certain financial milestones that just about everyone should check off their to-do list. Find out if you've hit these milestones yet.
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How Long Should Your Personal Loan Repayment Term Be?
Oct 10, 2023
When you get a personal loan, you'll need to make a decision about how long of a loan term you want. Here's how you can …
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Does Short-Term Savings Belong in Your Brokerage Account?
Oct 10, 2023
If you have money saved for a short-term goal, should you invest it in your brokerage account to maximize potential returns? Keep these things in …
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One Simple Thing Convinced Me to Choose the House I'm Buying
Oct 9, 2023
Location was the most important factor that prompted me to purchase my soon-to-be new home. See why this mattered more than anything else.
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Do You Have This Vital Insurance Coverage for Your Small Business?
Oct 9, 2023
Your small business should have insurance to protect you in case you can't operate. Check out what you need to know.
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4 Common Life Insurance Myths
Oct 9, 2023
Many people make certain mistakes when dealing with life insurance. Read on for some misconceptions that could cause you big problems.
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3 Things That Make the Hassle of Homeownership Worth It
Oct 8, 2023
Owning your own home can be a hassle, but it also comes with several benefits. Take a look at what you should know about homeownership.
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3 Things Your Small Business Should Never Be Afraid to Spend Money On
Oct 8, 2023
Your small business needs to spend money to protect its future. Learn why you shouldn't cut corners by skipping these important items.
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4 Tricks to Save Money on Life Insurance
Oct 8, 2023
Life insurance doesn't have to be expensive. Keep reading to learn how to keep insurance costs down.
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When Do You Pay Taxes on Money in Your IRA?
Oct 8, 2023
When you're taxed on IRA funds varies, depending on whether you have a traditional or a Roth IRA. Here are the rules you need to …
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Can You Get a Mortgage Without Home Insurance?
Oct 8, 2023
It's typically not possible to get a mortgage without buying homeowners insurance. Here's what you need to know.
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5 Tips to Help You Get Approved for Your Personal Loan
Oct 8, 2023
You should check your credit and pick the right lender before applying for a personal loan. Here's how following these and other tips can help …
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Pros and Cons of Starting a Business by Yourself Instead of With a Partner
Oct 7, 2023
If you are starting a small business, you'll need to decide if you want to work with someone else or do it on your own. …
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Are These 4 Habits Keeping You Broke?
Oct 7, 2023
Impulse spending, not prioritizing savings, and carrying credit card debt could all contribute to financial insecurity. Find out how here.
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How to Successfully Shop Around for the Best Personal Loan Rates
Oct 7, 2023
Finding the best rate on a personal loan can save you thousands. Keep reading to learn how to approach rate shopping.
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Is Airline Lounge Access Worth Paying For?
Oct 7, 2023
Airline lounge access may be worth paying for if you can get a good price on it. Find out what to consider when making your …
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How Much Will a Higher Mortgage Interest Rate Really Cost You?
Oct 7, 2023
A higher mortgage interest rate could cost you a lot of extra money over time. Here's how much interest you might pay if you borrow …
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Can -- and Should -- You Refinance a Personal Loan?
Oct 7, 2023
Refinancing a personal loan is possible and it could make sense. Read on to learn when it's worth considering.
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3 Big Brokerage Account Mistakes to Avoid
Oct 7, 2023
No one starts out as an investing expert. Keep reading for a few common errors you might make when you open a brokerage account -- …
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Should You Buy a House With a Bad Roof?
Oct 7, 2023
Buying a house with a bad roof could cause problems with getting a mortgage or insurance. Read on to learn how it could make sense …
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So You Need a New Roof! Will Your Home Insurer Pay for It?
Oct 7, 2023
Home insurance will pay for a new roof when the old one is damaged by a covered loss, such as a sudden accidental event. Find …
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Do This Now if You Haven't Started Saving for the Holiday Season Yet
Oct 7, 2023
If you haven't started saving for the holidays yet, now is the time so you don't end up in debt to buy gifts and entertain. …
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4 Situations When You Should Absolutely Not Buy a Home
Oct 6, 2023
Buying a house isn't right for everyone at all times. Learn when you should opt to rent instead.
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Are Appliances Always Included When You Buy a House?
Oct 6, 2023
Built-in appliances should automatically come with the house. But find out which other appliances may not always transfer to the new owner.
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Why I Haven't Tapped My Emergency Fund in Almost 5 Years
Oct 6, 2023
I have an emergency fund but I haven't had to rely on it for almost five years. Here's why I no longer need to touch …
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Ask Yourself These Questions to Decide if a Personal Loan or a Credit Card Is the Best Financing Option
Oct 6, 2023
Personal loans and credit cards are popular ways to borrow money. Here's what to consider when choosing between them.
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401(k) Contributions Are Made Pre-Tax. So When Does the IRS Get Its Cut?
Oct 5, 2023
You get a tax break when you invest in a 401(k). But here's how the IRS makes sure it gets its cut when you're a …
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How to Quickly Figure Out How Much You Really Need to Invest for Retirement
Oct 4, 2023
Making a quick assessment of your retirement savings needs is tricky. Check out an approach that could be the way to go.
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Want to Know How All Your Friends Are Buying Homes? This Is How
Oct 4, 2023
Generational wealth is making it easier for some to buy homes. Read on to learn how you can compete if you don't have family help.
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Your Mortgage Is in Underwriting. Does This Mean You'll Definitely Get Your Loan?
Oct 2, 2023
Underwriting comes after mortgage pre-approval when your loan goes to a professional who assesses risk. Here's what can happen during underwriting.
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How My Emergency Fund Helped Save Our Dog -- and Our Finances
Oct 2, 2023
Almost five years ago, my dog needed heart surgery. Keep reading to learn how my emergency money came to the rescue.
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How Will You Get Around if Your Car Is Totaled?
Oct 2, 2023
Drivers whose car is totaled could be left waiting a while for an insurance check to get a new vehicle. Here's how extra insurance coverage …
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This Silly Mistake Cost Me Over $100
Oct 2, 2023
Forgetting to unsubscribe from an app can be a costly mistake. Take a look at some tips on how to avoid making the same error.
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If You're Doing This, You'll Never Get Ahead Financially
Oct 2, 2023
If you spend all that you earn, you'll always find yourself living paycheck to paycheck. Read on for tips on how to avoid this fate.
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So You Have Termites! Will Your Home Insurance Cover You?
Oct 2, 2023
Damage from termites can cost thousands of dollars to treat. Read on to learn whether your homeowners insurance has your back -- the answer may …
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3 Drawbacks of Using Only a 401(k) for Retirement
Oct 2, 2023
Using only a 401(k) for retirement could mean having limited access to investments. Find out what you need to know.
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3 Ways to Pay Off Your Mortgage Faster
Oct 1, 2023
If you want to pay off your mortgage more quickly, there are three possible methods you can try. Check out these options.
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How Much Can You Invest in an IRA Each Month?
Oct 1, 2023
An IRA is a retirement account that has tax benefits. But how much can you actually contribute to it each month? Find out here.
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3 Things Never to Say to Your Mortgage Lender
Oct 1, 2023
When you are getting a mortgage, you don't want to jeopardize your loan by saying the wrong thing. Don't give your lender reason to worry …
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So You Have Mold! Will Your Home Insurance Cover You?
Oct 1, 2023
Mold can be expensive to treat. Unfortunately, home insurance typically will not cover it. Find out more.
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Will Investing $100 a Month Really Make a Difference in Your Net Worth?
Oct 1, 2023
If you invest $100 a month, compound growth can help you build a substantial amount of wealth. See how much a $100 monthly investment can …
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3 Questions to Ask Yourself Before Getting a 15-Year Mortgage
Oct 1, 2023
A 15-year mortgage comes with higher monthly payments. Here's what to consider before springing for a shorter mortgage term.
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Does Paying an Extra $50 a Month on Your Credit Cards Really Make a Difference?
Oct 1, 2023
Making an extra $50 monthly payment toward your credit cards can impact how quickly you pay back what you owe. Take a look at how …
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Drowning in Debt? You May Want to Do This Surprising Thing Before You Start Paying It Off
Sep 30, 2023
While you may be tempted to throw every spare dollar at your debt, it's often better to save up an emergency fund first. Here's why …
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One Little-Known Reason to Choose a Roth IRA
Sep 30, 2023
A Roth IRA is a tax-advantaged retirement account that allows you to make tax-free withdrawals as a senior. Discover a less-discussed reason to open one.
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I'm Happy to Overpay for Insurance. Here's Why
Sep 30, 2023
I pay more for insurance than I need to because I want additional protection for my assets. Should other people do the same? Read on …
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4 Must-Dos if You Want to Save Money on Groceries
Sep 30, 2023
Nobody wants to spend more than they have to at the grocery store. Take these four key steps to keep your food spending in check.
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3 Big Reasons a Roth IRA May Be Right for You
Sep 30, 2023
A Roth IRA can be a great investment account option. Here are three reasons why you may want to consider investing in one.
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Could This Surprising Technique Actually Help You Cut Spending?
Sep 29, 2023
If you're trying to reduce your spending, a creative approach could be just the thing you need. Read on for a tip to try.
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You'll Never Guess How Much Faster You'll Pay Off Your Mortgage With $100 Extra per Month
Sep 29, 2023
An extra $100 in your monthly mortgage payment could cut years off your loan time. Here's how big of an impact this extra money could …
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1/3 of Americans Believe They Won't Be Able to Retire, According to New MIT Study
Sep 29, 2023
Many Americans responding to an MIT study expressed concerns about when they'd be able to retire. Find out what to do if you're one of …
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Did You Buy Something at Sam's Club Before It Went on Sale? You Could Get Some Money Back
Sep 28, 2023
If you purchased an item online or in store from Sam's Club within 90 days, you may be able to get a price adjustment. Here's …
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Want to Be Rich? Follow These 3 Simple Steps
Sep 28, 2023
If you want to be wealthy, you should focus on earning more money, investing over time, and being smart about how you spend your money. …
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Will You Be House Poor After Your Home Purchase? Here's How to Tell
Sep 26, 2023
If you spend more than 25% of your income after taxes on a home, you may find yourself house poor. Find out what you need …
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Don't End Up Surprised When Your Home Insurer Won't Cover These Disasters
Sep 26, 2023
Homeowners insurance provides protection from financial loss caused by a covered disaster. But be aware that insurance won't cover these calamities.
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Here's What Appraisers Look at When Deciding What a Home Is Worth
Sep 23, 2023
Appraisers look at many factors when deciding what a home is worth, including what properties nearby have sold for and how yours compares. Find out …
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Could a Personal Loan Help You Improve Your Financial Situation?
Sep 23, 2023
A personal loan could make a positive impact on your finances if you use the money to reduce your debt payoff cost. Learn more here.
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I'm Putting a New Roof on the House I'm Buying. Here's How Much It's Going to Cost Me
Sep 23, 2023
My new roof is going to cost me around $34,000. Discover how the costs of homeownership don't stop at your mortgage loan.
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What Happens if You Have Too Little Money in Your Brokerage Firm as a Retiree?
Sep 23, 2023
If you have too little money in your brokerage account as a retiree, you could struggle to make ends meet. Read on for some problems …
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When Will You Make Your First $100,000 in Your Investment Account?
Sep 22, 2023
The timeline for reaching $100,000 in a brokerage account can vary. Find out when you'd hit this target and why it matters.
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Here's How Property Taxes Are Calculated on Your Home
Sep 22, 2023
Property taxes are usually based on your home's appraised value and the local millage rate. Find out more about how much these taxes could cost …
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Maxed Out Your 401(k)? Here's Where to Put the Rest of Your Money
Sep 22, 2023
Once you have maxed out your 401(k), you may want to put money into other retirement savings accounts or a taxable brokerage account. Find out …
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Can You Buy a Car With a Credit Card?
Sep 21, 2023
You usually cannot pay for a car entirely with a credit card, but you may be able to charge part of your car. Find out …
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The House I'm Buying Is a Fixer Upper. Here's How I Made Sure I Wouldn't Have a Problem With the Appraisal
Sep 20, 2023
If you're buying a home with a mortgage loan, your lender will require an appraisal. Read on for steps to take to ensure it won't …
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Why Does a Car Accident Raise Your Insurance Rates Even if You Aren't at Fault?
Sep 19, 2023
Since it's costlier to do business with someone in an accident, insurers may pass the extra premiums on. Read on to learn more.
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Is It Ever OK to Skip Saving Up an Emergency Fund?
Sep 19, 2023
You should not skip having an emergency fund. Keep reading to learn why having one should be a priority for your finances.
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Here's How to Manage Your Checking Account Effortlessly
Sep 18, 2023
Having a handle on your checking account is an important part of managing your finances. Learn what steps you can take to make using it …
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I Had a Hard Time Cutting My Restaurant Spending. Here's What I Did
Sep 18, 2023
Spending money at restaurants was something I just didn't want to give up. Here's a different approach I took to help me stay within budget.
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I'm Buying a House Despite Mortgage Rates Being High. Here's Why
Sep 18, 2023
Although mortgage rates are high right now, buying a house is the right decision for our family. Discover why it might be worth taking on …
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3 Ways to Save Up an Emergency Fund ASAP
Sep 17, 2023
It's important to have money saved up in case any unexpected expenses strike. Read on for a few moves to try.
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How Much Money Would You Need Invested to Produce a $100,000 Retirement Income?
Sep 17, 2023
If you want to have $100,000 in retirement income, you need to have around $2.5 million saved. Find out how the math works out.
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Are You Late to Start Investing? Here's How to Catch Up
Sep 17, 2023
If you're behind on retirement savings, it's time to figure out how much you need to get caught up and prioritize investing for your future. …
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This Is How Many Mortgage Quotes I Got When Shopping Around for My Home Loan
Sep 16, 2023
When I shopped around for a mortgage, I got five different quotes. Here's why I got so many, and why it pays off to compare …
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These 5 Cold Medicines Don't Work as Well as We Thought. What Should You Buy Instead?
Sep 14, 2023
Five popular cold medicines contain an active ingredient that an FDA advisory panel recently determined most likely doesn't work. Look for these options instead.
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Don't Waste Money on This Popular Cold Medicine That Doesn't Work
Sep 14, 2023
Phenylephrine is the main ingredient in many over-the-counter cold medicines. But, find out why you could be wasting your money if you buy them.
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Here's Why (and How) I Kept My Credit Card Balance at $0 When Applying for a Mortgage
Sep 14, 2023
When I was applying for a mortgage, I made sure my credit report reflected that there was a $0 balance on my credit cards. Keep …
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4 Kids' Items I Only Buy Used -- and 3 Items I Only Buy New
Sep 14, 2023
I always buy used shoes, clothing, and baby toys for my kids but I will never purchase a used car seat or high chair. Find …
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4 Rich People Habits You Should Copy
Sep 13, 2023
Rich people use debt as a tool and focus on making smart investments to help get ahead. Here's what else you can learn from them.
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3 Reasons Not to Max Out a 401(k)
Sep 12, 2023
Maxing out a 401(k) may seem like a smart financial move, but there are plenty of reasons this may not be a great idea. Read …
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How Much Would the Monthly Car Payment Be on a $50,000 Car?
Sep 10, 2023
The monthly car payment on a $50,000 car could be $724 or much more depending on your circumstances. Find out more here.
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I'm Buying a House That Needs to Be Renovated and I Ran Into This Issue When Getting Insurance
Sep 9, 2023
The house I'm buying has a roof that's not in great shape, which made it challenging to buy homeowners insurance. Here's what I did.
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3 Habits of People Who Are Never Broke
Sep 9, 2023
People who are never broke use money in certain ways. Here's how you can embrace their tricks.
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Pros and Cons of Incorporating Your Small Business
Sep 9, 2023
Incorporating a small business has many benefits, but there are also some downsides too. Here's what you need to know to decide whether to incorporate.
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Will You Need Money in Reserve to Get Approved for a Mortgage?
Sep 9, 2023
Getting approved for a mortgage may require you to show that you have enough money to cover the bills for a few months after closing. …
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Here's What Happens When Your Mortgage Loan Is Sent to Underwriting
Sep 8, 2023
Underwriting is a key step in getting a mortgage loan, but your pre-approved loan could be denied in the process. Learn more here.
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I'm Closing on a Mortgage Soon So I'm Absolutely Making Sure to Avoid These Financial Moves
Sep 8, 2023
I want to make sure my mortgage loan goes off without a hitch. Read on to learn what I'm taking care not to do until …
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3 Types of Investment Accounts You Need to Know About
Sep 8, 2023
You can invest money in many different kinds of accounts. Read on for three accounts to explore, so you can decide which ones are right …
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3 Ways I Make Managing My Money Simple
Sep 8, 2023
I don't want to spend a lot of time managing my money, so I've adopted a few simple techniques to make it easy. Here are …
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Pros and Cons of Starting a Business With a Partner Instead of Going Solo
Sep 8, 2023
If you're starting a small business, you'll have to go it alone or get a partner to help you make your company a success. Here's …
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3 Reasons You May Regret Getting a Personal Loan
Sep 8, 2023
A personal loan can be a great borrowing option, but you might regret it later. Discover why a personal loan may not always be a …
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What Assets Can You Use to Get a Secured Personal Loan?
Sep 7, 2023
A secured personal loan allows you to pledge collateral to borrow. Here are some of the assets you can potentially use to get approved for …
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4 Huge Downsides of Running Your Own Company
Sep 7, 2023
Thinking of running your own company? Be sure to consider these downsides before you move forward.
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3 Things to Know About Shopping at Dollar Tree Online
Sep 6, 2023
You can buy Dollar Tree items online, but there are some things to know first -- including minimum quantity requirements. Find out more here.
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Do You Need More Life Insurance if You Have Another Baby?
Sep 6, 2023
When adding a baby to the family, many people should consider increasing their life insurance coverage. Here's what you need to know.
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2 Stores Beat Trader Joe's in Consumer Popularity, and You'll Never Guess What They Are
Sep 6, 2023
Both Kroger and 7-Eleven have higher consumer popularity ratings than Trader Joe's. Find out why, along with some tips on picking the best stores.
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Here Are 3 Reasons You Absolutely Should Share a Bank Account With Your Spouse
Sep 6, 2023
Sharing a bank account with your spouse makes a lot of sense. Be sure to check out these three reasons why research shows it's often …
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3 Tips to Make Shopping for Insurance Easier
Sep 6, 2023
When shopping for insurance, these pointers can help make the process faster, easier, and more effective. Give them a read before getting quotes for coverage.
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Does Your Income Make You Upper Class, Middle Class, or Lower Class?
Sep 5, 2023
Where does your income fall relative to your fellow Americans? Find out how much the lower, middle, and upper classes are making.
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4 Reasons Never to Take Money Out of Retirement Accounts Early
Sep 5, 2023
If you're considering early withdrawal from your retirement accounts, you should rethink that decision. Find out more.
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Here's What to Do if You're Ready to Buy a House and Don't Like Any That Are on the Market
Sep 5, 2023
It can be frustrating to not be able to find a home when you're ready to buy one. Check out five steps that could help …
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Thinking of Becoming an Extreme Couponer? Here's What to Know Before Getting Started
Sep 5, 2023
There's more to this money-saving method than just clipping some coupons. Here's what you should be aware of if you're thinking of trying it out.
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My New HOA Has These 4 Ridiculous Rules -- Here's Why I Don't Care and I'm Buying Anyway
Sep 5, 2023
Buying a home in an HOA neighborhood might mean you're subject to some extreme rules. Find out why I decided those restrictions were worth it …
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4 Reasons I Agreed to a Long Closing Time on the Home I'm Buying
Sep 5, 2023
I made an offer to buy a house in June, but the deal isn't closing until September. Read on to learn why I agreed to …
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4 Surprising Benefits of Becoming a Costco Member
Sep 4, 2023
Costco membership doesn't just offer the chance to get household products for less. Check out these four perks, including reduced insurance costs.
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Why You Have to Pay More Social Security Tax if You Run Your Own Business
Sep 4, 2023
If you run your own business, you have no employer to pay Social Security tax for you so you have to pick up the slack. …
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Should You Set Up Autopay on Your Credit Cards?
Sep 4, 2023
Autopay can help ensure you never miss a card payment, but it doesn't make sense for everyone to use this feature. Find out how to …
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4 Mistakes You Absolutely Must Avoid When Investing for the First Time
Sep 4, 2023
If you're getting started investing, you don't want to pick the wrong account or make any of these other major mistakes. Here's why.
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How a Series of Small Deposits in Your Bank Account Could Cause You Some Financial Problems
Sep 3, 2023
Could making multiple deposits in your own bank account actually be a problem? Keep reading to learn about structuring.
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I'll Soon Have Two Preschool Tuitions. Here's How I'm Planning for the Financial Hit
Sep 3, 2023
This is the last year that I won't have two kids in school. Take a look at how I'm preparing to cover the extra cost.
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Could Your Food Bills Soon Be Lower Thanks to the USDA?
Sep 3, 2023
If you've been concerned about the rising cost of groceries, some actions taken by the USDA may help you to get a little financial relief. …
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Here's How Much Money You Can Lose if You Keep Too Much in Savings
Sep 3, 2023
Having money in savings is a good thing, but having too much isn't, due to opportunity cost. Here's how much you could lose if you …
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Here's Why I Pay More Than I Need to for Insurance
Sep 3, 2023
I buy more coverage than I need so I have better protection for my assets. Discover why the extra cost is well worth it.
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One Simple Change Helped Me Cut My Online Spending
Sep 2, 2023
Many purchases made online are impulse buys. Here's one change I've made to significantly reduce the amount of money I spend on the internet.
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What Are Junk Fees and Is Your Bank Charging Them?
Sep 2, 2023
Junk fees are a big problem, and the White House is coming after those who charge them. Here's what you need to know.
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Will a Costco Membership Save You Money -- or Cost You More?
Sep 2, 2023
Costco memberships aren't always all they're cracked up to be. To find out if you'll save by joining the warehouse club, ask yourself these key …
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3 Signs You Aren't Ready to Start Investing
Sep 2, 2023
Investing is a good thing -- but not if you're unprepared financially. Here's how to tell you shouldn't put money into the market yet.
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4 Things New Costco Members Need to Know
Sep 1, 2023
If you're a new Costco member, you need to read this to learn some crucial shopping rules and about deals you may not know of. …
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3 Rules You Should Follow in Your Brokerage Account
Sep 1, 2023
If you have a brokerage account, you'll want to follow a few rules to make sure you build wealth. Here are three rules to help …
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This Is the One Condition I Put Into the Purchase Contract When I Made an Offer on a Home
Sep 1, 2023
When I put in an offer to buy the house I'm purchasing, I made my offer contingent on securing financing. Here's why.
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My Husband and I Are Both Self-Employed. This Is the Single Biggest Challenge
Sep 1, 2023
Since neither my husband nor I have health insurance through work, we're stuck buying an individual plan. This is expensive and the plans aren't great.
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I Have to Be Careful Not to Make This Mistake at the Dollar Tree
Aug 31, 2023
I love shopping at Dollar Tree, but stuff is so cheap that it can be a problem. Here's how you can keep mindless spending in …
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Insurance Is Becoming Extremely Expensive in My State. Here's What I'm Doing to Try to Keep Costs Down
Aug 31, 2023
Home insurance is increasingly costly in the Sunshine State. Keep reading to learn how I'm coping and how you can save on necessary coverage too.
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4 Reasons You Might Want to Choose a Roth IRA Instead of a Traditional Account
Aug 31, 2023
Roth IRAs have some key benefits over traditional IRAs. You can save tax breaks for retirement and take money out on your own schedule. Find …
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Do Retirees Still Need an Emergency Fund Even Though They Aren't Depending on a Paycheck?
Aug 30, 2023
Even if you're retired, you should still have emergency savings. Here are a few key reasons why that's the case.
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3 Little-Known Ways to Save Money at Costco
Aug 30, 2023
Getting a Costco membership saves you money, but you can actually go beyond that and do more if you take advantage of these three tips. …
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Is Your Personal Loan Interest Rate Above or Below Average?
Aug 30, 2023
How does your personal loan rate stack up with your fellow borrowers? Find out here, and learn some tips to get a great rate.
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Here's Where the Money in Your Monthly Mortgage Payment Is Going
Aug 30, 2023
When you pay your mortgage, the money doesn't necessarily all just go to one place. Read on to learn where it ends up.
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3 Wealth-Building Moves I'm Not Willing to Try
Aug 29, 2023
I'm trying to grow my net worth, but there are some techniques I'm not interested in. Keep reading to learn what wealth-growing methods I'm avoiding.
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3 Reasons Retirement Savings Is My No. 1 Financial Goal
Aug 29, 2023
When it comes to future planning, there's nothing I'm more focused on than retirement. Here's why I'm not taking any chances with my golden years.
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Aug 29, 2023
As my income has gone up, I've been happy to increase my spending on a few key purchases. Keep reading to learn how lifestyle creep …
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I Actually Made an Offer On a House Without Requiring an Inspection. Here's Why
Aug 29, 2023
It's typically important to make a home purchase contingent on an inspection. Keep reading to learn why one writer skipped this.
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Do Couples With Joint Accounts End Up Happier?
Aug 29, 2023
Should you combine your bank account with your spouse? Here's what the research says about joint accounts and happiness.
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4 Things New Sam's Club Members Need to Know
Aug 29, 2023
Sam's Club membership can be a great option for bargain shoppers looking for warehouse deals. Here are four things you need to know as a …
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I Decided Not to Pay Any Points on My New Mortgage Loan. Here's Why
Aug 29, 2023
When I recently applied for a mortgage to buy a home, I opted out of paying points for one key reason. Keep reading to learn …
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This Is How Much the Average American Has Lost in Retirement Savings Over the Past Year
Aug 29, 2023
With the stock market down, many Americans lost money in 2022. Find out just how much, and also why it may not matter in the …
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Thinking of Investing in a Roth IRA? This One Thing May Stop You
Aug 28, 2023
Roth IRAs have income limits. Here's how to tell if you make too much money to take advantage of this retirement account.
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What Are the Monthly Payments on a $25,000 Personal Loan?
Aug 28, 2023
A $25,000 personal loan can come with payments of differing amounts depending on a few factors. Read on to learn how to calculate your monthly …
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5 Amazing Sam's Club Buys for Under $10
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Sam's Club has some great items on sale for under $10 right now, including a rotisserie chicken as well as a dog bowl set and …
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The People I'm Buying My House From Wanted Their Tenant to Stay for a Month After Closing. Here's Why I Said a Hard No
Aug 26, 2023
If you're thinking of buying a property with a tenant living in it, you should be aware of the potential risks and downsides. Here's what …
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I'm Hoping My Next House Is My Forever Home, But Here's Why I'm Not Counting on It
Aug 25, 2023
I think I've found the perfect house to buy, but I've thought that before. Here's why you can't always count on your "forever" home to …
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I Chose a 7/6 ARM for My New Mortgage Loan. Here's Why
Aug 25, 2023
Adjustable-rate mortgages can save you on interest for the first few years of your mortgage loan. Read on to learn why one writer opted for …
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I Use My Credit Cards for Everything but I'd Never Do This
Aug 25, 2023
Although I charge all purchases on my credit card, I will not take a cash advance. Keep reading to learn why the drawbacks of cash …
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Should You Get Pet Insurance on a Rescue Dog?
Aug 25, 2023
Getting pet insurance on a rescue dog is vitally important. Here's why pet owners should make sure their new family member has the right coverage.
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Money Doesn't Belong in Your Savings Account if You're Using It for These 3 Things
Aug 25, 2023
If you are using money for retirement, healthcare expenses, or everyday expenses, it shouldn't be in savings. Read on to learn why.
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How Much Money Would You Need Invested to Produce a $50,000 Retirement Income?
Aug 24, 2023
Want to live on $50,000 per year in retirement? Keep reading to learn how to calculate your investment target to make it happen.
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3 Great Camping Items You Can Find at the Dollar Tree
Aug 24, 2023
Camping doesn't have to cost you a fortune. Check out these Dollar Tree items that will help you prepare for your next trip.
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Here's How Long It Takes for Your Savings Account to Double Due to Interest
Aug 24, 2023
It's important to know how quickly your savings can multiply so you can plan future financial decisions accordingly. Learn how you can figure it out.
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2 Signs You're Ready to Open Your First Brokerage Account
Aug 24, 2023
Opening up a brokerage account is an important life milestone. Here are a couple key signs that suggest you're ready to jump in.
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Doing These 2 Small Things Could Make a Huge Difference in Your Finances
Aug 24, 2023
If you want to improve your financial situation, cut or lower a fixed expense and commit to shopping from a list. Find out more.
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When Does It Make Sense to Delay Retirement Savings to Repay Debt?
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Putting off retirement savings can come at a huge cost. Keep reading to learn how to tell whether focusing on debt first is a good …
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3 Questions to Ask Your Partner Before Opening a Joint Bank Account
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Opening a joint bank account with a partner can help you get on the same page about shared money goals. Here are the questions you …
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I Got Multiple Quotes From Mortgage Lenders. Here's How Big the Difference in Rates Was
Aug 23, 2023
If you're buying a home, it really pays to shop around with mortgage lenders. Read on for one writer's experience with rate shopping.
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Impulse buying is incredibly common and it can make your financial life a lot harder. Read on to learn ways to stop wasting money on …
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3 Ways Emergency Savings Could Help You Avoid Serious Financial Trouble
Aug 23, 2023
An emergency fund helps you avoid major financial problems if you experience a loss of income or illness. Read on for three disasters it could …
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Here's How Often You'd Have to Buy Gas at Costco for a Membership to Pay for Itself
Aug 23, 2023
Is a Costco membership worth paying for? Keep reading to learn how buying gas can make that membership fee a good investment.
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What Are the Monthly Payments on a $10,000 Personal Loan?
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If you take out a $10,000 personal loan, the amount you would need to pay each month will be determined based on two factors. Here's …
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I Have 3 Credit Cards I Use Regularly. Here's How I Picked Them
Aug 22, 2023
Before deciding on which three credit cards to use, I took a few simple steps. Here's how I picked the right cards for me and …
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This Seasonal Item Has Arrived at Costco, So Shop Now Before It's Too Late
Aug 21, 2023
Halloween costumes are now available at Costco. Here's how keeping track of popular seasonal items can save you time and money.
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I Have a Credit Score of 811. Here's Why Getting a Mortgage Was Still a Challenge for Me
Aug 21, 2023
Getting a mortgage isn't easy when you're self-employed, as lenders get nervous when you don't have a traditional employer. Here's what you should do.
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Want to Build Credit but Scared of Credit Card Debt? This Approach Could Work for You
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Credit cards are one of the best ways to improve your credit score. Here's why you don't have to give up this benefit if you're …
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My Trip to the Amusement Park Almost Cost Me a Surprise $1,000. Here's Why
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On a recent trip to an amusement park, my phone fell out of my pocket on a roller coaster. Read on to learn the move …
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My Housing Costs Will Go Up When I Buy My New House. Here's How I Made Sure I Was Ready
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I'll soon be buying a new house that's going to cost more every month than my current home. To be sure I was ready, I …
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4 Great Costco Gifts for Newlyweds
Aug 11, 2023
If you're looking for a present for a newly married couple, let Costco help you. Check out these four gift ideas that any couple would …
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4 Mistakes You Can't Afford When Buying Insurance
Aug 9, 2023
Insurance is an important purchase. Keep reading to learn what not to do when you're getting a new policy of any kind.
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3 Dave Ramsey Tips to Follow (and 3 to Ignore) About Vacation Spending
Aug 9, 2023
Dave Ramsey gives a lot of advice about budgeting for your next trip. But is all his advice about saving on vacations worth following?
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3 Great Costco Gifts for a Baby Shower
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A baby shower is a wonderful celebration, and these Costco gifts can help make the day even more special. Check out options any new parent …
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2 Reasons I Will Only Make Big Purchases With a Credit Card
Aug 8, 2023
I make all big purchases with a credit card for two key reasons. Learn more about how to take advantage of these major perks.
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4 Car Insurance Moves to Make if You're Getting a New Car
Aug 8, 2023
When buying a new ride, it's important to address key auto insurance issues, such as comparing rates on different vehicle models. Find out more.
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2 Reasons I Love Amazon Subscribe and Save
Aug 8, 2023
I love using Amazon's Subscribe and Save service for two key reasons. Learn what they are and how they can help you too.
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3 Signs You Have Too Much Money in Savings
Aug 8, 2023
Yes, it's possible to have too much in your savings account. Keep reading to learn how to tell, and what to do with excess saved …
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4 Reasons I Sometimes Buy From Amazon Even if an Item Is More Expensive
Aug 8, 2023
I often purchase items from Amazon even if I could get them cheaper elsewhere. Keep reading to learn why.
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3 Reasons I Always Pay for Vacations With a Credit Card
Aug 8, 2023
Whenever I book a vacation, I put it on a credit card. Here are three reasons why I do this, with the most important factor …
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5 Costs First-Time Home Buyers Need to Be Ready For
Aug 7, 2023
Some of the expenses of homeownership may come as a shock to first-time buyers. Take a look at five expenses you must be ready for.
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3 Great Reasons to Get a Personal Loan
Aug 7, 2023
Getting a personal loan could be a good idea if you are consolidating debt or avoiding more expensive borrowing. Check out these great reasons to …
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4 Home Inspection Issues That Should Be Deal-Breakers
Aug 7, 2023
A home purchase should be contingent on an inspection. Find out what to do if the inspection shows issues with the foundation or these other …
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4 Reasons I Worked Hard to Earn an 810 Credit Score
Aug 7, 2023
I have worked hard to get an 810 credit score so I can get affordable loans. Find out a few other perks I enjoy because …
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4 Questions to Ask Yourself Before Buying a Fixer-Upper
Aug 7, 2023
If you are considering buying a fixer-upper, be sure to ask yourself if you have the time. Find out what else you'll need to deal …
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Where Should You Save Your Wedding Money?
Aug 6, 2023
When you're saving money for a wedding, you could save it in a high-yield savings account or a CD. Take a look at how to …
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How to Find Items That Are Marked Down to 1 Penny at Dollar General
Aug 6, 2023
It's sometimes possible to get items at Dollar General for a cent. Here are four steps you'll need to take to make that happen.
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The 5 Best Dollar Tree Products to Buy for Your Home
Aug 4, 2023
Dollar Tree has many great items for sale. Take a look at some products you may want to purchase to upgrade your home decor.
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The 5 Best Dollar Tree Products to Buy for Your Kids
Aug 4, 2023
Dollar Tree has a ton of fun items for children. Here are five of the best products you can buy there to provide endless fun …
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Is Living in a Gated Community Worth It?
Aug 4, 2023
Buying a house in a gated community can come at an added cost, but there are some perks. Keep reading to learn why a gate …
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What Happens if You Break HOA Rules?
Aug 4, 2023
Homeowners associations come with strict rules that you'll have to follow. Keep reading to learn what consequences you'll face if you don't.
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I'm Considering Buying a Fixer-Upper. Here's Why
Aug 4, 2023
I'm going to be purchasing a home soon. Keep reading to learn why I'm not ruling out a fixer-upper.
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3 Questions to Ask Yourself Before Buying a Condo
Aug 3, 2023
Owning a condo comes with restrictions and fees. Keep reading to learn how to decide whether a condo might be right for you.
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Here's What Happens if You Forget to Cancel Insurance Coverage
Aug 3, 2023
Policyholders may still be able to cancel coverage retroactively and get back some of the premiums paid. Check out what policyholders need to know.
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Watch Out for This Pitfall When Deciding What You Want in a Home
Aug 3, 2023
When deciding what you want in a home, you don't want to focus on features that are easy to modify. Read on to learn what …
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Moving With Toddlers Sucks. Here's How I Made It Easier
Aug 3, 2023
When I moved with my young children, I gave them jobs and abandoned all screen-time rules. Read on to learn what else I did to …
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4 Reasons I'd Rather Increase My Income Than Cut My Expenses
Aug 3, 2023
If you want to save more for financial goals, you'll either need to earn more or spend less. Read on to learn why one writer …
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I'm Looking at These 4 Things When I'm Picking a Mortgage Lender
Aug 3, 2023
There are a lot of important considerations when you select a mortgage lender. Read on to see which ones this writer is focusing on.
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3 Reasons Not to Keep Your Savings in Your Checking Account
Aug 3, 2023
Your checking account might seem like a good place to keep all your cash, but this is a bad idea. Read on to learn why …
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Here's What to Do if You Lose Your Debit Card
Aug 2, 2023
If you lose your debit card, you need to contact your bank ASAP to avoid being held responsible for charges. Find out more here.
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4 Little-Known Perks of a Costco Executive Membership
Aug 2, 2023
If you become a Costco Executive member, you can get exclusive discounts and cash back. Find out about more little-known perks of an Executive membership.
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How Big of a Savings Account Balance Is Too Big?
Aug 2, 2023
If you have an emergency fund that's larger than it should be or you have money you won't need in the short term, your account …
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Watch for This One Overlooked Number if You Get an Offer on Your Home
Aug 1, 2023
If you're selling your home, there's a crucial number you need to pay attention to. Read on to learn why a buyer's deposit matters for …
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These 3 Costs Caught Me By Surprise in My Recent Home Sale
Aug 1, 2023
When I recently sold my home, I was surprised to pay a transfer fee to the homeowners association, as well as a fee for a …
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Here's What to Do About Your Student Checking Account When You Graduate
Aug 1, 2023
When you graduate, your student account could be converted by your bank or you could decide to move your money elsewhere. Learn more here.
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Don't Forget to Budget for These Unexpected Expenses When Starting a Business
Aug 1, 2023
You'll have a lot of costs to worry about when you start your own business. Keep reading for a rundown of some bills you might …
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What the Property History Can Tell You When a Home Goes for Sale
Aug 1, 2023
When a home goes up for sale, you should look at the property history to see when it last sold and what price it sold …
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Here's What Happens When You Pay Investment Fees
Aug 1, 2023
When you pay investment fees, you'll eat into your returns. Keep reading to learn the impact of fees on your invested money.
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3 Signs You Should Avoid Costco Shopping at All Costs
Aug 1, 2023
Shopping at Costco can allow you to get great deals, but some people should avoid the warehouse club. Find out more.
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There Are No Houses for Sale in the Neighborhood I Like. Here's How I May Have Found One to Buy Anyway
Aug 1, 2023
I have been struggling to find a house to purchase. Read on to learn how I may have solved my problem by approaching people who …
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3 Ways Banks Make Money Off Broke People
Jul 31, 2023
Banks draw a lot of revenue from people who struggle with their finances. Keep reading to learn how they extract fees from people who can …
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Thinking About Starting a Business With a Friend? Be Sure to Ask These Questions First
Jul 31, 2023
You and a friend might have a great business idea, but are you ready to get it off the ground? Read on to see what …
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4 Problems I've Run Into When Buying a Home -- and How I Overcame Them
Jul 31, 2023
Buying a house sometimes comes with supply issues and low appraisals. Read on to learn how one writer copes using some creative approaches.
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Running Your Own Business? Don't Forget to Make a Retirement Savings Plan
Jul 31, 2023
When you're a small business owner, you won't have an employer to provide a 401(k). Here's why it's important to create your own plan.
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What Do Sellers Have to Tell You When They List a House for Sale?
Jul 30, 2023
Most states have required seller disclosures, and sellers also must disclose material defects. Find out what buyers need to know.
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How Much Should Retirees Have in Their Savings Account?
Jul 30, 2023
Retirees need to have enough cash savings to cover daily expenses for a while, in case of a market downturn. Learn more in this guide.
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How Much Should Retirees Have in their Checking Account?
Jul 30, 2023
Retirees should have a few months' worth of living expenses in checking and a few years' worth of living expenses in savings. Here's why.
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Are You a Good Fit for an HOA Neighborhood?
Jul 30, 2023
HOA neighborhoods come with perks such as extra amenities. But there may also be restrictions and added fees you must contend with. Find out more.
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The Person I Sold My Property to Couldn't Close on Time. Here's What We Did
Jul 29, 2023
When we sold some land recently, our buyer had to delay the closing. Read on to learn how we coped.
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4 Signs You Aren't Ready for a Joint Bank Account
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If you and your partner haven't yet had serious financial conversations or you don't have joint goals, a shared bank account may not be for …
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3 Things I Love (and Hate) About Running My Own Business
Jul 29, 2023
I love the freedom and flexibility that comes with running my own business. Keep reading to learn what I hate about being self-employed.
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Don't Forget to Make This Call if Your Credit Card Has an Annual Fee
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If your credit card comes with an annual fee, you should call your card company and ask it to waive the fee each year. Find …
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I'm Thinking of Buying a House That Needs Remodeling. Here's What I'm Doing First
Jul 29, 2023
Before I purchase a home that needs to be remodeled, I'm having a contractor come through to give me an estimate on the fixes. Read …
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Here's What to Look for in a Kid's Bank Account
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When choosing a bank account for your kids, there's a few key features you want. Keep reading to learn what they are and why they're …
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4 Clauses That Need to Be In Your Partnership Agreement When You're Starting a Business
Jul 28, 2023
Every partnership agreement should include a description of how duties will be distributed as well as a death and disability clause. Read on to learn …
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This Is the First Thing I Look at When a Home Comes on the Market
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When a home I think I might like comes on the market, I always take this first step. Read on to learn how it's saved …
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Here's When You'll Owe Taxes After Selling a House
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You may or may not have to pay taxes on a home sale. Read on to learn how capital gains taxes work for selling your …
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Watch Out for This Pitfall if You Put Your Home Sale Proceeds in the Bank
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If you add the proceeds from the sale of your house to your bank account, be sure the amount isn't more than $250,000. Keep reading …
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Can You Use a Personal Loan for a Car Down Payment?
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Using a personal loan for a car down payment may not be allowed, and it can be a bad idea for your finances. Read on …
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Are You Really Throwing Away Money When You Rent?
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When you rent a property, you're paying for a place to live. But, you do need to consider both the pros and cons of renting. …
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What Is 'Penny Day' at Dollar General?
Jul 28, 2023
You can sometimes buy items for just $0.01 at Dollar General. Find out how penny day works to score this great bargain.
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My Recent Home Sale Was the Easiest Closing Ever. Here's Why
Jul 28, 2023
We were able to use a remote notary for our recent home closing, so we did not have to go anywhere and no one had …
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Here's What Happens if You Have Life Insurance Through Work
Jul 28, 2023
Some employers offer life insurance coverage, but there are pros and cons to getting it. Here's what to know about employer-provided life insurance.
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I Swore I'd Never Remodel a House Again. This Is What Changed My Mind
Jul 28, 2023
When many homes in my neighborhood were too pricey and remodeled in a way I didn't like, I decided to remodel a home on my …
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Here's When Switching Banks Makes Sense
Jul 28, 2023
Switching banks can be a big project. Learn more why you need to make a switch if you are currently paying high fees.
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I'm Going to Make an Offer to Buy a Home Soon. Here's What I Did First
Jul 27, 2023
Before making an offer to buy a house, I got pre-approved for a home loan. Read on to learn why this makes my offer stronger …
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Here's How to Tell When Your Kid Is Ready for Their Own Bank Account
Jul 27, 2023
Many banks allow children to have accounts -- but are your kids ready to open their own? Here's how to decide.
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What Happens if a Home Seller Lies in Their Listing?
Jul 27, 2023
If a home seller lies in their listing, the seller could sometimes be sued for fraud, misrepresentation, or failure to disclose a material defect. Learn …
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This Is My Biggest Secret to Retirement Saving Success
Jul 27, 2023
I want to make sure I am saving enough for retirement, so I've automated my transfers to tax-advantaged accounts. Here's why you should try this …
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6 Car Insurance Add-Ons That Could Be Worth Paying For
Jul 27, 2023
Buying the right auto insurance coverage is essential for motorists. Read on for the add-ons drivers should consider purchasing.
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5 Things Never to Buy at the Dollar Tree
Jul 27, 2023
Although I love shopping at my local Dollar Tree, there are certain items I will not buy there including batteries, aluminum foil, and pet food. …
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When Is the Right Time to Get Life Insurance Coverage?
Jul 27, 2023
The right time to get life insurance coverage is when you're young and healthy. Read on to learn other considerations for choosing when to buy …
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When Should Your Company Raise Prices? 4 Things to Help You Decide
Jul 26, 2023
When you run your own small business, there's a lot to consider when setting prices. Take a look at what to keep in mind before …
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Here's What Happens if an Insurer Denies Your Claim
Jul 26, 2023
When an insurer denies a claim, it may be possible to appeal the denial or even file a lawsuit. Read on to learn what else …
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Costco Members May Not Know They Can Save on This Banking Service
Jul 26, 2023
Paper checks can cost a good amount of money. Take a look at how Costco members may be able to save on them at the …
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4 Travel Card Features You Shouldn't Live Without
Jul 26, 2023
If you travel often and sign up for a travel credit card, it should have some important benefits. Keep reading to learn what to look …
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5 Tips for Starting a Business With Your Spouse -- Without Ruining Your Marriage
Jul 26, 2023
Running a business with your spouse comes with a lot of potential pitfalls. Keep reading to learn how to ensure it doesn't impact your relationship.
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Here's What Happens When You Delay Retirement Savings
Jul 26, 2023
Putting off retirement savings makes it a lot harder for you to invest enough for your future. Read on for three consequences of delaying.
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Every Document You Need to Buy a House and Why You Need Them
Jul 25, 2023
When you're buying a house, you need many different documents. Here's what not to forget if you want the mortgage application process to go smoothly.
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4 Signs You Aren't Ready for a Credit Card
Jul 25, 2023
Getting a credit card can be a great financial move if you're in the right place to do so. Here are some signs you may …
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5 Signs Your Kid Is Ready for a Credit Card
Jul 25, 2023
Kids can't get a credit card without a parent until they are 18, or 21 if they have no independent income. Find out if you …
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Changing Insurance Companies Can Be a Hassle. Here's Why You May Want to Do It Anyway
Jul 25, 2023
Changing insurance companies requires shopping for a new policy and canceling an old one. Keep reading to learn why it's worth the time it takes.
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Can You Open a Bank Account for a Kid Who Is Under 18?
Jul 25, 2023
Kids cannot open a bank account on their own, but you can open a custodial account or a joint account with their name on it. …
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3 Things Home Insurance Doesn't Cover That Could Come as a Surprise
Jul 25, 2023
Homeowners insurance typically excludes coverage for some natural disasters. Keep reading to learn what you might need separate coverage for.
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Here's What Happens When You Get Approved for a Personal Loan
Jul 25, 2023
After you're approved for a loan, you'll need to sign loan documents and have the funds deposited into your bank account. Read on for what …
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This Is the Biggest Downside of Grocery Delivery
Jul 25, 2023
When it comes to grocery delivery, shoppers picking up the wrong items can be a real problem. Learn how to minimize this issue.
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Should You Let Someone Be an Authorized User on Your Credit Card?
Jul 25, 2023
Letting someone be an authorized user can help them build their credit, but you could be responsible for any charges they incur. Find out more.
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Starting a Small Business? Don't Forget This Important Step
Jul 25, 2023
If you are starting a business, you'll want to register your domain name. That way, you can develop an online presence.
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What's the Difference Between a Secured and Unsecured Personal Loan?
Jul 24, 2023
Both unsecured and secured personal loans allow you to borrow money to use for almost any purpose. Read on to learn how they differ.
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4 Signs Costco Is Better for You Than Sam's Club
Jul 24, 2023
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Thinking About Hiring? 5 Interview Questions to Ask Your First Employee
Jul 24, 2023
Before you hire someone, you want to make sure they are a good fit for your organization. Read on for five interview questions to ask …
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Here's What Happens if You Stop Making Credit Card Payments
Jul 24, 2023
If you stop making credit card payments, you will incur added interest costs, late fees, and other consequences. Read on to find out more.
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3 Big Reasons to Say No to a Sam's Club Visit
Jul 24, 2023
Sam's Club offers great products at affordable prices. But take a look at some circumstances where it simply makes no sense to go to the …
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Running a Business? Here Are the Pros and Cons of a Remote Workforce
Jul 24, 2023
There are benefits to running a remote workforce, including the ability to hire from anywhere. But you can't ignore these downsides either.
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Here's What Happens if You Retire Without Enough Retirement Savings
Jul 24, 2023
If you don't save enough money for retirement, you could struggle to afford basic necessities. Here's what else might happen.
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4 Signs Sam's Club Is Better for You Than Costco
Jul 24, 2023
Sam's Club could be a better warehouse club than Costco, depending on a few key factors. Find out what you need to know.
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4 Reasons Businesses Fail -- and How You Can Avoid This Fate
Jul 24, 2023
Many small businesses have to close their doors within the first five years. Here are some common reasons companies fail, and tips on how to …
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Does It Make Sense to Buy a Car With a Personal Loan?
Jul 24, 2023
Using a personal loan for a car purchase usually doesn't make sense, as a car loan can offer a lower rate. Here's what you need …
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I Ran Into This Big Problem When I Did Whole Foods Grocery Pickup
Jul 24, 2023
When I tried to pick up my groceries the other day, the Amazon servers were down so I couldn't get my food. Here's what happened.
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A Car I Was Test Driving Crashed. Here's What Happened
Jul 23, 2023
When I test drove a car, the "self-parking" feature failed and it crashed. Keep reading to learn if it had an impact on my bank …
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4 Reasons Your Auto Insurance Coverage May Disappoint You After an Accident
Jul 23, 2023
Auto insurance is supposed to cover financial loss after a crash. Read on to learn why your coverage may not be all it's cracked up …
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Here's What Happens if You Stop Making Personal Loan Payments
Jul 23, 2023
If you neglect your loan payments, you could go into default and your account could be sent to collections. Here's what you need to know.
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I've Never Bought a CD Before. Here's Why I'm Thinking of Buying One Now
Jul 23, 2023
I have traditionally kept money in savings accounts so I could access it when I want to. Find out why I'm now thinking of buying …
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Can You Use a Personal Loan for a Home Down Payment?
Jul 23, 2023
You may be thinking about using a personal loan to fund your home down payment. Read on to learn why this is a bad idea …
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Financing Big Purchases With Credit Cards Makes Sense in This Situation
Jul 23, 2023
Credit cards have high interest rates and aren't normally the best option for financing purchases. Read on to learn one exception to this rule.
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4 Tips for Getting the Most Bang for Your Buck at Starbucks
Jul 23, 2023
If you love Starbucks coffee but don't want to spend a fortune on it, these four tips can help you get the most bank for …
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What Happens if Someone Bought Life Insurance and Their Family Didn't Know It?
Jul 23, 2023
If a person bought life insurance without their family's knowledge, the life insurer might track down beneficiaries. Here's what happens if it can't.
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3 Things That Surprised Me the Most About Running My Own Business
Jul 22, 2023
Running a company involves different tasks and concerns than you may anticipate. Keep reading to learn what work fell to me that I wasn't expecting.
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My Net Worth Crossed Over the $1 Million Mark. Here's Why I Still Can't Spend a Lot
Jul 22, 2023
I still have to be careful with my spending because a lot of my money is in real estate and retirement accounts. Read on to …
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3 of the Top-Rated TVs at Sam's Club
Jul 22, 2023
Sam's Club has three great TVs that have earned top marks. But how do the prices on these models compare to Costco and other competitors? …
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5 Reasons Expensive Products Should Always Be Bought With a Credit Card
Jul 22, 2023
If you're buying something expensive, you should pay with a credit card. Check out five big reasons why, including fraud and purchase protections.
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Are You Ready to Hire an Employee for Your Small Business?
Jul 22, 2023
Hiring an employee is a major milestone for many businesses. Read on for five questions to ask to help you decide if you're ready to …
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Here's What Happens if Your Loved One Died With Life Insurance
Jul 22, 2023
When someone dies with life insurance, their beneficiaries can make a claim with the insurer and receive the death benefit. Here's how it works.
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Does It Make Sense to Use a Personal Loan to Pay for Your Wedding?
Jul 22, 2023
Weddings come at a big cost, and a personal loan can make them more expensive. Read on to learn why they might be a good …
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3 Life Insurance Insurance Add-Ons That Could Be Worth Paying For
Jul 22, 2023
Life insurance companies offer many add-ons for policyholders. Read on to learn about a few that are worth buying.
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4 Reasons Why Suze Orman Believes Owning a Home Is One of the 'Greatest' Forms of Financial Independence
Jul 22, 2023
Suze Orman believes owning your own home outright should be a key financial goal. But, is her advice actually correct? Read on to find out.
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I'm Thinking of Selling My Almost-New Car at a Loss. Here's Why
Jul 21, 2023
I bought a car about 18 months ago and I normally drive my vehicles into the ground. Read on to learn why I might sell …
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This Is the Biggest Reason I Won't Ever Carry a Credit Card Balance
Jul 21, 2023
Carrying a credit card balance would make it harder for me to live within my means for the future. Here's why I simply won't do …
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This Is the One Big Thing Ramit Sethi Misses About the Rent vs. Buy Debate
Jul 19, 2023
Ramit Sethi has some good advice about deciding whether to rent or buy a home. But read on for one crucial factor that must be …
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4 Money Rules to Follow if You Want to Be a Millionaire
Jul 19, 2023
Becoming a millionaire doesn't have to be difficult. Following these guidelines can help set you on the path to a seven-figure net worth.
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Can You Keep Your Student Checking Account After Graduation?
Jul 16, 2023
Generally, your student checking account will eventually convert to a regular account. Here's what this change could mean and how to prepare.
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Does It Ever Make Sense to Choose a Bank With a Monthly Maintenance Fee?
Jul 15, 2023
Some banks charge monthly maintenance fees on accounts. Here's when it may be worth paying them.
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Have a Surprise Expense Your Emergency Fund Can't Cover? Here Are Your 4 Best Options
Jul 15, 2023
If you have an unexpected emergency and no emergency fund, you have a few choices to handle it. Read on to learn what to do.
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Does It Pay to Make a Car Insurance Claim After a Minor Accident?
Jul 15, 2023
If you have a minor accident, you may not want to make an auto insurance claim. Here's what you need to consider.
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Here's What Happens When You Make a Small Down Payment on a House
Jul 14, 2023
If you make a small down payment, you may incur extra costs and have fewer lenders to choose from. Learn more about the pitfalls of …
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Don't Rely on Your Emergency Fund to Cover These 4 'Surprise' Expenses
Jul 14, 2023
Some "unexpected" expenses aren't really surprises at all. Here are a few things you should be saving for separately rather than tapping your emergency fund.
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Ask Yourself This Question to Decide Whether to Save or Invest
Jul 14, 2023
When answering this question, your timeline is important. Read on to learn how to choose where your money goes.
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Here's Why I Don't Spend Time Switching Savings Accounts
Jul 13, 2023
Savings account interest rates can change over time. Although I could chase higher rates, read on to learn why I don't bother.
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How Much Could a $5,000 Credit Card Balance Cost You Over Time?
Jul 13, 2023
A $5,000 credit card balance could cost you thousands of dollars in interest over time if you only make minimum payments. Find out just how …
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4 Factors That Affect Your Auto Insurance Premiums
Jul 13, 2023
Car insurance premiums can be impacted by driving history, other drivers on the policy, and more. Learn more about major factors affecting premium prices.
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3 Reasons Personal Loans Can Be Better Than Credit Cards
Jul 13, 2023
A personal loan can be used to finance purchases just as a credit card can. But find out why a personal loan may be a …
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Here's How I Make the Most of My Credit Card Rewards
Jul 13, 2023
Some credit cards offer you the chance to cash back or other perks. Read on to learn how I use mine to grow my net …
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Have You Asked Your Auto Insurer About These 4 Discounts?
Jul 13, 2023
Many discounts may be available for auto insurance, such as for safe driving or driving a car with extra safety features. Check out some discounts …
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Here's Why I Have 5 Savings Accounts
Jul 13, 2023
Does it make sense to have multiple savings accounts? Here's why I put my money in five different ones.
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Here's Why I Don't Trust Home Appraisals -- But Have to Get One Anyway
Jul 12, 2023
Home appraisals are required by lenders. Read on to learn why one writer has serious questions about the accuracy of them.
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I Charge Everything But I Won't Use My Credit Card to Do This
Jul 12, 2023
Although I always put purchases on a credit card, I would never charge investments on my card. Read on for a few reasons why.
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How Much Could a $1,000 Credit Card Balance Cost You Over Time?
Jul 12, 2023
A $1,000 credit card balance could end up being more expensive than you think. Read on for the math to see how much interest charges …
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Here's Why I Keep an Extra $1,000 in My Bank Account
Jul 12, 2023
I don't want to get hit with overdraft fees, so I always keep an extra $1,000 in my checking account. Find out more.
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Dave Ramsey Said You Don't Need This Auto Insurance Coverage. Here's Why He's Wrong
Jul 12, 2023
Dave Ramsey doesn't believe drivers need rental car insurance. Keep reading to learn why this coverage could be a good idea.
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Could Investing Just $10 a Day Change Your Life?
Jul 12, 2023
Investing $10 a day may not seem like a lot, but it could leave you very wealthy over time thanks to the power of compound …
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Do You Really Need Roadside Assistance From Your Car Insurer?
Jul 12, 2023
Roadside assistance is an optional add-on with most car insurers. But here's why you might be better off looking elsewhere.
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I Had a Disastrous Experience With a Home Inspection. Here's What Happened
Jul 12, 2023
We had a home inspector make a mistake in estimating the cost of repairing a pool. Here's how much it cost us.
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How Quickly Can You Get a Personal Loan?
Jul 12, 2023
Getting a personal loan can sometimes happen fast, but it's important to choose a lender based on many factors. Here's what you need to keep …
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Will Closing a Bank Account Affect Your Credit?
Jul 11, 2023
You've probably heard that you shouldn't close credit cards or your credit score could be damaged -- but what about bank accounts? Here's what to …
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Should You Invest in the Market if You Have Debt to Pay?
Jul 11, 2023
Whether to invest when you're in debt depends on the kind of debt you have as well as other factors. Here's how to decide.
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Here's What Happens When You Wait a Decade to Start Investing
Jul 11, 2023
If you wait to start investing, it becomes a lot more difficult to accomplish your financial goals. Find out why it's so important to start …
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Why You May Want a Bank With Local Branches
Jul 11, 2023
Having a bank with local branches can allow you access to a safe deposit box, notary, and other customer perks. Find out more.
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The Pros and Cons of Opening a Joint Brokerage Account With Your Spouse
Jul 11, 2023
A joint brokerage account shows you if you're on track with shared investing goals. Keep reading to learn why getting one might (or might not) …
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These 3 Factors Affect What You'll Pay for Your Personal Loan
Jul 11, 2023
Your personal loan payments will be determined based on a few different factors. Read on to learn which ones.
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Here's Why You Should Always Report a Multi-Car Accident to Your Insurer
Jul 11, 2023
When multiple cars get into a collision, reporting the crash is important so insurers will be able to determine who is to blame. Find out …
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3 Key Differences Between No-Fault and Fault Car Insurance
Jul 10, 2023
Some states are no-fault states when it comes to car insurance, but others are fault states. Read on to learn the difference between the two.
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Don't Be Distracted By These Issues When You're Looking for a House
Jul 10, 2023
When you're looking for a house, you don't want to be turned off by cosmetic issues that are easy to fix. Find out more.
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Why I Opened a Joint Bank Account Before I Got Married
Jul 10, 2023
My husband and I bought a house together prior to getting married. Here's how having a joint bank account helped with the process.
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These Are the 3 Biggest Money Mistakes You Can Make as a New College Grad
Jul 10, 2023
Congratulations on finishing college. Read on for the money moves you don't want to make.
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I Always Sell My Homes Myself, but Sale by Owner Isn't for Everyone. Here's Why
Jul 10, 2023
Selling your home yourself can save you money but there's a lot more effort involved. Here's why it isn't the right choice for everyone.
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I Always Buy These 4 Items Through Amazon Subscribe and Save
Jul 10, 2023
Amazon Subscribe and Save offers me the chance to get good prices on items I buy, while also saving myself a lot of hassle. Here's …
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I Ask Myself These 3 Questions Every Year About My Credit Cards
Jul 10, 2023
I want to make sure I'm using the right credit cards, so I ask some key questions every year. Here's how to know your credit …
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I Backed Into a Curb and Ended Up With a $1,000 Bill. Here's Why I Didn't Make an Auto Insurance Claim
Jul 10, 2023
When I hit a curb, my tailpipe was damaged and since it's part of another piece, it ended up costing $1,000. Here are the key …
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Here Are the Best and Worst Reasons to Buy a Home
Jul 9, 2023
Buying a home is a big commitment and a big expense. Read on to learn why you should -- and shouldn't -- buy a home.
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Here's Why I Don't Want to Keep Too Much in My Emergency Fund
Jul 9, 2023
While I want to have money for emergencies, I don't want to put too much money into an account that I try never to touch. …
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Should You Open a Brokerage Account if You Don't Know How to Pick Stocks?
Jul 9, 2023
You should absolutely invest even if you don't know how to pick stocks. Read on for a simple way to invest that allows you to …
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When Does It Make Sense to Pay Off a Personal Loan Early
Jul 9, 2023
Paying off a personal loan early is a good idea under certain circumstances. Here's when it's worth it.
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Here's Where You Should Keep the Money You're Saving for a Down Payment
Jul 9, 2023
If you're saving money for a home down payment, you should make sure it's earning interest and safe from being spent. Find out why.
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These Are the 2 Worst Reasons to Get a Personal Loan
Jul 9, 2023
There are some good reasons to get a personal loan. But the worst reason is to fund a lifestyle that you can't afford to live. …
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When Are You Ready to Buy a House After Graduating From College?
Jul 8, 2023
Being a college graduate isn't enough to make you ready to become a homeowner. Read on for other considerations to help you decide it's time.
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Why You May Not Want to Buy a House in a Golf Course Neighborhood
Jul 8, 2023
Buying a house in a golf course neighborhood may seem fun, until problems arise with paying for the course's upkeep. Read on to learn more.
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This Is the Minimum Amount I Will Put Down When Buying a House
Jul 8, 2023
When I buy a house, I will not put down less than 20%. Learn why I make sure I'm putting at least that much money …
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This One Move Has Made the Biggest Difference in Increasing My Brokerage Account Balance
Jul 8, 2023
Automating my investing and making sure money transfers to my brokerage account regularly made a huge difference in my account balance. Read on to learn …
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This Is the Most Frustrating Part About Searching for a New Home
Jul 8, 2023
Searching for a new home can be really annoying when you've seen everything on the market. Here's how it's impacting my home-buying process.
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Does It Ever Make Sense to Break a CD Early?
Jul 7, 2023
If you withdraw money from a CD before the term ends, you will pay a penalty. But, if rates have gone up a lot, it …
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What Is Wedding Insurance and Should You Buy It?
Jul 7, 2023
Wedding insurance can cover a couple in case the wedding is canceled or postponed and can also offer liability protection. Learn more here about coverage.
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We Spent More on My Engagement Ring Than We Did on Our Wedding. Here's Why
Jul 5, 2023
While a wedding is a one-day event, I hope to hand my ring down to my children or grandchildren one day. Find out more about …
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This Is My Single Biggest Priority When Choosing a Neighborhood
Jul 4, 2023
When choosing a neighborhood, location is what I focus on. Here's why location can make or break your home.
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This Is the Biggest Rule I Set for Myself Before Shopping at Costco or Sam's Club
Jul 4, 2023
Before I head out to Costco or Sam's Club, I do this one thing. Find out my rule that I must follow so I don't …
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3 Ways to Make the Most of Your First Real Salary
Jul 4, 2023
When you get your first real job, you should try to maximize your money by investing some of it. Here's what else you should do.
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This Housing Cost Is More Than My Mortgage
Jul 4, 2023
My property tax bill is extremely high. Here's why it is so important to take taxes into account when buying a home.
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4 Times It Makes No Sense to Use a Personal Loan
Jul 4, 2023
A personal loan can be a good way to borrow, but you don't want to use a loan for certain things such as buying investments …
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3 Ways a Balance Transfer Could Backfire
Jul 3, 2023
A balance transfer can help you pay off credit card debt more easily but it could also come with problems. Here's how.
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2 Reasons Why I Have a Taxable Brokerage Account
Jul 3, 2023
I have a taxable brokerage account for a few reasons, including that I want to invest more than I can put into tax-advantaged accounts. Find …
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3 Reasons Why You Need to Start Investing Right Now
Jul 3, 2023
Investing now can ensure financial security in the future. Keep reading to learn why it pays to open a brokerage account ASAP.
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4 Reasons You Could Be Denied a Mortgage Loan -- and What to Do if It Happens
Jul 3, 2023
You could be denied a mortgage loan due to low credit, a recent job change, too much debt, or other issues. Find out what to …
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5 Simple Ways to Update Your House Before Listing It for Sale -- for Under $100
Jul 3, 2023
If you're selling your house, simple updates could help -- such as changing out cabinet hardware or mulching. Read on for more ways to update …
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3 Reasons You Should Look Beyond Your Mortgage Cost When Deciding if You Can Afford Your Home
Jul 2, 2023
A mortgage is just the start of the monthly costs you'll have to deal with as a homeowner. Take a look at a few key …
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Here's Why I Keep My Emergency Fund in a High-Yield Savings Account
Jul 2, 2023
My emergency money is in a high-yield savings account so it is accessible if I need it -- but not too accessible. Find out more.
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4 Savings Accounts Almost Everyone Should Have
Jul 2, 2023
It makes sense for most people to have multiple savings accounts, including an emergency fund. Read on for three other accounts you should have.
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Have You Been Sharing a Costco Membership? Here Are Your Options Now That Costco Is Cracking Down
Jun 29, 2023
Costco is taking steps to prevent members from allowing others to use their cards at self checkout. Here's what to do if you can no …
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4 Ways to Save Up a Home Down Payment ASAP
Jun 29, 2023
When you're trying to save up a home down payment quickly, techniques such as reducing your current housing budget could help. Find out more.
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This $1,000 Surprise Expense Made Me Glad I Have a Big Emergency Fund
Jun 28, 2023
I recently backed my car into a curb and the damage ended up costing me $1,000. But, learn why I didn't have to go into …
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When Are CDs the Best Place for Your Cash?
Jun 27, 2023
CDs can be a good place for your money if you don't need the money immediately. Here's what you need to know.
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Costco Is Following Netflix's Lead and Customers Aren't Going to Be Happy
Jun 27, 2023
Costco is cracking down on people using cards that don't belong to them in self-checkout. Learn what this means for you.
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How Much Money Should You Invest in CDs?
Jun 25, 2023
CDs provide a higher rate of return than a typical savings account, but there are tradeoffs. Find out here how much to put into them.
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How Much Should You Care About Mortgage Rates When You're Buying a House?
Jun 25, 2023
You should pay attention to mortgage rates, but it shouldn't be the major determining factor in deciding whether to buy a house. Find out why.
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How Much Is a Monthly Mortgage Payment on a Million Dollar House?
Jun 25, 2023
A monthly mortgage payment on a million-dollar house depends on your interest rate, property taxes, and other factors. See some examples here.
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If You're Selling a Car That's Underwater, Don't Make This Mistake
Jun 25, 2023
When you're selling a car that you owe more on than it's worth, you will have to pay off the full balance. Don't assume you …
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If There's Only One Piece of Financial Advice You Should Follow, It's This
Jun 24, 2023
Start saving money when you're young. If you wait, it'll get hard to build wealth over your lifetime. Keep reading to learn why.
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I Sold My Home Before Buying a New One. Here's What I Did With the Profits
Jun 24, 2023
I sold my home and I'm waiting to find a new property to purchase. Read on to learn where I put the money to keep …
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I Purposefully Choose a Savings Account Password I'll Forget. Here's Why
Jun 24, 2023
If the money in your savings account is too accessible, you might use it for the wrong reason. Read on to see how I've ensured …
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These Are the 3 Most Important Things to Consider When Buying a New House
Jun 24, 2023
When buying a new house, consider the price, the location, and the ongoing costs you'll have to incur to live there. Learn why these things …
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My Friend Made a Huge Mistake When Buying a New Car, and It's Costing Her Thousands
Jun 24, 2023
My friend bought a new car before selling her old one. Read on to find out how it's impacting her purchase and her finances.
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New College Grads: This One Move Will Set You Up to Retire Rich
Jun 24, 2023
Automatic transfers can make it a lot easier to get rich. Read on to see why it's worth making this easy move as soon as …
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How a Small Wedding Saved Us $23,000 and Helped Us Buy a House
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When we got married, we used the bulk of the money our parents had saved for a wedding to put a down payment on a …
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Taking vacations is important to me. Here's how I prioritize saving for them, so I don't have to feel guilty about their cost.
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Costco has many great items available that can help you enjoy your summer more, including fun outdoor toys for kids. Check out some worthwhile finds.
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The cost of your mortgage payment depends on the interest rate and other factors. See how much your payment would go up if you borrowed …
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Costco has some great products, but not everything purchased there is going to delight you. Check out some products that could end up being duds.
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Should You Get Ahead on Personal Loan Payments?
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Paying a personal loan off early can make sense in certain circumstances. Read on to learn when it's worth doing.
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Buying tires at Sam's Club comes with some great perks you won't want to pass up -- including the guaranteed best "all-in" price. Find out …
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5 Dollar Tree Items That Make Great Gifts
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Dollar Tree offers some great products, including items you can offer as a special gift to friends and family. Check out gift options that won't …
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Costco offers great gift options for men, including TVs, air fryers, and more. Check out five great presents to buy at Costco.
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If you're thinking about launching your own business, make sure you have the right amount of money in savings. Here's how much to save.
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Jun 15, 2023
Childless workers between the ages of 50 and 54 will now be subject to new SNAP requirements. Find out more here.
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You may think your credit score matters only if you're planning to borrow money, but read on to learn why that's not the case.
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Budgeting is not something I find to be fun. Rather than setting a budget, I've taken a different approach by automating my finances. Find out …
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I'll Only Buy Patio Furniture from Sam's Club. Here's Why
Jun 15, 2023
Sam's Club is my favorite place to buy patio furniture because the prices are good and the pieces have proved to be really durable. Find …
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This Is the Biggest Financial Decision People Ever Make, According to Ramit Sethi
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Finance expert Ramit Sethi says your choice of partner has a major impact on your finances. Here's why he's right.
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Invited to a Wedding? Here's Dave Ramsey's Advice to Make Attending More Affordable
Jun 14, 2023
During this wedding season, some advice from Dave Ramsey could help make it more affordable to attend your friend's special days.
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I won't hire a financial advisor to help with my finances. Read on to learn why I handle this task on my own.
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5 Things I Buy at the Dollar Tree Instead of Costco
Jun 14, 2023
Both the Dollar Tree and Costco have great deals on many items. But, find out which products have me sticking to the Dollar Tree to …
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4 Reasons You Definitely Want to Bundle Your Insurance Policies
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Bundling insurance policies can come with generous discounts and other benefits. Learn why bundling coverage may make sense.
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Denied Life Insurance? Here's What Dave Ramsey Said to Do Next
Jun 14, 2023
Being denied life insurance can leave loved ones unprotected. Read on for some Dave Ramsey suggestions to address this scenario.
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Investing for retirement is crucial, but how do you know if you're putting enough money away? Read on for steps that will help you figure …
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Newly married couples should have a discussion about life insurance before taking on joint financial obligations. Here's why.
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Bundling insurance policies may seem to make sense on the surface. But read on to learn the reasons you should avoid it.
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When you have multiple financial goals, you'll need to prioritize. Read on for three ways to decide what to focus on first.
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3 Ways Debt Consolidation Can Make Debt Payoff Easier
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Debt consolidation can make it easier to pay off debt. Find out three big reasons why, including that you can reduce the number of payments …
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You don't need to make big lifestyle changes to succeed financially. Making these three moves will have a big impact without requiring any drastic action.
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Saving money is a good thing, but some efforts to keep more cash in your bank account can backfire. Here are four frugal habits I …
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I could've gotten a cake at the local bakery. Read on to find out why I opted for Sam's Club instead.
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Driving without car insurance can have serious consequences. Read on to learn why it's a bad idea to drive uninsured.
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A Sam's Club membership costs $50 or $110 per year depending on which tier you choose. Find out three signs that this money is being …
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I don't have pet insurance for my dog, but I will get it for future dogs. Read on to learn which coverage doesn't make sense …
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My dad taught me a lot about money, but not all of his advice was useful. Here's the advice I followed -- and the advice …
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Driving underinsured is risky because it could be a violation of the law and leave motorists vulnerable to substantial financial loss. Find out more.
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Extreme couponing allows you to get items for very little money by using coupons. Read on to learn which stores were one extreme couponer's go-tos.
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Dollar Tree offers great products for kids. Here are a few of our favorite items to buy that keep my kids entertained.
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Many couples split expenses rather than combining your finances. Read on to learn the best way to have a discussion and decide what's fair.
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Saving for a down payment on a house can be a challenge, but if your kids live with you to cut their costs, it may …
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Walmart has fun summer items that people of all ages will love. Check out four of them, including a water table, an electric scooter, and …
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On a recent vacation, two of my credit cards improved my travel experience dramatically. Here's how they helped.
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Costco has more than just cheap groceries and inexpensive products for your home. Check out eight perks you shouldn't miss out on as a Costco …
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Although I don't often check bags or require upgrades to first class, I still got an airline credit card. Read on to learn how it …
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Sam's Club is a great place to shop, but many end up wasting money there. Learn about ways people waste cash, including buying items that …
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3 Insurance Myths You Shouldn't Buy Into
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It's important to make informed choices to get the right insurance protection. Check out three myths consumers can't afford to believe when getting covered.
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Check out six affordable Father's Day gifts from Costco for under $100, including new earbuds, a travel hammock, and more.
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Spending too much on a house can have a devastating impact on your finances over the long term. Read on to learn what can happen …
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My credit score went down slightly after I applied for a mortgage since I ended up with five new inquiries on my credit report. Read …
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The day after I applied for a mortgage, I got 42 phone calls from potential lenders -- and they're continuing to today. Check out why.
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I'm looking to buy a new house soon. I'm looking forward to some things like visiting open houses but I'm dreading the offer process. Here's …
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Here's What Happens After You Make an Offer to Buy a Property
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3 Top Reasons Lenders Deny Mortgage Applications
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Mortgage shopping comes with a lot of unfamiliar terminology. Keep reading to learn some definitions that will make it easier.
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Sam's Club has some great items for under $100, including a kiddie splash pool with a slide and more. Check out these awesome buys.
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Working during the summer is common, but investing the money in a Roth IRA could make a huge difference for your high schooler's future. Read …
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How a New Credit Card Could Help You Save on Summer Travel
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If you'll be traveling a lot this summer, it may be worth looking into whether it makes sense for you to get a new credit …
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5 Products You Should Be Buying at the Dollar Tree Right Now
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A few years ago, my husband and I decided to try to grow a garden in order to save money on fruits and veggies. Read …
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4 Tips to Boost Your Credit Before Applying for a Mortgage
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Increasing your credit score is often possible if you make the right moves. Here's what to focus on ahead of seeking a mortgage pre-approval.
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Summer often means big utility bills, but there are ways you can stay cool while keeping AC costs down. Check out these options.
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I don't want to be surprised by any monthly housing costs, and home listings and mortgage calculators don't always tell the whole story. Find out …
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America Is Facing a Retirement Crisis. Here's Why
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Americans are not saving enough for retirement, and the shortfall will have expensive consequences. Here's what the problem is and how it could be solved.
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Buying more house than you can afford will leave you with serious financial regrets. Here's a few moves to make that can help.
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I've Upped My Housing Budget When Looking for a New House. Here's Why
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I've increased the amount I plan to spend on a home. Read on to learn why I decided my original budget was too conservative.
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If you've just graduated from college, here are three key financial facts to help you get prepared to become an official adult.
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May 29, 2023
A fixed-rate mortgage has a guaranteed interest rate for the life of the loan, while an ARM's rate can change. Read on to learn more …
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5 Dollar Tree Items You Need for Your Next Vacation
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Dollar Tree offers many great items that can help you get ready for summer vacation. Here are some of them to add to your must-buy …
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Just Graduated? This Is the First Money Move You Need to Make
May 29, 2023
If you have just gotten an "adult" job, you need to take one crucial step to make sure you're setting yourself up for the future.
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When you've graduated from college, you need to make smart financial decisions to set yourself up for a secure future. Here are four to consider.
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Insurance for teen drivers is more expensive. Read on for some techniques to try to keep your auto insurance costs to a reasonable level.
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How to Keep Your Kids Occupied All Summer Without Spending a Fortune
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Summer can be an expensive time for parents because kids are out of school. Here are four ways to entertain your kids without draining your …
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Are You a Stay-at-Home Parent? Here's Why Dave Ramsey Said You Need Life Insurance
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Stay-at-home parents do jobs that have value. Keep reading to learn why it's essential to get a life insurance policy, per financial guru Dave Ramsey.
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Could These Credit Cards Help You Fix Your Low Credit Score?
May 27, 2023
If you have poor credit, a secured card could be the ticket to help you improve it. Read on to find out why.
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The right brokerage account will offer a mix of investments that works for you. Read on for signs you've ended up with the wrong account …
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I Sold My Home After 9 Days on the Market. Here's What I Did to Make It Happen
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My home sold quickly because I priced it correctly, decluttered, and staged it well for buyers. Find out why steps like these matter so much.
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How My Brokerage Firm Is Saving Me $600 on My New Mortgage
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Mortgage closing costs can be expensive, but my brokerage firm is actually helping me reduce my costs. Read on to find out how I'm getting …
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Should You Make Biweekly Mortgage Payments?
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Making biweekly mortgage payments can help you reduce the cost of borrowing and become debt-free faster. But should you do it? Read on to find …
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Are You Ever Too Old to Buy Life Insurance?
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Buying life insurance is cheaper at a younger age, but does there come a point when people age out of being eligible? Read on to …
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Here's What Happens When Your Escrow Account Has Too Much Money in It
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An escrow account holds funds for your property taxes and insurance. Learn the consequences of overfunding it.
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Just How Often Should You Actually Check Your Brokerage Account?
May 26, 2023
You should check your brokerage account around every six months to a year. Read on to learn why you don't need to check it more …
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Just How Big Should Your Monthly Car Payment Be?
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A car payment that is too big can put major stress on your budget. But how big should your payment be? Find out here.
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Is Staying at a Disney Resort Worth It?
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Disney resorts come at a premium price, but is it worth paying for? Check out this guide that will help you decide.
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Figuring out how much to put into an investment account can be complicated. Read on to learn what to consider when making this choice.
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New graduates should start saving money ASAP. These tips will help you make smart choices about saving and investing for your future.
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A lot of people believe you must earn a lot of money to become wealthy. Keep reading for Dave Ramsey's take on this misconception.
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It's a good idea to open several different kinds of brokerage accounts to meet different needs. Read on for a rundown of which ones to …
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Costco price tags can give you a clue as to whether an item is a good deal or not. Read on for some tips to …
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When saving for retirement, you'll have to decide between a traditional account with upfront tax breaks or a Roth with delayed ones. Here's how to …
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No matter what type of insurance is being purchased, consumers must know these three terms to make sure they get the right protection. Here's why.
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Credit cards come with generous benefits, including rewards and purchase protections. Here are some of the benefits I'd never want to live without.
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When it comes to picking a brokerage firm, my primary focus is on being able to buy commission-free ETFs with low fees. Read on to …
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Banks don't always check your credit when an account is opened, which could make you vulnerable to scammers even with a credit freeze. Find out …
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When I went on vacation recently, I was able to save money thanks to my travel credit cards. Here's how I made it happen.
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Putting retirement money into a savings account could lead you to fall short as a retiree. Check out why your retirement funds should be invested …
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Should You Turn to Your Bank First When You Need to Borrow?
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If you need to borrow money, your bank may offer a loan, but that doesn't necessarily mean you should get it from that financial institution. …
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I Pay a $450 Annual Fee on My Credit Card. Here's Why I'm Happy to Do It
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My credit card comes with a hefty annual fee but there are good reasons I pay it, including the valuable perks that it offers me. …
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4 Mortgage Myths Busted
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A home is likely the biggest purchase you'll ever make. Keep reading to learn a few misconceptions about getting a mortgage loan to buy one.
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I signed up for an airline credit card because I always travel on the same airline. Here's why that's an important consideration.
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Credit cards get a bad rap, but they could potentially be an ideal choice to finance big purchases. Find out how a 0% APR card …
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Extreme couponing could reduce your food costs, but only if you are doing it to buy things you actually need. Read on to learn how …
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Here's Why Dave Ramsey Doesn't Think Credit Card Points Are Worth It
May 22, 2023
Dave Ramsey is famously anti credit card, even though you can earn rewards on your spending if you use them. Read on to learn why.
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Where Should You Keep Your Emergency Fund?
May 22, 2023
If you aren't sure about where to keep your emergency fund, this guide will help you see why a high-yield savings account is the best …
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3 Simple Ways to Add an Extra $20 a Week to Your Savings
May 21, 2023
If you want to boost your savings, you can do it by cooking more at home and canceling unused memberships. Find out more.
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Ramit Sethi Says This Is Essential if You Want to Live a Rich Life
May 17, 2023
Sethi says you must know what you value if you want to live a rich life. Find out why he's spot-on with this advice.
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This Ramit Sethi Advice Goes Against Financial Experts. Here's Why You Should Follow It
May 17, 2023
Many financial experts warn about lifestyle creep, but Sethi believes there's nothing wrong with it. Read on to find out why.
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You'll Never Guess What the Most Expensive Item at Costco Is
May 16, 2023
The costliest item at Costco is a $349,999.99 engagement ring. But should you really be buying jewelry at this big-box store?
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Dave Ramsey Said You Need at Least This Much Equity Before Selling Your House. Is He Right?
May 16, 2023
When's the right time to sell your home? Keep reading for some Dave Ramsey insight on your home equity and why it matters when you …
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5 Reasons Dave Ramsey Thinks the Housing Market Is Finally Cooling Down
May 16, 2023
Dave Ramsey has identified some key signs that the housing market is slowing down, including slower growth in home prices. Here's what you need to …
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2 Things You Should Never Do if You Want to Be a Millionaire
May 15, 2023
Many people want to be a millionaire. Keep reading to learn about some moves to avoid if you want to achieve this financial milestone.
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4 Aldi Items Reddit Loves
May 15, 2023
Aldi is a discount grocery store beloved by many for its low prices and unique selection. Here are some Aldi items Reddit users can't get …
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Deciding Whether to Sell Your House? Dave Ramsey Said Not to Act Based on This Factor Alone
May 15, 2023
If you are trying to make a choice about listing your house, finance expert Dave Ramsey warns not to focus too much on the housing …
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Are You Guilty of the Linear Thinking Ramit Sethi Warns About?
May 14, 2023
Ramit Sethi says many people assume if they spend more on something, it's because they do more of it. Here's why that's a type of …
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Dave Ramsey Said to Follow These 3 Steps to Pick 401(k) Investments. Is He Right?
May 14, 2023
You want to give your money its best chance to grow until you retire. Keep reading for financial guru Dave Ramsey's steps for success.
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Dave Ramsey Said There Are 7 Signs You Should Sell Your Home. Here's What They Are
May 14, 2023
Deciding to sell your home is a big deal. Keep reading for ways to tell it's time, according to financial guru Dave Ramsey.
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Ramit Sethi Says Once You Spend More on These Items, You Can Never Go Back
May 13, 2023
Ramit Sethi believes once you upgrade your house, switch to luxury hotels, or sign up for kids activities, you can't ever go back. Here's why.
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Here's What I Did When I Accidentally Paid My Credit Card Late
May 13, 2023
I thought I had made a credit card payment but I didn't hit "submit." Keep reading to learn the steps I took to get a …
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Dave Ramsey Warns This Problem Could 'Set You Back to Square One on the Mortgage Process'
May 13, 2023
If you've got an offer accepted on a home, you may think you're good to go. But find out why an appraisal issue could send …
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Should You Follow These 4 Dave Ramsey Tips for Buying a House in a Cooling Down Market?
May 13, 2023
Dave Ramsey believes the housing market is cooling down. Find out what four things he recommends doing to make a successful purchase in this market.
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Overwhelmed by 401(k) Investment Options? Try This Tip to Keep Things Simple
May 12, 2023
Picking investments in a 401(k) can be complicated. But there's an easy solution. Read on to learn how to simplify the process.
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Should You Follow These 4 Dave Ramsey Tips to Speed Up the Home-Buying Process?
May 12, 2023
If you want to buy a home more quickly, Dave Ramsey recommends taking four steps, including getting pre-approved for a loan. Find out more.
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Dave Ramsey Said This Is a 'Seriously Dumb' Way to Get Into a House. Is He Right?
May 12, 2023
Dave Ramsey has warned against signing on for a rent-to-own arrangement. Here's why you should steer clear of this approach to buying a home.
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7 of the Best Women's Gifts to Buy at Costco
May 12, 2023
Costco has many great gifts for women, including rose water, watches, and an adorable raincoat. Check out seven great gift options here.
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Here's How Much Mortgage Interest the Average American Pays Each Year
May 11, 2023
The mean mortgage interest payment is $2,781 per year. Read on for advice on deciding how much mortgage you can take on.
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This Is the Biggest Thing I'm Dreading About Applying for a New Mortgage
May 11, 2023
I'm applying for a new mortgage loan soon to purchase a new house. Find out why I'm dreading having to get all the paperwork together.
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Dave Ramsey Says Not to Forget This Cost When Buying a New Car. Here's Why He's Right
May 11, 2023
Dave Ramsey recommends considering how a new car purchase will alter auto insurance costs. Here's why that's an important consideration.
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Dave Ramsey Says to Do 3 Things to Feel Confident About Buying a Home. Is He Right?
May 11, 2023
Buying a home before you're ready could be a mistake. Keep reading to learn our take on a few pieces of Dave Ramsey's home-buying advice.
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Dave Ramsey Is Dead Wrong About the Best Way to Avoid Paying Credit Card Interest
May 11, 2023
Dave Ramsey is famously anti-credit cards. But read on to learn how to avoid interest and still benefit from being a cardholder.
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4 Signs You Should Cancel Your Costco Membership
May 10, 2023
Costco membership may seem worth it, but that's not necessarily the case for everyone. Watch for these four signs that membership isn't worth your money.
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5 Things to Consider Before Getting a Home Equity Loan
May 10, 2023
If you're thinking about getting a home equity loan, consider the costs of applying for this type of financing and the risk you're taking on. …
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Here's Why Dave Ramsey Thinks a High Insurance Deductible Is Often a Better Option
May 10, 2023
A high deductible leaves the policyholder with a lower premium. Read on to learn why Dave Ramsey argues in favor of them.
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I Slashed My Mortgage Bill Without Refinancing. Here's How
May 10, 2023
I was able to dramatically reduce my monthly mortgage payments by making a lump-sum payment and then requesting the lender recast my loan. Find out …
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Why Tapping Into Home Equity to Pay Off Debt Is Almost Always a Bad Idea
May 10, 2023
Home equity is secured debt, and it doesn't make sense to convert unsecured debt to secured debt. Find out why that's risky.
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Dave Ramsey Said Debt Is Always Dumb. Here's Why He's Wrong
May 10, 2023
Dave Ramsey believes debt is always dumb, but debt can be effectively used as a tool if you're smart about how you borrow. Learn when …
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Mortgage Rates Are Really High. Here's Why I Don't Care and I'm Borrowing Anyway
May 10, 2023
Homeownership can be a good investment regardless of rates. Read on to learn why higher mortgage rates haven't scared me off from buying a home.
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Buying or Selling a House? Dave Ramsey Says to Ask Your Real Estate Agent These Key Questions
May 9, 2023
A good real estate agent can help you get more money for your home. Keep reading for Dave Ramsey–approved questions to find the right agent …
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This Is the Biggest Thing I Regret About Buying My Current House
May 9, 2023
When I bought my current home, I overlooked one factor that made the house unlivable and caused me to move after a year and a …
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Should You Build or Buy a House? Dave Ramsey Says to Consider These Pros and Cons to Help You Decide
May 9, 2023
Ramsey said some big benefits of building a house include customization and a lack of competition. Keep reading to learn some of the downsides too.
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Dave Ramsey Said This Common Money Move Could Backfire on You. Is He Right?
May 6, 2023
Dave Ramsey said you may regret having multiple credit cards to keep your utilization ratio below 30%. Read on to learn if that's really such …
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Should You Follow These 5 Dave Ramsey Tips for Lowering Car Insurance Costs?
May 6, 2023
Car insurance can be expensive. Read on for financial guru Dave Ramsey's recommendations to save money on auto insurance.
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Considering Moving to a Neighborhood With Amenities? Ask Yourself These Questions
May 6, 2023
A neighborhood with amenities may sound nice, but you have to pay for their upkeep. Will the extra costs actually be worth it? Here's how …
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3 Reasons Dave Ramsey Is Wrong About How Many Credit Cards You Should Have
May 5, 2023
Dave Ramsey believes you should have zero credit cards. Keep reading to learn a few reasons why this is bad advice.
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Don't Overlook This Detail if You're Building a House
May 5, 2023
Paying attention to the dimensions of every room -- including the garage -- can be very important when you're building a home.
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3 Rules I've Set for Myself as a Homeowner
May 5, 2023
As a homeowner, I've committed to saving for surprise expenses and avoiding deferred maintenance. Here's why, along with some details on other key rules I've …
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I'm Purchasing a House Soon, but I'm Steering Clear of Open Houses. Here's Why
May 5, 2023
Open houses are crowded and don't provide a real chance to take a close look at the home or get questions answered. Find out what …
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I'm Selling My House Myself. This Is the First Step I Took
May 4, 2023
When I decided to sell my house without a real estate agent, I got professional pictures taken. Find out why this was the first step …
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Pros and Cons of Choosing an Insurance Policy With a Low Deductible
May 4, 2023
An insurance policy with a low deductible has some advantages, but it's also important to consider the downsides. Learn more here.
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2 Things I'll Insist Upon When I Make an Offer to Buy a House
May 4, 2023
When I make an offer to buy a property, I will make sure my offer includes both an inspection contingency and an appraisal contingency. Here's …
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I Loved Building a House But Probably Won't Do It Again. Here's Why
May 4, 2023
Building a house was fun, but it was time consuming and really expensive, so I likely won't don't it again. Read on to find out …
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Here's Why I Don't Care How Much I Get Pre-Approved For
May 3, 2023
I'm going to be applying for a mortgage soon, but I'll decide on my own how much I'm comfortable spending. Read on to find out …
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Should You Try Out These 3 Dave Ramsey Tips for Reducing the Costs of Your Home Sale?
May 2, 2023
Dave Ramsey recommends trying to handle some repairs and upgrades yourself. Here's what you should keep in mind.
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Here's What I Look at When I Visit a Home I'm Thinking of Buying
May 1, 2023
When I visit a house I'm interested in, I consider the location, the age of major systems, the floor plan, and the storage space. Here's …
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This Is One Rule I Won't Break When Getting a New Mortgage
May 1, 2023
When I apply for a mortgage, I always make sure to put 20% down. Keep reading to learn why.
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4 Reasons I Don't Want to Live in a Gated Community Ever Again
May 1, 2023
Living in a gated community has been a hassle when we have guests or order food, not to mention the strict rules and big expenses. …
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Here’s What Happens When You Have Equity in Your Car
May 1, 2023
Having positive equity means you owe less than your car is currently worth. This is good news for you and for your lender. Read on …
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Is There Such a Thing as Having Too Many Credit Cards?
Apr 30, 2023
Having too many credit cards could make it hard to redeem rewards or keep track of payments. Here's how you can tell if you have …
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This Is My Least Favorite Part of Being a Homeowner
Apr 30, 2023
Being a homeowner isn't cheap. Keep reading to learn how one writer dislikes paying to make repairs to her home -- just to end up …
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Should You Be Loyal to Your Credit Card Company?
Apr 29, 2023
Being loyal to your credit card company rarely makes sense. Read on to learn why you're better off shopping around for a new card regularly.
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Should You Set Up Autopay for Your Credit Cards?
Apr 29, 2023
Setting up autopay for your credit cards means you'll never miss a payment. Learn why it's important to consider the pros and cons of this …
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Is Paying Your Taxes With a Credit Card the Right Move?
Apr 29, 2023
Paying a tax bill with a credit card can help you earn rewards, but there's a cost to it. Find out if you should pay …
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How Having a Credit Card Has Saved Me Tens of Thousands of Dollars
Apr 29, 2023
Credit cards can help you build credit. Read on to learn how one writer was able to qualify for a lower mortgage rate thanks to …
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Don't Forget to Check if Your Pet Insurance Covers This Kind of Care
Apr 28, 2023
Before buying pet insurance, it's a good idea to make sure it covers all the care you might want -- including alternative medicine. Find out …
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Here's Why My Housing Costs Keep Going Up, Even With a Fixed-Rate Loan
Apr 28, 2023
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This Shocking Statistic Shows Just How Much Americans Are Charging on Their Credit Cards
Apr 28, 2023
The average credit card balance is $5,910 per borrower, according to Dave Ramsey. Here's why that's such an alarming figure.
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Here's What I Love and Hate a Year After Moving Into an HOA Neighborhood
Apr 27, 2023
Living in an HOA neighborhood has had some benefits, including the area being nicely maintained. But there've been some downsides, too. Find out more.
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Is There Such a Thing as Having Too Much Insurance?
Apr 27, 2023
Having too much insurance is possible, as paying for unnecessary coverage can result in wasted premiums. Learn more here.
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I'll Never Use These 3 Types of Credit Cards
Apr 27, 2023
There are three types of credit cards I'll always steer clear of, including cards with rotating rewards bonuses. Here's why.
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Buying a Starter Home Really Paid Off for Me. Here's Why
Apr 27, 2023
A starter home can make it easier to get on the property ladder. Read on to learn how one writer was able to keep trading …
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Will Your Auto Insurance Leave You Stranded if You Make a Covered Claim?
Apr 27, 2023
Need a rental car while your car is being fixed? Read on to learn how rental car insurance works.
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This Effort to Save on Insurance Costs Could Backfire Big Time
Apr 27, 2023
While saving on insurance is a worthy goal, choosing low policy limits is a bad way to reduce premiums. Find out why this approach is …
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You Could Really Regret Not Buying These 3 Types of Auto Insurance
Apr 26, 2023
Without sufficient auto insurance, drivers could be left without the coverage they need for many kinds of disasters. Read on for three types of coverage …
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I Can't Wait Until Summer to Buy These Dollar Tree Items
Apr 26, 2023
The Dollar Tree has many fun items, but that's especially true during summer. Here are some things I can't wait to buy.
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This Big Milestone Means Traveling With Kids Costs More
Apr 26, 2023
If you travel with kids, your child's second birthday means your costs are going to go up. Read on to find out why.
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How I Cut My Insurance Costs and Got More Coverage
Apr 26, 2023
I reduced what I was spending on auto and homeowners insurance by getting an umbrella insurance policy. Here's why this worked for me.
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Hoping Pet Insurance Pays for a Big Claim? Do This First
Apr 26, 2023
Pet insurance should often provide coverage for expensive procedures. But read on to learn why pet owners may want to get preauthorization.
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Hoping to Earn a New Cardmember Bonus? Answer This Question First
Apr 25, 2023
New cardmember bonuses require you to meet spending requirements. Be sure to determine if that's possible before signing up for a card.
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3 Important Ways Pet Insurance Differs From Human Health Insurance
Apr 25, 2023
Pet and human health insurance can both pay for medical care, but there are important differences in terms of coverage rules and limits. Find out …
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After a Year of Having 2 Kids, These Were My Biggest Surprise Expenses
Apr 25, 2023
Once my daughter was born, I was faced with a lot of new surprise expenses. Here's what caught me off guard.
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I'm Tripling My Vacation Spending This Summer. Here's Why
Apr 25, 2023
I've decided to spend more money on vacations when my kids are little before our summer is filled up with other activities. Here's why.
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Are You Making This Money Mistake Ramit Sethi Says Smart People Often Make?
Apr 25, 2023
Ramit Sethi says smart people often try to overanalyze mundane decisions. Read on to find out why he believes this is a money mistake.
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What's the Secret to Extreme Couponing?
Apr 25, 2023
Extreme couponing involves using coupons to get items for free or for pennies on the dollar. Read on for some secrets to making that happen.
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Here's Why Getting $1 Million in the Bank Didn't Change Ramit Sethi's Life
Apr 24, 2023
Ramit Sethi says money is about meaning, not a number. Here's why having $1 million saved didn't change his life.
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Ramit Sethi Says These Are the 3 Basic Money Skills You Need to Live a Rich Life
Apr 24, 2023
Ramit Sethi believes the three secrets of living a rich life include being able to talk about money. Take a closer look at this secret …
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4 Reasons I Stopped Extreme Couponing
Apr 24, 2023
Extreme couponing was something I did for years, but I stopped cold turkey. Here are four reasons why.
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I Can Afford to Shop Almost Anywhere, but I Still Love the Dollar Tree. Here's Why
Apr 24, 2023
Although I don't have to shop at a dollar store, shopping at the Dollar Tree is fun and provides a good value for my money. …
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These Are the Best Dining Deals at the Magic Kingdom
Apr 24, 2023
Eating at Disney doesn't have to be expensive. Check out these great deals to find affordable fare that the whole family will love.
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Here's Why I'm Using a Buyer's Agent But Not a Seller's Agent
Apr 23, 2023
I'm using a buyer's agent because I don't have to pay the commission directly and they offer me services I can't easily do myself. Find …
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Ramit Sethi Says This Common Money Problem Is Rarely Ever Fixed. Here's Why
Apr 23, 2023
Ramit Sethi says many people admit to struggling to spend money, but they rarely fix this problem. Read on to find out why.
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Ramit Sethi Spends Less Than an Hour a Month on His Finances. Here's How He Does It
Apr 23, 2023
If you want to spend less time managing your money, Ramit Sethi's technique could help you make that happen. Find out how it works.
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Selling Your House Yourself? You May Still Get Hit With Real Estate Commissions. Here's Why
Apr 23, 2023
Selling your house on your own can help you save on commission for a seller's agent, but you'll likely still have to pay a buyer's …
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Is Disney Genie+ Worth It? Here's My Experience
Apr 23, 2023
We've purchased Disney's Genie+ service on several recent trips to Disney. Here's what I've found about whether the service is worth the money.
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4 Secrets of an Extreme Couponer You Can Steal to Save
Apr 22, 2023
If you don't want to be an extreme couponer, you can still steal some of their tricks. Here are four that anyone can implement without …
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Dave Ramsey Says You Must Answer These 3 Questions Before Tapping Your Emergency Fund. Is He Right?
Apr 22, 2023
Dave Ramsey says to ask yourself if the expense is urgent, essential, and unexpected before spending your emergency fund on it. Read on to learn …
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I'll Pay for Disney Genie+ but Not Individual Lightning Lanes. Here's Why
Apr 22, 2023
Disney Genie+ and Lightning Lanes are both ways to save time waiting in lines, but they come at a cost. Read on to learn why …
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These 3 Decisions Will Determine if You Become Rich or End Up Broke
Apr 22, 2023
Three big choices can decide your financial fate. Read on to find out what they are.
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Dave Ramsey Said to Ask Yourself 5 Questions Before Making a Purchase at Costco. Is He Right?
Apr 22, 2023
Costco can save you money, but only if you think about storage and your budget ahead of time. Read on to learn how to avoid …
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I Didn't Pay for These Items for Years as an Extreme Couponer
Apr 21, 2023
Extreme coupon shopping allowed me to get great discounts on certain items. Take a look at some things I didn't pay for for years.
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4 Times I Always Buy the Cheapest Item
Apr 21, 2023
Sometimes, it makes sense to splurge -- but there are certain situations where I always opt for the cheapest items available. Take a look at …
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How Much Do You Need to Save Each Month to Become a Millionaire?
Apr 21, 2023
The amount depends on how old you are when you start investing as well as your investment returns. Find out here what you need to …
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How to Get Started With Extreme Couponing
Apr 21, 2023
If you're interested in becoming an extreme couponer, knowing where to look for deals and coupons is key. Learn more about these and other techniques.
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Dave Ramsey Said to Ask These 3 Key Questions When Buying a Car from a Private Seller
Apr 21, 2023
Many people turn to a private seller when buying a car. Find out what questions Dave Ramsey believes are the most important.
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3 Reasons I Won't Buy an Electric Car Any Time Soon
Apr 21, 2023
Electric cars have become increasingly popular, and tax credits are available for them. Find out why I still won't be purchasing one in the near …
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Could a Personal Loan Make Paying Your Credit Cards Easier?
Apr 21, 2023
A personal loan can allow you to consolidate credit card debt and reduce your interest rate. Here's what you need to know about using one …
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4 Big Perks of Disney Genie+
Apr 21, 2023
Disney Genie+ allows you faster access to rides, photo features, and more. Learn about four big perks of Genie+ service.
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The Amount Dave Ramsey Says Home Sellers Will Pay to Sell a Property Will Shock You. Are You Prepared for These Expenses?
Apr 21, 2023
Dave Ramsey said selling a $300,000 home might come with $45,000 in expenses for a seller. Here's why home sales are so costly.
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Ramit Sethi Says This Investment Decision Can Make You Hundreds of Thousands of Dollars
Apr 21, 2023
Ramit Sethi says making a rule to up your investments by 1% annually takes minutes and can leave you hundreds of thousands of dollars richer. …
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4 Top Considerations Before Picking a Personal Loan
Apr 20, 2023
Before picking a personal loan, you'll need to consider a few important factors. Learn about the considerations when selecting a lender.
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The 3 Craziest Things I Bought When I Was Extreme Couponing
Apr 20, 2023
When I participated in extreme couponing, I bought a lot of stuff because it was free or paid money to buy it. Here are three …
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Is Extreme Couponing Worth the Time It Takes?
Apr 20, 2023
Extreme couponing may seem like a way to save money, but is it really worth it? Read on to find out why it's harder than …
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Wedding Season Is Coming Up. Should You Take a Personal Loan to Pay for Yours?
Apr 20, 2023
Spring and summer is prime time for weddings, which tend to come at a big expense. Check out some pros and cons of using a …
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I Tried to Apply for Mortgage Pre-Approval Online. Here's Why I Failed
Apr 20, 2023
Some mortgage lenders advertise quick and easy pre-approval online -- but read on to learn why that didn't work for me.
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We've Made One Hard-and-Fast Rule to Keep Vacation Spending Down
Apr 20, 2023
To make sure we don't overspend on vacation, we let the kids pick one toy only at the end of each trip. Read on to …
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Dave Ramsey Said These Are the Biggest Downsides of High-Yield Savings Accounts. Can You Overcome Them?
Apr 20, 2023
High-yield savings accounts have many benefits, but also a few potential drawbacks. Read on for Dave Ramsey's top cons for these accounts.
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Should You Take Out a Loan to Buy an Engagement Ring?
Apr 19, 2023
An engagement ring is a major purchase, but is it worth borrowing for? Check out some pros and cons to taking an engagement ring loan.
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Here's Why I Hire an Accountant to Do My Taxes
Apr 18, 2023
Hiring an accountant saves me time and helps ensure I don't make a mistake with complicated returns. Here's why it pays off for me.
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Got Your Tax Refund? Here's What to Do With It
Apr 18, 2023
A tax refund is often a big sum of money. Here's how you can use it to accomplish important financial goals.
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This Is the Key Difference Between a Money Market Account and a Money Market Fund
Apr 14, 2023
A money market account and a money market fund are both pretty safe investments, but there's one key difference. Read on for a closer look.
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Dave Ramsey Said You're Ready to Buy a House if These 7 Things Are True -- but You Don't Necessarily Have to Check All These Boxes
Apr 14, 2023
Dave Ramsey has a list of recommendations before you buy a home. Keep reading to learn whether you really need to accomplish all these objectives …
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Dave Ramsey Identified 5 Habits of the Average Millionaire. How Many Do You Follow?
Apr 14, 2023
Dave Ramsey said millionaires are avid readers who understand delayed gratification. Check out these and other habits of millionaires, and see how many you follow.
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Dave Ramsey Says You Have to Sell Your Car in This Situation
Apr 13, 2023
Automobiles are a major purchase for many households. Finance expert Dave Ramsey says to sell your car if you're upside down on it. Read on …
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I Wrote a Big Check to the IRS This Year. Here's Why I'm Happy About It
Apr 13, 2023
I have to send the IRS money, but that means I raised my income and didn't tie up my cash. Keep reading to learn why …
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Should You Follow This Dave Ramsey 'Rule of Thumb' When Buying a New House?
Apr 13, 2023
Dave Ramsey says you should save 3% to 4% of your home's cost for closing costs. Here's what to consider if you're an aspiring home …
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Insurance Didn't Pay to Repair My Car After My Auto Accident. It Did This Instead
Apr 13, 2023
A few years ago, my car was totaled in an accident. Read on to learn why the insurer gave me a check for less than …
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Suze Orman Says to Start Here if You Want to Reduce Your Financial Stress
Apr 13, 2023
If you are feeling stressed about money, Orman wants you to remind yourself that you are capable of handling your financial life. Here's why this …
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Dave Ramsey Said to Avoid These Debt Payoff Strategies. Here's Why He's Wrong
Apr 12, 2023
Dave Ramsey doesn't want you to use balance transfers or debt consolidation to help you repay debt. Read on to learn why they're worth considering …
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These 2 Beloved Stores Have the Highest Satisfaction Rates in 2023. Do You Shop at Them?
Apr 12, 2023
Both Trader Joe's and Costco's have very high satisfaction rates among consumers. Here's why these stores are so beloved.
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Dave Ramsey Said You Need to Plan for Some Big Spring Expenses. Here's How
Apr 12, 2023
Spring has sprung, and Dave Ramsey notes that this season often comes with some added costs. Read on to learn about some expenses to plan …
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Suze Orman Says to Wait to Buy a Car Until Your Credit Score Hits This Number
Apr 12, 2023
Suze Orman recommends not buying a car until you have a credit score of at least 700. Here's why it matters, as well as your …
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I'm a Boring Investor. Here's Why I'm Happy About That
Apr 11, 2023
I prefer to be a boring investor because I don't have the time to actively manage my portfolio. Read on to learn why I believe …
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4 Things Never to Buy With a Personal Loan
Apr 11, 2023
A personal loan can be a great way to borrow for certain purchases and expenses. Read on to learn what not to use one for, …
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Dave Ramsey Says This Money Mistake Leads to 'More Debt and Stress.' Is He Right?
Apr 11, 2023
Dave Ramsey believes it’s a bad idea to use credit cards for emergencies. Here's why he's right.
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Dave Ramsey Said to 'Save Yourself a Financial Headache' by Doing This When Buying a Car
Apr 11, 2023
When you are buying a vehicle, Dave Ramsey suggests avoiding taking out a car loan or, if you must, paying it off ASAP. Here's why.
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This Is Dave Ramsey's Best Argument Against Rewards Credit Cards
Apr 11, 2023
Dave Ramsey has argued against rewards cards, but one of his best arguments is that the money is supporting a credit card industry that preys …
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Why Ramit Sethi Wants You to Stop Saying You're Bad With Money
Apr 11, 2023
Many people describe themselves as being bad with money, but Ramit Sethi believes this can be a problem. Here's why.
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Do You Spend More or Less on Utilities Than Your Fellow Americans?
Apr 11, 2023
Utilities are a big expense for both renters and homeowners. Keep reading to learn how your spending on utilities compares to your peers.
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This Is One Feature I Hate About Mobile Banking
Apr 10, 2023
I love my bank in large part because of its mobile banking app. Keep reading to learn about one issue I have with it, though.
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Dave Ramsey Warns Not to Overlook This Crucial 401(k) Form
Apr 10, 2023
When you open a 401(k) account, Dave Ramsey says to make sure you complete your beneficiary form. Here's why taking care of this task is …
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Stimulus Update: These Proposals Would Restore and Expand Stimulus Funding
Apr 10, 2023
Representative Ilhan Omar has written an op-ed arguing for more stimulus money from the federal government. Find out about the proposals she supports.
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Dave Ramsey Says This Common Car-Buying Tactic Is a 'Bad Idea.' Is He Right?
Apr 10, 2023
Dave Ramsey says buying a car with a low down payment is a bad idea. Here's why this is such a problem and what you …
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This Is the Hardest Part of Selling a House as a Parent
Apr 10, 2023
I'm currently trying to sell my house, and it is a lot more complicated to do that when you have two kids living in it. …
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Don't Follow This Dave Ramsey Advice About Getting Out of Debt
Apr 10, 2023
Dave Ramsey recommends pausing 401(k) contributions when you're trying to get out of debt. Keep reading to learn why this is a bad idea.
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Dave Ramsey Says He ‘Always’ Recommends This Retirement Account if It's Available to You
Apr 10, 2023
If you are saving for retirement and you have a Roth 401(k) available, Dave Ramsey always recommends putting money into this type of account. Here's …
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Dave Ramsey Warns This Money Mistake Guarantees 'That Your Money Won't Grow Enough to Keep Up With Inflation Long Term'
Apr 9, 2023
When deciding where to invest, Dave Ramsey urges you to think about the impact of inflation. Read on to learn why.
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Here's How I'm Teaching My 3-Year-Old About Money
Apr 9, 2023
Teaching money management doesn't have to wait. I'm already helping my son to understand that money only goes so far. Read on to learn how.
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Should You Try Out These 5 Dave Ramsey Money Hacks?
Apr 9, 2023
Dave Ramsey has recommended some money hacks including making a budget and tracking transactions. Learn more to decide if you should give them a try.
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Should Parents Follow These 6 Dave Ramsey Tips to Save on Childcare?
Apr 7, 2023
Childcare is a major expense for many families. Keep reading to learn how you may be able to save while still ensuring your children are …
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Stimulus Update: Will Future Stimulus Payments Come Faster Than Your Last Ones?
Apr 7, 2023
The IRS sent out stimulus payments during the COVID-19 pandemic. Read on to learn about the overhaul the agency is undergoing and how it might …
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Here Are 6 Very Specific Steps You Can Take to Get a Cheap Car Loan
Apr 6, 2023
If you want the lowest car loan possible, take these six steps to help make it happen.
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Dave Ramsey Said Not to Worry About Your Bank Collapsing. Here's Why
Apr 4, 2023
Recently, several large banks have collapsed. Read on for advice from Dave Ramsey to help alleviate your worries about your own bank.
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Stimulus Update: IRS Data Shows Smaller Checks Are Coming This Year. Is It Because of Stimulus Changes?
Apr 3, 2023
IRS data for the week of March 24, 2023 shows that the average tax refund check is considerably lower this year compared to last. Read …
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Ramit Sethi Says This Quick Investment Decision Can Make You Hundreds of Thousands of Dollars
Apr 2, 2023
Ramit Sethi says making a rule to up your investments by 1% annually takes minutes and can leave you hundreds of thousands of dollars richer. …
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Want to Hit the Road? There's a Loan for That
Apr 2, 2023
Buying an RV lets you see the country in comfort. And there are loans available to help you do that. Read on to find out …
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How to Fill an Adorable Easter Basket for $11.25 at the Dollar Store
Apr 1, 2023
The Dollar Tree offers Easter candy, toys, and more. Find out how you can create an adorable Easter basket for just $11.25.
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I've Sworn off Buying New Toys for My Kids in 2023. Here's What We're Doing Instead
Mar 27, 2023
Spending money on toys has become a huge waste in our house, so we've made a decision to do something different this year. Take a …
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This Simple Dave Ramsey Tip Can Help You Spend Less at Home
Mar 27, 2023
If you want to cut your basic expenses at home, Dave Ramsey believes that "going green" could be the way to do it. Here's how.
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Does Dave Ramsey Think You Should Be Saving for College for Your Kids? The Answer May Surprise You
Mar 26, 2023
Dave Ramsey doesn't recommend prioritizing college savings -- he suggests you should take care of your own needs first. Find out why.
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Costco, BJ's, or Sam's: Which One Do Americans Love the Most?
Mar 26, 2023
There are many big-box stores, but Costco has the highest customer satisfaction rating out of all of them. Check out the consumer research here.
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Buying a New Car? These 5 Suze Orman Tips Could Help
Mar 26, 2023
A new car is a major purchase. Read on for some Suze Orman tips to make sure your purchase is a success.
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This Is Dave Ramsey's 'Quick-and-Dirty Answer' to How Much Car Insurance You Need
Mar 25, 2023
Deciding how much car insurance to buy can be complicated. Here's how much insurance Dave Ramsey thinks it's a good idea to purchase.
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Dollar General Is Adding This Surprising Item to Stores. Should You Shop There for It?
Mar 25, 2023
Dollar General is adding fruits and vegetables to its store offerings. Here's how this could help make nutritious food options available at affordable prices.
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Americans Say This Store Wins for Convenience. Do You Agree?
Mar 25, 2023
According to customer rankings, Walmart leads in convenience. Read on to learn why this store may get top marks for this metric.
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What Is a Rolling Recession, and Are We in One? Here's What Dave Ramsey Thinks
Mar 24, 2023
A rolling recession means that some parts of the economy do well while others do poorly. See what Dave Ramsey has to say about this …
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You'll Never Guess What Dave Ramsey's Credit Score Is
Mar 24, 2023
Dave Ramsey said he let his credit score drop to "0." But can that happen, and is it a good idea? Read on to find …
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Need Some Extra Money? Here Are 4 Ways Dave Ramsey Says You Can Pile Up Cash
Mar 24, 2023
If you need extra money urgently, there are ways to find it. Keep reading to learn a few of Dave Ramsey's suggestions.
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Here's Why Dave Ramsey Thinks Putting Too Much in Savings Is Riskier Than Investing
Mar 24, 2023
Saving money is a good thing, but Dave Ramsey believes putting too much money into savings comes with unacceptable risk. Find out why.
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Suze Orman Says This Is the Biggest Risk in a Recession. Here's How You Can Prepare
Mar 24, 2023
Many experts believe a recession is coming. Read on to learn how you can get ready in case that happens.
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This Is One of Dave Ramsey's Best Tips Ever for Cutting Spending
Mar 23, 2023
Dave Ramsey suggests removing shopping apps from your phone in order to cut spending. Take a look at why this is good advice.
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Just How Much Does the Average American Spend on Home Maintenance Each Year?
Mar 23, 2023
Home maintenance can be a big line item in your budget. Take a look at data from the Bureau of Labor Statistics on how much …
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Life Insurance Buyers Must Answer These 2 Questions
Mar 23, 2023
When buying life insurance, policyholders have a few key things to take into account. Read on for two must-answer questions before getting insurance.
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Anti-Debt Dave Ramsey Said a Personal Loan Is the Solution to This Problem
Mar 22, 2023
Dave Ramsey normally doesn't believe in borrowing. But find out why getting a personal loan could be the best approach if you're underwater on a …
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Suze Orman Warns You Should Steer Clear of This 'Tempting Gimmick'
Mar 22, 2023
Suze Orman warns that Buy Now, Pay Later may be tempting, but it can cost you in the end. Read on to learn why.
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Dave Ramsey Said This Is a Big Problem With Going the 'Cheapest Route' When Buying Car Insurance
Mar 21, 2023
Motorists need to remember they are protecting their assets when buying insurance. Here's why Dave Ramsey warns the cheapest option isn't always the best one.
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Here's Why I Don't Really Care About My Brokerage Firm
Mar 21, 2023
I don't spend a lot of time worrying about picking my brokerage firm because I don't need very many features. Here's why my choice of …
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Dave Ramsey Said There Are Only 2 Situations Where You Should Borrow From Your 401(k). Is He Right?
Mar 20, 2023
Borrowing from a 401(k) has serious consequences, so it should only be done in dire situations, according to Dave Ramsey. Take a look at two …
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Dave Ramsey Said This Is the 'Best Way' to Grow Your Retirement Account Balance. Is He Right?
Mar 19, 2023
Dave Ramsey recommends investing in a 401(k) up to the company match, then investing the rest of your money in a Roth IRA. Here's when …
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Stimulus Update: This Biden Tweet Shows Restoring This Payment Is a Top Priority
Mar 17, 2023
A recent Joe Biden tweet highlighted his efforts to restore a stimulus payment for parents. Read on to find out why it's a priority for …
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Do You Have Enough Pet Insurance Coverage?
Mar 16, 2023
Pet insurance is important to protect animal companions. But how can pet owners know if they have too little insurance coverage? Read on to find …
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Here's How Much Homeowners Insurance You Need
Mar 15, 2023
It's important to have replacement value insurance, property coverage, liability protection, and more. Here's how much homeowners insurance is necessary.
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Here's How Long It Will Take You to Save for a Wedding
Mar 14, 2023
The length of time it will take you to save for a wedding can vary depending how much your wedding costs. Find out more here.
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Overinsured: How to Know if You Have Too Much Homeowners Insurance Coverage
Mar 14, 2023
Paying for unnecessary home insurance costs doesn't make sense. Here's how property owners can tell if they have too much coverage.
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Here's Just How Much Housing Affordability Has Been Impacted by Interest Rates
Mar 14, 2023
Interest rates have been on the rise and many buyers are struggling to afford homes. Here's how much rising rates can affect your home-buying costs.
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You May Need to Factor in This Unexpected Homeownership Cost. Don't Forget It
Mar 13, 2023
Homeownership comes with many unexpected costs. Here's why pest control may be an added expense that is not optional.
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Stimulus Update: Some Americans Could Soon Get Ongoing $1,000 Stimulus Checks
Mar 13, 2023
Oregon lawmakers are considering providing ongoing $1,000 payments to certain residents. Read on to learn more.
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These Are Dave Ramsey's 10 Best Pieces of Advice
Mar 13, 2023
Dave Ramsey has some great advice, including stressing the importance of an emergency fund. Read on for the finance expert's 10 best tips.
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Buying a Home? Here's All the Dave Ramsey Advice You Need to Listen to (and Ignore)
Mar 13, 2023
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I Have a Credit Score of 807: Here's How I Got There
Mar 12, 2023
My credit score is currently 807. I earned it in a few different ways, including paying bills on time and regularly requesting credit line increases.
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Underinsured: How to Know If You Have Enough Car Insurance Coverage
Mar 10, 2023
Car insurance provides important protection for assets. Here's how drivers can tell if they have a sufficient amount of insurance coverage.
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Silicon Valley Bank Collapses in Biggest Failure Since Great Recession
Mar 10, 2023
Silicon Valley Bank was founded in 1983 and became the biggest bank to fail since the Great Recession. Here's what happened and why it matters.
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Stimulus Update: President Biden Calls for These Stimulus Payments to Start Again
Mar 10, 2023
The president has released his new proposed budget. It includes a form of financial assistance that was first offered in the most recent COVID-19 stimulus …
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Should You Follow These 2 Dave Ramsey Tips for Saving on Homeowners or Renters Insurance?
Mar 8, 2023
Homeowners and renters insurance protect against financial loss, but they come at a cost. Read on to learn about Dave Ramsey's suggestions for saving.
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What's a Credit Card Loan? Should You Use One?
Mar 7, 2023
A credit card loan is a new alternative that lets you borrow against your card's credit line without the typical cash advance fees. Here's what …
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Stimulus Update: It Is Not Too Late to Claim Missed Stimulus Checks on Your Tax Returns
Mar 6, 2023
If you did not receive any of your previous stimulus checks, you still have the option to claim them. You need to file a tax …
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Want to Invest? Here's Why Graham Stephan Believes You Can Copy Other People
Mar 6, 2023
Graham Stephan says being original isn't the key to successful investing. Here's why.
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This Is Why Graham Stephan Likes Investing in the $SPY Over 'Any' Fund
Mar 4, 2023
If you aren't sure what to invest in, this advice from Graham Stephan can help you better understand a simple choice that could work for …
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Dave Ramsey Said to Ask Yourself 5 Questions Before Making a Purchase at Costco. Is He Right?
Mar 4, 2023
Costco can save you money, but only if you think about storage and your budget ahead of time. Read on to learn how to avoid …
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This Is the Amount of Term Life Insurance Dave Ramsey Always Recommends. Is He Right?
Mar 4, 2023
Dave Ramsey says to set a life insurance death benefit equal to 10 to 12 times the policyholder's income. But is this good advice?
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Dave Ramsey Warns That New Costco Shoppers Make These Rookie Mistakes. Can You Avoid Them?
Mar 4, 2023
Shopping at Costco can save you money. Keep reading to see what moves Dave Ramsey recommends you skip.
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Here's Why Dave Ramsey Thinks It 'Really Does Pay' to Get Life Insurance Now Instead of Later
Mar 4, 2023
Dave Ramsey said it pays to get life insurance sooner rather than later because premiums are based on age and health. Find out more.
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Here's Why Ramit Sethi Thinks Lots of People Love Feeling Anxious About Money
Mar 4, 2023
Ramit Sethti says people like to feel anxious about money because it's the way they are used to feeling. Here's how to overcome this anxiety.
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Dave Ramsey Said Not to Skip This Step if You're Trying to Get Your Finances in Order
Mar 3, 2023
Dave Ramsey recommends having an accountability partner when trying to get your finances in order. Here's why he advocates for this.
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Following This Dave Ramsey Advice Means You Won't Have to Stress About Car Repair Costs
Mar 3, 2023
Car repair costs can be a source of stress. Keep reading to learn a key tip from Dave Ramsey to save money on them.
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Should You Follow This 'Helpful Tip' From Dave Ramsey to Simplify Your Financial Life?
Mar 3, 2023
Dave Ramsey recommends setting up direct deposit for your savings in order to make your financial life simpler. Here's why this is good advice.
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7 Reasons You're Paying High Car Insurance Rates, According to Dave Ramsey
Mar 3, 2023
Dave Ramsey has identified seven reasons why some drivers may face high car insurance premiums. Here's what to watch out for.
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Dave Ramsey Said This Simple Money Move Will Allow You to Enjoy Your Money More. Is He Right?
Mar 2, 2023
Dave Ramsey said making a budget enables you to enjoy your money more. Find out why this is great advice.
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Dave Ramsey Said to Be Careful Not to Make This Common Credit Card Mistake
Mar 2, 2023
Dave Ramsey said not to confuse the minimum payment on a credit card for the full amount due. Find out why this could be a …
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Ramit Sethi Says to Make This Move in 2023 if Money Is Important to You
Mar 2, 2023
Sethi suggests finding a community in 2023 with people who can help you stay motivated to improve your wealth-building efforts. Find out what makes this …
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Ramit Sethi Says You Don't Need to Follow These 5 Common Tips to Get Rich. Is He Right?
Mar 2, 2023
Many people believe there are certain must-dos to become rich. Take a look at some common recommendations Ramit Sethi says are actually not necessary.
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Ramit Sethi Outlined 4 Paths to Becoming a Millionaire. Which Is Right for You?
Mar 2, 2023
Ramit Sethi says you can reach millionaire status with one of four strategies: time, income, starting with money, or combining all of the above. Find …
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Dave Ramsey Said There Are 3 Reasons You Need Term Life Insurance. Is He Right?
Mar 2, 2023
Ramsey believes people need life insurance if they have people depending on their income, if they have outstanding debt, or if they are not self-insured. …
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Dave Ramsey Said This Is 'One Heck of a Poor Money Management System.' Is He Right?
Mar 2, 2023
Dave Ramsey said using credit cards to cash flow your spending is a poor money management system. Here's why this isn't necessarily the case.
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These Are the Average Life Insurance Costs by Age, According to Dave Ramsey
Mar 2, 2023
Dave Ramsey has identified some average life insurance policy costs by age. Find out what these averages mean for policyholders.
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Ramit Sethi Says There Are 3 Non-Obvious Signs of a New Investor. Do Any Apply to You?
Mar 2, 2023
Sethi says signs of a new investor include confusing expensive purchases for good investments and confusion about potential future returns, among other things. Read on …
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Dave Ramsey Said This Is the 'Quickest and Easiest Way to Lower Your Car Insurance Premiums.' Should You Do It?
Mar 2, 2023
Ramsey recommends a higher deductible to lower car insurance premiums. While this can result in lower costs, be sure to first consider the downsides.
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This Is the Minimum Suze Orman Thinks You Should Be Investing for Retirement
Mar 1, 2023
Suze Orman recommends saving a minimum of 10% and ideally 15% of income. Find out how you can work up to that amount.
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Stimulus Update: IRS Says You Can Still Claim One Type of Stimulus Money This Tax Filing Season
Mar 1, 2023
While the IRS said there were no new stimulus payments in 2022, it is still possible to qualify for expanded eligibility for premium tax credits. …
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Dave Ramsey Says to File Your Taxes Early. Should You Listen to Him?
Mar 1, 2023
Filing your taxes early has several big benefits, according to Ramsey. So, should you submit a return ASAP?
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The Surprising Truth About Minimum Coverage Car Insurance
Mar 1, 2023
Minimum coverage car insurance may seem like it's sufficient to protect drivers. Read on to learn why it isn't.
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Dave Ramsey Warns You to Avoid This 'Risky Real Estate Trend.' Should You Listen to Him?
Mar 1, 2023
Some lenders offer down payment loans. Here's why Dave Ramsey said you should avoid that real estate trend.
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Dave Ramsey Said You Absolutely Must Do This Before Buying a Home
Feb 28, 2023
Before you purchase a property, Ramsey urges making sure you know how much you can afford to spend. Find out why this is so important.
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Should You Follow These 4 Dave Ramsey Tips for Saving on Home Renovations?
Feb 28, 2023
Dave Ramsey suggests ways to save on renovations, including DIYing repairs when possible. But here's why not all of his advice is worth listening to.
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Considering Multi-Generational Living? Address These Issues First
Feb 27, 2023
If you're intending to live with family members like your parents or adult children, there are some things to consider before jumping in and buying …
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I'm Looking for a New Home. Here's How I'm Trying to Find the Perfect Place
Feb 27, 2023
To make sure I get the right property this time, I'm visiting my chosen neighborhood often. Find out some of the things I'm looking for.
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Dave Ramsey Said This Is One of the 'Quickest Ways' to Save on Home Expenses. Can You Try It Out?
Feb 27, 2023
According to Dave Ramsey, lowering your heating bill can be a quick and easy way to reduce what you're spending on housing costs each month. …
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Have a Teen Driver in Your Family? Dave Ramsey Said These Tips Will Help You Save on Car Insurance Coverage
Feb 27, 2023
Insuring a teenage driver can be really expensive. Keep reading to learn how buying an older used car and getting a student discount can help.
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4 Travel Expenses I Won't Skimp On
Feb 27, 2023
When it comes to taking trips, there are certain things that are worth paying for. These include a hotel with a good location and a …
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Dave Ramsey Has 2 Tips for Saving Money at Costco. Will They Work For You?
Feb 26, 2023
Costco offers great prices, but Ramsey said you'll save money only if you compare prices and buy things you know you'll use. Read on to …
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One Redditor Has Some Important Advice for Aldi Shoppers About the 'Aisle of Shame'
Feb 26, 2023
If you're a new Aldi shopper, you'll want to know about the Aisle of Shame. Read on to learn about how you can find an …
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This Is How Much House Dave Ramsey Says You Can Afford to Buy
Feb 26, 2023
When it comes to purchasing a home, Dave Ramsey is clear -- you should keep mortgage payments to 25% or less of take-home income. Find …
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3 Things I Love (and Hate) About the Admirals Club Airline Lounge
Feb 26, 2023
The Admirals Club lounge is the American Airlines lounge. Here are the things I love and dislike about it.
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Dave Ramsey Recommends This Home-Buying Strategy to 'Give Your Home’s Value the Most Room to Grow'
Feb 26, 2023
Dave Ramsey suggests buying a cheaper home in a good neighborhood. Check out why this is a solid strategy if you want your home's value …
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Dave Ramsey Used to Have This Big Worry About Budgeting. Do You Share It?
Feb 26, 2023
Dave Ramsey was afraid budgeting meant he'd never have fun with money again. Here's the truth about making a budget, though.
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Here's Why I Don't Trust Online Home Estimates
Feb 26, 2023
Online home price estimates can sometimes be misleading. Here's why I don't trust them to present an accurate picture.
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5 Tips for Scoring Travel Savings from Costco
Feb 25, 2023
Costco offers vacation packages, including limited-time deals. Check out some tips for scoring travel savings from the warehouse club.
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Suze Orman Warns You're Leaving Money on the Table if You Make This 401(k) Mistake
Feb 25, 2023
Suze Orman warns auto-enrolling in your 401(k) could mean you don't earn the full employer match. Take a look at why this is a big …
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Dave Ramsey Said This Is the 'Trick' to Saving Money at Costco or Sam's Club
Feb 25, 2023
Dave Ramsey says you need a "game plan" before going shopping if you want to save at Sam's or Costco. Find out why.
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Suze Orman Says There Are 6 Retirement Must-Dos for 2023. How Many Are You Doing?
Feb 25, 2023
Suze Orman says there are steps you should take this year to prepare for future retirement. Keep reading to see what you should consider.
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Dave Ramsey Said This Is the 'Biggest Money Suck' When It Comes to Saving. Here's How You Can Avoid It
Feb 25, 2023
If you're trying to save, Dave Ramsey said debt payments are the biggest money suck that could be an obstacle. Learn more here.
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Dave Ramsey Said to Skip These 6 Items at Costco. Should You?
Feb 24, 2023
Costco can be a great place to buy items at a good price, but here's why Dave Ramsey believes some items aren't worth buying -- …
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Dave Ramsey Says Life Insurance Has One Job. Here's What It Is
Feb 24, 2023
Dave Ramsey believes the sole job of life insurance is to replace income after the death of a policyholder. Find out why this matters.
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Dave Ramsey Said This Is a 'Fantastic' Way to Organize Your Money. Is He Right?
Feb 24, 2023
Dave Ramsey recommends the envelope system as a way to organize money. Check out the pros and cons to this system.
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Stimulus Update: This Biden Tweet Highlights 3 Factors That Determine the Likelihood of a Fourth Check
Feb 24, 2023
President Joe Biden sent out a recent tweet addressing gas prices, inflation, and wage changes. Find out how all three factors can impact the likelihood …
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This Is the No. 1 Thing I Dislike About Selling a House
Feb 24, 2023
Selling a house can be a hassle because buyers don't always make rational decisions. Here's what I've experienced when I've sold houses in the past.
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Dave Ramsey Said This Extra Cost Is Well Worth It if You're a Renter
Feb 24, 2023
Renters insurance is absolutely worth paying for if you are a renter. Here's why Dave Ramsey says covering this added cost is crucial.
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Dave Ramsey Said There Are 9 Things You Should Buy at Costco or Sam's Club. Is He Right?
Feb 23, 2023
Costco and Sam's Club both have a lot of great products. Look for these nine items to save money.
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Get Some Gift Cards This Year? Here's What Suze Orman Says to Do With Them
Feb 23, 2023
Suze Orman recommends using your gift card to buy essentials or selling your cards to get cash. Read on to find out if you should …
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Dave Ramsey Said This Credit Card Feature 'Straight up Sucks'
Feb 23, 2023
Dave Ramsey says compound interest on credit cards sucks when it is being used against you. Here's what this means.
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This Is the Craziest Rule My HOA Has
Feb 23, 2023
I live in a neighborhood with a homeowners association that has lots of rules. Keep reading for the weirdest rule it enforces for homeowners.
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These Are the Two Retirement Accounts Ramit Sethi Loves
Feb 21, 2023
Ramit Sethi loves 401(k) accounts and Roth IRAs. Take a look at some of the big benefits of these two types of investment accounts.
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My HOA Dues Went Up. Here's Why I Don't Mind
Feb 21, 2023
Homeowner's association dues can fluctuate year to year. Find out why an increase in fees can be worthwhile.
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We Made This Mistake Once Before Buying an Insurance Policy and We'll Never Do It Again
Feb 20, 2023
When we bought insurance, we didn't read the reviews. Read about how we ended up having to cancel the policy and have been fighting for …
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Should You Move in With Your Parents to Save for a Home Down Payment?
Feb 20, 2023
Saving up for a down payment is a crucial part of buying a home. Cutting current costs by moving in with your parents can make …
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This Store Edged Out Trader Joe's as the Most Popular Grocery Store in 2022. Here's Why Customers Love It So Much
Feb 19, 2023
Aldi is the most popular grocery store among all adults, with Trader Joe's coming in second. Find out why customers love Aldi so much.
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Dave Ramsey Warns This Is 'One of the WORST Financial Products Out There.' Is He Right?
Feb 17, 2023
Dave Ramsey believes whole life insurance is a terrible financial product. Find out why he's absolutely correct that whole life policies are to be avoided.
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Stimulus Update: Will Your State Send You a Stimulus Check in 2023?
Feb 17, 2023
Many states sent out payments in 2022 -- but will more stimulus checks be authorized across the United States this year? Read on to learn …
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You Need Home Insurance Before Closing on a Home. Here's Why
Feb 17, 2023
Lenders require home buyers to have home insurance in place, and buyers also shouldn't risk their investment. Learn more about why home insurance is essential.
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4 Must-Have Fashion Accessories Sold at Dollar Tree
Feb 17, 2023
The Dollar Tree offers scarves, socks, and other fashion items you'll love -- for only $1.25. Check out some of its must-have accessories.
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These Are My 3-Year-Old's Favorite Dollar Tree Items
Feb 16, 2023
The Dollar Tree has many wonderful items for kids. Take a look at my 3-year-old's five favorites for other parents to check out.
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3 Home-Buying Mistakes New Parents Can't Afford to Make
Feb 16, 2023
New parents need to make smart choices when buying a property, including considering the school district. Read on for three mistakes it's crucial they avoid.
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Dave Ramsey Recommends Curbside Pickup for Groceries. Here's Why He's Right
Feb 16, 2023
Curbside pickup helps you cut out impulse buys, saves time and allows easier price comparison. Keep reading to learn more about why you should try …
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If Your Credit Score Is Lower Than You'd Like, a New Credit Card Could Help Fix It. Here's How
Feb 16, 2023
A new credit card could help you develop a positive payment history and improve your score. Find out more here about how this works.
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Be Careful Before You Follow This Suze Orman Advice
Feb 16, 2023
Suze Orman suggested you "stop wasting money" on making your life easier. This is advice you should not follow. Here's why.
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The Surprising Rule My Husband and I Set for Ourselves Before Buying a House
Feb 16, 2023
When my husband and I purchased a property, we made sure we could each afford it independently on our own salaries. Here's why.
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Are You Ever Too Old to Become a Millionaire?
Feb 15, 2023
Becoming a millionaire is a life dream for many people, but does there come a point when it's too late? Find out what you need …
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Every Car Dealer Makes You Do This One Key Thing Before Driving Off the Lot
Feb 15, 2023
All car buyers are required to have proof of insurance before leaving the dealer. Read on to find out what buyers need to know.
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This Is Dave Ramsey's 'Secret to Staying on Top of Your Budget.' Is He Right?
Feb 15, 2023
Dave Ramsey says tracking expenses is key to staying on top of your budget. He's right for a few different reasons.
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Airline Lounge Access Is My Favorite Credit Card Feature. Here Are 3 Reasons Why
Feb 14, 2023
Airline lounge access is a key feature I look for in credit cards because it makes traveling much more pleasant. Check out three reasons why …
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Should You Follow These 5 Dave Ramsey Tips for Buying an Engagement Ring?
Feb 14, 2023
Dave Ramsey recommends spending around a month's salary on a ring and asking for discounts. Learn more about these and other tips.
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Dave Ramsey Said This Account Is the 'Buffer Between You and All the Craziness Life Throws.' Do You Have a Good Buffer?
Feb 14, 2023
Dave Ramsey says an emergency fund can help shield you from unexpected life events. Find out if your emergency fund is big enough.
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I'm Going to Owe the IRS Money This Year. Here's Why I'm Happy About That
Feb 14, 2023
Owing the IRS money means I didn't overpay my taxes during the year. Read on to learn why tax refunds aren't necessarily the boon they …
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This Is a Surefire Way to Regret Buying Your Home
Feb 14, 2023
Buying a home is likely one of the biggest purchases of your life. But, if you make this choice, you could really end up regretting …
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Are Savings Accounts the Best or Worst Place for Your Money?
Feb 14, 2023
Savings accounts can be a great place to keep some of your money -- but a bad place for other cash. It depends on your …
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Stimulus Update: President Biden's State of the Union Shows Stimulus Money Isn't Off the Table for Some Americans
Feb 13, 2023
In the State of the Union, President Biden voiced his support for bringing back the expanded Child Tax Credit included. Read on to learn more.
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Buying Theme Park Passes Saves My Family a Ton of Money. Here's Why
Feb 12, 2023
Theme park passes can be a better deal if you plan to visit more than once -- and they can give you an activity to …
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Stimulus Update: IRS Says You May Want to Hold Off on Filing Taxes if You Got a 2022 Stimulus Check
Feb 10, 2023
If you received a state stimulus check, the IRS said it may be a good idea to delay filing your tax return until the agency …
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Here's Why Mark Cuban Thinks Bitcoin Is a Better Investment Than Gold
Feb 7, 2023
Should you invest in Bitcoin or gold? Find out the key reasons why billionaire Mark Cuban thinks Bitcoin is a better choice.
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When Is the Best Time to Buy Life Insurance, According to Dave Ramsey?
Feb 7, 2023
Is there a certain time that's better to buy life insurance coverage? Check out what Dave Ramsey thinks.
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Should Single People Buy Life Insurance? Here's What Dave Ramsey Thinks
Feb 7, 2023
Is life insurance only for people with families? Here's why Dave Ramsey's advice on this issue could be important to follow.
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3 Reasons Not to Buy a House in 2023
Feb 6, 2023
Is 2023 the right time to purchase a property? Check out three reasons why it might not be.
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Stimulus Check Update: These 3 Numbers Tell You All You Need to Know to Find Out if Another Stimulus Check Is Coming in 2023
Feb 6, 2023
Inflation, unemployment, and the performance of the economy as a whole will determine if more stimulus money arrives. Find out more here.
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Here's How Long Dave Ramsey Thinks Your Term Life Insurance Policy Should Last
Feb 6, 2023
Term life policies offer coverage for a set period of time. Dave Ramsey has some advice on how long a policy should remain in effect. …
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Dave Ramsey Said the Cheaper Version of Life Insurance Is the Better Option. Here's Why He's Right
Feb 5, 2023
Term life insurance is cheaper than whole life insurance. Find out why Dave Ramsey also thinks it's the best option for most people.
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Should You Change Home Insurers in 2023?
Feb 5, 2023
Homeowners can change their home insurance coverage. Find out how policyholders can decide if making a switch is a good idea.
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Dave Ramsey Has 2 Rules for Using Savings to Repay Credit Card Debt. Should You Follow Them?
Feb 5, 2023
If you're considering paying down credit card debt with your savings account balance, check out Dave Ramsey's advice first.
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Should Home Sellers Offer This Mortgage-Lowering Incentive to Find More Buyers?
Feb 5, 2023
Home sellers may find it harder to find a buyer right now due to high mortgage rates. Find out how offering this incentive could potentially …
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4 Credit Card Rules to Follow in 2023 and Beyond
Feb 5, 2023
Credit cards can be a great financial tool if used properly. Be sure to follow these four credit card rules in 2023 and beyond.
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Dave Ramsey Said You Really Need Life Insurance in This Situation
Feb 5, 2023
Life insurance is something many people should buy. Read on for one situation when Dave Ramsey believes it's especially important to have coverage.
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Every Driver Should Be Shopping for Car Insurance Now. Here's Why
Feb 4, 2023
Drivers who haven't already compared car insurance options should do so ASAP. Read on for a few simple reasons why.
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3 Reasons You Should Still Try to Invest if You Have Loan Debt
Feb 4, 2023
If you're trying to pay off loans, you may think you aren't ready to invest. Read on to learn why that's not necessarily the case.
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Is This 'Boring' Strategy the Best Way to Build Wealth? Here's What We Think
Feb 4, 2023
Building wealth doesn't have to be hard. Check out this "boring" strategy proposed by Graham Stephan that could be your ticket to financial security.
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The Cost of Living Is Rising. Here's How to Make Sure You Won't Run Out of Money in Retirement
Feb 4, 2023
The cost of living has been going up due to inflation and other factors such as rising interest rates. Find out how you can still …
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2 Must-Follow Tips From Dave Ramsey to Move House on a Budget
Feb 3, 2023
Moving can be really expensive. Keep reading for finance expert Dave Ramsey's advice on how to make the process cost less.
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3 Dollar Tree Items Any Parent Would Love
Feb 3, 2023
Want to keep your kids happy without breaking the bank? Check out these Dollar Tree items that should be on every parent's wish list.
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Charged Too Much on Your Credit Cards Over the Holidays? Here's How to Pay It Off Fast
Feb 3, 2023
Many people end up in debt during the holidays. If you're one of them, read on for steps to get your credit card bills back …
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Do Stay-at-Home Parents Need Life Insurance? Here's What Dave Ramsey Thinks
Feb 3, 2023
Buying life insurance is usually something people do when loved ones rely on their income. Read on to learn why stay-at-home parents need it too.
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Dave Ramsey Warned You'll Only Make 'Snail-Like' Progress on Your Financial Goals in This Situation
Feb 3, 2023
If you want to get serious about paying off debt and saving for the future, Ramsey says this approach isn't the right one. Read on …
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This Dave Ramsey Advice to Save on Groceries Could Backfire
Feb 2, 2023
Saving money on groceries is a worthy goal, but not every effort to reduce food spending makes sense. Here's one Dave Ramsey suggestion you should …
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Stimulus Check Update: Joe Biden Makes an Announcement About a May Deadline That Could Impact 2023 Stimulus Checks
Feb 2, 2023
President Joe Biden has announced that the COVID-19 emergency will end on May 11, 2023. Read on to find out what this means for stimulus …
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This Is the Most Troubling News in Years About Americans' Savings Accounts
Feb 1, 2023
Americans had been saving more during the pandemic -- but that trend has sadly reversed. Read on to find out what happened.
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Dave Ramsey Said This Is One of the Easiest Ways to Save on Groceries. Is He Right?
Feb 1, 2023
You don't have to just accept your food budget is too high. Here's a simple solution to reduce your spending.
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You'll Never Guess the Average Grocery Cost for a Family of 4
Feb 1, 2023
Groceries can be more expensive than you might think. Read on to find out what the typical family would spend on the USDA's thrifty food …
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How to Actually Succeed at Your Financial Resolutions This Year
Jan 31, 2023
If you're noticing you're already starting to give up on financial resolutions, it may be time to make a change. Here's how.
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Dave Ramsey Admits to Making This Common Costco Shopping Mistake. Are You Making It, Too?
Jan 31, 2023
Costco can be a great place to save money, but not if you make this common error that even Dave Ramsey has fallen victim to. …
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Suze Orman and Dave Ramsey Both Recommend the Same Account for Your Retirement Savings. But Are They Right?
Jan 30, 2023
When it comes to the best retirement account, Suze Orman and Dave Ramsey are in agreement. But read on to find out if using this …
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Dave Ramsey Said He's a Member of Costco and Sam's Club. Should You Sign Up?
Jan 30, 2023
Warehouse clubs offer some membership perks. Dave Ramsey has signed up to take advantage of them. Read on to find out if you should do …
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4 Borrowing Rules Rich People Follow but Others Often Don't
Jan 29, 2023
Rich people borrow money -- but they do it in a different way than others. Here are four borrowing rules rich people often follow.
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Could This Be the Cheapest Day to Do Your Grocery Shopping?
Jan 28, 2023
Being strategic about when you do your grocery shopping could potentially help you save money. Read on to find out why.
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Want to 'Win With Money?' Here's How Dave Ramsey Says to Do It
Jan 28, 2023
Winning with money requires doing one simple thing, according to Dave Ramsey. Keep reading to check out his advice.
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Is Switching Banks Worth the Effort?
Jan 28, 2023
Switching banks can be a hassle, but there are times when it makes sense to do it. Check out these tips for how to decide.
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It's Easier to Borrow Money When You Don't Really Need It. Here's Why
Jan 28, 2023
It's an ironic fact, but the more you may need to borrow, the less likely a lender is to give you a loan. Read on …
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This Dave Ramsey Tip Can Help You Get Name-Brand Products for Less Than Generics
Jan 27, 2023
If you prefer name-brand items, check out this advice from Dave Ramsey that could help you get them without busting your budget.
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Dave Ramsey Says This Is the Key Difference Between Rich and Broke People. Is He Right?
Jan 27, 2023
Ramsey believes rich people and broke people have differing mindsets on a key money issue. Keep reading to learn the difference.
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I Want to Save Thousands More in 2023. I Won't Be Cutting My Budget to Do It. Here's Why
Jan 27, 2023
Saving more money is a big goal of mine this year -- but budget cuts won't be the approach I'm taking. Read on for the …
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I'm Paying My Taxes on a Credit Card in 2023. Here's Why
Jan 26, 2023
I'll be paying my 2022 taxes on a credit card for one simple reason. Read on to find out why.
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Stimulus Update: You Need to Read This IRS Warning About Stimulus Checks
Jan 26, 2023
The IRS issued an important warning about how the absence of stimulus checks will affect your 2022 taxes. Read on for more information.
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This Is the Single Best Thing About Being a Successful Freelancer
Jan 26, 2023
I have been working as a freelance writer for more than a decade, but there's one thing I really love about being successful at working …
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Can You Change Your Car Insurance Coverage Whenever You Want?
Jan 25, 2023
If you're thinking of changing providers, you may be wondering if you have to wait out your current policy period. Read on to find out …
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4 Dave Ramsey Tips You Should Stop Following in 2023
Jan 25, 2023
Dave Ramsey has some good advice, but he also has some tips you definitely shouldn't follow. Here's some advice to ignore in 2023 and beyond.
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3 Reasons to Buy a House in 2023
Jan 25, 2023
Buying a house this year could make sense for a number of reasons. Keep reading to learn why it's worth considering.
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Warren Buffett Says This Sets Really Successful People Apart
Jan 24, 2023
If you want to be successful, should you adopt this habit Warren Buffett says will set you apart from your peers? Read on to find …
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3 Big Downsides of Waiting to Buy Life Insurance
Jan 24, 2023
Don't wait to buy life insurance. Read on to find out why doing so can cost consumers money -- or worse.
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Here's Why Mark Cuban Wants Bitcoin to Go Down a Lot Further
Jan 23, 2023
Mark Cuban is a big fan of Bitcoin, but he wants the price of the virtual currency to fall further. Keep reading to find out …
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Why Dave Ramsey Doesn't Think You Should Want a Tax Refund
Jan 22, 2023
Getting a tax refund might seem like a windfall, but it's not. Read on to learn why one financial guru says you shouldn't want one.
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Stimulus Update: Watch the Mail to See if Your 2022 Stimulus Check Will Be Taxed
Jan 20, 2023
Some states sent out stimulus money in 2022. If you receive a 1099 MISC form from your state, you may have to pay federal taxes …
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Why Buying Too Little Life Insurance Could Be One of Your Biggest Financial Mistakes
Jan 19, 2023
Buying too little life insurance could be a bad financial choice that’s hard to undo. Keep ready to find out why.
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Stimulus Update: Could This Surprising New Cost Justify More Stimulus Money?
Jan 18, 2023
As Americans have found themselves struggling with a new expense, is it possible help will be on the horizon? Read on to learn more.
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Should You Cancel Your Life Insurance in 2023?
Jan 18, 2023
Canceling life insurance is a good idea only for those who no longer need coverage. Find out if that's the case this year.
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3 Best Reasons to Buy Life Insurance Today
Jan 17, 2023
Anyone who doesn't have life insurance should seriously consider purchasing a policy ASAP. Read on to find out why.
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Are You Paying Too Much for Life Insurance?
Jan 17, 2023
Life insurance policies can sometimes be more expensive than they need to be. Here are some signs a policy has unnecessarily high premiums.
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This Fee Can Cost You Hundreds of Thousands of Dollars. Here's How to Avoid It
Jan 16, 2023
Ramit Sethi warns that investment management fees can eat heavily into your returns. Find out how to avoid paying these unnecessary costs.
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Here Is One Really Compelling Reason to Try to Buy a House
Jan 16, 2023
Trying to buy a house can be worthwhile for many reasons. Find out one of the biggest.
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3 Little-Known Perks of Life Insurance
Jan 16, 2023
Life insurance pays out a death benefit if the policyholder passes, but it can offer other important benefits as well. Check out some little-known perks.
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Stimulus Update: This Joe Biden Tweet Is Great News -- but Not if You're Hoping for Another Stimulus Check
Jan 16, 2023
President Biden recently tweeted that his economic plan was working and the unemployment rate is at a 50-year low. Read on to see how this …
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My Husband Has a $1 Million Life Insurance Policy. Here's Why I'm Not Happy With It
Jan 16, 2023
My husband has a substantial amount of life insurance, but I don't like the policy he has. Read on to learn the important reason I'm …
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Why I Opted Out of Buying More Life Insurance After Having a Second Child
Jan 15, 2023
Often, it makes sense to buy more life insurance after the birth of a child. But I decided not to move forward with purchasing additional …
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Does a College Student Need Life Insurance?
Jan 13, 2023
College students may need life insurance if they have dependents, or expect to some day. Read on to see when a student should buy insurance.
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Do Parents Have a Chance of Getting More Stimulus Money in 2023?
Jan 13, 2023
The expanded Child Tax Credit is one of few forms of stimulus money that actually could become available in a divided Congress. Here's why.
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Are You Paying Too Much for Life Insurance?
Jan 13, 2023
Life insurance isn't something most people should go without -- but paying too much doesn't make sense either. Here are some signs a policy costs …
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Don't Have Life Insurance? Here Are the 5 First Steps to Take
Jan 13, 2023
Not having life insurance can be a huge financial mistake. Read on to learn some steps to take for those who currently lack a policy.
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65% of Americans Think Owning a Home Today Is Harder. Here's What to Do If You're One of Them
Jan 12, 2023
Owning a home has long been the American dream, but many people believe it's harder to achieve now. Here's what you can do to buy …
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Can You Change Life Insurance Providers?
Jan 12, 2023
Changing life insurance providers is something policyholders are allowed to do -- but it can be complicated and may cause some issues. Read on to …
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10 Places That Offer Free Stuff on Your Birthday
Jan 12, 2023
Want to celebrate your birthday without spending much cash? Check out all these places that will give you free stuff on your special day.
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Dave Ramsey Says You Must Take These 3 Steps Before Closing on a Home
Jan 12, 2023
If you're purchasing a property, you'll need to check some tasks off your to-do list before closing. Here's what you'll need to do.
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Are You Ready to Start Your Own Business? Ask Yourself These 4 Questions to Find Out
Jan 11, 2023
Starting a small business requires more than just a good idea. Find out how to be sure you're really ready to manage all aspects of …
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4 Mortgage Mistakes You Absolutely Can't Afford With Rates so High
Jan 11, 2023
Mortgage interest rates are pretty high right now. Read on for some home buying errors you definitely don't want to make right now.
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Can You Shop Around for Life Insurance Like Car Insurance?
Jan 11, 2023
Life insurance is an important purchase, but is it one you should shop around for like you do with other kinds of coverage? Read on …
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Should You Add More Life Insurance in 2023?
Jan 11, 2023
Increasing life insurance coverage could be important if life circumstances have changed. Check out this guide to decide if buying more coverage makes sense.
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Coffee Isn't Making It Hard to Reach Your Financial Goals, but This Mistake Is
Jan 11, 2023
Many people believe wasting money on little purchases prevents them from accomplishing goals. Read on for Humphrey Yang's take.
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Getting Expensive Vet Care? Here's How to Make Sure Your Pet Insurance Will Pay
Jan 11, 2023
Pet insurance can pay for the costs of expensive veterinary care -- but you need to make sure the treatment is covered. Here's how.
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4 Kirkland Products Reddit Users Can't Get Enough Of
Jan 11, 2023
Kirkland products are sold at Costco and have many fans. Keep reading for some Kirkland products that Reddit users really like.
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Buying Life Insurance in 2023? Here's How Much Coverage You'll Need
Jan 10, 2023
Thinking about buying life insurance coverage in the new year? This formula can help determine how much coverage to buy.
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Should Your Small Business Offer a Retirement Plan?
Jan 10, 2023
If you are running a company, you may want to offer a retirement plan. Read on for some considerations to help you decide.
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Graham Stephan Says This Is How You Can ‘Beat the Market.’ Is He Right?
Jan 10, 2023
Graham Stephan has some investing advice for people looking to beat the market. Should you listen to it?
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I Wouldn't Even Consider Buying a House in This One Situation
Jan 10, 2023
Buying a house can be a good investment, but not always. Read on for one situation where I absolutely wouldn't consider buying.
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5 Simple Steps to Take Now to Get Recession-Ready
Jan 9, 2023
A recession may soon be coming, according to many financial experts. These five steps will help you get ready for it.
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Stimulus Update: IRS Announces Average Payments of $1,232 Sent to Millions. Here's Who Is Getting Them
Jan 9, 2023
In January, the IRS announced that it was sending around 12 million refunds to people who were owed money due to the American Rescue Plan …
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3 Signs You Should Sign Up for Amazon Prime
Jan 9, 2023
Amazon Prime offers many benefits to members. Here are three reasons to consider signing up.
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Trying to Save a Down Payment While Renting? This Dave Ramsey Advice Could Help
Jan 9, 2023
Saving up a down payment can be hard -- especially if you're already paying rent, too. Check out this advice from Dave Ramsey that could …
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I've Saved a Fortune on Vet Bills by Doing One Simple Thing
Jan 9, 2023
Keeping veterinary costs down is important to me since I don't have pet insurance. Read on to learn how I reduced my spending.
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Dave Ramsey Says This Is Your 'Best Option' for Your 401(k) When Leaving Your Job
Jan 9, 2023
If you're leaving your job, you'll need to decide what to do about your 401(k). Here's what Dave Ramsey suggests.
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How Strategically Timing Your Credit Card Payments Could Increase Your Credit Score
Jan 9, 2023
Paying your credit card at the correct time could lead to a lower balance being reported. Here's what you need to know.
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4 Household Items I Always Buy at the Dollar Tree
Jan 9, 2023
The Dollar Tree has more stuff for your home than you realize. Keep reading for some staples you'll find there at a better price than …
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According to Ramit Sethi, These Are the Real Questions You Should Be Asking When Buying a Home
Jan 8, 2023
Buying a home is a big decision. Ramit Sethi believes many people ask the wrong questions when deciding. Here's what you should consider instead.
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Why Pet Owners May Need a Life Insurance Policy
Jan 8, 2023
Anyone who has a pet they have committed to care for may want life insurance to help cover pet care costs. Keep reading to find …
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Dave Ramsey Warns There's a Big Downside to Investing in a Traditional IRA or 401(k)
Jan 8, 2023
Many people invest for retirement in a traditional IRA or 401(k). Read on for a potential drawback of these accounts.
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6 Unexpected Products to Buy at Costco
Jan 8, 2023
Costco has lots of household items you'd expect, like paper towels and generic medications. Read on for some unusual items you'll find.
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I Vowed Never to Live in an HOA Neighborhood Again. Here's Why I Changed My Mind
Jan 8, 2023
I don't like having to live with an HOA, but I've reconsidered. Keep reading to learn why.
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5 Mistakes New Business Owners Need to Avoid
Jan 8, 2023
If you're starting a business, you don't want to make mistakes that jeopardize your company's future. Read on for five errors to watch out for.
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Should You Follow These 3 Dave Ramsey Tips to Help Your House Sell This Winter?
Jan 8, 2023
If you're selling your house during the winter months, you may face some added challenges. Keep reading for some helpful advice.
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2 Gmail Features You Should Be Using to Better Manage Your Money
Jan 8, 2023
Gmail is a popular email tool. Read on and learn about its features to help you more effectively manage your money.
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Here Are the Biggest Changes Americans Are Making Due to Inflation
Jan 8, 2023
Inflation has prompted Americans to make changes to their lifestyle. Read on to find out some of the big modifications people have made.
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3 Signs You're Using the Wrong Credit Card
Jan 8, 2023
The credit card you're using may not belong in your wallet. Read on for some signs that suggest you've got the wrong card.
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Dave Ramsey Warns Your Home Purchase Could 'Soon Become a Nightmare' if You Make This Home-Buying Mistake
Jan 7, 2023
Buying a house is probably the biggest purchase of your life. Don't make this huge mistake Dave Ramsey warns about.
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My Two Kids Are Authorized Users on My Credit Cards. Here's Why
Jan 7, 2023
Both my son and my daughter are authorized users on my credit cards even though neither child has reached age four. Here's my simple reason …
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Dave Ramsey Has Three Rules for Becoming a Homeowner. One of Them You Should Break
Jan 7, 2023
If you want to become a homeowner, there are some things you need to do first. Read on for Dave Ramsey's suggestions.
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7 Must-Know Differences Between 401(k)s and Roth IRAs
Jan 7, 2023
A 401(k) and a Roth IRA both enable you to save for retirement, but there are important differences. Read on for seven ways these two …
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5 Sam's Club Features You Aren't Taking Advantage of but Should
Jan 7, 2023
Sam's Club is a popular warehouse club but not all members make the most of the club's offerings. Here are some perks you'll want to …
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Dave Ramsey Says You Should 'Never' Buy a House in This Situation. Here's Why He's Right
Jan 7, 2023
You don't want to regret your home purchase -- so don't move forward with buying in these circumstances.
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Dave Ramsey Says These Are Some of the Biggest Red Flags in a Home Inspection. Is He Right?
Jan 6, 2023
Home inspections are crucial before buying property. Here's what to look for if a house you're interested in is being inspected.
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Dave Ramsey Warns About 'Sneaky Fees' Associated with These Mortgage Loans. Should You Steer Clear?
Jan 6, 2023
Are you planning to get a mortgage soon? If so, read on for Ramsey's warning about fees that you may not expect -- and that …
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Dave Ramsey Says You Could Potentially Sell Your Home Faster During the Winter. Is He Right?
Jan 6, 2023
Winter isn't known as the best time of year for selling homes -- but Dave Ramsey says you may be able to sell faster if …
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Stimulus Update: 3 Factors That Will Determine the Chances of Another Stimulus Check This Year
Jan 6, 2023
There are three big factors that can affect the likelihood of another direct payment coming in 2023. Read on to find out what they are.
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This Is the Most Important Reason to Get Pre-Approved According to Dave Ramsey. But Is He Right?
Jan 6, 2023
Ramsey said getting pre-approved is helpful to be ready to make an offer when you find a home. Read on to learn more.
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Dave Ramsey Says These Are the Pros and Cons of Condo Ownership. Is He Right?
Jan 5, 2023
A condo is an alternative to a single-family home. Here's what Dave Ramsey thinks are the biggest benefits and downsides of owning one.
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Dave Ramsey Says This Method of Coming Up With a Home Down Payment is a 'Horrible Idea.' Is He Right?
Jan 5, 2023
Saving a down payment can be challenging. Read on to learn about one approach that Dave Ramsey is against.
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Airline Travel Has Been Terrible. Will It Get Better in 2023?
Jan 5, 2023
The Department of Transportation is considering a new rule that would make it easier for airline passengers to protect their rights. Could this help improve …
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Dave Ramsey Says This Aspect of Buying a Home Is 'Kind of a Bummer.' Are You Prepared to Cope With It?
Jan 5, 2023
Buying a home can come with all kinds of unexpected costs. Read on for some disappointing expenses you should plan for.
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3 Little Known Perks of a 30-Year Mortgage
Jan 4, 2023
A 30-year mortgage can have some significant advantages. Here are three little-known benefits to think about when deciding on a home loan.
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2 Reasons Dave Ramsey Is Dead Wrong About Where to Invest Your Retirement Money
Jan 4, 2023
Dave Ramsey recommends mutual funds for retirement investing. Find out why you should absolutely not listen to him.
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Stimulus Update: Yesterday Was an Important Day in Congress. What Does It Mean for the Prospect of New Stimulus Checks?
Jan 4, 2023
On Tuesday, the 118th Congress officially started. Read on to find out what this means for the potential passage of more stimulus legislation.
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Here's Why Dave Ramsey Says 'Recessions Are Kind of Like Hurricanes'
Jan 3, 2023
A storm could be blowing through the economy -- here's how to make sure you're prepared for it.
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3 Reasons Why You Should Absolutely Not Take Out a Long Car Loan
Jan 3, 2023
You may need a car loan to purchase a vehicle, but you shouldn't take out a loan with a very long payoff timeline. Check out …
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Dave Ramsey Says to Take 6 Steps Before Starting a Business. Is He Right?
Jan 3, 2023
You can't just jump into running a company if you want to be successful. Keep reading to learn what Dave Ramsey says to do first.
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Dave Ramsey Says This Is the Key to Business Success. Is He Right?
Jan 2, 2023
If you're running a business or thinking of starting one, you need to read this advice from Dave Ramsey. Find out how it could help …
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Buying a House This Winter? Check Out This Must-Follow Dave Ramsey Advice
Jan 2, 2023
Buying a house isn't as common in the winter. Keep reading for advice to make it a success.
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Stimulus Update: Does This Tweet From President Biden Mean More Money Is Coming in 2023?
Jan 2, 2023
President Biden's tweet could be an optimistic sign for those hoping for more stimulus money. Here's why.
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Americans Do Not Have Enough Savings. Here's What You Can Do About It
Jan 2, 2023
It's important to have money saved to provide financial security, but many people don't. Find out how to bulk up your account if your balance …
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Dave Ramsey Thinks There's 'a Lot for Americans to Worry About When It Comes to Their Money.' Is He Right?
Jan 2, 2023
Worrying about money isn't fun -- but Dave Ramsey thinks there's lots of justification for concern right now. Read on to find out why.
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4 Ways to Protect Yourself for the Next Airline Meltdown
Jan 2, 2023
Southwest Airlines canceled thousands of flights around Christmas. How can you protect yourself from future airline problems?
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How I Plan to Save $1,800 More in 2023 Than in 2022
Jan 1, 2023
I want to increase the amount I'm saving next year, and I've identified the best way for me to do that. Keep reading to learn …
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Suze Orman Doesn't Like New Year's Resolutions. Here's What She Recommends Instead
Jan 1, 2023
Don't set resolutions for yourself without checking out her advice.
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Dave Ramsey Says You Never Want a Mortgage in This Situation
Jan 1, 2023
If you're thinking of taking out a mortgage to buy a home, it's important to read this advice from Dave Ramsey first.
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This Is How I Decide How Big My Savings Account Balance Should Be
Jan 1, 2023
Keeping money in savings is important, but I don't want a bigger savings account balance than necessary. Here's how I decide how much to save.
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You're Making a Big Mistake if You Aren't Taking Advantage of This Costco Feature
Jan 1, 2023
Costco offers grocery delivery, including same-day delivery, two-day delivery, and cold and frozen delivery. Here's why you should take advantage of this.
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4 Reasons I Won't Keep Even $1 Extra in My Savings Account
Dec 31, 2022
I have money in my savings account to cover emergencies and short-term purchases. Here's why I won't put even $1 extra into the account.
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Can You Score Tax Credits for Buying an Electric Vehicle? Ask Yourself These Questions to Find Out
Dec 31, 2022
There are new tax credits for electrical vehicles. Will you qualify for them? Here's how to tell.
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This Was the Biggest Home Buying Mistake I Ever Made
Dec 31, 2022
When I purchased a home, the survey said part of the land was on conservation. I didn't pay attention to what that meant and it …
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Will You Have to Say Goodbye to These 10 Costco Favorites in 2023?
Dec 31, 2022
Costco could be discontinuing 10 popular products in 2023. Here are the items you may not find on the shelves in the new year.
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Dave Ramsey Loves IRAs for 4 Reasons -- So Should You Listen to Him and Open One?
Dec 31, 2022
Dave Ramsey is a big fan of IRAs. Find out four reasons why he loves the accounts and get some advice on whether they are …
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Dave Ramsey and Mark Cuban Have Both Given Really Bad Advice About Credit Cards. Don't Listen to It
Dec 31, 2022
Both Dave Ramsey and Mark Cuban suggest not using credit cards. Check out why following their advice could come at a cost.
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Suze Orman Has an Important Warning Every Home Buyer Needs to Hear
Dec 31, 2022
If you're thinking about buying a house, Suze Orman has a warning you should read about one mortgage type. Here's why you need to take …
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Looking to Save on Liquor? Reddit Users Love These Costco Deals
Dec 31, 2022
Costco sells alcoholic beverages at many of its warehouse clubs. Check out these Reddit favorites if you want to save on cocktail costs.
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Could This Group of Workers Be Hit Hardest by a Recession?
Dec 30, 2022
A coming recession could affect a certain group of workers more than others. Here's how to tell if you're likely to be one of those …
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Dave Ramsey Said Debt Consolidation Could Cause You to Stay in Debt Longer for One Simple Reason
Dec 30, 2022
Debt consolidation can be a great way to pay off debts more easily -- but Dave Ramsey says it could doom you to being in …
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Can You Wait to Buy Pet Insurance Until Your Dog Gets Sick?
Dec 30, 2022
Putting off the purchase of pet insurance until you need it may sound like a good move -- but here's why it's a big mistake.
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Your Pet Insurance Probably Won't Cover Required Vaccines. Here's Why
Dec 30, 2022
Pets are required to get certain annual shots, like rabies. Here's why pet insurance likely still won't cover them.
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Stimulus Update: IRS Says $3,600 Payments Are Gone, but $2,000 Is Still on the Table
Dec 30, 2022
You may not receive as large of a payment when you submit your 2022 taxes, but that doesn't mean the government isn't offering help at …
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These 2 Costco Tricks Let You Shop at the Club Without a Membership
Dec 30, 2022
Costco offers many great products, but not everyone wants to sign up. Here are two ways you can get items from the club even without …
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Should You Follow These 3 Dave Ramsey Tips for Avoiding Costly Mistakes During a Market Downturn?
Dec 30, 2022
When the stock market is going down, you could find yourself at risk of expensive investing errors. Read on for advice to help you avoid …
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Dave Ramsey Describes This Type of Retirement Account as a "Sweater That Protects Your Investments from the Elements." Is He Right?
Dec 29, 2022
Having your money in the right retirement account can make a big difference. Read on for one account in particular that helps protect your investments.
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Paying Cash for a Home Is a Terrible Idea. Here's Why I Did It Anyway
Dec 29, 2022
Forgoing a mortgage means tying up money in an illiquid asset. But here's why I made that move even though it's often a bad financial …
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4 Costco Products Your Pet Will Adore
Dec 29, 2022
Costco doesn't just have great products for your human family members. Here are some great pet items that your animal companions will love.
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My Dog's Life-Saving Surgery Wouldn't Have Been Covered by Pet Insurance, But Here's Why I Wish I Had a Policy Anyway
Dec 29, 2022
I paid for a very expensive surgery out of pocket for my dog. Read on to see why pet insurance would've helped, even without surgery …
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This 52-Week Saving Challenge Could Help You End 2023 a Lot Richer
Dec 29, 2022
A 52-week saving challenge can help you to end the year with much more money than you started. Here's one challenge you may want to …
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Airline Lounge Access Pays for Itself for Our Family. Here's Why
Dec 29, 2022
I recently signed up for a credit card with a $450 annual fee in order to get airline lounge access. Read on to see why …
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I Returned an Ancient Keurig to Costco. Here's What Happened
Dec 28, 2022
I recently returned a Keurig to Costco that I had bought many years ago. Read on to see how Costco's friendly return policy put money …
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Dave Ramsey Recommends These Side Hustles. Could They Help You Bring in More Cash?
Dec 28, 2022
A side hustle can help you bring in extra money. Here are some side gigs recommended by finance guru Dave Ramsey.
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Want to Accomplish Your Financial Goals in 2023? Here's Suze Orman's Best Advice to Help Make That Happen
Dec 28, 2022
The start of a new year is a prime time to set financial goals. Read on for advice from Suze Orman to help you to …
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Is Your Bank Account Balance Higher or Lower Than the Average American's?
Dec 28, 2022
Having money in your checking account can help provide you with financial security. Find out how your account balance compares to the typical American's.
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This Gmail App Helped Me Become Way More Productive as a Freelancer
Dec 28, 2022
I installed the Sortd app on my Gmail account and it has changed many aspects of my work life. Finding the right software could help …
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Stimulus Update: Here's Why the Average Household Could Have an Extra $200 a Month, According to President Biden
Dec 27, 2022
President Biden recently tweeted out some good news, explaining why the average household may have around $200 per month more wiggle room compared to summer. …
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Should You Sign Up for Netflix Once Password Sharing Comes to an End?
Dec 27, 2022
Netflix is expected to start charging for account sharing in 2023. Read on to learn if you should keep using the streaming service once there …
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4 Ways to Pay Down Your Debt Faster in 2023
Dec 27, 2022
Paying down debt can take time and effort, but read on to see how these tricks can help you become debt-free more quickly in the …
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I Don't Care How Much My House Is Worth. Here's Why
Dec 27, 2022
My house is not an investment -- it's where I live. Read on to learn why my home's value doesn't matter to me.
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The Average American Has Less Savings This Year. Here's Why
Dec 27, 2022
Average savings account balances have declined, according to a recent survey. Read on for several big reasons why that's happened.
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I Bought My Dream Lot to Build On. Here's Why I'm Selling It
Dec 26, 2022
A few years ago, my husband and I bought a lot to build a house on. Read on to see why we're not finishing that …
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I'm Shopping at Sam's Club More Than Ever. Here's Why
Dec 26, 2022
Sam's Club has always been my favorite warehouse club. But I'm shopping there more than ever because of this new benefit. Read on to learn …
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70 Million Americans Are Making a Dangerous Move With Their Credit Cards
Dec 26, 2022
Credit cards can be used wisely, but if you're charging everyday expenses, you could be setting yourself up for disaster. Read on to learn why.
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Why Selling Your Car to Get Rid of Your Loan Payment Might Be Worth It
Dec 26, 2022
Car loans can be really expensive. Here's why you may be missing out on an opportunity to build wealth if you're devoting a lot of …
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If You're Buying a House, Here's What Graham Stephan Thinks You Should Do to Get the Most Out of Your Purchase
Dec 26, 2022
Buying a house can be a challenge, especially in today's market. Read on for some advice from Graham Stephan to make the most out of …
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Dave Ramsey Says This Is a Crucial Factor to Be a Successful Investor. Is He Right?
Dec 25, 2022
Investing can be lucrative, but you need to make sure you set yourself up for success. Find out Dave Ramsey's advice on one key factor …
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This Is One Common Tech Device I'll Never Buy Again
Dec 25, 2022
After spending several hundred dollars on printers and ink over the years, I've decided to just say no to buying another one. Here's why.
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Dave Ramsey Says Home Buyers Should "Find a New Lender" in This Situation
Dec 25, 2022
If you're thinking of buying a home, read on for one major red flag that suggests you need a new lender.
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These Are the Worst Trader Joe's Items, According to Reddit
Dec 25, 2022
There are many great products sold at Trader Joe's -- but not all products are worth buying. Read on for the worst products in the …
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Are Your Days of Freeloading Netflix Over? Here's How to Transfer Your Profile
Dec 25, 2022
Netflix is putting an end to password sharing. While you may not get the service for free any more, read on to learn how you …
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The Hardest Part of Investing Is This, According to Graham Stephan. And He's Right
Dec 25, 2022
Investing can be a great way to build wealth, but there are some challenges involved. Read on for one of the biggest, according to Graham …
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I'm Absolutely Not Opening any New Credit Cards in 2023. Here's Why
Dec 24, 2022
I've sworn off credit cards in case I end up having to get a mortgage to buy a new home. Read on to find out …
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These Are Dave Ramsey's 5 Best Tips for Cutting Travel Costs. Should You Follow Them?
Dec 24, 2022
Travel can be expensive, but these Dave Ramsey hacks can help you reduce the cost of your trips. Here's why they're worth considering.
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This Is Gen Xers' Favorite Grocery Store Chain
Dec 24, 2022
There are many different grocery stores out there. But which one do Gen Xers like shopping at the most? Read on to find out.
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How Personal Loans Can Help You Solve a Common Debt Payback Dilemma
Dec 24, 2022
It can be hard to decide in what order to pay back your loans. Read on to learn how a personal loan can help you …
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This Big Home-Buying Mistake Was the Reason I Sold My Home
Dec 24, 2022
When I purchased a home, I didn't think about how it would work for me over the long term. Read on to learn why I …
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There's Actually One Good Reason to Pay Off Your Mortgage Early. Suze Orman Explains What It Is
Dec 24, 2022
Paying off your mortgage early doesn't make financial sense. Read on for Suze Orman's reason for prepaying a home loan.
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Should You Buy a House in 2023? Here's How to Decide
Dec 23, 2022
There's a lot to think about before moving forward with a home purchase. Here are some key considerations.
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Should You Start a Savings Challenge in 2023?
Dec 23, 2022
The start of a new year is often a time when people participate in savings challenges. But should you take part? Read on to decide.
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5 Ways Credit Cards Can Actually Save You Money
Dec 23, 2022
Credit cards have a bad reputation and are often viewed as a costly type of debt. But there are five ways becoming a card member …
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A Down Market Is the Perfect Time to Make This Money Move, According to Suze Orman
Dec 23, 2022
With the stock market down, Suze Orman believes it's a good time for a Roth IRA conversion. Is she right?
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I Wouldn't Consider a Travel Credit Card That Didn't Offer This Perk
Dec 23, 2022
Travel cards can offer many different features. Here's why airline lounge access is the most important benefit that cards offer.
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IRA Balances Are Decreasing. Here Are 5 Tips to Help Keep Your Retirement Savings Stable
Dec 23, 2022
Recent data shows IRA balances are going down. Read on for ways to keep yours stable in the face of a market downturn.
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4 Reasons You Might Be Denied if You Apply for a Credit Card
Dec 23, 2022
Getting denied a credit card you apply for isn't fun. Read on for some reasons why this might happen to you.
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Getting a Mortgage? Dave Ramsey Says to Do This 'Before You Step Foot in a Lender's Office'
Dec 22, 2022
Dave Ramsey recommends making sure you're financially ready to buy before seeing a lender about a home loan. Here's why you should follow this advice.
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I Finally Signed Up for an Airline Credit Card for One Simple Reason
Dec 22, 2022
I resisted getting an airline credit card for a long time because we used to shop around for airline tickets. Here's why having a co-branded …
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5 Items Dave Ramsey Says to Skip at Costco or Sam's Club
Dec 22, 2022
Sam's Club and Costco have plenty of great deals, but finance expert Dave Ramsey says to steer clear of these items. Read on to find …
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I Decorate for Every Season Using Dollar Tree Items. Here's How
Dec 22, 2022
I love to decorate for different seasons, but don't want to spend a fortune. The Dollar Tree enables me to make that happen. Read on …
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How Much Does the Average American Have Saved?
Dec 22, 2022
It's important to have money saved to protect your financial future. Read on to learn how much the average American has in savings.
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Pet Insurance Could Be a Bad Buy. You May Want to Get It Anyway
Dec 21, 2022
Pet insurance protects your animal companions, but research suggests paying for a policy doesn't always pay off. Here's why you may want to buy it …
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Dave Ramsey Says This Is 'Money Well Spent' if You're Selling Your Home. Is He Right?
Dec 21, 2022
If you're thinking about selling your home, Dave Ramsey said having it inspected is an expense worth paying first. Here's why he suggests this.
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Dave Ramsey Says This Is the 'Biggest Problem Most Folks Run Into' at Costco or Sam's Club
Dec 21, 2022
Sam's Club, Costco, and other warehouse clubs can be great places to shop, but Dave Ramsey warns of a common problem many members run into. …
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This App Saved Me $31 the Day After I Installed It
Dec 21, 2022
I installed the Honey app and it immediately saved me $31 the next day. Here's how it works and why I'm glad I added it …
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This Money Mistake Is 'Recipe for Financial Disaster,' According to Dave Ramsey
Dec 21, 2022
Dave Ramsey believes you're setting yourself up for "financial disaster" if you don't make an important move with your money. Read on to find out …
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How I'm Setting My Kids Up to Buy Cars for Cash on Their 16th Birthdays
Dec 21, 2022
Buying a car can be a huge expense for a teenager, but my kids won't have to worry about where the money comes from thanks …
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4 Trader Joe's Treats That Belong on Your Holiday Table
Dec 21, 2022
This holiday season, check out these top Trader Joe's items that can make your events a little more festive -- and delight your taste buds.
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Could This Reddit Advice Be the Best Costco Money-Saving Tip Ever?
Dec 20, 2022
Warehouse stores like Costco are designed to save you money -- but it's important to be smart about how you shop if you want to …
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Want Better Credit in 2023? Take These 5 Steps Now
Dec 20, 2022
Better credit could be within your reach in 2023 if you make smart choices now. Here are five steps you absolutely need to take ASAP.
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Kevin O'Leary Calls This 'One of the Deadliest Killers of Small Businesses'
Dec 19, 2022
Kevin O'Leary recently highlighted one of the biggest problems that can affect entrepreneurs. Find out what he believes it is.
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This Simple Trick Can Help You Get Free Items at CVS
Dec 19, 2022
CVS offers some great bargains. Here's how you can end up getting items for free at the pharmacy.
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Which Side Are You On in This Reddit Costco Controversy?
Dec 19, 2022
Redditors have shared some tips for shopping at Costco -- but there's conflicting advice on an important issue. Both sides have merit. Read on to …
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I Meant to Cut My Vacation Costs. Instead, I Ended Up Spending Over $100,000
Dec 18, 2022
I wanted to stop spending money on expensive cabins when I went camping. Read on to learn how spending more upfront will help me save …
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3 Biggest Investing Mistakes You Can Make in 2023 and How to Avoid Them
Dec 18, 2022
Next year could be a time when you're especially at risk of investing mistakes. Be sure to avoid these three big errors.
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If Your Flight Is Canceled, You Need to Know This DOT Rule
Dec 18, 2022
With the busy holiday air travel season coming up, there's a crucial DOT rule that every traveler needs to know. Keep reading to learn more.
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This Is the No. 1 Impulse Purchase Americans Are Making
Dec 17, 2022
Impulse purchases can eat into your budget. Find out what the most common item is that Americans are splurging on.
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5 Ways to Save More Money in 2023
Dec 17, 2022
Increasing your savings is a great goal for 2023 so you can begin building more financial security. Here are five ways to set aside more …
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Why Graham Stephan Believes You Should 'DCA and Chill'
Dec 17, 2022
Graham Stephan believes that investing actively can lead to a lot of losses -- and a lot of stress. Here's his alternative approach.
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How I'm Making the Holidays Magical With Dollar Tree Items
Dec 17, 2022
I've made the holiday season festive without spending a fortune thanks to some great bargains. Keep reading to see how you can too.
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How the Dollar Tree Helped Me Entertain My Toddler for Hours -- Without Screen Time
Dec 16, 2022
Setting up a craft station with Dollar Tree items has kept my toddler busy and saved me money. Here's how I did it.
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Stimulus Update: More Stimulus Money Is Coming in 2023. Here's Who Will Get It
Dec 16, 2022
Could more money hit your bank account next year? Find out who is on track for additional stimulus funds.
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This Might Save Credit Card Users Hundreds per Year
Dec 16, 2022
Credit card processing fees are passed on to consumers and they cost a fortune. Read on to learn how a new proposed law could change …
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Dave Ramsey Wants You to Skip These Holiday Expenses. Is He Right?
Dec 15, 2022
Some holiday expenses may be important to your family. Here are some to consider skipping.
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4 Products You Should Be Buying at the Dollar Tree Right Now
Dec 15, 2022
Dollar Tree has a surprising amount of great stuff you can purchase at a low price. Here are some items to look for now.
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4 Financial New Year's Resolutions to Skip This Year
Dec 14, 2022
Setting New Year's resolutions? Read on for four common financial goals that don't belong on your 2023 to-do list.
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I Bought a House During the Peak of the Buying Frenzy. Here's Why I Don't Regret It
Dec 14, 2022
I purchased a house when the market was wild during the COVID-19 pandemic. Here's why it was a good decision for me.
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Participating in Dry January? Here's How Much Money You Could Save
Dec 13, 2022
Dry January is a tradition where you swear off alcohol during the first month of the year. This could help your health, but here's how …
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There's One Major Thing I'd Do Differently Next Time I Build a House. Here's What It Is
Dec 13, 2022
If I ever build a house again, I will make sure I do not have many allowances in my contract. Read on to learn why.
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Stimulus Update: 4 Facts About Stimulus Checks You Need to Know Today
Dec 13, 2022
There's a lot of important information to be aware of about stimulus checks -- and much of it could have a major impact on your …
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Jeff Bezos Says to 'Hold Onto Your Money' Right Now. Here's Why He May Be Right
Dec 12, 2022
The founder of Amazon doesn't believe it's a good time to start spending. Here's why you might want to listen to him.
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4 Target Perks You Probably Aren't Using but Should Be
Dec 12, 2022
Target often has great products at a good price. But you can make your shopping experience better by taking advantage of these added perks.
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Want to Buy a House in 2023? Start Doing These 4 Steps Now
Dec 11, 2022
If you want to buy a house, you need to be financially prepared. Read on for steps you can take to help you get there …
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Dave Ramsey Says This Is the 'Worst Thing You Could Spend Your Money On' if You're Trying to Save
Dec 10, 2022
Dave Ramsey believes one purchase isn't worth making if you're trying to save money. Keep reading to see if he's right.
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Some Economists Think You Should Go Into Debt in Your 20s. Here's Why
Dec 9, 2022
"Stay out of debt" is common financial advice -- but some economists believe young people may actually be better off borrowing. Here's the surprising reason …
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4 Reasons Why Graham Stephan Says Now Is the 'Worst Possible Time' to Buy a Home
Dec 9, 2022
Buying a house in 2022 might not be the best move, according to real estate and finance expert Graham Stephan. Here's why.
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6 Ways to Get Discounted Car Insurance
Dec 9, 2022
Don't pay more than necessary for car insurance. Explore these six tips to help save on coverage.
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Stimulus Update: Democrats Aren't Giving Up on Another Stimulus Check for Some Americans
Dec 8, 2022
Although a fourth federal stimulus check isn't likely, there are some lawmakers on the left who haven't given up on another payment for at least …
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Should You Heed Dave Ramsey's Warning About These Retailer Tricks During the Holiday Season?
Dec 7, 2022
Retailers implement many tricks during the holiday season to get you to spend more. Read on for advice to help you avoid falling into their …
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These 5 Costco Items Are Gone for Good, and Shoppers Aren't Happy About It
Dec 7, 2022
Many Costco products have a devoted fan base. Read on for some fan favorites that are unfortunately gone from the shelves.
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3 Holiday Shopping Tips From Dave Ramsey That Every Parent Needs to Read Right Now
Dec 6, 2022
As a parent, it's easy to overspend on the holidays. Read on for advice to help ensure you don't end up with regrets when the …
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Stimulus Update: This Important IRS Warning About Stimulus Checks Could Affect Your Finances in 2023
Dec 6, 2022
The IRS has recently released an important warning for Americans. You should read it now to prepare for how your finances will be affected next …
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Graham Stephan Says This Is the 'Best Investment You Can Do Now'
Dec 4, 2022
Graham Stephan is concerned about the rising level of credit card debt and he believes it's important to pay it off quickly. Find out if …
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These Are the Most Loved Trader Joe's Items. How Many Have You Tried?
Dec 3, 2022
Trader Joe's customers vote each year on the most loved items. Here are the 2022 favorites.
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You'll Never Guess Which Grocery Store Is Most Popular Among Millennials
Dec 3, 2022
Millennials love a lot of the grocery stores you'd expect them to -- but the No. 1 most popular among them could come as a …
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4 Tips for Hiring Employees in a Competitive Labor Market
Dec 3, 2022
Hiring employees is hard right now, but here are some tips you can implement to maximize the chances you'll be able to find workers.
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How Could a Credit Card With a $700 Annual Fee Possibly Be Worth It?
Dec 2, 2022
Paying hundreds for a credit card may not seem like a good bargain. But, a card with a high annual fee might just come with …
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After Buying 4 Houses, This Is One Overlooked Feature I Always Focus On
Dec 2, 2022
I've learned a lot when purchasing homes, so here is one feature I always prioritize even though I didn't initially realize how important it was.
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Have a Low Credit Score? Here Are 4 Tips for Getting a Good Personal Loan
Dec 2, 2022
Getting a good personal loan with bad credit can be a challenge, but it is possible. Read on for four tips to follow.
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Giving Up This Grocery Store Purchase Is Better for My Wallet and My Health
Dec 2, 2022
I used to buy soda at the grocery store. Read on to learn how giving up drinking it has saved me money and also has …
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9 Things Dave Ramsey Says You Should Buy at Costco or Sam's Club
Dec 2, 2022
Costco and Sam's Club can be a great place to find bargains. If you're not sure what to buy there, Dave Ramsey suggests these nine …
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Does Shopping at Costco Save You Money? Here's What Dave Ramsey Thinks
Dec 1, 2022
Shopping at Costco may seem like a good financial move, but is going to the warehouse club worth it? Here's what Dave Ramsey thinks.
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Stimulus Update: Will You Get a Stimulus Check This Month to Help With Holiday Spending?
Dec 1, 2022
Some states are still sending out stimulus checks this month. Should you expect another payment to help cover your holiday costs? Read on to find …
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Why Sam's Club Could Soon Be More Customer-Friendly Than Costco
Dec 1, 2022
Both Sam's Club and Costco have many similarities but here's a customer-friendly move that Sam's is making while Costco isn't.
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I Just Bought Thousands of Dollars of Airline Tickets All At Once. Here's Why
Dec 1, 2022
I charged thousands of dollars in flights to maximize my credit card rewards points. Here's why I did it.
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Every Business Owner Needs This Type of Insurance
Dec 1, 2022
Business owners need to have extra insurance protection, including business interruption insurance. Read on to find out more about this coverage.
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Stimulus Update: Jan. 3 Is a Crucial Date for Those Hoping for Another Stimulus Check. Here's Why
Nov 30, 2022
A new Congress will begin on Jan. 3, 2023. If any more stimulus payments are authorized, it will likely happen in the "lame duck" session …
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How a Personal Loan Could Make Paying off Holiday Debt Easier
Nov 30, 2022
If you have to borrow for the holidays, a personal loan could simplify repayment and make the costs lower than if you used credit cards. …
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Dave Ramsey Has a Warning About Costco Shopping
Nov 30, 2022
Costco can be a great place to shop because of the bargains it offers. But Dave Ramsey warns one Costco mistake could actually end up …
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Attention Costco Shoppers: You May Have the Wrong Type of Membership
Nov 29, 2022
Costco offers several different membership tiers. While many people sign up for the entry-level membership, Executive membership may be a better deal.
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Here's How Much You Can Save on 10 Essentials at Trader Joe's
Nov 28, 2022
Is Trader Joe's cheaper than its competitors? Find out how prices stack up on 10 key products.
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Charging Holiday Purchases? You May Want to Look for a New Credit Card
Nov 28, 2022
Putting holiday purchases on a credit card can be smart -- but here's why it's important to make sure you have the right one.
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How a $2,500 Investment Made Me Twice as Productive
Nov 28, 2022
By getting the right equipment, I have been able to work smarter and make more money. Here's why spending the money upfront was well worth …
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Stimulus Check Update: Stimulus Checks Provide a Shocking Amount of Extra Cash
Nov 28, 2022
Stimulus checks have made a huge impact in the cash reserves American families have available. Read on to learn the shocking amount of extra money …
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Is It a Good Idea to Take Out a Personal Loan for Holiday Gifts?
Nov 28, 2022
If you can't afford to buy presents with cash, you may be tempted to take out a personal loan for holiday gifts. But should you …
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Graham Stephan Thinks Legislation Will 'Do the Unthinkable' to 401(k)s. Is He Right?
Nov 27, 2022
Graham Stephan warns that congress could soon allow riskier investments in 401(k) plans. Here's why he's right to issue this warning.
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Following This Ramit Sethi Advice Could Change Your Financial Life
Nov 27, 2022
Ramit Sethi advises focusing on the big picture rather than on $3.00 questions. Find out what this means and how it could change your financial …
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My Husband and I Made This Promise to Each Other Before Opening a Joint Credit Card
Nov 27, 2022
My husband and I opened a joint credit card many years ago -- but not before committing to this one crucial thing.
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Will You Regret Your Personal Loan?
Nov 26, 2022
A personal loan can be a great way to fund purchases you can't afford to pay for upfront. Here's how to tell if you might …
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One Key Trader Joe's Secret From a Former Employee
Nov 25, 2022
Want to know if your favorite product is discontinued? Find out the secret to determining this fact from a former Trader Joe's employee.
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Borrowing for the 2022 Holiday Season Could Cost You More Than Ever
Nov 23, 2022
If you're planning on borrowing for gifts, you should be prepared for higher financing charges this year. Read on to find out why.
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The 4 Best Things to Buy at Costco, According to Reddit
Nov 22, 2022
Want to know what to add to your Costco cart? Check out these items that Redditors describe as being among the best the warehouse store …
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One Holiday Mistake I Made as a Parent That I Won't Make Again
Nov 22, 2022
I wanted to make Christmas special for my kids, but it turns out the approach I was taking wasn't a good way to do it. …
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5 Ways to Maximize Your Credit Card Rewards When Doing Holiday Shopping
Nov 22, 2022
Want to make the most of your credit card rewards this holiday season? These five tips can help you do that.
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Stimulus Update: This Is Your Best Chance for a Fourth Check
Nov 22, 2022
Another stimulus check from the federal government isn't likely, but that doesn't mean a fourth payment is entirely off the table.
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Here's Where New Trader Joe's Stores Are Opening in 2022 and 2023
Nov 22, 2022
Trader Joe's has a very loyal following. If you're hoping for a store near you, check this list of where new retail locations are opening …
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Will Costco Finally Raise Its Hot Dog Prices in 2023?
Nov 22, 2022
Costco is famous for the $1.50 hot dog and soda combo deal. But with inflation surging to record highs, can the price stay the same …
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Costco, Trader Joe's, and More: Find Out Which Beloved Brands Are Opening New Stores Soon
Nov 22, 2022
Will you have a great new grocery or warehouse store coming to your area soon? Find out here.
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3 Ways to Make Sure Black Friday Deals Are Really Worth Buying
Nov 21, 2022
Black Friday is coming up quickly. Follow these three tips to make sure you aren't wasting money on this big shopping day.
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This Big Reason Is Why You Shouldn't Keep Money in Your Savings Long Term
Nov 20, 2022
A savings account is a great place for your money -- but only if you're going to need it soon. Here's why you should invest …
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Why Graham Stephan Says You Should Never Bet Against Stocks Long-Term
Nov 20, 2022
The stock market has been volatile in recent months, but Graham Stephan believes that stocks are still your best investment. Here's why.
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3 Reasons I'm Skipping Black Friday Shopping This Year
Nov 19, 2022
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How Much Money Should You Really be Saving Each Month? This Is the Best Answer
Nov 18, 2022
Saving money is important, but how much should you be putting aside? Read on to find out.
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Can You Recession-Proof Your Finances?
Nov 18, 2022
A recession is likely coming. Is it possible to guard your finances against it? Read on to see what steps you should take.
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The 5 Best Black Friday Deals at Costco
Nov 17, 2022
Black Friday is coming soon. Check out these deals at Costco to make the most of your holiday spending.
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5 Ways to Save on Thanksgiving Essentials
Nov 17, 2022
Thanksgiving dinner can be a big expense -- especially with grocery prices up due to inflation. Check out these five tips to save on costs.
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All Online Shoppers Will Not Want to Miss This
Nov 17, 2022
Figuring out what credit card to use for online shopping can be complicated -- but this Chrome extension could help.
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4 Things You Need to Know About Costco Price Tags
Nov 15, 2022
Costco offers some great deals, and knowing how to read the store's price tags can enhance your savings opportunities further. Check out these tips.
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We Plan to Keep My Husband's Car Forever. Here's Why
Nov 14, 2022
A new car isn't something we prioritize spending money on. Find out how we're planning to keep my husband's car around for many years.
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3 Secrets to Saving Money at CVS
Nov 13, 2022
CVS provides many ways to save money -- and perhaps even to get paid for buying items. Here's how to make that happen.
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Is a Recession Coming Soon? Here's What Suze Orman Thinks
Nov 12, 2022
A recession is a period of economic downturn. Here's what finance expert Suze Orman recently commented on the possibility of this occurring.
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4 Secrets to Saving Money at Rite Aid
Nov 12, 2022
Rite Aid is a popular drug store that offers competitive prices on many items. But these four secrets can help you save even more.
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These 6 Trader Joe's Favorites Are Perfect for the Thanksgiving Season
Nov 12, 2022
Trader Joe's has many foods perfect for fall. Check out some top favorites you might enjoy this Thanksgiving season.
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There Are 3 Big Benefits of a 401(k) Rollover, According to Dave Ramsey. Here's What They Are
Nov 11, 2022
A 401(k) rollover is an option for your old retirement account when you leave your job. Here are some benefits of it, according to Dave …
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5 Costco Features You Aren't Taking Advantage of -- but You Should
Nov 11, 2022
Costco offers many member benefits. Here are some you may be missing out on.
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I'll Always Have Umbrella Insurance for These 2 Reasons
Nov 10, 2022
Umbrella insurance is one of the most important types of insurance policies I have. Read on to find out why.
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Should You Get a New Credit Card in 2023? Ask Yourself These Questions to Decide
Nov 10, 2022
Signing up for a new credit card can sometimes be a smart choice. Ask yourself a few key questions to help you decide if you …
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Why Sam's Club Is the Only Place I Buy New Baby Clothes
Nov 10, 2022
I don't spend a lot of money on clothes for my kids. Here's how Sam's Club sometimes makes purchases even more affordable than consignment stores.
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Could a Personal Loan Help You Pay Off More Debt by 2023?
Nov 9, 2022
If you're working on paying off your debt, taking out a personal loan could potentially make the process easier. Here's how.
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Stimulus Update: Will Winter Weather Bring Another Stimulus Check?
Nov 9, 2022
Winter weather could lead to a resurgence in COVID-19 cases, which increases the chances of another stimulus check. Read on to learn more.
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4 Netflix Features You're Probably Missing That You Should Try
Nov 9, 2022
Netflix is a popular streaming service, but it has features you may be missing. Read on to learn about a few of them.
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Suze Orman Warns That You're Setting Yourself Up to Fail if You Don't Make This Money Move
Nov 9, 2022
Suze Orman has an important warning about a money move you could be overlooking. Here's what the finance expert says is essential.
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Dave Ramsey Says This Is The 'Worst Thing You Can Do With Your Old 401(k)'
Nov 9, 2022
When you leave your job, you'll have to make a choice about what to do with your old 401(k). Find out the option that Dave …
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4 Things Seniors Should Look for When Buying Their Last House
Nov 9, 2022
Buying your retirement house means you should prioritize different features. Read on to learn four things to be on the lookout for to find the …
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Should You Cancel Your Amazon Prime Membership? Ask Yourself These 5 Questions to Decide
Nov 8, 2022
An Amazon Prime membership doesn't make sense for everyone. Here's five questions to help determine if you should cancel yours.
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5 Costco Shopping Mistakes to Avoid
Nov 8, 2022
Costco is a popular warehouse club and a place where you can score great bargains. Just be sure to avoid these Costco shopping mistakes.
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4 Little-Known Perks of the Chase Sapphire Reserve Card
Nov 7, 2022
The Chase Sapphire Reserve offers generous rewards, but read on to learn about some cardholder perks that many people may not be aware of.
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Use This Suze Orman Tip to Keep Your Savings on Track During Inflation
Nov 7, 2022
When prices are high, saving can be harder. Find out how Suze Orman suggests you keep up with your efforts to put aside money for …
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Dave Ramsey Says This Is 'One of the Most Vital Pieces of Your Family's Long-Term Financial Plan'
Nov 6, 2022
Making a financial plan can help you protect your family's future. Dave Ramsey says this is a key component of that plan.
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My Recent Vacation Showed Why Having a Good Credit Card Is More Important Than Ever
Nov 5, 2022
Recently, we went on a trip to an amusement park that had gone totally cashless. As more businesses make that move, here's why a good …
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Is No Medical Exam Life Insurance Worth It?
Nov 5, 2022
Life insurance with no medical exam can sometimes come at a high cost, but it may be worth buying for consumers with no other options. …
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Walmart Just Announced These 8 Black Friday Deals That Start November 7
Nov 5, 2022
Walmart's new Black Friday ad is out and there are some great deals available sooner for Walmart+ members. Read on to see what deals you …
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I Used to Track My Spending Obsessively -- but Now I Do This Instead
Nov 4, 2022
For a long time, I kept a spreadsheet that tracked all my spending. Here's why that ended up being a waste of time compared to …
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Stimulus Update: Don't Ignore This Important Letter From the IRS
Nov 4, 2022
The IRS is sending out letters to 9 million people who may be eligible for more stimulus money. Do not ignore the letter because time …
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Stimulus Check Update: Will Your Next Check Be an Inflation-Relief Payment?
Nov 2, 2022
There's majority support for the government to send an inflation-relief payment. But will it happen?
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Powerball After Taxes: What the Winner Takes Home
Nov 1, 2022
Hoping to win the $1.2 billion Powerball jackpot? Here's how much you'd actually get to take home after the government takes its cut.
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Should You Wait to Open Your Small Business Because a Recession Might Be Coming?
Nov 1, 2022
A recession could be on the way, but that doesn't necessarily mean delaying the start of your business makes sense. Read on to find out …
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This Is the Most Important Thing to Do in Case of a Recession
Oct 30, 2022
The U.S. may soon be in a recession, if we aren't already. Find out one key step you need to take to prepare.
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1/3 of U.S. Homebuyers Paid All Cash for Their Homes. Here Are the Dos and Don'ts to Competing With Cash Offers
Oct 30, 2022
Paying cash for a home is becoming increasingly common, but it's possible to compete with all-cash offers. Here's how.
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4 Smart Ways to Save Money in November 2022
Oct 30, 2022
November is often the start of the holiday spending season. But you can save money this year instead of spending it if you follow these …
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Dave Ramsey Has a Warning About This Big Added Cost of Rent-to-Own Homes
Oct 29, 2022
Rent-to-own homes can seem like a good idea, but there's a big added cost to be aware of, according to Dave Ramsey. Here's why.
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The UN Warns That We're Headed Toward a Global Recession
Oct 29, 2022
The United Nations has issued a dire warning about a coming global recession. Here's what has the U.N. so concerned.
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3 Things I've Learned After Buying a Home in an HOA Neighborhood
Oct 29, 2022
My husband and I recently purchased a home in an HOA neighborhood. Here are three things we discovered after moving in.
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Dave Ramsey Says Not Having This Type of Insurance Is 'Dumb With a Capital D'
Oct 28, 2022
Some types of insurance are optional -- but Dave Ramsey says passing this kind of coverage up would be a huge mistake.
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This Is the First Step to Getting the Right Car Insurance Coverage, According to Dave Ramsey
Oct 28, 2022
If you are buying car insurance, it's important to get the right coverage. Here's what Dave Ramsey has to say about how to do that.
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Is Your Homeowners Insurance Ready for the Next Hurricane?
Oct 28, 2022
Hurricane Ian hit the U.S. hard, decimating many coastal towns in Florida. More hurricanes could follow, so read on to find out if you have …
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Why Dave Ramsey Believes This One Step Makes Home Buying a 'Blessing or a Curse'
Oct 28, 2022
Dave Ramsey recommends finding a good real estate agent when buying a home. Find out why the right professional could make the process a blessing, …
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This Beloved Wegmans Feature Is Coming to an End
Oct 27, 2022
Wegmans has put an end to Scan and Go due to too many losses. Here's what you need to know.
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Why Suze Orman Thinks These Are the 5 Best Moves to Prepare for Retirement
Oct 27, 2022
Want a secure retirement? Here's what Suze Orman says you need to do in order to make that happen.
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Dave Ramsey Says You Need Collision Insurance Unless These 2 Things Are True
Oct 27, 2022
Collision insurance is an optional form of auto insurance but finance expert Dave Ramsey says most drivers need it. Here's how to decide.
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Will Mortgages Get More Expensive in 2023?
Oct 27, 2022
Mortgage rates have been rising in 2022, but will they fall next year? Here's what you need to know.
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Why Buying Too Small of a House Could Cost You in the End
Oct 27, 2022
Buying a house that's too big means paying extra bills -- but purchasing one that's too small could also be costly. Here's why.
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3 Tips for Expecting Parents to Find the Perfect Home for Their Growing Family
Oct 27, 2022
If you're expanding your family and looking for a new home, be sure to follow these three tips to help you find the right property.
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4 Target Secrets You Need to Know to Save Money
Oct 26, 2022
Want to get the most bang for your buck at Target? You need to know these shopping secrets.
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Dave Ramsey Says to ‘Save Your Money and Skip This Coverage’
Oct 26, 2022
When buying car insurance, Dave Ramsey recommends skipping mechanical breakdown insurance. Here's why.
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4 Tips for Househunting if You and Your Spouse Can't Agree on What You Want
Oct 26, 2022
House-hunting can be hard -- but the challenges are greater when you have a partner with conflicting opinions. Here's how to deal with that situation.
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Stimulus Update: This Is the Total Amount of Stimulus Money Americans Are on Track to Get in 2022
Oct 26, 2022
A number of states are sending out stimulus payments. Economists recently added up the total amount people would get this year. Read on to learn …
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Dave Ramsey Says You Could Be 'Up a Creek' if You Don't Have This Kind of Insurance Coverage
Oct 26, 2022
Dave Ramsey recommends buying many kinds of car insurance. In particular, he said drivers need gap insurance, and here's why.
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Dave Ramsey Says Overdraft Protection Doesn't Really Protect You. Here's Why He's Right
Oct 26, 2022
Some banks offer overdraft protection that purports to save you on costly overdraft fees. But Dave Ramsey says it often doesn't really protect you. Here's …
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Dave Ramsey Said These Types of Insurance Policies Are Rip-Offs. Here's Why He's Right
Oct 25, 2022
Although Dave Ramsey believes it’s important to buy life insurance, he doesn't think consumers should choose permanent coverage. Here's why.
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Dave Ramsey Says Your Car Could Cost You $10 Million -- and He May Be Right
Oct 25, 2022
Are your car payments costing you millions? Here's what Dave Ramsey thinks.
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Why Dave Ramsey Says You Should Avoid Rent-to-Own Homes 'At All Cost'
Oct 24, 2022
Rent-to-own is one approach to acquiring a home, but finance expert Dave Ramsey said it's not an option you should consider. Here's why.
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Here Are the Biggest Pros and Cons of Rent-to-Own Homes, According to Dave Ramsey
Oct 23, 2022
Thinking about a rent-to-own arrangement? Here are the pros and cons as outlined by finance expert Dave Ramsey.
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This Is One Type of Insurance I Would Never Go Without
Oct 23, 2022
Buying insurance is important, and there's one kind of coverage that's especially essential. Read on to find out what it is.
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Here's How Much Putting in a Pool Added to My Home Insurance Costs
Oct 22, 2022
Adding a swimming pool was a decision that made sense for our family. Here's how my home insurance costs increased due to the added risk.
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Dave Ramsey Says These Are the 3 Biggest Downsides of Owning Your Own Home
Oct 22, 2022
Buying a home can come with big perks, but here are three downsides to consider before you go through with your purchase.
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Dave Ramsey Says You'll Never Get Rich Off a Savings Account -- but You Should Have One Anyway
Oct 22, 2022
Savings accounts don't pay generous returns, but they are still an important financial tool. Here's why Dave Ramsey says you need one.
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Here Are Graham Stephan's 4 Steps to Save $1 Million in 10 Years
Oct 22, 2022
Saving $1 million in a 10-year period is possible if you take certain steps. Here's what Graham Stephan recommends.
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Buying a House Can Be a 'Nightmare' in This Situation, According to Warren Buffett
Oct 21, 2022
Warren Buffett warns your homeownership dreams can turn into a disaster if you make this mistake.
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Dave Ramsey Says This Is the Simplest and Easiest Way to Save On Car Insurance
Oct 21, 2022
Saving on car insurance doesn't have to be complicated. Finance expert Dave Ramsey has a one-step solution that can often lead to a reduced rate.
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Moving to These 5 States Could Send Your Property Taxes Skyrocketing
Oct 21, 2022
Property taxes are a big expense for homeowners. If you live in these five states, you can expect your tax bill to be even higher.
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Suze Orman Says This Is the 'Most Important Part of Your Financial Foundation'
Oct 21, 2022
If you want financial security, you have to build the right foundation to achieve it. Here's how Suze Orman says to do that.
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4 Little-Known Perks of Running Your Own Business
Oct 21, 2022
Thinking about starting your own business? These little-known perks could help to convince you that becoming your own boss is the best choice.
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Dave Ramsey Says This Common Debt Payoff Approach Is 'Like Trading a Bunch of Problems for One Even Bigger Problem'
Oct 21, 2022
If you have credit card debt and are considering a balance transfer, Dave Ramsey has a warning you may want to read.
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This Is One of the Biggest Money Mistakes I Ever Made
Oct 21, 2022
I've made a few money errors over the course of my life, but here's why not buying pet insurance when my dog was younger was …
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This Expense Was My Biggest Financial Surprise as a New Parent
Oct 20, 2022
I thought I was prepared for the expenses that could come with having kids. But I was really surprised by one cost I had to …
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Stimulus Update: IRS to Send Letters to 9 Million People About Unclaimed Stimulus Money. Here's How to Get Your Payments
Oct 20, 2022
Letters will soon be going out from the IRS to millions of Americans about unclaimed stimulus money. Find out if you're like to be one …
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5 Perks of Buying Tires at Costco
Oct 20, 2022
Buying tires at Costco means you get a free road hazard warranty and more. Here are the best things about buying tires at the big-box …
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Dave Ramsey Wants You to Avoid These 5 Big Mistakes When Buying Life Insurance
Oct 20, 2022
Many people make mistakes when purchasing life insurance coverage. Read on to learn about five big errors to avoid making, according to Dave Ramsey.
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Here's What Dave Ramsey Recommends Instead of Buying a Rent-to-Own Property
Oct 19, 2022
Buying a rent-to-own property may not always be the best financial choice. Dave Ramsey recommends this alternative instead.
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Dave Ramsey Says to Run Away From Any Bank That Doesn't Offer This Feature
Oct 19, 2022
There's a lot of factors to consider when selecting a bank. Dave Ramsey says to avoid banks that don't offer an alert when your balance …
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This Is the ‘Trickiest Part’ of Getting Auto Insurance, According to Dave Ramsey
Oct 19, 2022
Buying auto insurance is important, but it can be complicated. Dave Ramsey explained what the trickiest part is when it comes time to get covered.
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How I Organized My Entire House Using Dollar Tree Items
Oct 19, 2022
Dollar stores sell great items for home organization. Here's how I took advantage of my local Dollar Tree to make my space tidier without breaking …
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Selling Your House Yourself? This Is the Key to Success
Oct 19, 2022
Selling your home by yourself allows you to save on commission, but make sure you do one key thing to maximize your chances of a …
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4 Surprising Products You Can Get at the Dollar Store
Oct 19, 2022
Dollar stores have many more products than you think. Here are four items you should check out from your local dollar store.
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Dave Ramsey Says You're 'Playing With Fire' if You Take Out This Type of Mortgage
Oct 19, 2022
An adjustable-rate mortgage can be really dangerous. Learn why finance expert Dave Ramsey believes this type of loan is "playing with fire."
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Dave Ramsey Says You Need to Understand These Terms Before Buying Life Insurance
Oct 18, 2022
Buying life insurance requires consumers to know a lot of technical details. Here's some terms consumers need to know.
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Dave Ramsey Says This Type of Insurance Policy Will ‘Provide Your Family Very Little Financial Security’
Oct 18, 2022
Some insurance policies are better than others. Dave Ramsey warned that one particular kind of policy could leave loved ones without security.
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3 Little-Known Perks of Shopping at the Dollar Store
Oct 18, 2022
Shopping at the dollar store provides many great benefits you might not be aware of. Here are some of the biggest perks.
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My Expensive New Car Added Almost Nothing to My Auto Insurance Bill. Here's Why
Oct 18, 2022
Although my car is worth much more than my old one was, my auto insurance premiums did not increase. There's a good reason why that …
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Ramit Sethi Warns: You 'Run the Risk of Being Overwhelmed With Expenses' if You Make This Home-Buying Mistake
Oct 18, 2022
You don't want to buy a home and end up ruining your financial security. Ramit Sethi has a warning that this could happen if you …
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Dave Ramsey Says Rent-to-Own Homes Usually Cost More Than Regular Rentals. Here's Why
Oct 17, 2022
Rent-to-own properties come at an additional monthly cost compared to market-rate rent. Dave Ramsey explains why.
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Dave Ramsey Says You Can Buy a House Without a Credit Score -- but There's a Big Problem With This Advice
Oct 17, 2022
Dave Ramsey believes there's no need for good credit if you want to purchase a home. Read on to learn why you'll be narrowing down …
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This Is the Most Annoying Part of Having an Online Bank Account
Oct 16, 2022
I love most features of my online bank account. But read on to hear about one key aspect of banking online that I find really …
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Dave Ramsey Said This Money Move Is 'Like Climbing a Mountain With Weights Tied Around Your Ankles'
Oct 16, 2022
Dave Ramsey believes trying to accomplish money goals when you still have debt is not likely to be successful. Here's what he suggests instead.
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Dave Ramsey Warns of a Dangerous 'Plot Twist' You Could Face With Rent-to-Own Homes. Here's What It Is
Oct 16, 2022
Rent-to-own is one method of buying a property, but Dave Ramsey warns that a dangerous "plot twist" could make this approach a bad financial move.
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These Are the Right -- and Wrong -- Reasons to Buy a House, According to Ramit Sethi
Oct 16, 2022
Buying a house is a big decision. Finance expert Ramit Sethi outlines some good, and some bad, reasons for moving forward with the purchase.
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Reddit's Best Little-Known Tips for Auto Insurance
Oct 16, 2022
Reddit users have provided some advice on buying auto insurance. Read on to learn some of the best tips.
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Want to Slash Your Tax Bill? Move to One of These 5 States
Oct 16, 2022
Taxes can take a big bite out of your budget. But if you live in one of these five places, you can expect to pay …
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3 Tips From Dave Ramsey to Help You Save on Pet Care
Oct 15, 2022
Pets are a wonderful addition to your family, but their care comes at a cost. These Dave Ramsey tips can help you keep prices down.
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Pros and Cons of Buying a House in a Gated Community
Oct 15, 2022
Buying a home in a gated community has some advantages and disadvantages. Read on to learn about the pros and cons.
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I Sold My Forever Home. Here's Why
Oct 15, 2022
I bought a forever home, but decided to sell it. My experience shows why the concept of a forever home doesn't make a whole lot …
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This Simple Dave Ramsey Advice Could Make You a Multimillionaire
Oct 15, 2022
Dave Ramsey recommends buying affordable cars for cash rather than financing expensive ones. Here's how that could make you rich.
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Dave Ramsey Says You Have to Take This Crucial Step if You Want to Get Out of Debt for Good
Oct 14, 2022
Getting out of debt for good is a worthy financial goal. Here's how Dave Ramsey says to accomplish it.
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You'll Never Guess How Much the Average American Spends Each Month on Impulse Purchases
Oct 14, 2022
Americans are spending a shocking amount of money on impulse buys. Find out how your splurges stack up to your peers.
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Suze Orman Hates the FIRE Movement. Here's Why
Oct 13, 2022
FIRE stands for Financial Independence, Retire Early. Read on to learn why Suze Orman isn't a fan of it for a few key reasons.
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Stimulus Update: Will You Owe Taxes on Your State Stimulus Check?
Oct 13, 2022
Will state stimulus checks be subject to federal income tax? Read on to find out what you need to know.
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Dave Ramsey Says to Press Pause on Debt Payoff in These 4 Situations
Oct 13, 2022
Paying off debt is a smart financial goal, but there are some situations where you should take a break. Here's when that's a good idea, …
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I Haven't Carried a Credit Card Balance Since College. Here's How
Oct 13, 2022
Carrying a credit card balance is something I swore off, and I make sure I don't by tracking my spending and automating payments.
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This Is the One Rule You Have to Follow as a Freelancer
Oct 12, 2022
As a freelancer, you need to make sure you know what your time is worth so you can use it wisely. Here's why that's so …
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This Huge Expense Made Saving for an Emergency Fund Well Worth It
Oct 12, 2022
I saved up my emergency fund over a long period of time, which was a challenge. But here's how it was all worth it when …
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4 Dollar Store Deals That Shocked Me
Oct 12, 2022
Dollar stores have a surprising amount of great items at low prices. Here are four you might not expect.
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Dave Ramsey Has This Warning About 'Sneaky Debt'
Oct 12, 2022
Sneaky debt can cost you unnecessary interest payments. Find out what Dave Ramsey describes as sneaky debt and why you should steer clear of it.
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With the IRS Hiring More Agents, Will Your Risk of Being Audited Go Up?
Oct 11, 2022
The IRS has received funding to hire 87,000 new agents. But not everyone stands an equal chance of being audited.
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Stimulus Update: This Former Treasury Secretary's Recession Warning Could Mean More Stimulus Checks Come Soon
Oct 11, 2022
Former U.S. Treasury Secretary Larry Summers has warned that a recession could be coming. Read on to find out how this could lead to a …
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Ramit Sethi Warns Against Buying a House for This Common Reason
Oct 10, 2022
Buying a house can be a good move in some circumstances, but not if you do it for the wrong reason. Ramit Sethi says not …
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Dave Ramsey Says This Is the Main Problem With Debt
Oct 10, 2022
Dave Ramsey doesn't like debt. Here's the key reason why he believes owing money can be such a big problem.
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Reddit's Best Little-Known Tips for Homeowners Insurance
Oct 9, 2022
Buying homeowners insurance can be complicated. These tips from Reddit can make the process easier and help homeowners pay less for comprehensive coverage.
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Almost 40% of Impulse Purchases Are Made in This Surprising Place
Oct 8, 2022
Impulse purchases can eat away at your spare cash. But where are you most vulnerable to making impulse buys? The answer may surprise you.
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Survey Shows 91% of CEOs Expect a Recession in the Next Year. Should You Be Worried?
Oct 7, 2022
Business leaders warn of an impending recession. How concerned should you be about your own finances?
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4 Dollar Tree Products That Aren't Worth It
Oct 7, 2022
Although I love to shop at the Dollar Tree, some of its items aren't worth buying. Read on to see what you should avoid buying …
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This Is the Biggest Money Disagreement I Have With My Husband
Oct 6, 2022
My husband and I agree about most aspects of managing our finances, but not about life insurance. Here's where we disagree.
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Stimulus Update: This Stimulus Payment Is the Biggest to Date. But, Who's Getting a Check?
Oct 6, 2022
More government money is going out soon, with some people receiving as much as $3,200. Read on to find out who is going to get …
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The 4 Best Things for Parents to Buy at the Dollar Tree
Oct 6, 2022
If you're a parent, these Dollar Tree items could provide hours of entertainment for your kids at a low price. Read on to learn about …
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4 Dollar Tree Products My 3-Year-Old Can't Live Without
Oct 5, 2022
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Dave Ramsey: This Is Your Greatest Wealth-Building Tool
Oct 5, 2022
Dave Ramsey believes your income is vital to growing your wealth. Find out why he thinks so and how you can make the most of …
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Alliant Credit Union Just Raised Its Savings Rate. Should You Take Advantage?
Oct 4, 2022
Alliant Credit Union raised its savings account rate to 2% APY. Should you open an account to get the opportunity to earn 2% on your …
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Dave Ramsey Says Asking Yourself This Question Can Help You Become Debt-Free
Oct 4, 2022
Dave Ramsey recommends asking yourself what you're willing to give up in order to become debt-free forever. Here's why this could help you pay off …
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8 Debt Payoff Strategies Dave Ramsey Says to Avoid
Oct 4, 2022
Dave Ramsey believes debt payoff is a key financial priority, but here are some payoff strategies he doesn't think you should use.
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These Are My 5 Favorite Things to Buy at the Dollar Tree
Oct 4, 2022
The Dollar Tree has tons of items that are really fun to buy. Here are five of my favorite things to purchase there.
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Dave Ramsey Says Life Is Better Without Credit Cards -- but Here Are 5 Reasons Why It's Actually Worse
Oct 4, 2022
Dave Ramsey believes you should not have credit cards and that life is better without them. But there are actually five big reasons why that's …
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4 Products You Should Always Get at the Dollar Store
Oct 3, 2022
The Dollar Store offers many great things to buy, but there are certain purchases you should always get there. Here's why.
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Stimulus Update: Up to 4.1 Million Households Are Owed $3.7 Billion in Stimulus Payments From the IRS. Is Yours One of Them?
Oct 3, 2022
A new report from the Treasury Inspector General for Tax Administration revealed the IRS failed to send out 4.1 million stimulus payments. Read on to …
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Dave Ramsey Says to Steer Clear of Debt Settlement Companies for These 3 Reasons
Oct 3, 2022
Debt settlement companies promise to help you resolve debt, but Dave Ramsey thinks they only make things worse. Find out why he suggests steering clear …
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This Is the No. 1 Question Ramit Sethi Asks People Who Are in Debt
Oct 3, 2022
Finance expert Ramit Sethi has a simple question he asks those in debt. Can this question show you how well you're managing your debt? Read …
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Does Your Homeowners Insurance Cover an Alien Invasion?
Oct 3, 2022
It's important to understand what home insurance covers -- whether you're worried about an alien invasion or more common causes of loss.
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3 Reasons I Love the 80/20 Budgeting Method
Oct 2, 2022
The 80/20 budgeting method is a simple, effective way to determine how to allocate your spending. Here's a few key reasons why I love it.
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This Is the One Big Thing I Don't Mind Spending a Lot of Money On
Oct 2, 2022
Although I try to be frugal in most areas of life, I'm happy to spend money on vacations. Here's why.
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Deciding Where to Put Your Money Is Tough. These Are the Top 10 Investments Made by Robinhood Users
Oct 2, 2022
Robinhood users invested heavily in these 10 companies. Read on to learn if they might be a good investment for you.
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Why Dave Ramsey Thinks 'Good Credit' Is an Oxymoron
Oct 2, 2022
Dave Ramsey believes good credit isn't something to aspire to. Find out why he believes it's actually bad news to have good credit.
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Dave Ramsey Says This Is an 'Essential Part of Managing Your Money'
Oct 1, 2022
Dave Ramsey believes an emergency fund is essential for money management. Find out why he makes this recommendation and how much you should have saved.
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Is October a Good Time to Buy a House?
Oct 1, 2022
Thinking about purchasing a house this month? Here's what you need to know to decide if it's a good time to move forward.
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Is Minimum Auto Insurance Coverage Worth It?
Oct 1, 2022
Minimum auto insurance coverage is worth buying to avoid serious consequences. But here's why most drivers should buy more than the minimum amount of protection.
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Ramit Sethi Recommends Spending This Much on Fun
Oct 1, 2022
Confused about how much you should be spending on entertainment and other fun expenses? Here's how much Ramit Sethi says you should devote to these …
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Stimulus Update: The Average Household Should Get a $8,581 Check in 2022 -- But Will It Happen?
Sep 30, 2022
The average American household should get an $8,581 check in 2022 because of added costs resulting from inflation. Read on to find out if lawmakers …
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Are You Sitting on a Tax Ticking Time Bomb for Retirement?
Sep 29, 2022
If you're putting all your money into traditional retirement accounts, there's a good chance you could face high taxes as a retiree.
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Are Impulse Purchases Always a Bad Thing?
Sep 28, 2022
Impulse buys can get you into trouble if you go overboard, but a recent survey reports on the benefits of these purchases.
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Here's How Much I Spent Getting Ready for Hurricane Ian
Sep 28, 2022
Hurricane Ian will affect Orlando, where I currently live. Here's how much I spent getting ready for it.
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5 Big-Box Stores That Are Still Worth Shopping At
Sep 28, 2022
While it may seem easiest to just make purchases on the internet, there are some big-box stores worth visiting. Read on to learn about five …
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Stimulus Update: Billions of Dollars in Stimulus Payments Will Be Delivered Soon. Here's What You Need to Know About Them
Sep 26, 2022
Will stimulus money come your way? Read on to find out where the next check is coming from and who is going to get it.
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4 Can't-Lose Ways to Use Your Money Now
Sep 26, 2022
It's confusing to figure out what to do with your money right now. Here are four can't-lose options to consider.
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I've Tripled My Income in the Last Five Years. Here's How I Did It
Sep 23, 2022
My income has gone up dramatically over the past few years. Take a look at the steps I took to make it happen.
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Dave Ramsey Warns These Are Some of the Sneakiest Bank Fees You Could Pay
Sep 20, 2022
Banks may charge a lot of different fees, but Dave Ramsey said one add-on charge is the sneakiest of all. Here's what you should know.
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6 Tips for Picking the Perfect Neighborhood
Sep 19, 2022
The right neighborhood impacts whether you are happy with your home. Here are six ways to ensure you choose right.
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Dave Ramsey Recommends This 'Boring' but Effective Way of Investing for Your Future
Sep 19, 2022
Dave Ramsey suggests investing in mutual funds. Here's why he makes this suggestion, as well as some advice on whether you should follow it.
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Food Will Cost You More if You Live in These 10 Cities
Sep 19, 2022
The cost of groceries varies from place to place in the U.S. Here are 10 of the most expensive places to buy food.
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Why I Gave Up on Credit Cards With Rotating Bonus Rewards
Sep 18, 2022
I used to use a credit card that provided bonus rewards for rotating purchase categories. Read on to see the simple reason why I switched …
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This Is One of Dave Ramsey's Most Dangerous Pieces of Financial Advice
Sep 18, 2022
Dave Ramsey has given a lot of financial advice, some good and some bad. Here's one particular piece of his investing advice that could be …
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Credit Card Rewards Are Helping Me Get Rich. Here's How
Sep 18, 2022
I deposit my cash back into an investment account, which helps me grow my wealth. Here's how this works.
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You Can Shop at Costco Without Becoming a Member. Here's How
Sep 18, 2022
Costco offers some great products but you usually need to be a member to take advantage of them. But there's a loophole that means membership …
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Dave Ramsey Urges You to End This 'Toxic Relationship.' Should You Listen?
Sep 17, 2022
Dave Ramsey urges you to end your toxic relationship with credit cards. But is listening to this advice the right financial move?
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Why I'm Not Paying Even $1 Extra to Pay Off My Debt
Sep 17, 2022
Many people want to pay off their debt early. Learn why one writer isn't making any effort to do that with her outstanding loan.
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I Like Cash Back Cards Better Than Travel Cards. Here's Why
Sep 17, 2022
Cash back credit cards work better for me than travel cards because they provide more flexibility. Will they work for you too? Read on to …
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Is Your Credit Card Charging You Any Of These 9 Fees Dave Ramsey Warns You About?
Sep 17, 2022
Credit card fees can cost you. Here are nine possible fees your card issuer could tack on to make your card more expensive.
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3 Steps to Stress-Free Home Buying
Sep 17, 2022
Buying a home can be stressful, but you can make it easier if you take three key steps. Read on to learn what they are.
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Dave Ramsey Says This Common Debt Payoff Approach Is 'Like a Dog Chasing Its Tail'
Sep 17, 2022
There are different techniques to paying off debt, but there's one common approach that Dave Ramsey says won't help you in the end. Read on …
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I'm Not Good at Picking Stocks, so I Made Sure My Brokerage Account Had This Feature
Sep 17, 2022
I invest in a brokerage account. Here's why I made sure my brokerage firm offered plenty of commission-free ETFs.
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Dave Ramsey Says There Are 4 Big Reasons to Steer Clear of Store Cards
Sep 16, 2022
Store credit cards are bad news. Here's why finance expert Dave Ramsey says to avoid them.
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I Keep My Savings Account Balance as Low as I Can. Here's Why
Sep 16, 2022
I have some money in savings, but I don't put more than I need to in this type of account. Here's why.
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I Don't Have a 401(k). This Is the Brokerage Account I'm Using to Invest for My Retirement
Sep 16, 2022
I am self-employed so I do not have a 401(k). Instead, I invest for retirement in a SEP IRA. Here's why.
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You Should Listen to This Warning About Rewards Cards from Dave Ramsey
Sep 16, 2022
Dave Ramsey has lots of warnings about credit cards. Some of his concerns may be overblown, but here's one thing he's absolutely correct about.
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This Is How Much the Average American Has in Their Checking and Savings Accounts
Sep 16, 2022
Recent data showed how much money the average person has in checking and savings. How do you compare? Find out here.
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3 Pros and Cons of an Open Floor Plan Home
Sep 16, 2022
Open floor plan homes don't have traditional defined rooms. Here are some pros and cons to this type of house that you should consider before …
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Is Credit Consolidation a Bad Idea? Here's What Dave Ramsey Thinks
Sep 14, 2022
Credit consolidation involves consolidating multiple debts by taking out one new loan. Finance guru Dave Ramsey believes it's a bad idea, but is he right?
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From Smoking to Skydiving: 12 Activities That Make It Harder to Buy Life Insurance
Sep 14, 2022
Life insurance can become costlier for those who engage in certain high-risk activities. Here's what consumers need to know about buying coverage.
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Should You Invest While Paying Off Debt? Here's What Broke Millennial's Erin Lowry Thinks
Sep 14, 2022
Erin Lowry believes you should save for retirement even if you're paying off debt. Read on to see why.
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Disney May Launch Its Biggest and Best Rewards Program Yet
Sep 14, 2022
Could Disney soon launch its own membership rewards program that offers savings on bundled services? Find out more about this future initiative here.
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3 Signs You No Longer Need Life Insurance Coverage
Sep 14, 2022
Life insurance coverage is a crucial form of protection for many people -- but at some point, it is no longer necessary. Here are three …
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Ramit Sethi Warns You Will 'Almost Certainly Lose Money' on Buying a House if This Happens
Sep 14, 2022
Buying a house can sometimes improve your net worth. But finance expert Ramit Sethi has warned that it could lead to losses if you make …
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Thinking About Rolling Closing Costs Into a Mortgage? Consider These Pros and Cons
Sep 13, 2022
While you can borrow to cover closing costs, this isn't always the best idea. Here are the pros and cons to ponder.
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Stimulus Update: 5 Must-Know Facts About a Fourth Stimulus Check
Sep 13, 2022
If you're waiting for a fourth stimulus check, there are five facts you must know to understand when and if another payment is coming. Read …
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Is It Ever a Good Idea to Get a Cash Advance on Your Credit Card?
Sep 13, 2022
Credit card cash advances can be expensive -- but should you ever take one? Here's what you need to know.
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These Are the 2 Worst Reasons to Buy a House, According to Dave Ramsey
Sep 13, 2022
Buying a house isn't right for everyone. Here are Dave Ramsey's thoughts on some really bad reasons why people buy properties.
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Stimulus Update: New Stimulus Checks Continue to Be Announced. Will You Get One?
Sep 12, 2022
Several more states recently announced stimulus payments will be going out. Here's how to know if you are getting a check.
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These Are the Biggest Benefits of Homeownership, According to Dave Ramsey
Sep 12, 2022
Owning a home has many benefits. Here are some of the biggest advantages of being a property owner, according to Dave Ramsey.
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3 Reasons Fall Is the Perfect Time to Buy a Home
Sep 12, 2022
Thinking of purchasing a property? Here are a few key reasons why shopping in fall may be your best bet.
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What Kind of Insurance Do You Need for an RV?
Sep 12, 2022
An RV is an expensive investment. It's important to have the right insurance for it, including collision coverage. Here's what you should know.
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Renting but Thinking About Buying a House? Suze Orman Warns Against Making This 'Rookie Mistake'
Sep 12, 2022
If you're thinking about buying a home when you're currently a renter, here's Suze Orman's important warning.
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Here's How to Make More Money Renting Than Owning, According to Ramit Sethi
Sep 11, 2022
Homeowners often end up wealthier than renters, but this isn't always the case. Finance expert Ramit Sethi has some tips on how to end up …
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Does Smoking Marijuana Make Life Insurance More Expensive?
Sep 11, 2022
Marijuana is becoming legal in more states across the U.S., but some life insurers still charge more for marijuana use. Learn more here.
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Here's Why Suze Orman Thinks Buying a Home Right Now Is 'Potentially Dangerous'
Sep 11, 2022
The median price of homes is going up faster than income, which has Suze Orman concerned. Find out why this is a problem.
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How Much Life Insurance Should Stay-at-Home Parents Buy? Here's What Dave Ramsey Recommends
Sep 11, 2022
Most recommendations for life insurance specify how much income a policy should replace. But what about stay-at-home parents?
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The Surprising Reason Ramit Sethi Believes You Aren't Ready to Buy a House if You Have a Small Down Payment
Sep 10, 2022
Ramit Sethi doesn't believe you should buy a house with a small down payment -- but not for the reason you might expect. Take a …
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5 Tips for Saving on Teen Car Insurance From Dave Ramsey
Sep 10, 2022
Car insurance for teens can be very expensive. Here's some Dave Ramsey advice for saving on a policy.
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Confused About What Life Insurance You Need? Here's Exactly What Dave Ramsey Recommends
Sep 10, 2022
It's critical to purchase the right life insurance coverage. Here's how much finance expert Dave Ramsey recommends purchasing.
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Thinking of Buying an RV? Find Out if You Can Qualify for This Tax Deduction?
Sep 9, 2022
An RV can be a great vacation option -- and can also qualify you for the mortgage interest deduction under some circumstances. Learn more here.
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Is a Housing Market Crash Coming? Here's What Dave Ramsey Thinks
Sep 9, 2022
Property values have been rapidly rising, leaving some to wonder if the real estate market was in a bubble and would soon crash. Read on …
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Dave Ramsey Recommends Shopping for New Auto Insurance in These 6 Situations
Sep 9, 2022
Shopping for auto insurance periodically can help drivers get the best price and coverage. Here's when finance expert Dave Ramsey recommends shopping around.
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Thinking of Buying an Older Home? Be Sure to Consider These Pros and Cons
Sep 9, 2022
Older homes have a lot of charm, but can come with some added problems. Here's why you should think carefully before buying one.
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3 Dave Ramsey Tips for Switching Car Insurance the Easy Way
Sep 9, 2022
Switching car insurance can sometimes provide significant financial savings. Here are three tips from Dave Ramsey on how to make changing policies easier.
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Stimulus Update: Why Another Federal Check Would Be Bad News
Sep 8, 2022
Anyone who is hoping for another stimulus check from the federal government should consider the big downsides. Read on to find out what those are.
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The 5 Best Features of the iPhone 14, Ranked
Sep 8, 2022
Apple announced the release of the new iPhone 14 on Wednesday, Sept. 7. Read on to learn about some of the new phone's best features.
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Breaking Up? 4 Things to Know About Closing a Joint Bank Account
Sep 8, 2022
Closing a joint bank account must be done properly to avoid legal liability for your ex's spending choices. Here's what you need to know.
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Why Dave Ramsey's Recommended Minimum Down Payment Will Surprise You
Sep 8, 2022
Dave Ramsey suggests you shouldn't buy a house until you have a minimum down payment of 10%. Here's why this is unusual advice coming from …
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3 Life Insurance Riders That Are Worth Paying For
Sep 8, 2022
Life insurance provides important protection but only some riders -- or add-on coverage -- are worth paying for. Here are the ones to consider.
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How Does Compound Interest Make Credit Card Payments More Expensive?
Sep 8, 2022
Compound interest means you end up paying interest on top of interest. Here's how that makes credit card debt more costly.
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What to Look for if Buying a House in a 55-and-Over Community
Sep 8, 2022
If you're nearing retirement, you may decide buying in a 55-and-over community makes sense. You'll want to consider these issues to find the right place.
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Here's Who Should (and Shouldn't) Upgrade to the iPhone 14
Sep 8, 2022
If you have a newer model phone, upgrading probably isn't worth it. Here's what you need to know about whether you should buy a new …
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Can You Go to Any Vet With Pet Insurance?
Sep 7, 2022
Pet insurance provides coverage for veterinary care, but it's important to know what the rules are with regard to choosing a vet. Find out more …
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Worried Rising Prices Will Drain Your Bank Account? Here's How Dave Ramsey Suggests Avoiding Overdraft Fees
Sep 7, 2022
With inflation surging, it's harder to stay on budget, increasing the risk of overdraft fees. Here's how finance expert Dave Ramsey says to avoid these …
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3 Types of Car Insurance Dave Ramsey Recommends Buying
Sep 7, 2022
Motorists need to make sure they have sufficient protection from loss. Learn what coverage Dave Ramsey urges drivers to buy.
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Dave Ramsey Recommends Renting Instead of Buying in These 3 Situations
Sep 7, 2022
Buying a home is often -- but not always -- a smart financial choice. Here's when Dave Ramsey says you should rent instead.
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Does Paying a Little Extra On Your Credit Cards Really Make a Difference in Debt Payoff?
Sep 7, 2022
Making extra payments on your credit cards can make a big difference in your costs and time when you're paying off debt. Here's what you …
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4 Key Things to Look for in a Home Inspection Report
Sep 6, 2022
A home inspection can reveal problems with a house you're looking to buy. Here are some major red flags to look for in your inspection …
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Stimulus Update: Thousands of Surprise Stimulus Payments Are Going Out Soon. Here's Who's Getting One
Sep 6, 2022
One state has decided to send out surprise rebates to some residents. Read on to learn if you'll be on the receiving end of that …
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The Best and Worst Ways to Use a Credit Card
Sep 6, 2022
Credit cards can be a great tool, but there are both good and bad ways to use them. Learn how to optimize your credit card …
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You Can Get a Free Year-Long Sam's Club Membership Through October 16. Here's How
Sep 6, 2022
Sam's Club is offering a $45 credit off your next in-club purchase if you become a member. Learn how this deal makes it essentially free …
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Dave Ramsey Warns About This 'Old Bait and Switch' When Opening a New Bank Account. Here's How to Avoid It
Sep 6, 2022
Dave Ramsey warned that you shouldn't open an account that offers introductory freebies but comes with high fees later. Here's how you can avoid them.
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The 3 Biggest Pros and Cons of Renting, According to Dave Ramsey
Sep 6, 2022
Renting a house instead of owning one has some advantages and disadvantages. Here are the biggest ones to consider.
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5 Car Insurance Add-Ons That Are Worth Paying For
Sep 5, 2022
Liability insurance is required in most states, but there are also some optional kinds of car insurance coverage. Are any of these add-ons worth buying?
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Can You Cancel Private Mortgage Insurance?
Sep 5, 2022
If you put less than 20% down on a home, you'll have to pay private mortgage insurance. But when can this insurance be canceled?
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4 Best Ways to Score an Affordable Mortgage Even When Rates Are Higher
Sep 5, 2022
Mortgage rates have gone way up when compared to earlier in the pandemic. But that doesn't mean homeowners can't still get an affordable loan. Here's …
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3 Things to Make Sure Your Pet Insurance Covers
Sep 5, 2022
Pet insurance provides important protection -- but animal owners need to be certain their coverage will offer the coverage they need. Here's what to know.
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Want to Invest for the First Time? Dave Ramsey Says to Take These 5 Steps to Get Started
Sep 4, 2022
Investing can be a great way to build wealth, but you need to get started on the right foot. Here's some Dave Ramsey advice for …
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Here's Why Dave Ramsey's Wrong About How Many Credit Cards You Should Have
Sep 4, 2022
Dave Ramsey believes you should not have any credit cards. Here's why this is bad advice.
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Suze Orman Says This Is a Crucial Step to Saving for Emergencies
Sep 3, 2022
Saving for emergencies can help you avoid financial disaster when something unexpected happens. Here's how Suze Orman says you should do it.
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Do You Need Rental Car Insurance? Here's What Dave Ramsey Thinks
Sep 3, 2022
Rental car insurance is a type of optional insurance when renting a vehicle -- but is it worth buying? Find out what finance expert Dave …
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9 Steps to Getting the Perfect Mortgage as Rates Rise
Sep 3, 2022
Mortgage rates have been rising, so it's more important than ever to try to get the best possible home loan. Here's how.
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How Big Should Your Car Insurance Deductible Be? Here's What Dave Ramsey Thinks
Sep 3, 2022
Drivers have an important choice to make about their deductible. Here's Dave Ramsey's advice on setting this crucial number.
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How I Make Sure Refinancing My Mortgage Doesn't Cost Me Money
Sep 3, 2022
I've refinanced my mortgage several times. Each time, I've done one simple thing to ensure my loan doesn't become more expensive.
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Stimulus Update: 3 Things to Know About the Possibility of a Fourth Check
Sep 2, 2022
Many Americans are hoping for a fourth stimulus check. Read on to learn three big things to help you determine if more money is likely …
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Suze Orman Warns That Homeowners Are 'Setting Themselves Up for Heartache' if They Don't Make This Smart Insurance Move
Sep 2, 2022
Homeowners insurance can protect people who own a property. Read on to see why it's important to make this move in case a claim becomes …
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Dave Ramsey Thinks Personal Loans are 'Absolutely Not' Worth Taking Out. Here's Why He's Wrong
Sep 2, 2022
Personal loans are a common way to borrow, but Dave Ramsey doesn't think you should take one out. This isn't great advice to follow.
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4 Downsides of Pet Insurance
Sep 2, 2022
Before buying pet insurance, it's important to be aware of these downsides of this kind of insurance coverage.
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Are You at Risk of Your Credit Limit Being Lowered?
Sep 2, 2022
A lower limit on your credit cards could hurt your credit score. Could it happen to you?
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5 Ways to Save Money on Pet Care
Sep 2, 2022
Pet care can be expensive, but there are ways to reduce the costs. These five tips can help you to keep expenses down as a …
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This Weird Tip From Suze Orman Can Help You Avoid Raiding Your Emergency Savings
Sep 1, 2022
An emergency fund can help you be prepared for anything life throws at you -- especially if you follow this Suze Orman tip.
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I've Cut Back My Coupon Use at the Grocery Store. Here's Why
Sep 1, 2022
I used to use coupons regularly at the grocery store, but I've cut back on them for a few key reasons.
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With Investments Down, Here Are 5 Ways Employees Can Make the Most of Their Retirement Accounts
Sep 1, 2022
The stock market has been down in 2022. Here's what you can do to make sure you're still making the most of your retirement account.
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Should You Increase Your Emergency Savings Due to Inflation? Here's What Suze Orman Thinks
Sep 1, 2022
Inflation is at a 40-year high. Here's what finance expert Suze Orman thinks you should do with your emergency fund as prices have risen.
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3 Common First-Time Home Buyer Mistakes
Sep 1, 2022
Many first-time home buyers make mistakes such as overspending or focusing on the wrong features. Here's how you can avoid these errors.
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4 Things I'd Never Use a Personal Loan to Buy
Sep 1, 2022
A personal loan can be a great way to borrow, but here are the four purchases I would never take out a loan to fund.
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I'm Buying an RV. Here's How I'm Saving Up to Pay for It
Sep 1, 2022
An RV is an expensive purchase, but with these steps, I'll be able to pay cash for it.
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5 Tips to Stop Overspending on Your Credit Cards
Aug 31, 2022
Credit cards can be a valuable tool, but it's important to make sure you don't spend too much on them. Following these five tips can …
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Why I Changed the Due Dates on My Credit Cards
Aug 31, 2022
I called my credit card company and requested it change the due dates on my cards. Here's why I made this move.
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Can't Afford to Buy a House Where You Live? Here Are Dave Ramsey’s Tips to Survive a Competitive Housing Market
Aug 31, 2022
House prices have gone up across the country, pricing many people out. Here's Dave Ramsey's advice for what to do if you can't afford your …
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This Is Suze Orman's Best Advice for Investing in a Bear Market
Aug 31, 2022
Suze Orman suggests remaining calm during the current bear market. Read on to find out why this advice is spot on.
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2 Super Quick Tricks to Decide How Much House You Can Afford
Aug 31, 2022
It's important not to spend too much on a property. Use one of these quick formulas to help make sure you don't end up house …
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Common Life Insurance Myths You Can't Afford to Fall For
Aug 30, 2022
Many people fall for myths that prevent them from getting essential life insurance coverage. Here are the realities.
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3 Reasons Not to Buy the Best House in the Neighborhood
Aug 30, 2022
If you're shopping for a home, you don't want to buy a house that's too expensive or too much nicer than its neighbors. Here's why.
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You Should Have This Type of Personal Loan Right Now
Aug 30, 2022
If you have a personal loan already or are thinking of taking one out, you should consider a fixed-rate loan. Here's why.
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Here's Why Dave Ramsey Warns You to 'Read the Fine Print' When Opening a New Bank Account
Aug 30, 2022
Dave Ramsey urges you to look at the fine print so you can make sure your bank will pay a reasonable amount of interest. Is …
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No 401(k)? Here's How Dave Ramsey Recommends Saving for Retirement
Aug 30, 2022
Dave Ramsey recommends using a Roth IRA account to save for retirement if you don't have a 401(k). Here's why.
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Why I Never Take My Paychecks Early
Aug 29, 2022
My payroll service gives me the chance to get paychecks ahead of schedule -- but I have chosen not to do that for a few …
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Could This Simple Step Help You Save More for Retirement? Suze Orman Thinks So
Aug 29, 2022
Suze Orman has a simple suggestion to help you get motivated if you aren't saving enough for retirement. Learn how following her tips could make …
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4 Pet Insurance Myths You Can't Afford to Fall For
Aug 29, 2022
Pet insurance could be the best purchase an owner makes for an animal companion. Be sure not to fall for these myths and end up …
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This Suze Orman Tip Could Make a Huge Difference In Your Savings Account Balance
Aug 29, 2022
Want to save more money? Suze Orman has an ingenious tip to help you do just that.
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Stimulus Update: Financial Help Is Still Coming From the Biden Administration. Will You Get A Check?
Aug 25, 2022
The American Rescue Plan Act provided billions to states. Now, almost half of them are using the money to fund relief efforts and make direct …
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Thinking of Buying a Used Vehicle? Here's Why Graham Stephan Says You Should Wait
Aug 25, 2022
The price of used vehicles is likely to plummet, according to Stephan. Here's why he thinks waiting could give you a chance to buy a …
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Stimulus Update: There's Bipartisan Support for One Particular Type of Stimulus Payment
Aug 24, 2022
If the federal government provides any more stimulus money, it will likely come in the form of an expanded Child Tax Credit. Read on to …
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Why Graham Stephan Says You Should 'Never Bet Against Stocks'
Aug 24, 2022
Graham Stephan is a YouTuber and skilled finance professional who says you should never bet against stocks. Read on to find out why.
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5 Tips From Dave Ramsey to Pay Off Your Credit Card Faster
Aug 23, 2022
Paying off your credit cards quickly can help you to reduce interest costs and accomplish other financial goals. Here's some suggestions that can help.
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Suze Orman Says This Is the Smartest Move in the Current Economy
Aug 23, 2022
In light of the current economic conditions, you may be wondering how you should manage your finances. Suze Orman has some advice on the issue.
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Overdraft Fees Are Costing Americans $8 Billion. Are You One of the Impacted?
Aug 22, 2022
Big banks are making a lot of money from overdraft fees. Here's how you can avoid contributing your hard-earned money to their balance sheets.
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This Is the Best Way to Cope with Inflation, According to Suze Orman
Aug 21, 2022
Inflation has surged, so how can you cope with this rapid increase in prices? This advice from Suze Orman could provide the answer.
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Dave Ramsey's a Big Fan of NeoBanks. Here's What They Are, and Why You Might Want to Use One
Aug 21, 2022
Picking the right bank account can be complicated, but Dave Ramsey has advice on one potentially great option. Learn more about neobanks.
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3 Reasons to Buy Clothes at Target
Aug 21, 2022
Target has a great clothing selection. Read on for three reasons to browse the racks the next time you're in the big box store.
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Parents: This Suze Orman Advice Could Make Your Teen a Millionaire
Aug 20, 2022
Suze Orman believes your teenager should invest in a Roth IRA. Here's why taking this step could set them up for success.
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Debt Has a Bad Rep. Here's Why Graham Stephan Thinks It's a Good Thing
Aug 20, 2022
Debt is often looked upon as a bad thing. But investor and finance expert Graham Stephan has a contrary take that's worth listening to.
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Watch Out for This Pitfall if You're Using a Personal Loan to Refinance Debt
Aug 20, 2022
Refinancing debt using a personal loan can sometimes save you money but you need to be careful about your payoff timeline. Find out more here.
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Dave Ramsey's 4 Best Tips for Managing Money in a Recession
Aug 20, 2022
With the country potentially in a recession or on the brink of one, it's a good idea to follow these Dave Ramsey tips for how …
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Stimulus Update: Almost Half of States Are Providing Stimulus Checks or Other Relief. Is Yours?
Aug 19, 2022
More than 20 U.S. states are providing stimulus relief. Read on to find out which states are on the list of places offering financial help.
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Suze Orman Says You Can Save $10 a Week by Asking Yourself This Question
Aug 18, 2022
Want to set aside a little extra cash? This Suze Orman tip could be just the ticket to succeeding.
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8 Common Bank Fees to Avoid
Aug 18, 2022
Some banks charge more fees than others. Be sure to look out for these common ones to steer clear of.
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3 Ways I Save On Kids' Toys So I Don't Bust My Budget
Aug 17, 2022
Toys can be a huge expense for parents, but I've found three great ways to save money on them. Here's how.
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The Average American Spends This Much Raising a Child
Aug 17, 2022
Per the U.S. Department of Agriculture, the average cost to raise a child is well over $200,000. Learn some ways to cut back on your …
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The 3 Best Alternatives to Personal Loans, According to Dave Ramsey
Aug 17, 2022
Dave Ramsey is against personal loans. Find out if his suggestions are a better idea for you and your financial life.
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5 Kinds of Insurance You Need but May Not Have
Aug 16, 2022
There are many different kinds of insurance people can buy. Read on to see five types it's important to have, even if many consumers don't …
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Want to Save an Extra $100 a Month? Here's How Suze Orman Says to Do It
Aug 16, 2022
Looking to put away some extra money for your future? Here are some tips from finance expert Suze Orman to help you make it happen.
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5 Dave Ramsey Tips for Making Room in Your Budget to Invest
Aug 16, 2022
Want to invest more money to build a more secure future? Here's how Dave Ramsey suggests freeing up cash to do it.
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Dave Ramsey Says to Consider These 2 Key Issues When Picking Your Bank
Aug 16, 2022
Are you looking for a new bank? Here's what finance expert Dave Ramsey says to focus on.
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Are Outlet Stores Worth It? Here's What Dave Ramsey Thinks
Aug 16, 2022
Outlet stores promise bargains, but does Dave Ramsey believe the stores deliver what they claim to provide? Find out here.
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4 Tips for Choosing the Right Personal Loan
Aug 16, 2022
Are you taking out a personal loan? Here's how to make sure you find the right one for your needs.
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Dave Ramsey's 6 Best Tips for Affordable Back-to-School Shopping
Aug 15, 2022
Dave Ramsey has provided some great advice on saving money during the back-to-school season. Here are six of his best tips.
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Why Paying for Summer Camp for My 2-Year-Old Was Worth It
Aug 15, 2022
I recently spent $165 to send my two-year-old to a week-long camp that lasted for three hours every morning. The money was well spent.
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A Friend Asked Me to Cosign a Loan. Here's Why I Said No
Aug 15, 2022
Cosigning a loan is a big decision. There are a few important reasons why it isn't the right one for me. Is it a good …
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4 Credit Card Habits That Will Ruin Your Credit Score
Aug 15, 2022
Using your credit cards the wrong way can hurt your credit. Here are four habits to quit that could do a ton of damage if …
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My Kids Don't Have Life Insurance. Here's Why
Aug 15, 2022
Many companies promote life insurance for children. But read on to learn why buying a policy often doesn't make financial sense.
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Stimulus Update: People Are Still Missing Stimulus Checks. Are You Owed Money?
Aug 12, 2022
The Government Accountability Office indicates some Americans are still missing stimulus checks and more outreach is needed to reach them. Read on to find out …
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Almost a Third of Home Sales Are Cash Deals. Should You Pay Cash for a House?
Aug 12, 2022
Many homeowners pay cash, but this requires tying up a lot of money. Here's why buying a home in cash is usually a bad idea.
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Deciding on a Mortgage? Be Ready to Make This Tradeoff
Aug 11, 2022
Mortgage borrowers always have to choose between higher monthly payments and lower total costs or vice versa. Learn more here about this tradeoff.
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Starting a Home-Based Business? Be Sure to Let Your Insurance Company Know
Aug 11, 2022
Standard home insurance policies may not cover all commercial activities. Business owners should take these steps to ensure they are covered.
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These Are the Most Common Problems That Delay Home Sales
Aug 11, 2022
After an offer is made, the sale doesn't necessarily go through in every case. Find out about some problems that could delay or derail closing.
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Why Wealthy People May Want Whole Life Insurance
Aug 10, 2022
Whole life insurance usually isn't needed, but sometimes it could pay for wealthy people to purchase it. Here's why.
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4 Ways to Make Buying Your First Home Easier
Aug 9, 2022
Buying a home is a major milestone and it can be stressful. Following these four tips should help make the process easier.
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Will You Regret Not Getting Pet Insurance?
Aug 8, 2022
Buying pet insurance could help save pet owners from being forced to make an impossible choice. Here's why owners could regret not buying it.
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This Is the Single Biggest Reason to Make a Big Down Payment on a Home
Aug 7, 2022
A large down payment is crucial to avoid owing more than your home is worth. Read on to find out why this is so important.
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Dave Ramsey Says Taking on This Type of Debt Is ‘Like Trying to Bail Yourself Out of a Sinking Boat With a Bucket Full of Holes.’ Is He Right?
Aug 7, 2022
Dave Ramsey isn't a fan of personal loans. Learn about his objections -- and why you may not want to heed his advice.
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4 Things to Know About Making a Claim After a Car Accident
Aug 7, 2022
A car accident can be traumatic and expensive. Here are four things to know about making a claim post-collision.
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Does Your Bank Offer This Time- and Money-Saving Perk?
Aug 6, 2022
My bank offers free checks and mails them right to me -- but that's not the case for every financial institution. Does yours?
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4 Easy Ways to Avoid Overdraft Fees
Aug 6, 2022
Overdraft fees can be expensive but there are ways to avoid them. Here are four techniques you can try to avoid getting hit with high …
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This Trick Could Save the Average Homeowner $69,228
Aug 6, 2022
A mortgage is a large debt for many homeowners, but a simple switch to payment strategies could make the loan much cheaper. Find out more.
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3 Signs You're Paying Too Much for Life Insurance
Aug 6, 2022
Life insurance is an important purchase but it's crucial not to overpay for coverage. Here are three signs a policy may be more expensive than …
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Homeowners Have Higher Net Worths, but You Can Still Get Rich if You Rent
Aug 6, 2022
Homeowners tend to be wealthier than renters, but that doesn't mean you have to buy a home to grow rich. Here are some other ways …
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3 Insurance Policies Most People Don't Need
Aug 5, 2022
Not all insurance policies provide needed protection. Here are three policies most people can do without.
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4 Reasons I'm Not Worried About a Recession
Aug 5, 2022
The U.S. could be in a recession soon. But I'm not worried about that happening for four key reasons.
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What Happens to Your Debt if You Die Without Life Insurance?
Aug 4, 2022
Without a life insurance payout, does debt have to be paid? Find out how the rules work for debt payoff after death.
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Stimulus Update: How to Check to See if You're Getting Another Payment
Aug 4, 2022
Stimulus payments are going out to certain people, but not everyone will get one. Read on to see how you can check if another payment …
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Should You Buy Pet Insurance That Covers Routine Care?
Aug 4, 2022
Some pet insurance providers offer policies that cover routine care. But buying them doesn't always make sense.
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Here's What Happens if You're Hit by an Uninsured Driver
Aug 4, 2022
Being hit by an uninsured driver can have financial consequences. Here's how to avoid big losses.
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Stimulus Update: The Answers to These 3 Questions Determine if You're Likely to Get More Stimulus Money
Aug 3, 2022
If you are hoping for more stimulus money, answer these questions to help you assess how likely it is that a check will come your …
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There's One Big Reason Rich People Get Mortgages Even for Houses They Can Easily Afford
Aug 3, 2022
Many wealthy people borrow rather than paying cash for homes, even if they have money to cover the cost. Read on to find out the …
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Why Is Your Monthly Mortgage Payment Higher Than Just Principal and Interest Payments?
Aug 3, 2022
When you apply for a home loan, your mortgage payments could exceed your loan costs. Here's why that's the case.
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Should You Keep Money in Savings When Inflation Is Surging?
Aug 2, 2022
Inflation has surged and the price of goods and services was up 9.1% in June. With savings account rates much lower than the rate of …
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Stimulus Update: Millions Will Receive Money This Month. Are You One of Them?
Aug 2, 2022
Many states are distributing stimulus money in August. Read on to find out if you're on track to get a payment.
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Does Car Insurance Cover the Belongings in Your Car After a Crash?
Aug 2, 2022
Car insurance can pay for many damages, but does it cover personal property inside of a car? Read on to find out what drivers need …
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This Is One Type of Insurance You Never Want to Get
Aug 2, 2022
This insurance can cost a fortune and provide limited coverage. Here's why it's important to avoid it.
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Why Checking Your Credit Score Isn't Enough to Protect Your Identity
Aug 1, 2022
Checking your credit score can be smart but there's more you should do to make sure your information is secure.
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Should You Invest in Life Insurance? Here's What Suze Orman Thinks
Aug 1, 2022
Buying life insurance for purposes of investing for retirement is not the best approach. Here's why Suze Orman thinks it's a bad idea.
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Suze Orman Says to Take These 4 Steps Before Buying a Home With a Low Down Payment
Jul 31, 2022
It's smart to put 20% down when buying a home, but it's not always possible. Here's what Suze Orman recommends when making a smaller down …
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2 Numbers That Determine What Your Mortgage Will Cost You
Jul 31, 2022
Your monthly mortgage payment is determined by the interest you pay as well as how much you borrow. Here's what you need to know.
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Why Retirees May Want Several Years of Living Expenses in the Bank
Jul 30, 2022
If you're nearing retirement, you may want to bulk up your savings account balance. Find out why this could be a good way to protect …
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Your Savings Account Probably Raised Its APY. Here's Why That's Not Good News
Jul 30, 2022
Most savings accounts are now offering a higher interest rate. But the reason that's the case is because of a troubled economy. Read on to …
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Dave Ramsey Described This Mortgage as 'One of the Worst Options Out There.' Here's Why
Jul 29, 2022
Finance expert Dave Ramsey warned against taking out an adjustable-rate loan. Here's why he thinks this is a bad idea for most borrowers.
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Why Graham Stephan Believes the Most Recent Crypto Crash Is 'Different'
Jul 29, 2022
Graham Stephan believes the recent crypto crash is only the tip of the iceberg as there are fundamental problems within the industry. Read on to …
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Suze Orman: Opening a 401(k) at 25 vs. 35 Could Earn You Hundreds of Thousands of Dollars
Jul 29, 2022
Finance guru Suze Orman explains that if you open a 401(k) at a younger age, you can end up wealthier. Find out how big an …
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Stimulus Update: Will the Democrats' New Deal Provide Financial Relief?
Jul 28, 2022
Lawmakers on the left have announced they reached a tentative agreement on new legislation. Read on to find out what financial help will it provide …
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I Have 7 Different Savings Accounts. Here's Why
Jul 28, 2022
I've opened multiple savings accounts to save for different goals and benefit from different perks. Here's why this works for me.
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Suze Orman Says to Answer These Questions Before Getting a New Credit Card
Jul 28, 2022
Getting a new credit card is a big decision. Suze Orman has suggested two questions to ask to make sure it's the right one.
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3 Things 40-Somethings Need to Know About Life Insurance
Jul 28, 2022
For people in their 40s, buying life insurance could be especially important. Here are a few key things people in this group need to know.
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2 in 3 Americans Now Live Paycheck to Paycheck. Are You One of Them?
Jul 27, 2022
Living paycheck to paycheck is stressful, but it's common. Find out how to break the cycle and put some extra money in the bank.
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3 Reasons You May Want to Refinance Even Though Mortgage Rates are Above 5%
Jul 27, 2022
Refinancing is usually done to reduce your interest rate, but there are other reasons refinancing might be a good idea for you. Check them out.
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5 Red Flags to Look for When Shopping Brokerage Accounts
Jul 27, 2022
If you're opening a brokerage account, you'll want to make sure you avoid one that costs you money. Here are five red flags to look …
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The Average Walmart Shopper Spends This Much per Trip
Jul 27, 2022
You may be surprised to find out who is shopping at Walmart -- and how much they are spending.
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If You Have an Auto Loan, You Need This Insurance Coverage
Jul 26, 2022
Car loans are common, but it's important for those with outstanding auto debt to have a specific kind of insurance coverage. Read on to learn …
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How Much Should You Have in Your Emergency Fund? 3 Financial Experts Weigh In
Jul 26, 2022
It's important to have an emergency fund, but it can be complicated to determine how much to have in it. Read on to see the …
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Your Credit Card Debt May Be About to Get More Expensive. Here's Why
Jul 26, 2022
Credit card debt is expensive and things are likely about to get worse for most borrowers. Here's why.
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This Is the Average 60-Something's Mortgage. How Do You Compare?
Jul 26, 2022
Many people in their 60s still have a mortgage. Find out how much they owe on average, and whether retiring with a home loan is …
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6 Tips to Avoid Crypto Scams
Jul 25, 2022
Cryptocurrency scams are rampant and can cause huge financial loss. Here's how to protect yourself against them.
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Tori Dunlap Says This Credit Card Strategy Is a Complete Myth
Jul 25, 2022
Investor and podcast host Tori Dunlap has dispelled an important myth about earning a top credit score. Here's what Dunlap had to say.
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4 Reasons to Downsize Your Home in Retirement
Jul 24, 2022
If you're retiring, you may want to move to a smaller -- and cheaper -- home. Here are four reasons why that might be a …
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Fact Alert: Most Tiny Homeowners Are Mortgage-Free
Jul 23, 2022
Tiny homes can be much more affordable, providing financial flexibility. But does that mean a tiny home is right for you?
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Stimulus Update: Just How Much Stimulus Money Did Americans Get?
Jul 19, 2022
Different groups of Americans received varying amounts of stimulus money. Find out how much people received.
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Suze Orman Says to Do This First if You're in Credit Card Trouble
Jul 19, 2022
When you're in credit card debt, it can be hard to climb out. This suggestion from finance expert Suze Orman could help.
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This Is the Average Age of First-Time Home Buyers
Jul 18, 2022
The average age of first-time home buyers has been growing older over time. Here's how old the typical first-time buyer was in 2021.
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Why Graham Stephan Is Happy to Be $4 Million in Debt
Jul 18, 2022
Graham Stephan says it's a good thing that he owes $4 million. Find out why the real estate investor and YouTube personality is happy to …
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3 Things I'd Never Pay for With a Credit Card
Jul 18, 2022
I charge almost everything on my credit cards. But there are three things I wouldn't ever put on my card. Here's why.
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This Is Warren Buffett's Best Advice for Getting Rich
Jul 18, 2022
Warren Buffett has offered some financial advice that is crucial to building wealth. Can you put this advice into practice?
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Dave Ramsey Recommends Opening a Brokerage Account in These 4 Situations
Jul 18, 2022
A brokerage account allows you to invest money to build wealth. But Dave Ramsey suggests using one only in a few key situations.
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Dave Ramsey's 5 Steps for Figuring Out How Much Home You Should Buy
Jul 18, 2022
You don't want to buy more home than you can afford. Following these steps suggested by Dave Ramsey can help you avoid that mistake.
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3 Types of Mortgages to Steer Clear Of
Jul 17, 2022
When choosing a mortgage, there are three kinds of loans you don't want to take out. Here are the loans to avoid.
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3 Big Benefits of Brokerage Accounts, According to Dave Ramsey
Jul 17, 2022
Dave Ramsey believes taxable brokerage accounts are the right investment choice in certain circumstances. Here are three advantages to these accounts.
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4 Summer Spending Tips From Suze Orman
Jul 17, 2022
Summer can be an expensive time of the year, but Suze Orman has some tips for keeping costs down. Here are her suggestions.
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Here's What Mark Cuban Said About the Recent Crypto Crash
Jul 17, 2022
Many popular cryptocurrencies recently saw their values plummet. Here's what billionaire and crypto enthusiast Mark Cuban had to say about the crash.
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Higher Interest Rates Make It Harder to Qualify for a Mortgage. Here's Why
Jul 17, 2022
If rates go up, payments increase and that makes qualifying harder. But you still have options to be able to afford a home.
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Mortgage Rates Are Going Up, but You Still Shouldn't Buy a Home in Cash. Here's Why
Jul 17, 2022
Mortgage rates are above 5%, but paying for a home in cash probably still isn't the best move. Learn why it can still pay to …
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I've Added Thousands to My Emergency Savings This Year. Here's Why
Jul 17, 2022
I've bulked up my emergency savings this year. Here are a few big reasons why that's the case.
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This One Simple Move Made It Easier to Save Money
Jul 16, 2022
I've been able to save a lot more money since switching out my budgeting process. Here's why.
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Credit Card Rewards Aren't Worth It Unless You Do This
Jul 15, 2022
Credit card rewards can be very generous but unless you pay off your card balance in full, it's not worth using a card to earn …
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There's One Big Reason Not to Wait for Lower Mortgage Rates
Jul 15, 2022
If you are thinking about buying a home right now, don't let high rates deter you. Here's why you shouldn't wait.
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This Is One Kids' Activity I'll Pay a Fortune For. Here's Why
Jul 14, 2022
I spend a lot of money for my children to take private swim lessons. Here's why I believe this expense is worthwhile.
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Stimulus Update: Eligible Residents of This State Have Until July 22 to Claim a Check Worth Up to $1,500
Jul 14, 2022
One U.S. State is providing stimulus money for people who worked during the pandemic. Find out who is eligible and how to sign up by …
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Why You May Still Need to Pay Vet Bills Even With Pet Insurance
Jul 14, 2022
Pet insurance covers care, but it doesn't pay for everything. Here's what pet owners need to know about the frequent need to pay out of …
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Dave Ramsey Has This Big Warning About Margin Trading
Jul 14, 2022
If you are thinking about trading on margin, you may want to heed this advice from finance expert Dave Ramsey. Read on to find out …
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4 Financial Habits You Need to Master ASAP
Jul 14, 2022
Living below your means is just one of several good habits to embrace. Learn about some behaviors you should adopt to improve your finances.
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We Passed on a House in an HOA Neighborhood for One Huge Reason
Jul 14, 2022
When we looked at houses, there was one we liked. But there was one big problem with the HOA that caused us to walk away. …
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I've Closed Old Credit Cards Even Though It Hurts My Credit Score. Here's Why
Jul 14, 2022
Closing old credit cards is generally discouraged because it adversely impacts your credit rating. But I made the choice to do it anyway for one …
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Dave Ramsey: What Is Stagflation, and Should You Be Worried?
Jul 13, 2022
Stagflation refers to a period of low economic growth and high prices. Finance expert Dave Ramsey explains what stagflation is and whether it's worth being …
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This Matters More Than Premiums When Choosing Life Insurance
Jul 13, 2022
When buying life insurance, it is crucial to consider the insurer's reputation for claims handling. Read on to find out why.
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Just How Big Should Your Emergency Fund Be? Answer These 4 Questions to Find Out
Jul 13, 2022
It's crucial to have money saved to help cover emergency costs. Think through these factors to figure out how much is right for you.
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This Is One of the Most Dangerous Credit Score Myths
Jul 12, 2022
Many people inaccurately believe it's necessary to carry a balance to earn a good credit score. That's simply not the case.
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3 Reasons I Don't Carry My Debit Card in My Wallet
Jul 12, 2022
My debit card stays at home to help me avoid theft, among other reasons. Here's why I don't carry it in my wallet.
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Why You Should Set Money Aside in Case of a Car Accident -- Even if You Have Insurance
Jul 12, 2022
A car accident can still come at a cost even when insured. Read on to see why it's so important to save.
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3 Reasons Not to Be Afraid of Credit Cards
Jul 12, 2022
Some people see credit cards as causing nothing but trouble. But there are some really good reasons not to be frightened of using them.
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I Only Check My Brokerage Account Once Every 6 Months. Here's Why
Jul 11, 2022
I rarely check my brokerage account because I put trust in my investments. Here's why I take a peek around once every six months.
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Stimulus Update: Your Next Stimulus Check Could Come From a Surprising Source
Jul 11, 2022
The federal government provided the first three stimulus checks, but it is states that are stepping up to the plate now. Read on to learn …
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Did Your Income Go Up? This One Move Could Help Raise Your Credit Score
Jul 11, 2022
A higher income could sometimes result in a credit line increase, if you report it to your creditors. Here's what you need to know.
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You May Want to Buy Life Insurance Even if You Don't Need It Now. Here's Why
Jul 11, 2022
Waiting to buy life insurance could increase premium costs or put a policy out of reach. Here's why buying ASAP could pay off.
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I'm Taking 8 Vacations This Summer. Here's How I'm Affording It
Jul 11, 2022
Saving money and increasing my income have enabled me to travel while my kids are young. Here are the steps I took.
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Could an Appraisal Gap Clause Make Your Home Offer Stand Out?
Jul 10, 2022
An appraisal gap clause could help ensure sellers know the deal will go through. Read on to see how this could help you land a …
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3 Reasons I Don't Keep a Lot of Money in My Checking Account
Jul 10, 2022
Most of my money stops briefly in my checking account before moving elsewhere. Read on to learn why.
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4 Things Pet Insurance Won't Cover
Jul 10, 2022
Pet insurance can provide fairly comprehensive coverage for animals, but there are some things it won't pay for. Read on to learn about four of …
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My House Is Way Cheaper Than What I Can Afford. Here's Why
Jul 10, 2022
I spent far less money purchasing a home than I could afford. Read on to learn my reasons for preferring this approach.
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This Is the Most Important Move to Make After Buying Life Insurance
Jul 10, 2022
After buying life insurance, it's important to tell the beneficiaries of the policy. Here's why this is so essential.
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This Optional Coverage Saved My Family a Fortune After a Car Accident
Jul 9, 2022
Car rental insurance helped my family get back on the road after a car accident. Here's why it's so important.
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Inherited Money? Here's What Dave Ramsey Thinks You Should Do With It
Jul 9, 2022
When you inherit money, you'll want to be sure to use it wisely. Here's what finance expert Dave Ramsey thinks should be done with inherited …
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If You're in a Car Accident, This Is the One Thing You Must Do ASAP
Jul 8, 2022
After a car accident, it's crucial to report the collision to insurance. Here's why this is so essential even for drivers not at fault.
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Here's Graham Stephan's Advice for Getting a Perfect Credit Score
Jul 8, 2022
YouTube star Graham Stephan provided some tips on earning a perfect credit score. Read on to learn what he suggests.
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I Didn't Get Pet Insurance for My Old Dog. Here's How I Make Sure I Can Afford Her Care
Jul 8, 2022
When I got my dog, I didn't realize the importance of pet insurance. Here's how I save money each month for her care.
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Dave Ramsey Thinks Rent-to-Own Is a Terrible Idea. Is It?
Jul 8, 2022
Rent-to-own has become a popular way to buy a home, but it's usually a bad idea. Finance expert Dave Ramsey explains why.
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U.S. Mortgage Rates Plunge to 5.3% in Biggest Drop Since 2008
Jul 7, 2022
The average interest rate on a 30-year fixed-rate mortgage fell this week, in the biggest decrease since 2008. Here's what buyers need to know.
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Mortgage Rates Experience the Biggest Drop Since 2008. 2 Reasons That's Not Great News
Jul 7, 2022
Mortgage rates had a rapid decline, but home buyers shouldn't necessarily be happy about the news. Here's why.
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Millionaires Love These Airport Lounges
Jul 7, 2022
Airline lounges can make travel a whole lot more enjoyable -- but which are the lounges that millionaires prefer? Here are four great ones.
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Why Dave Ramsey Doesn't Think Home Prices Will Drop
Jul 7, 2022
If you're waiting for home prices to drop, you may be making a mistake according to finance expert Dave Ramsey. Here's why.
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Stimulus Update: This Is the No. 1 Reason Another Check Could Be on the Table
Jul 6, 2022
Lawmakers on the federal level could be prompted to pass another stimulus bill if the country enters a recession. Read on to learn more.
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Interest Rates Are Rising Again. Did You Miss the Opportunity to Refinance?
Jul 5, 2022
Mortgage rates are higher than they have been in a long time and are likely to continue climbing. Does that mean it's too late to …
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This One Choice Can Add Hundreds to Your Mortgage Payment -- but It Can Sometimes Be a Good Move
Jul 4, 2022
Getting a 15-year mortgage instead of a 30-year mortgage could make your home loan much more expensive. But sometimes it is the right choice.
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Look at These 5 Features First When Deciding Whether to Buy a House
Jul 3, 2022
When buying a house, it's important to make informed choices about whether it will work for you in the long run. Looking for these five …
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4 Things to Know About Your Pet Insurance Coverage
Jul 3, 2022
Pet owners need to know how their coverage works. Here are four things to be aware of with any pet insurance policy.
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Need Another Reason to Quit Smoking? It May Lower Home Insurance Costs
Jul 3, 2022
Smoking cigarettes can be expensive for many reasons, including causing higher home insurance costs. Here's why.
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3 Ways Pet Insurance Is Different From Human Health Insurance
Jul 2, 2022
Pet insurance differs in important ways from human health insurance. It's important to understand the discrepancies so pet owners can be prepared.
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I've Sold 3 Homes Without a Real Estate Agent. Here's What I've Learned
Jul 2, 2022
Selling three houses without a realtor has taught me a lot about the real estate market. Here are a few key things I found out.
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Why a Balance Transfer Could Pay Off More Than Ever
Jul 2, 2022
The Federal Reserve has raised interest rates. This means your credit card debt could cost you more if you don't transfer a balance to qualify …
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Is Dave Ramsey Right About Balance Transfer Credit Cards?
Jul 2, 2022
Dave Ramsey is not a fan of balance transfer credit cards. Learn how his advice could deprive you of an opportunity to reduce borrowing costs.
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Stimulus Update: Up to 23 Million People Will Soon Get $1,050 Checks. Are You One of Them?
Jul 1, 2022
Lawmakers in one state have reached a compromise and will be sending out $1,050 checks soon. Read on to find out if you'll be receiving …
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3 Reasons Term Life Insurance Is a Better Option for Most People
Jul 1, 2022
When buying insurance, consumers can decide between term life and whole life policies. Term life is almost always a better choice for three key reasons.
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Does It Ever Make Sense to Buy a Home if You Have Bad Credit?
Jul 1, 2022
Buying a home with bad credit can cost more, but it may not always be the worst option in the world. Here's what you should …
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3 Reasons It Pays to Get Pet Insurance for a New Puppy
Jul 1, 2022
Puppies can be as unpredictable as they are adorable. To make sure a new pet is taken care of, owners should look into pet insurance …
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6 Types of Insurance I'd Never Go Without
Jul 1, 2022
I want to make sure I'm fully insured against life's potential losses. Here are six kinds of coverage I'll always make sure to have.
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Is Debt Settlement a Good Idea? Here's What Dave Ramsey Thinks
Jun 30, 2022
Debt settlement involves negotiating a payment agreement with creditors. Find out what finance expert Dave Ramsey has to say about it.
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My Savings Account Interest Rate Went Up, but I'm Not Putting More in It. Here's Why
Jun 30, 2022
I received a notification from my savings account that my rate is going up. I'm still not investing more money in the account. Read on …
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How to Compete With Cash Buyers When Shopping for a Home
Jun 30, 2022
Investors and some home buyers are paying for homes with cash. Find out how you can compete if you need a home loan.
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4 Ways to Make Homeownership Affordable Even as Rates Rise
Jun 30, 2022
Mortgage rates have risen considerably. How can home buyers make sure purchasing a property is still affordable? Find out here.
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Making a Pet Insurance Claim? Here's How You'll Get Your Money
Jun 30, 2022
Pet insurance provides reimbursement for vet bills. But how will covered animal owners actually get the money?
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Here's When Dave Ramsey Says You Should Put Money in Savings
Jun 30, 2022
Dave Ramsey recommends putting certain funds into a savings account. Here are two situations when he believes your funds should go in savings.
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Dave Ramsey Recommends You Put Your Retirement Money in These 2 Accounts
Jun 29, 2022
Finance expert Dave Ramsey recommends investing in a 401(k) and IRA to save for retirement. Learn why these accounts could be an ideal choice.
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A Recession Could Be Coming. Here's How Dave Ramsey Suggests You Prepare
Jun 29, 2022
A recession is a prolonged economic downturn. One could be coming, and finance expert Dave Ramsey has suggestions on how to be ready.
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What Is a Sinking Fund, and Why Does Dave Ramsey Recommend One?
Jun 29, 2022
A sinking fund is a type of savings account that finance guru Dave Ramsey recommends. Read on to see why he thinks you should put …
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If I Win the Lottery, Here's How I'll Spend My Millions
Jun 27, 2022
While the odds of winning the lottery aren't high, I have a plan for what I'd do if I cashed in a big ticket. Here's …
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This Home Upgrade Reduced Our Insurance Costs
Jun 27, 2022
When my husband put a new roof on his office, it reduced our property insurance costs. Here's why.
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My Husband and I Made This Mistake When Buying Land, and It Cost Us Thousands
Jun 26, 2022
When my husband and I bought land to build a house in Florida, we didn't realize the driveway crossed wetlands. Here's what this meant for …
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Millions of Americans Own Crypto. Should You?
Jun 26, 2022
Around 16% of Americans have invested in cryptocurrency. Before you decide to add it to your portfolio, there are a few key questions to ask …
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3 Pros and 2 Cons of Auto-Paying Your Credit Cards
Jun 26, 2022
Setting up automatic payments on your credit card has some big benefits, including avoiding interest. But there are also downsides. Learn more here.
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As Mortgage Costs Spike, Is It Time to Look at Purchasing a Tiny Home?
Jun 26, 2022
Tiny homes are cheaper than traditional properties so they may seem attractive when rates are high. But there are a few things to consider before …
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How My Credit Card Spending Is Helping Me Save for Retirement
Jun 25, 2022
Credit cards are often seen as a danger to your finances, but when I spend on my cards it helps set me up for a …
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Why Stay-at-Home Parents Should Consider Life Insurance Even if They Have No Income
Jun 25, 2022
Stay-at-home parents don't have income but they may still need life insurance. Here's why.
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Here's Why Costco Gas Could Get $0.18 Cheaper Per Gallon
Jun 25, 2022
President Joe Biden has proposed a gas tax that could cut the price of Costco gas. Here's what consumers need to know.
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4 Credit Card Mistakes That Could Hurt Your Credit Score
Jun 25, 2022
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3 Ways to Make Your Home Offers More Competitive
Jun 24, 2022
It's still a seller's market, so home buyers may have a hard time getting an offer accepted. You can make yours more competitive with these …
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Could This Simple Trick Make Paying Your Credit Cards Easier?
Jun 24, 2022
You may be able to change your credit card's due date. This can come in handy for lots of reasons, so read on to find …
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Getting a Secured Credit Card? This Is the Single Most Important Feature
Jun 24, 2022
A secured credit card can be a great way to build credit. But make sure you look for this feature before choosing a secured card.
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Is It a Good Time to Buy a Fixer-Upper?
Jun 23, 2022
Fixer-upper homes are often sold at a discount price but is it a good time to purchase one? Here's what you should know.
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Building a House Could Be a Risky Move Right Now. Here's Why
Jun 22, 2022
If you're thinking about building a house, you should be aware that interest rates could go up before you close on your final loan. This …
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Stimulus Update: Could Americans Soon See Relief From High Gas Prices?
Jun 22, 2022
President Biden is considering taking action to provide the public with financial relief as people struggle with rising gas prices. Read on for the details.
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This May Be My Favorite Piece of Suze Orman Advice
Jun 22, 2022
Suze Orman has given lots of financial advice, but her best tip may involve reviewing your big monthly expenses. Here's why I think this advice …
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Thinking About Adding a Pool This Summer? Call Your Home Insurer First
Jun 22, 2022
A pool can add value to a home and make summer more enjoyable -- but it can also increase insurance costs. Here's why.
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5 Tips to Avoid Busting Your Budget This Summer
Jun 22, 2022
With inflation surging and the summer months upon us, it's easy to go over budget. Here's how to make sure that doesn't happen to you.
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Dave Ramsey Says to Ask These 2 Questions Before Switching Savings Accounts
Jun 21, 2022
Switching savings accounts can sometimes make sense. But finance expert Dave Ramsey says to make sure you consider a few key issues before you move …
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How a Furniture Purchase Almost Derailed My Mortgage Loan
Jun 21, 2022
When I was buying my house, I charged some furniture. This resulted in my credit score and debt-to-income ratio changing, which could have jeopardized my …
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Why Dave Ramsey Doesn't Think Your Emergency Fund Should Be in a Savings Account
Jun 21, 2022
Dave Ramsey doesn't believe you should put your emergency fund into savings. He suggests using a money market account instead. Here's why.
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This Shocking Fact Shows Why You Should Steer Clear of 'Buy Now, Pay Later' Plans
Jun 21, 2022
It's very common to be offered the chance to buy an item and pay for it later. But research from Ramsey Solutions reveals why these …
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Stimulus Update: How Did Americans Spend Their $803 Billion in Financial Relief?
Jun 20, 2022
The federal government sent out 472 million stimulus payments with a total value of around $803 billion. Read on to find out how the money …
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Buying a Home Soon? Be Prepared for These 3 Upfront Costs
Jun 20, 2022
Homeownership comes with upfront costs, which can include paying for an inspection and appraisal. Here's what you should know.
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Worried About a Recession? Consider Following These Suze Orman Tips
Jun 20, 2022
A recession could be imminent in light of economic indicators. Suze Orman has some tips to help you cope with a potential economic downturn.
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4 Reasons to Take a Smaller Mortgage Than Your Bank Says You Can
Jun 20, 2022
Mortgage lenders look at your current financial picture to decide how much you can borrow. But you may want to take a smaller mortgage than …
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Is Renting Really Throwing Away Money?
Jun 19, 2022
People are often pushed into buying houses because they're told that renting is a waste. But that's not always the case.
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Not Sure How Much Life Insurance to Buy? Try This Simple Formula to Find Out
Jun 19, 2022
Buying the right life insurance is critical. The DIME formula can help consumers decide how much coverage is appropriate.
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This Brokerage Account Feature Has Totally Changed How I Invest
Jun 19, 2022
My entire investment style changed when my brokerage firm began allowing me to make this financial move. Now, I wouldn't pick a broker that doesn't …
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This Type of Mortgage May Look Good as Rates Rise, but It Could Cost You in the End
Jun 19, 2022
An adjustable-rate mortgage (ARM) may seem attractive with rates going up, but it could end up costing more in the end. Here's why.
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3 Reasons You May Need to Increase Your Life Insurance Coverage
Jun 19, 2022
Life insurance coverage is often necessary to protect loved ones. After buying coverage, it may sometimes be necessary to increase the death benefit.
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Should You Buy a Mobile Home? Here's What Dave Ramsey Thinks
Jun 18, 2022
Buying a mobile home may seem like a good way to own your own property. But is finance expert Dave Ramsey a fan?
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3 Ways Amazon's 'Subscribe and Save' Has Cost Me Money
Jun 18, 2022
Amazon's Subscribe and Save feature is convenient but it has come at a cost for me. Here's why.
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This One Home Buying Decision Could Make Your Insurance Much More Expensive
Jun 18, 2022
Home insurance costs are based on many factors. However, one key decision could mean insurance ends up being much more expensive.
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Why Getting a Mortgage Was Hard for Me Even Though I Have an 810 Credit Score
Jun 18, 2022
My credit score is stellar, but the fact that I am self-employed created added challenges when getting a home loan. Here's why.
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3 Surprising Facts About Life Insurance
Jun 18, 2022
Life insurance provides important protection for surviving loved ones, but the rules can be complicated. Here are three surprising facts to know.
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3 Things I Loved -- and Hated -- About Building a House
Jun 17, 2022
When I built a home, I loved being able to make choices and personalize my space. However, there were some big downsides, including unexpected expenses.
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Stimulus Update: New Proposal Could Provide $350 a Month to Some Americans
Jun 17, 2022
On June 15, 2022, three Republican Senators put forth a plan to provide stimulus money to parents. Read on to find out more about the …
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2 Big Reasons I'm Putting More Money Into My Brokerage Account
Jun 17, 2022
I have been putting more money into my brokerage account lately. I'm doing that because of inflation and economic concerns.
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You Should Buy More Insurance Than Your Mortgage Lender Requires. Here's Why
Jun 17, 2022
When you buy a house, your mortgage lender requires you to get dwelling coverage. You typically should buy more than the required amount of coverage …
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Here's One Big Thing I Always Look for in Mortgage Lenders
Jun 17, 2022
I've obtained several mortgages. One of the key things I look for in a lender is an all-online process. Here's why.
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My Home Insurance Didn't Cover My Recent Repairs. Here's Why
Jun 16, 2022
I recently had my air conditioner repaired. My home insurance did not cover the fixes because the problem was considered normal wear-and-tear.
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4 Signs You Need More Life Insurance Than Most People
Jun 16, 2022
Buying life insurance is important for almost everyone. But some people need more coverage than others. Here are three signs that could be the case.
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Should You Rent or Buy a Home? Here's What Dave Ramsey Thinks
Jun 16, 2022
Deciding whether to rent a home or buy one is a big deal. Here's what finance guru Dave Ramsey thinks is the right choice.
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How a New Credit Card Could Help You Deal With Rising Gas Prices
Jun 16, 2022
Gas prices have gone up dramatically in recent months. But you can defray some of this added expense with the right credit card.
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This One Document Could Save You Thousands if You Need to Make a Home Insurance Claim
Jun 15, 2022
Home insurance claims can protect property owners against big losses. A home inventory can help homeowners prove the extent of those losses.
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Stimulus Update: Will Another Payment Help Americans Cope With Rising Gas Prices?
Jun 15, 2022
Gas prices have soared, causing some lawmakers to consider another payment to help Americans cope with the high costs of transportation. Read on to learn …
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Should You Forget About Getting Life Insurance if You Have a Pre-Existing Condition?
Jun 15, 2022
Life insurance is more difficult and expensive to buy with some pre-existing conditions. But that doesn't mean there's no hope of getting covered.
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Are Empty Liquor Bottles the New Piggy Banks?
Jun 15, 2022
Finding creative ways to save money can make the process a lot more fun. One TikToker showed how it's done.
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How a $6 Cookie Taught Me an Important Budgeting Lesson
Jun 14, 2022
I love a specific cookie that comes at a big cost. I learned it is better to budget for it so I can enjoy my …
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Mortgage Rates Are Likely to Rise Again Soon. Here's What Home Buyers Need to Know
Jun 14, 2022
Mortgage rates have been skyrocketing, and this trend isn't likely to reverse anytime soon. Here's what you need to know about rising rates if you're …
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3 Reasons to Get an Insurance Quote Every Year
Jun 13, 2022
Sticking with the status quo could have some big downsides when it comes to insurance. Here are a few key reasons it makes sense to …
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3 Things That Could Derail Your Home Purchase After an Accepted Offer
Jun 13, 2022
After an offer to buy a home has been accepted, problems you face could include a low appraisal. Learn more here about issues that could …
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6 Signs You're Ready to Buy Your First Home
Jun 13, 2022
Before buying your first house, you'll want to be on the lookout for indicators that this financial choice is the right one. Are you ready?
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3 Signs You Should Switch to a Cash Back Card
Jun 13, 2022
Cash back cards are an alternative to other rewards cards. But are they the right choice for you?
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This One Move Could Help You Get a Better Mortgage Rate
Jun 13, 2022
Paying off debt could improve your credit and your DTI ratio, both of which affect your mortgage rate. Here's what you need to know.
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These 3 Moves Could Sabotage Your Efforts to Build Credit
Jun 13, 2022
Borrowing is necessary to build credit, but some mistakes you make when borrowing could actually undermine your efforts. Here's why.
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3 Ways I Avoid Overspending at the Grocery Store
Jun 13, 2022
Groceries can eat up a big chunk of your budget, but I've found some ways to make sure I don't spend more than planned. Here's …
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I Once Refinanced My Mortgage at a Higher Rate. Here's Why
Jun 10, 2022
Refinancing usually makes sense only if you can drop your interest rate. But there are exceptions to that rule.
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Why Trying to Get the Lowest Possible Mortgage Rate Could Backfire
Jun 8, 2022
A lower interest rate on a mortgage doesn't always lead to more affordable payments. Here's why.
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How to Decide Whether to Accept an Offer on Your House
Jun 8, 2022
If you get an offer on a home you have for sale, you need to make smart choices about whether to accept it. These tips …
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Your Mortgage Lender Requires Homeowners Insurance. Here's Why
Jun 7, 2022
Any homeowner with a loan needs insurance coverage on their property. Here’s how it protects the collateral that guarantees the loan.
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3 Questions to Ask Yourself Before Bundling Insurance Coverage
Jun 7, 2022
Bundling insurance coverage is marketed as a way to save money. Learn why it's not the best choice in every situation.
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Here's Suze Orman's Advice on Coping With Rising Interest Rates
Jun 6, 2022
Interest rates are going up. Suze Orman suggests taking these steps when that happens.
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Should You Use Investments to Pay Off Debt? Here's What Dave Ramsey Thinks
Jun 6, 2022
If you have money invested but you also have debt, you may be wondering if you should cash in your investments to pay back what …
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5 Tips for Finding the Best Pet Insurance Policy
Jun 6, 2022
Pet insurance can provide important protection for animal companions but not all policies are created equal. Here's how to find the right coverage.
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Suze Orman's Simple Rule Can Help You Decide if Balance Transfers Are Worth It
Jun 6, 2022
Balance transfers can help you pay off debt but they don't make sense for everyone. Here's how Suze Orman suggests you decide if transferring a …
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Moving to a New State Almost Doubled My Insurance Costs. Here's Why
Jun 5, 2022
A move can make a big difference in how much auto insurance premiums are. Here's how to prepare for this reality.
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Suze Orman Thinks Parents Are Making a Mistake That Puts Their Futures at Risk
Jun 5, 2022
Personal finance expert Suze Orman is worried about how parents are managing their finances. Here's why.
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How Upgrading My Sam's Club Membership Saved Me a Fortune
Jun 5, 2022
Recently, I paid $55 extra for a PLUS membership and it saved me money already. Here’s how.
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4 Expensive Medical Issues Pet Insurance Can Cover
Jun 5, 2022
Pets can develop costly medical issues. Here are four expensive types of veterinary care that pet insurance will typically pay for.
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Should You Have a Joint Brokerage Account with Your Spouse?
Jun 5, 2022
A joint brokerage account can make sense under certain circumstances but isn't the right choice for every couple or situation. Find out more.
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This Was My Smartest Investing Move
Jun 5, 2022
Investing can be complicated, but I found a simple approach to selecting what assets to buy. Will it work for you?
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Selling Your Home? Suze Orman Says This Is a Must
Jun 5, 2022
If you're selling your home, you want to make smart choices during the process. Suze Orman says this involves hiring a good real estate agent.
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3 Reasons I Didn't Wait for My Forever Home Before Buying
Jun 5, 2022
When I bought a home, I knew it wasn't my forever home. Here's why I purchased it anyway.
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Should You Pull Money Out of Your Brokerage Account in a Recession?
Jun 4, 2022
The stock market has been trending down, partly because of concerns about a recession. But should you take your money out of your investment account?
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Why Automating My Savings Was My Best Financial Move Ever
Jun 4, 2022
Automating my savings has made a bigger difference in my finances than any other decision I've made. Here's why.
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8 in 10 Millionaires Do This -- and Most Americans Should, Too
Jun 3, 2022
Living like a millionaire can help you become one. Here's what you need to do to grow your wealth like rich people do.
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Stimulus Update: Millions Will Get a Stimulus Check in June. Are You One of Them?
Jun 3, 2022
Several states are sending out stimulus checks and the federal government is providing money for homeowners. Find out who is entitled to these payments.
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Have an Exotic Animal? Pet Insurance May Still Be an Option
Jun 2, 2022
Some pet insurers offer coverage only for dogs and cats. But many others provide coverage even for exotic pets, so it's worth looking into getting …
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Can You Take Out Life Insurance on Someone Else?
May 31, 2022
Most people who buy a life insurance policy purchase coverage for their own life. But is it possible to get a policy that pays out …
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3 Big Mistakes I Made When Buying My First House
May 28, 2022
When I bought my house, I made some big errors including not thinking long term. Here are the three big mistakes I made.
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2 Big Risks of 0% APR Cards
May 28, 2022
A 0% APR card can be a great credit card because it allows you to borrow without paying interest on purchases -- but there are …
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My Pool Costs Me $1,050 per Year. Here's Why It's Still Worth It
May 28, 2022
I put in a pool several years ago and have faced many ongoing costs -- but I'm still glad I made the decision to do …
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Do You Have to Tell Potential Buyers if You Think Your House Is Haunted?
May 27, 2022
There are laws for seller disclosures. If you believe your home is haunted, do these laws apply to you?
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4 Surprising Things Home Insurance May Not Cover
May 27, 2022
Home insurance can provide important protection but doesn't necessarily cover everything. Flooding is just one of many things that it may not cover.
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Why I'm No Longer Investing With Robo-Advisors
May 27, 2022
I used to have some of my money invested with a robo-advisory service but I don't any more. Read on to find out why I …
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These Are the 2 Fastest Ways to Increase Your Credit Score
May 27, 2022
Increasing a credit score can take time, but here are two ways to quickly boost your score.
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I Made This Mistake With My First Credit Card -- and It Cost Me Thousands
May 27, 2022
When I first got a credit card, I missed a payment and it ended up costing a fortune because I paid late fees and hurt …
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How to Decide Whether to Put Money in Savings or Your Brokerage Account
May 26, 2022
If you have some spare cash, you'll want to make an informed choice about whether to put it in savings or invest it. Here's how …
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Should You Turn to Credit Cards if You Can't Pay the Bills?
May 26, 2022
If you're struggling to pay the bills, charging things on your credit cards could seem like the solution. But is that a good option?
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Why Becoming Debt-Free Isn't One of My Goals
May 26, 2022
I have many financial goals, but becoming free of debt isn't one of them. Here's why I'm not afraid of borrowing.
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Why We Hoped for a Low Home Appraisal in This One Situation
May 26, 2022
In most cases, a higher appraisal is preferred. But when we appealed our property taxes, we aimed to get our house appraised for as little …
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2 Big Reasons It's Cheaper Than Ever to Start Trading Stocks
May 25, 2022
Stock trading isn't restricted only to people with lots of wealth. Here are two reasons why it's cheaper than ever to invest.
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This Finance Celebrity Blasted New Truck Owners. Here's Why He's Right
May 25, 2022
With gas prices rising, gas-guzzling trucks may not have been the wisest purchase. Read on to find one finance guru's take.
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Why You Shouldn't Always Trust Home Appraisals -- but They Matter Anyway
May 23, 2022
Home appraisals are typically required by lenders before a mortgage is approved. But read on to find out why they may not be as reliable …
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I Missed This Clause in My Home Inspector's Contract, and It Cost Me a Fortune
May 23, 2022
When I bought a home in the past, my inspector limited their liability to the cost of the inspection -- and then they missed a …
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My New Car Is 3 Times More Expensive Than My Old One. Here's What Happened to My Insurance
May 23, 2022
I bought a car that cost much more, but it didn't cause my insurance rates to go up very much. Read on to find out …
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3 Types of Optional Auto Insurance That Are Probably Worth Buying
May 23, 2022
Liability insurance is required by law in most states, but many other types of car insurance are optional. Here are three types of coverage that …
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These Overlooked Home Maintenance Costs Can Add Up to Thousands Per Year
May 23, 2022
Many home buyers forget about these maintenance costs -- and they can really add up.
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3 Reasons I'll Buy Pet Insurance for My Next Dog
May 23, 2022
I don't have pet insurance for my current dog, but I will get coverage for my next one. Read on to see my three primary …
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4 Secrets to Using a Credit Card to Build Credit
May 22, 2022
Credit cards can help you build credit, but you need to make sure you use them wisely. Here are four tips you can start using …
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Can a Pet Insurer Deny Coverage Due to a Pre-Existing Condition?
May 22, 2022
While human health insurers cannot deny coverage due to pre-existing conditions, that's not the case for pet insurance. Here's what pet owners need to know.
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Does It Ever Make Sense to Skip Life Insurance if You Have Dependents?
May 22, 2022
Most people with dependents should have life insurance, but there is a possible exception. Here's what consumers should know.
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This One Thing Can Make All the Difference in How Happy You Are With Your Home
May 22, 2022
When you're buying a home, this one factor could make a huge difference in how happy you are with the property over the long term.
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4 Times Your Auto Insurance Won't Cover You
May 22, 2022
Auto insurance covers many kinds of losses that occur involving a vehicle, but there are exceptions. Here are four times insurance won't provide coverage.
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4 Discounts That Could Help You Slash Auto Insurance Costs
May 21, 2022
Reducing auto insurance costs is possible with discounts. Good driver discounts are just one example of the types of savings that could be available.
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This Is the First Step You Should Take When Buying Car Insurance
May 21, 2022
When buying car insurance, drivers should make sure they understand what coverage is required of them. Both lenders and state laws impose requirements.
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I Made Lots of Mistakes With My First Home Purchase. Here's Why I Don't Regret It
May 21, 2022
When I purchased my first home, I made some mistakes like not shopping around for a mortgage. But everything turned out well in the end.
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4 Tips for Getting Your First Credit Card
May 21, 2022
Getting your first credit card can be complicated, but if you consider a cosigner or get a secured card, you may be able to find …
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This Is the Worst Type of Credit Card for Most Consumers
May 20, 2022
While credit cards can generally be a good tool to help you earn rewards, here's one type of card most people should steer clear of.
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What if You Get Into a Car Crash With a Driver Who Has No Insurance?
May 20, 2022
Drivers are required to have liability insurance in most states, but not all motorists comply with the law. What happens when an accident victim is …
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Traveling Soon? Consider a Credit Card With These 4 Perks
May 20, 2022
If you're headed on vacation, airline lounge access is just one great credit card feature that could make your trip more enjoyable. Read on to …
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3 Things to Know About Your Car Insurance Deductible
May 20, 2022
Car insurance policies have deductibles. It's important for drivers to understand how they work so they don't face unpleasant surprises. Read on to learn more.
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When Does It Make Sense to Finance Big Purchases Using a Credit Card?
May 19, 2022
Credit cards have high interest rates, but there's one particular situation where it may make sense to use one to help you finance large purchases.
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Why I Bought Homeowners Insurance Even Though I Didn't Have To
May 18, 2022
When I purchased a vacation house recently, I didn't have to buy homeowners insurance because I didn't take out a mortgage -- but I purchased …
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Why I Waited to Get Married Before Making My Husband an Authorized User On My Credit Cards
May 18, 2022
My husband and I dated for two years before we got married, but I didn't name him as an authorized user on my credit card …
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4 Reasons I Decided Not to Rent Out My Vacation Home
May 18, 2022
We have a vacation home we considered renting, but we've opted not to for a few simple reasons. Find out more.
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This Is the Most Important Factor When Choosing a Brokerage
May 17, 2022
There's a lot to consider when choosing who to invest with -- but one factor stands out above the rest. Here's what it is.
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Here's Why I Don't Keep More Money Than Necessary in Savings
May 17, 2022
I don't keep more money in my savings account than I need for short-term goals and emergencies. There are two reasons for that.
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3 Big Mistakes You’re Probably Making at Costco
May 17, 2022
Costco membership has a lot of perks, but many members don't maximize the value associated with shopping at the warehouse store. Here are three common …
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Does Your Credit Card's APR Matter?
May 17, 2022
Different credit cards charge different interest rates, but should you choose a card with a low rate? The answer may surprise you.
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Should You Open a Brokerage Account if You Don't Understand Stocks?
May 16, 2022
Many people associate online brokers with stock trading, but you don't have to buy shares of individual companies to be a successful investor. Here’s why.
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I Didn't Buy a Home I Fell in Love With for One Simple Reason
May 16, 2022
When I was looking for properties, there was a house I liked everything about. But the HOA rules were a huge problem that forced me …
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I Appealed My Property Taxes and Saved Thousands, While My Neighbor's Appeal Failed. Here's Why
May 15, 2022
My husband and I successfully appealed our property taxes. Our neighbor wasn't so lucky. Read on to find out why.
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Why You Shouldn't Check Your Brokerage Account Too Often
May 15, 2022
If you have a brokerage account, you want to make smart investment choices -- and checking your account too often could make that harder. Here’s …
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This One Move Has Made a Huge Difference In My Credit Score
May 14, 2022
My credit utilization ratio is low because I've consistently requested credit line increases. That's helped me earn a great credit score. Here’s how.
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4 Big Mistakes to Avoid When Buying Home Insurance
May 13, 2022
Homeowners need to make sure they have the right coverage to protect their properties and assets. Here are four big mistakes to avoid that could …
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This Credit Card Could Be the Ticket to Building Credit From Scratch
May 13, 2022
If you have no credit, it can be hard to get approved to borrow. A secured card could be just the ticket to help you …
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Why You Should Read Your Credit Card's Fine Print Before Traveling Abroad
May 13, 2022
If you're going on a trip, you could end up facing extra costs if you don't understand your credit card fees. Here's what you need …
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Do These 3 Things Before Opening a Brokerage Account
May 13, 2022
If you're considering opening a brokerage account, there are three tasks to check off your to-do list first, including developing an investing strategy.
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Should You Wait for a Market Crash to Open a Brokerage Account?
May 12, 2022
If you're hoping to start investing, you may think waiting for a market crash is a good idea. But is this really the right approach?
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3 Reasons Life Can Be Harder Without a Credit Card
May 12, 2022
If you don't have a credit card, you'll need to find other ways to build credit. And that's just one of several reasons life is …
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My Husband Has a $1 Million Life Insurance Policy. Here's Why I Wish He Didn't
May 12, 2022
My husband bought a $1 million whole life insurance policy, so the protection is more expensive than it needs to be and canceling would come …
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4 Signs a Robo-Advisor Is a Better Fit Than a Brokerage Account
May 12, 2022
Robo-advisors invest your money for you for a small fee. Watch for these signs that using one is the right approach for you.
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I've Earned Thousands of Dollars in Extra Credit Card Rewards for One Simple Reason
May 12, 2022
I've been able to earn extra rewards because I change my card as my spending needs change. Here's why that works for me.
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Stimulus Update: How Much Will Your Next Stimulus Check Be For?
May 12, 2022
Will you be getting another stimulus check and how much will the amount be? Read out to find out what you need to know.
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3 Reasons Why I Always Roll Over My 401(k) When Leaving My Job
May 12, 2022
Whenever I leave a job with a 401(k), I roll the money over into my IRA. Here's why this works for me.
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This One Simple Trick Slashed My Grocery Bill
May 12, 2022
I've cut my grocery costs dramatically by learning the store's sales schedule. Here's why this worked.
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Why My Monthly Gym Membership Is a Great Deal -- Even Though I Don't Work Out
May 11, 2022
I've joined a gym for one simple reason -- the free, flexible childcare that comes with my membership. Here's why this makes financial sense.
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Do You Need a Lot of Money to Start Investing?
May 11, 2022
It's now easier than ever to get started investing even if you don't have a fortune. Here's why.
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I Don't Have Pet Insurance, and My Dog's Heart Condition Costs Me Thousands Per Year
May 11, 2022
I've been paying thousands of dollars per year for more than three years in order to take care of my dog with mitral valve disease.
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How I Got My House at a Good Price in a Seller's Market
May 11, 2022
I recently bought a home for a reasonable price even though the market was very competitive. Here's how I did it.
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This Money Mistake Cost Me Hundreds Last Year
May 11, 2022
Last year, I signed up for trials of services that renewed monthly and forgot to cancel several of them. This ended up costing me over …
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A Balance Transfer Could Backfire Big Time in This Situation
May 11, 2022
Balance transfers can make debt payoff cheaper, but they can also backfire and leave you in a far worse financial situation. Here's how that could …
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My 2-Year-Old Has $95,000 in Available Credit. Here's Why
May 10, 2022
I've made my 2-year-old an authorized user on my credit card to help him build his own credit score. As a result, he has a …
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Stimulus Update: Why Some Americans Could See Bigger Checks in the Coming Months
May 10, 2022
If you are still owed stimulus money, you could end up with a larger check or deposit from the IRS. Read on to learn why.
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The No. 1 Reason Every Pet Owner Should Have Insurance
May 10, 2022
When faced with a difficult medical diagnosis, pet owners should be able to make decisions based on what's right for the pet rather than the …
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5 Simple Ways to Lower Auto Insurance Costs Immediately
May 10, 2022
Auto insurance premiums don't have to cost a fortune. Try out these five simple tricks to reduce premiums.
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2 Reasons to Steer Clear of an ARM Even as Rates Rise
May 9, 2022
Rising interest rates could make an ARM seem like a good option since the 5/1 ARM will have a lower starting rate than a 30-year …
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Why Free Trials Often Aren't Worth It
May 9, 2022
Free trials can seem like a good idea, but they can come at a huge cost if you aren't careful. Here’s what you need to …
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Mortgage Rates Have Nearly Doubled in 5 Months. Can You Still Buy a Home?
May 8, 2022
Mortgage rates are considerably higher today than at the start of the year. But does that mean buying a home is out of reach?
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Suze Orman's Worried About This Disturbing Credit Card Trend
May 8, 2022
Suze Orman is concerned that unpaid credit card balances are increasing. Here's why this is a cause for worry.
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Why Dave Ramsey Is Wrong About Canceling Credit Cards
May 7, 2022
Dave Ramsey suggests you should cancel credit cards because doing so won't have much of an impact on your credit. This isn't necessarily the case. …
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I Made This Mistake When Buying Auto Insurance -- and It Cost Me $630
May 7, 2022
When I bought auto insurance, I opted out of an important type of coverage. Unfortunately, this came at a big cost. Here’s why.
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Warren Buffett Says This Is the Best Investment You Can Make
May 7, 2022
Warren Buffett is one of the best investors of all time, and he's provided some investment advice that's especially worth listening to as inflation surges. …
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Stimulus Update: Here's What It Would Take for Another Stimulus Check to Come in 2022
May 6, 2022
If you're hoping for another stimulus payment, read on to see what would need to occur in order for that to happen.
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My Husband and I Agreed on This One Rule When Getting a Mortgage
May 6, 2022
When my husband and I bought a house, we made sure that we could afford it on only one income. Here's why.
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Did $2,000 Stimulus Checks Actually Hurt Americans' Finances?
May 6, 2022
Last year, Americans received a substantial amount of stimulus money. But did these payments cause damaging consequences now?
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These Are the Worst Reasons to Buy Whole Life Insurance
May 5, 2022
Whole life insurance often doesn't make financial sense. Here are some bad reasons for buying a policy.
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Why Dave Ramsey's Advice About Annual Credit Card Fees Is Wrong
May 5, 2022
Dave Ramsey says credit card fees aren't worth paying, but he's forgetting some very important factors. Here’s what you need to know.
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Are Extended Warranties Worth the Money? Here's What Dave Ramsey Thinks
May 5, 2022
Extended warranties are often not worth the money you pay for them. Finance guru Dave Ramsey explains why you should just say no to extended …
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Want to Invest More in Your IRA? These Suze Orman Tips Could Help
May 5, 2022
Boosting your IRA contributions can help you retire richer. Suze Orman has some advice on how to do that.
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The Federal Reserve Just Raised Rates. Here's How Suze Orman Says to Handle It
May 4, 2022
The Federal Reserve announced another increase in its benchmark interest rate. Here's how finance expert Suze Orman suggests managing money when rates rise.
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The Federal Reserve Raised Interest Rates. How Does This Affect the Chances of Another Stimulus Check?
May 4, 2022
If you were hoping for an additional stimulus check, you'll want to consider the impact of the Federal Reserve's latest interest rate increase.
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3 Ways the Fed Rate Hike Could Affect Your Finances
May 4, 2022
The Federal Reserve raised its benchmark rate by a half percentage point. Here's how your finances could be impacted.
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With the Fed Raising Interest Rates by 0.50%, Should You Put More Money Into Savings?
May 4, 2022
The Federal Reserve raised interest rates by 0.50% on Wednesday, May 4, 2022. This will likely result in higher savings account rates, but does it …
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The Federal Reserve Just Raised Rates. Here's Dave Ramsey's Advice for Handling It
May 4, 2022
The Federal Reserve just announced an interest rate increase. Read Dave Ramsey’s tips on how to cope as rates go up.
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Your Credit Card Could Be More Expensive After the Rate Hike. Here's How to Handle It
May 4, 2022
The federal reserve has raised interest rates for the second time since 2018. Variable-rate debt, such as credit card debt, could become more expensive. Find …
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The Fed Just Delivered Some Bad News for People With Debt
May 4, 2022
The Federal Reserve just hiked its federal funds rate again. If you owe money, this could be bad news for a few big reasons.
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Why the Fed Rate Hike Isn't the Worst News for Home Buyers
May 4, 2022
On Wednesday, May 4, 2022, the Federal Reserve announced a half-point interest rate increase. This could result in higher mortgage rates, but may not be …
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Stimulus Update: Could Your Next Check Be for $240 per Year or $100 per Month?
May 4, 2022
With gas prices going up, lawmakers have introduced several stimulus proposals including plans that would provide $240 per year or $100 per month. Read on …
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3 Reasons Dave Ramsey Is Wrong About Credit Cards
May 4, 2022
Dave Ramsey has given some bad advice about credit cards -- and here are three big reasons why listening to it may backfire.
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Suze Orman Recommends These 2 Steps to Protect Against Life's Uncertainties
May 4, 2022
Life can throw you unexpected curveballs, but Suze Orman believes taking these two steps will help you prepare for them.
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Hillary Clinton Isn't a Crypto Fan. Here's Why
May 3, 2022
Hillary Clinton has spoken out against cryptocurrencies for a few simple reasons. Here's why the former secretary of state and presidential candidate isn't in favor.
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Stimulus Update: Average Americans Received 4.9% More Money From the IRS This Year
May 2, 2022
The average tax refund is up 4.9% compared with 2021, according to IRS data. Read on to see what role stimulus checks played in this.
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Should You Ever Take Out a Payday Loan? Here's What Dave Ramsey Thinks
May 2, 2022
Payday loans can lead you into a financial trap. Here's why finance expert Dave Ramsey warns against them.
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Why Your Personal Loan Repayment Timeline Matters
May 1, 2022
If you have a personal loan, the payoff timeline makes a huge difference in your total costs. Here's what you need to know.
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3 Mistakes to Avoid When Making Budget Cuts
May 1, 2022
Making cuts to your budget can help you save more, but only if you're actually able to stick to spending limits. Here are three big …
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3 Reasons Buying a House in Cash May Be a Bad Idea -- Even if You Can Afford It
May 1, 2022
Buying a home in cash means making an illiquid investment with a potentially low ROI. Here's why it's not a good idea.
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6 Fees to Investigate Before Signing Up for a Credit Card
May 1, 2022
If you're considering signing up for a credit card, be sure you know the annual fee as well as these other potential costs.
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Started Traveling Again Post-COVID? Be Sure You're Using the Right Credit Card
May 1, 2022
With the airline mask mandate ended and many people fully vaccinated, travel is picking up. Be sure you use the right card if you're going …
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4 Tips for Saving on Fuel as Gas Prices Rise
May 1, 2022
Gas prices are rising, but you can still keep costs down by following these simple tips.
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4 Ways to Bring in Extra Money Since Stimulus Checks Have Stopped
Apr 30, 2022
The chances of another stimulus check are slim, but you have options for getting some extra cash, including getting a side hustle or negotiating a …
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3 Big Mistakes I Made With My First Mortgage
Apr 30, 2022
When I first borrowed money for a house, I made some big errors including not shopping around as much as I should have for lenders. …
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These Are the Best Reasons to Buy Whole Life Insurance
Apr 30, 2022
Whole life insurance is usually not a good purchase, but there are some circumstances where buying coverage may make sense.
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Repaying Multiple Credit Cards? Which Ones Should You Focus on First?
Apr 30, 2022
If you have several cards, you'll need to set priorities for which to pay first. Here are some debt payment strategies to choose from.
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Could Downsizing Your Home End Up Backfiring?
Apr 30, 2022
Downsizing may seem like a good way to save money, but it's not always the best financial move. Here's how you can tell if it's …
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3 Home Upgrades That Can Increase Your Insurance Costs
Apr 30, 2022
Making changes to a home can affect insurance rates. Here are three upgrades that could send premiums rising.
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Stimulus Update: How to Find Out Where Your Stimulus Money Is
Apr 29, 2022
If you're still waiting for a stimulus payment, check out the IRS tool to help you determine when your funds will come.
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3 Factors That Affect the Cost of Home Insurance
Apr 29, 2022
The value of the house and type of coverage are just a few key factors affecting insurance rates. Here's what homeowners need to know.
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4 Splurges I'd Never Cut Out of My Budget
Apr 29, 2022
Some things are worth spending money on, including housekeeping services and nice meals out on occasion.
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2 Reasons Not to Cancel Your Old Credit Cards
Apr 28, 2022
Canceling old credit cards could hurt your credit score and you won't have access to the card anymore. Here's why this can be a big …
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How to Recover From 3 Big Home-Buying Mistakes
Apr 28, 2022
If you make mistakes when buying a home, these errors can affect your finances for the long term. Here are some ways to recover from …
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3 Financial Goals I'm Trying to Accomplish by Age 40
Apr 28, 2022
I'll be turning 40 next year, and I'm hoping to accomplish these three financial goals before hitting this milestone.
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These 4 Financial Moves Can Help You Get the Best Mortgage Rates
Apr 28, 2022
Improving your credit and paying down debt could help you qualify for a more affordable home loan. Here's what you need to know.
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How Much House Should You Buy? Here's What Dave Ramsey Thinks
Apr 27, 2022
Buying a home that's too expensive could be a costly mistake. Here's how much house Dave Ramsey believes you can afford.
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Suze Orman Said This Was Her Biggest Money Mistake. Are You Making It Too?
Apr 27, 2022
Even financial professionals can make money mistakes. Here's what Suze Orman says was her biggest error.
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3 Ways Using Meal Delivery Services Have Saved Me Money
Apr 27, 2022
For several years, I've been using meal delivery services and I've been able to slash my grocery bill. Here are three reasons why.
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Stimulus Update: There's Bipartisan Support for This Type of Financial Relief
Apr 26, 2022
Both Democrats and Republicans have expressed support for additional financial relief for families. Here's what you should know.
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4 Ways to Make Switching Banks Easier
Apr 26, 2022
Switching banks can be the best financial move in some situations, but there's a lot involved in the process. Here's how to make it easier.
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Why Suze Orman Is Right and Dave Ramsey Is Wrong About Balance Transfers
Apr 26, 2022
Suze Orman believes balance transfers can be a good debt payoff tool under the right circumstances, while Ramsey recommends steering clear.
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How Will Your Mortgage Rate Compare to the National Average?
Apr 26, 2022
National average rates affect what you'll pay for a home loan, but so do your individual financial credentials.
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Is This the Secret to Cutting Spending Permanently?
Apr 26, 2022
When it comes to making long-term changes to your budget, it can be better to make one big change rather than many small ones.
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3 Questions to Ask Before Signing Up for a New Credit Card
Apr 26, 2022
Thinking about getting a new credit card? Be sure you know the answers to all three of these questions to ensure the card is right …
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Why I Looked Beyond My Local Bank When Applying for a Mortgage
Apr 25, 2022
I ended up getting my mortgage from a large national institution that didn't have branches in my immediate area. Here's why I looked beyond my …
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Should You Raid Your IRA to Repay Debt? Here's What Dave Ramsey Thinks
Apr 25, 2022
Taking money out of an IRA to repay debt could seem like a good approach, but does Dave Ramsey think it's something you should do?
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What's the Right Size Down Payment When Buying a Home?
Apr 25, 2022
How much you should put down depends on your situation, including the housing market in your area. Here's how you can decide.
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5 Common Auto Insurance Myths
Apr 25, 2022
When buying auto insurance, it's important not to fall victim to common myths. These include misconceptions about whether car color matters and whether your credit …
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4 Ways to Make Sure You Never Pay Credit Card Interest
Apr 25, 2022
Credit card interest can be expensive, but it can also be avoided with these four techniques.
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Dave Ramsey and Suze Orman Recommend Avoiding This Type of Mortgage
Apr 25, 2022
Both Dave Ramsey and Suze Orman suggest avoiding FHA loans. Here's why.
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3 Services I'm Happy to Pay More For
Apr 25, 2022
While I'm budget-conscious with most of my purchases, there are some areas where I'm willing to pay more for better quality. Here are three examples.
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This Risky Mortgage Loan Made Sense for Mark Zuckerberg -- but You Should Probably Steer Clear
Apr 24, 2022
Mark Zuckerberg took out an adjustable-rate mortgage -- but this isn't the right kind of loan for most people. Here's why.
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3 Kinds of Mortgage Lenders to Get Quotes From
Apr 24, 2022
Before you get a mortgage loan, you should shop around among banks, credit unions, and online lenders. Here's why.
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Want to Get Out of Debt? You Should Do This First, According to Dave Ramsey
Apr 24, 2022
If you want to get out of debt, Dave Ramsey suggests saving a $1,000 mini-emergency fund first. Here's why.
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4 Reasons to Break Up With Your Bank
Apr 24, 2022
It may be worth switching banks if you're paying unnecessary fees or not earning enough interest.
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5 Tips for Buying a House Out of State
Apr 24, 2022
If you're relocating to a new area, buying a house becomes more complex. These five tips can help.
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Should You Prioritize Debt Payoff or Saving for the Future? Here's What Dave Ramsey Believes
Apr 24, 2022
Most people have to choose between paying extra on debt or saving for the future. Dave Ramsey believes that prioritizing debt payoff is a smart …
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Dave Ramsey's Absolutely Right About This Type of Borrowing
Apr 23, 2022
Dave Ramsey believes you should steer clear of digital installment plans. He's right that they can be bad news.
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4 Home Maintenance Costs That Hit Me by Surprise
Apr 23, 2022
When I became a homeowner, I was surprised by some unexpected maintenance costs. Here's what they were.
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Is It Really Possible for Mortgage Rates to Climb Much Higher?
Apr 22, 2022
Mortgage rates are up substantially since the start of the year. Could they keep going up?
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Stimulus Update: IRS Urges Taxpayers to Take Action to Claim Unpaid Stimulus Funds
Apr 21, 2022
The IRS has urged taxpayers to file tax returns to claim stimulus money, even though the deadline for filing taxes has passed. Here's why.
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Will Suze Orman's 'Foolproof' Credit Card Payoff Approach Work for You?
Apr 21, 2022
Paying off credit card debt can be a challenge, but Suze Orman suggests an unconventional approach that may make it easier -- in some cases.
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Dave Ramsey Is Right About Avoiding These 3 Kinds of Debt
Apr 21, 2022
Dave Ramsey is anti-debt. While it doesn't necessarily make sense to avoid all borrowing, he's right that you should steer clear of these three loan …
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What Do Rising Mortgage Rates Really Mean for Would-Be Homeowners?
Apr 21, 2022
Mortgage rates have gone up considerably. Here's what it could mean for homeowners.
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Will Rising Mortgage Rates Make It Harder to Qualify for a Home Loan?
Apr 21, 2022
It could be more difficult to qualify for a home loan as mortgage rates go up. Here's why.
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Why Did Mark Zuckerberg Get a Mortgage on His Home?
Apr 21, 2022
Mark Zuckerberg took out a mortgage to buy his home, despite being able to afford to pay cash. There's a simple reason why.
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This Is the Bare Minimum Down Payment You Should Make, According to Dave Ramsey
Apr 21, 2022
A 20% down payment is ideal when buying a house, but Ramsey recognizes that sometimes you may need to put down less.
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Take This Suze Orman Warning About Homeowners Insurance Mistakes to Heart
Apr 20, 2022
Homeowners without the right insurance coverage could face a serious risk of uncompensated loss, according to finance expert Suze Orman.
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Should You Refinance Your Mortgage? Here's What Suze Orman Thinks
Apr 20, 2022
Refinancing your mortgage is a smart move if it can save you money, according to Suze Orman. But there's a rule to follow.
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Dave Ramsey Says You Can Afford to Buy a Home Only if These 3 Things Are True
Apr 20, 2022
Dave Ramsey advises accomplishing three things before buying a home -- but not all consumers should heed his advice.
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4 Tips to Simplify the Process of Getting a Mortgage
Apr 20, 2022
If you'll be borrowing to buy a home soon, these tips could make it faster and easier to get the right loan.
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Stimulus Update: More Stimulus Payments May Still Be Within Reach
Apr 19, 2022
With rising inflation, the state or federal government could be forced to act to provide additional financial relief.
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5 Red Flags That Should Be Deal Breakers When Buying a Home
Apr 19, 2022
Are you buying a home soon? Watch out for these five red flags and consider walking away if you spot them.
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Are Rising Mortgage Rates Bad News for Buyers?
Apr 19, 2022
Mortgage rates have climbed this year, with the 30-year loan topping 5.00%. Is this bad news for home buyers?
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4 Reasons Buying a House Beats Renting
Apr 19, 2022
Buying a house has some big advantages over renting, including a wider choice of properties in many circumstances. Here's what you should know.
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4 Options for Financing Home Improvements
Apr 18, 2022
Thinking of upgrading your home? Here are four financing options that are worth considering.
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How Much Money Should You Have in Your Emergency Fund? Here's What Dave Ramsey Thinks
Apr 18, 2022
An emergency fund can help you be financially prepared for life's surprises. Here's how much finance expert Dave Ramsey recommends having saved.
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Should You Rent or Buy a Home? Here's What Suze Orman Thinks
Apr 18, 2022
Finance expert Suze Orman has outlined some situations where renting is better than buying -- as well as some financial tasks to complete before a …
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Home Renovations? You May Need to Make Changes to Your Insurance
Apr 17, 2022
Homeowners who renovate their property may need to modify their insurance coverage to ensure they are still getting the appropriate protection. Here's why.
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4 Ways to Make Buying Your First Life Insurance Policy Easier
Apr 17, 2022
Buying life insurance doesn't have to be difficult. Here are four ways to simplify the process of getting covered.
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Should You Take Out a 15-Year Mortgage? Here's What Dave Ramsey Thinks
Apr 17, 2022
Dave Ramsey believes you should ideally pay cash for a house, but if you can't do that, then a 15-year mortgage is the right loan …
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Why Suze Orman Believes Your Home Costs 40% More Than Your Mortgage Payment
Apr 17, 2022
Suze Orman has warned that mortgage payments alone aren't the only costs home buyers face. Here's why.
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When Should You Get a Mortgage Without Your Spouse?
Apr 16, 2022
Most married couples borrow to buy a home together, but that's not always the best move. Here's when it could make sense to get a …
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Suze Orman Believes You Should Play House Before Buying a Home. Here's What That Means
Apr 16, 2022
Suze Orman has suggested practicing making a house payment before committing to a purchase. Learn why this is important and how to do it.
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Dave Ramsey Warns About This Money Mistake That's Like Dropping an Atomic Bomb on Your Budget
Apr 16, 2022
Buying more home than you can afford can destroy your budget. Here's why Dave Ramsey warns that this mistake can be so dire.
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Why Every Car Accident Should Be Reported to Insurance
Apr 16, 2022
Failing to report a car accident to insurance could mean you aren't covered if major problems arise. Here's why.
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Are Credit Cards Worth It? Here's What Suze Orman Thinks
Apr 16, 2022
Suze Orman has spoken out about when she believes credit cards should be used. While she thinks everyone should have one, there are some major …
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4 Signs You're Overpaying for Auto Insurance
Apr 15, 2022
Paying more than necessary for auto insurance could be a costly mistake. Here are four signs that it's happening to you.
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4 Steps to Finally Taking Control of Your Finances
Apr 14, 2022
Don’t let your finances control you. If you want to be in control of your financial life once and for all, try these four steps.
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Why You Need to Keep Your Auto Insurer in the Loop About Life Changes
Apr 14, 2022
Drivers need to alert their insurer when things change in their personal lives. Here's why.
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Stimulus Update: IRS Releases New Guidance on Claiming Stimulus Payments
Apr 14, 2022
On April 13, the IRS provided updated guidance to taxpayers claiming 2021 stimulus money. Here's what you should know.
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This Is the First Step to Becoming a Homeowner
Apr 14, 2022
Thinking of buying a home? This is the first step you should take to make sure you're ready for your purchase.
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Renting for the First Time? Here's What You Should Know About Renters Insurance
Apr 14, 2022
The right insurance can save renters from financial disaster. Here's what renters need to know about getting covered.
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Just How High Could Mortgage Rates Go?
Apr 14, 2022
Mortgage rates are up considerably this year -- but how high could they go? Learn more here.
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Why I Bought Both a New Car and a New House While Prices Were Up
Apr 14, 2022
Housing and car prices have both been very high in recent months, but I bought both a home and new vehicle anyway. Here's why.
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Suze Orman Says Couples Should Never Do This With Their Money
Apr 14, 2022
Suze Orman doesn't believe couples should combine their finances entirely. Here's why.
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Why I Treat My Savings as a Must-Pay Bill
Apr 13, 2022
Savings isn't optional for me -- I consider it as important as my mortgage bill and utility costs. Here's why.
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4 Big Mistakes When Applying for Auto Insurance
Apr 13, 2022
Motorists need to make sure their auto insurance provides the right protection. This means avoiding four big mistakes.
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Retiring Soon? Keeping Some of Your Nest Egg in a Savings Account Could Be a Smart Move
Apr 13, 2022
Retirees may wish to have some liquid assets to help see them through tough times. Here's why a savings account can make sense.
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6 Factors That Affect the Cost of Life Insurance
Apr 13, 2022
Life insurance premiums are impacted by many factors, including age and health status. Learn more here.
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4 Mistakes to Avoid When Buying Life Insurance
Apr 13, 2022
Buying life insurance is an important purchase, and consumers can't afford mistakes. Here are four to avoid.
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4 Insurance Mistakes to Avoid at All Costs
Apr 13, 2022
Consumers can't afford to make errors when buying insurance to protect assets. Here are four errors insurance buyers should steer clear of.
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Could You Reduce Your Property Taxes in 2022?
Apr 13, 2022
Property taxes are a big part of your housing costs. Reducing them is sometimes possible, if you can appeal your home assessment.
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Dave Ramsey Recommends Avoiding These Unnecessary Insurance Costs
Apr 12, 2022
Insurance is an important purchase, but consumers shouldn't pay more than needed. Finance guru Dave Ramsey suggests avoiding these unnecessary costs to avoid overspending on …
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Mortgage Rates Keep Rising, So Is It the Right Time to Buy?
Apr 12, 2022
Mortgage rates have been steadily on the rise. Does this mean that you should buy now before they go up further?
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Why Mortgage Protection Insurance Is Often a Bad Deal
Apr 12, 2022
Mortgage protection insurance can be expensive and doesn't provide the best coverage. Here's why.
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Why You Need a Contingent Beneficiary on Your Life Insurance
Apr 12, 2022
Having a contingent beneficiary helps ensure a life insurance policyholder controls who receives the death benefit.
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These Are the Biggest Downsides of Guaranteed Issue Life Insurance
Apr 12, 2022
Guaranteed issue life insurance can be available even to people who do not qualify for standard term or whole life insurance. But there are downsides …
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5 Reasons to Check Your Bank Account At Least Once a Week
Apr 12, 2022
Checking your bank account regularly is crucial for five key reasons, including avoiding overdrafting. Here's why checking in once a week is a good idea.
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Pros and Cons of Paying for Home Improvements With Personal Loans Instead of a Mortgage
Apr 11, 2022
There are multiple options for funding home improvements, including personal loans. Here are some of the pros and cons of securing a personal loan to …
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These 2 Factors Determine if Refinancing Will Save You Money
Apr 11, 2022
If you're considering a mortgage refi loan, there are two factors that will determine if it pays off for you. Here's what they are.
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Should You Settle for an Imperfect House?
Apr 11, 2022
In some cases, it doesn't make sense to wait for the perfect house. Here's when that may be the case.
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Is It Really So Bad to Buy a House With a Small Down Payment?
Apr 11, 2022
Making a down payment of at least 20% is ideal, but if you can't make that happen, then it could still make sense to purchase …
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5 Things to Know if You're Applying for Your First Credit Card
Apr 10, 2022
Applying for a credit card for the first time? Be sure you know these five key facts about how your card could benefit you -- …
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Is It Possible to Lower Your Credit Card Interest Rate?
Apr 10, 2022
If you're paying a lot of interest on your credit cards, it's worth exploring options to reduce the rate on your debt.
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Are You Ready to Buy a House? Here's What Ramit Sethi Thinks
Apr 10, 2022
Ramit Sethi of I Will Teach You to Be Rich has explained how you can determine if you're ready to buy a house. Here's his …
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Why Employer-Provided Life Insurance May Not Be Enough
Apr 10, 2022
Many people who have employer-provided life insurance may wish to have supplementary coverage. Here's why.
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4 Reasons to Keep Your Emergency Fund in a High-Yield Savings Account
Apr 10, 2022
Keeping your emergency fund in a high-yield savings account makes sense for four key reasons. Here's what they are.
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Retiring? It May Be Time to Apply for a New Credit Card
Apr 10, 2022
If you're retiring, it may be a good idea to get a new credit card if your spending habits will change. Here's what you should …
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Should You Invest in Crypto? Here's What Mark Cuban Thinks
Apr 10, 2022
Mark Cuban believes you can put up to 10% of your portfolio into cryptocurrency. Here's why.
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Jim Cramer Says to Buy Cryptocurrency Only Under These Circumstances
Apr 10, 2022
There are risks to investing in cryptocurrency. As a result, finance expert Jim Cramer advises buying virtual currencies only under certain circumstances.
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Elon Musk Took This Mortgage Risk. Should You?
Apr 10, 2022
Elon Musk took out an adjustable-rate mortgage. While this works for him, it's not something the average person should typically do.
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This Strategy Could Reduce the Risk of Crypto Investing
Apr 10, 2022
Cryptocurrency investing can be risky, but buying virtual currencies using this technique could reduce the risk.
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Suze Orman Has Some Controversial Advice About FHA Loans. Is She Right?
Apr 10, 2022
FHA loans are a popular loan option, but finance guru Suze Orman typically doesn't think buying a house with an FHA loan is a good …
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Should You Use Credit Cards? Here's What Mark Cuban Thinks
Apr 9, 2022
Mark Cuban doesn't think people should use credit cards -- but this advice may be shortsighted.
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5 Factors That Affect the Cost of Your Auto Insurance
Apr 8, 2022
Auto insurance prices can vary based on driving record and many other factors. Here are five key issues that can affect premium prices.
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A Focus on Improving Financial Credentials Can Help Buyers Cope With Rising Mortgage Rates
Apr 8, 2022
Mortgage rates are considerably higher than at the start of the year, but you can get an affordable loan if you become a well-qualified borrower.
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Have a Pre-Existing Condition? Buying Life Insurance Could Still Be Possible
Apr 7, 2022
Many consumers believe a pre-existing medical condition will disqualify them from life insurance. That's not necessarily the case.
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Stimulus Update: Why Your Tax Refund Could Be Smaller Because of Last Year's Stimulus Payments
Apr 7, 2022
If you get a smaller tax refund this year, it could be because of stimulus payments you received in 2021. Here's what you should know.
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Top 5 Reasons to Buy Life Insurance
Apr 7, 2022
Life insurance is worth it when it comes to your family’s future. Here are five key reasons to buy coverage.
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Is There a Chance Rising Mortgage Rates Are Good News for Home Buyers?
Apr 7, 2022
Rising mortgage rates could mean home prices drop. Here's what buyers should know.
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3 Common Myths About Life Insurance
Apr 7, 2022
Many people have misconceptions about life insurance. Here are three common myths that consumers should learn the truth about.
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Should You Invest in Crypto? Here's What Dave Ramsey Thinks
Apr 6, 2022
Dave Ramsey is a financial expert who has shared some advice about buying cryptocurrency. Find out when he thinks it's a good idea.
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How to Get the Most Accurate Car Insurance Quotes Online
Apr 6, 2022
Getting accurate car insurance quotes is crucial to finding the right coverage. Here are six tips to help.
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Can You Get Rich by Investing in Crypto Alone?
Apr 6, 2022
You might become wealthy by investing all of your money in cryptocurrencies. But this probably isn't the best strategy.
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Dave Ramsey Says These 8 Types of Insurance are Crucial to Protecting Your Family and Finances
Apr 6, 2022
There are many different kinds of insurance that most consumers need, including life, home, and auto. Dave Ramsey says these eight types of protection are …
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These Are the Biggest Life Insurance Mistakes, According to Dave Ramsey
Apr 5, 2022
Buying life insurance is important, but it can be complex. Here are some key mistakes finance expert Dave Ramsey says to avoid.
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These Are the Biggest Mortgage Mistakes, According to Dave Ramsey
Apr 5, 2022
Finance expert Dave Ramsey has identified nine big mortgage mistakes you’ll want to avoid. Here's what they are.
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Borrowers Must Make an Informed Choice When Choosing Their Mortgage Loan
Apr 5, 2022
With mortgage rates on the rise, it's more important than ever for borrowers to make the right choice about their loan.
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Should You Invest in a Roth IRA? Here's What Dave Ramsey Thinks
Apr 5, 2022
Dave Ramsey is a fan of Roth IRAs. Here's why the finance guru likes this type of investment account.
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Should You Invest in Crypto? Here's What Elon Musk Thinks
Apr 5, 2022
Elon Musk owns cryptocurrency investments, but does he think the typical investor should buy virtual currencies? Find out here.
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3 Benefits of Having a Savings Account Separate From Your Checking Account
Apr 5, 2022
Having a savings account separate from checking has big benefits, including the potential to earn a higher interest rate. Here's what you should know.
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Should You Invest in a Roth IRA? Here's What Suze Orman Thinks
Apr 5, 2022
Roth IRAs are a type of retirement investment account. Suze Orman believes they're a good option for many people for a few key reasons.
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Should You Invest in Crypto? Here's What Suze Orman Thinks
Apr 4, 2022
Suze Orman believes investing in crypto can make sense, but only under certain circumstances. Here's when she thinks you should buy.
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Should You Invest in Crypto? Here's What Warren Buffett Thinks
Apr 4, 2022
Warren Buffett isn't a fan of cryptocurrency investing for a few key reasons. But does the Oracle of Omaha's advice mean you shouldn't invest?
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Should You Take Out a 30-Year Mortgage? Here's What Dave Ramsey Thinks
Apr 4, 2022
A 30-year mortgage is a popular loan type, but does Dave Ramsey believe it's the right option? You may be surprised at the answer.
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The Biggest Pros and Cons of Online Banks
Apr 4, 2022
Online banks have big advantages, including lower fees than most brick-and-mortar banks. Here are the biggest pros and cons of banking online.
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Thinking About Cosigning a Credit Card for Your Kid? Ask These Questions First
Apr 4, 2022
Cosigning for a credit card is a big financial commitment. Don't do it unless you ask these questions to ensure it's the right choice.
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Should You Buy a House With a Small Down Payment? Here's What Suze Orman Thinks
Apr 4, 2022
Many home buyers don't make a large down payment when purchasing property. Here's the amount Orman thinks most people should put down on a house.
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Should You Buy a House With a Small Down Payment? Here's What Dave Ramsey Thinks
Apr 3, 2022
Ramsey ideally wants home buyers to pay cash for properties. But when that's not possible, this is the minimum he suggests putting down.
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How Your Bank Could Steer You Wrong When It Comes to Your Mortgage
Apr 3, 2022
Listening to your bank could backfire when it comes to a home purchase. Here's why.
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Is Term Life Insurance a Waste if You Outlive Your Policy?
Apr 3, 2022
Many people view term life coverage as a waste if no death benefit is paid out, but this is the wrong way to look at …
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Is Collision Coverage Ever a Waste of Money?
Apr 3, 2022
Collision coverage pays to repair or replace a car if a covered motorist damages their vehicle in a crash. But it's not always worth paying …
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Why Refinancing May Still Make Sense Even as Mortgage Rates Rise
Apr 3, 2022
Mortgage rates have been on the rise, but refinancing could still make sense if your financial situation has improved or if you're in one of …
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3 Ways My Amazon Prime Membership Costs Me Money
Apr 3, 2022
Amazon Prime has some big benefits, but there are three key ways it costs me money -- including discouraging price shopping.
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Just How Much Will a Higher Mortgage Rate Cost You?
Apr 2, 2022
Mortgage rates have been creeping up in 2022. How much more would you have to pay for a home loan?
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3 Reasons Term Life Policies Are Better Than Whole Life Coverage
Apr 2, 2022
Term life insurance can be better than a whole life policy for three key reasons, including affordability. Here's why consumers should often opt for term …
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2 Times Closing a Credit Card Could Actually Make Sense
Apr 2, 2022
While it's generally best to avoid closing old credit cards, here are two times you may want to say goodbye to an account for good.
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Here's How Big Suze Orman Says Your Emergency Fund Should Be Before You Buy a House
Apr 2, 2022
Suze Orman recommends home buyers have an emergency fund with eight months of living expenses. Here's why this could be a smart approach.
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When Is It Too Late to Get Life Insurance?
Apr 2, 2022
Some individuals worry they missed the chance to get life insurance -- but is it ever really too late to get covered?
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Why Debt Consolidation Can Be a Better Choice Than Settling Debt
Apr 2, 2022
If you owe a lot of money, debt consolidation could be a better way to deal with it than debt settlement. Here's why.
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Don't Use Your Cards Much? Watch Out for This Possible Risk
Apr 2, 2022
If you aren't a frequent credit card user, your card could be closed and your credit score could be hurt.
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Will Car Insurance Cover Hail Damage?
Apr 1, 2022
Hail can seriously damage or even destroy a car. Will auto insurance pay for repairs or replacement if this occurs?
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Could Rising Mortgage Rates Push Borrowers Into Longer-Term Loans?
Apr 1, 2022
Mortgage rates have continued their steady climb. Could this push borrowers into loans with longer repayment timelines?
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3 Signs It's a Bad Time to Open a New Credit Card
Apr 1, 2022
Opening a new credit card can come with some benefits, if it's the right time. Here are three signs that it's not.
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2021 May Be the Only Time You Get to Claim This Credit
Apr 1, 2022
The expanded Child Tax Credit provided more money for parents in 2021 -- but the credit may be gone forever.
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Here's How Suze Orman Suggests Couples Should Handle Their Finances
Apr 1, 2022
Managing money as a couple can be complicated. Suze Orman has some suggestions that could help make it easier.
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Did Jeff Bezos Make a Mistake When Buying His Home?
Apr 1, 2022
Jeff Bezos recently bought a $165 million estate. But is it possible he made a crucial mistake during the process?
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Could a 0% APR Card Help if You Can't Pay Your Tax Bill?
Mar 31, 2022
When you can't pay your taxes, you could end up owing penalties and interest. A 0% APR credit card could help keep costs down, but …
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How Do Rising Mortgage Rates Affect Would-Be Homeowners?
Mar 31, 2022
Mortgage rates have been on the upswing. What does this mean for home buyers?
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What Is PITI, and Why Is It So Important for Home Buyers to Know?
Mar 30, 2022
Looking at buying a home? You need to know what PITI means as it affects the mortgage you'll be approved for as well as your …
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Why Would Drivers Want More Car Insurance Than They're Required to Have?
Mar 29, 2022
Many drivers choose to purchase more than the minimum auto insurance coverage. There are good reasons why.
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Mortgage Rates Are Climbing. Will the 30-Year Rate Hit 5.00%?
Mar 29, 2022
Mortgage rates are rising quickly. Borrowers may want to move to lock in at today's current rates.
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4 Financial Moves to Make After Buying Your First Home
Mar 28, 2022
Did you recently buy a home? Taking these four steps can help ensure your financial situation remains stable.
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3 Reasons Dave Ramsey Recommends Term Life Insurance
Mar 26, 2022
Term life insurance can be a better choice than whole life for most consumers. Finance guru Dave Ramsey explains three reasons why term life can …
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3 Questions to Help You Decide How Much to Borrow When Taking Out a Personal Loan
Mar 26, 2022
To decide how much to borrow when taking out a personal loan, consider both how much you need and how much you can afford to …
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Retiring? Here are 4 Signs You Should Sell Your Home First
Mar 25, 2022
If you're worried about money or home maintenance, you may want to sell your home before retirement. Here are some other signs a sale should …
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Dave Ramsey Recommends This 1 Step to Save Money on Insurance
Mar 25, 2022
Insurance can be expensive, but Dave Ramsey has some suggestions for reducing costs.
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Dave Ramsey and Suze Orman Both Agree: Crypto Investments Make Sense in Only 1 Situation
Mar 25, 2022
Cryptocurrency investments are becoming more popular, but should you invest in one? Find out what two finance experts have to say about buying cryptocurrency.
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Why Suze Orman Recommends Term Life Insurance Over Whole Life
Mar 25, 2022
When buying life insurance, consumers should consider this Suze Orman advice to help them decide between term and whole life coverage.
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This Homeownership Expense Could End Up Costing More Than Your Mortgage
Mar 25, 2022
Property taxes can come at a huge cost, and you need to plan for them when borrowing to buy a home. Here's what you should …
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Money Expert Nicole Lapin's Wealth Secret for Millennial Women
Mar 25, 2022
Nicole Lapin has some crucial advice for women interested in investing wisely, including not trying to time the market. Here's what the podcast host suggests.
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3 Reasons Home Warranties May Not Be Worth the Money
Mar 24, 2022
Home warranties can seem like a good deal, but there are huge downsides and sometimes they aren't worth paying for.
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Mortgage Rates Are Rising, and Home Sales Are Being Affected
Mar 24, 2022
Home sales are impacted by rising mortgage rates. But borrowers shouldn't hesitate to purchase if the time is right.
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Should You Retire if You Still Have a Mortgage?
Mar 24, 2022
A mortgage can reduce the retirement income you have available to spend. Does that mean you should put off leaving work until your home is …
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5 Auto Insurance Discounts You May Not Know About
Mar 24, 2022
Car insurance can be costly, but there are ways to save. Here are five discounts many drivers may not be aware they could qualify for.
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5 Reasons Not to Buy a House
Mar 23, 2022
Buying a house is often a good financial choice, but that's not the case in every situation. Here are five reasons why you may not …
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3 Signs a Robo-Advisor Isn't the Best Choice for You
Mar 23, 2022
There are some advantages to investing with a robo-advisor, but it's not a good fit for everyone. Here are three signs robo-advisory services may not …
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3 Reasons to Invest for Retirement Outside of a 401(k)
Mar 22, 2022
A 401(k) can be a good option for retirement investing but you may want other accounts as well. Here's why.
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Don't Be Afraid to Buy a Home as Mortgage Rates Continue to Increase
Mar 22, 2022
Mortgage rates have been rising. Check out today's average rates, but don't let the fact that they are higher prevent you from purchasing a home.
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How Many Mortgage Quotes Should You Get Before Applying for a Loan?
Mar 22, 2022
Before applying for a mortgage, you should get multiple quotes. The specific number may depend on your situation.
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3 Reasons I Have a Taxable Brokerage Account -- Not Just Retirement Accounts
Mar 22, 2022
While tax-advantaged brokerage accounts can provide significant financial benefits, there may be a reason to have a taxable account as well. Here's why I maintain …
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3 Brokerage Account Fees to Watch Out For
Mar 22, 2022
Paying brokerage fees can unnecessarily reduce the performance of your investment portfolio. Here are some fees to watch for.
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Here's How Much of Your Money Jim Cramer Says You Should Have in Crypto
Mar 22, 2022
Cryptocurrency is a volatile investment. Here's how much finance guru Jim Cramer says you should put into it.
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3 Reasons Not Rolling Over a 401(k) Could Be a Big Mistake When You Leave Your Job
Mar 21, 2022
You could miss out on money if you don't roll over your 401(k) upon leaving your job. Here's why.
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How to Maximize the Chances Your Crypto Investment Will Make You Money
Mar 21, 2022
Many cryptocurrency investments have lots of potential -- but if you're considering investing in crypto, there are a few steps to take to maximize your …
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5 Steps Suze Orman Says to Take Before Buying a House
Mar 21, 2022
Suze Orman recommends focusing on your finances to make sure you're ready to become a homeowner. Read on to find out how.
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Dave Ramsey Says You Need at Least This Much Liability Insurance
Mar 21, 2022
Liability insurance provides important asset protection. Here's the amount of coverage finance expert Dave Ramsey believes drivers need.
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Starting a Business With a Partner? Here's Why You Should Each Buy Life Insurance
Mar 21, 2022
Life insurance can be an important purchase for business owners. It can protect each partner's interest in case of a death.
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3 Things I Dislike the Most About Being a Homeowner
Mar 21, 2022
While I generally enjoy owning my own home, there are a few key downsides. Here are my three least favorite parts of homeownership.
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Why Higher Mortgage Interest Rates Wouldn't Stop Me From Buying a Home
Mar 20, 2022
When you're in a financial position to purchase a property, there's often little reason to be deterred by a slight increase in mortgage rates.
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Investing for Retirement? Suze Orman Recommends These Accounts
Mar 20, 2022
The right retirement accounts can help you score generous tax breaks and make strategic investments. Here's what Suze Orman recommends.
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3 Things I Love the Most About Being a Homeowner
Mar 20, 2022
One thing I love about being a homeowner is it helps me build wealth. Here are some other things I love about it.
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Will Car Insurance Cover You if You Hit a Deer?
Mar 20, 2022
Hitting a deer can do a tremendous amount of damage. Motorists need to know if car insurance will be there to help.
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Why a Personal Loan With a Longer Repayment Term Could Be a Better Choice
Mar 20, 2022
Personal loans have different repayment timelines. A longer term sometimes makes more sense than a shorter one. Here's what to think about before you borrow.
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Why Your Credit Utilization Ratio May Be Higher Than You'd Expect
Mar 20, 2022
Credit utilization ratio is a key factor in determining your credit score, and a lower utilization ratio is preferred. But yours may be surprisingly high …
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6 Reasons to Keep Renting Instead of Buying a Home
Mar 20, 2022
Homeownership is often a better choice than renting, but not always. Here are some circumstances where renting could make more sense.
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2 Pitfalls of Refinancing You Can't Forget About
Mar 20, 2022
Refinancing a home can be a smart move, but you need to make sure to avoid these pitfalls.
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Elon Musk Has Billions, but Still Took Out Mortgages. Here's Why
Mar 19, 2022
Elon Musk has more than enough money to buy a property outright. Find out why he took out a mortgage anyway.
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The People Who Sold Me My House Made This Huge Mistake
Mar 19, 2022
The people who I bought my house from didn't look into HOA rules before they purchased the property. Here's why this turned out to be …
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How Much Is Your Standard Deduction for 2021?
Mar 19, 2022
Tax deductions reduce your taxable income. Find out how much the standard deduction is so you can decide if you should claim it.
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How Suze Orman Says You Can Save Thousands in Home Buying Fees
Mar 19, 2022
Upfront fees can be expensive when buying a home. Follow this Suze Orman advice to reduce the costs you may have to pay.
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Why Robinhood Is Waiting Before Adding More Cryptocurrencies
Mar 19, 2022
Despite pressure, Robinhood is holding off on offering more cryptocurrencies, including Shiba Inu. Here's the simple reason.
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Suze Orman Says to Do This Before Getting an Adjustable Rate Mortgage
Mar 18, 2022
An adjustable rate mortgage is one of several loan options available to home buyers. But finance expert Suze Orman recommends taking one crucial step before …
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Why Large Deductibles on Insurance Policies Are a Good Thing
Mar 18, 2022
When buying insurance, consumers shouldn't discount policies with high deductibles. Here's why they can sometimes be a good thing.
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Why I'm Steering Clear of Home Improvement Projects in 2022
Mar 18, 2022
Although there are some home improvement projects I'd like to do, I'll be putting them off for a simple reason.
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4 Signs Investing in Crypto Isn't for You
Mar 18, 2022
Cryptocurrency investing has become increasingly popular but it's not the right choice for everyone. Here are some signs you may want to steer clear of …
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Why I Didn't Automate My Mortgage Payment
Mar 18, 2022
I've set up automatic payments for many of my bills, but not for mortgage payments. Here's why.
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4 Reasons to Automate Your Credit Card Payments
Mar 18, 2022
Automating your credit card payments ensures you never miss a payment and it simplifies your financial life. Here's why automating can pay off.
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Why I'd Never Keep My Savings in My Bank Account
Mar 18, 2022
Keeping a separate savings account helps my finances in a few key ways, including making it easier to keep track of my goals. Should you …
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Why I Prefer to Owe Money to the IRS Every Year
Mar 18, 2022
I underpay my taxes a little bit each year while many people overpay and get a refund. Here's why I take this approach.
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Have Bad Credit? There Are Still Credit Card Options for You
Mar 17, 2022
Bad credit won't disqualify you from getting a credit card. Just check out these options.
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Stimulus Update: The Answers to These 5 Questions Determine How Much Stimulus Money You'll Get in 2022
Mar 17, 2022
Some people could receive more stimulus money in 2022. Here's how you can find out if you're one of them.
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This Is the Only Time It Makes Sense to Refinance to a Mortgage at a Higher Rate
Mar 17, 2022
In general, you should refinance only if you can reduce your mortgage interest rate. But there is one potential exception.
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4 Red Flags to Watch for When Choosing a Personal Loan Lender
Mar 17, 2022
High fees are just one of several red flags to watch for when picking a personal loan lender. Here are some signs to be on …
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Mortgage Rate Update: A Federal Reserve Rate Hike Contributes to Rising Rates
Mar 17, 2022
The Federal Reserve has increased interest rates. What does that mean for mortgages?
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3 Reasons Suze Orman Says You Shouldn't Buy a House Without 20% Down
Mar 17, 2022
Many lenders allow you to put less than 20% down on a home. Finance expert Suze Orman advises against doing so for a few key …
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Forgot to Pay Your Credit Card? Here's How to Minimize the Damage
Mar 17, 2022
Missing a single credit card payment could reduce your credit score and lead to late fees, but it doesn't necessarily have to. Here's how to …
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Why Tax Credits Are Worth More Than Deductions
Mar 17, 2022
Both tax credits and tax deductions reduce your tax bill, but credits are worth more. Here's why.
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Here's When Dave Ramsey Says You Should Shop for New Auto Insurance
Mar 17, 2022
When should consumers shop around for auto insurance? Here's what finance expert Dave Ramsey thinks.
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6 Travel Card Perks to Look Out For
Mar 16, 2022
Travel credit cards often offer cardholder benefits. Here are a few big perks you should look for when picking a travel card.
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3 Reasons My Husband and I Have Monthly Budget Meetings
Mar 16, 2022
Meeting monthly about our budget helps us to make sure we're on the same page about our goals. This is just one of the reasons …
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5 Signs You Should Stick to a Single Credit Card
Mar 16, 2022
Having just one credit card you use most often can make sense in a lot of situations. Here are some signs this is right for …
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Can You Get Free Help Filing Your Taxes?
Mar 16, 2022
There are services out there that help you file your taxes -- often without charging you any money. Here's how to find out if you're …
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What Exactly Does Car Accident Liability Insurance Cover?
Mar 16, 2022
Car accident liability insurance provides protection for damage a driver causes others. Here's what this type of coverage offers.
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Stimulus Update: Individuals and Families Received $1.8 Trillion in Aid. Here's How It Breaks Down
Mar 15, 2022
A recent analysis of where COVID-19 stimulus money went shows just how the coronavirus relief packages provided help for struggling individuals and families.
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Mortgage Rates Continue Upward Climb and Consumers Fear Things Could Get Worse
Mar 15, 2022
Mortgage rates have been trending upward, but consumers fear this isn't the worst of it.
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Democrats Unveil Plan for New Quarterly Stimulus Checks
Mar 15, 2022
Democrats have introduced a new stimulus bill that would provide quarterly payments to help Americans cope with the rising price of gas. Here's what you …
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Why Warren Buffett Considers His Home His Third Best Investment
Mar 15, 2022
Warren Buffett is one of the world's greatest investors, but he considers his home his third best investment. Here's why.
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Are Life Insurers Allowed to Deny Coverage Due to Pre-Existing Conditions?
Mar 15, 2022
Unlike health insurers, life insurers are allowed to deny coverage due to pre-existing conditions. This is one reason not to wait to get covered.
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Why Bundling Insurance Doesn't Always Make Sense
Mar 13, 2022
Bundling insurance can provide premium savings, but isn't always the right approach. Here's why.
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When Does Buying a Bigger Home Really Make Sense?
Mar 13, 2022
A bigger home can be a good purchase under certain circumstances. Here's when upsizing could be the right move.
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4 Reasons to Steer Clear of a 15-Year Mortgage
Mar 13, 2022
A 15-year mortgage is often the wrong choice. Here are a few key reasons why that's the case.
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3 Ways Credit Cards Could Help -- or Hurt -- You When Buying a House
Mar 12, 2022
Credit cards could help you build credit that enables you to buy a home -- but they could also interfere with your efforts to get …
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This Is Suze Orman's Best Home-Buying Advice
Mar 11, 2022
Suze Orman has lots of home-buying advice. Read on to learn what may be her most important tip for buyers.
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Mortgage Rate Trends to Watch: Why Are Rates Rising?
Mar 11, 2022
Mortgage rates have been on the upswing. Here's what happened to rates today, and some tips on why rates have been rising steadily.
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Stimulus Update: IRS Offers New Guidance on Claiming Thousands in Stimulus Payments in 2022
Mar 10, 2022
Stimulus money may still be available for some Americans. The IRS has provided insight into claiming your money if you're eligible for it.
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Mortgage Rates on a Bumpy Ride -- But Does It Matter?
Mar 10, 2022
Mortgage rates have been swinging up and down in March, but how much should you focus on getting the lowest possible rate when buying a …
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What's the Deadline for Filing Your 2021 Taxes?
Mar 9, 2022
It's important to file taxes on time to avoid penalty fees. Here's what you need to know about when they are due.
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Should You Empty Your Savings Accounts to Become Debt Free?
Mar 9, 2022
Paying off debt is a top priority, but is it a good idea to empty your savings accounts to do it? The answer may surprise …
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Stimulus Check Update: There Are 10.8 Million Reasons for Lawmakers to Consider 2022 Stimulus Checks
Mar 8, 2022
Millions were kept out of poverty in 2021 due to stimulus checks, according to the U.S .Department of Health and Human Services.
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Current Mortgage Rates -- March 8, 2022: Rates Tick Up for All Loans
Mar 8, 2022
Is it a good time to get a mortgage? Check out today's average mortgage rates for March 8, 2022.
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Should You Sell Your Home Before Retiring? Here's What Suze Orman Thinks
Mar 8, 2022
Selling a home can sometimes shore up your retirement security. But does finance expert Suze Orman think it's a good idea?
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Suze Orman Has a Warning for Home Buyers Worried About Rising Mortgage Rates
Mar 6, 2022
Mortgage rates have been going up, but should you worry if you're planning to buy a house? Here's what financial expert Suze Orman says.
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5 Signs You Should Have Multiple Credit Cards
Mar 6, 2022
Having multiple credit cards can pay off. These signs suggest you'd be better off with several cards in your wallet.
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Why You Must Review Life Insurance Coverage After a Divorce
Mar 5, 2022
Ending a marriage? Take a serious look at your life insurance. Here's why.
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1 Simple Reason Term Life Insurance Makes Sense for Most People
Mar 5, 2022
Term life insurance provides coverage for a limited time -- but that's all most people need for one simple reason. Here’s why.
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How I'm Helping My 2-Year-Old Build Credit
Mar 5, 2022
It's never too early to start helping your kids build credit -- especially when there's little or no downside.
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Buying Life Insurance? Take This Crucial Step
Mar 5, 2022
Any consumer buying life insurance must be certain to let loved ones know about the policy. Here's why.
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What's the Right Age to Buy Life Insurance?
Mar 5, 2022
Buying life insurance at a younger age is often better, but there's not necessarily a wrong age to get covered.
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How Long Will Getting Your Tax Refund Take?
Mar 4, 2022
Many Americans are going to get thousands of dollars back from the IRS. But how long will it take for this cash to come?
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The 3 Simplest Ways to Raise Your Credit Score Fast
Mar 4, 2022
Increasing your credit score can help you financially in many ways. Here are three ways to boost your score quickly.
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Why I Have All My Brokerage Accounts in One Place
Mar 3, 2022
I have several different kinds of brokerage accounts, including a taxable account and retirement accounts. I've made sure to keep them with one brokerage firm …
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Stimulus Update: How to Check the Status of Your Unclaimed Stimulus Payments
Mar 3, 2022
The IRS has provided an online form you can use to check the status of your tax refund. If you're expecting more stimulus money, this …
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Struggling With No Stimulus? Here’s When It’s OK to Dip Into Retirement Savings
Mar 3, 2022
Tapping into retirement savings before you actually retire has some serious downsides -- but is it ever OK to do it?
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Why Warren Buffett Doesn't Like Cryptocurrencies
Mar 3, 2022
Warren Buffett is a skilled investor, and he's been vocal about his dislike of cryptocurrencies. Here's why he's not in favor.
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4 Tax Mistakes You Can't Afford to Make
Mar 3, 2022
Taxes can be a big expense -- especially if you make mistakes when filing. Here are four errors it's crucial you avoid.
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These Are the 3 Best Things to Do With Your Tax Refund
Mar 2, 2022
Many Americans are getting a large tax refund. Here's what you should do with yours.
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Today's Mortgage Rates -- March 2, 2022: Rates Down for Fixed-Rate Loans
Mar 2, 2022
If you're buying a home soon, it's smart to keep tabs on trends in mortgage rates. Check out today's average rates to see if interest …
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The 4 Most Overlooked Factors to Consider When Buying a Home
Mar 1, 2022
Considering the school district a home falls into is just one of many factors people overlook when house hunting. Think about these four things before …
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Today's Mortgage Rates -- February 28, 2022: Rates Tick Up for Fixed-Rate Mortgages
Mar 1, 2022
Thinking about purchasing a home? Here's what a mortgage would cost if you qualify for today's average rates on Feb. 28, 2022.
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Stimulus Check Update: Could Americans Be Getting an Extra $650 Due to Stimulus Checks?
Feb 28, 2022
The average tax refund issued so far this year is more than $650 higher than it was in 2021. Could stimulus checks be the reason?
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Mark Cuban Says This Is Your Best Investment
Feb 27, 2022
When you're investing your money, you want to earn the best possible return. Mark Cuban believes this investment is the best one to do that.
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3 Reasons All My Insurance Policies Are With the Same Company
Feb 27, 2022
Wonder why some people get all their insurance policies from one company? Read on to find out why I do.
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Why I Put My Car Down Payment on a Credit Card
Feb 26, 2022
I recently bought a car and I put my down payment on a credit card for one simple reason. Here's what it is.
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Current Mortgage Rates -- February 25, 2022: Rates Continue Climbing
Feb 25, 2022
Did mortgage rates trend up or down on Feb. 25, 2022? Find out the answer to this key question here if you're considering purchasing a …
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Stimulus Update: IRS Announces Resources to Help Taxpayers Who May Have Unpaid Stimulus Funds
Feb 24, 2022
The IRS has announced new resources to help lower income taxpayers. Many people within this demographic group may have unpaid stimulus funds.
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7 Dave Ramsey Tips for Getting Cheaper Auto Insurance
Feb 24, 2022
The right financial moves can often reduce auto insurance costs. Finance expert Dave Ramsey offers some tips for cutting expenses.
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4 Reasons Buying a Home With No Money Down Is a Bad Idea
Feb 24, 2022
Some lenders let you buy a house without a down payment, but there are a few key reasons why this is usually not the best …
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3 Rules to Live By When Looking for a New Home
Feb 23, 2022
Buying a new house is a big decision. Living by these three key rules will reduce the chances of something going wrong.
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Current Mortgage Rates -- February 23, 2022: Rates Down for 1 Popular Loan Option
Feb 23, 2022
On Feb. 23, 2022 average mortgage rates are up for some loans and down for others. Check out today's average rates to learn more.
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Here's When Warren Buffett Thinks You're Ready to Buy a Home
Feb 22, 2022
Buying a home before you're ready could damage your finances. Consider following Buffett's advice about when it's a good idea to become a homeowner.
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Buy a Nice New Car? Here's How to Keep Your Insurance Costs Low
Feb 22, 2022
A new car can raise insurance costs -- but it doesn't have to. Here's how to avoid a bill increase.
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Current Mortgage Rates -- February 21, 2022: Rates Down Slightly for Most Loans
Feb 21, 2022
How are mortgage rates trending as the end of February approaches? Find out here.
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How to Pick the Best Tax Software to File Your Taxes
Feb 20, 2022
E-filing your taxes helps you get your refund faster. Check out this guide to picking the best tax-filing software to help you submit electronic returns.
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How Buying My First Home Helped Me Afford to Buy a Bigger One
Feb 20, 2022
I was able to upgrade my house with profits made from the sale of my starter home. Here's how you might be able to do …
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Dave Ramsey Says These Are the 3 Most Important Types of Auto Insurance
Feb 20, 2022
Buying auto insurance? Read on to discover the types of coverage personal finance expert Dave Ramsey believes are most important.
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This Is the Biggest Mistake a Home Buyer Could Make
Feb 19, 2022
Buying a home is a big financial decision, so you can't afford to make a mistake. This is one big error you should be especially …
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4 Groups of People Who Can Claim More Stimulus Money When Filing Taxes
Feb 19, 2022
Another stimulus check probably isn't coming, but certain Americans can claim more 2021 stimulus funds. Here are four groups who could be in line for …
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3 Ways I Make Saving Money Fun
Feb 19, 2022
Saving money doesn't have to be a drag. Here's how I've learned to actually enjoy setting aside money for the future.
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4 Ways Credit Cards Can Make You Poorer
Feb 18, 2022
If you don't use credit cards in a responsible way, they could hurt your finances. Here are four ways that can happen.
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What Tax Breaks Can You Claim for Retirement Investing?
Feb 17, 2022
By investing for retirement, you can score tax breaks. Learn about your options for getting government help in saving for your later years.
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Why You May Need to File a 2021 Return Even if You Usually Don't Have To
Feb 17, 2022
Filing a tax return can be a burden, but it may be worth it if you missed out on stimulus money in 2021.
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Stimulus Update: 5 Types of Financial Relief You Can Still Claim in 2022
Feb 17, 2022
If you file a 2021 tax return during the 2021 filing year, you may be able to claim several different types of financial relief authorized …
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3 Ways Credit Cards Can Make You Richer
Feb 17, 2022
Credit cards are often viewed as costing people money, but in some cases, they can improve your financial life. Find out how.
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Today's Mortgage Rates -- February 16, 2022: Rates Rise for Fixed-Rate Options
Feb 16, 2022
If you're in the market for a new house, be sure to check out today's average mortgage rates so you can find out what you …
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Stimulus Check Update: The IRS Has Sent Out Billions Since January 24
Feb 15, 2022
The IRS issued a news release on Feb. 14, 2022 indicating it had already sent out 4 million refunds totaling more than $10 billion. These …
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Suze Orman's 3 Steps to Getting the Right Mortgage
Feb 14, 2022
A mortgage is probably going to be your biggest debt, so you need to find the right loan. Here's how Suze Orman says to do …
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Today's Mortgage Rates -- February 14, 2022: Rates Up for Fixed-Rate Loan Options
Feb 14, 2022
Mortgage rates have been ticking up, but remain affordable. Check out today's average rates to see how rates trended today.
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3 Ways to Lower Your Credit Card Interest Rate
Feb 13, 2022
Many credit cards have high interest rates, but you aren't necessarily stuck paying a fortune. Here are three ways to potentially reduce your borrowing costs.
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Here's How Much Dave Ramsey Thinks Homeowners Can Afford to Spend on Their Mortgage Costs
Feb 13, 2022
You don't want to spend too much of your income on your mortgage. Here's what Dave Ramsey thinks you can probably afford.
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This Is the Best Way to Make Sure You Stick to Your 2022 Financial Resolutions
Feb 13, 2022
Setting resolutions does no good if you don't keep them. Here's how to make sure you can stick with yours all year long.
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Thinking of Selling in 2022? Here's How to Prep Your House
Feb 12, 2022
Getting your home ready for sale involves decluttering and more. Here's how to make sure you're ready.
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Why Filing Your Taxes ASAP Is a Smart Move
Feb 12, 2022
Don't wait to submit your tax returns. The sooner you act, the sooner you can start benefiting from your refund.
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4 Ways to End 2022 With a Better Credit Score Than You Started With
Feb 12, 2022
Improving your credit score by 2023 is within reach if you take these four key steps.
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Home Buyers in 2022 Should Avoid These Major Mortgage Mistakes
Feb 12, 2022
Borrowing more than you can afford is just one of several mistakes you should aim to avoid in 2022. Here’s what to look out for.
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Will 2022 Be the Year You Pay Off Your Debt?
Feb 12, 2022
Taking the right steps could potentially leave you debt free by 2023. Will this approach work for you?
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Does Refinancing Your Personal Loan Make Sense in 2022?
Feb 12, 2022
Personal loans can be refinanced, but it only makes sense in specific circumstances. Find out if refinancing is the right move for you.
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How a Personal Loan Could Help You Save Money While Paying Off Debt
Feb 12, 2022
If you're trying to repay your debt, a personal loan might actually lower your costs. Find out when and how this approach could work.
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3 Money Mistakes I Made With My First Child That I Won't Repeat
Feb 12, 2022
Children are expensive, and money mistakes don't help. Here are some errors I made with my first child that I learned from and won't repeat.
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4 Signs a Personal Loan Is a Better Option Than a Credit Card
Feb 11, 2022
A predictable payoff schedule is just one benefit of using a loan over a credit card for big purchases. Find out more signs that a …
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How to Have an Unforgettable Valentine's Day Without Breaking the Bank
Feb 11, 2022
Having an amazing holiday doesn't mean you have to spend a fortune. Here's how to make the day special without busting your budget.
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Current Mortgage Rates -- February 11, 2022: Rates Continue Their Upward Climb
Feb 11, 2022
Would-be home buyers can find out today's average mortgage rates here. Read on to see what a home loan would cost you.
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Will 2022 Be the Year You Start Investing?
Feb 11, 2022
This year could be the one you start putting your money to work for you, if you're financially ready and you take a few key …
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Will 2022 Be the Year You Get on the Path to Homeownership?
Feb 11, 2022
There are a few key steps to take to becoming a homeowner. Find out if you're ready to take the big leap in 2022.
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Stimulus Update: 3 Crucial Facts to Know About 2022 Stimulus Checks
Feb 10, 2022
Millions of Americans are hoping for more stimulus money this year. If you're one of them, there are three key facts to be aware of.
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6 Reasons a Personal Loan Is Ideal for Debt Consolidation
Feb 10, 2022
Personal loans have benefits other debt consolidation loan options lack. Find out why a personal loan is often the right choice for dealing with debt.
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Are You at Risk of a Big Investing Mistake This Year?
Feb 9, 2022
Certain investing mistakes come with outsized costs. Find out if you're at risk of making one of these expensive errors.
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Current Mortgage Rates -- February 9, 2022: Rates Tick Up
Feb 9, 2022
If you're thinking about buying a house, it's worth keeping tabs on mortgage rates to see what a loan might cost. Here are average mortgage …
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Should Refinancing Your Mortgage Be on Your To-Do List in 2022?
Feb 8, 2022
Refinancing a home loan can sometimes save money, but that's not always the case. Follow these tips to see if refinancing should be on your …
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Is It Worth Paying a Fee to Close a Brokerage Account?
Feb 8, 2022
Many brokerage firms charge hefty fees to close an account, but paying to end a bad relationship could be well worth your money. Here's why.
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Is the DIME Method the Best Way to Calculate Your Life Insurance Needs?
Feb 7, 2022
The DIME method takes debt and other factors into account to help policyholders buy the right amount of life insurance. Find out if it's the …
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Current Mortgage Rates -- February 7, 2022: Rates Rise
Feb 7, 2022
If you're planning to buy a home soon, check out today's average mortgage rates for Feb. 7, 2022.
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Do You Really Need Both Collision and Comprehensive Insurance?
Feb 6, 2022
Collision and comprehensive auto insurance both pay to repair or replace your car -- so is it really necessary to get both, or would drivers …
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Should You Try a 52-Week Saving Challenge in 2022?
Feb 6, 2022
Could this challenge leave you richer by the end of the year? Find out if it would work for you.
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3 Reasons You Could Regret Waiting to Buy Life Insurance
Feb 6, 2022
Putting off buying life insurance coverage could make it difficult to get covered at all. Learn about this issue and other reasons consumers may regret …
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Here's When Suze Orman Says You Need Life Insurance
Feb 5, 2022
Buying life insurance is a big decision. Personal finance guru Suze Orman has some advice on when consumers should make it happen.
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Thinking of Investing in Crypto This Year? Take These 4 Steps First
Feb 5, 2022
Investing in cryptocurrency means putting money into higher-risk assets. You'll want to check some other tasks off your to-do list before moving forward.
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Should You Pay Extra on Your Mortgage in 2022?
Feb 5, 2022
Paying extra on your home loan can help you become debt-free faster, but you may not want to do it in all circumstances. Find out …
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How You Can Leave Bank Fees Behind Forever in 2022
Feb 5, 2022
Bank fees are a waste of money. Follow these tips to make them a thing of the past.
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Coinbase Users Can Get Their Tax Refunds in Crypto Through TurboTax
Feb 4, 2022
Want to invest your tax refund in cryptocurrency? With Coinbase and TurboTax, you can get your refund directly deposited into your crypto account.
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Suze Orman Says You Should Rent Instead of Buy in These 4 Situations
Feb 4, 2022
Renting can pay off in certain circumstances. Find out when personal finance guru Suze Orman believes you're better off forgoing homeownership.
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Stimulus Checks 2022: Will a Fourth Check Be Coming?
Feb 4, 2022
A fourth stimulus check is unlikely in 2022. Here's what you need to know about government efforts to provide additional COVID-19 financial relief.
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4 Investing Resolutions to Stick to in 2022
Feb 4, 2022
Limiting investment fees is just one of the resolutions to make in 2022. Read on to find out other ways to optimize your brokerage account …
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Stimulus Checks 2022: Will the American Rescue Plan Affect Stimulus Money?
Feb 2, 2022
The American Rescue Plan Act was passed in 2021. Will it affect stimulus payments for struggling families in 2022?
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Today's Mortgage Rates -- February 2, 2022: Rates Up for Most Loans
Feb 2, 2022
Mortgage rates change over time. Check out today's average rates for Feb. 2, 2022 to understand how much a typical buyer would pay for a …
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Thinking About Changing Jobs in 2022? Take These 5 Financial Steps Now
Feb 1, 2022
Changing jobs can impact many aspects of your finances, including retirement savings. Be sure you're ready for a career change by making these five moves.
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Should You Boost Your Emergency Fund in 2022?
Feb 1, 2022
A bigger emergency fund makes sense if your financial situation is more precarious or other things have changed in your life. Learn more here.
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Today's Mortgage Rates -- January 31, 2022: Rates Up for Most Loans
Jan 31, 2022
Did mortgage rates move up or down on the last day of January? Find out here.
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I'm Having a Second Child in 2022. Here's How I'm Preparing Financially
Jan 31, 2022
A baby changes your finances in important ways. Here are some steps I'm taking to get ready for my next child.
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Homeowners Should Make This Insurance Move ASAP in 2022
Jan 29, 2022
It's important for homeowners to check insurance coverage each year. That's especially true in 2022.
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Why You Shouldn't Care Which Cryptocurrencies Are the Most Popular
Jan 29, 2022
Cryptocurrencies can be a good investment, but you shouldn't choose which coins to invest in based on popularity. Here's why.
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Should You Rethink Your Budget in 2022?
Jan 29, 2022
Is your budget no longer working for you? Here are some signs that it's time to do a refresh.
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These Are the Biggest Upsides of Buying a Home With a Strong HOA
Jan 28, 2022
HOAs restrict what you can do with your home and HOA fees add to monthly costs. But there are benefits of buying a house with …
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Current Mortgage Rates -- January 28, 2022: Rates Down for Most Loans
Jan 28, 2022
Did mortgage rates go up or down on Jan. 28, 2022? Check out today's average mortgage rates to find out.
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4 Biggest Mistakes When Buying Life Insurance
Jan 28, 2022
Getting the wrong type of policy is one of several big mistakes consumers make when buying life insurance. Learn more about common errors here.
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3 Reasons Pre-Approval Can Pay Off When Shopping for a Home
Jan 27, 2022
Mortgage pre-approval can help you out during the home-buying process. Here are three benefits of getting approved.
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Will Suze Orman's Roll-Down Debt Repayment Method Work for You?
Jan 26, 2022
The debt roll-down method is a different approach to repaying your debt. Could it be the ticket to becoming debt free?
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Current Mortgage Rates -- January 26, 2022: Rates Down for Most Loans
Jan 26, 2022
What rate can you expect to pay if you borrow to buy a home today? Check out today's average mortgage rates for Jan. 26, 2022 …
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Thinking of Buying a House in 2022? Check These Tasks Off Your To-Do List
Jan 26, 2022
Before you commit to a mortgage, you need to be financially prepared. Completing these tasks will help ensure you're ready.
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Dave Ramsey Recommends Taking These 7 Steps Before Buying a Home
Jan 25, 2022
Are you ready to buy a home? Dave Ramsey says you need to do these seven steps first.
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Current Mortgage Rates -- January 24, 2022: Rates Up Across the Board
Jan 24, 2022
How did mortgage rates change recently? Find out average mortgage rates for Jan. 24, 2022.
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Millions of Americans Can Claim More Stimulus Money Starting Today
Jan 24, 2022
If you're owed stimulus money from 2021, you can claim it starting today by submitting a tax return to the IRS. Learn more here.
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Suze Orman and Dave Ramsey Have Both Given This Bad Mortgage Advice
Jan 24, 2022
Both Dave Ramsey and Suze Orman suggest taking out a mortgage that comes with a huge opportunity cost. Here's what you should know.
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I Switched Insurance Companies Last Year. Here's What I Learned
Jan 24, 2022
Changing insurance companies was a hassle but worth the effort. Here's what I learned during the process.
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This Is Barbara Corcoran's Best Advice on Buying a Home
Jan 23, 2022
Shark Tank star and finance expert Barbara Corcoran recommends focusing on location when buying a home. Here's why.
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Is the Interest Rate the Only Thing That Matters When Applying for a Personal Loan?
Jan 23, 2022
When applying for a personal loan, remember to look beyond the interest rate to determine total costs. Here's why.
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This Is the Kind of Mortgage Warren Buffett Recommends
Jan 23, 2022
Warren Buffett recommends taking out a 30-year mortgage. Here's why.
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Why Planning for No-Spend Days in 2022 Could Change Your Finances
Jan 23, 2022
No-spend days can help you save money during the day -- and beyond. Here's what you need to know.
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Stimulus Check Update: President Biden Feels Strongly About Providing This Stimulus Money in 2022
Jan 20, 2022
President Joe Biden spoke about his plans to provide more stimulus money in a press conference on Jan. 19, 2022. Here's what he had to …
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Today's Mortgage Rates -- January 19, 2022: Rates Up for Most Loans
Jan 19, 2022
Is it a good time to get a home loan? Check out today's average mortgage rates for Jan. 19, 2022.
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Stimulus Check Update: Petition for Fourth Stimulus Check Now Tops 3 Million Signatures
Jan 18, 2022
Americans are still in need of more stimulus money -- and a Change.org petition requesting a fourth stimulus check shows how strong the demand is.
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Today's Mortgage Rates -- January 17, 2022: Rates Up for All Fixed-Rate Loans
Jan 17, 2022
Are mortgage rates trending up or down? Find out the answer and check out today's average mortgage rates.
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Current Mortgage Rates -- January 14, 2022: Rates Up for Most Loans
Jan 14, 2022
If you're thinking about buying a home, check out today's average mortgage rates for Jan. 14, 2022 to estimate loan costs.
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Stimulus Update: Millions of Americans Can Claim More Stimulus Money Starting January 24, 2022
Jan 13, 2022
The IRS will begin accepting tax returns on Jan. 24, 2022. If you're still owed stimulus money from 2021, you'll want to submit one to …
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Current Mortgage Rates -- January 12, 2022: Rates Up for Fixed-Rate Loans
Jan 12, 2022
How did mortgage rates change on Jan. 12, 2022? Find out here.
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Stimulus Update: $5,000 in Stimulus Money Can Soon Be Claimed by These Americans
Jan 11, 2022
Some Americans will soon be able to claim $5,000 in stimulus money. Find out if you're one of them.
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Want to Be Rich? Here Are the Money Rules You Must Follow
Jan 11, 2022
Many wealthy people follow particular money rules. Adopt them for yourself if you want to be rich.
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Current Mortgage Rates -- January 10, 2022: Rates Up Across the Board
Jan 10, 2022
Buying a home soon? Here are today's average mortgage rates so you can find out what a fixed or adjustable-rate loan might cost.
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Here's Why Barbara Corcoran Doesn't Think You Should Wait to Buy a Home Until Housing Prices Fall
Jan 9, 2022
Home prices are high right now, but Shark Tank star Barbara Corcoran doesn't believe this should deter you from purchasing a property. Here's why.
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Warren Buffett's Mortgage Advice Beats Dave Ramsey's Any Day of the Week. Here's Why.
Jan 9, 2022
Billionaire Warren Buffett and personal finance guru Dave Ramsey have very different philosophies on mortgage debt. Here's why Buffett's view is better.
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Are Stimulus Checks Off the Table in 2022?
Jan 9, 2022
New variants could lead to more stimulus funds, but how likely is it that another check will come? Find out here.
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Stimulus Update: There's Bipartisan Support for a $68 Billion Stimulus Bill
Jan 6, 2022
Lawmakers from both sides of the aisle are discussing more stimulus money -- but who would be eligible for it?
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Today's Mortgage Rates -- January 5, 2022: Rates Creep Higher
Jan 5, 2022
If you're buying a home soon, check out today's average mortgage rates for Jan. 5, 2022 to get an idea of what you'll pay for …
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Stimulus Update: You May Be Able to Claim More Stimulus Money Starting at the End of This Month
Jan 4, 2022
It's possible you could take action to get additional stimulus funds beginning at the end of January 2022. Here's how.
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Current Mortgage Rates -- January 3, 2022: Rates Down for Most Loans
Jan 3, 2022
How are mortgage rates trending at the start of January? Check out fixed and adjustable rates here.
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Today's Mortgage Rates -- December 31, 2021: Rates Up for Fixed-Rate Loans
Dec 31, 2021
How did mortgage rates trend on the last day of 2021? Find out what you need to know.
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Stimulus Update: How Much Stimulus Money Will You Get in 2022?
Dec 29, 2021
Will you be eligible for another coronavirus relief payment in 2022? Here's what you need to know.
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Today's Mortgage Rates -- December 29, 2021: Rates Up for Most Loans
Dec 29, 2021
Buying a home soon? Check out today's average mortgage rates for Dec. 29, 2021.
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Today's Mortgage Rates -- December 27, 2021: Rates Up for the 30-Year Loan
Dec 27, 2021
If you're hoping to buy a house soon, check out today's average mortgage rates for Dec. 27, 2021.
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This New Car Insurance Program Is Saving Drivers 22% on Average -- and Making Roads Safer
Dec 25, 2021
Telematics technology reduces insurance premiums and makes drivers safer -- but are motorists interested?
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Why I'm Buying More Life Insurance in 2022
Dec 25, 2021
Life changes may call for the purchase of additional life insurance coverage. Here's why I'm buying more next year.
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5 Signs a Robo-Advisor Is the Best Way for You to Invest
Dec 25, 2021
Robo-advisors are an alternative to discount brokerage firms. Are they the right way for you to invest?
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Why Dave Ramsey Recommends Against Buying Life Insurance for Kids
Dec 24, 2021
Dave Ramsey believes there's no financial reason to buy life insurance for kids. Here's why he thinks insurance for children is marketing hype.
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Stimulus Update: This IRS Tip Helps Ensure You Got All Your Stimulus Money
Dec 23, 2021
Many Americans were entitled to multiple stimulus payments in 2021. The IRS recently provided some important advice on making sure you got all you were …
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This Is Elon Musk's Single Best Piece of Crypto Advice
Dec 23, 2021
Elon Musk is a well-known crypto advocate who owns Bitcoin, Ethereum, and Dogecoin. But this is his best piece of crypto advice.
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3 Pros and 3 Cons of Guaranteed Issue Life Insurance
Dec 22, 2021
Guaranteed issue life insurance is available to virtually everyone. Read on to find out about its good points and its downsides.
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This Is the Bare Minimum Suze Orman Thinks You Should Put Down on a Home
Dec 22, 2021
While a 20% home down payment is ideal, many people pay less. But, if you're listening to Suze Orman's advice, you won't go below a …
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Current Mortgage Rates -- December 22, 2021: Rates Up for Most Loans
Dec 22, 2021
If you're considering buying a home, check out today's average mortgage rates for Dec. 22, 2021.
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Don't Assume a Chronic Condition Always Means Life Insurance Is Out of Reach
Dec 22, 2021
While it can be harder to buy life insurance with a medical condition, it's still possible. Here's what consumers need to know.
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Don't Make This Huge Home-Buying Mistake
Dec 21, 2021
Many homeowners are eager to get an offer approved, even if it means setting themselves up for financial disaster later.
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3 Reasons Rich People Buy Life Insurance
Dec 21, 2021
Life insurance replaces income or services a deceased person provides, but what if the person already has plenty of assets? Would buying coverage still be …
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Don't Buy a Home Unless You Can Easily Cover These 2 Expenses
Dec 21, 2021
Buying a home comes with some important up-front costs. Be sure you're ready for these two big expenses.
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Current Mortgage Rates -- Dec 20, 2021: Rates Down for the 30-Year Loan
Dec 20, 2021
Mortgage rates affect the costs of homeownership. Check out today's average mortgage rates for Dec. 20, 2021.
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Dave Ramsey Recommends Following These 5 Habits of Millionaires
Dec 20, 2021
Staying away from debt and reading often are just two millionaire habits Dave Ramsey suggests people adopt. Learn more here.
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Today's Mortgage Rates -- December 17, 2021: Rates Fall for Most Loans
Dec 17, 2021
Did mortgage rates move up or down on Dec. 17, 2021? Check out today's average rates to find out.
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Stimulus Update: $575 Million in Payments on the Way by January. Will You Get One?
Dec 16, 2021
Around 803,000 people will be getting a stimulus payment delivered between Dec. 10, 2021 and Dec. 31, 2021. Find out who is eligible.
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Today's Mortgage Rates -- December 15, 2021: Rates Up for Most Loans
Dec 15, 2021
If you're looking to become a homeowner, check out today's average mortgage rates for Dec. 15, 2021.
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Stimulus Update: The Last 2021 Stimulus Check Is on the Way Tomorrow
Dec 14, 2021
Most American parents will get their last coronavirus stimulus check of 2021 tomorrow. Here's what you should know.
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3 Surprising Costs You Could Incur After Buying a Condo
Dec 13, 2021
A condo can be a good investment, but high association fees or special assessments could come as a surprise. Here's what you should know.
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Today's Mortgage Rates -- December 13, 2021: Rates Down for Most Loans
Dec 13, 2021
If you're buying a home, you should check out today's average mortgage rates for Dec.13, 2021.
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How a Credit Card Could Help Fund Your Retirement
Dec 13, 2021
Is it really possible for a credit card to make saving for your future easier? Absolutely, if you follow this advice.
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4 Car Buying Mistakes That Could Make Your Insurance More Expensive
Dec 13, 2021
Don't want to pay more for car insurance? Make sure to avoid some common mistakes, such as not prioritizing safety features.
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Should You Follow Dave Ramsey's Most Controversial Advice?
Dec 13, 2021
Dave Ramsey has advised not worrying about your credit score. But this controversial advice can set you up for a lot of challenges.
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The Pros and Cons of Automating Your Credit Card Payments
Dec 12, 2021
Credit card companies allow you to set up automatic payments, but consider the pros and cons before doing so.
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This Is How I Picked the Perfect Credit Card
Dec 12, 2021
Evaluating my spending habits was just one of the steps I took to pick the perfect card. Here's what else I did.
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3 Signs It's Not the Right Time to Refinance
Dec 12, 2021
Refinancing your home can save you money under the right circumstances. If these three red flags apply, it's not the best move for you.
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4 Ways to Pay Off Your Credit Cards Faster
Dec 12, 2021
Want to pay off your credit cards ASAP? Refinancing or a balance transfer are just two possible ways that could work for you.
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Having a Child? Now Is the Time to Get Life Insurance
Dec 12, 2021
The birth of a child means taking on new financial commitments. Learn why buying life insurance should be one of them.
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This Is the Biggest Reason a Home Equity Loan May Not Be the Best Way to Consolidate Debt
Dec 11, 2021
A home equity loan can lower the cost of your debt, but it may not be the best loan option. Learn why.
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Why Do Mortgage Lenders Want an Appraisal Before You Buy or Refinance?
Dec 11, 2021
Mortgage lenders want to make sure your home is valued highly enough to act as collateral. Here's why an appraisal is key to doing that.
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Should You Open a New Savings Account in the New Year?
Dec 11, 2021
Opening a new savings account could help you earn more interest or accomplish your financial goals. But is it the right time for you to …
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Can You Have Too Much Life Insurance?
Dec 11, 2021
Having sufficient life insurance is important but there's no reason to pay for unnecessary coverage. Here's how consumers can decide if they're buying too much …
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Why I Don't Care About the Interest Rate on My Credit Cards
Dec 10, 2021
When I look for a credit card, I don't pay any attention to the APR. Here's why this number doesn't matter to me.
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Stimulus Check Update: Here's Who Qualifies for a $1,400 Check in 2022
Dec 9, 2021
Some Americans could claim a $1,400 stimulus check next year. Here's how to know if you're one of them.
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Ramit Sethi's 3 Favorite Credit Card Hacks
Dec 9, 2021
Can you make the most of your credit cards? Ramit Sethi has some tips to help.
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Does Whole Life Insurance Ever Make Sense?
Dec 9, 2021
Whole life insurance is more expensive and generally has a bad reputation. But are there ever times when consumers should buy it?
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Report Says Warren Buffett Has Millions in This Type of Account. Should You Open One, Too?
Dec 9, 2021
Billionaire investor Warren Buffett has invested heavily in a Roth IRA. This type of account isn't just for the super-rich.
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3 Reasons to Buy Term Life Insurance ASAP
Dec 9, 2021
Buying term life insurance right away could be a smart financial decision. Here are three reasons why that's often the case.
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3 Pros and 2 Cons of Buying a New Construction Home
Dec 9, 2021
Buying a new construction home lets you customize your property, but there are downsides. Read about pros and cons here.
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Why Group Life Insurance at Work Often Isn't Enough
Dec 8, 2021
Is it worth buying additional life insurance for those who get coverage as a workplace benefit? In most cases, the answer is yes.
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Current Mortgage Rates -- December 8, 2021: Rates Up for Fixed-Rate Loans
Dec 8, 2021
How much would a fixed or adjustable-rate mortgage cost the typical buyer today? Check out average mortgage rates for Dec. 8, 2021 to find out.
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Why You Should Open an IRA Even if You Have a 401(k)
Dec 8, 2021
An IRA has some advantages a 401(k) doesn't offer. Learn about them here.
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3 Numbers to Know Before Applying for a Mortgage
Dec 8, 2021
It's crucial to ensure you're ready before applying for a home loan. Knowing these three numbers will help you do that.
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Why Do Life Insurers Require a Medical Exam?
Dec 7, 2021
Almost all life insurers require a medical exam to determine risk. Learn more about why this is so essential.
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4 Signs You Should Keep Renting a Little Longer
Dec 7, 2021
Making the decision to buy a home has major financial implications. Watch for these signs that you aren't quite ready.
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How to Recover if You've Gotten Too Deep in Credit Card Debt
Dec 7, 2021
If you're too deep in credit card debt, making a payoff plan and talking with creditors are two of your options. Check out these and …
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3 Factors That Affect Your Life Insurance Rates
Dec 7, 2021
Life insurers set prices based on several key factors. Here are three of the most important considerations in setting rates.
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Will You Regret Taking Out a 15-Year Mortgage?
Dec 7, 2021
A 15-year mortgage has some major downsides. Consider these disadvantages so you aren't left with regrets.
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4 Things That Can Raise Your Car Insurance Rates
Dec 6, 2021
Car insurance could become more expensive after certain actions, such as buying a costly car or getting a ticket. Find out more.
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Current Mortgage Rates -- December 6, 2021: Rates Up for Most Loans
Dec 6, 2021
If you're buying a home soon, check out today's average mortgage rates for Dec. 6, 2021.
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3 Signs You're Ready to Open a Brokerage Account
Dec 5, 2021
A brokerage account allows you to invest in assets, such as stocks, bonds, and mutual funds. Are you ready to open one and start putting …
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If You Follow These 3 Rules, Credit Cards Will Help Your Finances
Dec 5, 2021
By paying on time, avoiding carrying a balance, and maximizing rewards, you can use credit cards in a way that helps your finances. Learn more …
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3 Red Flags That Suggest You Might Regret Selling Your Home
Dec 5, 2021
Selling your home may seem like a good idea, but you could be left with regrets. Here are three signs this could happen to you.
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Why I Have 3 Different Brokerage Accounts
Dec 3, 2021
Maintaining multiple brokerage accounts lets me enjoy different perks and benefits that each offers.
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Today's Mortgage Rates -- December 3, 2021: Rates Up for Fixed-Rate Loans
Dec 3, 2021
If you're buying a home, trends in mortgage rates affect your costs. Check out today's average mortgage rates for Dec. 3, 2021.
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3 Ways My Credit Card Saves Me Money
Dec 3, 2021
Credit cards can actually provide financial savings when used properly.
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3 Signs You're Ready to Start Shopping for Your First Home
Dec 2, 2021
Homeownership can be a great financial move if you're ready for it. Here are three signs it's time to call a realtor.
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Should You Invest if You Still Have Credit Card Debt?
Dec 2, 2021
Investing when you have credit card debt makes sense only in limited circumstances. Here's when you may want to consider it despite owing creditors.
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3 Ways to Cut Down on Credit Card Use Without Closing Your Accounts
Dec 1, 2021
Closing credit cards has consequences for your credit. There are other ways to reduce your use and avoid debt.
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Stimulus Update: Will the Omicron Variant Necessitate a Fourth Stimulus Check?
Dec 1, 2021
A more transmissible COVID-19 variant could lead to more lockdowns -- and a fourth stimulus check. Here's what you need to know.
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Today's Mortgage Rates -- December 1, 2021: Rates Fall for All Loans
Dec 1, 2021
Were mortgage rates up or down on Dec. 1, 2021? Find out here.
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How to Become a Millionaire by 55
Dec 1, 2021
Many people can hit millionaire status by 55 -- especially if they start early. Here's how you can do it.
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How to Become a Millionaire if You Hate Managing Money
Nov 30, 2021
Want to become a millionaire without spending hours managing your financial life? Here's how.
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Getting a Home Equity Loan? Should You Choose a Fixed or Variable Rate?
Nov 29, 2021
Home equity loans offer fixed-rate and variable-rate options. Here are the pros and cons of each to help you decide which is right for you.
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4 Ways I Keep Home Maintenance Costs Down
Nov 29, 2021
Maintenance can be a huge expense for homeowners. Here are four techniques I use to keep my costs down.
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The 2 Best Reasons to Take a Home Equity Loan
Nov 29, 2021
A home equity loan can provide you with a low-interest loan but you're borrowing against your home's value. There are some good reasons to take …
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Today's Mortgage Rates -- November 29, 2021: Rates Up for Most Loans
Nov 29, 2021
As November draws to a close, how are mortgage rates trending today? Home buyers can find out here.
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Mortgage Rates Are Going Up, but Buying a Home Could Still Be a Good Investment
Nov 28, 2021
Don't shy away from buying a home just because rates are no longer at record lows. Here's why.
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4 Ways to Improve Your Credit Fast Before Applying for a Mortgage
Nov 28, 2021
Better credit can help you score a lower mortgage interest rate. Here are four ways to improve your credit quickly.
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Stimulus Update: Will Parents Keep Getting Checks in 2022 or Will December's Payment Be the Last?
Nov 25, 2021
Some lawmakers are pushing to make an expansion of the Child Tax Credit permanent -- but will they succeed?
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Current Mortgage Rates -- November 24, 2021: Rates Up for Most Loans
Nov 24, 2021
If you're buying a home, you should keep tabs on whether mortgage rates are competitive. Here are today's average rates for Nov. 24, 2021.
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Here's Suze Orman's Best Advice for Increasing Your Credit Score
Nov 24, 2021
A credit score can influence whether companies want your business. Here's how Suze Orman says you should improve yours.
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3 Key Differences Between a Second Mortgage and a Cash-Out Refi Loan
Nov 24, 2021
A cash-out refi and a second mortgage both let you access equity in your home. But they have a few key differences. Here are three …
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Stimulus Update: Here's Who's Getting a Check in December
Nov 23, 2021
Parents and residents of certain states will be getting a stimulus check in December. Are you one of them?
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Dave Ramsey and Suze Orman Agree: This Is Where Your Money Should Be Invested
Nov 23, 2021
The personal finance gurus agree that Roth accounts can be the best choice for investing for many people. Find out why.
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Current Mortgage Rates -- November 22, 2021: Rates Rise for Most Loans
Nov 22, 2021
On Nov. 22, 2021, mortgage rates are up for most loans. Check out what interest rate the typical borrower would pay for a fixed or …
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With Soaring Home Prices, Government May Back Home Loans of Close to $1 Million
Nov 22, 2021
Fannie Mae and Freddie Mac repurchase home loans up to certain limits. Those limits are going up next year.
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Should You Save for an Emergency Fund if You Still Have Credit Card Debt?
Nov 22, 2021
It may seem counterintuitive but it is important to prioritize emergency savings even with high-interest debt. Here's why.
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3 Tips for Avoiding Overdraft Fees
Nov 21, 2021
Overdraft fees can be costly, but there's no reason to get stuck paying them. Here's how you can avoid it.
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Can You Get Your Premiums Back if You Don't Die During Your Life Insurance Term?
Nov 21, 2021
Term life insurance pays a death benefit only if the policyholder dies during the coverage term. But it may be possible to get premiums back …
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Surprise Home Repairs? Here's the Best Ways to Pay for Them
Nov 21, 2021
Surprise home repairs can be funded with emergency savings, a 0% APR card, or a personal loan. Each option has pros and cons.
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Why I Make All My Most Expensive Purchases on a Credit Card
Nov 21, 2021
Credit cards provide rewards and purchase protection, which are two key reasons I charge my purchases on a card. Here's what else you should know.
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Why My Husband and I Bought Life Insurance When We Got Married
Nov 21, 2021
Getting married often means combining incomes and making joint commitments. Here's why my husband and I bought life insurance when we got married.
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Why You May Want to Open a Rollover IRA if You're Leaving Your Job
Nov 20, 2021
You can take your 401(k) money with you if you leave your job, and opening a rollover IRA may be the ideal way to do …
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4 Money Habits to Adopt Before 2022 Rolls Around
Nov 20, 2021
Smart money habits, such as spending less than you earn, can help you get into better financial shape next year. Check out some habits to …
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3 Risks of a Cash-Out Refinance Loan
Nov 20, 2021
Cash-out refinance loans can change your mortgage terms and allow you to access equity, but they aren't without risk. Learn about the possible dangers.
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Planning to Quit Your Job? Don't Forget to Check These Tasks Off Your To-Do List
Nov 20, 2021
Before quitting your job, you should get your financial ducks in a row. Here are four ways to do that.
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How to Choose Your Life Insurance Beneficiaries
Nov 20, 2021
Choosing life insurance beneficiaries requires considering who will need the money, and who is equipped to manage it.
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This Simple Rule Has Reduced My Impulse Purchases
Nov 20, 2021
Impulse purchases can take a bite out of your budget, but they can be reduced by following a simple spending rule.
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Why My Husband and I Have Separate Savings Accounts
Nov 20, 2021
Having separate savings accounts allows us to save for individual goals and reduces money fights. Here's why this works for us.
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Today's Mortgage Rates -- November 19, 2021: Rates Up for All Loans
Nov 19, 2021
What are the current mortgage interest rates for Nov. 19, 2021? Find out here.
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Are Credit Cards the Right Way to Finance Big Purchases?
Nov 19, 2021
Credit cards have a bad reputation for high interest rates, but there are circumstances where it makes sense to use them for big purchases. Find …
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Why I Ditched My Robo-Advisor for a Discount Broker
Nov 18, 2021
While I used to invest with a robo-advisor, I've moved all my money to a discount brokerage firm to eliminate fees. Here's why.
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Why You Should Care How Much Equity You Have in Your Home
Nov 18, 2021
The amount of equity in your home determines if you can sell your property and borrow if you need to. Here's why.
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What's the Minimum Amount of Money You Need to Open a Brokerage Account?
Nov 18, 2021
Many brokerage firms have eliminated account minimums and made it easier to invest with little money. As a result, you may be able to open …
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Today's Mortgage Rates -- November 17, 2021: Rates Up on Most Loans
Nov 17, 2021
Mortgage rates are up for fixed-rate loans on Nov. 17, 2021. Here's what you need to know about today's average rates.
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2 Reasons I'd Steer Clear of HELOCs
Nov 17, 2021
HELOCS let you tap the equity in your home, but there are potential downsides and risks. Here's what you should know if you're considering a …
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Stimulus Update: 750,000 Bonus Stimulus Checks Sent This Week. Who's Getting Them?
Nov 16, 2021
A total of 750,000 paper stimulus checks valued at up to $1,100 were sent out this week. Find out who is eligible for the payments.
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Will Homeowners Insurance Cover Water Damage? It's Complicated
Nov 16, 2021
Homeowners insurance provides coverage for most but not all disasters. Water damage could sometimes be covered, but it depends on the cause.
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4 Ways to Become a Successful Crypto Investor
Nov 16, 2021
Cryptocurrency is a popular investment, but you need to follow these steps to maximize your chances of making money by buying virtual currencies.
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How Often Should You Check Your Brokerage Account Balance?
Nov 16, 2021
Checking your brokerage account once every few months is a good idea to keep your portfolio balanced but avoid overreacting to market swings.
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How Choosing the Wrong Brokerage Account Could Cost You
Nov 15, 2021
If you're eligible for brokerage accounts that provide tax breaks for investing, opening the wrong type of account could be a costly mistake.
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8 Steps to a Successful Balance Transfer
Nov 15, 2021
A balance transfer can help you pay off credit card debt. Take these eight steps to make sure your transfer is effective.
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3 Reasons Term Life Insurance Makes More Sense Than Whole Life Coverage
Nov 15, 2021
Term life is more affordable and provides the protection most people need. Here's why.
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The 5 Best Reasons to Sign Up for a Hotel Credit Card
Nov 15, 2021
Hotel credit cards can offer generous perks. Here are a few key reasons to sign up for one.
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How Gap Insurance Could Save Your Finances
Nov 15, 2021
Gap insurance will pay off the remaining balance of your car loan if you owe money when the car is stolen or totaled.
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Carrying a Credit Card Balance Could Make Sense in This 1 Situation
Nov 14, 2021
If you have a 0% APR card and use it to fund a large purchase, carrying a credit card balance can make sense.
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How Much Should You Budget for Closing Costs?
Nov 14, 2021
Closing costs are upfront fees you pay when you purchase a home. But how much should you expect to spend?
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How Personal Loans Can Help You Tackle Your Credit Card Debt
Nov 14, 2021
A personal loan can allow you to consolidate credit card debt, lower your payments and interest rate, and get a fixed payoff time on your …
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Buying a Home in These Locations Could Raise Your Insurance Costs
Nov 14, 2021
Home insurance is more expensive in certain areas. Here's why.
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What Can You Learn From a Crypto-Trading Hamster?
Nov 13, 2021
A crypto-trading hamster is beating the market and earning impressive returns. What does this mean for investors?
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Why You Probably Shouldn't Close a Credit Card After You Pay It Off
Nov 13, 2021
Closing a credit card could hurt your credit score in a few different ways. Here's why you should avoid it.
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Here's When Dave Ramsey Recommends Umbrella Insurance
Nov 13, 2021
Umbrella insurance provides additional coverage after other policies are exhausted. Here's when Dave Ramsey recommends you buy it.
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Would Refinancing Your Personal Loan Make Sense for You?
Nov 13, 2021
Personal loans can sometimes be refinanced, but is doing so the right move?
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This Number Can Make Comparing Home Costs Easier
Nov 13, 2021
Price per square foot can help you better assess the value of a home. Here's how it works.
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3 Credit Moves Everyone Should Make at Least Once a Year
Nov 12, 2021
Want to keep on top of your credit? Do these three things at least once a year.
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45% of Crypto Owners Would Invest in a Coin for This Really Bad Reason
Nov 12, 2021
Almost half of Americans have indicated they'd invest in cryptocurrency because of advice from a celebrity or insider. Here's why that's not good news.
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Apple CEO Tim Cook Is a Crypto Investor but the Company Won't Be Accepting Virtual Coins Anytime Soon
Nov 11, 2021
Although Tim Cook has expressed his interest in crypto and invested in it, Apple has no plans to start accepting cryptocurrencies as payment.
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This Is the Cryptocurrency Mark Cuban Thinks Is the Strongest
Nov 10, 2021
Billionaire investor Mark Cuban thinks Dogecoin is the strongest cryptocurrency as a median of exchange. Here's why.
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Today's Mortgage Rates -- November 10, 2021: Rates Down for Most Loans
Nov 10, 2021
If you're buying a home, you'll want to know what your mortgage will cost. Check out today's average rates and estimated interest and monthly payments.
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Stimulus Check Update: How Rich Americans With $5.7 Billion in Income Received Stimulus Checks
Nov 9, 2021
Stimulus check updates were intended to help struggling Americans but new data from ProPublica shows some of the richest Americans received the money. Here's why.
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4 Financial Tasks to Complete Before Getting a Mortgage
Nov 9, 2021
Before getting a mortgage, you should save an emergency fund, save for a down payment and complete several other key financial tasks.
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Ramit Sethi's 3 Best Pieces of Advice
Nov 9, 2021
The author of "I Will Teach You To Be Rich" believes you should automate your finances, spend consciously, and maximize your income. Find out more …
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Dave Ramsey Says You Need This Much Life Insurance
Nov 8, 2021
Deciding how much life insurance to purchase is complicated. Personal finance expert Dave Ramsey has a simple solution to making this choice.
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Today's Mortgage Rates -- November 8, 2021: Rates Fall Across the Board
Nov 8, 2021
Are mortgage rates up or down on Nov. 8, 2021? Here's how they're trending today.
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Data Shows the Roads May Be Getting More Dangerous
Nov 8, 2021
Safe driving is crucial to reducing the risk of collisions, but many Americans are engaging in dangerous driving habits. Here's what motorists need to know.
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How Much Life Insurance Do You Need? Here's How to Find Out
Nov 7, 2021
Buying life insurance is crucial to protect loved ones -- but how much coverage is enough? These tips can help policyholders decide.
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Should You Turn Your Side Hustle Into Your Full-Time Job?
Nov 6, 2021
If you're enjoying your side hustle, you may wonder if it's worth turning it into a full-time position. Before you do, ask yourself these questions.
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Current Mortgage Rates -- November 5, 2021: Rates Down for 2 Popular Loans
Nov 5, 2021
If you're buying a home, you should check out average mortgage rates for Nov. 5, 2021.
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Why You May Want to Pay Off Your Card Balance Before the Due Date
Nov 5, 2021
Making an early credit card payment could help protect your credit score. Here's why.
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5 Things to Do if You Hope to Buy a Home Before the End of the Year
Nov 5, 2021
If you hope to buy a home before the end of 2021, there are five key things to work on.
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Should You Help Your Adult Kids Buy a Home?
Nov 4, 2021
Helping your kids to buy a home could be the first step towards building wealth, but you need to ensure you don't compromise your financial …
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Why Ramit Sethi Says Buying a Home 'Will Be a Terrible Financial Decision' for Him
Nov 4, 2021
Personal finance expert Ramit Sethi believes buying a home is a bad investment. Here's why.
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3 Types of Rewards Cards to Consider
Nov 4, 2021
Applying for a credit card? You'll need to decide between cash back cards, travel cards, and cards offering merchandise or points. Here's what to think …
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Stimulus Check Update: Residents of This State Should Watch for Deposits This Week
Nov 3, 2021
The California Franchise Board has released the most recent batch of stimulus payments. Here's what you need to know.
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The IRS Just Sent $510 Million to 430,000 Americans Unemployed During the Pandemic. Here's Who's Getting the Money
Nov 3, 2021
The IRS is sending millions of dollars to Americans who overpaid taxes on unemployment benefits. Could you be in line for a payment from the …
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The 4 Top Reasons I Prefer Owning to Renting
Nov 3, 2021
I prefer homeownership to renting for personal and financial reasons. Read on to find out what they are.
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Current Mortgage Rates -- November 3, 2021: Rates Fall for 30-Year Loan
Nov 3, 2021
If you're thinking about buying a home, check out average mortgage rates on Nov. 3, 2021. This can give you an idea of what your …
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4 Tips for Finding the Best Personal Loan Lender
Nov 3, 2021
Applying for a personal loan? Consider your financial situation and get several quotes to find the perfect lender.
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Stimulus Update: You May Have 2 More Checks Coming This Year. Here's When They'll Arrive
Nov 2, 2021
Parents will receive two more stimulus checks in 2021. Here are the dates when the payments will come.
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Dave Ramsey Says This Is How to Decide What Brokerage Account Is Right for You
Nov 2, 2021
Is a Roth or a traditional IRA a better brokerage account? Here's how Ramsey says to decide.
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Thinking of Paying Your Mortgage Off Early? Ask Yourself These Questions First
Nov 2, 2021
Early mortgage payoff may not always be the best choice. Ask yourself these questions to find out.
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Current Mortgage Rates -- November 1, 2021: Rates Fall for Most Loans
Nov 1, 2021
Are mortgage rates up or down on the first day of November? Here's what you need to know.
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How to Choose the Best Brokerage Firm for You
Oct 31, 2021
Picking a broker to invest with? Take these four important steps to find the right one.
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You'll Never Believe How Much Americans Spend on Halloween
Oct 30, 2021
Halloween spending has hit astronomical levels. Here's how you can keep your costs under control while still enjoying the spooky season.
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5 Tips to Keep Your Holiday Spending in Check
Oct 30, 2021
Don't let your spending get out of control during the festive season. Follow these five tips to keep costs in check.
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3 Must-Dos Before Refinancing Your Mortgage
Oct 29, 2021
Want to refinance your mortgage? Be sure to take these three steps first.
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3 Things Mortgage Lenders Look at Beyond Your Credit Score
Oct 28, 2021
Your credit score is important. But read on to learn about other factors lenders use to determine whether to approve you for a home loan.
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4 Questions to Ask Before Buying a Home
Oct 27, 2021
Don't buy a home unless you know the school district, the home's maintenance status, and these other key facts.
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3 Reasons You Could Come to Regret Downsizing Your Home
Oct 27, 2021
Thinking about downsizing your home? Here are three reasons why you might end up wishing you hadn't sold your property.
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Today's Mortgage Rates -- October 27, 2021: Rates Up for 30-Year Loan
Oct 27, 2021
If you are buying a home, lower mortgage rates will make your purchase more affordable. Check out how mortgage rates are trending on Oct. 27, …
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Thinking of Applying for a New Credit Card? Check Out These 3 Fees First
Oct 27, 2021
Before you sign up for a credit card, make sure you know about annual fees, foreign transaction fees, and the interest rate.
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Petition for Robinhood to List Shiba Inu Gets Over 300,000 Signatures
Oct 26, 2021
Will Robinhood add Shiba Inu to its trading platform? Here's what a recent petition could mean for the cryptocurrency.
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More Than 1 Million People Are on the Waitlist for Robinhood's Crypto Wallet
Oct 26, 2021
Robinhood customers have been asking for more crypto investing functionality. Now the company has announced new wallet features are coming. Here's what you need to …
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Consumer Credit Use Grows at the Slowest Rate in 7 Months
Oct 26, 2021
Americans borrowed more in August, but not as much as experts expected.
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Stimulus Check Update: 3 Scenarios That Could Lead to a Fourth Check in 2021
Oct 26, 2021
Will a fourth stimulus check come in 2021? It's not likely, but it's possible if one of these three things occur.
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The Best (and Worst) Decisions I Made When Building My House
Oct 26, 2021
Building a house means making lots of decisions. Here are the best and worst choices I made.
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Today's Mortgage Rates -- October 25, 2021: Rates Up for All Loans
Oct 25, 2021
If you're buying a home, it's smart to track how mortgage rates are trending. Check out today's average mortgage rates for Oct. 25, 2021.
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4 Features to Look for in a Travel Card
Oct 25, 2021
Travel credit cards can make your trip more enjoyable and reduce costs. Here are some key features to look for in a travel credit card.
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Don't Let These Mortgage Myths Stop You From Buying a House
Oct 25, 2021
Many people put off purchasing a home because of common misconceptions, such as the need for a 20% down payment. Here's the truth about buying …
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Only 7% of Homeowners Use This Technology That Could Save Them Thousands
Oct 24, 2021
Smart home technology could prevent thousands of dollars in damages, but most people aren't taking advantage of it.
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Why You May Need More Renters Insurance Than Your Landlord Requires
Oct 24, 2021
Landlords may require rental insurance to protect their interests. But renters may need more than the required coverage.
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4 Home Maintenance Costs That Could Catch You by Surprise
Oct 23, 2021
If you haven't owned a home before, you may be surprised by expenses such as fireplace cleaning, pest control, tree trimming, or gutter cleaning.
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Current Mortgage Rates -- October 22, 2021: Rates Up for Fixed-Rate Loan Options
Oct 22, 2021
Thinking of buying a home? Check out average mortgage rates for Oct. 22, 2021.
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Should You Open a Brokerage Account if You Don't Have Much Money?
Oct 22, 2021
Brokerage accounts aren't just for rich people -- but you need to make sure you're in a financial position to open one. Here's how.
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Have a Joint Mortgage and Getting Divorced? This Is Your Best Move
Oct 22, 2021
A joint mortgage can cause long-term problems if it's not refinanced in divorce. Here's why.
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Dave Ramsey Says to Take This Crucial Financial Step When You Leave Your Job
Oct 22, 2021
Financial expert Dave Ramsey advises rolling over your 401(k) when leaving your job. Here's why -- and some tips for completing the process.
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Stimulus Update: Some Americans Could See More Stimulus Money in 2022
Oct 21, 2021
The American Rescue Plan Act provided for ongoing stimulus payments for parents. These payments could continue into 2022.
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5 Questions Suze Orman Wants You to Ask About Your Home Insurance
Oct 21, 2021
Do you have full replacement coverage? What's the cost to rebuild your home? These are just some of the questions Suze Orman wants homeowners to …
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4 Ways to Eliminate Bank Fees for Good
Oct 21, 2021
Tired of paying bank fees? By picking the right account and following these other tips, you should be able to avoid them.
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3 Benefits of Loan Mortgage Pre-Approval
Oct 20, 2021
Mortgage loan pre-approval has some significant advantages. Here are three of them.
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Current Mortgage Rates -- October 20, 2021: Rates Tick Up
Oct 20, 2021
Did mortgage rates change on Oct. 20, 2021? See trends in fixed and adjustable-rate mortgages here.
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Have You Asked Your Card Issuer to Waive Your Annual Fee? Here's Why You Should
Oct 20, 2021
Many credit card companies are willing to waive annual fees. It only takes a second to ask, and you could potentially save quite a bit …
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3 Benefits of Fixed-Rate Loans Over Adjustable-Rate Mortgages
Oct 20, 2021
Deciding between a fixed-rate and an adjustable-rate loan? Here are three big benefits of choosing a fixed-rate mortgage.
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3 Reasons to Open a New Credit Card for Your Holiday Shopping
Oct 20, 2021
A new credit card could provide better purchase protection and other benefits. Here are a few reasons to open a new card for your holiday …
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3 Insurance Mistakes You Could Come to Regret
Oct 19, 2021
Buying an insurance policy with a high deductible or insufficient coverage can be costly. Make sure to avoid these and other mistakes.
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Stimulus Update: Just 2 More Child Tax Payments Are Coming Unless Congress Acts
Oct 19, 2021
There are two more payments coming thanks to the American Rescue Plan Act. They're from the expanded Child Tax Credit, which is in effect only …
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Should You Choose a Robo-Advisor or a Discount Broker?
Oct 19, 2021
Robo-advisors and discount online brokers both allow you to invest -- but which one is right for you? Here are three questions to ask yourself.
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No Dependents? Here's Why You Still Need Life Insurance
Oct 18, 2021
People without dependents may still want to get life insurance coverage as it can be cheaper and easier to buy protection early. Here's what you …
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Current Mortgage Rates -- October 18, 2021: Some Rates Up a Bit
Oct 18, 2021
Is it a good time to get a home loan? Check out average mortgage rates for Oct. 18, 2021 to find out.
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4 Tricks to Cut Your Budget Without Giving Up Your Treats
Oct 16, 2021
Want to keep the fun stuff in your budget while still spending less? Here are four tricks to help you cut costs.
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Here's Why Elon Musk Thinks China Is Cracking Down on Crypto
Oct 16, 2021
China recently imposed a strict ban on cryptocurrencies. Here's why billionaire Elon Musk thinks that the ban was put in place.
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Rich People Follow These 3 Borrowing Rules. Do You?
Oct 15, 2021
Wealthy people borrow money all the time, but this can actually be a good thing. Here's how you can benefit from the same rules they …
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A Refinancing Checklist Every Homeowner Should Complete
Oct 15, 2021
Thinking of refinancing your home? Be sure to complete these steps to make sure you do the process right.
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This Simple Trick Has Helped Me Save a Lot More Money
Oct 14, 2021
Opening multiple savings accounts earmarked for different purposes can make saving easier. Here's why.
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Stimulus Update: Americans Will See More Stimulus Money in Their Bank Accounts Tomorrow
Oct 14, 2021
The next installment of the Child Tax Credit will be delivered on Oct. 15, 2021. Here's what you need to know.
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A Surprising Number of Americans Started Investing for the First Time in 2020
Oct 14, 2021
More than a quarter of Americans began investing for the first time during the pandemic. Here's why -- and what this means for investors.
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Changing Bank Accounts? Your 7-Step Checklist to Make the Process Easy
Oct 14, 2021
Changing bank accounts can be a hassle, but you can make sure the process goes as smoothly as possible by following these seven steps.
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It's Time to Start Budgeting for This $1,000 Expense
Oct 14, 2021
The holidays are coming up faster than you might think. Now is the time to start budgeting for them.
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Today's Mortgage Rates -- October 13, 2021: Rates Up for Most Loans
Oct 13, 2021
How did mortgage rates change on Oct. 13, 2021? Here's what you should know if you're thinking about getting a home loan.
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These Are the 2 Biggest Things I Disagree With Dave Ramsey About
Oct 12, 2021
Dave Ramsey's worst advice relates to credit cards and mortgages. Here's why I disagree with the financial guru.
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Stimulus Check Update: New Study Shows the Need for Fourth Stimulus Check
Oct 12, 2021
Low-income Americans continue to feel the effects of the pandemic, making a stimulus check especially important.
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4 Reasons I Get Insurance Quotes Every Year
Oct 12, 2021
Every year, I take the time to get new insurance quotes. Here are four reasons why.
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Can You Get Rid of PMI Sooner Than Planned?
Oct 12, 2021
If your home has gone up in value or you've made improvements, you may be able to get rid of PMI sooner.
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This Dangerous Trend Is Driving Robinhood's Popularity
Oct 11, 2021
Robinhood is one of the more popular new brokerage apps -- but most of its revenue comes from a specific source.
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U.S. Treasury Rushing to Regulate Crypto Markets
Oct 11, 2021
The U.S. Treasury Department is working to issue new cryptocurrency regulations. Here's what you need to know.
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Today's Mortgage Rates -- October 11, 2021: Rates Up for Fixed-Rate Mortgages
Oct 11, 2021
If you're buying a home, you should know how mortgage rates are trending on Oct. 11, 2021. Check out average rates here.
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Should China's Ban on Cryptocurrencies Affect Your Investment Plans?
Oct 11, 2021
China has cracked down on cryptocurrency. Read on to see what this could mean for the crypto market.
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This Stimulus Relief Provided the Typical Family With $5,086. Will Lawmakers Extend It?
Oct 11, 2021
The expanded Child Tax Credit is helping families, and some lawmakers want to extend it until 2025. Will that happen?
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When a High Insurance Deductible Could Backfire
Oct 11, 2021
A high insurance deductible can provide savings on premiums, but can be a problem when you can't cover costs. Here's what to know
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4 Reasons Rich People Use Credit Cards
Oct 11, 2021
Credit cards aren't just for people who don't want to pay cash. Here's why the wealthy use them.
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Robinhood to Allow Automated Crypto Investments
Oct 10, 2021
Investing in cryptocurrency will be easier when Robinhood rolls out this new feature. Here's what you need to know.
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4 Signs a New Home Could Turn Into a Money Pit
Oct 10, 2021
When you buy a home, you could end up spending a lot more than planned if there are hidden issues. Here are four things to …
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4 Tips for Saving a Home Down Payment ASAP
Oct 10, 2021
Want to become a homeowner? Taking these four steps could help you save a down payment ASAP so you can buy a home of your …
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4 Reasons You Could Be Denied a Credit Card
Oct 10, 2021
Applying for a credit card? Here are a few reasons the card issuer may not approve your request.
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4 Moves That Make Getting a Mortgage Harder
Oct 10, 2021
If you apply for new credit or take any of these other steps, it may be more difficult to get approved for a mortgage loan.
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3 Signs You May Regret Your Balance Transfer
Oct 9, 2021
Taking a balance transfer can make debt payoff easier, but not if you don't have a plan. Here are a few signs you could regret …
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3 Reasons Never to Apply for a Mortgage if You Don't Have an Emergency Fund
Oct 9, 2021
Having an emergency fund is crucial to protect your finances before you apply for a mortgage. Here's why.
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Having Trouble Paying Your Credit Card Debt? Try These Tips
Oct 9, 2021
Paying off credit cards can be challenging. Refinancing, talking to your creditor, or reworking your budget could help.
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4 Credit Card Rules You Should Never Break
Oct 9, 2021
Credit cards can be a great way to earn rewards and build credit -- as long as you follow these four rules.
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4 Reasons Not to Pay Your Mortgage Loan Off Early
Oct 9, 2021
Paying off your mortgage early may seem like a smart financial move, but is it really? Read on to see why you may not want …
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You'll Never Guess How Many Americans Invest in Cryptocurrency
Oct 9, 2021
Over 10% of Americans have invested in cryptocurrency. Read on to see which demographics are fueling this trend.
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3 Times It Doesn't Pay to Chase a Credit Card Sign-Up Bonus
Oct 9, 2021
Credit card bonuses can be very valuable -- but you may not want to try to earn one in these situations.
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Why I Switched Credit Cards When I Had a Kid
Oct 8, 2021
When I had a baby, my spending patterns changed -- so my credit card had to change along with it.
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I Made 2 All-Cash Offers and Still Lost Out on the Homes. Here's What I'm Doing Now
Oct 8, 2021
Buying a house in this competitive market comes with challenges. Here's what you need to know.
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Current Mortgage Rates -- October 8, 2021: Rates Up for All Loans
Oct 8, 2021
Buying a home? Here's what you might pay for a loan based on average mortgage rates for Oct. 8, 2021.
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How Many Times Can You Refinance Your Mortgage?
Oct 8, 2021
Refinancing your home can be a money-saving move, but how many times can you actually do it?
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Should You Cosign a Credit Card for Your College Student?
Oct 8, 2021
The CARD Act made it hard for college students to get a credit card without a cosigner. But should parents cosign for them?
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How Much Should You Save for Home Maintenance and Repairs?
Oct 7, 2021
Saving for home maintenance and repairs can help you avoid going into debt or reducing your home's value through deferred maintenance. Here's how much to …
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Today's Mortgage Refinance Rates -- October 7, 2021: Rates Down for Most Loans
Oct 7, 2021
Thinking about refinancing a mortgage? Here are the average rates for the most popular refinance loans, as of Oct. 7, 2021.
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This Approach to Credit Card Debt Could Be Way Better Than the Debt Snowball
Oct 7, 2021
If you're considering paying back debt using the debt snowball method, consider taking this approach to debt payoff instead.
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Rich People Borrow More Than Poor People. Here's Why
Oct 7, 2021
If you think that lower income people borrow more, you are in for a surprise.
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4 Reasons Maxing Out Your Credit Cards Could Be a Major Disaster
Oct 6, 2021
Before you max out your credit cards, read this to learn about some big downsides.
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Today's Mortgage Rates -- October 6, 2021: Rates Down for Most Loans
Oct 6, 2021
Did mortgage rates go up or down on Oct. 6, 2021? Home buyers can check out today's average rates here to find out.
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3 Ways Credit Cards Can Help (or Hurt) Your Credit Score
Oct 6, 2021
Credit cards can help you build credit or could potentially reduce your score. Here's how cards can improve -- or damage -- your credit.
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5 Reasons I Charge Almost Every Purchase
Oct 6, 2021
Whenever I can, I use credit cards for my purchases. Here are five big reasons why.
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This Home Upgrade Has Paid Off the Most for Me
Oct 5, 2021
Energy-efficient home upgrades have lowered my bills and improved the experience of living in my home. Here's why.
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Today's Mortgage Refinance Rates -- October 5, 2021: Rates Fall for All Loans
Oct 5, 2021
Thinking about refinancing your home in October? See how average mortgage refinance rates compare to your current loan.
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Robinhood Aims to Attract College Students With $20,000 Tuition Giveaways
Oct 5, 2021
Robinhood is taking steps to attract college students to its trading platform, including offering $20,000 tuition giveaways to five lucky students.
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When Does It Pay to Accept a Mortgage at a Higher Rate?
Oct 5, 2021
There are times when it makes sense to pay a higher interest rate than you could otherwise qualify for. Here's one of them.
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4 Signs Your Budget Has Gone Bad
Oct 4, 2021
If you're having trouble sticking to your budget or you aren't saving enough, it may be time to make some changes.
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Here's Why Americans Are Investing in Cryptocurrency
Oct 4, 2021
Americans have a few reasons for choosing cryptocurrency as an investment. Here are the most popular ones.
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Today's Mortgage Rates -- October 4, 2021: Rates Down for 30-Year Loan
Oct 4, 2021
How are mortgage rates trending in early October? Find out here.
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4 Reasons to Choose a Mortgage With a Longer Repayment Term
Oct 4, 2021
Sometimes, a mortgage with a longer payoff timeline is a better option. Here's why.
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Watch Out for This Sneaky Trick That Limits Your Credit Card Rewards
Oct 4, 2021
Rewards programs that limit bonus rewards may not be all they seem to be.
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This Is the Worst Kind of Credit Card for Most Consumers
Oct 3, 2021
Store cards often have high interest rates and rewards programs that don't pay off. It's usually best to avoid them.
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Will the SEC Take Away 79% of Robinhood's Revenue?
Oct 3, 2021
Robinhood gets most of its revenue from Payment for Order Flow (PFOF), but the SEC is considering banning PFOF. Here's what you should know.
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New Rules Could Affect Robinhood and Bitcoin Traders. Here's What You Need to Know
Oct 3, 2021
The SEC is currently pushing for more regulations on Bitcoin and other cryptocurrencies. This could affect brokers such as Robinhood, which is used heavily to …
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I Got Dozens of Insurance Quotes on the Job. Here's What I Learned
Oct 3, 2021
Getting insurance quotes can take time, and there's a lot of variation between companies. Read on for some valuable tips on how drivers can save …
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3 Outdated Pieces of Mortgage Advice
Oct 3, 2021
Don't assume interest is always tax deductible or that you should be working with your local bank. Read on to make sure your home dreams …
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4 'Frugal' Habits That Can Cost You
Oct 3, 2021
Not every frugal habit saves money. Here are some that could actually cost you more cash over time.
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Refinancing Could Be an Expensive Mistake in These Situations
Oct 3, 2021
Sometimes, refinancing your home loan makes sense. But that's not always the case.
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Here's How Suze Orman Thinks You Should Invest in Crypto
Oct 2, 2021
Suze Orman believes you should pay with PayPal, invest only what you're willing to lose, and stick to the most popular cryptocurrencies. Read on to …
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3 Pieces of Credit Card Advice You Shouldn't Listen To
Oct 2, 2021
Advice like "never carry a balance" and "always avoid annual fees" could be the wrong advice for you.
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Rich People Buy This Insurance. Should You?
Oct 2, 2021
Umbrella insurance can provide additional protection for assets. Learn how it works.
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1 Piece of Suze Orman Advice I'd Never Follow
Oct 1, 2021
Suze Orman advised not wasting money on things that make your life easier. But this kind of spending can really pay off.
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Today's Mortgage Refinance Rates -- October 1, 2021: All Rates Are Still Up
Oct 1, 2021
Are mortgage refinance rates trending up or down today? Find out here.
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Want to Help Your Loved Ones Grow Wealth? Steal This Cool Gift Idea From Kanye West
Oct 1, 2021
Kanye West gave stock to Kim Kardashian, and this could be a great gift for your loved ones as well.
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Why I Disagree With Mark Cuban's Credit Card Advice
Oct 1, 2021
Mark Cuban advised against using credit cards and said you don't want to be rich if you use one. But rich people use credit cards …
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Did Stimulus Checks Increase Bitcoin Trading?
Oct 1, 2021
Studies have shown that stimulus checks impacted retail trading of Bitcoin. Learn how government money affected cryptocurrency investing.
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A Third of New Investors Have Chosen a Dangerous Way to Research Stocks
Oct 1, 2021
Many investors are using social media to research what stocks to buy. Learn why this is a dangerous habit.
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Millions of Americans Could Get a $1,400 Stimulus Check in 2022. Here's Why.
Sep 30, 2021
If you had a baby in 2021, you could be entitled to claim a $1,400 stimulus check for that child when you file your taxes …
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Mark Cuban Says You Need to Do This Before Investing in Crypto
Sep 30, 2021
Mark Cuban believes it's crucial for investors to do their own research before investing in cryptocurrency. Learn why.
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Stimulus Check Update: Where Do Efforts on a Fourth Stimulus Check Stand?
Sep 30, 2021
Lawmakers are working on coming to an agreement on a reconciliation bill, but will it include a fourth stimulus check?
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Was Your 2021 Stimulus Check Smaller Than the $3,450 Average? Here Are Some Reasons Why
Sep 30, 2021
While the average family received $3,450 in stimulus funds in 2021, some people got less because of a higher income or smaller family size.
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Current Mortgage Refinance Rates -- September 30, 2021: Rates Up Across the Board
Sep 30, 2021
Is it a good time to refinance your home loan? Check out average mortgage refinance rates on Sept. 30, 2021 to find out.
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Current Mortgage Rates -- September 29, 2021: Rates Tick Up Again
Sep 29, 2021
Mortgage rates affect the cost of buying a home. Here are today's average mortgage rates for Sept. 29, 2021.
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Suze Orman Recommends This Simple Approach to Making Debt Payoff Easier
Sep 29, 2021
Suze Orman advises using a balance transfer to make it easier to repay your debt. Here's what you need to know about this approach.
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Stimulus Check Update: Biden Administration Announces New $600 Payment for Some Americans
Sep 28, 2021
Grocery store and meatpacking workers could receive $600 stimulus payments from the Biden administration. Here's what you need to know.
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Current Mortgage Refinance Rates -- September 28, 2021: Rates Tick Up
Sep 28, 2021
Did mortgage refinance rates rise or fall on September 28, 2021? Find out how rates are trending here.
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Current Mortgage Rates -- September 27, 2021: Rates Up Across the Board
Sep 27, 2021
Buying a home? Check out average mortgage rates for fixed and adjustable loans on Sept. 27, 2021.
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You May Be Surprised to Find Your Personal Property Insurance Doesn't Cover Everything
Sep 27, 2021
Homeowners can't assume they'll always have protection for everything they own -- it's important to understand policy limits.
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Can You Have Too Much Auto Insurance?
Sep 27, 2021
Having sufficient insurance coverage is important, but is it possible for a driver to have too much insurance protection? Read on to find out.
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Could a Low Appraisal Doom Your Home Sale?
Sep 26, 2021
A low appraisal could make it hard for a buyer to get the necessary financing. Read on to find out how to reduce the risk …
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These 3 Questions Can Help You Decide Between a Home Equity Loan and a HELOC
Sep 26, 2021
Home equity loans and lines of credit both tap home equity, but there are key differences. Find out which is right for you.
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6 Home Upgrades That Could Reduce Home Insurance Costs
Sep 25, 2021
Installing a security system or upgrading windows could result in lower home insurance premiums. Here's how.
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3 Reasons It Could Pay to Book Holiday Travel Now
Sep 25, 2021
Booking holiday travel now can help you save for a trip over time. This is just one of many benefits to pre-booking your holiday vacation.
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Americans Are Most Loyal to These Insurance Companies
Sep 25, 2021
Americans tend to be more loyal to USAA, Amica, and The Hartford, among others. Here's what consumers look for in a car insurance company.
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How We Found the Perfect Home Builder
Sep 24, 2021
Visiting open houses for older homes gave us insight into whether properties stood the test of time.
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How Home Renovations Could Increase Your Monthly Mortgage
Sep 24, 2021
Make sure you understand the added costs of home upgrades before you jump in.
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Today's Mortgage Rates -- September 24, 2021: Rates Tick Up
Sep 24, 2021
Buying a home? Here's what a mortgage might cost you if you borrow on Sept. 24, 2021.
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Today's Mortgage Refinance Rates -- September 23, 2021: Rates Up for Most Loans
Sep 23, 2021
How are mortgage refinance rates trending? Homeowners can find out here.
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These Are the Most (and Least) Expensive Cities to Live In
Sep 23, 2021
Some urban areas are much more expensive than others. Here are the most and least expensive places to live in the U.S.
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Can You Afford to Buy a Home in Cash? Here's Why You Probably Shouldn't
Sep 23, 2021
Buying a house in cash may seem like a good idea, but it's a decision you could regret. Here's why.
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Today's Mortgage Rates -- September 22, 2021: Rates Up Again for 2 Popular Loans
Sep 22, 2021
Home buyers should check out today's average mortgage rates to find out what it would cost to borrow to buy a home.
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Why a Bigger Credit Card Sign-Up Bonus Isn't Always Better
Sep 21, 2021
A credit card offering a more generous sign-up bonus may seem more attractive, but there could be a big catch. Here's what to look for.
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Today's Mortgage Refinance Rates -- September 21, 2021: Rates Up for 2 Popular Loans
Sep 21, 2021
Are you a homeowner? Check out today's average mortgage refinance rates to see if you could potentially save money by refinancing your home loan.
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Adding a Teen Driver to Your Policy? Prepare to See Premiums Rise by 152%
Sep 20, 2021
Teens are high-risk, so insurers charge a lot to provide them with coverage.
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When Are High HOA Fees Worth Paying?
Sep 20, 2021
HOA fees can be costly, but they may be worth it if they include a lot of amenities.
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Today's Mortgage Rates -- September 20, 2021: Rates Increase
Sep 20, 2021
Anyone thinking of buying a home should check out average mortgage rates for Sept. 20, 2021 to see if it's a good time to get …
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You Could Lose Thousands by Opening the Wrong Kind of Brokerage Account
Sep 19, 2021
Don't make a costly move you end up regretting. Read on to find out what kind of brokerage account is for you.
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Some Home Buyers Could Save Up to $10,000 if They Purchase a Home Now
Sep 19, 2021
The week of Sept. 12 is the start of the best time to buy a home. Here's what you need to know.
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Why Mark Cuban Thinks Crypto Needs More Regulations
Sep 18, 2021
The billionaire crypto enthusiast lost money on a stablecoin and believes more regulation is needed.
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Interactive Brokers Debuts Cryptocurrency Trading
Sep 17, 2021
You can now trade Bitcoin and other cryptocurrencies with Interactive Brokers Group. Here's what to know.
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Today's Mortgage Refinance Rates -- September 17, 2021: Rates Down for All Loans
Sep 17, 2021
Do you own a home with a mortgage? Check out today's average refinance rates to see if you could lower the cost of your loan.
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Stimulus Check Update: Here Are 53 Million Reasons Why Stimulus Benefits Work
Sep 16, 2021
Stimulus checks kept 53 million people out of poverty. Here's the data that shows checks worked.
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Current Mortgage Refinance Rates -- September 16, 2021: Rates Fall for All Loans
Sep 16, 2021
Homeowners should check out mortgage refinance rates on Sept. 16, 2021 to see if refinancing makes sense.
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Current Mortgage Rates -- September 15, 2021: Rates Down for Fixed-Rate Loans
Sep 15, 2021
If you are buying a home, see how average mortgage rates trended on Sept. 15, 2021.
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Stimulus Update: IRS Sending Out More Money This Week
Sep 14, 2021
On Wednesday, Sept. 15, the IRS will distribute a new Child Tax Credit to eligible parents. Here's what you need to know.
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Current Mortgage Refinance Rates -- September 14, 2021: Rates Down for All Loans
Sep 14, 2021
Thinking about refinancing? See how mortgage refinance rates are trending on Sept. 14, 2021.
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Which U.S. State Has the Cheapest Auto Insurance Premiums?
Sep 13, 2021
Drivers in this state can expect more affordable insurance premiums than those in other parts of the country.
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Current Mortgage Rates -- September 13, 2021: Rates Down for 2 Popular Loan Types
Sep 13, 2021
Did mortgage rates go up or down on Sept. 13, 2021? Find out here.
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Your Home Insurance Company Might Break Up With You if This Happens
Sep 13, 2021
A policyholder could lose their insurance coverage if they fail to maintain their property.
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When Making an Insurance Claim Doesn't Pay
Sep 13, 2021
Sometimes, it doesn't make sense to make an insurance claim even after a covered loss. Here's why.
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Why I Unbundled Some of My Insurance Policies
Sep 12, 2021
Bundling insurance policies can sometimes save you money -- but not all the time. Here's why I unbundled my coverage.
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This Could Be the Most Expensive Home Insurance Mistake
Sep 12, 2021
Homeowners can't afford to make this error when purchasing insurance coverage for their property.
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5 Things to Think About Before Buying a Vacation Home
Sep 12, 2021
Don't buy a vacation home without considering all the costs, including maintenance and upkeep. Keep reading to learn more.
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The Housing Market Is Red Hot, but Should You Sell Your House if You're on Social Security?
Sep 11, 2021
Selling your home could have financial consequences if you're receiving certain types of Social Security benefits.
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This Is the Most Expensive State to Be a New Driver
Sep 11, 2021
New drivers in Florida could face very high insurance costs. Read on to learn how to cut down on those costs.
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This Is Suze Orman's Rule for Refinancing
Sep 11, 2021
Suze Orman says you shouldn't extend your mortgage payback period for more than 30 years. Find out why.
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Here's Where Dave Ramsey Says You Should Be Investing Your Money
Sep 11, 2021
Ramsey advises first saving money for emergencies, then investing in these specific types of retirement accounts. Here's what you should know.
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3 Huge Disasters Home Insurance May Not Cover
Sep 11, 2021
Insurance companies don't always cover damage from floods, hurricanes, or wildfires. Here's how to get that coverage if you need it.
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This Is the Worst Time to Max Out Your Credit Cards
Sep 11, 2021
If you are applying for a big loan, avoid maxing out your credit cards. Here's why.
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This Shocking Stat Explains Why Car Insurance Costs So Much for Teens
Sep 11, 2021
Car insurance for teen drivers is very expensive. Here's why.
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Today's Mortgage Rates -- September 10, 2021: Rates Fall for Most Loans
Sep 10, 2021
If you're buying a home, here are today's average mortgage rates for Sept. 10, 2021 so you can get an idea of what your loan …
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Today's Mortgage Refinance Rates -- September 9, 2021: Rates Up for All Loans
Sep 9, 2021
If you are a homeowner, check out mortgage refinance rates for Sept. 9, 2021 to see if refinancing could save you money.
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Stimulus Check Update: Why This Group of Americans May Need a Fourth Stimulus Check
Sep 9, 2021
The Senior Citizens League is calling for a fourth stimulus check for Social Security recipients. Here's why.
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Should You Downsize Your Home When You Retire?
Sep 9, 2021
Is downsizing a smart decision after leaving the workforce? Here's what you need to consider.
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Billionaire Investor Warns of an Inevitable Crypto Crash
Sep 9, 2021
Magellan fund manager Hamish Douglass believes a crypto crash is coming and Bitcoin could go to zero. Here's why.
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5 Things Retirees Should Look for in a Brokerage
Sep 8, 2021
Retired? Make sure to look for these key features when picking a brokerage firm to maintain your accounts.
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Today's Mortgage Rates -- September 8, 2021: 30- Year Rate Ticks Up
Sep 8, 2021
Here's how average mortgage rates trended on Sept. 8, 2021. Knowing whether rates are going up or down is helpful if you're buying a home.
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Anyone Can Invest Like a Rich Person Now. Here's Why
Sep 8, 2021
Many brokerage firms no longer charge commission, and fractional shares make it affordable to buy any stock.
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Does Auto Insurance Cover Car Theft? You May Be Surprised at the Answer
Sep 7, 2021
Drivers can't assume their car insurance necessarily covers the replacement of a stolen vehicle.
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Today's Mortgage Refinance Rates -- September 7, 2021: Rates Down for Most Loans
Sep 7, 2021
Are you thinking about refinancing your home loan? Here are today's average mortgage rates for Sept. 7, 2021.
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Thanks to Stimulus Checks, More Households Can Cover Surprise Expenses
Sep 7, 2021
More people can now cover a $400 unexpected expense. Read on to see how stimulus checks have helped families to be more financially prepared.
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Americans Saved $3.7 Trillion During the Pandemic, but 1 Group Accounted for 70% of It
Sep 7, 2021
People saved more money during the pandemic, but most of the extra savings went to the wealthiest Americans.
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Today's Mortgage Rates -- September 6, 2021: Rates Down for Most Loans
Sep 6, 2021
How did mortgage rates trend on Monday Sept. 6, 2021? Find out here.
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3 Signs You're Paying Too Much for Car Insurance
Sep 6, 2021
Motorists who haven't shopped for coverage or explored discount options may be paying too much for auto insurance.
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How Much Would a $100,000 Personal Loan Cost You?
Sep 6, 2021
Thinking of borrowing $100,000? Here's how much your loan payments could be.
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3 Signs You're Better Off With a No Annual Fee Card
Sep 6, 2021
Sometimes paying an annual fee is worth it -- but not if these signs apply to you.
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2 Reasons Not to Choose Auto Insurance Based on Price Alone
Sep 5, 2021
Auto insurance is an important purchase. Read on to see why price alone shouldn't determine where drivers get coverage.
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Why I Wouldn't Consider a Government-Backed Mortgage Loan
Sep 5, 2021
Government-backed mortgage loans can be a great option for some people, but they weren't the right choice for me. Here's why.
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Which Group of Americans Will Get the Most Stimulus Money?
Sep 5, 2021
Vulnerable Americans, especially low-income families, will get the most stimulus money in 2021. Here's why.
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Does Your Degree Affect Your Auto Insurance Premiums?
Sep 4, 2021
Educational level can make a big impact on how much auto insurance costs. Here's why.
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Suze Orman Says To Put 'Every Single Cent' in This Account (Hint: It's Not Savings)
Sep 4, 2021
Suze Orman thinks you should be investing your money in a Roth IRA. Here's why.
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Personal Incomes Increase More Than Expected in July, But Prices Are Also Rising
Sep 4, 2021
Personal incomes went up in July. Here's what that means for consumers.
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The Richest People Follow These 5 Money Rules. How Many Do You Know?
Sep 4, 2021
Want to spend and save money like the rich? Follow these rules.
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This Popular Get-Out-of-Debt Strategy Could Cost You $1,411
Sep 4, 2021
The debt snowball method is a popular payoff strategy, but it could end up costing you. Here's why.
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Today's Mortgage Refinance Rates -- September 3, 2021: Rates Down for All Loans
Sep 3, 2021
Did mortgage refinance rates go up or down on Sept. 3? Find out here.
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Robinhood to Let Users Get Their Paychecks up to 2 Days Early
Sep 3, 2021
Robinhood's early paycheck access could encourage more people to use the broker's cash management service.
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Stimulus Update: 3 Frightening Stats That Show Why a Fourth Stimulus Check Is Needed
Sep 2, 2021
The post-COVID economic recovery is leaving millions of Americans behind. These three statistics show why more stimulus money may be necessary.
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Here's How Much a Speeding Ticket Affects Insurance Premiums
Sep 2, 2021
Drivers who speed are considered to be at a higher risk of auto accidents. But how much more do insurers charge them because of this?
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Current Mortgage Refinance Rates -- September 2, 2021: Rates Down for Most Loans
Sep 2, 2021
Homeowners should check average mortgage refinance rates to see if refinancing makes financial sense. Here are today's average rates.
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Why It Doesn't Pay to Skip the Permits When Improving Your Home
Sep 2, 2021
Thinking about doing unpermitted work? Here's why you might want to think twice.
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Current Mortgage Rates -- September 1, 2021: Rates Down for Most Loans
Sep 1, 2021
What happened with mortgage rates on Sept. 1, 2021? Check out how rates trended today.
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This Is the Only Time I'd Ever Carry a Credit Card Balance
Sep 1, 2021
I would carry a credit card balance only if I qualified for a 0% promotional interest rate on purchases and was planning to pay off …
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Why I Won't Get an Airline Credit Card
Sep 1, 2021
Airline cards seem like a nice idea, but I don't want to be tied down to any particular airline.
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Working Remotely Now? Be Sure to Tell Your Auto Insurer
Aug 31, 2021
If you're working remotely, your auto insurer should be made aware of it. Here's why.
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4 Surprise Costs When Building a House
Aug 31, 2021
Permit fees, closing costs, and engineering fees are just a few of the unexpected upfront costs you may face when building a new construction home.
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Stimulus Update: This Is How Families Are Spending Their Latest Stimulus Payments
Aug 31, 2021
What did people do with the most recent COVID-19 stimulus money? Find out here.
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How Much More Do New Drivers Pay for Insurance?
Aug 31, 2021
New drivers present a higher accident risk, so their insurance costs more. But how much more?
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Current Mortgage Refinance Rates -- August 31, 2021: Rates Down for Most Loans
Aug 31, 2021
Did mortgage refinance rates rise or fall on the last day of August? Find out here.
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4 Ways Credit Cards Can Make Flying Better
Aug 31, 2021
Many credit card companies offer bonuses like free checked bags, airline lounge access, companion passes, and priority boarding. The right card might improve your flying …
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3 Things to Look for When Choosing a Home Insurance Policy
Aug 31, 2021
Deciding what home insurer to work with? Be sure to consider these three key factors.
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4 Ways to Bulk Up Your Savings Without Cutting Spending
Aug 31, 2021
By earning more, selling unnecessary items, saving your raises, and saving windfalls, you can increase the amount you save without cutting your spending. Keep reading …
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Here's How Poor Credit Affects Your Insurance Premiums
Aug 30, 2021
Auto insurers consider credit history when deciding how much to charge for insurance. Here's how much more drivers pay for coverage when they have poor …
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American Families Will Get an Average of $6,660 in Stimulus Money in 2021
Aug 30, 2021
An analysis from the Tax Policy Center found average households with children will get $6,600 in financial relief from the American Rescue Plan Act. Here's …
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Today's Mortgage Rates -- August 30, 2021: Rates Up for All Loans
Aug 30, 2021
Buying a home? Find out here what you could expect to pay for your home loan based on today's average mortgage rates.
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3 Key Features I Look for When Picking a Bank
Aug 30, 2021
When choosing a bank, I want to make sure they won't charge me to be a customer or force me to keep more of my …
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How Big Should Your Homeowners Insurance Deductible Be?
Aug 30, 2021
Trying to decide on a homeowners insurance deductible? Here are a few things to consider.
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Why Brokerage Accounts Are Not Just for Rich People
Aug 30, 2021
Think you have to be rich to open a brokerage account? Think again.
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What's the Status of 2021 Stimulus Checks?
Aug 29, 2021
Not all of the 2021 stimulus checks have been sent out. Here's what you need to know.
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4 Money Moves That Are Better Than Refinancing
Aug 29, 2021
Refinancing your home can sometimes save you money, but isn't always the best financial choice. Here are four money moves that could come with a …
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Are You Rich? This Is the Best Way to Find Out
Aug 29, 2021
There's an easy way to tell if you are rich or not. Here's how to do it.
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Why a Larger Down Payment Could Be Even More Important With an ARM
Aug 29, 2021
Thinking about taking out an adjustable-rate mortgage? Make sure you have a good amount of money to put down.
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The Biggest Mistake I Made When Hiring an Architect to Design a New House
Aug 28, 2021
I hired an architect to design my house, but I made this one really big error when picking the professional I worked with.
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These Mistakes Could Send Your Car Insurance Costs Soaring
Aug 28, 2021
Letting an insurance policy lapse, getting a ticket, or buying a car with a high risk of losses could result in auto insurance becoming much …
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3 Mortgage Rules Every Home Buyer Should Follow
Aug 28, 2021
Before you take out a mortgage, make sure you're prepared to follow these three mortgage rules.
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The Answers to These 3 Questions Could Determine if Your Home Makes You Happy
Aug 28, 2021
Whether or not you are truly happy in your new home comes down to a few factors. Here are three questions to ask yourself before …
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Why I Bought Less Home Than I Can Afford
Aug 27, 2021
When I bought my house, I didn't max out my loan amount. Here's why.
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Why Some Americans Earning Over $600,000 a Year Got Stimulus Checks
Aug 27, 2021
Stimulus checks and child tax credits provided some money for families with incomes topping $600,000. Here's why.
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This Mistake Has Helped Me Boost My Savings
Aug 27, 2021
I accidentally locked myself out of my savings account, and it's helped me to save more money. Here's why.
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Current Mortgage Rates -- August 27, 2021: Rates Up for the 30-Year Loan
Aug 27, 2021
Mortgage rates affect the cost of purchasing a home. Here are today's average rates.
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3 Signs It's the Wrong Time to Apply for a Credit Card
Aug 26, 2021
Should you open a new credit card? Maybe not if one of these signs applies to you.
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Stimulus Update: Some Americans to See a 38% Income Increase Thanks to This Coronavirus Aid
Aug 26, 2021
A new study shows that some American families will see a 38% boost to their income, because of this part of the American Rescue Plan …
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Here's the Most Money You Could Possibly Get From Stimulus Checks
Aug 26, 2021
Some Americans averaged $3,450 in stimulus payments, but if you are a parent, you probably received a lot more. Keep reading to find out why.
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3 Crucial Money Questions I Asked My Husband Before We Got Married
Aug 26, 2021
I didn't want to end up fighting about money, so I was sure to ask my husband these questions before we got married.
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Current Mortgage Refinance Rates -- August 26, 2021: Rates Tick Down
Aug 26, 2021
Trends in average mortgage refinance rates can help homeowners decide when to refinance their loan. Here's how rates changed today.
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Why I Don't Store My Credit Card Info on Websites
Aug 26, 2021
I've removed my credit card from online sites to cut down on impulse buying. Here's why this works so well for me.
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Homeowners Insurance May Not Fully Pay for These Important Belongings
Aug 25, 2021
Homeowners can't assume that all of their property is covered. Here are some common limitations.
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These 4 Factors Determine if a Home Is Really Affordable for You
Aug 25, 2021
Thinking of buying a home? You need to take all of these costs into account.
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Current Mortgage Rates -- August 25, 2021: Rates Up for the 30-Year Loan
Aug 25, 2021
What should homeowners know about mortgage rates on Aug. 25, 2021? Check out today's average rates.
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Why It's So Important to Have Comprehensive Auto Insurance
Aug 25, 2021
Most drivers should invest in comprehensive auto insurance. Here's why having this coverage could be important.
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Not All Debt Is Bad: 3 Times Getting a Loan Is a Smart Idea
Aug 25, 2021
Debt gets a bad reputation, but it can sometimes be beneficial. Here are three examples of good debt.
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Why Renting Is Sometimes Smarter Than Buying a Home
Aug 24, 2021
Owning a home is usually a good financial choice -- but sometimes, it's better to rent. Here's why.
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High-Income Americans Will Get an Average of $2,830 in Stimulus Money in 2021
Aug 24, 2021
Stimulus check money was available even to many wealthy Americans. In fact, those with incomes well over $100,000 will see thousands of dollars in stimulus …
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What's the Difference Between a Personal Loan and a Car Loan?
Aug 24, 2021
Personal loans and car loans work differently. Here's what you need to know about them.
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Current Mortgage Refinance Rates -- August 24, 2021: Rates Up for Most Loans
Aug 24, 2021
Thinking of refinancing your home loan? Here's what average mortgage refinance rates look like on Aug. 24, 2021.
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7 Steps to Getting a Personal Loan With Bad Credit
Aug 24, 2021
Bad credit doesn't mean you can't get a personal loan. Here are seven steps that can help you borrow.
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Current Mortgage Rates -- August 23, 2021: Rates Down for 15-Year Loan
Aug 23, 2021
Thinking about purchasing a home? Check out average mortgage rates for Aug. 23, 2021.
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3 Surefire Techniques to Avoid Getting Into Credit Card Debt
Aug 23, 2021
Credit card debt can be really costly. Here are three ways to make sure to avoid it.
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Here's How Much More It Costs to Insure a Car Used for Commuting
Aug 22, 2021
Drivers who use their cars to travel to and from work could end up paying slightly larger auto insurance premiums.
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Why Borrowing Money to Buy Crypto Is a Really Bad Idea
Aug 22, 2021
Cryptocurrencies are a popular investment but they're highly volatile. You shouldn't borrow money to buy them.
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How Much House Does $500K Buy You in Florida?
Aug 22, 2021
Have a half-million dollars to spend in Florida? Here's what type of house you could buy with it.
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Why I Pay More for My Homeowners Insurance Than Necessary
Aug 22, 2021
Skimping on liability coverage wasn't something I was interested in, which is why I gladly pay higher homeowners insurance premiums. Keep reading to see why …
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How Much House Does $500K Buy You in California?
Aug 22, 2021
In California, $500,000 doesn't go very far when purchasing a home. Here's what half a million dollars will do for you.
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Saving for a Home Down Payment? Here's Where to Put the Cash
Aug 21, 2021
Saving up a down payment can take time. Here's where you should keep the money until you find the perfect home.
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3 Signs Your Emergency Fund Is Too Small
Aug 21, 2021
Having any emergency fund is a good step toward building financial security. But watch for these three signs that indicate your emergency fund is too …
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3 Situations When It Always Pays to Outsource a Job
Aug 21, 2021
Outsourcing may cost more but in these three situations, it could save you in the end.
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Want to Build Credit Using Cards but Worried About Getting Into Debt? Try This Trick
Aug 21, 2021
This could help you harness the credit-building power of credit cards without taking the risk of owing interest.
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Why It May Not Pay to Remodel if You Plan to Sell Soon
Aug 21, 2021
Remodeling can be expensive, and you often don't get a very good return on investment. Keep reading to see why you may not want to …
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Dave Ramsey's Best and Worst Mortgage Advice
Aug 20, 2021
Here's what personal finance guru Dave Ramsey gets right -- and wrong -- about mortgages.
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Low-Income Americans Will Get an Average of $3,590 in Stimulus Money in 2021
Aug 20, 2021
Low-income Americans have received the most help from coronavirus relief checks. Here's how much they'll get this year on average.
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3 Rookie Mistakes First-Time Home Buyers Need to Avoid
Aug 20, 2021
First-time home buyer? Don't make these mistakes when buying a new home.
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Why New Car Replacement Coverage Could Really Pay Off
Aug 20, 2021
New car replacement coverage pays for a new car if your newer vehicle is destroyed in a collision. Here's what you need to know.
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Current Mortgage Refinance Rates -- August 20, 2021: Rates Down for All Loans
Aug 20, 2021
Are you a homeowner? Check out average mortgage refinance rates for Aug. 20, 2021 to see how they compare to your current loan.
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How to Decide if You Need Collision Coverage
Aug 20, 2021
Collision coverage can provide important protection for your vehicle but it's not always worth paying for. Here's what you need to know.
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Stimulus Update: Average Families to Receive $5,086 in 2021 and 2022 From This Coronavirus Relief Program
Aug 19, 2021
Stimulus payments are still coming, and the average family will get almost $5,086 because of this coronavirus relief legislation.
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Current Mortgage Refinance Rates -- August 19, 2021: Rates Fall Slightly for 15-Year Loan
Aug 19, 2021
Is it a good time to refinance your home loan? Check out average mortgage refinance rates for Aug. 19, 2021 to find out.
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Don't Make This Mistake if You're Considering an ARM
Aug 18, 2021
If you are considering an adjustable rate mortgage, don't make the mistake of assuming you can move or refinance. Here's why that could be dangerous.
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Inflation Made Americans' Pay Raises Disappear
Aug 18, 2021
Despite the competitive wages offered by many companies, inflation is outpacing wage increases. Here's why Americans' pay raises have disappeared due to rising prices.
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Today's Mortgage Rates -- August 18, 2021: Rates Fall for Fixed-Rate Loans
Aug 18, 2021
Did mortgage rates go up or down on Aug. 18, 2021? Find out here.
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You'll Never Guess How Much Most Homeowners Put Down on Their Homes
Aug 18, 2021
Saving up a large down payment can be the most challenging part of purchasing a home. But you may not need as much money as …
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Why My Husband and I Don't Fight About Money -- Even With Different Habits
Aug 17, 2021
My husband and I have taken an approach to budgeting that helps to eliminate money fights. Here's what it is.
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Current Mortgage Refinance Rates -- August 17, 2021: Rates Down for All Loans
Aug 17, 2021
If you're considering refinancing your home loan, check out average interest rates for Aug. 17, 2021.
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5 Factors That Affect Your Mortgage Rate
Aug 17, 2021
How much will you pay for your home loan? These five factors determine what interest rate lenders charge.
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4 Big Money Mistakes to Avoid
Aug 16, 2021
Living above your means and not living on a budget are just two of several money mistakes you'll want to be sure to avoid.
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Why I Opted for Replacement Coverage Homeowners Insurance
Aug 16, 2021
Replacement value coverage is more expensive but provides more protection. Here's why I chose to pay extra for it.
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4 Red Flags That a Credit Card Isn't Right for You
Aug 16, 2021
Thinking about applying for a credit card? Watch out for these four red flags.
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Today's Mortgage Rates -- August 16, 2021: Rates Up for 2 Popular Loan Options
Aug 16, 2021
Did mortgage rates trend up or down on Aug. 16, 2021? Find out today's average mortgage rates.
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5 Auto Insurance Discounts to Ask About
Aug 16, 2021
Want to save money on car insurance? Make sure to find out if these discounts are available from insurers.
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Why Upgrading (or Downgrading) Your Credit Card Could Be a Good Move
Aug 15, 2021
Have a credit card that's no longer a good fit? Upgrading or downgrading it could be the best move to finding the right card for …
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Does It Make Sense to Buy a Home In Your 20s?
Aug 15, 2021
Buying a home in your 20s could have some benefits, but there are potential downsides to consider as well.
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Consumer Credit Use in June Sees Biggest Increase in a Decade
Aug 14, 2021
Americans are using their credit cards a lot more, according to data from the U.S. Federal Reserve.
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Burned-Out Americans Are Turning to This 1 Trick to Recharge
Aug 14, 2021
Americans are planning long vacations to help cope with the burnout resulting from COVID-19.
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Moving to a No-Fault Auto Insurance State? Here's What That Means for You
Aug 14, 2021
Some U.S. states are no-fault insurance states. That affects the type of insurance you need and your rights after an accident.
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4 Factors That Determine if Refinancing Makes Sense
Aug 14, 2021
Refinancing your home can sometimes be a smart financial choice. Consider these four factors to determine if it's the right one for you.
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Middle-Class Americans Will Get an Average of $2,910 in Stimulus Money in 2021
Aug 13, 2021
How much money are middle-class Americans getting in stimulus payments? Here's your answer.
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Pros and Cons of Giving Your Teen Access to Your Credit Cards
Aug 13, 2021
Giving your teen access to your credit cards can help you more easily monitor spending and can help them build credit and learn responsible borrowing …
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Current Mortgage Rates -- August 13, 2021: Rates Up for 30-Year Loans
Aug 13, 2021
Buying a home? Here are today's average mortgage rates for Aug. 13, 2021.
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Do You Really Need Both Comprehensive and Collision Coverage?
Aug 13, 2021
Comprehensive and collision coverage provide protection for different kinds of losses. Here's why most drivers need both types of coverage.
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Almost a Third of First-Time Home Buyers Got Their Down Payment From This Source
Aug 13, 2021
Gifts are a popular source of funding for down payments. But there could be added complications.
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Should You Report Every Accident to Your Auto Insurer?
Aug 13, 2021
It may be tempting not to report minor accidents to an insurer, but doing this could pose a problem. Here's what you need to know.
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3 Ways Life Is Harder if You Don't Have a Credit Card
Aug 12, 2021
Not having a credit card can have some serious downsides. Here are three ways that going cardless can make life harder.
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Some Americans Got Up to $35,100 in Stimulus Money. Here's How
Aug 12, 2021
A family with five children who received stimulus checks and expanded Child Tax Credits would have over $35,000 in stimulus money in 2020 and 2021.
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Today's Mortgage Refinance Rates -- August 12, 2021: Rates Up for All Loans
Aug 12, 2021
Homeowners thinking about refinancing their mortgages should check out today's average mortgage refinance rates.
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6 Red Flags to Watch for When Buying a Condo
Aug 12, 2021
A condo can be a great place to live -- but be on the lookout for these red flags.
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4 Reasons to Use Credit Cards Regularly
Aug 11, 2021
When used wisely, credit cards can often boost your financial health. Here are four reasons why it pays to use credit cards.
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Here's What Dave Ramsey Says About Investing in Bitcoin
Aug 11, 2021
With increased volatility and lack of regulation, is Bitcoin or any crypto a good investment? Here's what Dave Ramsey has to say about investing in …
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Current Mortgage Rates -- August 11, 2021: Rates Rise Across the Board
Aug 11, 2021
On Aug. 11, 2021, mortgage rates are up for all loans. Check out today's average rates.
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3 Questions to Ask Before Purchasing Home Insurance
Aug 10, 2021
Buying home insurance? Homeowners need to know the answers to these three questions to get the right kind of coverage.
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Stimulus Update: Next Payment for Parents to Come Earlier in August
Aug 10, 2021
Parents can expect the deposit of the next Child Tax Credit payment earlier than last month. Here's why.
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Planning a Post-Pandemic Wedding? Here's What to Know Before Borrowing to Pay for It
Aug 10, 2021
Weddings can be expensive, and borrowing for them can affect your future goals. Be sure to consider these issues.
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How Much Money Do You Need to Put Down to Buy a Median-Priced Home?
Aug 10, 2021
How high should your down payment be if you want to buy the average home? Here's the answer.
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Today's Mortgage Refinance Rates -- August 10, 2021: Rates Up for All Loans
Aug 10, 2021
Current homeowners should keep tabs on refinance rates to see if they could save on their home loan. Here are today's average mortgage refinance rates.
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Why There's Never Been a Better Time to Open a Brokerage Account
Aug 10, 2021
Now is a great time to open an account with an online brokerage firm and start investing. Here's why.
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Coronavirus Stimulus May Have Led to a Mini Baby Boom. Here's Why
Aug 9, 2021
Are more parents having children because of government stimulus policies? The data says yes.
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Here Are the States Giving Out More Stimulus Money
Aug 9, 2021
Here are the five states providing more stimulus payments to at least some of their residents. Read on to see if you're eligible for more …
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These 3 Credit Card Mistakes Could Cost You Big Time
Aug 9, 2021
Missing payments, maxing out your cards, or paying only the minimum could be costly mistakes. Find out why.
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Current Mortgage Rates -- August 9, 2021: Rates Rise for Most Loans
Aug 9, 2021
Did mortgage rates go up or down on Aug. 9, 2021? Check out today's average mortgage rates to find out.
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Why a Secured Card Could Be a Great Way to Build Credit
Aug 9, 2021
If you're trying to build credit, it's easy to get approved for a secured card which can help build your credit history. Here's what you …
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Suze Orman Has an Important Warning for Borrowers Refinancing
Aug 8, 2021
Thinking about refinancing your home loan? Don't do it until you read this important advice from finance guru Suze Orman.
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Do Red Cars Really Cost More to Insure?
Aug 8, 2021
Does the color of a car really matter when it comes to auto insurance bills?
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Personal Incomes Rose in June, But There's Some Bad News
Aug 7, 2021
Although incomes went up, money from government benefits declined while the price of goods and services went up. Find out how that impacts Americans' wallets.
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Why It Doesn't Pay to Wait for the Lowest Possible Mortgage Rate
Aug 7, 2021
Shopping for a home loan? It's tempting to try to time it to get a rock-bottom rate, but it may not be worth it.
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Here's How Much Suze Orman Thinks You Should Invest in Cryptocurrency
Aug 7, 2021
Suze Orman suggests gaining some exposure to cryptocurrencies -- but only in the right circumstances. Here's how much she thinks you should invest.
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6 Ways to Get Extra Money Now That Stimulus Checks Are Over
Aug 6, 2021
It's very unlikely that Americans will be getting another stimulus check. If you were hoping for one, try these six sources of extra money instead.
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This Is the Most Important Thing to Look at When Comparing Car Insurance Companies
Aug 6, 2021
When deciding what car insurance to purchase, motorists should consider the company's reputation for handling claims. Here's why.
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Today's Mortgage Refinance Rates -- August 6, 2021: Rates Down for Most Loans
Aug 6, 2021
Homeowners considering refinancing their mortgages should check out today's average mortgage refinance rates.
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Should Retirees Sell Their Homes in This Red-Hot Housing Market?
Aug 6, 2021
Should retirees seize the opportunity to sell their homes? Here's what you should consider to help you decide.
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Lost Your Job? Take These 6 Steps Right Away
Aug 6, 2021
Losing a job can damage your finances, but these steps can help you reduce the consequences of missing paychecks.
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3 Techniques to Pay Off Your Mortgage Faster
Aug 5, 2021
Making biweekly payments is one of several ways you can pay off your home loan faster. Here are three ways to get that mortgage paid …
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Current Mortgage Refinance Rates -- August 5, 2021: Rates Fall for All Loans
Aug 5, 2021
On Aug. 5, 2021, mortgage refinance rates are down across the board. Here's what you need to know about the cost of a refinance loan.
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The Surprising Reason a Lower-Priced Car Could Cost More to Insure
Aug 5, 2021
A lower priced car with a higher loss history could end up costing more to insure. Drivers need to be aware a cheaper car doesn't …
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This Technique Could Reduce Monthly Mortgage Payments Without Refinancing
Aug 4, 2021
If you make a lump sum principal payment and recast your mortgage, you could potentially reduce your monthly payments. Learn more.
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Today's Mortgage Rates -- August 4, 2021: Rates Fall
Aug 4, 2021
Buying a home? Check out average mortgage rates for August 4, 2021 to see what you could expect a loan to cost you.
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Is Selling Your Home to an iBuyer a Smart Financial Move?
Aug 4, 2021
iBuyers can close quickly on your schedule, but you may not get as much money from your house. Is working with an iBuyer a good …
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I Moved, and My Car Insurance Rates Doubled
Aug 4, 2021
Where you live can have a big impact on your rates. Make sure you're prepared for this if you relocate.
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Pros and Cons of Buying a House With a Friend
Aug 4, 2021
You may be able to get approved for a larger mortgage loan, but there are some downsides to buying a house with a friend.
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What to Do About Your Mortgage When You're Getting Divorced
Aug 3, 2021
If you're ending your marriage, you'll have to decide what to do about your shared home loan. Here are your options.
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Stimulus Check Update: Success of COVID-19 Stimulus Checks Prompts Bill to Authorize Ongoing Payments
Aug 3, 2021
A bill was introduced on Friday that would provide Americans with $1,200 monthly payments starting in 2028.
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Borrowing for a Wedding? 3 Costs You Can't Afford to Overlook
Aug 3, 2021
The costs of postage, overtime fees, and alterations are often forgotten about, but they can add up. Make sure you don't overlook them.
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Current Mortgage Refinance Rates -- August 3, 2021: Rates Down for All Loans
Aug 3, 2021
Could refinancing save you money on your home loan? Check out average mortgage refinance rates for August 3, 2021.
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Take This Suze Orman Warning About Crypto to Heart
Aug 3, 2021
Suze Orman recommends some people invest in Bitcoin, but she also warns against investing in cryptocurrencies if you can't afford to lose the money.
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4 Features to Look for in a Secured Credit Card
Aug 2, 2021
Secured credit cards can help you build credit, but you need to find the right one. Here are four features to look for.
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Got Multiple Offers for Your Home? Here's How to Decide Which One to Take
Aug 2, 2021
Consider the price, but also look at other key factors. Here's what to know to help you decide.
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Today's Mortgage Rates -- August 2, 2021: Rates Fall for 30-Year and 15-Year Loans
Aug 2, 2021
As August begins, are mortgage rates trending up or down?
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2 Trends Home Buyers Should Watch in August
Aug 1, 2021
Mortgage and housing prices could actually start falling. Check out evidence of these two trends.
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Have an Auto Loan? You Probably Need Gap Insurance
Aug 1, 2021
Gap insurance could pay off the remaining balance of a car loan if a vehicle is totaled and the insurance payout isn't enough.
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3 Ways My Budget Has Changed Since Becoming a Parent
Aug 1, 2021
After having a baby, I spend more for children's activities and childcare but less for dining out. Here's how my budget changed since becoming a …
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What's the Catch With Balance Transfer Cards?
Aug 1, 2021
Balance transfer cards can reduce the interest rate on current credit card debt, but there's a catch. The reduction is temporary.
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Is Wildfire Damage Covered by Homeowners Insurance?
Jul 31, 2021
Homeowners insurance usually covers wildfires, but it can depend on where a property is located. Keep reading to see which homeowners may need a dedicated …
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Here's Suze Orman's Advice for Making the Most of Your Child Tax Credit
Jul 31, 2021
Did you get your Child Tax Credit? Here's what Suze Orman thinks you should do with it.
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Pros and Cons of Bundling Insurance Coverage
Jul 31, 2021
Bundling insurance coverage can come with discounts, but there are pros and cons to this approach. Here's what you should know.
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Why Comprehensive Insurance Can Be Misleading
Jul 31, 2021
The term comprehensive coverage doesn't necessarily mean it covers everything. Here's what motorists need to know.
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President Biden Calls on Local Authorities to Provide $100 Stimulus Payments for the Newly Vaccinated
Jul 30, 2021
The Biden administration is urging local governments to provide $100 payments to people in exchange for getting vaccinated.
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Biden Administration Seems Open to a Lockdown, Which Could Make a Fourth Stimulus Check Necessary
Jul 30, 2021
More lockdowns could be on the horizon if COVID-19 case numbers continue rising. This could lead to another stimulus check.
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Current Mortgage Rates -- July 30, 2021: Rates Down on Fixed-Rate Loans
Jul 30, 2021
Are mortgage rates up or down on July 30, 2021? Check out today's average mortgage rates to find out.
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3 Benefits of Buying Car Insurance Online
Jul 30, 2021
Buying car insurance online can be easier, and drivers may get a discount for doing it. Learn more about these and other benefits.
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4 Surprising Ways to Save on Auto Insurance
Jul 30, 2021
Driving safely and avoiding accidents can help you save on auto insurance. Read on to discover other surprising ways to reduce premiums.
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Here's Why Some People Are Being Sent a Bonus $1,000 Stimulus Check
Jul 29, 2021
In at least three states, some people will be getting an additional stimulus check valued at up to $1,000. Here's why.
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Stimulus Check Update: Most Americans Will Get an Average of $3,450 in Stimulus Money in 2021
Jul 29, 2021
The value of federal stimulus money comes in at $3,450 on average in 2021 for the bottom 60% of earners in the U.S. Here's what …
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Today's Mortgage Refinance Rates -- July 29, 2021: Rates Fall for All Loans
Jul 29, 2021
Thinking of refinancing your home? Check out today's average mortgage refinance rates.
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Does It Make Sense to Buy a Home as a Retiree?
Jul 29, 2021
When you've retired, buying a home can become a bit trickier. Here's what you should consider before you decide to purchase.
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3 Things to Know About Allowances in a New Build
Jul 29, 2021
Allowances are common in construction contracts for new builds, but they present a big risk to buyers. Here's what you need to know.
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Current Mortgage Rates -- July 28, 2021: Rates Up for All Loans
Jul 28, 2021
As July comes to an end, is it a good time to get a mortgage? Check out today's current mortgage rates to help you decide.
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4 Things to Know About Buying a Condo
Jul 28, 2021
Considering buying a condo? It can be more difficult to qualify for a mortgage, and there could be other downsides. Find out more here.
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Why I Pay More Than Necessary for My Car Insurance
Jul 28, 2021
I pay more than necessary for my car insurance because I prioritize customer service and comprehensive coverage. Here's why.
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Today's Mortgage Refinance Rates -- July 27, 2021: Rates Fall for All Loans
Jul 27, 2021
Thinking about refinancing? Here's how mortgage refinance rates are trending on July 27, 2021.
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Why You Could Regret Having Too Little Auto Coverage
Jul 27, 2021
Motorists without enough auto insurance could face big financial losses after an accident or other vehicle issue. Here's what you need to know.
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4 Myths About Budgeting
Jul 27, 2021
Many people don't budget because they buy into a few common myths about the process. You don't have to be one of them. Learn the …
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3 Insurance Terms to Know Before Shopping for an Auto Policy
Jul 27, 2021
What do "deductible," "policy limit," and "covered event" mean? Find out here before you buy insurance.
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Don't Overlook This Crucial Type of Homeowners Insurance Coverage
Jul 26, 2021
Additional living expense coverage pays for costs such as rent and food if a home must be rebuilt. Learn why this coverage is so important.
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Current Mortgage Rates -- July 26, 2021: Rates Down for All Loans
Jul 26, 2021
Buying a home? Check out average mortgage rates for July 26, 2021.
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3 Mortgage Questions You Need to Answer Before Getting a Home Loan
Jul 26, 2021
Thinking about getting a loan for a house? Don't do it until you've answered these three questions.
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4 Ways to Lower the Cost of Auto Insurance
Jul 25, 2021
Drivers can keep insurance costs down with a few simple steps including being smart about what car you buy and avoiding moving violations.
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3 Ways Travel Cards Could Help if Things Go Wrong
Jul 25, 2021
Travel credit cards could save you from a lot of hassle or financial loss if you have these three cardholder benefits.
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2 Big Reasons It Doesn't Pay to Buy a Home if You Won't Live There a While
Jul 25, 2021
If you aren't going to be in a home for more than two years, it probably doesn't make sense to buy. Here's why.
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3 Ways to Build Your Emergency Fund More Quickly
Jul 24, 2021
Working a side job, using credit card bonuses, or selling unwanted items are three ways you can bulk up your emergency fund quickly.
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3 Benefits to Shopping for a Mortgage Online
Jul 23, 2021
Shopping for a mortgage online has some big advantages compared with going to a lender in person. If you want to buy a home, here's …
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3 Reasons Car Insurance Is a Necessity
Jul 23, 2021
You need car insurance because your state and car loan lender probably require it. Find out more about why auto insurance is a necessity.
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Today's Mortgage Refinance Rates -- July 23, 2021: Rates Continue to Slide
Jul 23, 2021
Planning to refinance a home loan? Here's what average mortgage refinance rates look like on July 23, 2021.
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Why Boosting Your Income Won't Help You Get a Mortgage Right Away
Jul 23, 2021
A higher income usually means you can qualify more easily for a mortgage loan -- but your boosted wage won't provide that benefit right away.
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Will Drivers Regret Setting Their Car Insurance Deductible Too High?
Jul 23, 2021
Some drivers choose a high insurance deductible but end up regretting it. Here's why this could happen.
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What to Do if You Often Run Out of Money Before Your Paycheck Comes
Jul 22, 2021
Are you having trouble making it to your next payday? Here are a few options for how to get your budget and expenses on track.
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Stimulus Check Update: More Than 2.2 Million Checks Distributed in the Past 6 Weeks
Jul 22, 2021
Americans received an additional 2.2 million stimulus checks from the IRS during the past six weeks. Here's what you need to know.
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3 Easy Ways to Cut Your Monthly Bills -- Without Changing Your Spending Habits
Jul 22, 2021
Want to reduce your spending without big lifestyle changes? Here are three options for how to do that.
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Current Mortgage Refinance Rates -- July 22, 2021: Rates Continue Downward Trend
Jul 22, 2021
July is drawing to a close. How are mortgage refinance rates trending on July 22, 2021?
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3 Common Reasons for Mortgage Denials
Jul 22, 2021
Mortgage lenders often deny loans because of unstable income, too much debt, or a low credit score. Keep reading to see how you can overcome …
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5 Steps to Setting Up Your First Budget
Jul 22, 2021
Want to make your first budget but not sure where to start? Just follow these five simple steps.
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Current Mortgage Rates -- July 21, 2021: Rates Fall for Fixed-Rate Loans
Jul 21, 2021
Buying a home? Check out today's average mortgage rates to see if they're trending up or down.
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What to Do When Faced With Major Home Repairs
Jul 21, 2021
If you face major home repairs, take stock of your situation, research contractors, and choose the best way to pay for your project.
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1 Big Mortgage Risk to Avoid in This Crazy Market
Jul 20, 2021
With a shortage of properties and home prices hitting record highs, it's crucial not to take a mortgage you can't comfortably afford.
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Current Mortgage Refinance Rates -- July 20, 2021: Rates Decline for All Loans
Jul 20, 2021
Are you hoping to refinance your home loan? Check out today's average mortgage rates to see if you can reduce your interest rate.
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3 Reasons to Shop Around for Insurance Every Year
Jul 20, 2021
Shopping for car insurance annually can save money for several reasons. Here are three big benefits to shopping around annually for coverage.
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Today's Mortgage Rates -- July 19, 2021: Rates Up for All Loans
Jul 19, 2021
Buying a house? Check out average mortgage rates on July 19, 2021.
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3 Benefits and 1 Big Downside of Adjustable-Rate Mortgages
Jul 19, 2021
Adjustable-rate mortgages have some pros and cons. Think about these three big benefits, as well as one major downside.
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This Partially Gutted Cottage Just Sold for $615,000 in Key West
Jul 18, 2021
The Key West real estate market has taken off, and a cottage under construction just fetched a price of well over a half million dollars.
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This Tenant-Occupied Fixer-Upper Just Sold for $868,000 in Los Angeles
Jul 18, 2021
In LA's hot housing market, a tenant-occupied duplex that requires a gut renovation sold for more than three-quarters of a million dollars.
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Here's How Big Suze Orman Thinks Your Emergency Fund Should Be
Jul 17, 2021
Suze Orman believes you should have an emergency fund with twelve months of living expenses. Here's what you should know.
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4 Tasks to Check Off Your To-Do List Before Applying for a Mortgage
Jul 17, 2021
When you apply for a mortgage, check your credit score, set your budget, save for a down payment, and research loan options.
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3 Possible Reasons Home Sellers Keep Rejecting Your Offer
Jul 17, 2021
A low offer, too many contingencies, or an inconvenient closing date could lead home sellers to reject your offer. Learn more here.
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Why I Don't Like Online Budget Tools
Jul 17, 2021
I believe you should make a budget, but I don't love apps that help you to do it. Here's why.
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Why Dream Homes Are Overrated
Jul 16, 2021
A dream home may sound like a good idea, but it's also important to be practical in your housing choices.
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Current Mortgage Rates -- July 16, 2021: Rates Up for Most Loans
Jul 16, 2021
How did average mortgage rates change on July 16? Find out here.
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Why It May Be a Bad Time to Take Out a Home Improvement Loan
Jul 16, 2021
Taking out a home loan right now may not be a good idea because of the high costs of construction. Here's what you need to …
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Stimulus Update: IRS Depositing Payments Today, but the Money May Not Be Available Immediately
Jul 15, 2021
Money from the last coronavirus stimulus bill will start being deposited today in the bank accounts of eligible parents. Here's what you need to know.
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Here's How Much Mark Cuban Says You Should Have in an Emergency Fund
Jul 15, 2021
Mark Cuban recommends saving up a six-month emergency fund. Here's what you should know about his advice.
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Today's Mortgage Refinance Rates -- July 15, 2021: Rates Fall on the 15-Year Loan
Jul 15, 2021
Refinancing your home may be smart if you can drop your rate. Check out average mortgage refinance rates for July 15, 2021.
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Switching Insurance? Don't Forget These 2 Important Steps
Jul 15, 2021
Drivers who change insurance need to cancel their old policies and switch the insurance cards in their vehicle. Learn more about why this is important.
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3 Ways Credit Cards Can Improve Your Life -- if You Use Them Right
Jul 15, 2021
Credit cards can actually help you in many ways as long as you're responsible with how they are used.
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What Kinds of Auto Insurance Do Most States Require?
Jul 14, 2021
Make sure you know what type of car insurance coverage is required for the state you live in. Read on to learn more.
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These Are Dave Ramsey's 3 Best Pieces of Advice
Jul 14, 2021
Dave Ramsey has given some really good advice. Here are some of his best tips.
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2 Ways to Quickly Improve Your Credit Score Before Getting a Mortgage
Jul 14, 2021
Getting negative information removed from your credit history or being named as an authorized user can both help you improve your credit score quickly.
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Current Mortgage Rates -- July 14, 2021: Rates Fall for Most Loans
Jul 14, 2021
Did mortgage rates move up or down for fixed and adjustable-rate loans on July 14, 2021? Find out here.
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3 Ways a Credit Card Can Make Travel Better
Jul 13, 2021
Credit cards can actually improve your travel experience by providing airline lounge access and other great perks. Learn more here.
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Todays' Mortgage Refinance Rates -- July 13, 2021: Rates Down for Most Loans
Jul 13, 2021
Many homeowners can save by refinancing their mortgage. Check out today's average mortgage refinance rates to find out if you could be one of them.
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You May Be Surprised How Much Insurance Pays When a Car Is Totaled
Jul 13, 2021
When a brand new car is totaled, insurers may offer far less than what the car cost. Here's what you need to know.
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3 Big Reasons to Get Pre-Approved for a Mortgage
Jul 13, 2021
Getting pre-approved for a mortgage is an important first step in the home-buying process. Here's why.
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Home Buyers Beware: This Type of Upgrade Could Spell Big Trouble
Jul 12, 2021
Not all home upgrades are good news for buyers. If a property you're interested in has unpermitted work, that could be a big problem.
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Current Mortgage Rates -- July 12, 2021: Rates Trend Down
Jul 12, 2021
Thinking of buying a home? Find out if mortgage rates went up or down on July 12, 2021.
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3 Downsides (and 2 Upsides) of Paying off Your Mortgage Early
Jul 12, 2021
Paying off your mortgage early has pros and cons. Here are three disadvantages along with two major advantages of repaying your mortgage ahead of schedule.
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3 Times It Pays to Keep Close Tabs on Your Credit
Jul 12, 2021
When you're trying to improve your credit score, are about to borrow a lot of money, or are worried about identity theft, it's smart to …
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How to Say No to Cosigning a Loan
Jul 12, 2021
Cosigning a loan can be very risky. Here's how to say no tactfully if you don't want to guarantee someone else's debt.
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Exclusive: New Better Mortgage Appraisal Process Promotes Mortgage Equality
Jul 12, 2021
Better has introduced an Appraisal Guarantee that should help make homeownership accessible to more Americans. Here's how it works.
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I Hate Debt, but There Are 3 Reasons I Don't Mind Having a Mortgage
Jul 12, 2021
Being in debt isn't something I like. But I don't mind borrowing a lot of money to buy a house because I know it's helping …
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Nearly 1 in 4 First-Time Home Buyers Say This Is the Most Difficult Part of the Process
Jul 11, 2021
Saving for a down payment is a major challenge -- especially for first-time buyers. Here's what you need to know.
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My Emergency Fund Is Losing Value. I Don't Care
Jul 11, 2021
I have my emergency fund in a high-yield savings account but it's still losing ground due to inflation. I won't be moving the money because …
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Most Would-Be Home Buyers Are Wrong About the Down Payment They'll Need
Jul 11, 2021
Many speculative homeowners are overestimating the down payment they'll need. Here's what you should know.
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3 Questions to Ask Before Adding an Authorized User to Your Credit Card
Jul 11, 2021
Are you thinking of adding someone as an authorized user to your credit card? Here's what to ask them before you decide, including why they …
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Americans Are Reaching for Their Credit Cards Again and Debt Is Climbing
Jul 10, 2021
Total credit use is up by the largest percentage since 2016. Much of the increased borrowing involves credit cards.
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5 Essential Saving Tips for Permanent Work-From-Home Employees
Jul 9, 2021
Working from home full-time? Here's how to turn your new situation into a chance to save money.
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4 Types of Auto Insurance You Really Need to Have
Jul 9, 2021
When buying car insurance, there are some types of coverage you shouldn't forgo. Here's what they are.
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Today's Mortgage Refinance Rates -- July 9, 2021: Rates Down Across the Board
Jul 9, 2021
Did mortgage refinance rates trend up or down on July 9, 2021? Current homeowners considering refinancing can check out today's average rates here.
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3 Things I Hate About Being a Homeowner
Jul 9, 2021
Being a homeowner is mostly great, but there are some downsides. Here are three things I don't like about owning my home.
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Stimulus Check Update: More Than 8 Million Americans May Be Waiting for Additional Stimulus Money
Jul 8, 2021
Millions of Americans could be waiting for additional stimulus checks. Here's what you need to know.
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Current Mortgage Refinance Rates -- July 8, 2021: Rates Fall for All Loans
Jul 8, 2021
Are mortgage refinance rates trending up or down today? See what happened with today's rates.
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What Happens if You Pay Less Than the Minimum on Your Cards?
Jul 8, 2021
Credit cards have minimum payments. If you pay less than that amount, it's considered a missed payment and has serious consequences.
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Did Your Appraisal Come in Too Low to Get a Mortgage? Here Are Your Options
Jul 8, 2021
A low appraisal can make it more difficult to get approved for a loan, but you have options. Here are your choices for what to …
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4 Things to Consider Before Moving to the Suburbs
Jul 7, 2021
COVID-19 has led many people to move out of cities. But before you make the move, consider whether the suburbs are the right place for …
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Today's Mortgage Rates -- July 7, 2021: Rates Fall
Jul 7, 2021
Thinking of purchasing a home? Here are the average mortgage rates for July 7, 2021 so you can get an idea of what it would …
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4 Reasons I Love Owning My Own Home
Jul 7, 2021
Owning a home has some major perks, including a broader choice of where to live. Here's why I love owning a house.
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Do Drivers Really Need Uninsured Motorist Coverage?
Jul 7, 2021
Uninsured motorist coverage can be an important purchase for most motorists. Here's why.
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Stimulus Check Update: Almost 2.5 Million People Have Now Signed a Petition for a Fourth Stimulus Check
Jul 6, 2021
Close to 2.5 million Americans have signed a petition requesting ongoing stimulus funds. But will the demand translate to action?
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Current Mortgage Refinance Rates -- July 6, 2021: Rates Down for Most Loans
Jul 6, 2021
Did mortgage refinance rates go up or down on July 6? Find out here.
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Today's Mortgage Rates -- July 5, 2021: Rates Down for All Fixed-Rate Loans
Jul 5, 2021
Did mortgage rates move up or down on July 5, 2021? You can find out here.
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Thinking of Consolidating Debt? This Is the Most Important Question You'll Have to Answer
Jul 5, 2021
Debt consolidation can be a good option, but only if you can qualify for the right type of consolidation loan.
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Graduating From College? It May Be Time for a New Credit Card
Jul 5, 2021
You may be able to qualify for a better credit card, and find one better matched to your spending, after you become a college grad.
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2 Things You Can't Afford to Ignore When Looking for a Home
Jul 5, 2021
When you're looking for a home, you need to pay attention to HOA rules as well as to the school district. Keep reading to learn …
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Here's How Big Dave Ramsey Says Your Emergency Fund Should Be
Jul 4, 2021
Personal finance expert Dave Ramsey has lots to say about emergency funds. Here's how much he thinks you should save.
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Fewer New Homes Are Being Constructed Despite High Demand. Here's Why
Jul 4, 2021
Homeowners want to build new homes, but materials and labor shortages are making that difficult. Here's what you should know.
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3 Credit Card Pitfalls Not to Fall Into as a New College Grad
Jul 4, 2021
Graduating from college? Avoid these three credit card mistakes.
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Buying a New Car? It Can Pay to Get Insurance Quotes First
Jul 4, 2021
Different vehicles cost varying amounts to insure. That's why it's smart to get an insurance quote before buying a new car.
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Current Mortgage Rates -- July 2, 2021: Rates Are Mixed
Jul 2, 2021
Did mortgage rates trend up or down on July 2? Find out the answer here.
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Don't Want to Move in This Crazy Market? 4 Ways to Fall Back in Love With Your Current House
Jul 1, 2021
Get creative with room arrangements and remove clutter to make better use of your space. Check out these and other tips for falling back in …
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Today's Mortgage Refinance Rates -- July 1, 2021: Rates Fall for All Loans
Jul 1, 2021
How did mortgage refinance rates change on the first day of July? Check out today's average rates here.
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Thinking About Relocating? It Can Pay to Rent Before You Buy
Jul 1, 2021
Renting before you buy is a good way to try out a new location before you commit to purchasing a home.
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Here's What Bill Gates Has to Say About Bitcoin
Jun 30, 2021
Bill Gates has some concerns about investing in Bitcoin. Here's his advice to people interested in buying cryptocurrency.
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Current Mortgage Rates -- June 30, 2021: Rates Fall for All Loans
Jun 30, 2021
As June comes to an end, how have mortgage rates changed? Check out today's average interest rates.
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Traveling This Summer? Don't Forget to Take These Credit Card Steps
Jun 30, 2021
If you're traveling, alert your credit card company and find out what benefits you may have that could make your trip more enjoyable.
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Today's Mortgage Refinance Rates -- June 29, 2021: Rates Down Across the Board
Jun 29, 2021
How did mortgage refinance rates trend on June 29, 2021? Check out today's average rates here for the 30-year, 20-year, and 15-year fixed-rate loan.
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4 Phone Numbers to Keep in the Glove Compartment in Case of an Accident
Jun 29, 2021
Having an emergency contact, as well as the number of your insurance company, is important. Find out why you need these and other numbers in …
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3 Signs You Aren't Ready for a Credit Card
Jun 29, 2021
If you're living above your means, don't have a budget, and aren't tracking your spending, you probably aren't ready for a credit card. Find out …
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Current Mortgage Rates -- June 28, 2021: Rates Up for Most Fixed-Rate Loans
Jun 28, 2021
Are mortgage rates more or less competitive on June 28 compared with recent days? Find out here.
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What's Your Budgeting Style?
Jun 28, 2021
Want to pick the perfect budget for you? This quiz will help you decide which option makes sense.
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3 Red Flags You're Buying the Wrong House
Jun 28, 2021
If you're buying a house for the wrong reasons or stretching your budget, you could end up regretting your purchase. Learn more here.
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Why Don't Rich People Pay Cash for Homes?
Jun 27, 2021
Many wealthy people get a mortgage loan, even though they could pay for their house with cash. Here's why.
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More Than Half of Americans Don't Know About the Expanded Child Tax Credit
Jun 26, 2021
Parents should be getting money from the government soon. But many may not know it, and this lack of knowledge could cost them.
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3 Questions You Need to Answer to Get a Car Insurance Quote
Jun 26, 2021
To get an accurate car insurance quote, be ready to provide certain key information, including the car's VIN number.
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Why Now May Be a Better Time Than Ever for Parents to Open a High-Yield Savings Account
Jun 25, 2021
If you're a parent, you may be getting some extra money soon from the Child Tax Credit. Here's why now is the ideal time to …
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4 Reasons I Care a Lot About My Credit Score (Even Though I Won't Be Borrowing Anytime Soon)
Jun 25, 2021
I'm not taking out any loans, but I care about my credit score because it affects my insurance, utility deposits, and employment opportunities.
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Today's Mortgage Refinance Rates -- June 25, 2021: Rates Fell for Most Loans
Jun 25, 2021
As June draws to a close, check out how average mortgage refinance rates are trending.
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3 Signs You'll Be Happy if You Downsize Your Home
Jun 25, 2021
Should you downsize? Moving to a smaller home could make sense if you lower your monthly payments -- especially if these three factors apply to …
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4 Closing Costs You Can't Shop Around for When Buying a New Home
Jun 25, 2021
When you buy a house, you have to pay closing costs. There are a few closing fees you can't shop around for. Here's what they …
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3 Ways Credit Cards Can Ruin Your Finances
Jun 24, 2021
If you fall behind on credit card payments, you could damage your credit, face unaffordable bills, and incur high interest costs that affect other goals.
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Stimulus Check Update: Pressure Mounting for Key Rule Change That Would Improve the Odds of a Fourth Stimulus Check
Jun 24, 2021
Pressure is mounting on the Democrats to change the rules for the legislative filibuster. If lawmakers make such a change, the odds of another stimulus …
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Current Mortgage Refinance Rates -- June 24, 2021: Rates Rise for All Loans
Jun 24, 2021
Homeowners may want to track average mortgage rates to see if they should refinance. Check out today's average mortgage refinance rates for June 24.
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Why I Keep a $1,000 Cushion in My Bank Account
Jun 24, 2021
A $1,000 cushion helps me to avoid overdrafts, which can come with costly fees. Here's why I feel this is so important.
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This Mistake Could Do Double Damage to Your Mortgage Application
Jun 23, 2021
Getting deeper into debt before applying for a mortgage could hurt your prospects of getting a loan in two important ways. Here's what you need …
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Current Mortgage Rates -- June 23, 2021: Rates Rise for Most Loans
Jun 23, 2021
If you're thinking about borrowing for a home, check out average mortgage rates for June 23, 2021.
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3 Expenses You Can't Afford to Forget When Buying a New Home
Jun 22, 2021
When buying a new home, make sure to plan for moving costs, new furniture, and deposits for utility hookups.
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Stimulus Check Update: More Than 2.3 Million Additional Stimulus Payments Distributed Last Week
Jun 22, 2021
As millions await news of a fourth stimulus check, the IRS is continuing to distribute past payments.
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Current Mortgage Refinance Rates -- June 22, 2021: Rates Tick Up
Jun 22, 2021
Thinking about refinancing? Here's how average rates are trending for refinance loans on June 22, 2021.
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Could This Be the Secret to Successful Budgeting?
Jun 21, 2021
If you do this step first, there's a much better chance you'll be able to stick to your budget.
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Current Mortgage Rates -- June 21, 2021: Rates Up Across the Board
Jun 21, 2021
Home buyers should check out today's average mortgage rates for June 21, 2021 to see if now is a good time to get a home …
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4 Home Buying Costs You'll Probably Need to Pay Before Closing on Your Mortgage
Jun 19, 2021
You may have to come up with some money prior to the time you close on your home loan.
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3 Ways to Avoid Overpaying for a House
Jun 19, 2021
Are you in the market for a new home? Avoid falling in love and check comparable sales to help ensure you don't end up overpaying. …
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4 Closing Costs You Can Save on When Buying a New Home
Jun 19, 2021
There are some closing costs you can shop around for -- and others you can't. Here are four costs you might be able to save …
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Today's Mortgage Rates -- June 18, 2021: Rates Rise for Fixed-Rate Loans
Jun 18, 2021
Buying a home? Check out today's average mortgage rates for June 18, 2021.
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This 1 Easy Step Can Reduce the Stress of Home-Buying
Jun 18, 2021
Buying a house can be a stressful process. You can make it easier by getting pre-approved for a mortgage before you begin shopping for a …
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Stimulus Check Update: The IRS Has a New Tool to Help You Get Your Stimulus Money
Jun 17, 2021
Taxpayers who do not file tax returns should use the new tool created by the IRS to make sure they receive their expanded Child Tax …
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Mortgage Loan Applications Increase as Rates Fall
Jun 17, 2021
More people applied for mortgages recently as rates fell. Here's what you should know.
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Today's Mortgage Refinance Rates -- June 17, 2021: Rates Up for Most Loans
Jun 17, 2021
Thinking about refinancing your home loan? Check out today's average mortgage refinance rates.
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Should You Borrow From Your 401(k) to Make a Home Down Payment?
Jun 17, 2021
There are pros and cons to borrowing against your retirement funds to pay for a home. Here's what you need to know.
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Today's Mortgage Rates -- June 16, 2021: 30-Year and 20-Year Loan Rates Rise but Others Fall
Jun 16, 2021
How did mortgage rates change on June 16, 2021? Check out today's average rates here and compare them to yesterday's.
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3 Things to Know About Jumbo Loans
Jun 16, 2021
If you are trying to qualify for a jumbo loan, you may need a larger down payment, and your loan may look different than a …
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The 3 Most Important Questions to Ask Before Getting a Mortgage
Jun 16, 2021
You can't afford unpleasant surprises when it comes to your home loan. Keep reading to make sure you know the three most important questions to …
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Stimulus Check Update: Homeowners Could Be Entitled to More Money
Jun 15, 2021
The American Rescue Plan provided money to help struggling homeowners, along with the $1,400 stimulus checks. Learn what you need to do to be eligible …
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4 Reasons a Seller May Reject Your Offer
Jun 15, 2021
There are a number of reasons a seller may reject your offer to buy a home. Keep reading to make sure you don't get in …
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Today's Mortgage Refinance Rates -- June 15, 2021: Rates Down for 15-Year Loans
Jun 15, 2021
If you're considering refinancing your home loan, check out average mortgage rates for 30-year, 20-year, and 15-year fixed-rate refinance loans.
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Today's Mortgage Rates -- June 14, 2021: Rates Fall for Most Loans
Jun 14, 2021
Average mortgage rates can change over time. Here's what happened to average mortgage rates on June 14, 2021.
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4 Factors That Affect Your Personal Loan Interest Rate
Jun 14, 2021
How much will you pay for a personal loan? It depends on four different things.
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What Happens if You Back Out of a Home Sale After Making an Earnest Money Deposit?
Jun 14, 2021
An earnest money deposit shows you are acting in good faith and intend to go through with an offer. Find out what happens if you …
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The 3 Most Important Numbers Mortgage Lenders Look At
Jun 13, 2021
Mortgage lenders consider three big factors when deciding whether to give you a loan. Keep reading to learn what they are and why they matter.
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Building a New Home? Why You Should Minimize Allowances in Your Construction Contract
Jun 13, 2021
A home-building allowance gives you a set amount of money for a specific component of your home, such as lighting. Keep reading to learn why …
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3 Ways to Make Your Budget More Livable
Jun 13, 2021
Living on a budget can be a big challenge, but you can make it easier with these three tips.
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3 Ways Biden Plans to Help Americans Buy Homes
Jun 12, 2021
June is National Homeownership Month. Here's how President Biden plans to help Americans purchase homes.
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4 Reasons You May Want to Sell Your Home After You Retire
Jun 12, 2021
If you're a retiree or close to retiring, you may want to think about downsizing or relocating. Keep reading to learn four reasons why selling …
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Current Mortgage Refinance Rates -- June 11, 2021: Rates Fall
Jun 11, 2021
Did average mortgage refinance rates go up or down today? Find out here.
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Why You Should Apply for a Travel Card This Year
Jun 11, 2021
With the pandemic hopefully coming to an end, now may be a great time to apply for a travel card.
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Study Shows Stimulus Checks Reduced Financial Hardships for American Families
Jun 10, 2021
Stimulus checks led to a decline in material hardship among low-income households, with fewer families facing financial insecurity or food insufficiency.
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8 Factors That Affect Your Auto Insurance Premium
Jun 10, 2021
When you shop for car insurance, your age, driving record and vehicle can all affect the premiums you pay for car insurance.
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Stimulus Update: 36 Million Families to Receive IRS Letters About Upcoming Deposits
Jun 10, 2021
The IRS is alerting millions of American families about upcoming stimulus money. Here's what to do if you get a letter.
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Today's Mortgage Refinance Rates -- June 10, 2021: Rates Down for Most Loans
Jun 10, 2021
Average mortgage refinance rates are down for most loans on June 10, 2021. Here's what you should know about today's average rates.
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I Have More Car Insurance Than My State Requires. Here's Why
Jun 10, 2021
I buy more coverage than the minimum required in order to better protect my assets. You may want to consider doing the same.
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Current Mortgage Rates -- June 9, 2021: Rates Down for Most Loans
Jun 9, 2021
Thinking of borrowing for a home? Check out average mortgage rates on June 9, 2021.
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These 4 Things Will Cause Your Auto Insurance to Go Up
Jun 9, 2021
Doing any of these four things will send your auto insurance rates soaring. Keep reading to learn what not to do as a driver.
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Today's Mortgage Refinance Rates -- June 8, 2021: Rates Down for Most Loans
Jun 8, 2021
How are mortgage refinance rates trending? Read this if you're a homeowner thinking about refinancing.
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Current Mortgage Rates -- June 7, 2021: 30-Year Loans Tick Down While Most Rates Rise
Jun 7, 2021
How are mortgage rates trending as we move beyond the first week of June? Find out here.
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These 3 Things Determine How Much a Personal Loan Will Cost You
Jun 7, 2021
If you're applying for a personal loan, three factors will play a role in how much your loan will cost over time. Keep reading to …
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Why Your Mortgage Lender's Customer Service May Not Matter as Much as You Think
Jun 6, 2021
Many mortgage lenders resell loans. As a result, customer service may not matter as much since you may not be dealing with your lender for …
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There's Great News About Americans' Credit Card Debt
Jun 5, 2021
Credit card debt has declined by a substantial amount. Here's what you need to know.
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Which of These 3 Options Is the Best Way to Tap Into Your Home Equity?
Jun 5, 2021
A cash-out refinance loan, a home equity loan, and a home equity line of credit all allow you to tap into your home's equity. But …
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4 Skills to Learn as Soon as You Buy Your Own Home
Jun 5, 2021
Knowing how to unclog a drain, fix a tripped circuit, turn off the water supply, and change HVAC filters are all essential skills. Here's why.
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Today's Mortgage Rates -- June 4, 2021: Rates Up for Most Loans
Jun 4, 2021
Did mortgage rates move up or down on June 4, 2021? Find out here.
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White House Press Secretary Makes Clear Stimulus Checks Are No Longer a Priority
Jun 4, 2021
The White House press secretary has indicated that Biden believes it's time to move on from stimulus checks.
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Can Your Emergency Fund Ever Be Too Big?
Jun 4, 2021
A hefty emergency fund is a good thing, but there are times when you could end up with too much in your savings. Here's what …
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3 Trends Home Buyers Should Watch in June
Jun 3, 2021
Thinking of buying a home in June? Be sure to keep an eye on these key trends.
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What to Know Before Buying a FSBO Home
Jun 3, 2021
Thinking about buying a "for sale by owner" (FSBO) home? Keep reading to make sure you're fully prepared for what's to come.
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2 Big Differences Between Personal Loans and Payday Loans
Jun 3, 2021
Payday loans and personal loans differ in terms of both the fees you'll owe and the payoff time. Here's what you need to know.
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Current Mortgage Refinance Rates -- June 3, 2021: Rates Are Mixed
Jun 3, 2021
Mortgage refinance rates are mixed on June 3, 2021 with some trending up and others down. If you are considering refinancing a current home loan, …
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Should You Buy a House Even if It Isn't Your Dream Home?
Jun 3, 2021
Many people have to settle for a property that isn't their dream home. Should you be one of them?
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Today's Mortgage Rates -- June 2, 2021: Most Rates Are Up
Jun 2, 2021
On June 2, 2021, most mortgage rates are up, with the 20-year down slightly. Find out what it might cost you to borrow for a …
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Stimulus Check Update: There's Some Bad News About a Fourth Stimulus Check
Jun 1, 2021
Joe Biden's recent budget proposal did not include a fourth stimulus check. That's bad news for Americans hoping for another payment.
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Current Mortgage Refinance Rates -- June 1, 2021: Rates Are Mixed
Jun 1, 2021
How are mortgage refinance rates trending on the first day of June? Find out here.
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Today's Mortgage Rates -- May 31, 2021: Most Rates Are Down
May 31, 2021
On May 31, 2021, mortgage rates are mostly down. Homeowners should review today's average rates before applying for a loan.
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Democrats Argue for Ongoing Stimulus Checks in Infrastructure Plan
May 28, 2021
Some Democrats believe recurring stimulus checks are necessary. Here's what you need to know about the likelihood of getting ongoing direct payments.
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Current Mortgage Refinance Rates -- May 28, 2021: Rates Are Mixed
May 28, 2021
Mortgage refinance rates are mixed on May 28, 2021, with some up and others down. Here's what you should know about how rates are trending …
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You Need an Emergency Fund Before You Start Investing. Here's Why
May 27, 2021
While you may be eager to get your money into the stock market, you need an emergency fund first. Here's why.
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Stimulus Check Update: The IRS Just Sent Out More Than 1.8 Million Additional Checks
May 27, 2021
More stimulus money continues to be delivered to eligible Americans. Here's what you need to know about the recent batch of 1.8 million checks.
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Today's Mortgage Refinance Rates -- May 27, 2021: Rates Are Mixed
May 27, 2021
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The 4 Worst Reasons to Renovate Your Home
May 27, 2021
Home renovations can make sense for a lot of reasons. Keep reading to make sure you aren't renovating your home for any of these four.
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1 Overlooked (but Important) Reason Not to Pay Off Your Mortgage Early
May 27, 2021
When you repay your mortgage ahead of schedule, you tie up a lot of money in an asset that you can't easily access. This could …
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Stimulus Check Update: 3 Reasons a Fourth Check Is Still a Possibility
May 26, 2021
A fourth stimulus check is still on the table, and support for it is growing. Here are three reasons why it may be a possibility.
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3 Lessons I'm Teaching My Toddler for Better Money Management
May 26, 2021
Lessons that my son is learning as a toddler will hopefully help him manage money later in life. Keep reading to learn more.
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Today's Mortgage Rates -- May 26, 2021: Rates Are Mixed
May 26, 2021
How did mortgage rates change on May 26? Check out how mortgage rates are trending today.
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3 Home-Buying Techniques That Could Backfire
May 26, 2021
Making a low offer or playing hardball after an inspection are just a couple of the home-buying techniques that could end up making it harder …
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How to Get Out of Debt and Stay Out for Good
May 25, 2021
By making a debt payoff plan, building an emergency fund, and living on a budget, you might be able to get out of debt and …
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Today's Mortgage Refinance Rates -- May 25, 2021: Rates Down Again
May 25, 2021
Mortgage refinance rates are down a bit on May 25, 2021. Check out average mortgage refinance rates today to see more about how they are …
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These Are My 3 Best Financial Habits
May 25, 2021
Checking my credit score, paying my credit cards in full every month, and living on a budget are three habits that have led to financial …
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This 1 Simple Trick Helps Me Keep My Credit Utilization Below 10%
May 24, 2021
Maintaining a low credit utilization ratio is key to earning a good credit score. Keep reading to learn how a credit limit increase could help …
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Today's Mortgage Rates -- May 24, 2021: Rates Are Mixed
May 24, 2021
Home buyers should take note of how mortgage rates are trending as average interest rates could affect the cost of their loan. Here's what you …
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Thinking About a No-Closing-Cost Mortgage? Do This First
May 24, 2021
There's usually a catch when it comes to no-closing-cost loans. Keep reading to make sure you're not taken by surprise.
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2 Features I Insist on When Picking an Online Broker
May 24, 2021
I won't do business with an online broker that charges a commission or doesn't allow me to trade in fractional shares. Here's why.
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Selling a House? Why You May Not Want to Accept a Contingent Offer
May 24, 2021
Contingencies can offer some protection to buyers. However, an offer with too many contingencies is more likely to fall through. Don't let that happen to …
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2 Ways to Reduce the Interest on Credit Card Debt
May 23, 2021
Stuck in credit card debt? A balance transfer credit card or a personal loan could be the answer. Keep reading to see which option might …
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3 Reasons to Get Pre-Approved for a Mortgage Before You Start Shopping for a Home
May 23, 2021
Getting pre-approved for a mortgage can make the home-buying process less stressful. Keep reading to learn more.
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Why I'm On My Third Forever Home
May 23, 2021
Many people want to buy a forever home, but life doesn't always work out as planned. Keep reading to learn why I'm on my third …
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3 Signs You Have Too Many Credit Cards
May 23, 2021
If you're missing payments or can't meet the demands of a rewards program, then you may have too many cards. Keep reading to learn more.
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5 Ways to Lower Your Mortgage Closing Costs
May 22, 2021
When you get a mortgage, closing costs can add up to thousands of dollars. But you may have options to reduce the costs of buying …
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This Is the Biggest Reason Payday Loans Are so Dangerous
May 22, 2021
Payday loans have many downsides, including high fees. But there's one big reason why they can be really dangerous. Keep reading to learn more about …
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Starting July 15, Most Parents Will Have an Extra $250 a Month. Here's What to Do With Yours
May 22, 2021
Millions of households will get more money from the federal government starting in July. Here's what to do with your Child Tax Credit.
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2 Big Problems That Could Derail Your Home Purchase After an Accepted Offer
May 22, 2021
A low appraisal and problems during the home inspection could potentially derail your home purchase after closing on your new home. Keep reading to learn …
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3 Reasons Never to Max Out Your Credit Cards
May 21, 2021
Spending up to your credit card's limit is called maxing it out. Here are three big reasons why you should avoid doing that.
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2 Reasons You Really Need an Emergency Fund Before Buying a Home
May 21, 2021
If you're considering buying a home, it's imperative that you have an emergency fund first. Find out two big reasons why this is essential.
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Current Mortgage Rates -- May 21, 2021: Rates Down for Most Loans
May 21, 2021
Thinking of buying a home? Here's how average mortgage rates are trending for fixed and adjustable-rate mortgages on May 21, 2021.
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Pros and Cons of Using a Home Equity Loan to Consolidate Debt
May 21, 2021
A home equity loan can be used to consolidate debt, but it isn't always the best option. Learn about the pros and cons, as well …
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Sold Your Home? 4 Steps to Take Before Closing
May 20, 2021
When you've sold your home, remember to cancel your insurance and turn off utilities. Learn more about these and other steps you should take after …
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3 Alternatives to Vacation Loans
May 20, 2021
Borrowing for a vacation can leave you with financial regrets. Here are three alternatives to taking out a loan that are worth considering.
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Current Mortgage Refinance Rates -- May 20, 2021: Rates Are Mixed
May 20, 2021
Mortgage refinance rates are mixed on May 20, 2021. Check out today's average rates for fixed-rate refinance loans.
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The 4 Costs That Make Up Your Monthly Mortgage Payment
May 20, 2021
Your monthly mortgage payments can include principal, interest, taxes, and insurance. Here's what to know about these costs of homeownership.
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39 Million Households to Get More Coronavirus Stimulus Money Starting July 15
May 19, 2021
More COVID-19 relief is coming beginning in July, but fewer Americans qualify for it. Keep reading to see if you're eligible for this stimulus relief.
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3 Reasons to Put Your Tax Refund Into an Emergency Fund
May 19, 2021
Getting a tax refund? Here's why putting that money into an emergency fund could be a smart financial choice.
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2 Home-Buying Myths You Shouldn't Buy Into
May 19, 2021
If you believe that you need great credit or a huge down payment to buy a home, you may be surprised to find that isn't …
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Current Mortgage Rates -- May 19, 2021: Rates Mixed
May 19, 2021
How are mortgage rates trending on May 19, 2021? Check out today's average rates here.
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Thinking of Building a Brand-New Home? Do This First
May 19, 2021
Building a brand new home can come with a lot of surprise costs. To make sure you're prepared, you may want to save up around …
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4 Times a Credit Card Annual Fee Is Worth Paying
May 19, 2021
Credit card annual fees can be worth paying under the right circumstances. Here are a few situations where paying a fee could be a smart …
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4 Homeownership Expenses That Caught Me Off Guard
May 18, 2021
When I bought a home, there were some additional costs that came as a big surprise. Keep reading to help prepare you for unexpected homeownership …
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Stimulus Check Update: Some Americans Will Get More Money Starting July 15
May 18, 2021
Americans who are eligible for the child tax credit will begin getting their first direct payments on July 15. Here's what you need to know.
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Today's Mortgage Rates -- May 18, 2021: Rates Up Again
May 18, 2021
How are mortgage rates trending on May 18, 2021? You can check out today's average rates here.
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Managing My Money Takes Just 20 Minutes a Month. Here's How
May 18, 2021
I don't spend much time managing my finances anymore because I automated most of my money tasks. Learn how I did it.
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Today's Mortgage Refinance Rates -- May 18, 2021: Rates Up Again
May 18, 2021
On May 18, 2021, mortgage refinance rates are up a bit compared with yesterday. See today's average refinance rates for fixed-rate loans.
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Buying a New Home? 4 Steps to Take Before Closing Day
May 18, 2021
If you're purchasing a new home, you need to make sure you're prepared before you move in. These four steps can help you be ready.
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Is a Single-Family Home the Right Choice for You?
May 18, 2021
Single-family homes are an alternative to townhouses and condos. If you're house hunting, here's how to decide if you should move into one.
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3 Signs You're Ready to Move Up From Your Starter Home
May 17, 2021
If you have the money to make higher monthly payments and are outgrowing your space, you may be ready to move up from your starter …
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Which Debts Count When Your DTI Is Determined for a Mortgage?
May 17, 2021
Your debt-to-income ratio can determine if you're approved for a home loan. All of the debts that you owe can count towards this calculation.
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Current Mortgage Rates -- May 17, 2021: Rates Tick Up
May 17, 2021
Mortgage rates affect what you pay to borrow to buy a home. Check out how rates are trending on May 17, 2021.
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Current Mortgage Refinance Rates -- May 17, 2021: Rates Up a Bit
May 17, 2021
Homeowners should follow trends in mortgage refinance rates to determine if and when refinancing makes sense. Check out average mortgage refinance rates for May 17, …
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California Residents May Be Eligible for an Additional $600 Stimulus Check
May 16, 2021
The California governor is proposing another $600 stimulus payments for eligible families. Here's what you need to know.
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2 Downsides of Refinancing Your Mortgage
May 16, 2021
Refinancing your mortgage can be a smart move if it saves you money, but there are some downsides. Here are two and how you can …
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Biden Warns You Could Lose Unemployment if You Turn Down Job Offers
May 16, 2021
President Biden is making it clear that jobless workers can't keep unemployment benefits if they turn down suitable work that is offered. Keep reading to …
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How to Avoid Going Overboard on Home Upgrades
May 16, 2021
Building or remodeling a home? Make sure you don't go overboard and spend more than you can afford. Here's how to ensure you don't regret …
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4 Ways to Get the Lowest Monthly Mortgage Payment
May 15, 2021
Want to keep your mortgage costs low? Here are the steps to get you there, including saving up a big down payment.
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Why You Shouldn't Feel Bad if You Have to Tap Your Emergency Fund
May 15, 2021
Dipping into your emergency fund can be stressful, but that's what the money is there for. Here's why you shouldn't feel guilty if you need …
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Are You Buying and Selling a Home? Here's How to Make It Easier
May 14, 2021
Planning to both buy and sell a property at the same time is no easy task. Read on for some ways to make it easier.
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Today's Mortgage Refinance Rates -- May 14, 2021: Mortgage Rates Tick Up
May 14, 2021
Mortgage refinance rates are up a bit today. Learn more about how this could affect the interest rate you'll pay if you get a new …
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5 Big Mortgage Refinancing Mistakes
May 14, 2021
Refinancing can reduce your mortgage costs. But mistakes, such as not shopping around or focusing too much on monthly payments, can cut into your savings.
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3 Things Your Mortgage Lender Will Want to Know
May 14, 2021
When you buy a house, mortgage lenders want to know about your credit history. Here's what they'll look for.
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Stimulus Check Update: Watch for This IRS Letter in the Mail
May 13, 2021
You should receive an IRS payment letter, Notice 1444-C, detailing the amount of your third stimulus check. Here's what you need to know.
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Current Mortgage Refinance Rates -- May 13, 2021: Mortgage Rates Tick Up
May 13, 2021
What happened with average mortgage refinance rates on May 13, 2021? Check out how rates are trending.
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This Is the Single Best Financial Decision I Ever Made
May 13, 2021
Do you get to the end of the month and wonder why there's nothing left to put in your savings? This writer had the same …
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3 Ways I Make Sure I Never Miss a Credit Card Payment
May 13, 2021
Missing a credit card payment has serious financial consequences. Here's how I make sure it doesn't happen to me.
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Today's Mortgage Rates -- May 12, 2021: Rates Are Mixed
May 12, 2021
How did average mortgage rates change on May 12, 2021? Find out here.
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Experts Say Not to Close Credit Cards. Here's Why I Did Anyway
May 12, 2021
Closing a credit card is often a bad idea. I did it anyway. Here's why.
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This One Phone Call Saves Me $95 Every Year
May 11, 2021
My credit card company charges an annual fee, but I call to ask them to waive it. This is usually a success and saves me …
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Stimulus Check Update: More Than $2 Billion Worth of Stimulus Checks Remain Unclaimed
May 11, 2021
An estimated 1.25 million stimulus checks were either uncashed or returned to the government. Here's what you need to know.
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Current Mortgage Refinance Rates -- May 11, 2021: Mortgage Rates Down Slightly
May 11, 2021
Mortgage refinance rates were down a bit on May 11, 2021.
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3 Ways I've Slashed My Grocery Bill -- and Made Shopping Easier
May 11, 2021
Bulk buying, batch cooking, and joining a CSA have helped me to reduce grocery costs. Here's why.
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I Chose a Cash-Out Refinance Over a Home Equity Loan. Here's Why
May 11, 2021
A cash-out refinance loan presents several benefits over a home equity loan in certain situations. Find out why a cash-out refi was a better option …
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How My Husband and I Solved Our Biggest Money Fight
May 11, 2021
My husband and I don't fight about money any more because we each get some fun money to spend without question. Here's how our budget …
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Today's Mortgage Rates -- May 10, 2021: Rates Mixed
May 10, 2021
Buying a home? Here's what you need to know about how mortgage rates are trending on May 10, 2021.
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Buying a Home? Here's What to Do if the Inspection Turns Up Problems
May 10, 2021
A home inspection is an important part of the home buying process. Here are your options for dealing with home inspection issues.
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5 Ways to Improve Your Chances of Selling Your Home
May 10, 2021
Selling your property? Here are five things to do now to maximize the chances of finding a buyer.
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4 Ways to Put a Permanent End to Overspending
May 9, 2021
Living on a budget and imposing a 24-hour rule are just two of the techniques to avoid overspending. Learn more here.
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Why You Need an Appraisal if You're Refinancing Your Mortgage
May 9, 2021
Looking to refinance? Don't be surprised if you have to get an appraisal. It's often part of the process that will protect your lender.
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Building a Home? This Could Be Your Biggest Budget Buster
May 8, 2021
Building a home is expensive. And if your allowances are too low, it's easy to go over budget. Learn more about construction allowances and how …
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Current Mortgage Rates -- May 7, 2021: Rates Down for Most Loans
May 7, 2021
On May 7, 2021, mortgage rates were down for most loans. Check out today's average rates to find out more about how rates are trending.
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Current Mortgage Refinance Rates -- May 6, 2021: Rates Down Across the Board
May 6, 2021
If you can reduce the interest on your home loan, refinancing may be a smart financial move. Find out current mortgage refinance rates here.
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Why I'd Never Buy Mortgage Life Insurance -- and You Probably Shouldn't Either
May 6, 2021
Mortgage life insurance pays off your mortgage if you pass away, and it sometimes covers mortgage costs if you have a disability. Here's why I …
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Current Mortgage Rates -- May 5, 2021: Rates Are Mixed
May 5, 2021
Anyone considering purchasing a home should monitor mortgage rate trends. Here's what happened with mortgage rates on May 5, 2021.
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Stimulus Check Update: Some Good News (and Potential Bad News) About $1,400 Checks
May 4, 2021
Stimulus checks may have caused the largest increase in household income on record. Here's what you should know.
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Current Mortgage Refinance Rates -- May 4, 2021: Rates Remain Largely Stable
May 4, 2021
Thinking of refinancing your home loan? Here's how mortgage refinance rates trended on May 4, 2021.
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5 Documents to Prepare Before Applying for a Mortgage
May 4, 2021
Applying for a mortgage? Make sure to get these five documents ready, including W-2s and pay stubs.
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Current Mortgage Rates -- May 3, 2021: Rates Are Mixed
May 3, 2021
As May gets underway, how are mortgage rates trending? Find out here.
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The 1 Big Reason I'd Never Buy a House Without a 20% Down Payment
May 3, 2021
Buying a home without a 20% down payment comes with some risks. Read on to learn why this may not be the best option for …
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Coronavirus Stimulus Bills Delivered a Big Tax Cut to Most Americans
May 1, 2021
The American Rescue Plan Act will result in many Americans paying no taxes at all and others paying a very low rate in 2021. Here's …
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Why You Need to Budget More for a Rental Car If You're Taking a Trip
May 1, 2021
A shortage of semiconductors coupled with the fact that many rental car companies sold off their fleets means that rental car prices are way up. …
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3 Mortgage Loans I'd Never Consider
May 1, 2021
One writer would say no to balloon mortgages, interest-only mortgages, and 40-year fixed-rate loans. Find out why and what alternatives you could consider.
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Thinking of Taking On a Big Mortgage Loan? Do This First
May 1, 2021
Are you planning to take out a mortgage with a high monthly payment? Don't do it until you take this step.
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Stimulus Check Update: Could Biden's Latest Plan Provide More Financial Help Than a Fourth Stimulus Check?
Apr 30, 2021
In his first joint address to Congress, President Biden made no mention of a fourth stimulus check. But the plans he's outlined could be more …
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Today's Mortgage Refinance Rates -- April 30, 2021: Rates Tick Up
Apr 30, 2021
How are average mortgage refinance rates trending on the last day of April? Find out here.
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4 Ways to Save Time When Shopping for a Mortgage
Apr 30, 2021
Want to make shopping for a mortgage easier? Try these four ways to save time when searching for a home loan.
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Biden Wants to Cut the Average Family's Childcare Costs by $14,800
Apr 29, 2021
Child care is expensive. President Joe Biden has a plan to cut your costs by capping payments at a percentage of your income. Keep reading …
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Will Biden's New American Families Plan Lead to Paid Time Off?
Apr 29, 2021
President Biden wants to guarantee workers sick time and family leave. Keep reading to learn more and to see if paid leave could be on …
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Current Mortgage Refinance Rates -- April 29, 2021: Rates Tick Up
Apr 29, 2021
What are average mortgage refinance rates on April 29, 2021? Find out here.
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Don't Buy Into These Common Mortgage Myths
Apr 29, 2021
Many people think you need perfect credit or a large down payment to get a mortgage. But that's not the whole story. Here are three …
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Current Mortgage Rates -- April 28, 2021: Rates Rise for Most Fixed-Rate Loans
Apr 28, 2021
On April 28, 2021, average mortgage rates are mostly up for fixed-rate loans. Find out if now is a good time to apply for a …
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Stimulus Update: Democrats Aim to Make $300 Monthly Payments Permanent for Parents
Apr 27, 2021
The most recent coronavirus stimulus bill provides an expanded child tax credit that will result in temporary monthly relief for many parents. Some democrats want …
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Current Mortgage Refinance Rates -- April 27, 2021: Rates Trend Down
Apr 27, 2021
Average mortgage refinance rates are down on April 27, 2021. Learn more about how much a loan at today's rates could cost you.
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How Much Money Could a 15-Year Mortgage Save You on an Average Home?
Apr 27, 2021
A 15-year mortgage for a median-price home could save you more than $90,000. Keep reading to see why that may not be your best option.
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Today's Mortgage Rates -- April 26, 2021: Rates Trend Lower on Fixed-Rate Options
Apr 26, 2021
On April 26, 2021, the average interest rates on mortgage loans are down for fixed-rate loans. Read on to see today's average rates.
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Current Mortgage Rates -- April 23, 2021: Rates Fall Slightly
Apr 23, 2021
On April 23, 2021, mortgage rates are down a bit. See what the average home buyer would pay for a mortgage loan today.
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5 Savings Accounts Everyone Should Have
Apr 23, 2021
It's a good idea to have different savings accounts for different purposes. Here are five types you should have, including an emergency fund and a …
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3 Common Personal Loans I'd Never Take Out
Apr 22, 2021
Many people get personal loans for a vacation, wedding, or home improvement. Here's why I would say no to all of these.
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Dating With Debt? When and How to Tell a Partner What You Owe
Apr 22, 2021
Debt can be a difficult subject to talk about, but it's best to raise it sooner rather than later if you see a future with …
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Current Mortgage Refinance Rates -- April 22, 2021: Rates Tick Down
Apr 22, 2021
Mortgage refinance rates moved downward on April 22, 2021. Homeowners considering refinancing should check out today's average rates for more info.
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2 Features I Insist Upon in a Savings Account
Apr 22, 2021
When searching for an online savings account, focus on the APY and the method of moving money around. Here's what to look for.
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Suze Orman: 'Don't You Dare' Do This With Your Stimulus Check
Apr 22, 2021
Suze Orman has some advice about what not to do with your stimulus check -- and it may surprise you.
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Buying a Brand New Home? Maintenance May Cost More Than You Think
Apr 22, 2021
New construction homes can still have maintenance costs. Keep that in mind when you set your home-buying budget.
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Could Your Housing Costs Fall if Lawmakers Successfully Restore This Tax Deduction?
Apr 21, 2021
A restored SALT deduction could potentially save you money on housing -- but only if you have an expensive property tax bill.
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Current Mortgage Rates -- April 21, 2021: Rates Tick Down
Apr 21, 2021
Thinking about buying a home? Here's what happened to average mortgage interest rates on April 21, 2021.
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Could a Credit-Builder Loan Be the Ticket to Improving Your Credit Score?
Apr 20, 2021
A credit-builder loan helps you both build credit and save money. Here's how they work.
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Stimulus Check Update: Here's How $850 Billion in Direct Payments Have Helped Americans
Apr 20, 2021
Three stimulus checks have been delivered, providing around $850 billion to eligible Americans. Here's how this money has helped.
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This Is the Biggest Reason I've Failed at Financial Goals
Apr 20, 2021
Setting the wrong timeline can make it difficult, even impossible, to succeed at financial goals. Here's why.
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Current Mortgage Refinance Rates -- April 20, 2021: Mortgage Refinance Rates Down for Most Loans
Apr 20, 2021
On April 20, 2021, mortgage refinance rates were down for the 15-year and 30-year loan options. Check out how average refinance rates trended today.
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4 Ways to Get the Lowest Rates on a Personal Loan
Apr 20, 2021
Personal loan interest rates can vary widely. Here's how to find a loan at the most competitive rate.
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Is Spring 2021 the Right Time to Buy a Home?
Apr 19, 2021
Should you buy a home right now? Here are some factors to consider.
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Watch Out for These Red Flags When Applying for a Personal Loan
Apr 19, 2021
Some personal loan lenders are better than others. Watch out for these red flags when you apply for a loan.
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Current Mortgage Rates -- April 19, 2021: Rates Tick Down
Apr 19, 2021
On April 19, 2021, mortgage rates fell for all loans. Take a look at today's average interest rates for mortgage loans.
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4 Good Uses For Your Stimulus Check
Apr 18, 2021
Most Americans received a $1,400 stimulus check. Here are four good uses for yours.
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Answer This Question Before You Even Think About Buying a Home
Apr 17, 2021
Before you start thinking about buying a property, you need to consider how long you want to live there. If you'll be moving again soon, …
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Thinking of Selling a House Without a Real Estate Agent? Ask These 3 Questions First
Apr 17, 2021
Selling your home without a real estate agent is doable, but it can be complicated. Ask yourself these questions to see if you're up to …
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How I'm Reworking My Budget to Plan for a Post-Pandemic Life
Apr 17, 2021
With the COVID-19 pandemic hopefully coming to an end soon, I'll be making these big changes to my household budget.
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The 2 Big Reasons We've Stopped Making Extra Mortgage Payments
Apr 16, 2021
We used to pay extra on our mortgage. We stopped, for two big reasons.
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Ask Yourself These 3 Questions to Choose the Best Debt Payoff Plan
Apr 16, 2021
There are a few popular debt-payoff strategies. These questions can help you decide which is best for you.
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Current Mortgage Refinance Rates -- April 16, 2021: Rates Mixed
Apr 16, 2021
On April 16, 2021, average mortgage refinance rates are mixed. Take a look at average rates today if you're thinking of refinancing.
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How Much Money Could You Lose by Not Shopping Around for Mortgage Rates?
Apr 16, 2021
Loan rates and terms can vary by lender. Here's how much it could cost you if you don't shop around.
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Making an Offer to Buy a House? Be Sure to Include These 2 Clauses
Apr 16, 2021
An offer to buy a home should include an inspection contingency and an appraisal contingency. Here's why.
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Stimulus Check Update: Extra Plus-Up Payments Will Continue Arriving Weekly
Apr 15, 2021
If you're entitled to a plus-up payment, the IRS will continue sending these out weekly as it processes tax returns from 2020.
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3 Home Repairs You Shouldn't Try to DIY
Apr 15, 2021
There are home repair fixes you shouldn't try on your own -- including plumbing, electrical work, and foundation work.
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Today's Mortgage Refinance Rates -- April 15, 2021: Rates Trend Down
Apr 15, 2021
Mortgage refinance rates are down on April 15, 2021. Find out more about what this change in rates could mean for your ability to refinance …
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3 Secrets to Making Smart Financial Decisions
Apr 15, 2021
Making the best choices about money can be a challenge. Here are three secrets to ensuring you're happy with your financial decisions.
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Shopping for a Home? Be Ready to Make an Earnest Money Deposit
Apr 15, 2021
If you're thinking about buying a home, make sure you have between 1% and 3% of the home's value to put down as a deposit. …
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4 Reasons Not to Cosign a Personal Loan
Apr 15, 2021
Cosigning a personal loan can have financial consequences. Here are four big reasons why you may not want to do it.
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4 Questions to Ask Before Doing a Balance Transfer
Apr 14, 2021
Thinking of doing a balance transfer? Consider your goals, the fees, the amount you can transfer, and your ability to repay the loan before you …
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Today's Mortgage Rates -- April 14, 2021: Rates Tick Down for Most Loans
Apr 14, 2021
Mortgage rates are down for most loans on April 14, 2021. Find out more here about average mortgage rates today.
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This Simple Mistake Could Cost You Your Mortgage Approval
Apr 14, 2021
Don't put your home loan in jeopardy by taking on new debt before you close on your home loan.
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Steps to Getting Mortgage Pre-Approval
Apr 14, 2021
Shopping for a home? Be sure to take these 3 steps to get mortgage pre-approval before you make an offer.
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Stimulus Check Update: Here's What to Know if You're Claiming a Stimulus Check on Your Taxes
Apr 13, 2021
If you didn't receive one of the first two stimulus payments, you can claim it on your tax return. Here's what to know about that …
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Why You Shouldn't Roll Closing Costs Into Your Mortgage
Apr 13, 2021
When you get a mortgage, you may have the choice to borrow to cover your closing costs. But here's why that may not be the …
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Today's Mortgage Refinance Rates -- April 13, 2021: Rates Fall
Apr 13, 2021
Mortgage refinance rates ticked down on April 13, 2021. Read on to see what average rates are today.
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Don't Forget These 3 Added Expenses if You're Upsizing Your Home
Apr 13, 2021
A larger mortgage payment is not the only extra expense of upsizing a home. You'll need to factor higher utility costs and other costs into …
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Store Cards Are a Bad Deal. Here's Why I Opened One Anyway
Apr 13, 2021
Store credit cards tend to have higher interest rates than other cards, and their rewards programs are rarely as good. I found a good reason …
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Today's Mortgage Rates -- April 12, 2021: Rates Mixed
Apr 12, 2021
On April 12, 2021, average mortgage rates are down for some loans and up for others. Take a look at average rates today to see …
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3 Questions to Ask Before Refinancing
Apr 12, 2021
Thinking about refinancing your home loan? Ask yourself three key questions first, including how much you'll save and how much closing costs will be.
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How Refinancing to a 30-Year Mortgage Can Backfire
Apr 12, 2021
If you refinance to a thirty-year loan, you could end up increasing payment costs over time. Read on to see why this may not be …
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A Fourth Stimulus Check Could Spring 7.3 Million Americans Out of Poverty
Apr 11, 2021
Millions more Americans would escape poverty if the Biden administration signed a fourth stimulus check into law.
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Does It Ever Make Sense to Get a Subprime Mortgage Loan?
Apr 11, 2021
A subprime mortgage loan has a high rate of interest. Generally, you should explore other options before considering one. Read on to learn more.
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Why the Idea of a 'Forever' Home Is Overrated
Apr 11, 2021
Many people dream of buying their forever home, but this doesn't always make a lot of sense -- financially or personally.
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Struggling to Decide Which Debts to Pay First? You May Not Have To
Apr 11, 2021
Most debt payoff plans require you to decide what order you want to pay off your debts. This option means you don't have to.
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Biden Facing Pressure to Include a Fourth Stimulus Check in Upcoming Infrastructure Bill
Apr 10, 2021
President Biden is working on a big stimulus bill. Will it include another COVID-19 relief check?
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Could Your Stimulus Check Help You Refinance Your Home?
Apr 10, 2021
Your stimulus check could help you pay closing costs to make refinancing more affordable. Learn more here.
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Investing Your Stimulus Check? Here's What to Look for in a Broker
Apr 10, 2021
Investing a stimulus check can be a smart financial move -- but you want the right broker.
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Current Mortgage Rates -- April 9, 2021: Rates Down for Most Loans
Apr 9, 2021
Are you thinking about getting a mortgage to buy a home? Mortgage rates are down for most loans on April 9, 2021.
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4 Mistakes That'll Make Your Budget Impossible to Follow
Apr 9, 2021
Underestimating your financial needs and wants in your budget can make it too hard to stick to. Here's what you need to know to set …
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3 Financial Decisions I Made a Decade Ago That Have Really Paid Off
Apr 9, 2021
I committed to never carrying a credit card balance, to saving for emergencies, and to automating my savings. These decisions have paid off.
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5 Tips for Finding a Home to Buy When You Live Out of Town
Apr 8, 2021
Long distance house-hunting can be tough, but a good real estate agent and video tours can help. Here are some other ways to make your …
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Stimulus Check Update: Here's How Americans Plan to Use Their Third Check
Apr 8, 2021
The IRS is distributing stimulus checks to eligible Americans. Here's how they plan to use them.
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Current Mortgage Refinance Rates -- April 8, 2021: Rates Tick Down
Apr 8, 2021
Mortgage refinance rates were down a bit for all loans on April 8, 2021. Check out today's average rates to help you decide if refinancing …
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Current Mortgage Rates -- April 7, 2021: Rates Tick Down
Apr 7, 2021
On April 7, 2021, mortgage rates fell slightly. Home buyers should take a look at today's average rates to find out what they could expect …
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Forget the Fourth Stimulus Check -- Many Families Have More Money Coming Anyway
Apr 6, 2021
You could see up to $3,600 per child, with payments coming as early as July. Here's what you need to know about getting the Child …
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Stimulus Check Update: You Could Get a 'Plus-Up' Payment if One of These 3 Things Is True
Apr 6, 2021
Americans who saw an income drop in 2020; who had a baby that year; or who added a new dependent could be entitled to more …
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2 Situations Where a Personal Loan Is Better Than a Credit Card
Apr 6, 2021
A personal loan can be a better option than a credit card if you're consolidating a lot of debt or need to pay off your …
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Current Mortgage Refinance Rates -- April 6, 2021: Rates Rise Again
Apr 6, 2021
On April 6, 2021, mortgage refinance rates were up for all loans. If you're thinking about refinancing your home loan, check out today's average rates.
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Current Mortgage Rates -- April 5, 2021: Rates Down for Most Loans
Apr 5, 2021
On April 5, 2021, mortgage rates were down for most loans. If you're buying a home, check out what today's average rates are.
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3 Trends Home Buyers Should Watch in April
Apr 5, 2021
If you're looking to get a mortgage and buy a home soon, here's what you need to know about the changing housing market this spring.
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4 Reasons a Fourth Stimulus Check Probably Isn't Going to Happen
Apr 4, 2021
Lawmakers aren't likely to authorize a fourth coronavirus stimulus check. Here's why.
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When Is It OK to Splurge With Your Stimulus Check?
Apr 4, 2021
Coronavirus stimulus checks have started arriving. Here are some ways you might want to spend your direct payment.
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3 Signs You Should Save Your Stimulus Check
Apr 3, 2021
If you're current on bills, not in a ton of debt, or don't have an emergency fund, it's a good idea to save your stimulus …
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Current Mortgage Refinance Rates -- April 2, 2021: Rates Tick Up
Apr 2, 2021
On April 2, 2021, mortgage refinance rates moved up, continuing their recent trend. Check out today's average rates if you're looking into refinancing your home …
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Will You Regret Paying off Debt With Your Stimulus Money?
Apr 1, 2021
Paying off debt is usually smart. But you could regret sending your stimulus money to your creditors in one particular situation.
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Today's Mortgage Refinance Rates -- April 1, 2021 Rates See Little Change
Apr 1, 2021
Mortgage refinance rates moved up for some loans and down for others on April 1. Check out today's average rates if you're thinking about refinancing …
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Today's Mortgage Rates -- March 31, 2021: Rates Mixed
Mar 31, 2021
On the last day of March, average mortgage rates are mixed. Home buyers can still find competitive rates, even though they have climbed from last …
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Today's Mortgage Refinance Rates -- March 30, 2021: Rates Tick Down Slightly
Mar 30, 2021
What happened to average mortgage refinance rates on March 30, 2021? Find out how rates are trending here.
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Current Mortgage Refinance Rates -- March 29, 2021: Rates Down for Most Loans
Mar 29, 2021
Thinking about refinancing your home loan? Here's what average mortgage refinance rates look like on Monday March 29, 2021.
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Today's Mortgage Rates -- March 29, 2021: Rates Drop for Most Loans
Mar 29, 2021
On March 29, 2021, mortgage rates were down for most loans. Find out today's average rates if you're considering borrowing to buy a home.
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4 Things Dave Ramsey Is Dead Wrong About
Mar 28, 2021
Dave Ramsey gives some bad advice about S&P 500 returns, mutual funds, and more. Here are five things the personal finance guru gets wrong.
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Here's What Happened When I Accidentally Missed a Credit Card Payment
Mar 28, 2021
Late credit card payments can lead to fees and damaged credit. But here's what happened when I missed a payment.
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The Only Reason I'd Ever Take Out a Personal Loan
Mar 27, 2021
Personal loans can be used for many things, but there's only one reason I'd ever consider one.
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3 Signs It's Time to Downsize Your Home
Mar 26, 2021
Downsizing can have some significant financial and personal benefits. Is it time for you to make the move?
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Current Mortgage Rates -- March 26, 2021: Rates Down on Fixed-Rate Loans
Mar 26, 2021
Mortgage rates are down for fixed-rate loans on March 26, 2021. Find out more here about today's average mortgage rates.
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Here's How Much the Monthly Payment Would Be for a Median-Priced Home
Mar 25, 2021
If you want to buy a median-priced home, what would it cost you? Read on to see what your likely monthly payment would be.
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Current Mortgage Refinance Rates -- March 25, 2021: Rates Mostly Hold Steady
Mar 25, 2021
What happened to mortgage refinance rates on March 25, 2021? Here's what you should know about interest rates today.
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3 Reasons I'll Never Give Up My Credit Cards
Mar 24, 2021
Many people are against using credit cards, but I'll never give mine up. Here are three big reasons why.
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Current Mortgage Rates -- March 24, 2021: Rates Increase Again for Fixed-Rate Loans
Mar 24, 2021
On March 24, 2021, mortgage rates were up again on fixed-rate loans. Here's what you should know about borrowing to buy a home at today's …
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The 3 Best Financial Decisions I've Made During the Pandemic
Mar 24, 2021
The pandemic has caused economic havoc, but these smart financial decisions helped me stay in a good position financially.
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Current Mortgage Refinance Rates -- March 23, 2021: Rates Continue Rising
Mar 23, 2021
Mortgage refinance rates were up again on Tuesday. Read on to see what the average interest rates are on mortgage refinance loans.
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Current Mortgage Rates -- March 22, 2021: Rates Begin the Week Up Again
Mar 22, 2021
Mortgage rates are up again on March 22, 2021. Check out today's average rates if you're looking to buy a home.
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4 Surprising Expenses My Emergency Fund Has Covered
Mar 20, 2021
Emergency funds can help you out of all sorts of sticky situations. Here are four unexpected expenses that I used mine to pay for.
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Current Mortgage Refinance Rates -- March 19, 2021: Rates Still Moving Upward
Mar 19, 2021
Mortgage refinance rates went up again on March 19, 2021. Here's what you should know.
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3 Signs You'll End Up With Financial Regrets
Mar 19, 2021
Short-term thinking is one way you'll end up with regret over how you handled your money. Read on to see if you're making smart financial …
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We Made This Major Borrowing Mistake When Building Our Home
Mar 19, 2021
When we built a home, we got a construction loan but not one that converted to a permanent mortgage. Here's why this was a problem.
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Stimulus Check Update: Paper Checks Are Now in the Mail
Mar 18, 2021
The IRS has mailed out 150,000 paper checks already, so many people will soon get their third stimulus payment delivered.
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Today's Mortgage Refinance Rates -- March 18, 2021: Rates Continue Upward Trend
Mar 18, 2021
Mortgage refinance rates continued creeping upward on March 18. Here's what you need to know about average mortgage refinance rates today.
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We Reduced Our Property Taxes Without Moving. Here's How
Mar 18, 2021
Our property taxes are much lower than they were when we moved in because we appealed the appraised value of our house. Here's how it …
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I Switched to an Online Bank and I'm Never Going Back. Here's Why
Mar 17, 2021
My online bank account allows me to deposit larger checks and I don't have to maintain a certain minimum balance. That's why I'm sticking with …
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I'm Opening 2 New Credit Cards This Year. Here's How I Picked Them
Mar 17, 2021
Before you add a new credit card to your wallet, make sure it fits your needs. Here are the three features that helped me pick …
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3 Money Conversations I Had Before Marriage to Reduce Money Fights
Mar 16, 2021
Money is a leading cause of relationship strife. These three conversations have helped make sure that's not the case for me and my husband.
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Have an Adjustable-Rate Mortgage? It Could Really Pay to Refinance Now
Mar 16, 2021
An adjustable-rate mortgage is a riskier mortgage product -- especially right now. Here's why refinancing soon could make more sense than ever.
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$1,400 Stimulus Payments Hit Bank Accounts -- Use This Tool to Find Out Where Yours Is
Mar 15, 2021
Stimulus checks are already being sent out. Read on to see how to find yours and what to do if you're still waiting.
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2 Mistakes I Made When Hiring a Real Estate Agent
Mar 15, 2021
Real estate agents can provide great advice when you're buying or selling a home. But I made two mistakes that left me unhappy with my …
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Today's Mortgage Rates -- March 15, 2021: Rates Mixed
Mar 15, 2021
Mortgage rates were mixed on March 15, 2021, with the 30-year rate rising. You can still secure an affordable mortgage loan, but shouldn't wait as …
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Should You Refinance Your Mortgage Now?
Mar 15, 2021
It may be a good time to refinance your mortgage if you can qualify for low interest rates. Here's what you need to know.
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3 Bank Fees I Absolutely Refuse to Pay
Mar 14, 2021
Monthly maintenance fees can needlessly drain your bank account. Here's why I refuse to pay these costs, and what you can do to avoid these …
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There's a Surefire Way to Pay Off Your Mortgage Early -- but It's Not for Everyone
Mar 13, 2021
Refinancing to a shorter repayment timeline could ensure you pay down your mortgage debt faster, but there's a big tradeoff.
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These Were the Most Popular Home Upgrades During the COVID-19 Lockdown
Mar 13, 2021
If you've remodeled your kitchen or office space during the pandemic, you're not alone. Here are the upgrades Americans have focused on.
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One Surprising Factor Driving Up the Cost of Brand-New Homes
Mar 13, 2021
It's almost always more expensive to construct a new home than buy an existing one -- but you could pay an even higher premium this …
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COVID-19 Has Home Buyers Searching for All-Digital Mortgage Loans
Mar 12, 2021
With Americans staying at home to reduce their COVID-19 exposure, it's not surprising a growing number are interested in all-digital mortgage loans.
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Over Half of Homeowners Planned Home Improvements During the COVID-19 Lockdown
Mar 12, 2021
COVID-19 had Americans fixing up their homes. But renovations can be expensive and might not add value. Is an upgrade project right for you?
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Current Mortgage Rates -- March 12, 2021: Rates Continue Trending Higher
Mar 12, 2021
Mortgage rates continued their upward climb on Friday. Here's what you need to know about average mortgage rates on March 12, 2021.
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The Average Credit Score Among New Mortgage Borrowers Is Higher Than Ever
Mar 12, 2021
Most people taking out a mortgage have very good credit. In fact, the average credit score among borrowers obtaining home loans is the highest it's …
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Stimulus Check Update: $1,400 Checks Are on the Way -- Here's Who Will Get Paid First
Mar 11, 2021
Those with direct deposit information on file can expect to get their payments first. Here's what that means for you.
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4 Ways to Finance Your Home Improvements
Mar 11, 2021
You can finance your home improvements with a cash-out refinance loan, but it's not the only option. Explore four ways to finance upgrades to your …
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Current Mortgage Refinance Rates -- March 11, 2021: Rates Keep Moving Upward
Mar 11, 2021
On March 11, 2021, mortgage refinance rates were up. This is in keeping with a recent trend, although rates remain low by historical standards.
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3 Signs You Need to Boost Your Emergency Fund Now
Mar 11, 2021
Concern about a possible future job loss is just one sign you should save up a bigger emergency fund. Here are some others.
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Stimulus Bill Passes House, Clearing Final Hurdle Before Biden's Signature
Mar 11, 2021
On Wednesday, the House of Representatives passed the Senate's version of President Biden's coronavirus relief bill. Now it goes to the president's desk for his …
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3 Reasons You May Regret a 15-Year Mortgage
Mar 11, 2021
A 15-year mortgage can save you money on total interest costs, but you may find the monthly payments are too high. Here's why this type …
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A Personal Loan Beats Out a Balance Transfer Card in This Situation
Mar 11, 2021
Personal loans and balance transfer cards can both help you pay down debt, but a personal loan is a better choice if you may need …
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More People Refinanced Last Year Than During the 2003 Refinance Boom
Mar 10, 2021
2020 was a popular year for mortgage loans. In fact, more people took out home loans than during the last refinance surge in 2003. Here's …
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Americans Paid Off $108 Billion in Credit Card Debt Last Year -- The Most Ever
Mar 10, 2021
During the COVID-19 pandemic, Americans paid off more credit card debt than ever. Here's why our collective credit card balances have fallen.
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Current Mortgage Rates -- March 10, 2021: Rates Up for Most Loans
Mar 10, 2021
On March 10, mortgage rates rose for most loans. These rates, while no longer at the record lows of last year, remain very competitive.
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Americans Took On $182 Billion in New Mortgage Debt in 2020. Here's Why
Mar 10, 2021
Americans took on billions of dollars in new mortgage debt recently. And low interest rates are not the only reason for the surge in home …
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4 Reasons I Make Every Purchase With a Credit Card (Beyond Rewards)
Mar 10, 2021
Earning credit cards is just one reason to use a card for most or all of your purchases. Here are four other reasons I pay …
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4 Conversations to Have Before Taking Out a Wedding Loan
Mar 10, 2021
Before you take a wedding loan, you should discuss a few key issues, including whether it's really necessary.
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Americans Are Overlooking the Biggest Part of the Stimulus Bill
Mar 9, 2021
Many people are focused on the $1,400 checks. But for parents, the new bill could contain an even more generous form of ongoing aid.
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1 Good Reason to Buy a House With a Small Down Payment
Mar 9, 2021
Buying a house with a small down payment can cause a lot of stress and added expense. But it might be worth it if you …
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Parents Could Be Entitled to Up to $5,000 per Child Under the New Coronavirus Stimulus Bill
Mar 9, 2021
The coronavirus relief bill provides generous support for families. Read on to see who will qualify for the full amount.
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Stimulus Check Update: Why You May Want to File Taxes ASAP to Get the Correct Amount
Mar 9, 2021
Stimulus checks will be distributed soon. Some taxpayers should file a 2020 tax return ASAP to get the correct amount of money.
Read More -
Current Mortgage Refinance Rates -- March 9, 2021: Rates Continue Upward Trend
Mar 9, 2021
On March 9, 2021, mortgage refinance rates ticked up again. Many homeowners can still save by refinancing, even though rates are up slightly compared with …
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Mortgage Rates Hit Highest Level Since July
Mar 8, 2021
Mortgage rates are on the rise. With demand for new loans stalling, read on to see if there are still opportunities to borrow at an …
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Stimulus Checks and More: Here's What's in the COVID Relief Bill That Just Passed the Senate
Mar 8, 2021
The Senate has passed a COVID-19 relief bill authorizing $1,400 stimulus checks and more. Find out what is -- and is not -- included in …
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Current Mortgage Rates -- March 8, 2021: Rates Mixed, but Up on Most Loans
Mar 8, 2021
On Monday March 8, mortgage rates rose on most loans. Rates are up from historic lows, but still very competitive.
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Stimulus Bill Passes Senate After Compromise on Unemployment
Mar 6, 2021
After a lengthy delay due to a dispute over unemployment benefits, President Biden's $1.9 trillion coronavirus stimulus bill passed the Senate on Saturday afternoon.
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Demand for These Jobs Has Plummeted -- and Won't Recover Any Time Soon
Mar 5, 2021
The pandemic has hit some industries especially hard -- and it could be a long time before certain industries recover. Here's what you need to …
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Current Mortgage Refinance Rates -- March 5, 2021: Rates Down Slightly
Mar 5, 2021
Mortgage refinance rates fell slightly today. This is good news as they've been trending up.
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AOC Blasts New Limits on Stimulus Checks, Says They're Less Generous Than Trump's
Mar 4, 2021
Progressive Rep. Alexandria Ocasio-Cortez blasted her conservative Democratic colleagues for narrowing eligibility for coronavirus stimulus checks.
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Stimulus Check Update: Senate to Begin Debate, but Republicans Aim to Slow Things Down
Mar 4, 2021
The Senate is moving forward with a procedural vote on the coronavirus relief bill. But Republicans are planning ways to slow down its passage.
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Today's Mortgage Refinance Rates -- March 4, 2021: Rates Up Again for Most Loans
Mar 4, 2021
On March 4, 2021, mortgage refinance rates are up for most loans. If you're thinking about refinancing your home loan, check out today's average rates.
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Today's Mortgage Rates -- March 3, 2021: Rates Mixed
Mar 3, 2021
Average mortgage rates were mixed, but moved up for half of loan types on March 3, 2021. They still remain competitive based on historical standards, …
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Why I Shop for a New Savings Account Twice Per Year
Mar 2, 2021
Shopping for a new high-yield savings account can be a hassle, but it's worth doing periodically. Here's how this ritual saves me up to $50 …
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1 Feature I'll Look for in All Future Mortgage Lenders
Mar 2, 2021
When I applied for my last mortgage, the entire process was done digitally. I'll make sure any future lenders I work with also offer this …
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3 Ways to Effortlessly Boost Your Emergency Fund
Mar 2, 2021
Want to increase the amount you've got saved for emergencies without dramatic spending cuts? Try these three techniques, including a cash back rewards card.
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Stimulus Check Update: Changes Could Still Be Coming
Mar 2, 2021
The Senate is debating the stimulus bill this week. There could still be some changes to the legislation passed by the U.S. House of Representatives.
Read More -
Today's Mortgage Refinance Rates -- March 2, 2021: Rates Are Up Again
Mar 2, 2021
On March 2, 2021, mortgage rates continued moving upward. Relative to historical standards, they remain competitive.
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The Last Stimulus Check Had a Major Economic Impact
Mar 1, 2021
Coronavirus stimulus checks can prompt increased spending. Here's how the last direct payment affected the economy.
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For the First Time, Outstanding Mortgage Loan Debt Tops $10 Trillion
Mar 1, 2021
Mortgage loan debt is higher than ever, topping $10 trillion. Learn more about what this new record high mortgage debt means.
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Today's Mortgage Rates -- March 1, 2021: Rates Continue to Climb
Mar 1, 2021
On March 1, 2021, mortgage rates were up a bit. Learn more about how much it would cost to borrow at today's average rates.
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Why I Waived Escrow on My Mortgage
Mar 1, 2021
I paid a fee with my mortgage lender to waive escrow. If you're considering doing the same, here are three reasons why I did it.
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3 Money Mistakes I Made as a New Parent
Feb 28, 2021
As a new parent, I made three big money mistakes, including purchasing a lot of unnecessary items. Here's how you can avoid these mistakes.
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Here's Why I Track My Net Worth
Feb 28, 2021
Tracking my net worth helps keep me motivated and allows me to see if I'm on track to accomplish financial goals. Here's why you should …
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Judge Says CDC's Eviction Ban Is Unconstitutional. Here's What That Means for Renters
Feb 27, 2021
A judge just ruled that a CDC order limiting a landlord's ability to evict tenants is unconstitutional. This could allow landlords to initiate legal proceedings …
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House to Vote on Stimulus Bill Today With $1,400 Checks
Feb 26, 2021
Biden's coronavirus stimulus bill is getting a vote today. The legislation, which authorizes $1,400 checks for most Americans, is sure to pass.
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Current Mortgage Rates -- February 26, 2021: Rates Up on Fixed-Rate Loans
Feb 26, 2021
On Feb. 26, mortgage rates rose for fixed-rate loan options. Rates remain competitive, despite the fact they've been on the upswing.
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When Is Putting Your Stimulus Money Into a Savings Account the Best Move?
Feb 26, 2021
Americans already received two coronavirus stimulus payments and a third is likely on the way. Here's when it makes sense to put money into savings.
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Why Home Warranties Aren't All They're Cracked Up to Be
Feb 25, 2021
Home warranties promise to cover the components of your home, but they're actually service contracts and they may have lots of added fees and exclusions.
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Will a Dispute Over Minimum Wage Slow Down the Passage of Stimulus Checks?
Feb 25, 2021
Democrats are moving forward to pass a coronavirus stimulus bill, but a fight over minimum wage could derail their efforts to act quickly.
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Current Mortgage Refinance Rates -- February 25, 2021: Rates Rise Again
Feb 25, 2021
Mortgage refinance rates went up on Feb. 25. While recent increases in rates may be discouraging to homeowners, remember that rates are still near record …
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3 Reasons to Avoid PMI
Feb 25, 2021
If you can, avoid PMI because it makes your monthly payments more expensive without providing any direct benefit to you. Learn more here.
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22.6 Million Americans Can Cover Their Bills Through July If They Get a $1,400 Stimulus Check
Feb 24, 2021
The $1,400 million stimulus check under discussion would reduce financial hardship for millions, allowing 22.6 million people to cover their bills through July.
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Current Mortgage Rates for February 24, 2021: Rates Up Again
Feb 24, 2021
Mortgage rates are up across the board on Feb. 24, 2021. Here's what you need to know about rates today.
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Stimulus Check Update: Treasury Secretary and Walmart CEO Both Support $1,400 Direct Payments
Feb 23, 2021
Treasury Secretary Janet Yellen said on Monday that $1,400 stimulus checks are the "right thing to do."
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Current Mortgage Refinance Rates -- February 23, 2021: Rates Continue Upward Movement
Feb 23, 2021
Mortgage refinance rates have been trending upwards recently. Today was no exception as rates rose slightly on Feb. 23, 2021.
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Here's What's in Democrats' $1.9 Trillion Stimulus Plan
Feb 22, 2021
On Friday, Democrats in the House of Representatives released a 591-page bill based on President Biden's proposed stimulus plan. Check out what it contains.
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Today's Mortgage Rates -- February 22, 2021: Rates Up on Fixed-Rate Loans
Feb 22, 2021
On Monday Feb. 22, mortgage rates continued their upward climb for fixed-rate loan options.
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A Simple Rule for Deciding Whether to Put Money Into Savings or the Stock Market
Feb 22, 2021
If you'll need the money within a few years, you should put it in a savings account. Otherwise, it makes sense to invest it on …
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Turned Down for a Mortgage Refinance? Here's How to Bounce Back
Feb 20, 2021
Being turned down for a refinance loan isn't always the end of the world. Here are your options to recover from a mortgage denial.
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This Key Decision Could Decide if Refinancing Saves You Money
Feb 20, 2021
How long should your mortgage loan term be? This decision will be a major factor in whether refinancing saves or costs you money.
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What Should You Do With Money You're Saving for a Down Payment?
Feb 19, 2021
Saving up money for a down payment on a home? Here's why you should put the cash into a high-yield savings account.
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Should You Open a Credit Card Just to Get a Bonus Offer?
Feb 19, 2021
Opening a credit card to get a bonus offer has pros and cons. Here's what you need to know before you apply for a card.
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Today's Mortgage Refinance Rates -- February 19, 2021: Rates Rise
Feb 19, 2021
On Feb. 19, mortgage refinance rates ticked up. Refinancing is still a good option for many homeowners who could potentially save by securing a new …
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Current Mortgage Refinance Rates -- February 18, 2021: Rates Inch Upward
Feb 18, 2021
On Feb. 18, mortgage refinance rates rose slightly. Find out how much a refinance loan could cost you at today's average rates.
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4 Big Emergency Fund Mistakes You Can't Afford to Make
Feb 18, 2021
An emergency fund can help build your financial security. Make sure you avoid these four emergency fund mistakes.
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Recent Grad? You May Be Able to Claim Your Stimulus Checks by Filing Taxes
Feb 17, 2021
The IRS has now begun accepting tax returns. If you're a recent grad who didn't get a stimulus check, you may want to submit one …
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Pros and Cons of Closing an Old Credit Card
Feb 17, 2021
Thinking about closing an old credit card? Consider these pros and cons first.
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Today's Mortgage Rates -- February 17, 2021: Rates Up for Most Loans
Feb 17, 2021
On Feb. 17, mortgage rates trended up for most loans. Here's what you should know about average mortgage interest rates today.
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3 Reasons I Chose a 15-Year Mortgage Over a 30-Year Loan
Feb 17, 2021
A 15-year mortgage isn't right for everyone, but I chose it to save money on interest and become debt free sooner. Here's why.
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4 Ways to Stay Motivated When Paying Off Debt
Feb 17, 2021
Don't get discouraged during your efforts to pay off your loans. Follow these tips to stay motivated.
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Biden's Stimulus Plan Would Give a 20% Income Boost to the Poorest Americans
Feb 16, 2021
President Biden's stimulus plan would provide a substantial income boost for America's poorest families. Here's what you need to know.
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Current Mortgage Refinance Rates -- February 16, 2021: Rates Up Slightly
Feb 16, 2021
On Feb. 16, mortgage refinance rates ticked upward. Here's what you need to know about average mortgage rates today.
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4 Ways Credit Cards Can Actually Help Improve Your Finances
Feb 16, 2021
Credit cards get a bad reputation, but they can actually help improve your money situation. Here's why.
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Current Mortgage Rates -- Feb. 15, 2021: Interest Rates on Fixed-Rate Loans Tick Up
Feb 15, 2021
On Monday Feb. 15, mortgage rates rose on fixed-rate loans. They remain very low, relative to historical averages.
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4 Factors to Consider When Picking a Mortgage Lender
Feb 15, 2021
The types of loans offered and qualifying requirements are just two of the key factors to consider when deciding who to borrow from. Find out …
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3 Steps to Keeping Your Housing Payments Affordable
Feb 12, 2021
There's more to affording a house than just a mortgage payment. Here are the steps to take to make sure your true housing costs are …
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Today's Mortgage Rates -- February 12, 2021: Rates Down for Some Loans, Up for Others
Feb 12, 2021
Mortgage rates are mixed on Feb. 12, 2021. Find out what this means for you if you're considering purchasing a home.
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Stimulus Check News: Key Senator Pressured to Vote Yes
Feb 11, 2021
Democrats can't afford to lose any votes in the Senate if they hope to pass their stimulus bill. A key senator is being pressured by …
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Today's Mortgage Refinance Rates -- February 11, 2021: Rates Fall
Feb 11, 2021
On Feb. 11, 2021, mortgage refinance rates ticked down. Learn more about how average rates changed today.
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A Family of 4 Could Get Up to $12,800 in Stimulus Payments This Year
Feb 10, 2021
The Democrats' stimulus plan includes $1,400 checks, plus an additional Child Tax Credit valued at $3,000 or $3,600 depending on the age of the child.
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How Much Will Dependents Get in the Third Stimulus Check?
Feb 10, 2021
Child and adult dependents will be eligible for $1,400 stimulus check payments under the latest proposal. Find out how much your family might receive.
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Here's How Income Limits Will Work for the Third Check
Feb 10, 2021
Lawmakers made changes to who can get the third stimulus check, but many people are still eligible for payments. Here are the income thresholds and …
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Good News: Mortgage Rates Likely to Stay Low for a While
Feb 10, 2021
If you anticipate taking a home loan soon, there's good news. Recent Federal Reserve announcements mean mortgage rates will probably stay low for a while.
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Today's Mortgage Rates -- February 10, 2021: Rates Rise on Most Loans
Feb 10, 2021
Mortgage rates moved up for most loans on Feb. 10, 2021. Learn about today's average rates if you're thinking about taking out a mortgage loan.
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Stimulus Check News: House Democrats Announce the Specifics of Their Relief Plan
Feb 9, 2021
The House Committee on Ways and Means announced nine legislative proposals that will be part of the Democrats' coronavirus relief plan.
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4 Big Reasons Having Good Credit Matters
Feb 9, 2021
Good credit makes it possible to borrow at an affordable rate. Find out more about this and other big reasons why a high credit score …
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Homeowners Are Borrowing More Than Ever as the Average Mortgage Climbs to New Highs
Feb 9, 2021
Homeowners are taking out bigger mortgage loans. But should you take out a large mortgage? Here's why it's happening and what it means for home …
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Today's Mortgage Refinance Rates -- February 9, 2021: Rates Are Mixed
Feb 9, 2021
Mortgage refinance rates are mixed on Tuesday Feb. 9. If you're thinking of refinancing your current home loan, here's what you need to know about …
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Americans Who Passed Away in 2020 Still Entitled to Stimulus Checks
Feb 8, 2021
If your loved one passed away in 2020, you can keep their stimulus check -- or claim it by filing a tax return.
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Today's Mortgage Rates -- Feb. 8, 2021: Rates Are Mixed
Feb 8, 2021
On Feb. 8, mortgage rates are mixed, with some moving up and others down. Rates are still very competitive, so well-qualified home buyers can secure …
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What's the Best Way to Borrow if You Can't Pay Your Taxes?
Feb 8, 2021
If you can't pay your taxes, it may make sense to explore borrowing options such as a personal loan or a credit card charging 0% …
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80% of Americans Support $1,400 Stimulus Checks, Including Most Republicans
Feb 7, 2021
The majority of Americans believe the federal government should provide more stimulus money. Here's what you need to know.
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Should a Low Credit Score Be a Dealbreaker When You're Dating?
Feb 7, 2021
A low credit score can sometimes be a sign of financial irresponsibility. Here's what you need to know if the person you're dating has a …
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How to Budget Better as a Couple
Feb 6, 2021
Need to work with your partner on a budget? Here's how to make the process easier.
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Senate Moves Stimulus Bill Forward, Agrees to Restrict High Earners From Getting Checks
Feb 6, 2021
The Senate voted to move forward on a coronavirus stimulus bill. An amendment to ensure high earners don't receive checks received almost unanimous support.
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60% of Americans Support Strict Restrictions on the Third Stimulus Check
Feb 6, 2021
Will the next coronavirus relief checks go to fewer Americans than the last ones? Most Americans hope so.
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Today's Mortgage Refinance Rates -- February 5, 2021: Rates Increase Slightly
Feb 5, 2021
On Feb. 5, mortgage refinance rates ticked up. Here's what you need to know about refinance rates today.
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What to Do if Your Debt-to-Income Ratio Disqualifies You From a Mortgage
Feb 5, 2021
Mortgage lenders consider how much you owe relative to how much you make. Here are some options if your DTI ratio disqualifies you for a …
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Republicans Plan Barrage of Amendments to Hold Up Biden's Stimulus Plan
Feb 4, 2021
Republicans have introduced more than 400 amendments to eat up the Senate's time.
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Daily Stimulus Update: Democrats Moving Very Quickly to Provide Direct Payments
Feb 4, 2021
Democrats are moving very quickly to pass another coronavirus stimulus bill that will include $1,400 checks.
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What to Do if Your Spouse's Debt Is Killing Your Homeownership Dreams
Feb 4, 2021
When you borrow for a home, your debt-to-income ratio is a key factor. But what if your partner's debt is preventing you from getting approved?
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Current Mortgage Refinance Rates -- February 4, 2021: Rates Move Up
Feb 4, 2021
On Feb. 4, mortgage rates ticked up slightly. But there are still great opportunities to refinance.
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DACA Recipients Once Again Eligible for FHA Mortgages
Feb 4, 2021
Immigrants covered by Deferred Action for Childhood Arrivals (DACA) are now eligible for FHA mortgages again. Here's what you need to know.
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Democrats Move Forward on Stimulus Checks Without Republican Support
Feb 3, 2021
Democrats are moving ahead quickly to pass a COVID-19 relief bill, even without Republicans on board. Here's what you need to know.
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White House Economic Advisor Rejects Smaller Stimulus Checks
Feb 3, 2021
Republicans are pushing for smaller stimulus checks, but the Biden Administration probably won't budge on $1,400 payments.
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Current Mortgage Rates -- Feb. 3, 2021: Rates Up on 30-Year, 15-Year Loans
Feb 3, 2021
Mortgage rates moved up on two popular loans on Feb. 3. If you're thinking about buying a home, rates still remain very competitive.
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Daily Stimulus Update: Negotiations Underway on Bipartisan Relief Bill With Smaller Checks
Feb 2, 2021
Will President Biden and the Republicans reach a deal on COVID-19 relief that provides a smaller stimulus check?
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4 Questions to Ask Before Tapping Your Emergency Fund
Feb 2, 2021
Are you thinking about taking money out of your emergency fund? Ask yourself four key questions, including whether there truly is an emergency.
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Current Mortgage Refinance Rates -- Feb 2, 2021: Rates Are Mixed
Feb 2, 2021
Mortgage refinance rates are mixed on Feb. 2, with some ticking slightly up and others down. Here's what you need to know about refinance rates …
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3 Steps Every First-Time Home Buyer Should Take
Feb 2, 2021
Before you buy your first home, there are three tasks to check off your to-do list including deciding how much to spend. Find out more …
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Current Mortgage Rates -- Feb. 1, 2021: Rates Largely Stable
Feb 1, 2021
Here's what happened to average mortgage rates on Feb. 1, 2021.
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What Are Your Chances of Facing a Huge Unexpected Expense?
Jan 31, 2021
Emergencies happen, but what are your chances of facing a big unexpected expense? Find out here.
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Why Having an Emergency Fund Is So Important if You're Paying Off Debt
Jan 31, 2021
Are you working on paying off debt? There's another important financial goal you'll have to check off your list.
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Why Refinancing Your Debt to a Lower Rate Doesn't Always Save You Money
Jan 30, 2021
Refinancing your debt should save you money, but that's not always the case. Find out how it could actually cost you more.
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Investors Are Flocking to Online Brokers. Should You Sign Up Now?
Jan 29, 2021
Online stock brokers are now among the most downloaded apps. But is it a good idea for you to sign up for an account with …
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Economists Call for 'Substantial Unemployment Benefits and Stimulus Checks'
Jan 29, 2021
As lawmakers debate the possibility of more coronavirus stimulus, economists call for "sweeping" additional relief.
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Democrats to Move Forward on Stimulus Checks as Soon as Next Week
Jan 29, 2021
Democrats won't wait to deliver relief to Americans. They plan to move forward with another coronavirus relief bill as early as next week.
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Robinhood Was Flooded With Negative Reviews -- and Google Deleted Them
Jan 29, 2021
App users were unhappy about Robinhood's restrictions on trading GameStop and other heavily-shorted stocks. Google deleted their reviews of the app.
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More Than 50 Democrats Call for Recurring Stimulus Checks in the Next COVID Relief Bill
Jan 29, 2021
A group of Democrats wants the next stimulus bill to go further than another one-time payment. Here's what you need to know about ongoing stimulus …
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Daily Stimulus Update: Will the Dream of a Bipartisan Bill Come to an End?
Jan 29, 2021
A bipartisan coalition could be sidelined if Democrats move forward with passing a bill through reconciliation.
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5 Things to Know Before You Open a Brokerage Account
Jan 29, 2021
Before you open a brokerage account, make sure you read the fine print and know the details of what your broker offers.
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Why Did Cash App Shut Down GameStop Trading?
Jan 29, 2021
If you invest with Cash App, you aren't going to be able to trade GameStop right now. Here's why.
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Today's Mortgage Rates -- January 29, 2021: Rates Declined
Jan 29, 2021
On Jan. 29, 2021, mortgage rates declined. Here's what happened with average mortgage interest rates today.
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Robinhood Facing Class Action Lawsuit Over Suspended GameStop Trading
Jan 28, 2021
Robinhood was served with notice of a class action on Thursday after suspending trades of GameStop. Here's what happened.
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Why Did Robinhood Shut Down GameStop Trading?
Jan 28, 2021
You can't buy GameStop stock on Robinhood right now. Here's why.
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Why Did Brokers Halt GameStop Trading?
Jan 28, 2021
Hoping to buy GME shares? You were most likely out of luck on Thursday, but trading is expected to be open again Friday.
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Can You Buy GameStop Through Cash App Investing?
Jan 28, 2021
Cash App Investing doesn't appear to allow you to purchase GME stock. That may not be a bad thing.
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Can You Buy GameStop Through Webull?
Jan 28, 2021
Here's what you need to know about buying GameStop stock through the trading platform Webull.
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Daily Stimulus Update: Democrats Divided on the Best Way to Proceed With Coronavirus Relief
Jan 28, 2021
While some progressives are eager to pass a bill even if reconciliation is required to do so, moderate Democrats are pushing for a bipartisan plan.
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Current Mortgage Refinance Rates -- January 28, 2021: Rates Slide Down
Jan 28, 2021
Thinking about refinancing your home loan? There's good news as average mortgage refinance rates declined on Jan. 28, 2021.
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Today's Mortgage Rates -- January 27, 2021: Rates Mixed
Jan 27, 2021
On Jan. 27, mortgage rates are mixed, with some ticking upward and others shifting down. Find out more about today's average rates if you're considering …
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4 Ways to Have Fun This Valentine's Day Without Spending Too Much
Jan 27, 2021
You don't have to go into debt to have an awesome Valentine's Day. Here are four ways to have fun without breaking the bank.
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Families Earning $300,000 Could Get Stimulus Checks Under House Plan
Jan 26, 2021
Some lawmakers are concerned about providing stimulus money to higher-income households. Here's how the income phase-out limits might allow that.
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Stimulus Check Update: Biden Responsive to Republican Concerns About Third Stimulus Check
Jan 26, 2021
President Biden continues to work towards a bipartisan coronavirus relief deal, indicating his willingness to respond to Republican concerns about the third stimulus check.
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3 Reasons You Could Seriously Regret Not Having an Emergency Fund
Jan 26, 2021
Don't have money saved for emergencies? Here's why you may wish you'd been prepared when an emergency arises.
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Current Mortgage Refinance Rates -- January 26, 2021: Rates Are Mixed
Jan 26, 2021
Mortgage refinance rates are mixed on Jan. 26, 2021, with some rates dropping and others ticking up. Find out more about today's average refinance rates …
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Some Progressives Push for $2,000 Monthly Stimulus Checks for the Rest of the Pandemic
Jan 26, 2021
Some lawmakers believe one $2,000 stimulus check isn't enough and that Americans need ongoing monthly support. Here's what you need to know.
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IRS Ready to Send Third Stimulus Check if Bill Passes
Jan 25, 2021
The agency promises a third stimulus check won't be held up even if a bill passes during tax season.
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Senate Republicans Won't Vote for Biden's Stimulus Plan. But a $1,400 Check Could Still be Possible
Jan 25, 2021
President Biden's hopes for a bipartisan stimulus agreement are likely to be dashed, but that doesn't mean more coronavirus relief money won't come your way.
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Today's Mortgage Rates -- January 25, 2021: Rates Are Mixed
Jan 25, 2021
On Jan. 25, mortgage rates are mixed. Here's what you need to know about average mortgage interest rates today.
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1 Overlooked Reason Why You May Regret Cosigning a Loan
Jan 24, 2021
You could be limiting your own future borrowing opportunities when you cosign a loan. Here's what the problem is.
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1 Big Reason Having a High Credit Score Can Really Pay Off
Jan 24, 2021
Good credit gives you the chance to take advantage of opportunities that come your way. Here's how this can pay off.
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The Shocking Fact About December's Unemployment Numbers
Jan 23, 2021
Many people lost their jobs during the pandemic. December's unemployment numbers were disturbing for several reasons, including this shocking fact.
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Weekly Mortgage News Roundup for Jan. 22, 2021
Jan 22, 2021
A lot happened in the world of mortgages this week, including a decline in the number of new refinance applications. Here's what you need to …
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Current Mortgage Refinance Rates -- January 22, 2021: Rates Down Again
Jan 22, 2021
What happened with mortgage refinance rates on Jan. 22, 2021? Here's how average rates trended today.
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Didn't Get Your Stimulus Payments? You Can Now Use 'Free File' to Claim Them
Jan 21, 2021
If you missed out on your coronavirus relief money, you can claim your stimulus checks by filing a 2020 tax return. Free File is now …
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Today's Mortgage Refinance Rates -- January 21, 2021: Rates Fall on Refinance Loans
Jan 21, 2021
Mortgage refinance rates trend downward on Jan. 21. Should you think about refinancing your home loan?
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Current Mortgage Rates -- January 20, 2021: Rates Reverse Upward Trend
Jan 20, 2021
Mortgage rates reversed their upward climb on Jan. 20, 2021, falling slightly. Here's what you need to know about rates today.
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3 Silly Financial Mistakes I Made Last Year
Jan 20, 2021
Everyone makes financial mistakes. Here are three small ones I made last year that cost me more money than I'd like to admit.
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4 Mistakes to Avoid When You're Paying Off Debt
Jan 19, 2021
Are you trying to become debt-free? Steer clear of these four big mistakes, including raiding your retirement accounts and paying too much interest.
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Today's Mortgage Refinance Rates -- January 19, 2021: Rates Keep Inching Up, but Remain Competitive
Jan 19, 2021
Average mortgage refinance rates have gone up a bit again today on the 30-year and 15-year options, but still remain very competitive.
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Today's Mortgage Rates -- January 18, 2021: Rates Continue Their Upward Trend
Jan 18, 2021
What happened with mortgage rates on Jan. 18, 2021? Learn here about changes to the average rate for fixed-rate loans and ARMs.
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4 Questions to Ask Before Cosigning a Loan
Jan 18, 2021
Don't cosign a loan until you know why the primary borrower is taking out the debt and how they plan to pay it.
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Thinking of Buying Land? Be Sure to Get Answers to These Questions
Jan 18, 2021
You may not always have the freedom to do whatever you'd like on land you own. Get the answers to these five questions before you …
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3 Ways to Get the Best Possible Mortgage Rate
Jan 17, 2021
Your mortgage is a very large debt, so you should shop around for a loan, improve your credit, and consider taking other steps to get …
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AOC Has Some Issues With Biden's Stimulus Plan
Jan 16, 2021
Joe Biden introduced a coronavirus stimulus plan and Democrats said they're ready to get to work, but Alexandria Ocasio-Cortez has some issues with the plan.
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4 Credit Card Mistakes You'll Wish You Hadn't Made
Jan 16, 2021
Choosing the wrong credit card and paying only the minimum are among the four credit card mistakes you're sure to regret.
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Are You and Your Partner Ready to Buy a House Together?
Jan 16, 2021
Many Americans are eager to buy houses right now to take advantage of low mortgage rates. Are you and your partner ready to jump in?
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U.S. Citizens With Undocumented Spouses Can Get Stimulus Checks
Jan 15, 2021
The recent $900 billion coronavirus relief bill made stimulus payments available for mixed status families who did not previously qualify. Here's what you need to …
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Don't Accidentally Throw Away Your Stimulus Check
Jan 15, 2021
If your stimulus check is coming via debit card, it's really easy to confuse it with junk mail. Here's how to spot the card and …
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Current Mortgage Rates -- January 15, 2021: Rates Up Again
Jan 15, 2021
Mortgage rates continue creeping up in January. Check out today's average rates if you're considering applying for a home loan.
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$1,400 Stimulus Checks & More: Biden's Coronavirus Relief Plan Officially Released
Jan 14, 2021
President-elect Joe Biden has officially released his coronavirus relief plan. It includes $1,400 checks and much more. Here's what's in it.
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This Republican Senator Is on Board With $2,000 Stimulus Checks
Jan 14, 2021
Will Marco Rubio vote with Democrats to authorize $2,000 payments for American families? Here's what you need to know.
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Biden Expected to Include Child Tax Credit Expansion in Stimulus Plan
Jan 14, 2021
Will Joe Biden use his coronavirus stimulus plan to expand child tax credits? As we await the details of his proposals, here's what you need …
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Daily Stimulus News: Biden Expected to Unveil Plan Today With $2,000 Check
Jan 14, 2021
On Thursday Jan. 14, Joe Biden is expected to reveal his plans for another coronavirus relief bill. They are expected to include a $2,000 check.
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Today's Mortgage Refinance Rates -- January 14, 2021: Rates Up Again
Jan 14, 2021
Mortgage refinance rates rose on Jan. 14. Take a close look at today's rates if you're considering refinancing your home loan.
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Biden Team Pushes for Bipartisan Support on the Next Stimulus Bill
Jan 14, 2021
President-elect Biden is hoping to get Republicans on board with his proposed stimulus bill, but it could be a hard sell.
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Senate Majority Leader Suggests Your Next Stimulus Check Could Be for $1,400
Jan 13, 2021
Democrats have made stimulus checks their first priority, and have pledged a $2,000 check. But that promise may not be what it seems on the …
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Bernie Sanders Urges Biden to Make $2,000 Stimulus Checks His First Priority
Jan 13, 2021
Bernie Sanders believes the incoming administration needs to focus on fulfilling the promise they made to provide direct relief to Americans.
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Will The Next Stimulus Bill Include Paid Family Leave?
Jan 13, 2021
Paid family leave has long been a priority for the Democrats and a key issue during the pandemic. Will it make it into the next …
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Should You Lend Your Kids Money for a Home Down Payment?
Jan 13, 2021
Is it a good idea to help your children buy a home by loaning them the down payment funds? Maybe. Here's what to consider to …
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Current Mortgage Rates -- January 13, 2021: Rates Up for Fixed-Rate Loan Options
Jan 13, 2021
On Jan. 13, 2020, mortgage rates went up on fixed-rate loans. Find out more about today's average rates for 30-year, 20-year, and 15-year fixed-rate loans …
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Stimulus Check Update: Impeachment Won't Slow Down a Third Stimulus Check
Jan 12, 2021
President-elect Joe Biden is working with leading Democrats on a plan to ensure that impeachment doesn't derail efforts to pass another stimulus bill.
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3 Things I Plan to Spend More On in 2021
Jan 12, 2021
I'll be increasing my spending in a few particular areas in 2021. Here's a look at the changes I'll likely make and why it's worth …
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Today's Mortgage Refinance Rates -- January 12, 2021: Rates Tick Up Again
Jan 12, 2021
Mortgage refinance rates went up slightly on Jan. 12. Here's what you should know if you're considering refinancing your home.
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Fewer Americans Than Ever Before Could Cover a $2,000 Expense
Jan 12, 2021
Far too few Americans could come up with $2,000 to cover an unexpected expense. Here's why that's a problem and what to do if you …
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Biden's Big Stimulus Plan Faces Hurdles, Even With a Democrat-Led Senate
Jan 12, 2021
President-elect Biden wants to deliver stimulus to the American public, but there are hurdles to overcome.
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A Piggyback Mortgage Could Save You PMI -- but Is It Right for You?
Jan 11, 2021
What is a piggyback mortgage? Here's what you need to know about this loan option that could save you from paying private mortgage insurance.
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Biden to Reveal High-Priced Stimulus Plan This Week With $2,000 Checks
Jan 11, 2021
The incoming president wants to provide a lot more relief to the American people. He'll reveal a plan this week containing $2,000 stimulus checks and …
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Will This Democratic Senator Block $2,000 Stimulus Checks?
Jan 11, 2021
President-elect Biden has plans to pass a $2,000 stimulus check, but the proposal could run into trouble because of a moderate Democratic senator.
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Current Mortgage Rates -- January 11, 2021: Rates Rise Slightly on Most Loans
Jan 11, 2021
On Jan. 11, mortgage rates are up on most loans. Read on to find out how mortgage rates are trending today.
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4 Things That Could Derail Your Mortgage After Pre-Approval
Jan 10, 2021
Mortgage pre-approval usually means you're good to go and have your home loan. But things could still go wrong, including these four problems.
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This Pandemic Trend Shows Why an Emergency Fund Is More Important Than Ever
Jan 9, 2021
Access to credit is often limited when it's needed most. Make sure you have an emergency fund.
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4 Smart New Year's Resolutions for Homeowners
Jan 9, 2021
If you're a homeowner, there are some resolutions you should make in 2021 to help you save money in the new year and beyond.
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Weekly Mortgage News Roundup for Jan. 8, 2021
Jan 8, 2021
What happened in the world of mortgage loans this week? Find out all of the news you need to know if you're borrowing or refinancing.
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Today's Mortgage Refinance Rates -- January 8, 2021: Rates Tick Up but Remain Competitive
Jan 8, 2021
On Jan. 8, mortgage refinance rates rose slightly. Here's what you need to know about the rates you might pay if you refinance your home.
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Petal Credit Card Holders Could Win Money for Making More Than Minimum Payments
Jan 7, 2021
Petal is running a sweepstakes for cardholders who pay more than the minimum. Here's what you need to know about the contest -- and why …
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If Your Stimulus Check Doesn't Come by Jan. 15, You'll Have to File a Return to Get It
Jan 7, 2021
Lawmakers authorized stimulus checks for most Americans, but the IRS has a distribution deadline. Here's what happens if your payment doesn't come before then.
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Stimulus Check Update: The Chances of More Money Coming Are High
Jan 7, 2021
The IRS is delivering the $600 stimulus payments authorized by the recent relief bill, but there's a good chance more money will soon be approved.
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Here's What a Democrat-Led Senate Means for Stimulus
Jan 7, 2021
After the results of the Georgia Senate race, the odds of more coronavirus stimulus money are very high.
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Will a $2,000 Stimulus Check Be the First Priority of the New Congress?
Jan 7, 2021
The Democrats are likely to be in control of both houses of Congress -- and passing a $2,000 stimulus check could very well be their …
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Current Mortgage Refinance Rates -- January 7, 2021: Some Rates Shift Up a Bit
Jan 7, 2021
On Jan. 7, some mortgage refinance rates were up slightly. Here's what you need to know about average refinance rates today.
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2 Reasons I'm Making My Emergency Fund Bigger in 2021
Jan 7, 2021
My emergency fund already has quite a bit of money in it. Here's why I'm adding more.
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Today's Mortgage Rates -- January 6, 2021: Rates Are Mixed
Jan 6, 2021
On Jan. 6, mortgage rates are mixed, with the 30-year going up and other fixed-rate loans declining. Find out more about today's average rates.
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6 Things to Do Before Moving Into Your New Home
Jan 5, 2021
You've done the hard work of getting a mortgage and buying a new home -- but there are six more tasks to check off your …
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Current Mortgage Refinance Rates -- January 5, 2021: Rates Are Down
Jan 5, 2021
Mortgage refinance rates fell on Jan. 5. Here's what you need to know if you're considering refinancing your home loan.
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Half of Americans Struggle With Saving
Jan 5, 2021
There's a really common obstacle to saving and it's easy to overcome. Find out why so many Americans don't save, and learn what to do …
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The Top 5 Money Worries Keeping Americans Up at Night
Jan 4, 2021
Most Americans are worried about unplanned emergencies and the stability of their income. Here's how you can manage these fears.
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Today's Mortgage Rates -- January 4, 2021: Rates See Little Change
Jan 4, 2021
Mortgage rates stayed fairly stable on Jan. 4. Check out today's average rates and learn about your mortgage loan options.
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The 4 Biggest Home-Buying Mistakes You May Be Making
Jan 4, 2021
Home buyers make some common mistakes, including purchasing a home that's too expensive. You'll want to be sure to avoid these four errors.
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4 Huge Benefits of Homeownership
Jan 2, 2021
Becoming a homeowner comes with ample perks. Here are four of them.
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Americans Have Cut Their Debt by 30% Since 2018
Jan 2, 2021
The average American's debt balance was just over $38,000 in 2018. Now it's $26,621. That's not the only good news -- that figure may decrease …
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Why You Shouldn't Max Out Your Budget When Buying a Home
Jan 2, 2021
Thinking of buying a home at the top of your budget? Here's why you could come to regret that -- and how to calculate a …
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Current Mortgage Rates -- Jan. 1, 2021: Rates Are Down Across the Board
Jan 1, 2021
Mortgage rates fell on the first day of the new year. Here's what you need to know about current rates.
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Study: Debt Is Keeping Almost 60% of Americans From Reaching Their Goals
Jan 1, 2021
Is debt holding you back? Here's what you can do to take back control of your finances.
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3 Signs You'll Come to Regret Your New Home Purchase
Jan 1, 2021
If you stretch to buy your home or take a mortgage loan you don't understand, you could end up regretting your home purchase.
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30% of Americans Are Falling Victim to This Credit Card Trap
Jan 1, 2021
Credit cards can be a helpful tool, but they can easily pull you into debt. Make sure to avoid this credit card trap.
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Current Mortgage Refinance Rates -- December 31, 2020: Rates Are Down
Dec 31, 2020
Mortgage refinance rates on Dec. 31 fell slightly. Here's what you need to know about today's average rates for refinance loans.
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These Are Americans' Biggest Credit Card Regrets
Dec 30, 2020
Americans regret the way they have used credit cards. Here are three of the biggest changes they would have made.
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Current Mortgage Rates -- December 30: Rates Fall for the Most Popular Loans
Dec 30, 2020
Mortgage rates declined for the 15-year and 30-year fixed-rate mortgage as well as for the 5/1 ARM on Dec. 30. Here's what you need to …
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Your Stimulus Check Could Be Here as Soon as Wednesday
Dec 29, 2020
Stimulus checks are on the way this week. Yours could be in your bank account as soon as Wednesday if the IRS has your direct …
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3 Shocking Facts About Americans' Debt
Dec 29, 2020
Debt is a major financial problem for millions of Americans. These troubling statistics underscore just how big of an issue debt can be.
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Current Mortgage Refinance Rates -- December 29: Rates Inch Up
Dec 29, 2020
Today's average mortgage refinance rates are slightly higher than yesterday's but are still near record lows. Here's what you need to know.
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Trump Signs Bill Providing $600 Stimulus Checks and Expanded Unemployment
Dec 28, 2020
Averting a government shutdown, President Trump has put his signature on a bill guaranteeing $600 stimulus checks and expanded unemployment benefits.
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4 Signs It's Time for a New Bank in the New Year
Dec 28, 2020
If you're paying fees, you aren't getting good mobile services, or your bank is otherwise letting you down, it may be time to find a …
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Current Mortgage Rates -- Dec. 28: Rates Creep Up for Most Loans
Dec 28, 2020
Mortgage rates shift up slightly for most loans on Dec. 28. Here's what you need to know.
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Why You May Not Get a Second Stimulus Check Even if You Got the First One
Dec 23, 2020
While another COVID-19 stimulus check is likely on the way, you may not be in line for more money -- even if you got paid …
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Current Mortgage Rates -- Dec. 23: Rates Are Mixed
Dec 23, 2020
Mortgage rates for Dec. 23 are mixed. Here's what you need to know about today's average rates.
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A Shocking Number of Americans Don't Know This Key Financial Number
Dec 20, 2020
More than a third of Americans aren't sure how much money they have saved. You'll sleep better if you know what's in the bank -- …
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4 Signs It's Time to Switch Brokerages in 2021
Dec 20, 2020
Should you look for a different brokerage firm? If you're still paying commissions or these other red flags apply to you, it may be time …
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60% of Americans Are Worried About Their Debt -- but You Don't Have to Be
Dec 20, 2020
The majority of Americans are concerned about the amount they owe. But there are solutions to get out of debt.
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10% of Americans Are Flirting With Financial Disaster. Here's Why
Dec 15, 2020
Nearly 1 in 10 Americans do not have an emergency fund. This is a big problem, because it leaves them vulnerable to major financial loss.
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One Big Change Kamala Harris Wants to Make to Increase Your Income by $500 a Month
Nov 24, 2020
The incoming vice president has an innovative plan to provide middle class and working families with up to a $6,000 tax credit. Here's what you …
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Biden's Stimulus Plans Will Be a Hard Sell for Congress
Nov 17, 2020
President-elect Biden has shared his priorities for the next coronavirus stimulus bill. But will a Republican Congress get on board with them?
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Weekly Mortgage News Roundup for Nov. 13, 2020
Nov 13, 2020
Want to know the news of the week in the mortgage world? Here's everything that happened with mortgage rates and more during the week ending …
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Biden Urges Lawmakers to Pass Stimulus Bill Immediately
Nov 12, 2020
President-elect Joe Biden urged lawmakers not to wait until after the inauguration to pass another coronavirus stimulus bill. But will it make a difference?
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IRS Warns of New Text Scam Related to $1,200 COVID-19 Stimulus Checks
Nov 9, 2020
The IRS has warned about a new text scam related to coronavirus stimulus checks. Learn about the scam so you can avoid identity fraud.
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IRS Urges Eligible College Students to Register for Stimulus Checks by Nov. 21
Nov 9, 2020
If you are a college student eligible for a $1,200 coronavirus stimulus check under the CARES Act, take action by Nov. 21 to get your …
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How the Appraisal Process Can Derail Your Mortgage Approval
Nov 7, 2020
Your home has to be appraised before you can get a mortgage -- but the process could derail your loan approval. Here's what you need …
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Why a Stimulus Check May Have to Wait Until A New President Takes Office
Nov 5, 2020
With a divided Congress and lawmakers focused on other issues, there's a good chance Americans will not receive any more stimulus money until after January.
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The Bidens Are Worth Millions but Still Have a Mortgage -- This Might Be Why
Nov 2, 2020
Many people with high incomes choose to use a mortgage to buy a home, even if they could afford to buy outright. The Bidens may …
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Mortgage News Roundup for Oct. 30, 2020
Oct 30, 2020
Want the latest news about mortgage rates, home loans, and the housing market? Here' s what you need to know.
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My 825 Credit Score Is About to Take a Hit. Here's Why That's OK
Oct 26, 2020
A good credit score is important, but you don't need perfect credit to qualify for the best rates.
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Renters Owe $7.2 Billion in Unpaid Rent as Stimulus Negotiations Drag On
Oct 24, 2020
Americans need more help from Washington, D.C. As lawmakers struggle to reach compromise, study shows millions of tenants are falling behind on rent.
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Just Two Obstacles Stand in the Way of a Second Stimulus Check
Oct 23, 2020
Lawmakers have found agreement on most issues related to a coronavirus stimulus check, but two big hurdles stand in the way.
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Biden, Trump Clash Over Coronavirus Stimulus in Final Pre-Election Debate
Oct 23, 2020
Coronavirus stimulus was an issue in the final presidential debate before the election. Here's what happened and how it might affect a second stimulus check.
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3 Outside-the-Box Ways to Slash Your Grocery Bill
Oct 23, 2020
Aiming to cut your grocery costs? Here are three creative options that go beyond cutting coupons.
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Mortgage Delinquencies Reach 20-Year High
Oct 22, 2020
More borrowers are delinquent on mortgage payments now than at any time in the past 20 years. Those struggling to pay have options.
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Despite Missed Deadline, Coronavirus Stimulus Money Still Possible Before Election
Oct 22, 2020
House Speaker Nancy Pelosi set a deadline to pass stimulus relief before the election, but it has passed. Despite that, there's still a chance for …
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My 1-Year-Old Is an Authorized User on My Credit Card. Here's Why
Oct 21, 2020
My one-year-old has access to an $85,000 line of credit. It's not to stock up on toys -- there's an important reason I've signed him …
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3 Big Credit Card Mistakes That I'll Never Make Again
Oct 20, 2020
When I was younger I missed a payment, opened too many credit cards, and closed old cards once I no longer needed them. Here's why …
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Americans Made Responsible Choices With Their Stimulus Checks -- and They Need Another One
Oct 20, 2020
Americans did the right thing with the money the first coronavirus stimulus check provided -- but they need more relief. Find out why.
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Mortgage Rates Hit 10th Record Low
Oct 19, 2020
Mortgage rates have now plummeted to a new record low. This is the 10th record they've broken this year. Here's why home loans have never …
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Mortgages Are Getting Harder to Come By, Especially for Lower-Income Borrowers
Oct 17, 2020
Tighter credit standards have made it more difficult for lower-income borrowers to secure mortgage loans, even as rates hit record lows.
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Trump Repeats Plea for Larger Coronavirus Bill, Suggests China Will Pay for It
Oct 17, 2020
President Trump wants a larger coronavirus stimulus package than his administration had proposed in negotiations and suggests China will pay for it.
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Walmart CEO Tells Congress To Get Coronavirus Stimulus Done
Oct 16, 2020
The CEO of Walmart urges Congress to compromise on a coronavirus stimulus bill to provide much-needed relief for Americans.
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Refinancing Now Accounts for Almost 6 in 10 of All New Mortgages. Here's Why
Oct 16, 2020
Many people want to take advantage of low mortgage rates, but it's refinancing, not new loans that account for most new mortgage activity. Find out …
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Weekly Mortgage News Roundup for October 16
Oct 16, 2020
Keep up to date about what's going on in the world of mortgage loans and housing with The Ascent's weekly news roundup.
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Bad News: There Almost Definitely Won't Be a Stimulus Deal Before the Election
Oct 15, 2020
Another stimulus deal before the election is virtually off the table. Key negotiators now agree that it's extremely unlikely to happen before November.
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Trump Tells Lawmakers to 'Go Big or Go Home' On Stimulus Bill
Oct 15, 2020
President Trump is once again urging lawmakers to pass a large coronavirus stimulus bill. Sadly, this doesn't mean you'll get a second stimulus check.
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Current Mortgages -- October 14: Rates Remain Stable Near Record Lows
Oct 14, 2020
Would-be homebuyers and homeowners considering refinancing will find low mortgage rates again, as rates have largely stayed stable and hovered near record lows.
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6 Important Lessons I Learned When Selling My Own Home
Oct 13, 2020
I've sold my own home several times. Here are six key things I learned along the way that might help you get a quick home …
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Top White House Advisor Optimistic About a Bipartisan Stimulus Deal
Oct 12, 2020
A top White House advisor believes another coronavirus stimulus bill, including a stimulus check, could get bipartisan support. Here's what you need to know.
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In Major Reversal, Trump Says He Wants Bigger Stimulus Package Than the Democrats
Oct 12, 2020
President Trump has changed course on stimulus plans, but will this up the odds of a second stimulus check?
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Fewer Mortgages in Forbearance as Initial COVID-19 Protections End
Oct 12, 2020
The number of mortgages in forbearance fell this week, as the first 180-day payment deferment period came to an end.
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Current Mortgages -- October 12: Rates Move Up a Little, but Stay Near Record Lows
Oct 12, 2020
Today's mortgage rates continue to hover near record lows, despite climbing very slightly from previous days.
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Can't Make Your Personal Loan Payments? Here's What to Do
Oct 10, 2020
If you can't make your personal loan payments you may have options. You could refinance or talk to your creditors, but you need to do …
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Getting Divorced? Here's What Happens to Your Mortgage
Oct 9, 2020
If you end your marriage, you'll need to decide what happens to your mortgage. Here's what you need to know.
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Current Mortgage Rates -- October 9: Rates Stay Relatively Stable, Near Record Lows
Oct 9, 2020
Mortgage rates remain very competitive, near record lows. Here's what you need to know about average mortgage rates for Oct. 9.
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Will a Second Stimulus Bill Pass Before the Election?
Oct 8, 2020
If you're hoping lawmakers will pass additional coronavirus stimulus legislation, you may need to wait until after the 2020 election. Here's why.
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IRS Gives Non-Filers More Time to Claim Their Coronavirus Stimulus Checks
Oct 8, 2020
The IRS has extended the deadline for non-filers who have not received a stimulus check. If you want to receive yours this year, here's what …
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Trump Reverses Stance on Stimulus, Asks for $1,200 Checks and Small Business Relief
Oct 7, 2020
The president indicated yesterday he wanted a stimulus bill to wait until after the election, but has since changed course and tweeted out support for …
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Congressional Leaders Are Closer to a Stimulus Deal as COVID-19 Shakes Washington
Oct 7, 2020
Coronavirus has hit the Capitol hard in recent days. Could this be the wakeup call lawmakers need to find consensus on a stimulus bill?
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Today's Mortgage Rates -- October 7: Another Day With Rates Near Record Lows
Oct 7, 2020
Average mortgage rates for Oct. 7 remain very competitive, with the 30-year loan staying below 3.00%.
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1 in 5 Americans Have Given Up on Getting a Second Stimulus Check
Oct 6, 2020
A recent poll revealed 20% of Americans don't think lawmakers in D.C. will provide more coronavirus relief. Do you believe a second stimulus check is …
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Biden vs. Trump: Here's Where Each Candidate Stands on Income
Oct 6, 2020
Where do President Trump and Democratic nominee former Vice President Joe Biden stand on issues related to income? Here's what you need to know.
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The 2020 Election Could Impact Your Personal Finances. Here's How
Oct 6, 2020
Elections have consequences -- and some of them could be financial. Here's how the 2020 election results could change your financial situation.
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How My Emergency Fund Saved My Dog's Life
Oct 6, 2020
You've often heard the advice to have an emergency fund -- but it's only when you're faced with a real emergency that you realize just …
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House Passes $2.2 Trillion Stimulus Bill With Second Check -- but Will it Pass?
Oct 5, 2020
The House of Representatives has passed another coronavirus stimulus bill, but it's unlikely to be signed into law. Here's why.
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Today's Mortgages -- October 5: Rates Drop for All Loan Types
Oct 5, 2020
Today's mortgage rates have ticked lower. Consider locking in your loan today.
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My Mortgage Refinance More Than Doubled My Payment. Here's Why It Was a Smart Move
Oct 3, 2020
Many people refinance their mortgages to lower their monthly payments, but I raised mine. Why? Because it will save me money in the long run.
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4 Things That Could Cause Mortgage Rates to Rise
Oct 3, 2020
Mortgage rates are very low. But they could go back up if new fees are imposed, if the economy improves, or other changes occur.
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New Amex Program Gives You 3x Points if You Refer a Friend in October
Oct 2, 2020
If you refer a friend to American Express in October, you can earn three times the points and your friend will get a generous sign-up …
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Weekly Mortgage News Roundup for October 2, 2020
Oct 2, 2020
Our top mortgage stories for the week ending Oct. 2 include some expert insight into how long low mortgage rates may last, tips for virtual …
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Airlines to Get More Stimulus Relief, Even as the Unemployed Wait for Aid
Oct 2, 2020
The U.S. Treasury has offered coronavirus relief loans to seven airlines, while most unemployed Americans still wait for help from Washington D.C.
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Coronavirus Stimulus Check Negotiations Show Signs of Progress, Upping the Odds of a Second $1,200 Payment
Oct 2, 2020
The White House has put forth a plan for a $1.6 trillion coronavirus stimulus package that includes another $1,200 stimulus check. Here's what you need …
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Should You Get a Personal Loan to Pay the Bills?
Oct 2, 2020
A personal loan can help you cover costs, but you will have to pay it back, and all your purchases will be more expensive due …
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Key White House Negotiator Vows One More Serious Try on Coronavirus Stimulus
Oct 1, 2020
Treasury Secretary Steve Mnuchin said Wednesday that he's ready to go back to the negotiating table to try to reach a compromise with House Speaker …
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3 Bad Reasons to Get a Personal Loan
Sep 30, 2020
Securing a personal loan makes sense under the right circumstances, but there are some bad reasons to borrow. Here are three of the worst.
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Current Mortgages -- September 30: Slight Downward Shift Is Good News for Borrowers
Sep 30, 2020
Mortgage rates see a slight downward shift, remaining near record lows for Sept. 30, 2020.
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Goldman Sachs Economists Now Anticipate Slower Growth After Giving Up on Coronavirus Stimulus
Sep 29, 2020
Economists from Goldman Sachs Group, Inc. believe the government will not pass more coronavirus stimulus legislation, and that will have a detrimental effect on economic …
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Tomorrow is the Last Day to Get Coronavirus Stimulus Money for Dependents This Year
Sep 29, 2020
If you didn't receive the CARES Act stimulus money for dependents, you can still get it this year -- but you must take action by …
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Pelosi Says a COVID-19 Stimulus Deal Could Still Happen
Sep 28, 2020
House Speaker Nancy Pelosi has now indicated she believes a coronavirus stimulus deal could be reached. Will this break the stalemate?
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How Long Will Low Mortgage Rates Last?
Sep 28, 2020
Mortgage rates are near record lows. No one can predict how long it will last, but signs suggest rates may stay low for a while, …
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Today's Mortgages -- Sept. 28: Mixed Results for 30-Year vs. Other Mortgage Types
Sep 28, 2020
Today's mortgage rates are down slightly for the 30-year but up for others, with rates remaining near record lows on Sept. 28.
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How I Racked Up $6,930 in Debt -- and What I Did About It
Sep 27, 2020
Getting into serious debt was a big mistake, but with a little hard work, it's one I overcame. Here's how to take control of your …
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How Many People in Your State Are Missing Their Stimulus Check?
Sep 25, 2020
The IRS will write to people who might not have received their coronavirus stimulus checks. Have lots of people in your state missed out on …
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Current Mortgages -- September 25: Rates Remain Steady, Near Record Lows
Sep 25, 2020
Today's mortgage rates remain very competitive. Here's what you need to know about rates for a 5/1 ARM, as well as a 15-, 20-, and …
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IRS Should Do More to Reach Out to Americans Who Missed Out on Stimulus Check, Says GAO
Sep 24, 2020
The Government Accountability Office believes the IRS should take more aggressive action to provide stimulus payments to Americans who missed out.
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CEOs of America's Top Companies Warn Economy Could Backslide Without More Coronavirus Stimulus
Sep 24, 2020
America's economic recovery is fragile, and the CEOs of some of America's largest companies believe more stimulus funds are critical to continued improvement.
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Bipartisan Group of Lawmakers Pushes for Stimulus Bill Before Election
Sep 24, 2020
The chances of a second stimulus check grow smaller every day. But some lawmakers continue to push for more coronavirus relief, even as the clock …
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Can't Make All Your Credit Card Payments? Here's What to Do
Sep 24, 2020
If you can't pay all your credit card bills, your options include a balance transfer, a refinance, or negotiation with creditors.
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Two Critical Dates if You're Missing Your COVID-19 Stimulus Check
Sep 24, 2020
Non-filers and those with undeclared dependents may be missing out on COVID-19 stimulus money. Here's what you need to do.
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Today's Mortgages -- September 23: Another Day of Below 3.00% Rates for 30-Year Loans
Sep 23, 2020
Today's mortgage rates remain near record lows, so borrowers should consider locking in.
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A Second Stimulus Check Is Even Further Away After the Passing of Ruth Bader Ginsburg
Sep 21, 2020
Lawmakers have been struggling to reach agreement on another coronavirus stimulus bill. The odds of success just declined even further.
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Current Mortgage Rates -- September 21: Rates Remain Competitive
Sep 21, 2020
The average interest rate on a 30-year fixed rate loan is below 3.00% again, and rates on other loans are also near record lows. Here's …
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Shopping for a Jumbo Loan? It's More Important Than Ever to Compare Rates
Sep 20, 2020
Are you in the market for a jumbo loan? Find out why there's a wide variation in rates right now, and how much you might …
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Weekly Mortgage News Roundup for Sept. 18, 2020
Sep 18, 2020
Here's a roundup of The Ascent's top mortgage and housing stories from this week.
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Moderate Democrats Urge Pelosi to Compromise on Stimulus Bill
Sep 17, 2020
Democratic party leaders stand firm on the need for broad relief, but some moderates want compromise to provide at least some help to struggling Americans.
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Today's Mortgage Rates -- September 16, 2020: Rates Remain Very Competitive
Sep 16, 2020
Mortgage rates are still very competitive for Sept. 16, 2020. Prospective homeowners should consider locking in to secure a low rate for the life of …
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New Stimulus Proposal Includes Second Check, Enhanced Unemployment
Sep 15, 2020
The March to Common Ground stimulus framework introduced by the bipartisan Problem Solvers Caucus would include a second stimulus check and more.
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5 Smart Ways to Use Spare Cash During the Pandemic
Sep 15, 2020
Are you lucky enough to have extra money during these troubled times? From investing to paying down debt, here are five smart ways to use …
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$1.5 Trillion Stimulus Bill, Including Second Check, to Be Unveiled This Afternoon
Sep 15, 2020
The House Problem Solvers Caucus is back with a new stimulus proposal. Will this be the ticket to finally passing a bill?
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Mnuchin Urges Immediate Stimulus Bill That Ignores Deficit Concerns
Sep 14, 2020
Treasury Secretary Steve Mnuchin has urged lawmakers to pass a stimulus bill as soon as possible, without concerns about its impact on the deficit or …
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Mortgage Rates for September 14: Rates Stay Low for Another Day
Sep 14, 2020
The average rate for a 30-year fixed rate mortgage is below 3.00% again, making now a great time to lock in a loan at a …
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Mortgage Rates Have Hit a New Record Low. Here's What That Means to Homebuyers
Sep 11, 2020
Mortgage rates are lower than they have been since Freddie Mac began tracking rates in 1971. Here's what you need to know.
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Average Mortgage Rates for September 11, 2020: Low Rates Persist
Sep 11, 2020
Mortgage rates remain extremely low today, with the average 30-year fixed rate mortgage again coming in below 3.00%. Here's what you need to know.
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IRS: 9 Million Americans May Have Stimulus Checks Waiting to Be Claimed
Sep 10, 2020
An estimated 9 million Americans have unclaimed COVID-19 stimulus checks, according to the IRS. Here's what you need to know.
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Here's How I Saved $2,400 During the Pandemic
Sep 10, 2020
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4 Money Traps to Avoid During the Pandemic
Sep 10, 2020
The COVID-19 pandemic has made Americans more vulnerable to scams and other money mistakes. Here are four money traps you'll want to avoid during these …
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6 Key Details in Republicans' Proposed Stimulus Bill
Sep 9, 2020
The Republicans have proposed a new $500 billion coronavirus stimulus bill amid stalled negotiations on a broader package. Here's what you need to know about …
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Current Mortgage Rates for September 9 -- Rates Remain Near Record Lows
Sep 9, 2020
Near-record-low mortgage rates continue for the week following the Labor Day holiday.
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Today's Mortgage Rates for September 7: Rates Dip Back Below 3.00%
Sep 7, 2020
If you're in the market for an affordable mortgage, today is a great time to lock in your rate.
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Pence: Congress to Pass Spending Bill Without COVID-19 Stimulus
Sep 4, 2020
The Trump Administration and Congress will move forward on a government funding bill with no coronavirus relief. Find out what this means for the likelihood …
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Weekly Mortgage News Roundup for Sept 4, 2020
Sep 4, 2020
Here's a roundup of The Ascent's top mortgage and housing stories from this week.
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How to Save Over $16,000 on Your Mortgage
Sep 4, 2020
Did you know there's a simple trick to saving thousands on your monthly mortgage payments? Here's how you can do it.
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What to Do With Your Credit Cards During COVID-19
Sep 3, 2020
During the COVID-19 crisis, changing how you use your credit cards may make sense. Here's what you need to know.
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Why It's a Better Time Than Ever to Buy Mortgage Points
Sep 3, 2020
Buying mortgage points can make record low interest rates even lower. Read on to see why buying points makes more sense now than ever.
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4 Smart Money Moves to Make During COVID-19
Sep 3, 2020
Coronavirus has impacted the economy and may affect your finances if it hasn't already. Here are some smart money moves to make during the pandemic.
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These Are the 10 States Where It Costs the Most to Buy a Home
Sep 2, 2020
The median home price in the United States was $295,300 in June of 2020, but prices vary by state. Here are the states with the …
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Good News for Homebuyers as Average Mortgage Rates for September 2 Dip Slightly
Sep 2, 2020
The average mortgage interest rate for a 30-year fixed rate mortgage fell below 3.00% again. Find out more about today’s average mortgage interest rates, which …
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Which Industries Are Being Hit Hardest by the Coronavirus Crisis?
Sep 1, 2020
Coronavirus is affecting people and businesses across the country, but some are being hit harder than others. Here's what you need to know.
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We're Paying Off Our Mortgage 13 Years Early and Saving Thousands
Sep 1, 2020
We're paying off our mortgage ahead of schedule. Find out how we're doing it, why we're doing it, and whether you can use the same …
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These Are the 10 States Where Homes Are Most Affordable
Sep 1, 2020
Average home values vary dramatically across the United States. Discover which 10 states have the lowest median home prices.
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Mortgage Rates Today, August 31, 2020: Rates Creep Up, but Are Still Competitive
Aug 31, 2020
This is what mortgage rates look like today. Should you lock one in now?
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Can You Refinance if You're Underwater on a Mortgage?
Aug 30, 2020
Refinancing an underwater mortgage loan generally isn't possible. Find out why, and learn about other options.
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7 Home Financing Mistakes to Avoid at All Costs
Aug 29, 2020
If you're applying for home financing, avoid these seven major mistakes. These missteps could cost you thousands -- some can even cause your mortgage approval …
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Fannie Mae and Freddie Mac Announce Expanded Coronavirus Relief Options for Homeowners
Aug 28, 2020
Fannie Mae and Freddie Mac's new relief for homeowners impacted by COVID-19 includes a moratorium on evictions and foreclosures through the end of the year.
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Mortgage Rates Plunge After Refinance Fee Is Delayed. Borrowers May Want to Act Fast
Aug 28, 2020
Fannie Mae and Freddie Mac have delayed a planned 0.5% fee for mortgage refinance loans, and their action sent rates falling. But the delay is …
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Mortgage Rates for August 28, 2020: 30-Year Mortgages Fall Below 3% Again
Aug 28, 2020
With mortgage rates back below 3%, should you rush to apply?
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Mortgage Rates for August 26, 2020 -- 30 Year Rate Back Above 3%
Aug 26, 2020
Here's an overview of today's mortgage rates. Are you ready to apply for a home loan?
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Fannie Mae and Freddie Mac Explain New 0.5% Mortgage Refinance Fee
Aug 25, 2020
Fannie Mae and Freddie Mac have responded to criticism about their new mortgage refinance fee, but their answers leave a lot to be desired.
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Today's Mortgage Rates - August 24, 2020
Aug 24, 2020
This is what mortgage rates look like today. Should you lock one in now?
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6 Tips to Secure the Cheapest Mortgage Refi Offer
Aug 23, 2020
If you're refinancing your mortgage, you want to get the cheapest new loan you can. Here are some tips on how to score a low-cost …
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5 Cash-Out Refinancing Mistakes to Avoid
Aug 22, 2020
With today's low mortgage rates, it's a good time for a cash-out refinance loan. Just make sure you avoid these mistakes.
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Weekly Mortgage News Roundup for Aug. 21, 2020
Aug 21, 2020
Here's a roundup of The Ascent's top mortgage and housing stories from this week.
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How to Get the Lowest 15-Year Mortgage Rate
Aug 20, 2020
Looking for the lowest 15-year mortgage rate? Here are some tips to help you get the most affordable home loan.
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Today's Mortgage Rates - August 19, 2020
Aug 19, 2020
This is what mortgage rates look like today. Should you lock one in now?
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Current Mortgage Rates for August 17, 2020
Aug 17, 2020
Here are the average mortgage rates for Aug. 17, 2020. They're still very affordable, so now could be the time to lock in.
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Today's Mortgage Rates - August 14, 2020
Aug 14, 2020
Here are the average mortgage rates for Aug. 14, 2020. They're still near record lows, so now is the time to lock in.
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Mortgage Refi Costs to Rise in September as Fannie Mae, Freddie Mac Add 0.5% Fee
Aug 13, 2020
With Fannie Mae and Freddie Mac imposing new fees, mortgage refinance loans will soon be .5% more expensive.
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Current Mortgage Rates for August 12, 2020
Aug 12, 2020
Here are the average mortgage rates for Aug. 12, 2020. Today's low rates mean it could be a good time to lock in a home …
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What to Do If You Can't Afford Pads or Tampons
Jul 26, 2020
As many as two-thirds of low-income women struggle to afford menstrual hygiene products. Find out what to do if you have no pads left and …
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Contactless Payments Are Set to Continue Growing Post-COVID
Jun 18, 2020
The U.S. is behind when it comes to contactless card payments, but COVID-19 may be changing that. Here are the contactless payment statistics you should …
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Mortgage Rates Are at All-Time Lows. Should You Apply Now?
May 18, 2020
Record low mortgage rates could make it the ideal time to purchase a home or refinance. But is applying for a mortgage now the right …
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3 Reasons I Don't Worry About a Recession
May 9, 2020
While coronavirus could cause a 2020 recession, you can protect yourself with an emergency fund, multiple income streams, and a solid investment strategy.
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How Does Your Household Spending Compare With the Average?
May 8, 2020
The average household spends $5,102 per month. See how this breaks down and compare your spending with that of your peers.
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Here's What Happened When I Asked My Credit Card Company to Waive My Annual Fee
May 1, 2020
When I requested a waiver of my annual fee, I was told no. So I called back with more info in hand.
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Report: Gen Xers Are Most Likely to Know Their Credit Scores
Apr 30, 2020
Just 18% of Gen Xers don't know their credit scores, compared to 23% of millennials, 20% of boomers, and 54% of members of Generation Z. …
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3 Surprising Stats About Subprime Consumers
Apr 29, 2020
Subprime consumers have higher incomes and less debt than you'd expect. Find out why anyone can have a low credit score, no matter their financial …
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The Average American Spends Way More on Transportation Than You'd Guess
Apr 28, 2020
The average American spends about 16% of their income on transportation costs. Find out how to reduce that spending to free up some wiggle room …
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This Generation Has Had the Biggest Credit Score Increase
Apr 27, 2020
Is your generation doing the best at boosting credit scores? Find out here.
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Average Food Spending Tops 10% of Income. Here's How to Save
Apr 26, 2020
Americans spend a fortune on food -- but these tips can help you cut costs.
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42 States Improved Their Average FICO® Scores Last Year -- Did Yours?
Apr 25, 2020
In most states, average credit scores are rising. Is your state following the trend?
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Why I Finally Signed Up for a Credit Card With an Annual Fee
Apr 23, 2020
Are you against credit card annual fees? I was too, until I finally realized that some cards are worth paying for. Could that also be …
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When Will You Get Your Coronavirus Stimulus Check?
Apr 22, 2020
Stimulus checks have started to be directly deposited, but for a paper check, you may have to wait until August. Find out how to check …
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The Basics of Your Credit Card's Extended Warranty
Apr 22, 2020
An extended warranty on your credit card could cover items for longer than the manufacturer warranty. Here's how extended warranties protect you.
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Weekly Credit Reports Will Be Free for a Year
Apr 21, 2020
You can get your credit report for free each week for a year thanks to a joint decision made by Equifax, Experian, and TransUnion. Read …
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Should You Invest Your Stimulus Check in a High-Yield Savings Account?
Apr 16, 2020
Investing your stimulus check in a high-yield savings account could help maximize your return. But it's not the best option for everyone. Find out more.
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Parental Leave: What to Know and How to Prepare
Apr 13, 2020
If you're having a child, you need to make a plan for parental leave. Make sure you are financially prepared for the costs of taking …
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How to Get Your Budget Back on Track After Coronavirus
Apr 9, 2020
The coronavirus changed the American way of life and impacted almost everyone's budgets. Here's how you can get your finances back on track.
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How to Build Financial Security
Apr 9, 2020
You can become more financially secure by living on a budget, building emergency savings, and taking a few other key steps. Learn about them here.
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How to Apply for Unemployment in Georgia
Apr 7, 2020
If you've lost your job due to the novel coronavirus, you may be entitled to unemployment benefits. Here's what Georgia residents need to know.
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Subprime Borrowers' Income Is Far Higher Than You'd Think
Apr 5, 2020
What's the average income of people with a subprime credit score? Find out here.
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How Do Your Debts Compare to the Average?
Apr 3, 2020
The average American owes a lot of money. Find out how you compare and see if you could manage your debt differently.
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How to Apply for Unemployment in Maine
Apr 1, 2020
If you've lost your job or had your hours reduced due to the coronavirus, unemployment benefits may help. Use this guide to apply for unemployment …
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How to Apply for Unemployment in Iowa
Mar 30, 2020
If you've had a job loss or income reduction in Iowa due to coronavirus, this guide will help you through the process of applying for …
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How to Apply for Unemployment in Louisiana
Mar 30, 2020
If you're laid off or your work hours are reduced due to coronavirus, you may be entitled to unemployment benefits in Louisiana. Find out how …
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How to Apply for Unemployment in Hawaii
Mar 30, 2020
If you're laid off or your work hours are reduced due to the coronavirus crisis, you may be entitled to unemployment benefits in the state …
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How to Apply for Unemployment in Idaho
Mar 27, 2020
Idaho allows you to apply for unemployment online or via phone. Check out this guide to learn how to apply if your job has been …
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How to Apply for Unemployment in Alabama
Mar 27, 2020
If you've lost your job in Alabama due to the novel coronavirus, find out what unemployment benefits you might be entitled to and how you …
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How to Apply for Unemployment in Washington, D.C.
Mar 26, 2020
Did you lose your job in the nation's capital? Check out this guide on how to apply for unemployment in Washington, D.C.
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Americans Owe Far Too Much on Store Cards
Mar 24, 2020
Americans carry surprisingly high balances on store credit cards. Find out why that's a problem and some alternatives that are better for your bottom line.
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Getting Out of Debt Tops Americans' List of Financial Goals
Mar 23, 2020
Debt freedom is a top financial goal for many Americans. How can you get out of debt responsibly without compromising other financial priorities?
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This Credit Misunderstanding Could Hurt Almost a Third of Americans
Mar 22, 2020
If you're one of the millions laboring under the misconception that your credit score doesn't matter, you could be making your financial life much harder.
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About Half of All Americans Are Worried by Their Debt
Mar 22, 2020
Debt is a source of worry for millions of Americans. Here's what to do if you're one of them.
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Coronavirus: Housing Assistance Resources
Mar 20, 2020
There is help if you're worried about eviction or foreclosure during the coronavirus pandemic. Explore some resources here.
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Coronavirus: Resources for High-Risk Populations
Mar 19, 2020
From prescription delivery to telehealth options to special shopping hours and more -- here’s a list of resources for at-risk populations during these uncertain times.
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6 Things You Need to Know About Your Health Insurance Coverage During the Coronavirus Crisis
Mar 19, 2020
As the coronavirus threatens our health, it's important to understand your insurance, including deductibles, coinsurance costs, and maximum out-of-pocket limits.
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What Happens if You Can't Return to Work Due to the Coronavirus?
Mar 19, 2020
If your job is eliminated due to the impact of COVID-19, look into career retraining, finding a new position with transferable skills, temp-to-hire work, or …
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Mental Health Relief and the Coronavirus
Mar 19, 2020
If you’re struggling with anxiety, depression, or other mental health issues during the coronavirus, you’re not alone. Here are free resources for handling the emotional …
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Financial Lessons to Learn While You Can't Leave the House
Mar 18, 2020
While you're stuck at home, take the time to learn about key financial concepts like how interest works, how your credit score is calculated, and …
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How to Build a Budget During COVID-19
Mar 18, 2020
In this step-by-step guide, we’ll explain how to assess your situation, find coronavirus assistance, and pare down your expenses during these uncertain times.
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Office Closed by Coronavirus? 5 Tips on Working From Home Productively
Mar 18, 2020
These five tips from an experienced telecommuter can help you thrive while working from home.
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Feeling Unprepared for COVID-19? Here Are Some Steps You Can Take
Mar 18, 2020
These six steps for COVID-19 preparation include stocking up, checking out telehealth options, and reviewing your health insurance coverage.
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3 Ways to Protect Your Finances From the Coronavirus Outbreak
Mar 18, 2020
If you're worried about the financial impact of coronavirus, now's the time to shore up your emergency fund, check your health insurance, and get a …
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What to Do If Coronavirus Cuts Your Income
Mar 18, 2020
Coronavirus has reduced income for millions of Americans. Find out what benefits you’re eligible for, how you can reduce your debt payments during this time, …
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Americans Plan to Cut These 4 Big Expenses to Increase Savings
Mar 18, 2020
To save money, many Americans are giving up four big expenses -- including cutting back on subscriptions. But is it worth it? Learn more in …
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How a Hard Inquiry on My Credit Report Actually Affected My Score
Mar 17, 2020
Hard inquiries can impact your credit score, but by how much? If you're considering applying for a loan or mortgage, here's what you need to …
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4 Things to Do With Extra Cash When You've Finally Paid Off Debt
Mar 17, 2020
When you’re done with debt payments, you have lots of options for redirecting that cash. Here are some ideas of what to do.
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Does an Airline Credit Card Make Sense for You?
Mar 16, 2020
With so many options on the market today, when does it make sense to opt for an airline-branded credit card? Find out how to decide …
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Report: Debt Is Up 250% Among Older Adults Since 2001
Mar 14, 2020
Debt levels have gone up a lot among older Americans. Here's the debt situation that older adults are facing.
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A Surprising Number of Americans Have a Credit Score Above 700
Mar 13, 2020
You may be surprised to learn how many Americans have earned a good credit score. Find out how you can join them, too.
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Your Credit Score Is Likely to Peak at This Age
Mar 12, 2020
You may be surprised to find out how old the average American is before their score peaks. Here's what you need to know.
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Should You Use a Personal Loan to Pay Your Taxes?
Feb 20, 2020
There are both pros and cons to using a personal loan to pay the IRS. Find out what they are and what your other options …
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26% of Americans Would Rather Get a Cavity Filled Than Make a Budget
Feb 10, 2020
Is making a budget really more painful than getting a tooth drilled? Not if you change your mindset about budgeting and find an approach that …
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How to Save an Extra $1,000 in 2020
Feb 9, 2020
Want to end 2020 with an extra $1,000 in your savings account? Here are a few ways you can do it.
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4 Ways to Make Sure You Never Miss a Credit Card Payment
Feb 9, 2020
You can't afford to miss a credit card payment and these tips will help you make sure you never do.
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5 Expenses Worth Splurging On
Feb 8, 2020
No one wants to waste money, but careful spending doesn't always mean scrimping or passing up a purchase. Here are five things you should consider …
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Credit Card Late Payment Fees Could Go Up in 2020
Feb 8, 2020
Paying your credit card late could get more expensive in 2020. Here's how to make sure you avoid these costlier late payment fees.
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The 3 Biggest Risks of Taking Out a Personal Loan
Feb 6, 2020
Taking out a personal loan could hurt your financial situation if you're not careful. Here are the three biggest risks and how to avoid them.
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Are You Better Off With Multiple Credit Cards or One Great One?
Feb 6, 2020
Managing multiple credit cards has some pros and cons. Here's how to decide if you're better off with one great card or if you should …
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Here's Why Credit Scores Have Gone Up for the Past 9 Years
Feb 3, 2020
Credit scores have been on the rise, and the average American's score is now pretty good. Here we explain why that's been happening.
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Americans Are Using Far Too Much Credit
Feb 1, 2020
Did you know that average Americans are using far too much credit? Check out this article and learn how credit utilization can impact your credit …
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4 Reasons You Shouldn't Be Afraid of a Credit Card Annual Fee
Jan 30, 2020
Credit card annual fees aren't necessarily something to shy away from. Here are a few ways the card may pay for itself.
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Are You 'Credit Invisible'? Here's How to Build Your Credit Score
Jan 19, 2020
What should you do if you have no credit record or credit score? Find out the answer here.
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4 Money-Saving Challenges to Try in 2020
Jan 14, 2020
Want to boost your savings in 2020? Check out these fun challenges and learn how to start putting more money aside.
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5 Smart Financial New Year's Resolutions to Make
Jan 13, 2020
Financial New Year's resolutions can help you end 2020 better off than you started. Here are five you should consider.
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Which Generation Has the Best Credit Scores?
Jan 13, 2020
Some generations have higher average credit scores than others. Find out which age group has the best credit.
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Are Credit Scores in Your State Above or Below Average?
Dec 28, 2019
Credit scores vary from one state to the next. Find out how your state compares.
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1 in 5 Americans Have a Credit Score Above 800. Here's How to Join Them
Dec 27, 2019
Around 20% of Americans have credit scores topping 800. Find out how you can become one of them.
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4 Reasons You Should Be Excited to Live on a Budget
Dec 25, 2019
Think budgeting is boring and restrictive? This will make you reconsider those beliefs.
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These Credit Cards Are the Most Popular for Holiday Spending
Dec 17, 2019
Which credit cards do most consumers use when shopping for the festive season? Find out here.
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How to Make 2020 the Year You Master Your Money
Dec 17, 2019
Managing money is a challenge for many, but you can change all that in 2020. Here are the five steps you should take to become …
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The Majority of Americans Are Making This Holiday Spending Mistake
Dec 17, 2019
Most Americans don't use the most optimal payment method when buying holiday gifts. Are you one of them?
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Did You Get Closer to Financial Independence in 2019?
Dec 16, 2019
Financial independence is a goal everyone should have. Did you get closer to achieving it in 2019?
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A Quarter of Americans Are Making a Big Mistake This Holiday Season
Dec 14, 2019
During the festive season, it's far too easy to get carried away and make spending mistakes. Are you one of the many Americans making this …
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Survey: Americans With a Holiday Budget Spend Less on Average
Dec 14, 2019
Research shows Americans who have a holiday budget spend less than average. Here's why that's a good thing.
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Which Generation Splurges the Most on Holiday Spending?
Dec 13, 2019
Some generations spend more on holiday expenses than others. Find out here who spends the most.
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How to Set Financial Resolutions You'll Actually Stick to in 2020
Dec 12, 2019
Setting financial goals the right way can maximize your chances of achieving them. Here's how you can make 2020 money resolutions you'll stick to.
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Is Taking Out That Personal Loan a Big Mistake?
Dec 12, 2019
Personal loans can either help your finances or hurt them. Here are a few times when taking out a loan is not a good idea.
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How Does Your Credit Score Compare to the Average?
Dec 11, 2019
How does your credit score compare to the average American's? Find out here.
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6 End-of-Year Financial Tasks to Put on Your To-Do List
Dec 8, 2019
Are you ending 2019 on a high note when it comes to taking control of your money? You will be if you complete these end-of-year …
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How to Maximize Credit Card Rewards When Holiday Shopping
Dec 8, 2019
Want to earn tons of credit card rewards with your holiday shopping? Here's how you can do it.
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Start Setting Your New Year's Financial Resolutions Now
Dec 8, 2019
Don't wait until Jan. 1 to set your financial resolutions. Start now and maximize your chances of reaching your goals.
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6 Tips for Holiday Shopping on a Tight Budget
Dec 7, 2019
If you've got a tight holiday budget, here are some tips to keep your spending under control.
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Most Americans Don't Have a Holiday Budget -- and That's a Problem
Dec 7, 2019
The majority of Americans wing it when it comes to holiday spending -- which could help explain why so many end up in debt.
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Don't Use These 4 Loan Types for Debt Consolidation
Dec 5, 2019
Not all debt consolidation loans will make debt payoff easier. Here are four kinds of consolidation loans you should likely avoid.
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Report: Most Americans Have Good Credit. What if You Don't?
Dec 4, 2019
The average credit score in America is good, but many people are below the average. Here's what to do if you're one of them.
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3 Credit Card Mistakes That Could Cost You Thousands
Dec 1, 2019
Did you know that certain credit card mistakes could cost you big bucks? Here are three mistakes you should be sure to avoid.
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3 Reasons to Use a Credit Card for Holiday Purchases
Nov 29, 2019
Credit cards are often the best way to pay for holiday purchases so that you can earn rewards and gain extra purchase protection.
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6 Budget-Busters to Avoid This Holiday Season
Nov 28, 2019
Will holiday spending cause you to blow your budget? Not if you can successfully avoid these budget-busters.
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Couples Who Want Separate Bank Accounts May Want a Shared Credit Card
Nov 28, 2019
When you maintain a separate bank account from your partner, you'll need to find ways to share expenses. Here's one way to do it easily.
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Avoid This Simple but Expensive Mistake When Borrowing Money
Nov 22, 2019
Advertisers try to seduce customers with low monthly payments rather than promoting the total loan cost. Be sure you don't make this big money mistake.
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The 3 Best Things to Cut From Your Budget If You Need to Save More
Nov 21, 2019
Cutting your budget can be hard. Here are the best things to do if you want to reduce what you spend.
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How to Talk to a Spouse Who's Overspending
Nov 21, 2019
Handling money conflicts as a couple is hard. Here are some tips to help if your spouse is spending too much.
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Credit Card Debt Stressing You Out? You Aren't Alone
Nov 19, 2019
How common is it to be stressed about credit card debt? Find out here and get tips on how to tackle your debt.
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Here's What's Driving Americans Into Debt
Nov 17, 2019
People borrow for lots of reasons. Here are some of the most common reasons that Americans end up in debt.
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4 Reasons to Start a 529 Account for Your Newborn
Nov 17, 2019
If you have a new member of your family, the longer you put off opening a 529 account, the less money they will have in …
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97% of Americans Are Making This Money Management Mistake
Nov 16, 2019
Americans are making a big mistake when it comes to their finances. Are you one of them?
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Millennial Couples Are Most Likely to Have Separate Banking Accounts
Nov 15, 2019
Why are millennials more likely to have separate bank accounts? And what are upsides and downsides for couples who separate their banking activities?
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Don't Make These 4 Credit Mistakes Over the Holiday Season
Nov 15, 2019
The holidays are a prime time to spend on your credit cards. Make sure you avoid these mistakes so you don't get into financial trouble.
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Traveling for the Holidays? Here's How Your Credit Card Can Help You Save
Nov 15, 2019
Could your credit card rewards make your holiday travel cheaper? Find out three ways your card could help you save on trips this holiday season.
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Americans Watch TV 100 Times as Much as Their Finances
Nov 10, 2019
Are you guilty of spending too little time on your finances even as you binge watch your favorite TV shows? Here's what you should do …
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Here's What Americans With Good Credit Understand About Debt
Nov 9, 2019
People with good credit know that purposeful debt can be good debt. Here's why that knowledge is so essential.
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Most Americans Have Debt -- and It's Costing Them a Lot More Than Money
Nov 7, 2019
Is debt keeping you from living your dreams? If so, you're not alone -- but you have options.
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4 Reasons to Make a Big Purchase on a Credit Card
Nov 7, 2019
Don't know how much to save and spend? Meeting financial goals will be hard. If you're among the millions that don't know, these tips can …
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80% of Americans Aren't Confident They Could Miss 3 Paychecks
Nov 6, 2019
Without an emergency fund, you're on the brink of financial disaster -- and many Americans can’t afford to miss even three paychecks.
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Half of Americans Don't Know How Much to Save -- Don't Be One of Them
Nov 5, 2019
Don't know how much to save and spend? Meeting financial goals will be hard. If you're among the millions that don't know, these tips can …
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Americans Are (Literally) Sick of Managing Their Money
Nov 5, 2019
Are you one of the majority of Americans dealing with the major consequences of financial stress? These tips can help you get a handle on …
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Is It OK to Splurge After You Meet a Financial Goal?
Nov 4, 2019
Meeting a financial goal deserves a reward -- but is more spending a good option?
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You'll Never Guess How Few Gen Zers Have Credit Cards
Nov 3, 2019
Most Gen Zers don't have credit cards. But there may be reasons they should get them ASAP.
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Your Daily Money Management Checklist
Nov 3, 2019
Are you spending enough time every day on your finances? Here's what you should be doing to manage your money daily.
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Why This Is the Ideal Time to Swear Off Credit Card Debt for Good
Nov 1, 2019
Recent reports from the Consumer Financial Protection Bureau show it's an especially bad time to carry credit card debt.
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Americans Spend 25 Times More Time Cleaning House Than Managing Money
Nov 1, 2019
What's worth a bigger time investment -- cleaning your house or cleaning up your financial life? Most Americans are getting this wrong.
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Less Than Half of Americans Took These Smart Money Steps Last Year
Oct 31, 2019
A few simple money moves can make a big difference in your finances -- but most Americans aren't making them.
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6 Ways to Find Extra Money to Pay Off Credit Card Debt
Oct 29, 2019
Are you tired of being in credit card debt? Try one of these techniques to find extra money for debt payoff.
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Credit Card Interest Rates Hit a 25-Year High. What Should You Know?
Oct 29, 2019
Are you in credit card debt? New record high interest rates mean your debt will be much more expensive to repay.
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4 Money Moves That Will Make You Feel Like a Genius in 20 Years
Oct 29, 2019
Your actions today affect your money tomorrow. Here are some steps to take with your money. Your future self will thank you.
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What to Do if Your Credit Card Is Stolen While Traveling
Oct 28, 2019
What should you do if your credit card is stolen while you're away from home? Here are the key steps you need to take ASAP.
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What's the Best Source of Startup Capital?
Oct 28, 2019
Starting a company can be expensive. Check out options for funding to find out which source of startup capital is best.
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A Simple Guide to Credit Card Purchase Protection
Oct 27, 2019
How can credit card purchase protection keep your purchases safe? Find out here.
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5 Unexpected Costs I Faced After Having a Baby
Oct 27, 2019
My newborn son is already the source of some surprising costs. Here are just a few of them.
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When to Call a Credit Card Reconsideration Line
Oct 26, 2019
Credit card reconsideration lines give you a second chance to get approved. Learn more here.
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5 Tips for Getting Your Credit Card Spending Under Control
Oct 25, 2019
If you're spending too much on your credit cards, follow these basic tips to get your spending under control.
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5 Major Benefits of Improving Your Credit Score
Oct 25, 2019
It's worth improving your credit score because of the major benefits you'll reap with a higher score. Here are five of those benefits.
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4 Warning Signs Your Credit Card Spending Is Out of Control
Oct 24, 2019
Spending too much with credit cards can quickly get you into financial trouble -- so watch for these red flags that suggest you're spending too …
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4 Times Being Cheap Doesn't Pay
Oct 23, 2019
It doesn't always make sense to opt for the cheapest option. In these four situations, spending more could be smarter.
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3 Ways the Gender Pay Gap Is Hurting American Women
Oct 22, 2019
How does the gender pay gap affect women? Here are three ways that women get hurt because they make far less than men.
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Why You Should Start Saving for the Holiday Season Now
Oct 21, 2019
Don't want to end up in holiday debt? Now is the time to start saving money for the festive season.
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The Best -- and Worst -- Reasons to Take Out a Personal Loan
Oct 20, 2019
Taking out a personal loan could be a smart move or a financial faux pas. Find out some good and bad reasons to borrow using …
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How to Get Back on Track if You've Gone Over Budget
Oct 20, 2019
Going over budget can be a problem for your finances, but it is not the end of the world. Here's how you can get back …
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6 Signs You and Your Partner Are Financially Compatible
Oct 18, 2019
Financial compatibility is essential for a successful relationship. Here are six signs that you and your partner are on the same page.
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3 Warning Signs Financial Fights Are in Your Relationship's Future
Oct 15, 2019
Financial fights are far too common -- are you and your partner likely to have a lot of them?
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Before Your Trip, Check If Your Credit Card Has These Key Features
Oct 15, 2019
Will your credit card be a help or a hindrance when you go on a trip? This guide will help you find out.
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What Is Identity Theft Insurance, and Should You Get It?
Oct 13, 2019
Should you pay for identity theft insurance? Consider the pros and cons here.
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Personal Loan or Balance Transfer: What's the Best Way to Consolidate Debt?
Oct 9, 2019
Choosing the right approach for consolidating debt is key. Find out whether a personal loan or a credit card balance transfer is the best approach …
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Credit Card Refinancing vs. Debt Consolidation: What's the Difference?
Oct 8, 2019
Thinking about consolidating or refinancing debt but not sure what the differences between the two processes are? Here's what you need to know.
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Who Is Eligible for a Business Credit Card?
Oct 8, 2019
Interested in getting a business credit card? Find out if you're eligible to apply for one.
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3 Times When Borrowing Money Is the Smartest Move
Oct 7, 2019
Can going into debt ever actually improve your situation? Here are three times when borrowing money is financially smart.
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4 Signs You've Outgrown Your Credit Card
Oct 7, 2019
Sometimes sticking with old credit cards is the wrong move. Watch out for these red flags to find out if this is the case for …
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How to Avoid These Common Money Mistakes Couples Make
Oct 7, 2019
Couples often make these four financial mistakes -- and there can be big consequences. Here's what you need to know to avoid them.
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Fine Print to Watch for When Comparing Credit Card Rewards
Oct 6, 2019
Credit card rewards programs can appear better than they are if you don't read the fine print. Here are some key things to look for …
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4 Ways to Make Sure Your Balance Transfer Is a Big Money Saver
Oct 5, 2019
Will your balance transfer save you money or end up costing you in the end? It all depends on whether you’re going about it the …
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How to Get Your Partner on Board With Your Budget
Oct 4, 2019
If you and your beloved don't agree on budgeting, problems will abound. Here's how you can get your partner on board with your budget.
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Should You Cosign on Your Kid's Credit Card?
Oct 4, 2019
Cosigning on a child's credit card can have consequences. Is becoming a cosigner something you should agree to?
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How to Teach Your Kids About Responsible Credit Card Use
Oct 4, 2019
Want to help your kids avoid trouble with credit card debt? Here's how you can teach them to be responsible.
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Should You Add Your Spouse as an Authorized User on Your Credit Cards?
Oct 3, 2019
Your spouse shares your life -- but should he or she share your credit line? Find out if you should add your spouse as an …
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How to Pick the Right Balance Transfer Card
Oct 3, 2019
Picking the wrong balance transfer card could adversely impact your ability to save. How can you find the perfect card for you?
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Should You Transfer a Credit Card Balance Multiple Times?
Oct 2, 2019
Thinking of transferring a balance you already transferred? Read this to find out if you should.
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5 Signs Your Credit Card Fee Isn't Worth Paying
Sep 30, 2019
Credit cards can come with high annual fees. If yours does, is the fee actually worth paying?
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Couples Rank This Financial Lie as the Biggest Relationship Challenge
Sep 27, 2019
Any financial infidelity can be damaging, but this lie is seen as the most serious relationship challenge.
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3 Reasons You Keep Blowing Your Budget
Sep 26, 2019
Going over budget is a big source of frustration -- so why do you keep doing it? How can you stick to your budget without …
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How to Avoid Financial Disaster When You Lose Your Job
Sep 26, 2019
A job loss can have a big impact on your financial life. Here's what you should do after you've lost your job.
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Here Are the Top 10 Purchases Women Hide From Their Partners
Sep 26, 2019
Both men and women hide purchases from their partners. Find out which purchases women are most likely to keep secret.
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2 in 5 Millennials Are Making a Big Credit Card Mistake
Sep 25, 2019
Are you one of the millennials making this major credit card error? Find out here.
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6 Uplifting Signs That Americans Are Using Credit Cards Wisely
Sep 24, 2019
Data shows some actual good news about the ways Americans are using credit cards. Check out these six positive signs.
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3 in 4 Americans Say This Money Practice Would Make Them Happier
Sep 24, 2019
Wouldn't it be nice if your money was a source of happiness instead of stress? If you're like most Americans, adopting this habit will make …
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A Timeline of When Couples Share Their Deepest Money Secrets
Sep 24, 2019
When should you share your financial secrets with your beloved? Here's a timeline of when most couples have big money talks.
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Most Americans Don't Know This Key Credit Card Benefit
Sep 23, 2019
Did you know that credit cards can help secure your financial future? More than half of Americans are unaware of this key credit card benefit.
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2 in 3 Americans Are Procrastinating on This Smart Money Move
Sep 22, 2019
It takes just a few minutes to ask for a credit line increase, and it could significantly improve your credit.
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Keep Buying Your Daily Latte -- and These 4 Other Budget Boogeymen
Sep 16, 2019
Cutting your budget to the bone isn’t always the best approach. Here’s why you may want to ignore the common advice to cut out every …
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4 Reasons to Transfer to a New Credit Card
Sep 16, 2019
Switching to a new credit card can have some big benefits. Check out four reasons why you may want to transfer to a new card.
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Struggling Financially After Divorce? Here's What to Do
Sep 15, 2019
Ending a marriage can have major financial implications. Follow this guide to help you recover.
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Do I Need a Chip-and-PIN Credit Card in Europe?
Sep 15, 2019
In the U.S. chip-and-signature credit cards are much more common than the chip-and-PIN cards often used in Europe. Make sure you understand the difference.
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Almost Half of All Americans Are Making This Mistake With Their Credit Cards
Sep 15, 2019
Credit cards can help you financially, but they can also cost you a lot of money. Here's why you should pay off your balance every …
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The ABCs of Credit
Sep 14, 2019
The ABCs of credit stand for APR; Benefits and rewards; and Cardholder terms. Learn more here.
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Don't Let These Credit Score Myths Screw Up Your Finances
Sep 14, 2019
Having a good credit score is important, but there are a lot of misconceptions about how to earn one. We debunk the myths and explain …
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How to Get Married Without Going Broke -- or Worse, Borrowing
Sep 13, 2019
Spending it all on a wedding -- or borrowing for one -- can be a bad financial decision. But if you follow these tips, you …
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Study: Personal Loans Can Help Solve Past Debt Problems
Sep 12, 2019
Here are three reasons why taking out a new loan could help you solve past debt problems.
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How to Cope When a Spender Marries a Saver
Sep 12, 2019
Opposites attract, but this can lead to problems when merging your financial lives. Here are some tips for dealing with what can happen when a …
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The 1 Thing You Should NOT Do Before You Apply for a Big Loan
Sep 11, 2019
Are you about to borrow a lot of money? Make sure you don’t make this key mistake before applying for a loan.
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The Smart Debt Repayment Plan for Couples
Sep 11, 2019
If you and your partner are both in debt, you can work together to pay back what you owe. Here’s how you can cut your …
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Hiding Financial Secrets From Your Partner? Here's Why You Should Come Clean
Sep 10, 2019
Should you confess financial infidelity to your partner? Here are three reasons why coming clean makes sense.
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5 Money Issues That Could Ruin Your Relationship
Sep 10, 2019
Is your love at risk because of finances? Watch out for these five money issues that are common relationship killers.
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Are Men or Women More Likely to Commit Financial Infidelity?
Sep 9, 2019
The majority of men and women have committed financial infidelity -- but which gender is more likely to commit this relationship sin?
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4 Money Mistakes New Parents Make
Sep 8, 2019
Babies are expensive enough without making money mistakes. Here are four financial faux pas that new parents should avoid.
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60% of Americans Say Their Debt Is a Problem -- Here's What to Do About It
Sep 8, 2019
A majority of Americans report that their debt is a significant issue for them. If you feel the same, these steps can help you get …
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Will Debt Consolidation Help Your Finances or Hurt Them?
Sep 7, 2019
Debt consolidation sometimes helps your finances -- but could also make your situation worse. Here’s a guide to how consolidation could affect you.
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3 Benefits of Tracking Your Spending
Sep 4, 2019
Is tracking your spending really worth it? Yes, you’ll be surprised at how much it can help you financially.
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What to Do If You Can't Pay All Your Monthly Bills
Sep 4, 2019
Do you owe more money than you can afford to pay each month? Here are some things you can do to help.
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5 Rules of Smart Credit Card Use
Sep 3, 2019
Being smart about credit cards doesn’t have to be hard -- just follow these five important rules.
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5 Things to Know About Health Insurance If You're Planning for a Baby
Sep 2, 2019
Thinking about growing your family? Make sure you understand these key health insurance facts before moving forward.
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3 in 4 Americans Aren't Planning to Make This Smart Money Move
Sep 2, 2019
Just one-quarter of Americans are planning to take this key step that could help improve credit and score free cash. Find out what it is.
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When and How to Tell Your Boss You're Having a Baby
Sep 2, 2019
Having a new baby? Make sure you manage things well at work so there’s one less thing to worry about after the baby is born.
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Only 3 in 10 Americans Are Avoiding This Money Mistake With Their Partners
Sep 1, 2019
Are you putting your relationship at risk because of this common money mistake? Most Americans have made this major error.
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In Defense of Annual Fees: Some Rewards Cards Are Worth It
Sep 1, 2019
Think that credit card annual fees aren’t worth paying? The reality is that sometimes the fee will pay for itself and more.
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How to Make Having a Baby More Affordable
Sep 1, 2019
Pregnancy and newborns can come with big costs. Check out this advice to keeping your spending down as you grow your family.
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The 4 Biggest Debt Consolidation Mistakes
Aug 31, 2019
Thinking about consolidating your debt? Here are a few key mistakes that you can’t afford to make.
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4 Unexpected Costs to Plan for During Pregnancy
Aug 30, 2019
Having a baby is expensive -- and added costs start during pregnancy. Here are four unexpected costs you may be hit with that you should …
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Americans Got These 3 Finance Questions Wrong -- Did You?
Aug 29, 2019
Most Americans don't know the answers to these three personal finance questions, and that's worrying. Do you know the right answers? Test your knowledge here!
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How Long Should You Keep Credit Card Statements?
Aug 29, 2019
Is it safe to throw out your old statements? Find out here how long to keep credit card statements.
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How Using a Midwife Can Help Save on Pregnancy Costs
Aug 26, 2019
Can having your baby cost you less if you use a midwife? Here are some ways you can keep your bills lower by getting midwifery …
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How to Lower Your Credit Card Payments
Aug 26, 2019
What can you do if your credit card payments are too high? Here are some steps that could reduce your payments.
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4 Home Improvement Projects You Shouldn't Cut Corners On
Aug 25, 2019
Want to make sure your home improvement project pays off? Here are some projects you want to splurge on the best for, instead of settling …
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What's the Best Way to Pay for Car Repairs?
Aug 25, 2019
Not sure how to pay for your car repairs? Here are some ideas that will help the next time you have automotive expenses.
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What Is a Predatory Loan, and How Can You Avoid One?
Aug 25, 2019
Predatory loans can lock people into damaging debt situations through terms they didn’t expect or understand.
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4 Things to Know Before You Apply for a Personal Loan
Aug 24, 2019
Should you apply for a personal loan? Not until you know these four things.
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Gender Pay Gap Statistics for 2020: Improvement, But No Solution
Aug 21, 2019
Is the gender pay gap real? The data shows it definitely is. Here are some of the most striking wage gap statistics for 2020.
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4 Financial Conversations to Have Before You Say I Do
Aug 19, 2019
Money is a leading cause of relationship issues. Have these money conversations before you get married to make sure you’re compatible.
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5 Financial Red Flags to Watch Out for Before Marriage
Aug 18, 2019
Thinking about getting married? Keep your eyes open for these red flags that suggest your partner may not be willing to handle finances after you’ve …
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8 Things Jetsetters Should Look for in a Travel Card
Aug 18, 2019
What are the key features of travel credit cards? Read on to find out what jetsetters should look for when choosing credit.
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4 Ways a Balance Transfer Can Go Wrong
Aug 17, 2019
Thinking of doing a balance transfer? Make sure to avoid these four mistakes that could cause a balance transfer to go awry.
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What's the Difference Between Revolving Debt and Installment Loans?
Aug 16, 2019
There are big differences between revolving debt and installment loans that you need to know about. Find out about them here.
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5 Things to Look for in a Balance Transfer Card
Aug 16, 2019
Looking for a balance transfer credit card? Here are a few key features you’ll want to be on the lookout for.
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What Happens if You Cosign and the Borrower Doesn't Pay?
Aug 15, 2019
If you cosign for a loan and the borrower doesn’t pay, you can face serious consequences. Here’s what can happen if the borrower leaves you …
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4 Surprising Ways Maxing Out Your Credit Card Can Hurt You
Aug 14, 2019
Did you know that maxing out your credit cards can hurt you? Here’s how charging too much can adversely affect your finances.
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What Can I Use My Personal Loan For?
Aug 14, 2019
What are some of the things you can use your personal loan for? Read on to find out.
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How to Get Over Your Fear of Investing
Aug 13, 2019
Fear of investing could make earning a reasonable return on investment impossible. Find out here how to overcome your fear.
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Do Credit Cards Get Closed Due to Inactivity?
Aug 13, 2019
Could your credit card get closed if you don’t use it? Learn about when inactivity could lead to cards being closed.
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How to Increase Your Net Worth
Aug 10, 2019
Increasing your net worth means you become wealthier and closer to financial independence. Here’s how you can do it.
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4 Budgeting Mistakes You're Probably Making
Aug 9, 2019
Budgeting mistakes can make sticking to your budget a challenge. Here are four key mistakes to avoid.
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Chase Forgives Canadian Credit Card Debt
Aug 9, 2019
Canadians just got an unexpected windfall -- Chase forgave all their credit card debt. What does this mean for Canadians and their neighbors to the …
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Should You Get a Personal Loan to Pay Off Credit Card Debt?
Aug 9, 2019
Personal loans can be used to pay off credit card debt. This could save money, but it isn’t always the best approach. Find out what …
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My Husband and I Never Fight About Money. Here Are Our Secrets
Aug 8, 2019
It’s hard not to fight about money when you’re married, but it is possible. Here’s how my husband and I handle our finances without conflict.
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Here's What Millennials Are Doing Right -- and Wrong -- When It Comes to Credit
Aug 6, 2019
When it comes to credit cards, millennials are making some good decisions, but there are still ways they could make the most of their credit …
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How to Get Out of Debt With Bad Credit
Aug 6, 2019
Having bad credit makes it harder to get out of debt. Here are some options that are open to you even with a low credit …
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What Makes a Good Secured Credit Card?
Aug 3, 2019
Secured credit cards are a great option for your first card. Just be sure to research your options so you can get a card with …
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How to Stop Spending Money You Can't Afford To
Aug 2, 2019
If you’re one of the many Americans who are overspending each month, take control of your finances and break your bad spending habits with these …
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Does APR Matter When Choosing a Credit Card?
Aug 2, 2019
APR is one of many factors to consider when selecting a credit card, but is it the most important? It might depend on your situation.
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3 Things Lenders Love to See in Your Credit Report
Aug 1, 2019
What should be in your credit report if you want to earn a good score? Here are three key things lenders want to see.
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Why Did My Credit Card Company Close My Account?
Aug 1, 2019
Credit card companies can close your account for a number of reasons at their own discretion. Find out what might cause this to happen.
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You'll Be Surprised What Type of Debt Is Growing the Fastest
Aug 1, 2019
With all the loans out there, from mortgages to student loans, you may be surprised that this type of debt is growing at a faster …
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You'll Never Guess How Many Credit Card Users Have Maxed Out Their Credit Cards
Aug 1, 2019
Spending up to your credit limit is an all-too-common problem. Find out how you can remedy the situation if you're one of many Americans who've …
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What's the Average Personal Loan Balance at Every Age?
Jul 31, 2019
Millions of Americans currently have personal loans. Find out what the average balance is for each generation.
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How I Raised My Credit Score by 131 Points in 2 Years
Jul 31, 2019
With a little diligence and financial responsibility, you can raise your credit score, too. Follow these tips to learn how I did it.
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4 Ways to Make Saving Money More Fun
Jul 29, 2019
Read on to learn four ideas that will make saving your money an enjoyable activity rather than a negative one.
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How Does Your Personal Loan Rate Compare to the Average?
Jul 28, 2019
Are you one of the millions of Americans with an outstanding personal loan? Find out how your loan rate matches up against the average.
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Personal Capital Launches Savings Account With 2.3% APY
Jul 26, 2019
Personal Capital has become the latest fintech company to launch a high-yield savings account. Is it right for you?
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How to Figure Out Your Total Debt Balance
Jul 21, 2019
The first step to paying off your debt is finding out exactly how much you owe. Follow these tips and you'll be on your way …
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4 Financial Conversations to Have With Your Partner Before Parenthood
Jul 19, 2019
Before you add a new member to your family, here are a few key financial conversations that you need to have with your partner.
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Do You Need a Cohabitation Agreement Before Moving in With Your Partner?
Jul 18, 2019
Before you move in with your partner, consider signing a cohabitation agreement to make sure you are on the same page.
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Is It Ever OK to Take Out a Payday Loan?
Jul 9, 2019
With such high interest rates, payday loans are rarely a good idea. Find out what your other options are, and when a payday loan might …
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The Worst Things to Charge on a Credit Card
Jul 9, 2019
Credit cards are a great tool for making purchases both big and small, but if you’re not able to pay off what you charge each …
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5 Ways to Pay Less Credit Card Interest
Jul 8, 2019
Reducing credit card interest is possible. Check out these five ways you can cut interest costs and save money.
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8 in 10 Couples Have Argued Over Purchases. Here's How to End Those Fights for Good
Jul 8, 2019
Want to stop fighting with your partner about money? Here are the steps you should take.
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Your Step-by-Step Guide to Switching Banks
Jul 5, 2019
Thinking about changing to a different bank? Don't miss this step-by-step guide that makes the process easy.
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8 Credit Card Benefits You May Be Overlooking
Jul 5, 2019
Does your credit card offer you benefits you aren’t taking advantage of? Don’t miss out on these often-overlooked credit card perks.
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5 Reasons to Switch to an Online Bank Today
Jul 2, 2019
Are you still using a brick-and-mortar bank? It's time to switch to an online-only institution. Here's why.
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Do You Really Need a Detailed Budget?
Jul 2, 2019
Living on a budget can be a drag. Find out here if you really need a detailed budget or if you could benefit from an …
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10 Credit Card Words You Should Understand
Jul 1, 2019
Do you know these important credit card terms? If not, you might not understand what you're paying to use your credit card.
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5 Questions to Ask Before You Get a Joint Loan with Your Partner
Jul 1, 2019
Should you take out a loan with your romantic partner? Make sure you answer these questions first.
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What's the Difference Between a Personal Loan and a Line of Credit?
Jul 1, 2019
Personal loans and lines of credit both allow you to borrow money, but they work differently. Here’s what you need to know about these two …
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Ready for a Baby? 5 Financial Milestones to Hit First
Jul 1, 2019
Are you thinking about starting a family? Check these financial milestones off your to-do list first before you become a parent.
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12 Perks of the Best Travel Credit Cards
Jul 1, 2019
Are you looking for a travel credit card? Make sure your card offers at least a few of these 12 benefits.
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6 Reasons Your Budget is Impossible to Stick To
Jun 27, 2019
Do you have a hard time sticking with your budget? These are probably some of the reasons why. Keep reading to find out how to …
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Less Than 40% of Credit Card Holders Have Used This Smart Debt Payoff Technique
Jun 27, 2019
Paying off debt is a challenge, but this technique can help. Unfortunately, most people don't use it. Here's how you can take advantage and save …
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Why I Moved My Money Out of a Robo-Advisor
Jun 27, 2019
Are robo-advisors worth it? They're great for some investors, but not everyone. Read on to find out why I decided using a robo-advisor wasn't for …
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Do You Have More Credit Cards Than the Average Person?
Jun 26, 2019
How many credit cards does the average American have? Should you open a new card to get rewards? Can you have too many cards? Read …
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66% of Credit Card Holders Have Made This Big Mistake
Jun 25, 2019
Are you making this costly credit card error? Most people have made this mistake in the past, and it can be an expensive one.
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The Financial #adulting Checklist for College Grads
Jun 24, 2019
Ready to handle your money like an actual adult after graduating from college? This checklist will help you take the necessary steps.
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How Debt Consolidation Could Lead to Big Financial Trouble
Jun 21, 2019
Consolidating debt can help you pay down debt more easily -- but it could also lead to financial disaster if you’re not smart about the …
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Should I Pay Off a Personal Loan Before Applying for a Mortgage?
Jun 20, 2019
Should you pay off a personal loan before borrowing for a home? Find out the pros and cons of freeing yourself of this debt before …
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28% of Americans Rely on Their Credit Cards When They Run Out of Money
Jun 18, 2019
Too many Americans turn to high-interest credit cards when their bank accounts run dry. Here are some tips to make sure it doesn't happen to …
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Is Paying Off Debt Always the Best Thing to Do With Your Money?
Jun 17, 2019
Wondering if you should pay off your debt or do something else with your cash? This guide will help you decide.
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5 Big Mistakes to Avoid When Paying Off Debt
Jun 16, 2019
Paying off debt can be a challenge -- but the process becomes harder if you make mistakes. Here are a few errors you’ll want to …
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How to Bring Up Your Debt When You're Dating
Jun 16, 2019
Owing a lot of money can affect your dating life. Here’s how you can bring up your debt -- ideally without scaring off a would-be …
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Should You Keep Your Old Secured Credit Card?
Jun 16, 2019
Secured cards help build credit. But should you keep them open once your credit score has improved?
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Don't Make These 3 Credit Card Mistakes I Did
Jun 15, 2019
My credit card mistakes made it harder for me to build credit. Don't make the same mistakes I did -- learn from my errors.
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What to Do When You Marry Someone With Debt
Jun 15, 2019
Are you tying the knot with someone who has a lot of debt? Here are a few steps you should take.
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What Should You Do if You Can't Afford Your Monthly Debt Payments?
Jun 14, 2019
If you can’t afford to pay your monthly bills, what should you do? Here are the steps you should take ASAP.
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When Is Interest on Debt Tax Deductible?
Jun 13, 2019
Can you deduct the interest you pay on your debt? Find out the circumstances under which interest payments can be deducted from your taxes.
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5 Signs You're Choosing the Wrong Personal Loan Lender
Jun 13, 2019
Is your personal loan lender actually the wrong lender for you? Watch out for these red flags that suggest you’re choosing the wrong loan.
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6 Tips for Setting Effective Financial Goals
Jun 11, 2019
Setting financial goals is important if you want to achieve big things with your money -- but how can you make sure your goals are …
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How Many Savings Accounts Should I Have?
Jun 10, 2019
Do you have one savings account? You could be missing out on several conveniences. Read on to find out how many you should have -- …
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4 Situations When Debt Settlement is the Answer
Jun 10, 2019
When is debt settlement the right way to deal with your debt? Find out the answer here.
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5 Signs You Need a Bigger Emergency Fund
Jun 10, 2019
Is your emergency fund big enough to keep you from ending up in debt? Here are a few signs that you may need to increase …
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The New Graduate's Guide to Retiring by 50
Jun 10, 2019
Early retirement takes a lot of effort, but it's doable. Here's a guide for the new graduate looking to retire by 50.
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5 Factors Besides Your Credit That Affect Personal Loan Approval
Jun 10, 2019
Are you hoping to get approved for a personal loan? Sure, lenders will check out your credit score -- but that’s not all they’ll look …
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Why Focusing on Monthly Payments Is the Wrong Approach to Your Personal Loan
Jun 10, 2019
When applying for a personal loan, should you focus on monthly payments only? Find out why this is a bad approach.
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5 Tips for Comparing Credit Card Offers
Jun 10, 2019
How can you compare credit card offers to decide which card is best for you? Find some tips here.
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What's the Best Way to Pay for Fertility Treatments?
Jun 5, 2019
Paying for fertility treatments can be an expensive undertaking if it's not covered by your insurance, but there are other options to help offset the …
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Personal Loan vs. Home Equity Loan: Which Is Best for Home Improvement?
Jun 4, 2019
So you want to fix up your home and you need to borrow to do it. Should you take out a personal loan or a …
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4 Reasons NOT to Combine Your Finances With Your Significant Other
Jun 4, 2019
Just because you join your life with someone doesn’t mean you need to combine finances. Here are a few reasons why you may want to …
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4 Reasons to Combine Your Finances With Your Significant Other
Jun 4, 2019
When you’re a couple, it can make sense to merge every aspect of your life -- including your finances. Here are a few reasons why …
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5 Steps to Becoming Debt Free in 2019
Jun 4, 2019
Want to make 2019 the year that you finally get out of debt? Be sure to take these steps if you hope to be successful.
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What You Should Look for in Your Credit Card Fine Print
Jun 3, 2019
While credit card promotional offers seem attractive, it’s important to read the fine print. Here’s what you need to look for.
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Why I Prefer Cash-Back Cards to Rewards Cards
May 30, 2019
When it comes to credit card perks, cash back beats out other rewards any day in my book. Here's why I like cash-back cards much …
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5 Things You Can Do With a Personal Loan
May 29, 2019
Thinking about taking out a personal loan but not sure what you can do with the funds? Find out here.
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How Much Debt Is Too Much Debt?
May 27, 2019
Being in too much debt can get you into trouble -- but exactly how much debt is too much?
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Why I Switched to Online Banking and Never Looked Back
May 27, 2019
For the past five years I've used online banking exclusively for my personal banking needs. Here are the reasons why.
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4 Things to Look For in Your First Credit Card
May 22, 2019
What should you look for when picking a credit card? Check out four key factors to consider.
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4 Costliest Credit Card Mistakes
May 20, 2019
Credit cards can help you improve your credit score and earn rewards. But if you make any of these four mistakes, your credit card could …
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When Should Your Kid Get a Credit Card?
May 20, 2019
Is your child old enough for a credit card of their own? Here's how to know when they're ready.
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3 Reasons You Need to Care About Your Credit Score
May 16, 2019
Your credit score matters for lots of different reasons. Find out here why you need to care about this important number.
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3 Financial Goals You Should Start Setting Now
May 12, 2019
Want to get ahead financially? Here are a few key financial goals you should set for yourself to achieve this dream.
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4 Ways You're Sabotaging Your Savings Goals
May 8, 2019
Are you inadvertently making it harder to hit your savings targets? Find out four ways you may be hurting your efforts to save.
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How to Have an Honest Talk About Money With Your Significant Other
May 8, 2019
Talking about money is tough, but it doesn’t have to be a relationship killer. Follow this advice to have an honest -- and productive -- …
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Should You Choose a Fixed or Variable-Rate Loan?
May 7, 2019
When you borrow money, you may have a choice between a fixed rate loan or a variable rate loan. Read on to find out how …
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3 Habits of People With Excellent Credit Scores
May 7, 2019
If you hope to earn a great credit score, these are the three key habits you'll need to adopt.
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5 Times Getting a Personal Loan Is a Big Mistake
May 6, 2019
Taking out a personal loan can make a lot of sense under the right circumstances. But there are also times when it can be the …
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How to Protect Yourself From Credit Card Skimmers
May 6, 2019
Credit card skimmers are machines that capture your credit card info. Follow these four tips to reduce the chances that thieves will get ahold of …
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6 Questions to Ask Before Cosigning a Loan
May 6, 2019
Are you considering cosigning a loan? Don't take on responsibility for anyone else's debt until you ask these questions.
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Graduating College With No Credit? Here's Where to Start
May 6, 2019
What should you do if you're graduating college with no credit? Take these steps to start building a solid credit history and an excellent credit …
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How Can You Boost Your Chances of Getting Approved for a Personal Loan?
May 3, 2019
When you apply for a personal loan, you want to do everything possible to increase your chances of approval. Here are some ways to maximize …
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How to Help a Family Member Who's in Debt
May 2, 2019
When your loved ones are in debt, it can be hard to watch them struggle. Here are some tips on how you can help.
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Should You Say Yes to Loan Protection Insurance?
May 2, 2019
Loan protection insurance may seem like a good way to ensure that disability or death doesn't lead to default -- but is buying this insurance …
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Why Would Lenders Reject Your Personal Loan Application -- and What Should You Do Afterward?
Apr 30, 2019
Being rejected after applying for a personal loan is a major letdown. Here's what you should do if this happens to you.
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5 Savings Mistakes You Should Stop Making Right Now
Apr 30, 2019
Are you being smart about saving money? Here are a few savings mistakes you should stop making now.
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5 Signs It's Time to Apply for a New Credit Card
Apr 29, 2019
Is your credit card no longer a good fit? These five signs suggest you need to consider finding a new credit issuer to do business …
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Should You Join a Credit Union?
Apr 29, 2019
Credit unions provide many of the same services as banks, but they work on a different business model. Is it a good idea to join …
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How to Stop Living Paycheck to Paycheck in 5 Easy Steps
Apr 29, 2019
Living paycheck to paycheck can be really stressful -- but there’s a way to escape the cycle. Just follow these five easy steps.
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Credit Card Advice Every College Student Needs
Apr 29, 2019
Making the wrong decisions about credit cards can get college students in trouble. This advice can help you avoid mistakes.
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3 Financial Habits to Help You Succeed in Retirement
Apr 25, 2019
Hoping to enjoy your golden years, rather than spend them worrying about going broke? Here's how you can set yourself up for success.
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5 Financial To-Dos When You Change Jobs
Apr 24, 2019
Leaving your job for new employment? Make sure to check these financial tasks off your to-do list first.
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4 Tips for Tracking Your Spending in 2019
Apr 23, 2019
So you've decided to track your spending in 2019. Here are some tips to make the process easy and effective.
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5 Steps to Make 2019 Your Best Financial Year Ever
Apr 22, 2019
This year can be your most successful year ever when it comes to your money. Just follow these steps.
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4 Credit Card Mistakes to Stop Making Now
Apr 22, 2019
Want to use your credit cards wisely? You need to stop making these mistakes right now.
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4 Rotten Eggs That May Be Hidden in Your Credit Report
Apr 18, 2019
Is your credit report filled with rotten eggs? Finding them may not be as fun as an Easter egg hunt, but it can pay big …
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4 Ways an Earth-Friendly Lifestyle Saves You Money
Apr 18, 2019
Could being kind to the planet also leave extra cash in your wallet? Here are four key ways an Earth-friendly lifestyle can help you save …
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Save Trees and Make Green With These 4 Tips
Apr 18, 2019
Did you know saving the planet can also save you money? Check out these four tips to help you keep more green in your wallet.
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What Is a Bad Credit Score?
Apr 18, 2019
What is a bad credit score? Scores within this range are considered poor, and improving them should be a top goal.
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Why You Need an Emergency Fund to Help You Avoid Credit Card Debt
Apr 17, 2019
Want to avoid credit card debt? Here's why you need an emergency fund if you hope to be successful at that goal.
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What Is an Average Credit Score?
Apr 16, 2019
An average credit score can really hurt you. Find out if you have one and how to improve it.
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Should You Put More in Your 401(K) Than You Need to Get the Employer Match?
Apr 12, 2019
You should always invest enough in your 401(k) to get an employer match. But should you put more money into your 401(k) or do something …
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Saving vs. Investing: Which Is the Right Approach for You?
Apr 11, 2019
Should you be saving your money or investing it? This guide will help you decide on your approach.
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Should You Charge Your Wedding Expenses on a Credit Card?
Apr 10, 2019
It's your big day -- should you break out the credit card to make it a dream wedding? Find out here if charging your wedding …
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Should You Focus on Rewards or APR When Picking a Credit Card?
Apr 9, 2019
Is it better to opt for a rewards card with a higher APR or for a card with the lowest annual percentage rate you can …
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This 1 Tip Will Help You Save $147 Dollars Per Month
Apr 9, 2019
Want to have an extra $147 in your pocket? Just do this one thing.
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Is It Time to Switch Banks?
Apr 1, 2019
Should you change to a different bank? These red flags suggest it's time to make a switch.
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Everything You Need to Know About Secured Credit Cards
Apr 1, 2019
Secured credit cards help you build credit when you can't qualify for an unsecured card. But there could be high fees charged, and you need …
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How to Switch Banks in 6 Simple Steps
Apr 1, 2019
Thinking of switching banks? Here are the six simple steps you need to take to make the process easy.
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How to Stay Out of Credit Card Debt in 5 Easy Steps
Mar 27, 2019
Want to get out of credit card debt for good? Just follow these five simple steps.
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How to Check Your Credit in 6 Easy Steps
Mar 26, 2019
You know checking your credit is important -- but do you actually know how to? This step-by-step guide will help.
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Here's What Actually Happens When You Pay Your Credit Card Late
Mar 26, 2019
You probably know paying your credit card late is bad -- but what exactly happens if you do it? Read on to find out.
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How to Choose the Best Savings Account for You
Mar 25, 2019
Which savings account is best? Find out here how to choose the right savings account to meet your needs.
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9 States With the Most Credit Card Debt
Mar 25, 2019
Do people in your state carry a lot of credit card debt? Find out with this list of the nine states where people owe the …
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Here's How Much My Credit Score Fell When My Utilization Rate Topped 50%
Mar 25, 2019
A great credit score can fall quite a bit when your utilization rate climbs. Here's what happened to my score.
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How to Set a Budget for 2019 and Stick to It
Mar 21, 2019
Setting a budget can be hard, but you need to do it to get ahead. Follow these tips to set a budget for 2019 that …
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How Writing a Goodwill Letter Could Help Improve Your Credit Score
Mar 20, 2019
Could you boost your credit score just by writing a letter? Find out here.
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End 2019 $1,378 Richer With This 52-Week Money Challenge
Mar 20, 2019
Saving money doesn't have to be hard. This 52-week money challenge makes it easy to save more than $1,000.
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My Bank of America Card Paid for Global Entry: Here's How It Worked
Mar 19, 2019
A statement credit if you pay for Global Entry is a common credit card perk. Here's how it worked for me.
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How to Retire Early in 4 Easy Steps
Mar 19, 2019
Retiring early takes a little effort. Here are a few of the key steps you should take if you want to leave the workforce early.
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3 Reasons to Say No to Cosigning a Loan
Mar 18, 2019
Should you cosign a loan? While helping out a family member or friend may seem like a good idea, there are some big reasons to …
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Personal Loans vs. Credit Cards: What's the Best Way to Borrow for Big Purchases
Mar 18, 2019
So you need to buy something big and you don’t have the cash for it. Should you use a credit card, or would a personal …
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4 Times You Should Consider a Personal Loan
Mar 18, 2019
Personal loans can be a smart way to borrow -- in the right circumstances. Find out when it’s smart to take a personal loan.
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7 Money Mistakes Gen Xers Are Making Right Now
Mar 4, 2019
Gen Xers are making some big mistakes when it comes to their money. Here are seven of the errors they’re making.
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5 Things to Avoid While Waiting for Your Mortgage to Close
Mar 4, 2019
Waiting for your mortgage to close? Here are five things to avoid in the interim until the house is yours.
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5 Reasons You Should Switch Banks Right Now
Mar 1, 2019
Is it time to switch to a different bank? Here are five reasons you should definitely move your money elsewhere.
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4 Signs You're Ready to Start Investing
Feb 28, 2019
Investing money for your future is essential -- but are you ready to start investing? These four signs suggest you are.
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3 Signs You Are Ready for a New Credit Card
Feb 27, 2019
Is it time to switch to a different credit card? These three signs suggest you need to explore some new options.
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4 Mistakes to Avoid When Repairing Your Credit
Feb 26, 2019
If you’re trying to boost your credit score, make sure you avoid these mistakes.
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4 Reasons to Never Tap Into Your Retirement Savings
Feb 26, 2019
Thinking about tapping into your retirement savings? Here are four reasons why that's a bad idea.
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3 Reasons You Should Tap Into Your Retirement Savings
Feb 26, 2019
Should you tap into your retirement savings? While there are lots of downsides to doing so, here are three reasons why this should be considered.
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4 Signs You Aren't Ready to Invest
Feb 25, 2019
Investing is important, but not everyone is ready to do it. Check out these four signs that suggest you aren't ready to start investing for …
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10 Financial New Year's Resolutions to Make for 2019
Feb 25, 2019
Hoping to be better about money during the new year? Consider making these financial resolutions for 2019.
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For Your Heart's Sake, Schedule These 5 Financial Health Checkups
Feb 18, 2019
Financial worries can increase your risk of suffering a heart attack. Alleviate stress by scheduling these five financial health checkups.
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Are Your Kids Depleting Your Savings Account? 5 Tips to Make Your Money Go Further
Feb 18, 2019
Kids are expensive -- but you don’t have to live with a low account balance just because you have offspring. Find out here how to …
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6 Ways to Celebrate Valentine's Day Without Breaking the Bank
Feb 11, 2019
Here are a few tips to help you celebrate Valentine's Day with your loved one without breaking the bank.
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3 Exercises to Trim Your Financial Fat in 2019
Feb 11, 2019
Want to get your financial life in shape in 2019? Make these tips part of your routine.
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Attraction Can Be a Distraction, So Ask Yourself: Is Their Credit Score a Match?
Feb 11, 2019
Could compatible credit scores be a good predictor of your success as a couple? The answer is yes -- and here's why!
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How the 2019 Tax Bracket Changes Affect Your Wallet
Feb 11, 2019
The tax brackets are changing in 2019. Here's how the changes will affect your wallet.
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From Credit Card Hacks to Romance Scams, Financial Fraud Picks Up Speed
Feb 11, 2019
Being scammed can be a major blow to your finances and your peace of mind. Learn how fraudsters are coming for your money -- and …
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Feel Like Every Day Is Financial Groundhog Day? Here's How to Escape the Debt Cycle
Feb 4, 2019
Are you stuck in a perpetual cycle of debt and feeling like you’ll never move forward? Follow these tips to wake up to a brighter …
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Is a Home Equity Loan Right for You?
Jan 30, 2019
Considering a home equity loan? Here are a few key questions to ask to help decide if a home equity loan is right for you.
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How Much Does a Late Credit Card Payment Really Cost You?
Jan 29, 2019
How much does a late credit card payment cost you? Between late fees, a penalty APR, and a reduction in your credit score, it could …
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5 Money Strategies to Help You Get Ahead in 2019
Jan 29, 2019
Want to get ahead with your money in 2019? Here are five money strategies to try out.
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3 Reasons to Pay Down Debt in 2019
Jan 29, 2019
Paying off debt in 2019 should be one of your top financial goals. Read on to find out three reasons why.
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3 Signs You Need to Get Better at Managing Money
Jan 29, 2019
Are you falling down on financial management? Here are three big red flags that suggest you need to get better at managing your money.
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4 Money Mistakes You Should Never Make Again
Jan 28, 2019
Are you guilty of making these four money mistakes? Making even one could make your financial life harder.
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10 Must-Dos to Get Your Personal Finances in Order
Jan 28, 2019
Want to get your financial life under control? Here are 10 tasks you must check off your to-do list.
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How to Open a New Online Savings Account
Jan 14, 2019
Interested in opening a new online savings account? Follow these steps to make the process easy.
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4 Reasons to Get a Personal Loan in 2019
Jan 10, 2019
Does taking out a personal loan in 2019 make sense for you? Check out these top reasons to get a personal loan this year.
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3 Credit Rules You Should be Following
Dec 31, 2018
You don't want to mess up your credit score or pay a fortune in credit card interest. Follow these rules to make sure you use …
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Is Mortgage Interest Still Deductible After Tax Reform?
Dec 28, 2018
Can you still deduct interest paid on your mortgage after tax reform? Find out the answer here so you don't miss out on any deductions.
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What Happens to Your Debt When You Die?
Dec 27, 2018
Will your debt continue to haunt you from beyond the grave? Find out what exactly happens to debt when you die while you still owe.
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You Won’t Believe How Long People Expect to Be in Credit Card Debt
Dec 27, 2018
Find out here the depressing length of time many Americans think it will take to pay off their credit card debt.
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How to Pull a Free Annual Credit Report
Dec 26, 2018
Do you know how to check your credit for free? This step-by-step guide explains exactly how you can obtain a free annual credit report.
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How to Dispute Something on Your Equifax Credit Report
Dec 26, 2018
If you have a mistake on your Equifax credit report, you need to take action. Find out here how to dispute inaccurate information.
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How to Dispute Something on Your TransUnion Credit Report
Dec 25, 2018
Is there an error on your TransUnion credit report? This step-by-step guide will tell you exactly how to dispute the inaccurate information.
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5 Money Mistakes That Could Cost You a Fortune
Dec 25, 2018
Are you making money mistakes? Here are five big financial faux pas to avoid at all costs.
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5 Ways Your Credit Score Is Used Other Than Getting a Loan
Dec 24, 2018
Your credit score matters even if you don't plan to borrow. Find out what other individuals and companies may be interested in looking at your …
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3 Factors Propelling Americans’ Credit Card Debt Toward $830 Billion
Dec 21, 2018
Why are Americans so indebted? Here’s the depressing reason why credit card debt is on the rise.
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4 Steps to Make Sure Credit Cards Are Right for You
Dec 20, 2018
How can you make sure you're ready to get a credit card? Just follow these four simple steps to ensure you're prepared to take on …
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Are Home Equity Loans Still Deductible After Tax Reform?
Dec 18, 2018
Can you still deduct interest on home equity loans after tax reform? Find out the new rules here for deducting interest on home equity loans.
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The Biggest Threat to Your Credit Score
Dec 17, 2018
Your credit score is an important financial metric. You don’t want to put it at risk by ignoring this major threat.
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How to Dispute Something on Your Experian Credit Report
Dec 17, 2018
If your Experian credit report has any errors, this step-by-step guide will help you through the process of disputing the inaccurate info.
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Are There Errors on Your Credit Report?
Dec 5, 2018
You'd be surprised how many Americans have mistakes on their credit reports.
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6 Shopping Hacks That Will Save You Money
Nov 29, 2018
Want to have more money in your savings account? These six shopping hacks make it easy to spend less on the stuff you love.
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How Much Money Should You Have in an Emergency Fund?
Nov 29, 2018
Could you cover a $2,000 emergency without going into debt? Find out how much you need to have saved.
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How Much Money Should You Be Saving Each Month?
Nov 29, 2018
Around 65% of Americans are saving 10% of their income or less. Find out if that's enough in this article from The Ascent.
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5 Credit Card Mistakes That Could Be Tanking Your Credit Score
Nov 28, 2018
Are you using your credit cards the wrong way and hurting your credit score? Find out here if you're making mistakes that could cost you.
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4 Dangers of Debt Consolidation
Nov 27, 2018
Debt consolidation could make your financial problems worse if you don't recognize these risks and take steps to mitigate them.
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3 Reasons to Consolidate Your Credit Card Debt
Nov 27, 2018
Reducing your interest rate is just one of three big reasons why credit card debt consolidation can be a smart move. Learn more now.
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How to Consolidate Credit Card Debt
Nov 27, 2018
Consolidating credit card debt can save you money and help you get back on track financially. But, how do you do it? Find out now.
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Everything You Need to Know About Employer Credit Checks
Nov 26, 2018
It's natural to be nervous when employers want access to this important financial information. Find out what rights you have and what limits employers must …
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5 Ways to Tank Your Credit Score (and How to Prevent Them)
Nov 26, 2018
Many people don't know how their credit score is calculated. Find out how to avoid lowering yours.
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Credit Freezes Started in September -- Here's How They Work
Nov 20, 2018
Starting Sept 21, you can freeze your credit for free. Find out what this means and why you might want to do it in this …
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How to Transfer a Credit Card Balance
Nov 1, 2018
Sometimes it's a smart move to transfer a credit card balance to another card. Do you know how to do it?
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4 Questions to Ask Yourself Before Transferring a Credit Card Balance
Oct 22, 2018
Do you have high interest debt? If so, you may be interested in transferring a balance.
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5 Risks of Consolidating Debt With a 401(k)
Oct 18, 2018
Thinking about consolidating debt using a loan from your 401(k)? Be aware of these significant risks before you make this choice.
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Debt Settlement vs. Debt Consolidation: What is the Difference?
Oct 18, 2018
Do you know the difference between consolidating debt and settling your debt? While both processes help you deal with owing money, they are definitely not …
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This 1 Mistake Could Tank Your Credit Score 100 Points
Oct 18, 2018
It's an easy mistake to make, but it could dramatically reduce your credit score -- making it harder to borrow and resulting in all your …
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Why a Home Equity Loan Is a Risky Choice for Debt Consolidation
Oct 18, 2018
Thinking about taking out a home equity loan to consolidate your debt? You need to be aware of the risks of this choice.
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What Does It Mean to Be an Authorized User on a Credit Card?
Oct 18, 2018
Authorized users have the authority to use a credit card, but no responsibility to pay the bill. Learn what it means to be an authorized …
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What You Risk by Not Checking Your Credit Report for Mistakes
Oct 18, 2018
If you don't check your credit report for mistakes, you could find yourself denied a loan or paying more when you borrow.
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What's the Difference Between Secured and Unsecured Debt?
Oct 18, 2018
When you're borrowing money, you need to know if the debt is secured or unsecured. Find out how to tell -- and why the difference …
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We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.