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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 7, 2024 | By Brittney Myers

The Best Way to Decide if You Should Renew Your Costco Executive Membership

A full year with an Executive membership can show you its worth with just one number. Here's how to use it.
May 7, 2024 | By Matt Frankel, CFP®

Should You Transfer a Credit Card Balance in 2024? Here Are 3 Key Questions to Ask Yourself

Balance transfers can be a great financial tool if they make sense. Here's how to know for sure.
May 7, 2024 | By Chris Neiger

If You Do One Thing Before Launching Your Small Business, Do This

Going it alone isn't ideal for most business owners. Read on to discover why having a strong partner could help your business grow.
May 6, 2024 | By Natasha Etzel

Should You Buy Outdoor Furniture at Sam's Club?

Sam's Club has great indoor and outdoor furniture prices. Are you thinking about buying patio furniture at your local club? Here's what you need to know.
May 6, 2024 | By Margo Winton Parodi

One Big Downside of Flying Basic Economy

A lot can happen when you go exploring, both wonderful and frustrating. Take a look at one way that relying on a basic economy ticket can leave you in a lurch.
May 6, 2024 | By Chris Neiger

Here's What Happens When a Young Investor Starts a CD

CDs are a popular investment option. Read on to see four things you should know about CDs before jumping in.
May 6, 2024 | By Brittney Myers

Do You Need a Costco Executive Membership? Answer This Simple Question to Find Out

People who spend a lot at Costco may actually benefit from a membership upgrade. Here's how to tell if you're one of them.
May 6, 2024 | By Kailey Hagen

Why I Like Savings Accounts More Than CDs, Even Though CD Rates Are Over 5%

CDs can help you lock in high interest rates, but they have their drawbacks, too. See why I prefer to keep my cash in a savings account.
May 6, 2024 | By Maurie Backman

5 Great Mother's Day Gifts You Can Find on Amazon

Need a last-minute Mother's Day gift? Amazon's got you covered. Read on for some options that won't break the bank.
May 6, 2024 | By Natasha Etzel

4 of the Most Important Features When Choosing a Travel Credit Card

A travel credit card can be a great tool for travelers. But make sure you choose one that meets your needs. Here's what to look for in a travel credit card.
May 6, 2024 | By Maurie Backman

5 Great Mother's Day Gifts You Can Find at Costco

Need a great gift for your mom? The clock is ticking down. Read on to see how Costco can come to your rescue.
May 6, 2024 | By Kailey Hagen

U.S. Bank Is Offering New Customers Up to $700 Until June 27. Should You Go for It?

U.S. Bank is offering an impressive sign-up bonus, but there's more to consider before opening accounts here. Here's what you need to know.
May 6, 2024 | By Matt Frankel, CFP®

Want to Own an Airbnb? Here's What You Need to Know About Homeowners Insurance

Short-term rental properties can be an excellent investment. Read on for important insurance concepts you can't afford not to know.
May 6, 2024 | By Ashley Maready

2 Unexpected Challenges of Starting a Small Business and How to Overcome Them

Many people want to forge their own financial path. Keep reading for a few pitfalls you may encounter along the way -- and how to cope.
May 6, 2024 | By Natasha Etzel

The Struggle of Work-Life Balance as a New Small Business Owner

If you don't manage your working time well when you start a business, you may overwork yourself. Here are some tips that may help.
May 6, 2024 | By Natasha Etzel

3 Reasons It Never Pays to Be Loyal to One Airline

Loyalty to one airline is a good strategy for some travelers, but it's not for everyone. Check out a few reasons why airline loyalty may not make sense.
May 6, 2024 | By Maurie Backman

3 Reasons to Give Your Mom the Gift of a Costco Membership

Not sure how to find the perfect Mother's Day gift? Read on to see why a Costco membership might fit the bill.
May 6, 2024 | By Steven Porrello

3 Reasons You Shouldn't Open a High-Yield Savings Account, Even With Rates at 5.55%

The best high-yield savings accounts have mind-boggling APYs. But here are three reasons you might want to avoid them in 2024.
May 6, 2024 | By Chris Neiger

5 Ways Your Sam's Club Membership Can Pay for Itself in One Trip

Is a $50 Sam's Club membership worth it? Read on to find out how to earn it back with just one purchase.
May 6, 2024 | By Kristi Waterworth

3 Practical Ways to Save Money on Your Remodel

Have you bought the fixer-upper of your dreams? Find out how to keep it that way by making your remodeling project more affordable.
May 6, 2024 | By Ben Gran

How to Invest Your 401(k) Money if You're 40 Years Old

Investing your 401(k) funds is crucial for a comfortable retirement. Read on for a few simple strategies for asset allocation.
May 6, 2024 | By Matt Frankel, CFP®

Should You Get a Personal Loan or Use a Balance Transfer Credit Card in 2024?

Both balance transfers and personal loans can help you get out of debt. Which is best for you? Keep reading for a closer look.
May 6, 2024 | By Margo Winton Parodi

Explain Like I'm 5: The Top 3 Financial Tips That a Child Could Understand

Figuring out your finances can feel daunting, but it doesn't have to be complicated. Take a look at a few tips that can paint a simpler picture for you.
May 6, 2024 | By Ben Gran

Why You Shouldn't Be in Any Big Rush to Open a CD

Want to open a CD in 2024? Based on the Fed's latest interest rate moves, here's why there's no need to hurry.
May 6, 2024 | By Ben Gran

Women Say These 5 Big Changes Would Reduce Their Financial Stress

Women face unfair challenges in the financial world, but there are ways to fight back. Here are five big changes that women want to see in their finances.