Banking Articles

CDs require you to stay invested to avoid penalties, which means giving up liquidity for your money. Read on to learn why that can be a good thing.

CDs have great perks for retired folks. Keep reading to learn why they're worth considering if you're no longer working.

Don't rush into investing in CDs. Before you do, make sure you're ready by considering these three questions.

CDs can help your money grow, but you need to choose the right term length. This is how to figure out the right fit.

CDs offer lower rates than you could earn from investing, plus you have to tie up your money for a set term. Find out if they're still worth buying.

You don't need to get lucky with the lottery to become a millionaire. With time and careful spending, many of us can build wealth. Find out how these banking practices could help.

If you've decided to open a CD, you'll want to pick the best one for your situation. Read on for tips to choose the right account.

CDs commonly offer higher rates than savings accounts. But that's not the only reason to open one.

This flex CD has a high interest rate, but read the fine print carefully. Learn why this writer isn't opening a 12-month CD with a 5.92% APY.

There's a reason it pays to open a CD sooner rather than later. Read on to learn more.

Have you seen these big bank savings account bonuses of $200 or $525? Beware: APYs can be as low as 0.01%. Here's why the best CDs are a better deal.

CD rates are higher than they've been in years. Check out why one writer still doesn't have one.

CD rates topping 5% may seem like a great deal for savers, but there are plenty of downsides to rates being so high. Here are two of them.

CDs are getting a lot of buzz these days, and if retirement is looming, you might wonder if they're worth checking out. Find out here.

CDs are known for their high interest rates, but that's not all they have to offer. Discover a few more valuable perks of putting your money in a CD.

Once you've exited the workforce, short-term financial planning becomes even more crucial. Read on to learn about how much cash you should keep.

Interest-bearing checking accounts may not provide the rewards you were hoping for. Here's an alternative worth considering.

CDs are a great way to stash money you're not currently using. But check out four ways things can go awry with a CD.

The SoFi Checking and Savings account is offering a surprisingly achievable bonus worth up to $300. Find out what you have to do to earn it.

Have you ever wondered why banks offer cash in exchange for opening an account? See why banks' competition for deposits is good news for your money.

Big banks are offering hundreds of dollars in savings account bonuses. But how much can you really earn? Find out here.

Want to earn interest on your checking account? The best checking accounts offer up to 5.00% APY -- but there are limits. Keep reading for the details.

Wells Fargo is offering a $525 bonus for new savings accounts through June 25, 2024. Here's why we're not impressed.

Recent economic data shows that job growth is strong and people are earning higher wages. See why this is good news for your savings account!

Want to earn a high yield on your cash and still pay bills? See how the best combined checking-and-savings accounts can help you save and spend.