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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 11, 2024 | By Ben Gran

See What This Corporate Merger Expert Thinks About Capital One Buying Discover

Wondering how the Capital One-Discover merger might affect your wallet? This corporate merger expert has ideas for new credit cards that could "emerge."
May 11, 2024 | By Steven Porrello

No Way Am I Opening This 12-Month CD, Even Though Its Rate Is 5.92%

This flex CD has a high interest rate, but read the fine print carefully. Learn why this writer isn't opening a 12-month CD with a 5.92% APY.
May 11, 2024 | By Matt Frankel, CFP®

3 Times My Amex Platinum Card Saved Me Hundreds on a Trip

The Amex Platinum Card is worth more to me than its $695 annual fee. Learn how its travel benefits have saved me big time in the past year.
May 11, 2024 | By Maurie Backman

CD Rates May Decline if This Trend Continues, so Open Yours Now

There's a reason it pays to open a CD sooner rather than later. Read on to learn more.
May 11, 2024 | By Ben Gran

I'd Rather Open a CD at 5.00% APY Than Sign Up for These Savings Account Bonuses

Have you seen these big bank savings account bonuses of $200 or $525? Beware: APYs can be as low as 0.01%. Here's why the best CDs are a better deal.
May 11, 2024 | By Lyle Daly

3 Reasons I Won't Get a Robinhood Card Even Though It Earns 3% Back

The Robinhood Gold Card has the most impressive cash back rate I've seen. Here's why I'm still not going to apply for it.
May 11, 2024 | By Brittney Myers

The Big Reason I Don't Have a CD Despite 5% APYs

CD rates are higher than they've been in years. Check out why one writer still doesn't have one.
May 11, 2024 | By Natasha Etzel

Save $300+ at Costco When You Redecorate for Spring

Want to redecorate your home for spring? Costco has some great deals for you to shop. Find out how to save $300 or more on home decor buys at Costco.
May 11, 2024 | By Maurie Backman

Here's the Single Best Way to Save Money at Costco

Want to reap massive savings at Costco? There's one strategy it pays to employ. Learn what it is here.
May 11, 2024 | By Maurie Backman

Selling Your Home in 2024? You May Get the Best Offer at This Time of the Year

It's a good time to sell a home in general. But read on for the best specific weeks of the year to move forward with a listing.
May 11, 2024 | By Christy Bieber

2 Reasons You Should Be Unhappy About CD Rates Above 5%

CD rates topping 5% may seem like a great deal for savers, but there are plenty of downsides to rates being so high. Here are two of them.
May 11, 2024 | By Ben Gran

4 Predictions for the Future of Airline Rewards

Want to get the best airline travel deals and experiences? Here's why you might want a premium airline credit card.
May 11, 2024 | By Ashley Maready

Should You Have CDs in Your Retirement Portfolio?

CDs are getting a lot of buzz these days, and if retirement is looming, you might wonder if they're worth checking out. Find out here.
May 11, 2024 | By Natasha Etzel

4 Costco Items That Just Aren't Worth the Price

Shopping at Costco could help you keep more money in your bank account. But not every deal is worth it. Find out which Costo deals aren't worth the cost.
May 11, 2024 | By Steven Porrello

The Single Best Retirement Savings Strategy for Credit Card Users

If you have a cash back credit card, you can contribute more to retirement than you think. Learn how to turn your cash back into a nest egg.
May 11, 2024 | By Maurie Backman

Shocking: You Won't Believe How Much a Hybrid Car Can Save You on Gas

Is the gas savings from a hybrid car worth the extra upfront cost to buy one? Read on to find out.
May 11, 2024 | By Kristi Waterworth

4 Simple Home Projects That Will Start Saving You Money Immediately

If your utility bills are a bit higher than you expected, it's time to make a change. Check out these DIY moves that can shrink your bills right away.
May 11, 2024 | By Brittney Myers

How to Fly Business Class to Japan for Free

Even economy flights to Japan can cost thousands. Here are ways to fly in luxury for less than the cost of an economy ticket.
May 11, 2024 | By Maurie Backman

4 Little-Known Tips to Get the Most Money for Your Car Trade-In

Looking to trade in your vehicle? Read on for ways to eke out a better offer.
May 11, 2024 | By Ben Gran

The One Change That Could Simplify Payroll for Your Small Business

Are you still running payroll with manual processes? Please stop. Here's how the best payroll software can save you thousands of dollars and infinite stress.
May 11, 2024 | By Lyle Daly

3 Perks of Opening a CD Now, Besides Getting a Rate Above 5%

CDs are known for their high interest rates, but that's not all they have to offer. Discover a few more valuable perks of putting your money in a CD.
May 10, 2024 | By Lyle Daly

4 Little-Known Ways to Get Your Credit Card Application Approved

Everyone wants to get approved when they apply for a credit card. Here are a few less-discussed techniques that could make it more likely.
May 10, 2024 | By Ben Gran

If You Do One Thing to Improve Customer Satisfaction, Do This

Want to grow your small business sales? Start by doing one simple thing: listening to your customers. Here's how.
May 10, 2024 | By Ashley Maready

How Much Money Do Retirees Need in Their Savings Accounts?

Once you've exited the workforce, short-term financial planning becomes even more crucial. Read on to learn about how much cash you should keep.
May 10, 2024 | By Kailey Hagen

5 Little-Known Perks of Owning a Hybrid Car

Hybrid vehicles give drivers the best of traditional cars and EVs. Here are some of the best reasons to buy one.