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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Young man pausing from using his laptop to look at a calendar.
Feb. 10, 2026 | By Joel O'Leary

Here's Why a 1-Year CD Makes Sense Right Now

A 12-month CD can protect your savings from falling rates, offer guaranteed returns, and keep your money flexible. Here's why it's a smart move in 2026.
A woman using an ATM on a sunny street.
Feb. 10, 2026 | By Ryan Wilcox

Here's What Happens When You Withdraw $5,000 From Your Bank Account

Withdrawing $5,000 might seem simple enough, but there are a few things to keep in mind before (and after) you do it. Here's what to know.
An upset man sitting on a couch with his hand on his head.
Feb. 10, 2026 | By Joel O'Leary

Here's Why Keeping $10,000 in the Wrong Savings Account Is a Huge Problem

Keeping your savings in a low-yield account could cost you hundreds per year in interest. Here's how to fix it and earn more with zero added risk.
Various piles of coins with upward arrows and an upward trending line graph laid overtop.
Feb. 10, 2026 | By Jake FitzGerald

Top High-Yield Savings Rates Today, Feb. 10, 2026 -- Still Paying up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Woman looks skeptically at her cellphone.
Feb. 9, 2026 | By Ryan Wilcox

The No. 1 Mistake People Make With High-Yield Savings Accounts

Once you've built up your emergency fund, a high-yield savings account might not be the best place for your extra cash. Here's where to put it instead.
A distressed man sitting in front of a laptop with his hand on his forehead.
Feb. 9, 2026 | By Jake FitzGerald

Here's Why February Is a Bad Month to Leave Cash in a Checking Account

February exposes the hidden cost of idle cash. Here's why leaving too much money in checking quietly costs you interest every day.
Older woman getting assistance from a bank teller.
Feb. 9, 2026 | By Jake FitzGerald

Here's What Happens When You Withdraw $10,000 From a Money Market Account

Withdrawing $10,000 from a money market account is usually simple, but there are reporting rules, timing quirks, and opportunity costs worth knowing.
An hourglass being held in a hand outdoors.
Feb. 9, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 9, 2026: Up to 4.27% APY -- But for How Much Longer?

This week's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
Jar of coins with plant sprouting from the middle.
Feb. 9, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Feb. 9, 2026 -- Up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
Person making a mobile check deposit.
Feb. 8, 2026 | By Jake FitzGerald

Here's What Happens When You Deposit $10,000 Into a Money Market Account

Depositing $10,000 into a money market account is common. Here's what actually happens, including cash deposits, CTRs, and interest.
Person opening small gift box with cash inside.
Feb. 8, 2026 | By Joel O'Leary

Make up to $400 in Weeks: Best Bank Account Bonuses This Week, Feb. 8, 2026

Some banks will pay you up to $400 just for opening a new account and completing some simple requirements. See our top picks for bank account bonuses today.
A person typing on a laptop while sitting comfortably on a couch.
Feb. 7, 2026 | By Ryan Wilcox

3 Savings Accounts Crushing Wells Fargo on Interest Rates

A Wells Fargo savings account might be one of the worst places to keep your money in 2026. Here are three great alternatives.
A jar labeled emergency fund holding a stash of cash.
Feb. 7, 2026 | By Jake FitzGerald

The Best High-Yield Savings Account Rates Today, Feb. 7, 2026 -- Up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
The word "silver" transposed over a line chart showing up and down performance.
Feb. 6, 2026 | By Jake FitzGerald

Here's How Much Silver a Person Can Legally Own

There's no federal limit on how much silver you can own in the U.S., but large transactions can trigger reporting rules.
Gold percentage signs all clustered together.
Feb. 6, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Rates, Feb. 6, 2026 -- Still up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
A young woman sitting on the floor with a calculator, laptop, and notebook.
Feb. 5, 2026 | By Joel O'Leary

Here's Why You Desperately Need to Upgrade Your Savings Account in 2026

Most savings accounts pay terrible rates. Here's why upgrading to a high-yield option in 2026 could help you earn more, save faster, and skip the fees.
Man analyzing laptop that's displaying charts and graphs.
Feb. 5, 2026 | By James McClenathen

How AI Is Helping High Earners See Where Every Dollar Goes

As your wealth grows, money gets harder to track. Here's how AI tools are helping high earners see the full picture.
A neat row of hundred dollar bills.
Feb. 5, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Feb. 5, 2026 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
young man holding cellphone to his ear and holding his hand to his forehead like he made a mistake
Feb. 4, 2026 | By Joel O'Leary

Here's How to Tell if Your Bank Account Is Ripping You Off

Many Americans are earning next to nothing on savings and paying monthly fees they don't need to. Here's how to spot if your bank is overcharging you.
Glass jar full of hundred dollar bills.
Feb. 4, 2026 | By Jake FitzGerald

Top High-Yield Savings Rates Today, Feb. 4, 2026 -- Earn up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Metal bank vault door, open and showing inside.
Feb. 3, 2026 | By Joel O'Leary

The 4 Safest Places to Keep Your Cash in 2026

These safe cash storage options protect your principal, while still earning strong returns and offering easy access.
A jar that says emergency savings is on a bookshelf and full of cash.
Feb. 3, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Feb. 3, 2026 -- Up to 5.00% APY Still Available

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Young woman holding her piggy bank up in the air for a kiss.
Feb. 2, 2026 | By Joel O'Leary

Why You Should Upgrade Your Savings Account in February 2026

Earn a top tier on your savings with zero fees and full access. Here's why now's the time to upgrade.
An hourglass on top of a calendar.
Feb. 2, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 2, 2026: Fewer Top APYs Remain After 3 Fed Cuts in 2025

The Fed cut rates a total of three times in 2025, but this week's top CDs still offer yields as high as 4.27% APY. Secure a solid return while they last.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Feb. 2, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Feb. 2, 2026 -- Still Competitive at up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.