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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.


Recent Articles

March 2, 2026 | By James McClenathen

Best CD Rates This Week, March 2, 2026: Don't Wait on These Rates -- They May Not Last

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have the chance to move lower.
March 2, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, March 2, 2026: Up to 5.00% APY Available

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
March 1, 2026 | By Joel O'Leary

Supercharge Your Savings: Best Bank Account Bonuses This Week, March 1, 2026

A new bank account can be the perfect way to level up your savings -- and earn a nice bonus while you're at it. Here are our favorites available now.
Feb. 28, 2026 | By Jake FitzGerald

Best Savings Accounts Rates Today, Feb. 28, 2026: Last Chance to Snag up to 5.00% APY Before March

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Feb. 28, 2026 | By James McClenathen

Best CD Rates Today, Feb. 28, 2026: Close Out the Month by Locking In a Top APY Now

Top CDs today offer up to 4.20% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Feb. 27, 2026 | By James McClenathen

Here's What It Really Means to Be 'Middle Class' Right Now

The "middle class" can't really be defined, but these numbers could help you see where you stand. Here are some key figures.
Feb. 27, 2026 | By Jake FitzGerald

The Single Best Strategy for Making Money With CDs in 2026

CD rates are still elevated in 2026. Here's the simplest strategy to lock in yield without getting stuck if rates fall.
Feb. 27, 2026 | By Jake FitzGerald

How Much Money Should You Keep in Your Checking Account? Here's the Sweet Spot

A lot of people keep too much cash in their checking account. Here's the simple rule of thumb that protects you from overdrafts without costing you interest.
Feb. 27, 2026 | By Jake FitzGerald

I'm Slowly Moving Money Out of My High-Yield Savings Account. Here's Why.

High-yield savings rates won't stay high forever. Here's why I'm starting to lock some of mine into CDs.
Feb. 27, 2026 | By Joel O'Leary

Forget Big Banks: Here's Why I Moved My Savings to an Online Bank

My old bank paid 0.01% APY on savings, and charged a monthly fee. Here's how switching earned thousands more -- with zero extra risk.
Feb. 27, 2026 | By Jake FitzGerald

Top Savings Rates Today Offer up to 5.00% APY, Feb 27, 2026: Here's Where to Find Them

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Feb. 26, 2026 | By Ryan Wilcox

Here's What $50,000 in a High-Yield Savings Account Actually Earns in 2026

Curious how much you can earn on $50,000 in savings? Here's the breakdown -- and why some of that money might be better off elsewhere.
Feb. 26, 2026 | By Joel O'Leary

Here's What Happens When Your Emergency Fund Is Too Big

Keeping too much cash in savings can hurt your long-term wealth. Here's how to find the right emergency fund size and what to do with the excess.
Feb. 26, 2026 | By Joel O'Leary

There's Only One Place Your Emergency Fund Should Be. Here's Why

Your emergency fund needs more than safety -- it needs to earn interest. A high-yield savings account offers both. Here's where to keep yours and how to build it.
Feb. 26, 2026 | By Ryan Wilcox

Why You Should Upgrade Your Savings Account in 2026

If you're still earning next to nothing in interest on your savings, it's time to level up. Here are a couple of great places to move your money today.
Feb. 26, 2026 | By Jake FitzGerald

Here's What Income Actually Makes You Upper Class in 2026

Most people think upper class means ultra-wealthy. The data tells a more grounded story.
Feb. 26, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Offering up to 5.00% APY: Feb. 26, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.
Feb. 25, 2026 | By Jake FitzGerald

Need to Withdraw $10,000+ in Cash? The Government Will Know About It

Withdrawing $10,000 or more in cash can trigger a federal report. Here's what actually happens and what doesn't.
Feb. 25, 2026 | By Jake FitzGerald

Here's How Opening a High-Yield Savings Account Can Make You Hundreds of Dollars a Year

Big banks still pay close to nothing on savings. A high-yield account can quietly earn you hundreds more every year.
Feb. 25, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY: Feb. 25, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Feb. 24, 2026 | By Joel O'Leary

3 Ways to Know if You Should Open Another Bank Account

The best savings accounts today charge no fees and pay up to 4.00% APY. Here's how to know if your current bank is making the cut.
Feb. 24, 2026 | By Joel O'Leary

I've Covered the Best (and Worst) Savings Accounts for Years. Here Are My Top 3 Takeaways

Your bank might be paying you 0.01% APY, while top accounts pay 4.00%. Here's what I've learned covering savings accounts for years.
Feb. 24, 2026 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's the Best Investment in February 2026?

Short-term CD rates are beating 5-year rates, but only by a little. Here's how to decide which term makes sense for your savings goals.
Feb. 24, 2026 | By Jake FitzGerald

Top Savings Account Rates Today, Feb. 24, 2026: Paying up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Feb. 23, 2026 | By Jake FitzGerald

The Most Common Way Americans Waste Money Isn't What You Think

Most Americans admit to wasting money. But it's not what most people blame. Here's where it actually goes.