Banking Articles

High-yield savings accounts have variable interest rates. Learn why expected rate cuts in 2025 may make it a good idea to move some money from savings to CDs.

Retirement is a huge concern for many Americans. If you're saving for the day you can retire, here's how far $300,000 will take you.

Money market accounts have neat features that give them an edge over CDs. Keep reading to learn more about these bank accounts.

If you're fortunate enough to have cash in the bank, earn as much interest on it as you can. Read on to learn why a HYSA can be your money's best friend.

The best high-yield savings accounts have few fees and high rates, but they're not right for everyone. Learn why you shouldn't open one.

Planning for retirement is a huge undertaking. If you've managed to put away $500,000, see how much you can expect to spend in retirement.

Bank account bonuses that require thousands of dollars are out of reach for many. Here are five that are a lot easier for the average person to achieve.

Retirees can continue to build wealth even post-work. Read on to discover a few ways to do it.

CDs aren't for everyone -- and they're certainly not for me. Here are several reasons why they make no sense for someone like me.

A 60-month CD may not have the most competitive APY. But read on to see why it could still be a good choice this month.

For some, the idea of a guaranteed rate for 100 years is attractive. Find out why one writer would never make the commitment.

CD investors can't win right now because either inflation stays high or CD rates go down. Read on to learn how CD laddering can help.

CDs continue to pay out at high rates in July 2024. Find out how to maximize your CD returns while rates are still up.

Bank account bonuses aren't just for new customers. Here's a way existing customers can earn $50 to $100 for referring their friends.

You might get the best interest out there with a 12-month CD. Read on to see why you should -- or shouldn't -- open one this month.

65% of middle-class Americans expect that their financial problems will never improve. See how to regain hope for your financial future.

Rates on 5-year CDs are pretty high right now, but they have some big drawbacks. Here's why I'm not interested in them.

With rates sitting at 5%, July is a good time to open a CD. But here's one key strategy it pays to employ.

Some CDs may offer high interest rates, but that doesn't mean they're right for everyone. Find out how to know if opening a CD is for you.

Under the Bank Secrecy Act, banks must report large and suspiciously small deposits. Here's how to know if the way you bank can get you in trouble.

It's important to find the right checking account. Read on to see how.

A savings account might be the best home for your $25,000, even if it means missing out on market gains. Learn when $25,000 is too much for a savings account.

Want to know if now is a good time to open a 1-year CD? Here are a few reasons why the best savings accounts could be better than the best CDs.

Are you looking to get some income from your cash? Take a look at three great ways to do it.

CDs are just one of many available savings and investment vehicles. Find out how to decide what makes the most sense for your money.