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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

Recent Articles

July 1, 2024 | By Chris Neiger

How Much Will $10,000 in Savings Be Worth in 10 Years?

Building a large sum of money is just the beginning. Read on to find out how to make your money grow.
July 1, 2024 | By Maurie Backman

This CD Hack Could Help You Avoid an Early Withdrawal Penalty

Don't get dinged for withdrawing a CD before it matures. Read on for an easy way to avoid losing money.
July 1, 2024 | By Christy Bieber

4 Things You Must Know if You Deposit $10K Into Your Bank Account

Moving large amounts of money around? Read on to learn how some rules under the Bank Secrecy Act could affect you.
July 1, 2024 | By Maurie Backman

3 Reasons to Open a CD in July

July is a great time to open a CD. Read on to find out why.
June 30, 2024 | By Devon Delfino

This Is How Much Money You Can Make With $5,000 in a CD Ladder

A CD ladder can be a great way to lock in high rates while still having regular access to your cash. Read on to learn how much you could earn with a $5,000 CD ladder.
June 30, 2024 | By Maurie Backman

Is a CD a Good Place for Retirement Savings?

A CD could be a good tool to use for retirement savings -- but only under limited circumstances. Read on to learn more.
June 30, 2024 | By Kailey Hagen

This Credit Union Is Still Offering CDs With a 6% APY

CD rates are slowly dropping, but there's one credit union that's still offering a whopping 6.00% APY. Here's what you need to know.
June 30, 2024 | By Maurie Backman

CD Rates Over 5%? Don't Open One -- Do This Instead

A CD might seem like a great idea right now. But read on to see why you may want to go a different route.
June 29, 2024 | By Emma Newbery

3 Best Checking Accounts for Low-Income Households

Some checking accounts won't charge a monthly fee, no matter what your balance is. Discover what other account features stand out for low-income households.
June 29, 2024 | By Maurie Backman

Opening Your First CD? 3 Pitfalls to Avoid

CDs are appealing to a lot of people right now. Read on to learn about some traps you should avoid when opening one.
June 29, 2024 | By Lyle Daly

Is $100,000 Too Much to Have in Your Savings Account?

Most Americans don't have anywhere near $100,000 in savings. Find out if this is too much to keep in your savings account and what else you can do with it.
June 29, 2024 | By Chris Neiger

Kiss 5% Savings Account Rates Goodbye When the Fed Cuts Rates

Lower savings rates are likely on the horizon. Read on to find out what you should do with your money once rates fall.
June 28, 2024 | By Steven Porrello

This Bank Account Offers a $300 Bonus and a 4.60% APY. Should You Sign Up?

Don't let this lucrative bank account offer expire. Learn why the SoFi Checking and Savings account is worth opening today.
June 28, 2024 | By Ben Gran

Why I Wouldn't Open a 6-Month CD -- Even With Rates at 5%

Want to know if a 6-month CD is a good deal? Here are a few possible downsides -- and why the best savings accounts could be better.
June 28, 2024 | By Kailey Hagen

These Popular Savings Accounts Could Cost You Hundreds of Dollars per Year

If you want your savings to grow as quickly as possible, you need the right savings account. Here's one type you should avoid.
June 28, 2024 | By Steven Porrello

5 Smart Ways to Invest $1,000 Right Now

In this high-rate environment, you have plenty of great opportunities to invest $1,000. Read on to learn the top five ways.
June 28, 2024 | By Chris Neiger

Kiss 5% CD Rates Goodbye When the Fed Cuts Rates at the End of 2024

CD rates could fall soon. Read on to find out how to get the maximum CD rate now.
June 28, 2024 | By Ben Gran

Your Money Deserves Better Than Trillion-Dollar Banks Paying 0.01% APY

Don't settle for 0.01% APY from a big bank savings account. See how the best savings accounts can supercharge your yields with 5.00% APY (or more).
June 27, 2024 | By Emma Newbery

Act Now to Get This Checking Account Welcome Bonus of up to $500

The Axos Bank Rewards Checking Account is paying up to $500 to qualifying new customers. Find out how to earn the bonus and decide whether it's right for you.
June 27, 2024 | By Maurie Backman

Here's Why Your Next CD Might Result in a Huge Tax Headache

Opening a CD? Before you get excited about the interest you'll earn, recognize that you don't get to keep it all. Here's what you should know.
June 27, 2024 | By Maurie Backman

Saving for Retirement With CDs? It Could Cost You $328,000

CDs might seem like a nice, safe bet for retirement. Read on to see why you might sorely regret using them to build a nest egg.
June 27, 2024 | By Maurie Backman

Here's the Best Strategy for Buying CDs Now

Believe it or not, your best move when buying CDs right now isn't to chase the highest rate. Read on to learn more.
June 26, 2024 | By Steven Porrello

Have a Chase Savings Account? You Might Be Missing Out on $400-Plus per Year

Rate-wise, Chase savings accounts pale in comparison to today's high APYs. Find out what you could be missing here.
June 26, 2024 | By Maurie Backman

Will CD Rates Stay High Into 2025? Here's What We Know so Far

CD rates are strong right now. Will that be the case next year? Read on to find out.
June 25, 2024 | By Christy Bieber

This Is the Single Best Strategy for Investing in CDs

If you're interested in investing in CDs, it may be worth trying out a CD ladder. Here's the perks and how to build your own.