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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Two men in thought looking at a laptop screen together.
Jan. 24, 2026 | By Joel O'Leary

Here's What Happens When You Cash Out a CD Before It Matures

Thinking of pulling money early from a CD? Here's what to expect when it comes to the penalty and smarter ways to stay flexible.
Stacks of coins in increasing height following by a large dollar sign.
Jan. 24, 2026 | By James McClenathen

Best CD Rates Today, Jan. 24, 2026: Lock In up to 4.27% While You Can

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Jan. 24, 2026 | By Jake FitzGerald

High-Yield Savings Rates Today, Jan. 24, 2026 -- Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A bank structure set on a cream structure with small red flags in the background.
Jan. 23, 2026 | By Joel O'Leary

Here's What Happens When Your Bank Flags a 'Suspicious' Deposit

If your bank flags a deposit as suspicious, here's what to expect and how to make sure your funds don't get stuck or delayed.
Close-up on stacks of coins sitting next to a clock
Jan. 23, 2026 | By James McClenathen

Best CD Rates Today, Jan. 23, 2026: Top APYs Keep Shrinking -- Don't Wait

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
woman smiling and holding a large pile of cash
Jan. 23, 2026 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, Jan. 23, 2026 -- Still up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
Person hiding cash under mattress.
Jan. 22, 2026 | By Joel O'Leary

3 Places You Should Never Keep Your Emergency Savings Fund

Your emergency fund deserves better than low returns. Discover three risky spots -- including checking accounts -- where parking this money can cost you.
Stacks of coins in varying heights with a ladder leaning against the tallest one.
Jan. 22, 2026 | By James McClenathen

Best CD Rates Today, Jan. 22, 2026: Fewer 4.00%+ Options Left -- Act Fast

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
young woman holding piggy bank
Jan. 22, 2026 | By Jake FitzGerald

Today’s Best High-Yield Savings Rates, Jan. 22, 2026 -- Earn up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can before rates slide.
Couple using laptop and calculator together smiling.
Jan. 21, 2026 | By Joel O'Leary

Here's What Happens When You Move All Your Savings to an HYSA

Move your money to a high-yield savings account and earn more interest, skip the fees, and build better saving habits. See the top HYSA picks now.
An hourglass being held in a hand outdoors.
Jan. 21, 2026 | By James McClenathen

Best CD Rates Today, Jan. 21, 2026: Only a Few Top APYs Still Standing

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid return before rates dip lower.
two hands pulling on $100 bill
Jan. 21, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, Jan. 21, 2026 -- Up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
An hourglass on top of a calendar.
Jan. 20, 2026 | By James McClenathen

Best CD Rates Today, Jan. 20, 2026: APYs Above 4.00% Are Fading -- Lock In Now

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Jan. 20, 2026 | By Jake FitzGerald

High-Yield Savings Account Rates Today, Jan. 20, 2026 -- Earn up to 5.00% APY

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the top rates still available now.
Man appears to be in thought while looking at laptop screen.
Jan. 19, 2026 | By Joel O'Leary

CDs vs. High-Yield Savings Accounts: Which Is Better in 2026?

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings goals best.
Piggy bank, stacks of coins, and an alarm clock on a table.
Jan. 19, 2026 | By James McClenathen

Best CD Rates Today, Jan. 19, 2026: Don't Miss up to 4.27% APY While It's Still Here

Today's best CDs pay up to 4.27% APY. It could be a smart idea to lock in a solid return before yields move lower as we head further into the new year.
A young woman wearing a hat holds a fan of hundred dollar bills.
Jan. 19, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, Jan. 19, 2026 -- Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
Glass jar full of hundred dollar bills.
Jan. 18, 2026 | By Joel O'Leary

The Simple Savings Account Switch That Can Earn You Hundreds in 2026

Earn hundreds more on your savings with a top high-yield savings account. See how a simple switch could boost your account balance this year.
young woman pumps fist in office
Jan. 18, 2026 | By Ryan Wilcox

3 Savings Accounts Crushing Chase on Interest Rates

From an earnings perspective, a Chase savings account is one of the worst places to keep your money. Here are three great alternatives.
Woman holding finger to her mouth in thought.
Jan. 17, 2026 | By Ryan Wilcox

Have Lots of Money in Your Checking Account? Here Are 5 Better Places to Keep Your Cash

Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your money in 2026.
Person in suit puts coin into piggy bank next to stacks of coins and an alarm clock.
Jan. 17, 2026 | By James McClenathen

Best CD Rates Today, Jan. 17, 2026: Your Chance to Lock In up to 4.27% APY

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
blue piggy bank sending yellow piggy bank flying off a seesaw.
Jan. 17, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Jan. 17, 2026 -- Up to 5.00% APY While It Lasts

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
A downward trending red arrow over top hundred dollar bills.
Jan. 16, 2026 | By Jake FitzGerald

The Best Bank Accounts for 2026, Even if Rates Fall

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.
A person using a calculator and laptop at a sunny cafe.
Jan. 16, 2026 | By Joel O'Leary

Here's How Much $10,000 Would Earn in a 6-Month CD Now

See how much $10,000 earns in a 6-month CD with today's top APYs. Compare banks, rates, and promo terms to make the most of your savings.
Padlock on top of cash
Jan. 16, 2026 | By James McClenathen

Best CD Rates Today, Jan. 16, 2026: Up to 4.27% APY Still on the Table -- Barely

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.