Review
Updated
Fact Checked
Nathan Alderman
For travelers who enjoy flying with JetBlue, the JetBlue Card is a rewards credit card with no annual fee. A 10,000 points bonus offer is available to new cardmembers and you can save 50% on eligible in-flight food and drink purchases. Otherwise, this airline credit card has limited perks compared to other airline credit cards on the market. Read our full JetBlue Card review to find out if this card is a good option for you.
JetBlue Card
Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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Rating image, 3.50 out of 5 stars.
3.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
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= Best
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= Excellent
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= Good
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= Fair
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= Poor
= Best
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Credit Score
Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.
Good/Excellent (670-850)
Intro APR
Purchases: N/A
Balance Transfers: 0%, 12 billing cycles
Regular APR
21.24%, 25.24% or 29.99%, variable
Rewards 3X points per $1 spent on eligible JetBlue purchases, 2X points per $1 spent at restaurants and eligible grocery stores, 1X points per $1 spent on other purchases
1X - 3X points
Annual Fee
$0
Welcome Offer 10,000 bonus points after spending $1,000 on purchases in the first 90 days.
10,000 points
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A clear fit for frequent JetBlue flyers, but the card's value is pretty limited beyond that target market. Many other airline cards have similar rewards, but with far bigger sign-up bonuses.
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- No annual fee
- Bonus points offer
- Earns rewards
- 50% in-flight savings
- No foreign transaction fees
- Intro APR balance transfer offer
- Low bonus points offer
- No free baggage allowance
- No anniversary bonus
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- Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days.
- Earn 3X points on eligible JetBlue purchases, 2X points at restaurants and eligible grocery stores and 1X points on all other purchases.
- Points awarded in your TrueBlue account don't expire.
- 50% inflight savings on cocktails and food purchases.
- No foreign transaction fees.
Credit card comparison
We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.
| Offer | Our Rating | Welcome Offer | Rewards Program | APR | Learn More |
|---|---|---|---|---|---|
|
Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Discover will match all the cash back you've earned at the end of your first year. N/A | 1% - 5% Cashback Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. |
Intro: Purchases: 0%, 15 months Balance Transfers: 0%, 15 months Regular: 17.24% - 28.24% Variable APR |
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Rating image, 5.00 out of 5 stars.
5.00/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
Up to $300 cash back Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases. | 1.5% - 5% cash back Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases |
Intro: 0% Intro APR on Purchases and Balance Transfers for 15 months Purchases: 0% Intro APR on Purchases, 15 months Balance Transfers: 0% Intro APR on Balance Transfers, 15 months Regular: 20.49% - 29.24% Variable |
Apply Now for Chase Freedom Unlimited®
On Chase's Secure Website. |
|
Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Rating image, 4.50 out of 5 stars.
4.50/5
Our ratings are based on a 5 star scale.
5 stars equals Best.
4 stars equals Excellent.
3 stars equals Good.
2 stars equals Fair.
1 star equals Poor.
We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair = Poor |
75,000 bonus points Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠. | 5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. |
Intro: N/A Purchases: N/A Balance Transfers: N/A Regular: 21.49%-28.49% Variable |
Apply Now for Chase Sapphire Preferred® Card
On Chase's Secure Website. |
Full JetBlue Card review
This credit card is a good fit for: JetBlue fliers who are new to rewards credit cards and want a rewards card with no annual fee.
Top perks
These are the top highlights of the JetBlue Card.
No annual fee
This card doesn't have an annual fee. If you're new to using airline rewards cards, it will be nice not to worry about paying an annual fee.
READ MORE: Best Travel Credit Cards With No Annual Fee
Bonus points offer
The JetBlue Card does have a bonus points offer for new cardmembers. After spending $1,000 within the first 90 days of owning the card, you'll earn 10,000 points. While a bonus points offer is a nice perk, this one is not as generous as other airline cards.
Earns rewards
You'll be rewarded for your spending when using this card.
Here's a breakdown of how the JetBlue Card earns rewards:
- You'll earn 3 points per $1 on eligible JetBlue purchases
- You'll earn 2 points per $1 at restaurants and eligible grocery stores
- You'll earn 1 point on other purchases outside of these categories
READ MORE: Best Rewards Credit Cards
50% in-flight savings on food and drinks
You'll save 50% on eligible in-flight food and drink purchases on JetBlue-operated flights. Eligible purchases include beer, cocktails, and meals. Savings are in the form of statement credit posted to your account. If you enjoy ordering beverages or food while in the air, this is an attractive card perk that can save you some money.
Reach Mosaic status faster
When you spend money with the JetBlue Card, you'll get closer to achieving elite status. Mosaic, JetBlue's elite status level, can be earned when you earn 50 tiles. When you spend money with your JetBlue Card, you'll earn one tile for every $1,000 spent. If you spend $50,000 with your credit card, you can achieve Mosaic status, which offers extra benefits to improve your flying experience, like early boarding and two free checked bags.
No foreign transaction fees
No foreign transaction fees are charged when using this card in other countries. If you like to travel internationally and plan to use this card on your trips, you won't have to worry about additional fees. Typically, credit card issuers charge 3% for foreign transaction fees.
READ MORE: Best No Foreign Transaction Fee Cards
Intro APR balance transfer offer
The JetBlue Card promotes an introductory balance transfer APR of 0%, 12 billing cycles, available to new cardmembers. This is only valid for balance transfers, not new card purchases. Balance transfers must be posted to your account within 45 days of account opening. A go-to APR of 21.24%, 25.24% or 29.99%, variable applies after the intro period ends. The balance transfer fee is 5% ($5 min.) per transfer.
If you have credit card debt you want to pay off, this gives you plenty of time to do so without incurring additional interest charges.
What could be improved
The JetBlue Card has some areas of improvement worth noting.
Low bonus points offer
While the JetBlue Card offers bonus points to new cardmembers who meet the minimum spend, this bonus offer is not competitive compared to other airline credit cards. The 10,000 points you earn won't get you very far. The points required to redeem for a flight are tied to JetBlue's cash rate. Redemption amounts will also be lower when rates are lower or there are airfare deals.
To give you a general idea, 10,000 points will probably only get you a single one-way Blue fare ticket, which allows you to bring a personal item and carry-on bag. If you book a discounted fare and use points, you may be able to get a round-trip Blue fare ticket. Use JetBlue's best fare finder tool to find the most affordable dates to fly to maximize your redemption.
No free baggage allowance
Other airline cards, even some without an annual fee, offer a free baggage allowance. This card doesn't offer any free baggage perks. This is a notable concern, especially because JetBlue's cheapest fare option, Blue Basic, doesn't include a carry-on bag except for flights to and from the U.K. and Europe. The next fare level, Blue, includes a carry-on bag but not a checked bag.
No anniversary bonus
The JetBlue Card doesn't offer an anniversary bonus. That means there's no bonus points incentive to continue to carry this card in your wallet. The JetBlue Plus Card, which costs $99 annually, offers this perk.
Suggested credit score
This credit card is intended for consumers with good to excellent credit. Applicants will have a better chance of securing approval for the JetBlue Card with a FICO® Score of 670 or higher. Keep in mind other factors are also considered, such as income and current debt. It could be possible to get approved with a lower credit score -- or be denied with a higher score.
The JetBlue Card is right for you if:
If you already fly with JetBlue and want to earn rewards on your spending without paying an annual fee, the JetBlue Card might be ideal for you.
If the following statements apply to you, then you should consider applying for the JetBlue Card:
- You fly with JetBlue
- You want a rewards card with no annual fee
- You want to earn rewards on JetBlue purchases
- You want to earn rewards on restaurant and grocery store purchases
- You want to save 50% on in-flight food and drink purchases
But if you prefer a higher bonus points offer, want free baggage perks, or want a card that offers an anniversary bonus, this is not the right card for you. Instead, another travel or airline card from our best credit cards list may be a better option.
Our credit card methodology
At The Motley Fool Ascent, we rate credit cards on a five-star scale (1 = poor, 5 = best). Our rating criteria includes rewards rates, welcome bonuses, fees, and perks like travel credits and 0% intro APR offers to evaluate our ratings.
We combine these factors with an evaluation of brand reputation and customer satisfaction to ensure you're getting the best card recommendations. Learn more about how The Ascent rates credit cards.
FAQs
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No, the JetBlue Card has no annual fee.
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Yes, new cardmembers who meet the $1,000 minimum spend within 90 days of account opening will be eligible to earn 10,000 points. If you prefer a more generous bonus offer, you may want to explore other travel or airline credit cards.
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No, you don't get free checked bag perks with the JetBlue Card. The JetBlue Plus card, which has a $99 annual fee, includes one free checked bag on JetBlue-operated flights for you and up to three eligible travel companions.
Our Credit Cards Experts
Natasha has been a freelance writer since 2015. She specializes in credit card and credit card rewards content. When not busy writing, she's either dreaming up her next credit card rewards redemption or traveling the globe. Her goal is to encourage more people to experience the world around them while making smart financial choices.
Fact Checked
Nathan Alderman
Nathan Alderman has worked with The Motley Fool since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As The Ascent's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.
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We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent, a Motley Fool service, does not cover all offers on the market. The Ascent has a dedicated team of editors and analysts focused on personal finance, and they follow the same set of publishing standards and editorial integrity while maintaining professional separation from the analysts and editors on other Motley Fool brands.
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