The Fastest Ways to Earn Points on Your Chase Sapphire Reserve®

Chase Sapphire Reserve® cardholders pay an annual fee of $550, with an additional $75 tagged on for each authorized user. Not only does the card carry the price tag of a premium card, but it also offers premium-style perks. Among the benefits offered are private dining experiences, airport lounge access, and upgrades at hotels and resorts. But here, we look at the many ways this credit card allows users to earn bonus points and uncover the quickest route(s) to valuable rewards.

Take advantage of the Chase Sapphire Reserve® welcome offer

Think about all the things in your life you could use your new credit card to pay for. Chances are, it would be pretty easy to spend $4,000 on purchases within the first 3 months of opening the account. If you meet the $4,000 spending threshold, Chase will reward you with 75,000 bonus points.

Skip the airline websites

Another way to rapidly build up your Chase Sapphire Reserve® points is to call on Chase Travel when you need to book a flight. Chase rewards you with 5x the total points on all flights booked through its portal (after you spend the first $300 on travel purchases).

Book hotels and rental cars through Chase

Booking your hotel and car rental through Chase Travel earns you 10x the total points. If you're a frequent traveler, this is a fast, easy way to rack up points. And if you play your cards right, you'll end up with more money in your checking account.

Keep that Chase card available

Once you're on the road, leave your other credit cards in your wallet, no matter how great they may be. Chase Travel gives you another 3x the points on other travel-related purchases. Plus, the card comes with no foreign transaction fees.

Don't forget about dining

The Chase Sapphire Reserve® is a dining superstar. Paying for your meals at restaurants, eligible delivery services, and takeout with your Chase card earns you another 3x the points. It could not be easier.

Take your meals to the next level

You can even use the Chase Ultimate Rewards portal to capitalize on dining. You'll earn a whopping 10x the total points for making prepaid restaurant reservations, ordering takeout, or joining a virtual cooking event through Ultimate Rewards.

Cash in on another advantage of streaming

If you're streaming your entertainment anyway, pay for it with your Chase Ultimate Rewards card and collect 1x points for your effort. This can be a good way to defray the rising costs of popular streaming services.

Grocery shop from the comfort of home

Make grocery purchases online, and you'll pick up another 1x the points. When you consider how much you spend on groceries each year, you quickly realize how many points you may earn.

Take a Lyft

If you pay for your Lyft ride with your card, you'll earn 10x the total points through March 31, 2025. Normally, it's 3x the points, but Chase is adding an additional 7x points as a sweet bonus. You also get two free years of Lyft Pink All Access if you activate by Dec. 31, 2024.

Climb on a Peloton

If you've been looking for a way to up your workout game, now's a good time. Use your Chase Ultimate Rewards to purchase equipment and accessories for over $150, and thanks to earning 10x total points through March 31, 2025, you can earn up to 25,000 total points.

The ultimate goal of using rewards credit cards is to earn points without incurring interest. That's possible when you pay your card balance off in full before the end of each billing cycle. As of this writing, the regular APR on the Chase Sapphire Reserve® card is 22.49%-29.49% Variable. When you never carry a balance into the next month, it's a win-win proposition. You avoid paying interest and earn points.

If you watch your finances closely, take the opportunity to carefully build rewards points that will save you money.